@@bowlensage2038 honestly you're right. I just respect him for not cherry picking bad people. I care more about rational people than some insane person
@@Alisdairneighbors We’re at that point if you show normal people you could easily make a UA-cam channel because it would be 90% different then the other outlier channels 😅
Ok I love her. She is respectful and responsible with money and didn’t want to put pressure on her husband to get a ring. Because in reality, the ring will no longer be engaged. It’s gonna be married status.
Idk, 1k and less is still way too much. I found one at Walmart for 90 bucks and still wish it was like 40 lol (didnt buy it), but I ended up with my grandmother's motherw day ring. We didn't even get a ring before the wedding, clearly, cause idgaf about that.
@@cateatfood6634The ring is supposed to be eternal till death seperates each other apart. I believe it should be expensive but nothing super expensive l mean I got a 3000$ ring for my wife 13 years ago and I think that's a little overboard but I bought it for her, not for me and I love her from the bottom of my heart! ❤
@@mikakoivisto6504no those are the wedding band not the engagement ring unless you use the engagement ring as a wedding band. People break off engagement all the time it's after the wedding is when death do is upart
@@cateatfood6634it’s a once in a lifetime cost. if there is ever a time to spend a bit of cash, it’s then. the person you marry is the most important decision you make. you should be willing to honor that
@@mikakoivisto6504those are marriage rings you’re talking about sir these are engagement rings they aren’t meant to be worn forever in your life they’re gonna get switched with marriage rings you obviously got married before getting engaged but hey you learn something new everyday
@@reecegeorgens1755 well, if you want a thin slim beautiful lady then be careful. Because if your ass is broke she will dump you any minute. Rich guys like beautiful women and beautiful women deserve rich guys. Not your broke as$ 😂
I'd answer with "no idea," which is true. Looking up to see if people actually ask that question on a first date, and apparently that answer would be a red flag. "If he doesn’t know what it is, then we have a bigger problem, just because it’s important to have a frame of reference for how your credit is doing." Credit to me is loans. Loans are debt, and I don't like debt. If I don't have enough to buy something outright, I won't buy it.
@@TerirthI'm glad there's someone out who thinks like me. I absolutely abhor the idea of debts (especially substantial ones). I always to myself, no one has died due to not owning so & so (e.g. a car) so why should I get into debt buying that. Being able to afford basic necessities is good enough for me until I can afford luxuries.
@@Terirthyk I ended up in debt. I’ve since paid it off and I now live by this philosophy. I’ll never again touch any type of credit card or loan of the sort. If I can’t buy it outright I either save for it or I just pass up on it
Yeah first date is wild. I would ask about their job and their passions because I want to know their values and what's shaping their world. I wouldn't ask specific financial questions. I would assume they're looking for someone to cosign their loan if someone asks me on a first date. No thank you.
So you are telling me you can file taxes together, have a child, and/or have a house together, but you can’t share bank accounts. Sharing bank accounts builds trust and makes you in the same page as your spouse.
@@RealGalaxyGamers I agree if all marriages went well than yeah, merge bank accounts… shame that’s not a reality. No matter how much you love the person the statistics show that it is likely the marriage will end; so nah I ain’t trusting shit
@Galaxy Gamers i personally would preffer 2 separate accounts in addition to a joint family account. If I for example make 100,000$ and my spouse makes 50,000$, then I would add twice as much to the joint account than her. That way, both partners get to keep their own private finances while also fairly contributing money to family related expenses. I think this creates strong personal boundaries, allows both parties to feel a degree of freedom while still working together, reduces the risk of one partner feeling like the other is leeching off them, and allows both parties to surprise each other and build trust.
@@GabrielGarcia-bz8ggo play devils advocate, the divorce rate is actually somewhat artificially inflated because people who get divorced once are very likely to be divorced multiple times. So while its true most marriages end in divorce, its mostly just the same people getting multiple divorces.
When it comes to joint bank accounts, start one together for things like a mortgage but still have separate ones. That way if you wanted to surprise eachother with gifts, you can keep it a secret
And if it all goes wrong, you have access to your own money to get away. Unfortunately life isn't a fairytale and many people feel financially controlled and trapped. Having access to your own money is often essential for some people.
Something else no one talks about with joint finances is that there is always a risk your partner could secretly accrew debt and for instance, if they die you'd be held responsible. Or other such horror stories. (Which I only researched bc I was terrified I'd end up with my father's debt, so that's context for ya 😂). So always be careful, even if you trust them at first, x years of marriage changes people. My parents are certainly not the same people they were when they got married. Personally I'd insist on a prenuptial, because although I'm capable of trusting a person, I doubt I will ever trust the unrelenting force of time.
