I really appreciate that you mentioned the length of time period the investment is for. This helps people clearing understand how a short term stock holder should calculate the zakat compared to a long term investor who invests for more than a 1 yr
Very good information for islamic shariah investment jakat sir aap ese hi video's banate rahe sir kyu ke Islamic investment ke bare me pure UA-cam par koi esi video's nahi banata he sir kip Growing sir
Question on zakatable assets process: 1. Balance sheet is made available after closure of financial year but if zakat is being calculated after that period say 3 or 6 months after disclosure of Balance sheet, should one still use the last available balance sheet details. 2. When calculating zakatable assets shouldn't current liabilities be subtracted from current assets
1st wale example me toh gold aur silver nisab par nhin pochta, grams ke hisab se toh nisab par nhin pochta toh hamne uspar kyu zakat calculate ki hai. Gold aur silver pe toh phir zakat applicable nhi hogi na srf cash par hogi na. Please clear the confusion. Or was it just to explain the video.
Assalamualaikum sir please reply zrur kijega agr kisi k pas koi currency nh h na hi silver h bs uske pas 6 tola gold h jo usne bechne k irade se liya h to kya uspe zakat hogi kya ye gold mal e tijarat me ayga ya fir gold ki condition jo 7.5tola pe lgti h vo lgegi plz zrur btaye apko khuda ka wasta
Apke hisab se sahibe nisab ye hai ki jo banda gareeb hai jiske pas agar 1 ya 2 tola sona hai waqt jarort ke liye to uske market rate ke hisab se use 2.5% dena hoga, jisko apne silver se liya hai kam amount se ya uske barabar gold ho nisab ko pahunch rha hai to har admi jiske pas 2 tola sona hai to usko zakat dena hoga??
Very well explained...but what if someone invested in stocks and currently he/she is in loss of 16% of total investment, then what we have to do in such scenario?
The investments in LIC and FD are interest based. Thus we should not invest in these assets. But if someone invested then the zakaat is calculated on the principle amount given till date. The extra amount at the time of maturity should be disposed. You can search on where can I use the interest amount ie bank interest etc. Jazak Allah Khair
Assalamualaikum, i want to know do we need to add the dividend amount also in investment or not? For example total 1 lakh is current value of my shares and i have received total 10000 dividend then need to pay zakaat on 1 lakh 10 thousand ??
Assalamualaikum, thank you for the much informative video, some questions i need some clarify 1) Some stocks i buy few months back and some busy few weeks back , do i need to add this on my zakat total amount for stocks 2) Mutual fund amount last year was 1 lakh thousand now it's 135000 rupees, do i need to add this also in 3 method, as we pay mutual fund in SIP manner , and that monthly amount won't cross 1 year lunar year
if i have 10 shares and each value is below nisab but my portfolio value is more than nisab.. so should I've to calculate zakat on my current portfolio value.. right? 2) I've cash below nisab value (saving) and my portfolio is above nisab value and my gold is also below nisab...do i have to combine all 3 and then calculate zakat value?
Sir, Thanks for your good efforts. You have nicely simplified a very complicated topic. I request you to clarify on the following points. 1. Suppose someone has fixed deposit of Rs.1.00 lakh in a bank against which he has taken a loan of Rs.80,000/-. Whether zakat is to be calculated on Rs.1.00 lakh or on Net amt. of Rs.20,000/-. 2. Gold has been pledged for a loan. Will zakat is to be calculated on full value or net after deducting the loan amount.
Walaikum assalam, jazakallah hu khair video bana ne k liye, agar koi stock swing trade k liya hai aur o neeche chalagya aur osko uper ane 1 ya 1.5 saal lag gaye tu os surath me kya karna chahiye? Assalam o alaikum
Mere total 30 se jyada companies mein invested hei and meine 1 mahine pehle liya hei saare stocks mutual funds nehi hei. Aur mein inn stocks ko long term kelie rakhunga 5 se 10 saal. Toh kya mein 3rd method use kar sakta hoon ya fir stocks atleast 1 year hona padega jabki mera sirf 1 month hua hei.
Assalamo Alaikum....Bhaijan mere pass Tata Company ka 1 bond hai jiska price 10 lakh hai aur isse mujhe har saal mere account mein ek fixed amount of percentage 9% se company ka rupiya aata hai aur aur ye 12 saal tak ata rahega... ispe zakat kaise nikalegein
1. As per islamic principles Bonds not halal. 2. Whatever gains you got from this bonds must be given in charity as it's not shariah Complaint. 3. For the capital which you own, should give 2.5% zakat.
