NEW CREDIT CARD: Universal Rewards Visa Review 💳 Universal Studios Credit Card

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  • Опубліковано 3 гру 2023
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    #creditcards #universal #universalstudios
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КОМЕНТАРІ • 54

  • @ProudMoney
    @ProudMoney  6 місяців тому +1

    Support our channel by choosing your next credit card using one of the card links at:
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    .
    NOTE: Credit card information in this video is not guaranteed; we have attempted to confirm all information to the best of our ability but we could simply be wrong or the information could be outdated by the time you watch this video. We are doing our best here, but check our work!

    • @Mocha4Man
      @Mocha4Man 6 місяців тому

      Omg This channel has more subscribers now…. I’m going to click the button now.

  • @MetroJet2000
    @MetroJet2000 6 місяців тому +16

    So basically Universal and FNBO saw all of the things wrong with the Disney Visa and repeated everything they did.

  • @cardojp
    @cardojp 6 місяців тому +1

    Great content as always, thanks Adam!!!

  • @Doggieman1111
    @Doggieman1111 6 місяців тому +3

    Holy moly you're almost at 100K subs!!!!!!!!!!!!

  • @thejokerspeaks
    @thejokerspeaks 6 місяців тому +4

    $95 AF, $60 opportunity cost spending 6K on the card. I'd rather spend $6K on Alaska and fly to Orlando on a companion pass.
    We're getting a horror themed Universal space in Las Vegas, and I'll probably go to it annually, but I'll still skip the card.

  • @adamcohen1474
    @adamcohen1474 5 місяців тому +3

    I applied for the no annual fee version just for the 10% discount in the parks on food/merchandise. Other than that, the card looks lousy compared to others I have.

  • @ramonsuarez1051
    @ramonsuarez1051 6 місяців тому +3

    I live in Florida and I love Disney and Universal. My take on this is the same as the Disney card. The no annual fee Disney card might be worth it for the promotional offers you get and the 10% discount at Disney gift shops and select restaurants. It's garbage for everyday spending, so it should only be used at Disney and for promotional offers like the 35% discount I had at a Disney hotel. I actually have the Disney debit card which was free with my Chase checking account with no hard pull, so I don't need the credit card. If the Universal card gets you useful offers and a 10% discount at Universal then it might be worth it for no annual fee especially if their offers are as good as Disney. The annual fee card wouldn't be worth the extras for me. I'll get the annual pass for about $325 because that's a better deal than the two park ticket.

  • @pinklobati
    @pinklobati 4 місяці тому +4

    I have an annual pass. I love Universal

  • @kmunee03
    @kmunee03 6 місяців тому +3

    If you have to spend $6k just for a free ticket, might as well spring for an annual pass at that point

  • @Excalibur_86
    @Excalibur_86 4 місяці тому +2

    No AF and get 10% off dinning and merch at the parks thats not bad actually.

  • @bkemp28
    @bkemp28 6 місяців тому +1

    Where do I sign up?? 😂 Sounds like the My GM Rewards Card that I have. Can’t decide which is worse. As always great video Adam. I’ve used your advice to turn my situation around. Long story but Thank You!! Holding AMEX MR points to take my dream vacation. Hopefully in 2024.😃

  • @blivit195cm3
    @blivit195cm3 6 місяців тому +1

    Have you seen the new American Express Embark Card? 15 months intrest free for balance transfers and no annual fee. I applied with a 704 and got a $10,000 limit with a 19.99% interest rate after the promotion end.

  • @KourttneyL
    @KourttneyL 4 місяці тому +1

    I go to universal 3x a year. I’m going to apply for this! I hate using my Disney one. I don’t even go to Disney. 😂

  • @ashleygrove983
    @ashleygrove983 6 місяців тому +2

    I do go to Universal like my other friends do Disney, and this is a little disappointing.