First dates should be fun and lighthearted. You should only concern yourself with their finances once you want to get really serious, which takes sometime.
That's gatekeeping dates ... There's no one right way to have a date. And it shouldn't be in such a strict box. Personally, I wouldn't have done this with my partner, but it's about preferences. If both people are future-oriented then it's fine. It's about compatibility.
I dont even know what asking credit means. Is it your salary or the money you have in bank? But I agree, talking about money and all that in the first date is too soon.
@@dosde8391 What is your credit score? How many lines of credit do you have? What are the maxes on your credit cards? Can you get car, house, or other loans etc? Do you have debt, if so how much? And often there is a correlation between your salary and how much money you have and how good is your credit.
True. That's why I have respect for this guy. A lot of people who do this interviewing stuff and try to cherrypick the craziest people do it either to humiliate and laugh at them or to push some sort of agenda to make a certain group of people look crazy or dumb, rather than to see what the average person thinks.
@TheSexyBeast my wife and I have a shared account and we've been married almost 10 years. It's never been a problem and is just easier for us to manage our finances.
I dont think so. Depending on the person and the setting of the date thats something that could get brought up. Ive been on first dates that were planned like a movie dinner then straight home, and ive been on more spontaneous dates where we go out bowling or something and then end up at the beach stargazing talking for hours and a bunch of different topics get brought up. I agree its weird if its a planned question but sometimes the energy on a first date can be so good that any subject is possible to talk about.
I already know that if the roles were reversed, and a woman, ask the guy his credit on the first date she would be labeled a Gold digger. A first date is not a time to discuss finances.
Until he finds out, is working 2 jobs to support the family, and finds out you have been stashing money away even when there family is in financial trouble... Then divorces you. It's a famous divorce Law case. The man sued her for a lot of money
@@semesabrown8203are you living in the 60s? Most relationships have two working adults. And with the heightened chance of abuse and being left by a male this is the right idea.
@@Green-rp6br thats literally what happened in the video numbnuts minus the divorce step, which happened in a separate case in law in the 90s/00s Edit: also, 80 percent of divorces are initiated by females. You basically failed in almost every point you tried to make. Thats actually impressive
@@Green-rp6brfalse most relationships do NOT rely on two working adults. Especially most legitimate marriages in the states. It just so happens that the minority is a very loud one. Just like the lgbt community would have you think everyone is gays but they are just a very loud minority
If you ask for my credit on the first date I'm going to assume you're weird. Red flag. That can be discussed further down the line if it's necessary. Other than that, have a joint account and set a percentage to put in there, but keep your own account on the side.
Exactly. Like really asking for my credit card in the FIRST DATE??? Like who are you? That's so weird. U don't know someone and they ask that? It's different if they simply asked to pay for the date.
I'm subbing. Other channels pick the most extreme reactions and post those as though they're what's common. But you're actually posting people who are relatable and their answers are incredibly interesting.
I'll probably never get a joint bank account no matter how much I love someone. The unpredictable can always happen, stuff turns sour, and suddenly you're in a shitty tug of war.
Credit score doesn't tell you how much money you have, it tells how you are at paying your bills and if you have a good history with credit cards and/or loans.
@@C_In_Outlaw3817tbh it depends on how you set up your dates, some people use a first date to get to know someone, others choose other ways to really get to know someone then the first date is reserved for when they want to discuss taking things further. Neither is right or wrong but it's good to understand how you are utilizing these aspects of dating life and how others may differ. To some people dating is just going on a date, it means nothing serious to them.
Or she trust her husband. If you aren't willing to merge accounts then why are you even with that person in the first place if you don't fully trust that person.
@@imb4928 well, what you just said falls on the latter part of what I said. Anyways, the answer to your question is because no one is a psychic reading minds and telling the future and people can change you know. Considering the divorce rates it's better to be safe than sorry. Also, money is the factor that creates a crack in most relationships and gives rise to temptation and ill will.
@@imb4928 it doesn't mean you don't trust someone, it's just more of an insurance to a more secure future. Also, fully trusting a person doesn't mean you're compelled to join bank accounts. I ain't letting my hard earned money slip under anyone else's name till the day I die. I'd still participate in the finance, invest on them but that person can manage their personal finances and I can manage my own
@Kagura if you can't join accounts, then there is some part of you that doesn't trust them. Therefore you shouldn't be with them since you can't fully trust them...
Ideal is 4 minimum, one joint savings, one joint household expenses (car, groceries, bills) and a personal account each with your individual "fun money" and a bit for emergencies in case something pops up.
@@lintea6207Yeah I agree with having a shared account for certain things. My friend’s mom is going through a divorce and her ex-husband took the money from their joint bank account and left them with nothing.
