HOW TO SAVE MONEY IN 2022! 10 THINGS TO CUT FROM YOUR BUDGET TO HELP WITH THE COST OF LIVING CRISIS.
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- Опубліковано 8 вер 2024
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HOW TO SAVE MONEY IN 2022! 10 ways to reduce your budget to help with the rising cost of living crisis. This is video one in my next money saving series to help you with your budget for the rest of 2022.
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I am aware we can't "save our way" out of the cost of living crisis, but the tips in this series will hopefully help you save money in 2022 and beyond.
Videos mentioned;
Money mindset - • Money Mindset Habits T...
How to save money - • ULTIMATE GUIDE TO SAVI...
How to save thousands - • How To Save Thousands ...
A woowoo video on gratitude and money mindset - • Money Mindset How Grat...
How to feed your family on a budget: larajoannajarv...
Let me know if you'd like more money saving videos and if there's any particular places you'd like me to help you save money in 2022 and beyond!
Plum link - for setting up pots of money and saving money without noticing -
link.withplum....
Cashback links - (previous partner) for earning free money on the things I buy
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www.quidco.com...
Curve link - (ongoing partner) for daily cashback and having all my banks/card in one place
curvecard.sjv....
Money saving videos - • Budgeting and No Buy Year
Investing money videos - • Investing
Frugal or cheap video - • Frugal Habits & Intent...
I have loads of free budgeting printables over on my website if you'd like to get a free sheet to help you with budgeting just go to my website larajoannajarv... and head to the "shop" :)
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My website has a huge amount of resources which you can find here - LaraJoannaJarv...
You may like my budgeting tips and money saving ideas videos -
• Budgeting and No Buy Year
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Lots of love, Lara x
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#moneymindset #costofliving #budgeting
Hi new subscriber today love your video.
OK I am a bit of a mizer with saving literally pennies
Tip 1; Consider Adding 1 maybe 2 ice cubes to your children's cold soft drinks or your own as this uses less drink so it will go further before having to buy again also with pure fruit juice when the carton is empty add a tiny splash of water shake the carton and add that to the drink your child won't notice lol
Tip 2; Got guests making 3 cups of tea you don't need 3 tea bags as 2 standard strength tea bags is enough for 3 cups fill enough water in a tea pot. Possibly measure a line on a tea pot.
Tip 3; I buy the blue milk (full strength) usually 4 pinter works out better value but when that carton is finished I add a splash like 3 tablespoons of water to the carton and shake the carton and add this watered down milk to a breakfast cereal or milkshake next day. With the blue milk you can get away with adding up to 15% water to your breakfast cereal without really noticing I have done this for years. Makes the milk last enough for a couple more teas and coffees. Also I went down slightly on the sugar user to take 2 now I take ¾ of tea spoon
Tip 4; Buy a bar of soap and have this next to the liquid soap in the bathroom the rest of the family may wash using the liquid soap and it runs out fast but if I use the bar of soap which is cheaper the liquid soap lasts longer for the family.
Tip 5; If you are cooking a roast or anything in the oven for a while chuck in a few large potatoes on another shelf and you are getting jacket potato cooked for no energy and this will last for a few days if you store it, perfect for a quick lunch snack.
Tip 6; Got a family buy the medium sliced loaves of bread instead of thick sliced it may not be your personal preference but you get more sliced per loaf so will need to buy less loaves so often.
Tip 7; Grow herbs in a box or trough on the windowsill if you do well you can even give some to friends and family. I have chives, basil, mint, rosemary growing. Mint and honey tea is nice 👌
I make meals for 4 and I can usually get 5 portions out of it. I freeze the extras and use them as ready meals at a later date when I don’t want to cook or need a quick meal saving on buying a takeaway.
An add on the the hot water tip. I did that for when my babies were babies. They both had to be formula fed. So I would heat water in the morning for the first bottle and then pour it into a thermos for the rest of the day's bottles. Worked great for when we'd go out too. I wouldn't have to worry about microwaving bottles or finding hot water. And the baby didn't have to drink cold bottles. I loved it.
Thanks for sharing awesome tips! I'm financially free and currently growing a solid retirement plan. It takes a positive and consistency to learn new things, unlearn the old habits is important to get a mentor/coach to lead you all the way. It's great to start young too!
Fantastic! Well done! Would love to hear more from you as you watch further videos as it really helps other people who are watching :) Starting young is key, I wish I'd done it sooner! x
@Santos Jose Personally, I believe that $1million is the target to beat inflation, and having them in an investing portfolio is the best course of action. I'm halfway there.
