I'm in! I'm doing a no spend year! Going to continue on my journey towards being debt free. My word for 2022 is "Contentment " My motto for 2022 is "Use the library card instead of the Mastercard!"
In January, i did reading, puzzles, i sew as well, i baked, i cooked up some different recipes, i watched tv, UA-cam, i took some naps, i did a major cleaning on my house, did laundry, i worked on some new art projects. I work from home as well now so i got a lot of work done. I organized as well. I also workout and did some exercise at home. If you have siblings or a friend ask them to play a game together, like board games or card games. There is so much you can do at home that is free.
I’m in too!!! My theme/word for 2022 is “I can!” I can loose that weight, I can do that task I’ve been putting off, I can love my body the way it is now (I had breast cancer in 2021 and lost both of my breast, my hair, a lot of ache and pains etc), I can…etc I would love to hear your take on minimalism.
Yes, yes do love your body as it is because it is still you! I had a dbl mascectomy 37 years ago. I am 69. The most important thing is to dress beautiful, (not expensive, tasteful) keep your hair and skin nicely groomed. Pamper yourself. I remember buying a cute outfit, getting a budget haircut, and over pampering myself to feel myself again. It sure doesn't hurt. God speed you on your healing. 💗🤗💗
I'm on this train! So excited, Kate! My word is ENOUGH! I have enough. I am enough. AND enough is enough! I have retirement in sight, but have some goals to reach financially first. I LOVE your channel!
This is my word too. Whoopwhoop. I'm appreciate what I have and am approaching a no spend year from a point of abundance. I am ready very disciplined. My downfall is getting things for my grandkids. Gives me joy... but they need nothing. My time is the best gift to them. We all have enough. How blessed!
I’m in! My no-spend savings will go toward my emergency fund. My word for the year is PROGRESS. Focusing on my finances, decluttering/streamlining my home, and building up my side hustle. Love this community- thanks for all your encouragement, Kate!
My word for 2022 is self care. I always put everyone else ahead of me but I'm burning out and I need to remind myself I'm important too. Extra money from no spend January I'm going to use toward increasing my savings account.
I am in with the no spend January. Yesterday I shopped at Aldi's and stocked up on some good sales so I am prepared to spend less on groceries in January. My word last year was Retire, which I did :-). Really struggling with a word for 2022. Can boil it down to two words - new routine. Not working anymore creates a huge hole in your daily life. I don't want to waste my days doing nothing. Yes, I knit - and in the winter time its a great for knitting. I have wayyy too much yarn, enough for a year or two of crafting :-). Read a book a week is a goal for 2022. I get daily Bookbub emails and often get a book from the library based upon a book that sounds good from the emails. Started applying the Fly Lady routine for keeping my home cleaner in December. I have more time to declutter now! In a month or two, will look for temporary jobs and as I did this year- use most of the money to save up for upcoming large expenses. Newer car, home repairs, etc. Happy New Year everyone!
I too am retiring in March, so I am so curious how life will be after 37years! I love to knit and love our home in the country, I would also love to read books! I am sort of curious how I will like being retired after such a strict schedule….tips would be great to share!
@@sherilynp629 , I retired from my job 2 years ago I love to read so I always get my local library to reserve books from other libraries. I've helped at Church food pantry for 6 years 4 of those while still working full-time I worked Monday - Friday so only when I took a vacation day.
I’m In!!! My word for 2022 is DISCIPLINE! I know the answers to the questions! How to save money, how to get physically fit, how to entertain myself, how to educate myself, etc. What I lack is the discipline to do the necessary work in order to achieve the desired results! 2022 is the year of sticking to the plan! 🙃 I need to refund my emergency money. 2021 took a huge chunk out of it!!! Happy New Year K-Squad! Love to you all and especially Kate, Kaden and the kitties!! ❤️
I'm in!! I recently took a drive 7.5 hours from home. Alone. It was beautiful!! I'm saving for adventure!!! Contentment is my theme. Too often we look around instead of inward for what or how we should be.
I’m in- Braving Based on Brene Brown acronym- Boundaries Reliability Accountability Vault Integrity Non-judgment Generosity The Anatomy of Trust- teaching our children the meaning and the morals of life and how to live and how to choose friends and be a good person, be kind and loving. Good luck 🍀 to each of us-
I am IN! Saving for a special trip. My word is CELEBRATE! I am celebrating my 60th birthday, my health, my life, my blessings, my friends and family. I am going to be intentional with celebrating these awesome blessings!
I’m In! Looking forward to my 2nd No Buy Year (with the exception of essentials and replacement items only). The money saved will go towards my emergency fund. // My Word for 2022 is “Eliminate” (eliminate the energy vampires and the drama that they bring into my life, eliminate the foods that do my body harm, eliminate the negative thoughts and emotions that cause stress & anxiety, and eliminate experiences that bring me no joy).
AHHH! Eliminate is a word in the KATE METHOD! (Keep Focus, Adjust, Track and Eliminate!) It's one of my fav words! SO GLAD you picked that and I LOVE why you made that your 2022 theme. You are going to have a GREAT YEAR!
@@KateKaden Ooh I like the KATE METHOD - I’m going to try and incorporate that if it’s okay? Thank you for your kind words and I all I can do is my best to make it a great year! Hope it is a great one for you too and that 2022 is all that you’ve envisioned it to be 💞
My word for this year is Brave! Many things have changed the last year or so being older and alone can be a little scary! So my goal is to step out and be more at peace! Love my family and friends!! God is in control!