If he's asking you about your credit on the first date, then gets you a ring from a pawn shop, and then wants to merge bank accounts.... bro of sure would work an MLM or is an "entrepreneur." Women always finds a way to look past the early signs of red flags
Agree with her. #1 - same. Don’t want to waste your time with someone. #2 - same. We have a joint account that’s our “budget” account. It’s used to pay for bills and other expenses.
I personally would not wear a used ring, except if it's generational. Because I strongly believe that energies of souls get trapped in their belongings. Some can be positive and caring. And some can be disastrous for you. If my mom gives me a jewel to wear, I'd wear it because she always wants my good. But if my mother in law would give me her used ones, then NO, because no matter how lovely she'd be. She is not my real mom
Uh even if the in laws are very good? I understand not wanting a ring that unknown people used to wear.. but sometimes in laws may give a ring or pendant or something like that to their son or daughter in law
The first happened to me, we were together for only 2 months and he already asked me if he could borrow my credit card cause he wanted to buy a new laptop for work -- that was the time i realized i made a huge mistake, and im like NOPE im out.
I know I’m late, but that’s not what it was mentioning at all… he said “asks for your credit on the first date” not your credit card. The question would’ve been referring to wondering how good your credit was, not borrowing thousands of dollars.
Most of these are red flags to me. Asking credit on the first date is weird. I'd prefer having separate accounts and and a primary joint account. For the MLM, agreed, not a great sign
Just like you women chase after Chad and then cry that we are all evil when it's in fact your choices that are shit congratulations you played yourself
@@Obamascramble it stands for multi level marketing which is what people call a business model that is identical to a pyramid scheme so that it sounds like a legitimate and legal business
You know, it’s really rare to see some or even most girls not wanted and expensive/big diamond ring. So the fact that she doesn’t want hers to be more than 1000$ I give that mad respect.
Credit on first date is huge red flag. First date is time to figure out if you even like each other not time to figure out each others financial situation.
😅I shared my debt on first date (car payment) as well as laid everything that was not negotiable down so we both where not wasting time. We actually where engaged day 3 and he was my first boyfriend because one of my dogs was extremely aggressive towards everyone and my rule was that the dog came first. But this guy met me because he needed a dog sitter and he actually brawled with my one boy and had a scar from it all the way up to our wedding from it. But I mean it worked because that dog was dangerous and no one stood up to him before, I was the only person giving him a chance at a life at all which is how I got him. We still have that dog and we have many more dogs now. They are our babies. (Only difficult thing is we can’t just go have fun and be carefree because the one dog is a liability and we are the only two people who can go near him so we have to plan accordingly. Also since we own so many dogs we have to make sure every dogs babysitter is available. One dog goes to his mom on weekends and his sister on weekdays, one goes to my mom or my brother depending on who’s available, two go to a good friend, and if we have a litter of pups we just can’t go at all)
when i get married, god knows when that is, i wouldn’t care how much my ring is, if he said it was under £100 i wouldn’t care, the ring isn’t what’s important.
red flag on merging accounts. we can make a joint account and each put money into it that we both agree to and keep our own separate accounts with our own spending money but we aren't merging everything.
A joint account is very important but it doesn’t stop any partner from having a private account, at least for luxuries that you don’t want to waste your main resources on.
That second to last one I gotta disagree with. I would not be adding my paycheck directly into a shared bank account because there would be a lot of arguments about spending.
All these shorts proves that most people are actually rational and responsible. Goes to show how narcissistic instagramer/tickokers have skewed our view on what ordinary people really are.
I think a merged account is a green and red flag. Having a joint account is great for paying bills, stuff related to ur kids, savings, etc. but I think u should also have separate personal bank accounts. Like who do I look like paying for a trip I didn’t go on, something I didn’t want, or something I’m never gonna use? Especially if it’s expensive.
If someone asks for your credit rating on a date, that's a Red Flag to me. Wanting to be financially set is his business, but asking for her credit score is fishy to me. What if he uses her info to do something illegal? So, no. If a man asks me for my credit score, I'm telling him that it's none of his business and walk away. You don't need men like that.
If a guy asks me about my credit and wants a joint bank account, I’m running. Maybe it’s the trust issues, but that seems more like someone trying to use me for financial gain. The only person that gets access to my finances is me and my bank (unless there’s like some legal stuff). Had someone try to clear out an account with joint access before, it’s a huge violation of trust and there isn’t much you can do about it.
My husband and I have a very special tradition. Every fifth year, we go to the jeweler and have the smallest diamond put in, it's a build up ring, you earn it over the years. We're working on the fourth now.
My yoga teacher was an official "sales person" for essential oils, but just got herslef and her students oils for cheap without the profit added to it.