@Roxanna Amanda yeah. When looking for financial advisors, fees and commissions are important considerations. There are financial experts out there who, regardless of how little you wish to start, look at the impact and inherent value they deliver to you rather than their fees. I'm glad I had one to guide me start my financial journey
@Mohammed A I work with Rachel Blanc, her services are cost effective and very efficient. I recommend her to anyone, anytime any day. She's really great you can do your own due diligence
@Mohammed A Growwealthywithrachel
As for the hot water tip.... I do the same but for made coffee... I take my reuseable cup for my first coffee and take a second cup in an insulated cup and it stays hot for me for my afternoon coffee... so I make my entire work day's coffee before going to work and save loads of money and still get my two coffees for the work day.
'When I take a shower after washing my hair I put soap on my wash rag, turn off the shower, wash up, shave my legs if needed, and then turn the shower back on and rinse off. Why let the shower run all that time. Saves water and money
After cooking leave the oven door open to let the residual heat warm your home. (keep children out the kitchen)
I have a pizza base stone I've also noticed this stays hot for ages after. Potentially you could put this or something house bricks on a tray at the bottom and when the oven is finished place these somewhere where the heat will be useful especially of you live in a room or stay in one area and don't wanna put on the heating
Driving 10% slower really works.
Great idea about capturing the water from the shower to water plants or garden👏🏻👍🏻😎♥️
We use the ecoegg for our laundry which is detergent and conditioner, very mild and it lasts for ages
As a hairdresser I would advice condition your hair once a week if hair is coloured Not all types are the same and some hair definitely needs it . But yes cut down 👍 great tips though x
Interesting to hear… always thought hair needed the condition. Might try this…, and cutting out fabric softener too.
Thanks for the tips as a professional! Good to hear you agree it's not needed every time. Thank you for watching xx
As a hairdresser, I do agree, especially coloured or blond hair need conditioner as you need to close cuticles back as shampoo opened it, especially you still your heat on to style your hair, you need some protection, you have short hair and cut it more often then who is growing hair long so tools damage hair more then conditioner, rest of it nice to know 🤍
I’m hairdresser also and agree with Alison x
Extra Tip: Stay single guys and save more money. Thank you for your informative video and God bless.
I’ve saved loads lately. 1. Haggle with Sky to make sure you’re getting the best deal. It works! 2. Speak to BT re broadband, phone line. Don’t be paying for calls you never make. ( mine halved!) 3. Get a water meter. Can’t believe how much we were paying per year, wish I’d realised sooner!
I use coconut oil for moisturizer on my body and instead of shaving cream
Love the flask tip! Suggested this to my husband the other day. Genius!
Ahh! Glad it was helpful! xx
A tip for electric car drivers. Look into free or cheap charging/parking in your area. Near us we have a Tesco which has free chargers, my OH will park in Tesco then walk or run to the gym, we have also used them to stop on journeys rather than using service stations. We also have a train station car park which offeres free charging , you have to pay for parking, we park either in the evening or weekend at a cheap rate then run or walk home. This is cheaper than charging at home and gets us exercise too.
Amazing tip!! Thanks so much for sharing. So surprised they would give away electricity for free, what a great tip! x
Love instant pot duo
I make my own laundry detergent, 2 ways either by boiling conkers or English ivy or changing bicarbonate of soda into washing soda and use that. And have a stain stick when needed, then it's plastic free and practically free, I've done this for 4 years and saved me so much £££ (and I have the bicarbonate of soda because I make all my own cleaning products for around the house, which again is better for the environment, your health and budget friendly)
Saving water at the Kitchen sink too. Wipe clothes screwed out into a jug and water garden with this. Can water down milk no one will notice! Ty. x
Oooh yes, I water down milk and juice too! Good tip xx
Washing Machine on once a week ! One wash for light colours .... One wash for dark colours ..... That's going to be it ..... Along, with wearing your clothes an extra day if needs be ! Great tips and video, Lara .... Thank you ! 😉♥️
Thanks for the tips! I agree - clothes can be worn so much longer than a lot of people do! I don't really mark them or make them smell so it's back on for another wear! :)
As well Holland & Barrett save and subscribe is a big save for your food cupboard and bathroom
Love batch cooking
Hi Lara, I'm a new subscriber and really enjoyed hearing all the great tips 🙂 I heard a good frugal tips on Frugal Queen in France where she suggested having navy showers where you turn the shower on to wet your hair and body, turn the shower off soap up and then turn on the shower again to rinse off. This would save a lot of energy and water over time. I've just made a cuppa and have put the rest of the hot water into my flask for my next drink like you suggested 👍😊
Someone wrote navy shower the other day and nothing else so I wasn’t sure what it meant! Thanks for the info. Brrr that would be cold in the winter but money saving for sure!! I noticed so much about the kettle, my hubby drinks a lot of coffee! Xx
I made homemade laundry liquid and softener out of natural ingredients (loads of UA-cam videos) I was a bit sceptical but hands down works incredibly well and instead of paying £5 a week in detergent and softener I’ve made a years worth for under £10.