As salamo alaikum,me malike nisaab hu our har saal 15 ramzan ko jakat nikalta hu.agar me 13 th ramzan ko koi share buy karta hu1lakh ka to usme bhi zakat lagega?
Assalamu Alaykum mene 70000 ke sher IOC ke liye he long term ke liye zakat pure 70000 par nikalni hogi ya 25% method se konsi better hogi ? Please reply
The Nisab limit for Gold is 7 ½ tolas (87.479 grams) while for Silver it is 52 ½ tolas (612.35 grams) or its equivalent. Do you have above quantity in Gold or Silver then you will be counted as sahib e nisab..
ASSALLAMUALIKUM. Hope you are doing well. I have a long term portfolio & I tried to calculate "zakatable -Assets" using current asset/ market cap approache. I am interestingly getting a a figure of 158% for STOCK OF " NCC LTD" . How should I deal with this . Other Stocks with zakatable Assets are : 2) HFCL Ltd:: 41% 3) JP Power:: 63% 4) Sail ltd:: 87% . Can you help me here. Can you give me appropriate figures of zakatable Assets for these assets ? Or any other solution Thanks in anticipation
Jazakallah, due taxation issues unable to exit at a go. Insha Allah move out from those in the coming year. Till then what will be zakat on it. Please guide
Aslamualekum, Bhaijan apne bahut achcha samjaya. Apne portfolio ka to hum zakat dene k ३ tareeke seekh chuke h. Aap ye btay humarai ak pvt Ltd company h uski zakat company ko nikalni h ya share holders apne apne hisse ki nikalenge? Reply please
Bohot sahi time pe video daali aapne.
Ye saal se main pehli baar zakat dunga.
😊😊😊😊
Love the way you explained .
One of the great explanation looking for finally I found it
Thank you mufti saab
Jazkallah. I am not mufti. I am a common man like you
Amazing video and easy explanation of such complicated topic....hats off ❤
In Ramadan this topic is very necessary Allah bless you and Ummah Aameen
Thanks for liking
Jazakallah azhar sb bahut achhe se samjhaya aapne
Good content. MashaAllah 😊
Thanks
MASHALLAH, very important topic covered by you. JAZAKALLAH
Masha Allah, zabardast, kya umda tariqe se apne samjhaya.Thankyou for the important info.
Mashaallah bahoot bahoot khoob 🎉
Jajakallah, very very simple method apne bataya janab.puri taraha se baat samajh mein aaya.
Jazakallah
Very good information for Muslims...
Well explained. JazakAllah khair.
I really appreciate that you mentioned the length of time period the investment is for. This helps people clearing understand how a short term stock holder should calculate the zakat compared to a long term investor who invests for more than a 1 yr
Waleykum Assalam, well explained sir.
Mashaallah! Aapka bahot bahot shukriya. Allah apko iska khair de.
Very good and clear....EXCELLENT!!!
JazakAllahKhair
bahot khoob
jazak Allah alkhair
Jazakallah khair Bhai.
mashaallah i am very happy to seeing this video ❤❤
Masha Allah
JazakAllah Khair. I was looking for these details
Mashallah Thank u sir
Very good explaination
Ma Sha Allah. Well explained
Very well explained sir, thank you so much
Very good information 🎉 thanks
JazakaAllah
May Allah bless you with more knowledge and wealth Azhar bhai. And thank you a lot for guiding us. Huge thanks again.
Masha'Allah, I was searching for the same information. Thank you for providing information at right time. 😊
Alhamdulillah, crystal clear
Great work. Thank you for your continuous work educating us on critical topics. Jazakumullah. May Almighty accept it.
JazakAllah khair
JazakAllah, this was very helpful! The long-term investment formula was applicable and new to me for few stocks.
Sir you are doing good job
Alhamdulillah..i was looking for it
JazakAllah. Very well explained.
Very good information for islamic shariah investment jakat sir aap ese hi video's banate rahe sir kyu ke Islamic investment ke bare me pure UA-cam par koi esi video's nahi banata he sir kip Growing sir
Mashallah
Thank you sir
JazakALLAH
You are doing a great job
Keep it up
Regarding method 2, shouldn't we use net current aseets/ market cap instead of current assets
Question on zakatable assets process:
1. Balance sheet is made available after closure of financial year but if zakat is being calculated after that period say 3 or 6 months after disclosure of Balance sheet, should one still use the last available balance sheet details.