I’M IN!!! Tired of constantly looking and window shopping online when I’m bored. I don’t actually end up spending too much money, but the amount of time I spend searching for the perfect “thing” is ridiculous and exhausting! I’m getting some books from the library and getting more active this month! Love your channel Kate! Happy New Year! 🎆
I’m in !!! 😀😃 My word: Self-care ( I know, it’s 2) Want and Need to work on my mental health.. when you take care of yourself, ( eat healthier , trying to be more plant based , exercise ( walk weekly ( walk 🐶) , keep up w yearly appts to doctors and 🦷, Keeping hm decluttered ( De-owned ( I love this term better by the way) , clear space , less to clean and keep up w. ) it is easier to project it to the outside world and environment around you. This pandemic has taken a toll on us all and I am def feeling the heavy lifting here. I’m in health care, so I always have to keep my guard up and try to stay healthy !! 🤗
I did something like that in January. In January, i sat down and looked at the numbers and my budget and also my schedule and i went through everything and i picked out some days in January and i was like um ok on this day, i don't want to spend any money, not online, not in stores, not out of my bank accounts, nothing and also i don't want to go anywhere either that way i didn't have to put so much money into my gas tank and i tell you one thing i am shocked and mind blown on how well i did and the fact that it worked. It actually helped me get a good jump start on savings and just my overall financial position. In fact i am planning on doing it again in February. Please try this. You don't have to do a full month of it. Just a few days or even a week, or something like that. Also get your family involved that way they can understand what you are trying to do, accomplish, achieve.
I'm in! I'm continuing getting out of debt. I paid off over $24,000 this year. I'm ready for more. My word for the year is expectant! I'm using E words to explain that- exercise, education, enrichment, and excitement.
I'm in for 2022. I will be using the money saved for vehicle work that needs to be done. My word is reduce. I want to reduce stress, reduce toxins, reduce waste, and reduce my waistline to be healthier.
I’m in! I started a couple of weeks ago out of sheer money spending burn-out. I am planning a no-spend year (except on necessities), but I will reevaluate at each quarter. I am currently decluttering my house & listing items on Poshmark. I have too much stuff & it’s not helping my anxiety, so, unless it is necessary, things are going out, but nothing is coming in this year! My word of the year will be “peaceful”. ❤️
I'm In!!! The only word & goal I need in my life is ORGANIZE! I am a reseller & have a lot of items in my house. They need to be boxed up & put away for future sales! I need to stop purchasing & deal with what I have. I really need a no spend month. Easier said then done, but I'm going to give it a good shot.
We're all in! This is our 3rd no-spend Year as we still haven't reached our target but we love it :) This time of year to sort out what we are using, donate/recycle what we're not and prayerfully make our plan for the year ahead. We do a complete spending freeze for Jan, only allowing regular Direct Debits, buying fuel for work (my Husband uses our car for work as a Delivery Driver) and buying fresh eggs. We will only cook from scratch, eat what we have already in stock and save as much as we can. We both remember how to be resourceful and are reminded of God's goodness and His abundance toward us
I am focus on saving up for a little miniature vacation. Look i don't travel or treat myself very often and i need a break from work, from a lot of things. I need to go somewhere where i can just chill, relax, see something new or different. I just simply need to get away. So a little trip that i am saving up for. Second i am saving up something very very special for my daughter. My daughter has been working really hard over the years and i just want to treat her as well and do something awesome for her. Those two are what i am saving up for.
I'm so all in for a no spend 2022 (that's my actual goal) - and all in for no spend Jan 2022. My word for 2022 is EASE, the words to describe 2022: grateful, peaceful, joyful, calm, loving, present, content, trusting, and grounded. Thank you Kate. I adore you and all you do. Happy new year and so happy to join you in this great challenge. Also, I'm all with you about simplifying LIFE in every way!!
if you are into it The Kelvingrove Art Gallery and Museum in Glasgow is free and worth the effort. If you are planning to visit any castles (national trust-also good resource for walking Scotland) it might be worth buying a discovery pass prior to your trip as it can be costly.
I'm in! My word is stewardship. I want to be a better steward of that which God has entrusted to me. I will be spending my time crocheting, walking, reading some books and devotionals I have. I think I even have a puzzle I never got around to doing. I do have a gift card to Hobby Lobby I got for Christmas. I may use it if I find something on sale that is within the gift card limit. My goal is to pay off a credit card in 4 months and then I'm going after my car loan......that is my WHY😊
I’m interested in minimalism! I will need to spend money this month on my start-up, but my word for 2022 is Activate! My 2022 phrase is “DO IT NOW!” I need to get out of the dream/thinking stage and start ACTING on my dreams! This is the year my career lines up with my values. I stop working at a career that is not me at all, and I start my business, buy my Ford Transit Connect, and start traveling more! I’m excited to start living in “Do-It-Now-Town!”
I’M IN!!!!!! We had to replace our old car sooner than anticipated so we didn’t have the full amount saved. We “borrowed” from our savings and our goal to is pay ourselves back before the end of 2022. Want to get the ball rolling and apply a chunk from No -Spend January and also from eating our pantry down and only giving ourselves $100.00 food budget for the month. I just knew we were kindred spirits Kate! I, too overthink and over analyze everything so my word for the year is PEACE. I want to free my mind from all the ruminating thoughts that run through my head. I deserve the PEACE God wants us all to have. Happiest of New Years to you, Kaden and the K-squad. What a comfort to know we are all in this together!
I am in for all of 2022. I realized that going into my third year of no spend that this is now a lifestyle for me. My goal this year is to save at least $12000 for retirement savings.. I am prepared with new journal and all my spending rules worked out. I have all categories covered. One of the things I was allowing myself to get this year was kayaks in order to get outside more and exercise...our pool has been closed for 2 years now and being disabled doesn't allow me to walk/hike etc. Christmas money paid for kayaks(on sale) and will be here next week. My word this year is DEPTH (deeper meaning etc) so kayaking on deep water to reconnect with nature and spend more time safely with a loved one is fitting. Happy New Year!
My word for 2022, well it's not a word cause I cant think of one, but more of a phrase is "Create a life you love." I feel like i'm always living to impress other people and living by their opinions or whats "right" or "popular" and not listening to myself and doing what I want to do! I'm also not happy with my job. I feel like i'm miserable, and i'm just sick of not taking my life into my own hands and doing what makes ME happy! So I want to make 2022 MY YEAR and stop being afraid to live by my own rules. woo! lol As far as no spend January I still have some house projects i'm doing and i'm getting married next month so I think ill try a no spend in like April or something lol but LOVE the idea!
