Bank Norwegian - The Best Free Credit Card in Germany? 💳 🇩🇪

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  • Опубліковано 7 сер 2024
  • In this video I share the Advantages of the Bank Norwegian Credit Card ahsanfinance.com/Norwegian
    I also share whether Bank Norwegian credit card is better than TF bank or Advanzia Bank
    ❤️ My Favourite ❤️
    🌱 Broker: ahsanfinance.com/scalablecapital
    💶 Free Bank Account: ahsanfinance.com/NorisBank
    💼 Legal Insurance: ahsanfinance.com/GetSafe
    💳 Free Credit Card: ahsanfinance.com/TFBank
    🌍 Free Ebook on Financial Independence in Germany: ahsanfinance.com/FreeEbook
    Get a Free Stock worth upto 200€
    💵 Scalable Capital*: ahsanfinance.com/scalablecapital
    💵 Trade Republic *: ahsanfinance.com/traderepublic
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    In this video I discuss:
    #banknorwegian #freecreditcard #creditcardgermany
    *Affiliate link, I may earn a commission if you use the link and make an account at no additional cost to you
    Disclaimer: None of the content in this video is meant to be considered as investment advice, as I am not a financial expert and am only sharing my experience with stock investing. The information is based on my own research and is only accurate at the time of posting this video but may not be accurate in the future.

КОМЕНТАРІ • 59

  • @ahsanfinance
    @ahsanfinance  Рік тому

    💳Get the Bank Norwegian Credit Card: ahsanfinance.com/Norwegian

    • @_Hola_12
      @_Hola_12 10 місяців тому

      Can we set up a limit of the credit? I am always afraid of credit cards being stolen and losing money

  • @tahoces4375
    @tahoces4375 11 місяців тому

    Very useful and well explained! Thanks

  • @eliatheone6095
    @eliatheone6095 11 місяців тому

    Hello nice videos. I have a question: If I leave Germany to another EU country, can I keep my bank account open providing that I also leave money in the account. Shall I put a German address or the EU address. Thank you.

    • @ahsanfinance
      @ahsanfinance  11 місяців тому

      I am assuming you are not talking about bank Norwegian? If yes then This depends on the bank you have the account with and their EU policy.

  • @SameerShaikh-np6xe
    @SameerShaikh-np6xe Місяць тому

    Do you know if you can get the bank Norwegian card if you dont have EU passport?
    My card application got accepted but the digital video identification process doesn't give me the option of selecting Pakistani passport as an identification document...

    • @ahsanfinance
      @ahsanfinance  Місяць тому

      Seems that they have changed their verification partner. If you do not see your passport option then unfortunately you cannot get this credit card.

  • @op8116
    @op8116 11 місяців тому

    Please after submitting the application online you will be directed to the app to complete your application and after the identification process what’s next? and how long it’s takes to get the card delivered?

    • @ahsanfinance
      @ahsanfinance  11 місяців тому

      It should take between 3 to 5 working days for you to get the card

  • @abc-db4nu
    @abc-db4nu 11 місяців тому

    meray pass commerz bank ha us ki internaltal trnasation ki fee lagti ha. agar mat yeh card loan to end of month mujay b inernal tranasaction krni paray ge?

    • @ahsanfinance
      @ahsanfinance  11 місяців тому

      I didnt quite understand the question, do you mean international or internal?

  • @sdsinha1986
    @sdsinha1986 9 місяців тому +1

    Hey, I just applied for this credit card, and the application got rejected at the submit step. I have been living in Germany since March 22 and have a handsome salary far higher than the average salary in Germany. I am wondering how this algorithm is working, I selected India as my nationality. Any idea?

    • @ahsanfinance
      @ahsanfinance  9 місяців тому

      I think they have limited their acceptance rate. At least with sub continental applicants.
      Maybe you can look into : ahsanfinance.com/TFBank

  • @daglassefic
    @daglassefic 7 місяців тому

    Hello, the video is great. And I decided to take out the card after him, but I can't! I've tried multiple times and they reject me at the first step. It doesn't even get to check my SCHUFA, which is perfectly fine by the way. He has no debts and my income is constant and I am employed. Until the check could it be? Thanks for any help

    • @ahsanfinance
      @ahsanfinance  7 місяців тому +1

      It seems that Bank Norwegian aren't accepting a large number of applications at the moment as many people are getting rejections. I recommend you look at another Credit Card. Here are some other options: ua-cam.com/video/_m13lycMVXI/v-deo.html

  • @kauserjaffari9790
    @kauserjaffari9790 11 місяців тому

    Is there any Interest on Cash withdrawals ? even if one pays in pay the monthly invoice in full ?

    • @ahsanfinance
      @ahsanfinance  11 місяців тому

      Interest is applicable from the day of withdrawal

  • @AyeshaKhan-ib9zd
    @AyeshaKhan-ib9zd 11 місяців тому

    Please suggest the best credit card to be used worldwide, without fee, and worldwide Auszahlung and abheben without extra fees

    • @ahsanfinance
      @ahsanfinance  11 місяців тому

      Unfortunately I don't think there is any free credit card that can do all these 🥲

  • @Evkayne
    @Evkayne 11 місяців тому

    acha channel wese apka, i pray you get more and more subscribers over time, jazakallah bro for valuale input.
    bhaiyo ye ghaalt baat hei views 1000 hein aur likes 23!! ghalat baat hei!!!

  • @ahmadyarkhan9140
    @ahmadyarkhan9140 9 місяців тому +1

    Hey, thanks for the insightful video. I just applied for this credit card and the application got rejected at the submit step (it appears no pre-checks were carried out). Since I have excellent shufa score and a handsome monthly salary, I am wondering if the algorithm declines based on nationality. Any experience or insights?