2. When calculating zakatable assets shouldn't current liabilities be subtracted from current assets
1st wale example me toh gold aur silver nisab par nhin pochta, grams ke hisab se toh nisab par nhin pochta toh hamne uspar kyu zakat calculate ki hai. Gold aur silver pe toh phir zakat applicable nhi hogi na srf cash par hogi na. Please clear the confusion. Or was it just to explain the video.
In method 2 , CURRENT LIABILITY should also be considered
Assalamualaikum sir please reply zrur kijega agr kisi k pas koi currency nh h na hi silver h bs uske pas 6 tola gold h jo usne bechne k irade se liya h to kya uspe zakat hogi kya ye gold mal e tijarat me ayga ya fir gold ki condition jo 7.5tola pe lgti h vo lgegi plz zrur btaye apko khuda ka wasta
Current assets ke alawa kuch consider nahi karna padta kya ? To calculate zakatable assets?
Thank you for the video!
Thank you Sir, Great Work.
masallah ek question hai ki hum current asset me current liabilites ko minus karenge. ?
new subscriber. u need to grow more for more muslim to be financially grow
Mutual fund me bhi goldfund and debt/liquid fund me method 1 laagu hoga.right ?
Thanks for your video. Is the 25% method also applicable to Sukuk/Bond investments?
Agar gold jewellery jisme stones studded ho, toh uss par zakat kaise calculate karein? Jewellery main net gold ki value kaise calculate karein?
Calculate the overall value of the jewellery as per market rate.
Loan amount deduct hoga kya? As per Zakir Nayak video we can deduct the current loan principl amount
Ji, we have to remove any kharz from total amount
Apke hisab se sahibe nisab ye hai ki jo banda gareeb hai jiske pas agar 1 ya 2 tola sona hai waqt jarort ke liye to uske market rate ke hisab se use 2.5% dena hoga, jisko apne silver se liya hai kam amount se ya uske barabar gold ho nisab ko pahunch rha hai to har admi jiske pas 2 tola sona hai to usko zakat dena hoga??
Jo holding humne swing trading ke liye li hai uspe zakaat deni hoti hai kya aur agar dena hota hai toh kaise calculate karna hai?
Ji, Swing trading is short term, use method 1 and take 2.5% on Total amount.
@@mdazharinvesting short term me bhi company ke partner to hote hai na . To for method 1 kyu ?
Very well explained...but what if someone invested in stocks and currently he/she is in loss of 16% of total investment, then what we have to do in such scenario?
Great question??
losses are not an excuse for paying zakath.
We cannot mange our own loss with zakath money.
Simple as that
As per scholar I spoke, we have to take present market value to asset calculate zakat.
@@mdazharinvestinganswered it correctly.
Assalamoalekum
Sir agar investment sirf stock mey hai mutual fund mey nahi hai toh bhi second method use kar sakty hai na
Zakatable assets should be Current Assets minus Current Liabilities
Am I correct
please explain same video in LIC/FD/PPF / bank saving amount in A/c
The investments in LIC and FD are interest based. Thus we should not invest in these assets. But if someone invested then the zakaat is calculated on the principle amount given till date. The extra amount at the time of maturity should be disposed. You can search on where can I use the interest amount ie bank interest etc.
Jazak Allah Khair
Thanks for excellent zakat information and one question, if someone having bank loan and paying emi then how to calculate zakat value.
Provide further details about loan and how much about paid and how much remaining
Hazrat 25 wala method me total investment ammount lena hai ya current market value lenge
Current market value of entire portfolio. Agar apne 1L invest kiya, aur ajj woh 2L hai. Toh apko 2L ka 25% Lena Hai and vice versa.
MEZAN BANK MAYN ISLAMI MUDSRBAH MAYN RS. 4000000/KE INVESTMENT PER ZAKAT KITNEE BANTE HAY
Zakat on invested amount or on present value of the investment
Asalam alikum
What is zakathable assets plz explain
Assalamualaikum, i want to know do we need to add the dividend amount also in investment or not? For example total 1 lakh is current value of my shares and i have received total 10000 dividend then need to pay zakaat on 1 lakh 10 thousand ??