Hi Kate and happy new year!! I love your word for 2022. Mine is very similar and its MINIMIZE!! I'm in for no spend January. My goal is to purchase a new kitchen table set. My kitchen is the gathering spot of my home and I would love a new table. I plan on making this happen!! Thank u for all the encouragement and if any one is reading this- dont give up!! You can reach your goals!!
I'm in! My word is Choose. I choose how and where I spend money...I also choose to save! I have goals for sure...now that I found your channel I will be binge watching your videos!
Same here! Starting this January 2022- only spending $$ on food (groceries - not eating out) and other necessities!! In addition to other living expenses. Good starting point! Let's do this!!!
I needed this so bad! I am tierd of living paycheck to paycheck. Every time I put $ up another expense occurs. If I cut out fast food and dunkin in January I can do it
my word is SIMPLIFY as well..not copying, I thought of it before you said it..lol...my mantra is "Never Complain, Never Explain". Happy New Year Kate....I love your very uplifting message.
I'm in! I always do No Spend November with minimal groceries so a simple Christmas feels really abundant and is paid for already. I just moved and my new job start date got pushed back so this month I'm living on savings/not spending. Word of the year is Listen. I want to do well at my new job.
I'll be dropping by for the inspiration needed for a low/no buy 2022. Have a lovely day, KK family, and a beautiful 2022. * I'm back. Even as I commit, my brain keeps spinning out ideas of things to buy. Down brain, down!
I'm in! Last 2 years I've done no spend years. The savings went to pay toward my mortgage and to pay for Christmas gifts for family, friends and of course for me. Feel great to star January with No Debt added by gift shopping, everything is saved off and paid off by December 31st!
I'm in! With 4 kids ranging from 2-8 I've never had the courage to do this. My word of the year is Consistent. If i am consistent then I will see results. Trying to be consistent in all things.
Hi Kate. I'm Lisa. I just found your channel through the amazing UA-cam algorithm. 😁 I'm excited to go back through your videos and see what I can learn. I'm a 49 year old divorcee, mom to a 17 year old son who is a junior in HS. I make good money, but like a lot of people I spend the extra on frivolous "stuff", and fast food. 2022 is MY year to break these bad habits. My word for the year is ENOUGH. The word has 2 meanings for me. First, on the financial front, I have enough "stuff", and I don't need to add to it. Second, on the personal front, I am ENOUGH! It's time for me to push away the negative and only focus on the positive about myself physically. I hope you have an amazing 2022! Let's do this!!
I’m doing a low buy year/depth year. I made 3 big goals for the year: quit smoking, get a job for more money, and have low spend. The smoking and low spend dovetail haha. I’ve cut down my smoking quite a bit. I’m writing down a plan for each goal. Love watching this channel
I’m in! My word is Brave! It was my word last year and I did improve, but still not brave enough to give up on that word.Saving the Jan. money for property taxes and house insurances coming due.
Im in! just found you and I’m already obsessed. I just told my family on New Years Eve that we are done with all the extra spending. Door dash, Dunkin’ Donuts, going out to restaurants, ordering. You name it, we did it. COVID messed me up. It became a free for all with everyone being home. My girls were eating like crap, I was eating like crap, my exercise went out the window. I am so ready to Learn. My word is Learn. I have been wanting learn how to cook and bake better and just learn knew things and ideas.
I'm in! My word for the year is Joy. Every quarter, at work, we get a gift box and in the Christmas box I got an ornament that features the word Joy. My middle name is Joy. If I focus on JOY I think this no buy month (ideally year) will be so much easier.
I’m in! I want to save for garden whimsy and plants. Feed myself from my garden. My word for 2022 is RE-ENVISION (This is inclusive of reinvigorate, recreate, reinvent, repurpose, release emotional baggage, reassign items, redesign the life that I want.) I am a Jill of many hobbies with many unfinished projects that I want to finish. Happy New Year!!! 🎈🎶💥🎉🎊💗😁🇨🇦
I'm in. The money I save from no spend January will go towards extra payments towards my car note, saving money each week to go towards getting my nails done for 3 months at the nail shop, building our emergency fund more, and saving for our honeymoon. This year is all about self care.
I just found your channel through Under the Median and I think I have found a kindred spirit here! My word of the year is "Freedom." How I want to feel in 2022 : More loving, lighter, fun, joyful, more like the old me, less negativity, and stress, free from the burdens of the past, free from other’s opinions, inner peace, that my home is a place of comfort and joy and not a burden, stable in finances, prepared and hopeful for the future.
My word/theme of the year is relaxed. Not stressing/over thinking every tinh little thing. I want to feel relaxed, calm and stress free! Go with the flow of work and life
New In 2022 is my theam. In 2021 I worked very hard to get my health much better and I worked my tail off, now I want to make time for fun. My plan is to streamline, downsize and deligate chores to free up space for fun. My business goal is to simplify. More efficiently and affectively get my work. done
I'm in! I will continue to "effortlessly" declutter my home & life in order to manage less stuff. It's much easier to focus on absolutely every other thing you enjoy when you have your house & finances in order. So getting into maintenance mode is my goal this year.
Our wedding anniversary is in January, so I will be doing something to celebrate and it may in fact involve dining out, otherwise I will not be spending money. I recently put my entire severance package into savings and that alone, has motivated me SO much, to save even more! I want to save for my own retirement! I’m 55, and have to play catch up! My word for 2022, is FOCUS. Focus on myself, my health, my finances. It’s going to be a great 2022!
I'm in! I will be spending my time painting - my creative side which already is a small side hustle but that I just love doing so it is a win win situation. Amy money saved is going towards paying off my loan and last small bit on my credit card plus adding to my emergency fund. My word will be SIMPLIFY - which is incredibly spooky because you said it just as I was typing it! I want to simplify my budget, my house and my life!