How do I get the recpie
We don’t use fabric softener/ conditioner and half the detergent and it’s made no difference to the cleanliness of our clothes. I didn’t realise how much money I was wasting!
Tip #1. Stop spending
Ooh! My! Your beautiful!
Oh thank you!
I bought an EcoEgg and it's a game changer very little packaging to store and you get 70 to 80 washes from a refill .
Oooh yes, they're very good! I did a whole video on them actually to review them! x
I love mine!
Grateful for your time creating this marvellous series. I'm excited for more. Thank you x
You are so welcome! Thank you x
I am so glad you posted another video about saving
I was hoping you would
I loved the past ones too
And it motivated me to spend less
Thank you❤️
I'm so glad! Thanks so much for watching! I have more coming very soon so keep checking your sub box if you don't get notified xx
I’m glad this vídeo focus on the usual things we do but in a more cost efficient way. I don’t necessarily agree when the first recommendation is something like ‘get rid of your Netflix subscription’. If Netflix helps one relax after a stressful day at work, it might be the thing to keep, for instance.
I understand it might be the right thing to do for some people, but any recommendation needs to come with the disclaimer that if what you’re cutting might significantly impact your wellbeing/remove little moments of joy, perhaps it’s not really the right thing to do. I really enjoyed the originality of many of the ideas in this video.
If u use tablet washing powder can't save on that one.
The cooking one is a great saver.
A friend told me their mum would make the week sandwiches put their sandwiches for school lunches in the freezer they said they actually hated it.
Subscribed x
Thanks so much x
Some really simple but good ideas xx
Glad you like them! X
I use washing powder as it last so much longer than pods. Husband hates it though.
That's a good tip! And also the Eco Egg if you haven't used it before :) x
I use white vinegar with some essential oils and it makes the clothes smell lovely. Dry outside when you can. I did use an eco egg but it didn't work well on stains so I just use powder but much less than the stated dose.
If you have Washer Dryer machine with auto dosage it is very economical when it comes to your detergent dosage.
I did a little whoop there when I saw your video! ❤️
Ahh thank you! I'm back! :) x
Navy shower??
Quick 2 minute timer shower ! In her wet turn shower off use your shower gel all over etc then quickly wash off then done !
@@sarahmc8309 Does water go cold when yiu turn it back on lol?
Can’t even take this serious after I heard curly hair. Lol
I can't work out what you're talking about but ok!
Curly hair needs lots of conditioner - curly hair is drier than straight.
As a curly girl, I skip shampoo and co-wash (wash with conditioner) so I'm following the tip in reverse.
Otherwise, great tips in this video
I love the walking one, I had a c section in November 2020 and couldn’t drive so just had to walk everywhere and I still do it to this day, get my toddler in the buggy and walk for miles, I only drive to my job now as I can’t walk to that. Love all these tips! An air fryer has been an absolute life saver for us recently x
That is awesome! Well done :) Air fryers are such good money savers aren't they! x
I had a C-section last year. Walking with the babes is one of the best free activities ever!☺️
Our shower takes ages 4 hot water to come thru, gr8 idea trying to save the cold water, thanks x
Great tips… thought I was good at money saving but these are what I havnt thought of before. Will try all
Ah, I'm so so pleased you got some new ideas from this video x
Do you recommend trust funds?
I always freeze bread, like you say it goes off so quickly! Can easily defrost in the toaster/microwave, or leaving it out in the morning 😊
Yes, it’s always so quick to go off! Freezing is a great way of saving money x
Don't use conditioner. Clicks away
Success come with hard work, failure comes with taking easy. BTW:: this is a wonderful video, a fellow creator ~~~~
I bought a paraffin heater! Best money I’ve spent for winter.
Can heat the room I’m in rather than the whole house when I’m just in one room. Heats up super quick!