I never made it to the "date" portion of talking to girls and I've heard that damn "whats your credit score?" question more times than I can count... I'm gonna die alone...
More like her. We need more like her. The merging bank accounts thing can be a bit negotiated because that can be tricky if done wrong, but overall, solid outlook
The first one would’ve been a red flag for me. I’ve watched too many true-crime shows and have too much skepticism regarding intent for such a question on the first date.
Bro i gotta respect you. You find the most rational, good people
That's most people in the world other channels just get the outliers and pick their worst moments
Because these people are not staged
@@bowlensage2038 honestly you're right. I just respect him for not cherry picking bad people. I care more about rational people than some insane person
@@Alisdairneighbors We’re at that point if you show normal people you could easily make a UA-cam channel because it would be 90% different then the other outlier channels 😅
wtf no they’re normal people your just stuck on the internet
She's probably the most easygoing person i've seen so far lol
No, influencers like to show "interesting" people. But they're so many decent people out there that they won't interview
People usually takes advantage of genuinely good people so be that girl who keeps their standards high
But she is not easy going on those pizza and pastas
Ever heard of desperate and people pleasing
You will know once you face them in real
if someone asked me, a college student, about my credit on the first date I would *just start crying in loans* 😂
Student loans don’t affect credit (at least here in Canada they don’t)
@@sarab5132 In America they do
@Ghost Hyperhex Yea but it doesn't tank your credit, as long as you make payments after college it won't hurt your credit.
Get you credit up blud
@@notlandon1108 it’s not even hard😭 I’m 18 and my credit is in the 700s
Ok I love her. She is respectful and responsible with money and didn’t want to put pressure on her husband to get a ring. Because in reality, the ring will no longer be engaged. It’s gonna be married status.
Idk, 1k and less is still way too much. I found one at Walmart for 90 bucks and still wish it was like 40 lol (didnt buy it), but I ended up with my grandmother's motherw day ring. We didn't even get a ring before the wedding, clearly, cause idgaf about that.
@@cateatfood6634The ring is supposed to be eternal till death seperates each other apart. I believe it should be expensive but nothing super expensive l mean I got a 3000$ ring for my wife 13 years ago and I think that's a little overboard but I bought it for her, not for me and I love her from the bottom of my heart! ❤
@@mikakoivisto6504no those are the wedding band not the engagement ring unless you use the engagement ring as a wedding band. People break off engagement all the time it's after the wedding is when death do is upart
@@cateatfood6634it’s a once in a lifetime cost. if there is ever a time to spend a bit of cash, it’s then. the person you marry is the most important decision you make. you should be willing to honor that
@@mikakoivisto6504those are marriage rings you’re talking about sir these are engagement rings they aren’t meant to be worn forever in your life they’re gonna get switched with marriage rings you obviously got married before getting engaged but hey you learn something new everyday
Honestly the husband is a lucky dude, she is way easy going.
Easy going isn't a compliment.
Let's say she has her own values
Dude this is most girls. Many girls are rational.
@@wennwenn1422The ones who don’t have better options maybe. This woman is around 130 lbs overweight she doesn’t have a lot of negotiation room.
@@reecegeorgens1755 130lbs overweight?? what are you on about??
@@reecegeorgens1755 well, if you want a thin slim beautiful lady then be careful. Because if your ass is broke she will dump you any minute.
Rich guys like beautiful women and beautiful women deserve rich guys. Not your broke as$ 😂
If anyone gets asked for your credit on a first date, that’s either a really good or really bad sign, but most of us would get up and leave😂
I'd answer with "no idea," which is true. Looking up to see if people actually ask that question on a first date, and apparently that answer would be a red flag.
"If he doesn’t know what it is, then we have a bigger problem, just because it’s important to have a frame of reference for how your credit is doing."
Credit to me is loans. Loans are debt, and I don't like debt. If I don't have enough to buy something outright, I won't buy it.
@@TerirthI'm glad there's someone out who thinks like me. I absolutely abhor the idea of debts (especially substantial ones). I always to myself, no one has died due to not owning so & so (e.g. a car) so why should I get into debt buying that. Being able to afford basic necessities is good enough for me until I can afford luxuries.
@@Terirthyk I ended up in debt. I’ve since paid it off and I now live by this philosophy. I’ll never again touch any type of credit card or loan of the sort. If I can’t buy it outright I either save for it or I just pass up on it
Yeah first date is wild. I would ask about their job and their passions because I want to know their values and what's shaping their world. I wouldn't ask specific financial questions. I would assume they're looking for someone to cosign their loan if someone asks me on a first date. No thank you.
That's honestly a third date question
I don't agree with her choices like merging Bank accounts or giving credit on first date, but I gotta respect that honesty and confidence.