I’m in - my husband turns 50 in February on the same day as my eldest son turns 19 - I asked my husband what he wanted for his birthday and he wanted to go on a family trip. Due to covid we have been limited in the UK on travel and vacations. Our trip is now booked and needs paying for. Can’t wait, such a good reason to save. Thank you for your inspiration and such positive outlook. Lesley England xx
our family spent much less this year and focused on frugalness; my son got me a case of canning jars and my daughter and son in law got me more items I needed for canning; such a thoughtful idea. Loved everything I "needed" to do the things I love and"needed". We only spent 500.00 total for over 12 people this xmas. I baked and made most of the gifts we gave.
I’m in! My word for 2022 is CREATE. Create my best life. Create connections. Create a space that makes me feel comfortable. (I’m all for the hygge.). I want to feel comfortable, connected, and in control.
I am in! My word “ strong “ I have plenty of quilt tops that I need to finish quilting. Becoming more organized is another along with more reading. I also start my Christmas list for the new year, gifts that I make and then wrap to get a jump start. Yes I am a bit crafty.
🤯 That’s my word, too! I feel like the more I can simplify, the clearer my head will be! I want fewer responsibilities, fewer material possessions, and less stress. My secondary word is Upgrade. Might seem contradictory but fewer/less but better…of everything! Love your channel!
I like your word - 'Simplify' - it says a lot and it feels perpetually active and creative. My word/theme for 2022 is 'Stack!' I just paid off my last debt item and I am debt free (except for my mortgage). So, now all I want to do is 'Stack Cash' combined with limited spending...more than normal. I found out that I rarely use anything I own except for books, laptop, clothes and food. Yes...STACK is the word for the year!!!
Hi Kate. This will be my first No Spend month ever!!! I depleted my emergency fund on a car repair so that's my WHY. It's also why I will be starting a Sinking fund for my car. My word for 2022 is COURAGE. Time for me to step up in that area. Thanks for all you do
I’m in. I’m going to continue paying down debt. I plan to stay busy by painting my bedroom set with paint and supplies I won on UA-cam and using the free gym at work. Plus listening to the plethora of ebooks from the library I have in my queue.
I'm in!! Word of the year grateful: for family , friends and health. This past year has taught me to not take anything for granted . Many times we rush around and never take time to appreciate the small stuff. I need no spend for a couple months as I'm saving for house and was a little to generous to others this Christmas so need to pay off debt. Love this community:)
I'm in!
I'm doing a no spend year! Going to continue on my journey towards being debt free.
My word for 2022 is
"Contentment "
My motto for 2022 is
"Use the library card instead of the Mastercard!"
Use the library card instead of the Mastercard!!!! CATHY I LOVE IT!!!!! Contentment is perfect!
Love this quote!!!
That’s a great motto
I am 3 day saw a Dr pepper machine I caved
@@brendabuskirk8520 Brenda keep going! One Dr Pepper won’t kill it all! You’ve got this!
In January, i did reading, puzzles, i sew as well, i baked, i cooked up some different recipes, i watched tv, UA-cam, i took some naps, i did a major cleaning on my house, did laundry, i worked on some new art projects. I work from home as well now so i got a lot of work done. I organized as well. I also workout and did some exercise at home. If you have siblings or a friend ask them to play a game together, like board games or card games. There is so much you can do at home that is free.
I'm in! Word of the year is refocus.. on my health, self, finances. Going to build up my emergency fund so that I'm less anxious x
REFOCUS! Oh yesss building up the ER fund will feel so amaaazing!
Love this word!
I’m in too!!! My theme/word for 2022 is “I can!” I can loose that weight, I can do that task I’ve been putting off, I can love my body the way it is now (I had breast cancer in 2021 and lost both of my breast, my hair, a lot of ache and pains etc), I can…etc
I would love to hear your take on minimalism.
Yes, yes do love your body as it is because it is still you! I had a dbl mascectomy 37 years ago. I am 69. The most important thing is to dress beautiful, (not expensive, tasteful) keep your hair and skin nicely groomed. Pamper yourself. I remember buying a cute outfit, getting a budget haircut, and over
pampering myself to feel myself again. It sure doesn't hurt. God speed you on your healing. 💗🤗💗
Much love to you, sis.
I'm on this train! So excited, Kate! My word is ENOUGH! I have enough. I am enough. AND enough is enough! I have retirement in sight, but have some goals to reach financially first. I LOVE your channel!
I chose he same word. I am enough just as I am, and I have more than enough!
This is my word too. Whoopwhoop. I'm appreciate what I have and am approaching a no spend year from a point of abundance. I am ready very disciplined. My downfall is getting things for my grandkids. Gives me joy... but they need nothing. My time is the best gift to them. We all have enough. How blessed!
I’m in! My no-spend savings will go toward my emergency fund. My word for the year is PROGRESS. Focusing on my finances, decluttering/streamlining my home, and building up my side hustle. Love this community- thanks for all your encouragement, Kate!
I am in and saving for a new recliner! My word is Abundance because God is so good to me!
NEW RECLINER! YASS! Abundance because God is good to you! LOVE IT!
I’m in!! My word is persistent. I’m going to save my first $1000. 😊 I’m loving being a minimalist.
My word for 2022 is self care. I always put everyone else ahead of me but I'm burning out and I need to remind myself I'm important too. Extra money from no spend January I'm going to use toward increasing my savings account.
YESSS MARY! Now is YOUR time! Oooh and bulking up the savings will feel so good.
I am in with the no spend January. Yesterday I shopped at Aldi's and stocked up on some good sales so I am prepared to spend less on groceries in January. My word last year was Retire, which I did :-). Really struggling with a word for 2022. Can boil it down to two words - new routine. Not working anymore creates a huge hole in your daily life. I don't want to waste my days doing nothing. Yes, I knit - and in the winter time its a great for knitting. I have wayyy too much yarn, enough for a year or two of crafting :-). Read a book a week is a goal for 2022. I get daily Bookbub emails and often get a book from the library based upon a book that sounds good from the emails. Started applying the Fly Lady routine for keeping my home cleaner in December. I have more time to declutter now! In a month or two, will look for temporary jobs and as I did this year- use most of the money to save up for upcoming large expenses. Newer car, home repairs, etc.