    • @ahsanfinance
      @ahsanfinance  9 місяців тому +1

      May I ask what nationality do you have?

    • @ahmadyarkhan9140
      @ahmadyarkhan9140 9 місяців тому

      @@ahsanfinance Pakistani (on blue card)

    • @ahsanfinance
      @ahsanfinance  9 місяців тому

      Hmm, it seems that they are rejecting applications from Pakistani nationals at the moment as you are the 3rd person this week having the same issue.

    • @javiercmh
      @javiercmh 9 місяців тому +1

      Most likely. I have read reviews online from people of non-EU countries reporting the same issue. I am from Chile and I just had the same problem. So it is a racist bank it seems

    • @ahsanfinance
      @ahsanfinance  9 місяців тому

      That is sad to hear, maybe you can look into TF bank Javier.

  • @alihasanjatoi
    @alihasanjatoi 11 місяців тому

    Bro Getting Credit Card in Germany results in lower Schufa score? is it true?

    • @ahsanfinance
      @ahsanfinance  11 місяців тому

      Owning and using a credit card responsibly has a positive effect on the SCHUFA score over time.

  • @fidelgainsan2488
    @fidelgainsan2488 9 місяців тому +1

    Comparing to advanzia and TF, which is better?

    • @ahsanfinance
      @ahsanfinance  9 місяців тому

      Depends on what your needs are, I have compared these Credit Cards here: ua-cam.com/video/_m13lycMVXI/v-deo.html

    • @dejanpecirep8457
      @dejanpecirep8457 8 місяців тому

      TF is better

  • @luxurylifeshorts1232
    @luxurylifeshorts1232 9 місяців тому

    Can we get this credit card even with negative schufa ??

    • @ahsanfinance
      @ahsanfinance  9 місяців тому

      Highly unlikely but you should Look into : ahsanfinance.com/advanzia

  • @stesmuzammil7917
    @stesmuzammil7917 Рік тому

    Bhai is ki limit kitne hy i mean jaisay advancia 1000 euro ka balance dayta hy ya kitna day ga

    • @ahsanfinance
      @ahsanfinance  Рік тому

      The amount of the credit limit depends on your personal creditworthiness. At Bank Norwegian, the credit limit can be up to EUR 10,000.

    • @stesmuzammil7917
      @stesmuzammil7917 Рік тому

      Thanks@@ahsanfinance

    • @ahsanfinance
      @ahsanfinance  11 місяців тому

      Glad to help

  • @oroyovwejoy7016
    @oroyovwejoy7016 10 місяців тому

    Isn't possible to cancelled the contract ?

  • @charlesmezie1145
    @charlesmezie1145 7 місяців тому

    Hello, I live i portugal can I also apply for it

    • @ahsanfinance
      @ahsanfinance  7 місяців тому +1

      Sorry Unfortunately I am not really sure about Portugal

    • @charlesmezie1145
      @charlesmezie1145 7 місяців тому

      @@ahsanfinance do you know if anyone one is available in portugal 🇵🇹

  • @XX-jp3pg
    @XX-jp3pg 6 місяців тому

    Das war aber nicht deutsch

  • @owaisted
    @owaisted 11 місяців тому

    Pakistan main bhi?

    • @ahsanfinance
      @ahsanfinance  11 місяців тому

      Do you want to use this credit card in Pakistan or get it there?

    • @owaisted
      @owaisted 11 місяців тому

      @@ahsanfinance i am in germany but can it be used free of cost back in Pakistan as well?

    • @ahsanfinance
      @ahsanfinance  11 місяців тому

      Yes it would be free from Bank Norwegians side. But the vendor might charge you a fee.

  • @SaifAli96
    @SaifAli96 Рік тому

    Its a crap card, Advanzia free card is better, 50€ for free, and no fees whatsoever. Acceptance rate is higher.
    But still the best cards are Barclays Visa and Hanseatic cards, withdrawal is also free and no interest is charged for cash withdrawals unlike other credit cards.

    • @ahsanfinance
      @ahsanfinance  Рік тому +2

      Advanzia is the best when it comes to Acceptance rate.
      Unfortunately Barclays and Hanseatic are quite problematic (extremely high rejection rate) with Expats and Students

    • @09roadmaster
      @09roadmaster 10 місяців тому

      Just got bounced by Bank Norwegian@@ahsanfinance

    • @fidelgainsan2488
      @fidelgainsan2488 9 місяців тому

      Any explanation why Advanzia is better? I am currently searching which card to get

  • @dronefilmsgermany
    @dronefilmsgermany 3 місяці тому

    Hi Ahsan, need some urgent help. I need to make an outstanding payment to the Norwegian Bank but I need to transfer it via my Hausbank. In this case, what Verwendungsweck should I give during the transfer. The automatic deduction isn't working as I changed my device and their customer care is closed today. The only option left is to do a bank transfer to them. I am stuck with only the Reference number to add during the transfer.

    • @ahsanfinance
      @ahsanfinance  3 місяці тому

      I recommend that you wait till tomorrow. I am assuming tomorrow is the payment deadline for you? Even if you send the money today it will not reach them today due to the bank holiday. So contacting the customer service would be the better thing to do.

    • @dronefilmsgermany
      @dronefilmsgermany 3 місяці тому

      @@ahsanfinance Thanks alot finally, I reinstalled the app and did the identification again and then I could connect to my hausbank and initiate the transfer of the outstanding. Hope I dont get any extra charges or fines.

    • @ahsanfinance
      @ahsanfinance  3 місяці тому

      Hopefully there are no fines. But please remember to pay the bill at least 3 days before the deadline.