  • @Perfectly_Balanced930
    @Perfectly_Balanced930 17 днів тому

    Do you have to spend the $6000 at Universal Studios parks to get the theme park ticket bonus?

  • @johnkim163
    @johnkim163 6 місяців тому +2

    IMHO , I have to say that both credit cards are not worth it since it is very similar to a store credit card. The free single day pass for $6,000 minimum spend is a joke. Most banks are rewarding at least $500.00 for that level of spending. FNBO is not a major player and it shows.

    • @zenster1097
      @zenster1097 6 місяців тому

      It's almost like they don't know other credit cards exist. lol

  • @LiamRichie825
    @LiamRichie825 6 місяців тому +3

    There is a HUGE community who go to Universal as much as Disney. I know a couple who come over from the UK four times a year.

  • @mitchell.9632
    @mitchell.9632 6 місяців тому +1

    Not a fanatic of spending in the first month.

  • @terrelmoss1444
    @terrelmoss1444 6 місяців тому

    Adam what happened to the Strictly Credit Cards Channel?!?

    • @ProudMoney
      @ProudMoney  6 місяців тому

      I think that may be changing to something new in the future. It seemed to confuse people why there were two channels.

  • @terrelmoss1444
    @terrelmoss1444 6 місяців тому +1

    We need Credit Union Cards Part 2

  • @F_Bibiloni
    @F_Bibiloni 6 місяців тому

    Who is the issuing bank?

    • @iAmBrah
      @iAmBrah 6 місяців тому +1

      First National Bank of Omaha (seriously)

  • @alexr9490
    @alexr9490 6 місяців тому

    Hey Adam

  • @Joshualibbyy
    @Joshualibbyy 6 місяців тому

    My credit is really gonna suffer Adam. Been struggling and might default to get some settlements in place. Would love your opinion on it

    • @AdamBA380
      @AdamBA380 6 місяців тому

      UA-camrs aren’t financial advisors and they’d be taking on a risk by giving advice. You’d be better served by seeking help from a professional.

  • @infantrycaptain9224
    @infantrycaptain9224 6 місяців тому

    I agree.Those are terrible.

  • @tatianabritton6258
    @tatianabritton6258 5 місяців тому +2

    I hate to be that person but neither card is justifiable because my Citi custom cash gives 5% cash back on entertainment which includes amusement parks (it codes as live entertainment) and there’s no annual fee with the card (this is my dedicated card for all Universal Studios purchases). If there were more perks with Universal’s card like free parking or half off express passes then I would get it but until then I’ll pass on this card.

  • @zenster1097
    @zenster1097 6 місяців тому

    Lol Horrible. Just get a Paypal Cash back card or a Citi double cash card. I would even take the Wells Fargo 2% card (although it's worse with a minimum point limit for redemptions) over this hot garbage.

  • @stuckhere14
    @stuckhere14 6 місяців тому +1

    Trash day here on the channel. Take them out to the corner

  • @adamsmith8689
    @adamsmith8689 6 місяців тому

    Sounds terrible

  • @popap1995
    @popap1995 6 місяців тому

    1

  • @berryzedzero
    @berryzedzero 6 місяців тому +4

    My decision to leave the game is final. I'm out and will never return.

    • @ProudMoney
      @ProudMoney  6 місяців тому +3

      Not for this card at least.

    • @Adiscretefirm
      @Adiscretefirm 6 місяців тому +4

      You're worse than the vegans

    • @oklahomafreedom5536
      @oklahomafreedom5536 6 місяців тому

      Eat zee zee bugs 😮 LoL
      Things are a mess these days ❤

    • @berryzedzero
      @berryzedzero 6 місяців тому

      @@oklahomafreedom5536 indeed. The wallstreet fat cats want us to eat bugs and live in boxes

    • @berryzedzero
      @berryzedzero 6 місяців тому

      @@Shawn.credit that’s crazy

  • @lanemp8499
    @lanemp8499 12 днів тому

    These are horrible.