Happy New Year everyone!
Ooooh a book a week! That's AWESOME!
I started volunteering at a food pantry six years ago I enjoy talking to the people that come
I too am retiring in March, so I am so curious how life will be after 37years! I love to knit and love our home in the country, I would also love to read books! I am sort of curious how I will like being retired after such a strict schedule….tips would be great to share!
@@sherilynp629 ,
I retired from my job 2 years ago I love to read so I always get my local library to reserve books from other libraries. I've helped at Church food pantry for 6 years 4 of those while still working full-time I worked Monday - Friday so only when I took a vacation day.
Word for you....manifest;)
I’m In!!! My word for 2022 is DISCIPLINE! I know the answers to the questions! How to save money, how to get physically fit, how to entertain myself, how to educate myself, etc. What I lack is the discipline to do the necessary work in order to achieve the desired results! 2022 is the year of sticking to the plan! 🙃
I need to refund my emergency money. 2021 took a huge chunk out of it!!!
Happy New Year K-Squad! Love to you all and especially Kate, Kaden and the kitties!! ❤️
Good word!
Same Connie! Happy new year!!
Yes!! That is so me know what to do but have to be consistent!!
I’m in. Motto- pay it off, pay it off!
NO Amazon for January and beyond.
Saving money for big Alaskan vacation this July.
I'm in!! I recently took a drive 7.5 hours from home. Alone. It was beautiful!! I'm saving for adventure!!! Contentment is my theme. Too often we look around instead of inward for what or how we should be.
SAVING FOR AN ADVENTURE! Sounds amazing Tamara!
I’m in-
Braving
Based on Brene Brown acronym-
Boundaries
Reliability
Accountability
Vault
Integrity
Non-judgment
Generosity
The Anatomy of Trust- teaching our children the meaning and the morals of life and how to live and how to choose friends and be a good person, be kind and loving.
Good luck 🍀 to each of us-
I am IN! Saving for a special trip. My word is CELEBRATE! I am celebrating my 60th birthday, my health, my life, my blessings, my friends and family. I am going to be intentional with celebrating these awesome blessings!
I’m In! Looking forward to my 2nd No Buy Year (with the exception of essentials and replacement items only). The money saved will go towards my emergency fund. // My Word for 2022 is “Eliminate” (eliminate the energy vampires and the drama that they bring into my life, eliminate the foods that do my body harm, eliminate the negative thoughts and emotions that cause stress & anxiety, and eliminate experiences that bring me no joy).
AHHH! Eliminate is a word in the KATE METHOD! (Keep Focus, Adjust, Track and Eliminate!) It's one of my fav words! SO GLAD you picked that and I LOVE why you made that your 2022 theme. You are going to have a GREAT YEAR!
@@KateKaden Ooh I like the KATE METHOD - I’m going to try and incorporate that if it’s okay? Thank you for your kind words and I all I can do is my best to make it a great year! Hope it is a great one for you too and that 2022 is all that you’ve envisioned it to be 💞
Sat with my financial advisor and my goal is saving a little more aggressively for retirement
Love your name, it's mine as well. I😁
My word for this year is Brave! Many things have changed the last year or so being older and alone can be a little scary! So my goal is to step out and be more at peace! Love my family and friends!! God is in control!
I’M IN!!! Tired of constantly looking and window shopping online when I’m bored. I don’t actually end up spending too much money, but the amount of time I spend searching for the perfect “thing” is ridiculous and exhausting! I’m getting some books from the library and getting more active this month! Love your channel Kate! Happy New Year! 🎆
Rachael THIS SOUNDS PERFECT! LOVE IT!!!!! So glad you're here! HAPPY NEW YEAR!
I’m with you on the window shopping.
I’m in !!! 😀😃
My word: Self-care ( I know, it’s 2)
Want and Need to work on my mental health.. when you take care of yourself, ( eat healthier , trying to be more plant based , exercise ( walk weekly ( walk 🐶) , keep up w yearly appts to doctors and 🦷, Keeping hm decluttered ( De-owned ( I love this term better by the way) , clear space , less to clean and keep up w. ) it is easier to project it to the outside world and environment around you. This pandemic has taken a toll on us all and I am def feeling the heavy lifting here. I’m in health care, so I always have to keep my guard up and try to stay healthy !! 🤗
Please talk about minimalism it all ties together. I downsized to a studio best move ever almost no cleaning. So freeing
MARIAN YESSSSS!!!!! You got it! I'll plan to talk more about it. You're right it all ties in. I bet you LOVE not having to clean as much!!!
I did something like that in January. In January, i sat down and looked at the numbers and my budget and also my schedule and i went through everything and i picked out some days in January and i was like um ok on this day, i don't want to spend any money, not online, not in stores, not out of my bank accounts, nothing and also i don't want to go anywhere either that way i didn't have to put so much money into my gas tank and i tell you one thing i am shocked and mind blown on how well i did and the fact that it worked. It actually helped me get a good jump start on savings and just my overall financial position. In fact i am planning on doing it again in February. Please try this. You don't have to do a full month of it. Just a few days or even a week, or something like that. Also get your family involved that way they can understand what you are trying to do, accomplish, achieve.
I’m in. We are sharing the same word…Simplify. Being at home more has taught me how little I need.
I’m in for no spend January and my word for 2022 is “Clean” so clean eating, clean house clean living 🌟
I'm in! I'm continuing getting out of debt. I paid off over $24,000 this year. I'm ready for more.
My word for the year is expectant! I'm using E words to explain that- exercise, education, enrichment, and excitement.
I'm in too. Love to simplify my home too. Minimalism is something I'm working to become my habit. Less stuff in my home is what I want.