So you are telling me you can file taxes together, have a child, and/or have a house together, but you can’t share bank accounts. Sharing bank accounts builds trust and makes you in the same page as your spouse.
@@RealGalaxyGamers I agree if all marriages went well than yeah, merge bank accounts… shame that’s not a reality. No matter how much you love the person the statistics show that it is likely the marriage will end; so nah I ain’t trusting shit
@Galaxy Gamers i personally would preffer 2 separate accounts in addition to a joint family account. If I for example make 100,000$ and my spouse makes 50,000$, then I would add twice as much to the joint account than her. That way, both partners get to keep their own private finances while also fairly contributing money to family related expenses. I think this creates strong personal boundaries, allows both parties to feel a degree of freedom while still working together, reduces the risk of one partner feeling like the other is leeching off them, and allows both parties to surprise each other and build trust.
@@adamabdelrazik2705 I think that is a highly mature way of going about it.
@@GabrielGarcia-bz8ggo play devils advocate, the divorce rate is actually somewhat artificially inflated because people who get divorced once are very likely to be divorced multiple times. So while its true most marriages end in divorce, its mostly just the same people getting multiple divorces.
When it comes to joint bank accounts, start one together for things like a mortgage but still have separate ones. That way if you wanted to surprise eachother with gifts, you can keep it a secret
And if it all goes wrong, you have access to your own money to get away. Unfortunately life isn't a fairytale and many people feel financially controlled and trapped. Having access to your own money is often essential for some people.
@@faithpearlgenied-a5517agreed
Something else no one talks about with joint finances is that there is always a risk your partner could secretly accrew debt and for instance, if they die you'd be held responsible. Or other such horror stories. (Which I only researched bc I was terrified I'd end up with my father's debt, so that's context for ya 😂).
So always be careful, even if you trust them at first, x years of marriage changes people. My parents are certainly not the same people they were when they got married.
Personally I'd insist on a prenuptial, because although I'm capable of trusting a person, I doubt I will ever trust the unrelenting force of time.
Exactly, merged account is a red flag
Just use a credit card
SHE IS SO REAL FOR THAT LAST ONE
(If anyone doesn't know, and MLM is a multi-level market)
LMAOO MY DUMBASS THOUGHT IT MENT MAN LOVE MAN💀💀
@@ResurrectQueenSuaBRO SAME I WAS SO CONFUSED
@@ResurrectQueenSua LMFAOOO I WAS CONFUSED THE FIRST TIME I HEARD THE TERM TOO
NAH IM OUT HERE THINKING man loving mints..
@@madisonmoore4958LMFAOOO
She seems so chill
First dates should be fun and lighthearted. You should only concern yourself with their finances once you want to get really serious, which takes sometime.
That's gatekeeping dates ... There's no one right way to have a date. And it shouldn't be in such a strict box. Personally, I wouldn't have done this with my partner, but it's about preferences. If both people are future-oriented then it's fine. It's about compatibility.
Me and my guy discussed everything under the sun on our first date. If we're both looking for something serious I don't see the issue
I dont even know what asking credit means.
Is it your salary or the money you have in bank?
But I agree, talking about money and all that in the first date is too soon.
@@dosde8391 What is your credit score? How many lines of credit do you have? What are the maxes on your credit cards? Can you get car, house, or other loans etc? Do you have debt, if so how much? And often there is a correlation between your salary and how much money you have and how good is your credit.
@@jaspermoonstone Thx. In that case I would say its a red flag, too intrusive for someone you just met.
People always post the craziest answers on the internet but he posts the normal people and I love it. Thank you!
No man wants a shared bank account. Women can pay for their own food, clothes, rent, water bill etc
True. That's why I have respect for this guy. A lot of people who do this interviewing stuff and try to cherrypick the craziest people do it either to humiliate and laugh at them or to push some sort of agenda to make a certain group of people look crazy or dumb, rather than to see what the average person thinks.
@@thesexybeast1868 you don't state what men want or not imfao, people are different .
@TheSexyBeast my wife and I have a shared account and we've been married almost 10 years. It's never been a problem and is just easier for us to manage our finances.
Asking anyone about their credit on a first date gotta be a red flag I’m sorry 😭😭
that’s what I thought!! first date is way too early to think that ahead in the future, it’s not realistic
Shows how they handle their debt
I dont think so. Depending on the person and the setting of the date thats something that could get brought up. Ive been on first dates that were planned like a movie dinner then straight home, and ive been on more spontaneous dates where we go out bowling or something and then end up at the beach stargazing talking for hours and a bunch of different topics get brought up.
I agree its weird if its a planned question but sometimes the energy on a first date can be so good that any subject is possible to talk about.