Your hair looks lovely x
They sound really good! Thanks for sharing your tip. And thanks for the compliment :) xx
Thanks Lara for your useful tips. I've started using Eco Egg for washing clothes. Great for environment and washes ok. It's major cut down on expensive wash powder. 🤗
Amazing tips ! Thank you Lara xx
I've done the parking and walking one for 30 years. I'm too tight to pay for parking so always park a mile from my town centre, where it's free, and walk. If I'm going to a different town I look on Google street view to see where I can park. I have honestly only paid for parking fewer than 20 times in 30 years. 😂 I also cycle if the journey is fewer than four miles.
I wouldn't do the flask one. I just boil one cup of water when I need it.
Insightful as always!
My aunty worked in a towel factory shop. She told us you should never use fabric conditioner, it stops them drying efficiently. 2 mins in the tumble dryer will soften them.
A Lara great tips thanks x
Glad it was helpful! xx
Murphy's Law
Thanks again Lara for the fab tips .The fabric conditioner is a good call and white vinegar is so much cheaper to buy too.
I've bought the astonish washing liquid and it's really good as well as under £2 for 30 washes from home bargains but I think other places like Morrison's do it . Looking forward to seeing more of your tips and tricks to save money. :)
You are so welcome! Oooh, that sounds so affordable! Thanks for sharing! xx
Thanks, Lara; really good tips. My favourite is the hot water in a flask one. Btw; that colour sweater looks AMAZING on you! x
Oh thank you! xx
I’m a hairdresser,please don’t skimp on conditioner ladies! Especially if it’s been coloured.Must add though,great tips,thanks!
Not getting a driver's licence was a money saver (for the most part). It's not limiting enough for me that I have to get one and I don't feel safe behind the wheel so I'm fine with this.
For more useful advice: don't use a dryer, it's bad for your clothes and and the environment (it takes a lot of energy). I hang dry my clothes and it works great (and I don't have the space for a dryer or the money to get one so this is great. I also don't have room for a big freezer so I make do with the tiny one that was already here). The batch cook thing still works though. I just store it in the fridge and make sure to eat it before it spoils. Not including animal products helps a lot with this.
If you have a way to pre rinse your dishes so the major stuff gets off you can also do the dishes less often. Either wait until your dishwasher is entirely filled up (and try to do as many of the pots and pans by hand as possible to prevent unexpected damage that sometimes happens in the machine) or do it by hand once or several times per week. Obviously this only works if you're living on your own or maybe as a couple and are both fine with it but it still works.
I also got an airfryer not that long ago since I tend to bake and grill most of my stuff and love to make fries at home. It saves baking oil, energy, and excess calories noone needs. It also saves dishes. The thing is easy to rinse out and otherwise clean without dishwater so that a nice little bonus. I would otherwise use a microwave oven and a gas stove but this is so much easier. Also so I can make food fresly more often without wasting it.
And yes, I do store bread in the freezer and just take out the pieces I need when I want to eat it. Two or three slices don't take that long to defrost. When it's really hot it doesn't even take 10 minutes. I also get flash frozen fruit and make my own ice cubes (including ones from coffee and tea so my iced beverages can stay cold but don't dilute when the ice melts). Why buy stuff you can make yourself for a fraction of the cost? Especially when there's literally no difference. I don't need to travel much, but when I do I do get coffee or snacks along the way, especially on long train travels. I don't get what some people have against others getting a coffee on the go now and then. I do see what they mean if people with money issues to it every day or several times a day. It's not that hard to brew good coffee to taste at home and it's costs so much less, generally. It depends on the coffee you buy to brew with of course. That's another place where you can buy smart. Try several brands of coffee beans/grounds to see what you like best and brew them at different strengths. Experimnet at home to find what you like and then stick with it as much as possible. Same goes for people who like tea better. Find the tea you like best and try brewing it in different ways.
I recently discovered that making cold brew coffee at home and when done you can store it in the fridge for several days. It takes less effort that making a hot coffee and less energy since the fridge is there already anyway. And it's perfect for cold drinks (or reheated since there's practically no bitter in it, contrary to coffee that's brewed with hot water).
Love your fall decor 🍂🍁Very Helpful video!!
Thank you! 🍂🍂
Good advice x
Glad you think so! X
Too much waffling
Listen on 2 speed!
Not realistic at all
Would love it if you could share some tips for my viewers :)
After cooking leave the oven door open to let the residual heat warm your home. (keep children out the kitchen)