Love my no spend January! My word for this year is “Me” it is time to spend some time and care on myself.
my word is contentment !!
Yass!
My word for the new year is appreciation. To appreciate what I already have and people who mean something to me
LOVE THIS!
I'm in for 2022. I will be using the money saved for vehicle work that needs to be done. My word is reduce. I want to reduce stress, reduce toxins, reduce waste, and reduce my waistline to be healthier.
I love a no spend. we always combine it with a pantry challenge and try to use up all the odds and ends from the freezer.
Great idea🤔
Exactly what I'm doing this month!
I'm In!!!! I want to make my life More simplified, by saving for this coming Christmas in advance without stress and being anxious.
I’m in!! My word is SUCCESS! Means different things to me in different categories, but I am in a success state of mind. :)
I’m in! I started a couple of weeks ago out of sheer money spending burn-out. I am planning a no-spend year (except on necessities), but I will reevaluate at each quarter. I am currently decluttering my house & listing items on Poshmark. I have too much stuff & it’s not helping my anxiety, so, unless it is necessary, things are going out, but nothing is coming in this year! My word of the year will be “peaceful”. ❤️
PEACEFUL... YASS Denise! Love this whole comment! So proud of you!
I’m in! My word for 2022 is simplify! I am learning to appreciate what I have. I am going to pay off debt and save. I want to live a simple life.
I'm In!!! The only word & goal I need in my life is ORGANIZE! I am a reseller & have a lot of items in my house. They need to be boxed up & put away for future sales! I need to stop purchasing & deal with what I have. I really need a no spend month. Easier said then done, but I'm going to give it a good shot.
I’m in. My word control. I’m going to stop shopping for entertainment. As far as free exercise, there are tons of workouts on UA-cam!
We're all in! This is our 3rd no-spend Year as we still haven't reached our target but we love it :) This time of year to sort out what we are using, donate/recycle what we're not and prayerfully make our plan for the year ahead. We do a complete spending freeze for Jan, only allowing regular Direct Debits, buying fuel for work (my Husband uses our car for work as a Delivery Driver) and buying fresh eggs. We will only cook from scratch, eat what we have already in stock and save as much as we can. We both remember how to be resourceful and are reminded of God's goodness and His abundance toward us
I love this!!! Thank you for sharing with us and I’m so glad you are here!
This is so beautiful. What an inspiring plan. Bless you.❤
@@almabackstrom5414 God Bless you, Alma! Happy Sunday xx
I am focus on saving up for a little miniature vacation. Look i don't travel or treat myself very often and i need a break from work, from a lot of things. I need to go somewhere where i can just chill, relax, see something new or different. I just simply need to get away. So a little trip that i am saving up for. Second i am saving up something very very special for my daughter. My daughter has been working really hard over the years and i just want to treat her as well and do something awesome for her. Those two are what i am saving up for.
I am on a Low Buy Year and my word this year is ENOUGH, I have enough.. being grateful. 😊 goal is to stop overspending, save and pay debt!
I'm so all in for a no spend 2022 (that's my actual goal) - and all in for no spend Jan 2022. My word for 2022 is EASE, the words to describe 2022: grateful, peaceful, joyful, calm, loving, present, content, trusting, and grounded. Thank you Kate. I adore you and all you do. Happy new year and so happy to join you in this great challenge. Also, I'm all with you about simplifying LIFE in every way!!
EASE sounds incredible!!!! And Julie, you are SO WELCOME! That means so much to me:)
I'm in! My word for 2022 is gratitude. I want to focus on my blessings and finding contentment through gratitude.
I'm in! The money is for travelling when It feels safe again.😊 I want to take my husband and sons to Scotland and hike and experience the islands.
if you are into it The Kelvingrove Art Gallery and Museum in Glasgow is free and worth the effort. If you are planning to visit any castles (national trust-also good resource for walking Scotland) it might be worth buying a discovery pass prior to your trip as it can be costly.
@@sandrabryan9106 thank you, Sandra! 😊
I'm in! My word is stewardship. I want to be a better steward of that which God has entrusted to me. I will be spending my time crocheting, walking, reading some books and devotionals I have. I think I even have a puzzle I never got around to doing. I do have a gift card to Hobby Lobby I got for Christmas. I may use it if I find something on sale that is within the gift card limit. My goal is to pay off a credit card in 4 months and then I'm going after my car loan......that is my WHY😊
I’m interested in minimalism! I will need to spend money this month on my start-up, but my word for 2022 is Activate! My 2022 phrase is “DO IT NOW!” I need to get out of the dream/thinking stage and start ACTING on my dreams! This is the year my career lines up with my values. I stop working at a career that is not me at all, and I start my business, buy my Ford Transit Connect, and start traveling more! I’m excited to start living in “Do-It-Now-Town!”
I'm in! My word of 2022 is "build". Build wealth, build relationships, and build a bettter future for my family.
BUILD! I LOVE IT!
I’M IN!!!!!! We had to replace our old car sooner than anticipated so we didn’t have the full amount saved. We “borrowed” from our savings and our goal to is pay ourselves back before the end of 2022. Want to get the ball rolling and apply a chunk from No -Spend January and also from eating our pantry down and only giving ourselves $100.00 food budget for the month. I just knew we were kindred spirits Kate! I, too overthink and over analyze everything so my word for the year is PEACE. I want to free my mind from all the ruminating thoughts that run through my head. I deserve the PEACE God wants us all to have. Happiest of New Years to you, Kaden and the K-squad. What a comfort to know we are all in this together!
January is a great time to use and enjoy what we already have!
I am in for all of 2022. I realized that going into my third year of no spend that this is now a lifestyle for me. My goal this year is to save at least $12000 for retirement savings.. I am prepared with new journal and all my spending rules worked out. I have all categories covered. One of the things I was allowing myself to get this year was kayaks in order to get outside more and exercise...our pool has been closed for 2 years now and being disabled doesn't allow me to walk/hike etc. Christmas money paid for kayaks(on sale) and will be here next week. My word this year is DEPTH (deeper meaning etc) so kayaking on deep water to reconnect with nature and spend more time safely with a loved one is fitting. Happy New Year!