I already know that if the roles were reversed, and a woman, ask the guy his credit on the first date she would be labeled a Gold digger. A first date is not a time to discuss finances.
Because they don't want to date a brokeass
Ladies....always have a secret stash of cash. You won't regret it.
Until he finds out, is working 2 jobs to support the family, and finds out you have been stashing money away even when there family is in financial trouble... Then divorces you.
It's a famous divorce Law case. The man sued her for a lot of money
@@semesabrown8203are you living in the 60s? Most relationships have two working adults. And with the heightened chance of abuse and being left by a male this is the right idea.
@@Green-rp6br thats literally what happened in the video numbnuts minus the divorce step, which happened in a separate case in law in the 90s/00s
Edit: also, 80 percent of divorces are initiated by females. You basically failed in almost every point you tried to make. Thats actually impressive
@@Green-rp6brfalse most relationships do NOT rely on two working adults. Especially most legitimate marriages in the states. It just so happens that the minority is a very loud one. Just like the lgbt community would have you think everyone is gays but they are just a very loud minority
Ladies. Always have secrets and plan for your relationship to fail. Lie, steal his money, be hyper critical of his flaws, never look inward queens.
Bro finds the nicest people fr😊
Normal, you mean.
If you ask for my credit on the first date I'm going to assume you're weird. Red flag. That can be discussed further down the line if it's necessary. Other than that, have a joint account and set a percentage to put in there, but keep your own account on the side.
This comment section is so reasonable. I'm almost in tears.
Exactly. Like really asking for my credit card in the FIRST DATE??? Like who are you? That's so weird. U don't know someone and they ask that? It's different if they simply asked to pay for the date.
@@ggundercover3681umm a credit score is different from a credit card
This seems reasonable to me
Fr "Wants to build a future" the fuq? They don't even know you yet 😂
Finally someone who actually looks for people that are normal and not go to ask this to some people after they come out of the club
I'm subbing. Other channels pick the most extreme reactions and post those as though they're what's common. But you're actually posting people who are relatable and their answers are incredibly interesting.
I'll probably never get a joint bank account no matter how much I love someone. The unpredictable can always happen, stuff turns sour, and suddenly you're in a shitty tug of war.
If a woman has a joint bank account it can be used for financial abuse. I would absolutely want to have my own income on my own account
Most people recommend having a joint one along with each spouse having a separate account.
This is a 100/100 marriage! Happy couples till the end
Don’t ask me nothing personal on a first date, I don’t know you 😂✋🏽
dont ask me to pay for you meal on the first date, I dont know you 😂✋🏽
@@Aribbonofsoundmenno one ask you tho 😂🖐🏽
@@keiko3844no
The point in fuckin having a date is learning about each other dumbasses. Tf do you mean personal? A date means you plan to have romantic relations.
That’s how you get to know someone and connect on a deeper level though!!
How is the first one a green flag? Bro wants to rob you lmao
Credit score doesn't tell you how much money you have, it tells how you are at paying your bills and if you have a good history with credit cards and/or loans.
@@KH-ur9ed they didn't say credit score they said credit
@@vcx_trollingthey’re the same….?
@@KH-ur9ed well it’s a bit much on a first date.
@@C_In_Outlaw3817tbh it depends on how you set up your dates, some people use a first date to get to know someone, others choose other ways to really get to know someone then the first date is reserved for when they want to discuss taking things further. Neither is right or wrong but it's good to understand how you are utilizing these aspects of dating life and how others may differ. To some people dating is just going on a date, it means nothing serious to them.
Considering how confident she was about merging bank accounts, she's either broke or took "love is blind" way to literally 😂😂
😂😂😂😂😂😂😂
Or she trust her husband. If you aren't willing to merge accounts then why are you even with that person in the first place if you don't fully trust that person.
@@imb4928 well, what you just said falls on the latter part of what I said.
Anyways, the answer to your question is because no one is a psychic reading minds and telling the future and people can change you know. Considering the divorce rates it's better to be safe than sorry.
Also, money is the factor that creates a crack in most relationships and gives rise to temptation and ill will.
@@imb4928 it doesn't mean you don't trust someone, it's just more of an insurance to a more secure future.
Also, fully trusting a person doesn't mean you're compelled to join bank accounts. I ain't letting my hard earned money slip under anyone else's name till the day I die. I'd still participate in the finance, invest on them but that person can manage their personal finances and I can manage my own
@Kagura if you can't join accounts, then there is some part of you that doesn't trust them. Therefore you shouldn't be with them since you can't fully trust them...
Bro this person is actually rational, props to you, kudos to you
Gotta keep those separate accounts tho. Hard to surprise when you get the text for 40 bucks at the store lol
Besides that I think it’s nice to have your own money for personal things, and a shared account for most expenses
Ideal is 4 minimum, one joint savings, one joint household expenses (car, groceries, bills) and a personal account each with your individual "fun money" and a bit for emergencies in case something pops up.