My word for 2022, well it's not a word cause I cant think of one, but more of a phrase is "Create a life you love." I feel like i'm always living to impress other people and living by their opinions or whats "right" or "popular" and not listening to myself and doing what I want to do! I'm also not happy with my job. I feel like i'm miserable, and i'm just sick of not taking my life into my own hands and doing what makes ME happy! So I want to make 2022 MY YEAR and stop being afraid to live by my own rules. woo! lol
As far as no spend January I still have some house projects i'm doing and i'm getting married next month so I think ill try a no spend in like April or something lol but LOVE the idea!
Hi Kate and happy new year!! I love your word for 2022. Mine is very similar and its MINIMIZE!! I'm in for no spend January. My goal is to purchase a new kitchen table set. My kitchen is the gathering spot of my home and I would love a new table. I plan on making this happen!! Thank u for all the encouragement and if any one is reading this- dont give up!! You can reach your goals!!
I am in!!! Our word for 2022 is focus, focus on finances, health
when you said be brave and you bought your house, I just started crying. thank you for sharing this with us. I greatly appreciate you and your content
Diana!!! Thank you so so so so much!!!!!! Appreciate you!
I am in! We are retired and are pretty frugal but I am psyched to build up our checking account to see how much we can save in one month.
I'm in! My word is Choose. I choose how and where I spend money...I also choose to save! I have goals for sure...now that I found your channel I will be binge watching your videos!
Same here! Starting this January 2022- only spending $$ on food (groceries - not eating out) and other necessities!! In addition to other living expenses. Good starting point! Let's do this!!!
I needed this so bad! I am tierd of living paycheck to paycheck. Every time I put $ up another expense occurs. If I cut out fast food and dunkin in January I can do it
HECK YES! LET'S DO THIS!!!!
Thanks so much! New subbie here!
@@liliknowsbest2.037 welcome to the family🙌🙌
Yes!! Reel it back in. Sometimes i use the phrase "bleeding money." Lots of money is leaving.
my word is SIMPLIFY as well..not copying, I thought of it before you said it..lol...my mantra is "Never Complain, Never Explain". Happy New Year Kate....I love your very uplifting message.
My word is Rest and Restore. And I am on a minimalism journey since 2019
I’m in. Saving for roof repair. I’m not a minimalist, so much. But I focus on essentialism. It helps me keep this simple without overcomplicating it.
I'm in! I always do No Spend November with minimal groceries so a simple Christmas feels really abundant and is paid for already. I just moved and my new job start date got pushed back so this month I'm living on savings/not spending. Word of the year is Listen. I want to do well at my new job.
I'll be dropping by for the inspiration needed for a low/no buy 2022. Have a lovely day, KK family, and a beautiful 2022. * I'm back. Even as I commit, my brain keeps spinning out ideas of things to buy. Down brain, down!
Concentrate growing more food for this year for myself, family and friends. Happy New Year everyone!🥳🥳🥳
I'm in! Last 2 years I've done no spend years. The savings went to pay toward my mortgage and to pay for Christmas gifts for family, friends and of course for me. Feel great to star January with No Debt added by gift shopping, everything is saved off and paid off by December 31st!
I'm in! With 4 kids ranging from 2-8 I've never had the courage to do this. My word of the year is Consistent. If i am consistent then I will see results. Trying to be consistent in all things.
Hi Kate. I'm Lisa. I just found your channel through the amazing UA-cam algorithm. 😁
I'm excited to go back through your videos and see what I can learn.
I'm a 49 year old divorcee, mom to a 17 year old son who is a junior in HS. I make good money, but like a lot of people I spend the extra on frivolous "stuff", and fast food.
2022 is MY year to break these bad habits. My word for the year is ENOUGH. The word has 2 meanings for me. First, on the financial front, I have enough "stuff", and I don't need to add to it. Second, on the personal front, I am ENOUGH! It's time for me to push away the negative and only focus on the positive about myself physically.
I hope you have an amazing 2022! Let's do this!!
WELCOME LISA! I'm so glad you're here!!!!! YESSS LETS DO THIS!
I’m in. We have been bled dry the past three months with car repairs. So I’m trying to replenish our savings.
I’m in! My goal is to get control of our money. 12 days in and so far so good! Even the teenager is cooperating.
I’m doing a low buy year/depth year. I made 3 big goals for the year: quit smoking, get a job for more money, and have low spend. The smoking and low spend dovetail haha. I’ve cut down my smoking quite a bit. I’m writing down a plan for each goal. Love watching this channel
Great goals. Sending vibes your way for strength for not smoking.
Im IN!!! My word for the year is INTENSIONAL! I am saving for financial freedom. Cant wait to start this journey.
I’m in. Time to just breathe. Thanks Kate , your a joy to watch and listen to.
I’m in! My word is Brave! It was my word last year and I did improve, but still not brave enough to give up on that word.Saving the Jan. money for property taxes and house insurances coming due.
Im in! just found you and I’m already obsessed. I just told my family on New Years Eve that we are done with all the extra spending. Door dash, Dunkin’ Donuts, going out to restaurants, ordering. You name it, we did it. COVID messed me up. It became a free for all with everyone being home. My girls were eating like crap, I was eating like crap, my exercise went out the window. I am so ready to Learn. My word is Learn. I have been wanting learn how to cook and bake better and just learn knew things and ideas.
Deborah! So nice to meet you! Welcome to the family 🙏 I’m so glad you are here🥰
@@KateKaden thank you so much!
I’m in for no spend January! My word for the year is “Grit”. We are saving for a camper/rv and the adventures ahead.
I'm in! My word for the year is Joy. Every quarter, at work, we get a gift box and in the Christmas box I got an ornament that features the word Joy. My middle name is Joy. If I focus on JOY I think this no buy month (ideally year) will be so much easier.