@@lintea6207Yeah I agree with having a shared account for certain things. My friend’s mom is going through a divorce and her ex-husband took the money from their joint bank account and left them with nothing.
You can just withdraw a 100 from an ATM and save the 40 for the gift
If he's asking you about your credit on the first date, then gets you a ring from a pawn shop, and then wants to merge bank accounts.... bro of sure would work an MLM or is an "entrepreneur." Women always finds a way to look past the early signs of red flags
Facts im a dude an thought that was sus ass answer
I think these are just separate ideologies, I don't think its for everything all in one person.
It’s not the same guy in the hypothetical. These are separate instances. All of them together? Huge red flag. One of them alone? Not really.
“No MLMs” 😭
Agree with her. #1 - same. Don’t want to waste your time with someone. #2 - same. We have a joint account that’s our “budget” account. It’s used to pay for bills and other expenses.
I personally would not wear a used ring, except if it's generational. Because I strongly believe that energies of souls get trapped in their belongings. Some can be positive and caring. And some can be disastrous for you. If my mom gives me a jewel to wear, I'd wear it because she always wants my good. But if my mother in law would give me her used ones, then NO, because no matter how lovely she'd be. She is not my real mom
Uh even if the in laws are very good? I understand not wanting a ring that unknown people used to wear.. but sometimes in laws may give a ring or pendant or something like that to their son or daughter in law
LMFAOOOOOOOOOOO
Goofy af
……okayyyy
she's so honest
I think having one merged accounts but still having separate accounts is a good thing
The way she waves those flags looks so fun ngl
This attitude in a girl is lowkey so attractive
you maam deserves a salute
The first happened to me, we were together for only 2 months and he already asked me if he could borrow my credit card cause he wanted to buy a new laptop for work -- that was the time i realized i made a huge mistake, and im like NOPE im out.
I know I’m late, but that’s not what it was mentioning at all… he said “asks for your credit on the first date” not your credit card. The question would’ve been referring to wondering how good your credit was, not borrowing thousands of dollars.
@@Noah-zz3ol ooohhh hahaha, my bad! i was obviously not paying attention 🤣
the essential oils one killed me
my guy finding all the good rational restoring our faith
its so refreshing to see good one once in a while
Because insta baddies are more popular and bring more videos
This girl knows how to operate a relationship of trust
Aww i like her, and I totally agree. Pls don’t spend crazy money on your wedding.
Most of these are red flags to me. Asking credit on the first date is weird. I'd prefer having separate accounts and and a primary joint account. For the MLM, agreed, not a great sign
tbh, ppl who keep their finances secret are the biggest red flag. relationship ender.
the most positive person I've ever seen
this is honestly the only person i agree with on these interviews - like if we happy, i’ll take a gummy ring and let it mold on my finger
And yet men will never chase her, they will chase the insta baddies and complain abt how their treated 😂
She's married
Just like you women chase after Chad and then cry that we are all evil when it's in fact your choices that are shit congratulations you played yourself
Literally married.
Yeah kinda right. Good ppl always get ignored.
@@purpledefaultpfp6233
Would be suprised if any of the girls he interviewed isnt in a relationship by the 30s
i agree with her other than the merging bank accounts, you should always have your own separate accounts
Unlike other Street interviews, this channel gives us the most wholesome interviews
she is a red flag
Immediately assumes the essential oils are from an MLM😂
What does MLM mean
@@Obamascramble it stands for multi level marketing which is what people call a business model that is identical to a pyramid scheme so that it sounds like a legitimate and legal business
She's so real
she knows her value.
Bro how you find so many chill people like that
I looooove girls that realize how expensive a ring is DOES NOT MATTER. Love it!! ❤
This is what a girlfriend should be, definitely understand why people do what they do
You know, it’s really rare to see some or even most girls not wanted and expensive/big diamond ring. So the fact that she doesn’t want hers to be more than 1000$ I give that mad respect.
she seems hella chill
Passes the vibe check
Yeah, I wouldn't merge bank accounts, ever. I would make a separate joint account, but I'm gonna have my own personal one. Periodt
what's mlm?
Multi level marketing, aka pyramid scheme.
When she said that I was like “damn she’s already married! “ what a keeper..
@@mercyfulfate666 i thought it was men loving men and i was so confused 💀
@@unfortuneattic same lmao
@@unfortuneattic so did I and I was concerned-
Seems like her husband is a lucky dude. She's chill af.
🤣
"Mine is mine yours is mine" 😂
This is a very respectable lady. Her father and mother must be very proud.
now that's a woman who deserves to merge your bank account with cuz she understands financial situations
I need this woman in my life 😭
I love the positivity she brought
I respect her! Love her understanding and appreciation of money!
She is chillest women i have seen in the world
Wow this made me believe that good ppl exists.
Credit on first date is huge red flag. First date is time to figure out if you even like each other not time to figure out each others financial situation.
Bruh. I don't even know my own credit.
shes so pretty and positive 🥺🥺
The attitude is everything 💕💞
😅I shared my debt on first date (car payment) as well as laid everything that was not negotiable down so we both where not wasting time. We actually where engaged day 3 and he was my first boyfriend because one of my dogs was extremely aggressive towards everyone and my rule was that the dog came first. But this guy met me because he needed a dog sitter and he actually brawled with my one boy and had a scar from it all the way up to our wedding from it. But I mean it worked because that dog was dangerous and no one stood up to him before, I was the only person giving him a chance at a life at all which is how I got him. We still have that dog and we have many more dogs now. They are our babies. (Only difficult thing is we can’t just go have fun and be carefree because the one dog is a liability and we are the only two people who can go near him so we have to plan accordingly. Also since we own so many dogs we have to make sure every dogs babysitter is available. One dog goes to his mom on weekends and his sister on weekdays, one goes to my mom or my brother depending on who’s available, two go to a good friend, and if we have a litter of pups we just can’t go at all)
I respect her she sees the good side of things and not just instantly thinking bad of guys
when i get married, god knows when that is, i wouldn’t care how much my ring is, if he said it was under £100 i wouldn’t care, the ring isn’t what’s important.
red flag on merging accounts. we can make a joint account and each put money into it that we both agree to and keep our own separate accounts with our own spending money but we aren't merging everything.
A joint account is very important but it doesn’t stop any partner from having a private account, at least for luxuries that you don’t want to waste your main resources on.
Called good parenting right there
Out here being the best person
That second to last one I gotta disagree with. I would not be adding my paycheck directly into a shared bank account because there would be a lot of arguments about spending.
All these shorts proves that most people are actually rational and responsible. Goes to show how narcissistic instagramer/tickokers have skewed our view on what ordinary people really are.
Reasonable, rational, and respectful. If only we had a little more of this, the world would be a much better place.
"your money is my money" I've heard that a lot before.
All red flags fr😂
I think a merged account is a green and red flag. Having a joint account is great for paying bills, stuff related to ur kids, savings, etc. but I think u should also have separate personal bank accounts. Like who do I look like paying for a trip I didn’t go on, something I didn’t want, or something I’m never gonna use? Especially if it’s expensive.
This man looks like Nakamura Hikaru. 😂
Green, Green, Red, and Green! ✅✅🚩✅!
If someone asks for your credit rating on a date, that's a Red Flag to me. Wanting to be financially set is his business, but asking for her credit score is fishy to me. What if he uses her info to do something illegal? So, no. If a man asks me for my credit score, I'm telling him that it's none of his business and walk away.
You don't need men like that.
GIRL I HAVE THE SAME SHIRT
Being a single mom is a huge red flag. I gave a few a chance and that is a stereo type for a reason. Lots of baggage and their poor kids are messes
I mean the only one i wouldnt do is merge bank accounts but i guess im also gonna demand an iron clad prenup so i suppose that may play into it
If a guy asks me about my credit and wants a joint bank account, I’m running. Maybe it’s the trust issues, but that seems more like someone trying to use me for financial gain. The only person that gets access to my finances is me and my bank (unless there’s like some legal stuff). Had someone try to clear out an account with joint access before, it’s a huge violation of trust and there isn’t much you can do about it.
My husband and I have a very special tradition. Every fifth year, we go to the jeweler and have the smallest diamond put in, it's a build up ring, you earn it over the years. We're working on the fourth now.
My yoga teacher was an official "sales person" for essential oils, but just got herslef and her students oils for cheap without the profit added to it.
these other girls out here on the street have been clowned on but i love her she is so chill
I believe separate bank accounts with one joint is better because more financial independence is good, but I agree with her mostly.
I never made it to the "date" portion of talking to girls and I've heard that damn "whats your credit score?" question more times than I can count... I'm gonna die alone...
More like her. We need more like her.
The merging bank accounts thing can be a bit negotiated because that can be tricky if done wrong, but overall, solid outlook
Actually there are more people like her we just don’t see them because they are not mainstream pretty.
@@MilkyC0ffee13most people are good
1st one is such a big red flag. Talking finances on the first date is so weird. It would be an instant no if someone asked my credit score.
The first one would’ve been a red flag for me. I’ve watched too many true-crime shows and have too much skepticism regarding intent for such a question on the first date.