I’m in!
I want to save for garden whimsy and plants. Feed myself from my garden.
My word for 2022 is RE-ENVISION (This is inclusive of reinvigorate, recreate, reinvent, repurpose, release emotional baggage, reassign items, redesign the life that I want.)
I am a Jill of many hobbies with many unfinished projects that I want to finish. Happy New Year!!! 🎈🎶💥🎉🎊💗😁🇨🇦
Yes Kate! Lately I've felt so rushed and stressed. Have I been complicating unnecessarily? Going to Simplify my whole Life for the future.
I'm in. The money I save from no spend January will go towards extra payments towards my car note, saving money each week to go towards getting my nails done for 3 months at the nail shop, building our emergency fund more, and saving for our honeymoon. This year is all about self care.
I just found your channel through Under the Median and I think I have found a kindred spirit here! My word of the year is "Freedom." How I want to feel in 2022 : More loving, lighter, fun, joyful, more like the old me, less negativity, and stress, free from the burdens of the past, free from other’s opinions, inner peace, that my home is a place of comfort and joy and not a burden, stable in finances, prepared and hopeful for the future.
I adore you already! Welcome to the family! Love Hope and Larry 🥰
@@KateKaden Thank you, Kate! :)
We're all in. My word is Faith. Faith in My Lord. Faith in all I do...
I'm in! My bathroom needs replacing and no spend will go to that along with extra money earned in overtime. That should be a good start.
My word/theme of the year is relaxed. Not stressing/over thinking every tinh little thing. I want to feel relaxed, calm and stress free! Go with the flow of work and life
One of my fav words!
New In 2022 is my theam. In 2021 I worked very hard to get my health much better and I worked my tail off, now I want to make time for fun. My plan is to streamline, downsize and deligate chores to free up space for fun. My business goal is to simplify. More efficiently and affectively get my work. done
KARI THIS SOUNDS PERFECT!!!!
I'm in! I will continue to "effortlessly" declutter my home & life in order to manage less stuff. It's much easier to focus on absolutely every other thing you enjoy when you have your house & finances in order. So getting into maintenance mode is my goal this year.
Our wedding anniversary is in January, so I will be doing something to celebrate and it may in fact involve dining out, otherwise I will not be spending money. I recently put my entire severance package into savings and that alone, has motivated me SO much, to save even more! I want to save for my own retirement! I’m 55, and have to play catch up! My word for 2022, is FOCUS. Focus on myself, my health, my finances. It’s going to be a great 2022!
I'm in! I will be spending my time painting - my creative side which already is a small side hustle but that I just love doing so it is a win win situation. Amy money saved is going towards paying off my loan and last small bit on my credit card plus adding to my emergency fund. My word will be SIMPLIFY - which is incredibly spooky because you said it just as I was typing it! I want to simplify my budget, my house and my life!
I’m in - my husband turns 50 in February on the same day as my eldest son turns 19 - I asked my husband what he wanted for his birthday and he wanted to go on a family trip. Due to covid we have been limited in the UK on travel and vacations. Our trip is now booked and needs paying for. Can’t wait, such a good reason to save. Thank you for your inspiration and such positive outlook. Lesley England xx
IN. Putting back to help my 31 yo during go back to school and always a some back for my 30 yo son if he chooses a change.
our family spent much less this year and focused on frugalness; my son got me a case of canning jars and my daughter and son in law got me more items I needed for canning; such a thoughtful idea. Loved everything I "needed" to do the things I love and"needed". We only spent 500.00 total for over 12 people this xmas. I baked and made most of the gifts we gave.
I’m in. My savings is for a move to the beach.
My word is worthy.
I’m in! My word for 2022 is CREATE. Create my best life. Create connections. Create a space that makes me feel comfortable. (I’m all for the hygge.). I want to feel comfortable, connected, and in control.
CREATE! YASSS!!!!!! (OMG I'm ALL for Hygge ESPECIALLY in the Winter!) But overall, ALWAYS!!!! Love this!
I am in! My word “ strong “ I have plenty of quilt tops that I need to finish quilting. Becoming more organized is another along with more reading. I also start my Christmas list for the new year, gifts that I make and then wrap to get a jump start. Yes I am a bit crafty.
🤯 That’s my word, too! I feel like the more I can simplify, the clearer my head will be! I want fewer responsibilities, fewer material possessions, and less stress. My secondary word is Upgrade. Might seem contradictory but fewer/less but better…of everything! Love your channel!
Yassss Kristin!!! Let’s SIMPLIFY!!!! Thank you so much for the compliment. So glad you’re here.
I like your word - 'Simplify' - it says a lot and it feels perpetually active and creative. My word/theme for 2022 is 'Stack!' I just paid off my last debt item and I am debt free (except for my mortgage). So, now all I want to do is 'Stack Cash' combined with limited spending...more than normal. I found out that I rarely use anything I own except for books, laptop, clothes and food. Yes...STACK is the word for the year!!!
STACK THAT CASH! LOVE IT!
Hi Kate. This will be my first No Spend month ever!!! I depleted my emergency fund on a car repair so that's my WHY. It's also why I will be starting a Sinking fund for my car. My word for 2022 is COURAGE. Time for me to step up in that area. Thanks for all you do
I’m in. I’m going to continue paying down debt. I plan to stay busy by painting my bedroom set with paint and supplies I won on UA-cam and using the free gym at work. Plus listening to the plethora of ebooks from the library I have in my queue.
HECK YES KERRY! Happy New year!
Your word for this year is the same word I am using. I am saving for a Christian Womens Retreat this year.
In! My word this year is GROWTH. I’m excited for the first time ever in having hope to accomplish a great amount of purposeful, intentional GROWTH.
I'm in!! Word of the year grateful: for family , friends and health. This past year has taught me to not take anything for granted . Many times we rush around and never take time to appreciate the small stuff.
I need no spend for a couple months as I'm saving for house and was a little to generous to others this Christmas so need to pay off debt.
Love this community:)