Sir intraday treding ki earing kai paise ko mobile bike wagera sae h ya nhi
Delivery based intraday is permissible
Assalamualaikum, thank you for the much informative video, some questions i need some clarify
1) Some stocks i buy few months back and some busy few weeks back , do i need to add this on my zakat total amount for stocks
2) Mutual fund amount last year was 1 lakh thousand now it's 135000 rupees, do i need to add this also in 3 method, as we pay mutual fund in SIP manner , and that monthly amount won't cross 1 year lunar year
Maine ghar ko kharidhne k liye registration k liye paisa rakha hua aur hamare upar loan hai kaafi toh kya jakaat dena zaruri hai, plz bataye
Total Assets - Loan Amount = Final amount. If this final amount is sahabe nisaab then you have to pay 2.5% zakat on final amount.
Agar hamare pass mutual fund ho to us case me konsa method apply hoga?
I use 25% method for all long term investing
Sir kindly ye bata de ke Meezan Sovereign fund me 69% government guaranteed securities me invest hota he tou Kiya is 69% pr zakat hogi??
if i have 10 shares and each value is below nisab but my portfolio value is more than nisab.. so should I've to calculate zakat on my current portfolio value.. right?
2) I've cash below nisab value (saving) and my portfolio is above nisab value and my gold is also below nisab...do i have to combine all 3 and then calculate zakat value?
1. You have to calculate all assets for nisab. Cash, Gold, Silver, Investments etc.
Kisi company pay loan zyda ho to us ko parches kar sakte hai kya jiyse power gread, tatapower, hatsan agro
Debt to Market Cap ratio should be less than 33%
@@mdazharinvesting ha abhi loan 54%hai jayse woh 33% per ayngi tab hi buy kar sate hai?
33% ke niche ho toh shariah Complaint hoga. Check on halalstock.in
Long term mutual fund 30 40 years per bhi zakat de ne hogi kya?
Yearly apko zakat Dena hoga. Watch my video on zakat calculation
Sir, Thanks for your good efforts. You have nicely simplified a very complicated topic. I request you to clarify on the following points.
1. Suppose someone has fixed deposit of Rs.1.00 lakh in a bank against which he has taken a loan of Rs.80,000/-. Whether zakat is to be calculated on Rs.1.00 lakh or on Net amt. of Rs.20,000/-.
2. Gold has been pledged for a loan. Will zakat is to be calculated on full value or net after deducting the loan amount.
fixed deposit is haram......as it is related to interest..........
Agar kisi ki niyat mutual fund sell karne ki nahin hai ya bahut long term ke liye hain to jakat Deni hogi ye nahi?
App ko har saal zakat Dena hoga. Pls check myvideo on how to give zakat on long term investing
Okay
Assalamualaikum
Shares ka current price Lena ya investment amount kyunki mere kuch shares me bahut Bada loss hai
Current market price
Walaikum assalam, jazakallah hu khair video bana ne k liye, agar koi stock swing trade k liya hai aur o neeche chalagya aur osko uper ane 1 ya 1.5 saal lag gaye tu os surath me kya karna chahiye? Assalam o alaikum
Apku current market value per zakat deni hogi.
Mere total 30 se jyada companies mein invested hei and meine 1 mahine pehle liya hei saare stocks mutual funds nehi hei. Aur mein inn stocks ko long term kelie rakhunga 5 se 10 saal. Toh kya mein 3rd method use kar sakta hoon ya fir stocks atleast 1 year hona padega jabki mera sirf 1 month hua hei.
Pls send mail to mdazhar.investing@gmail.com with all details of the exact amount and overall duration
Inshaa Allah .. Upload videos in English .. Request from Chennai
InshaAllah, I am planning to start a dedicated channel for English after Ramzan.
Assalamo Alaikum....Bhaijan mere pass Tata Company ka 1 bond hai jiska price 10 lakh hai aur isse mujhe har saal mere account mein ek fixed amount of percentage 9% se company ka rupiya aata hai aur aur ye 12 saal tak ata rahega... ispe zakat kaise nikalegein
Fix return is not halal , still get it checked with mufti
1. As per islamic principles Bonds not halal.
2. Whatever gains you got from this bonds must be given in charity as it's not shariah Complaint.
3. For the capital which you own, should give 2.5% zakat.
Sir can you please let me know if we have any halal ELSS mutual fund for tax saving ?
I don't find any
Agar kisi mahila ke pas 2 tola sona aur 4 tola silver ho or sath hi 13000 cash ho toh kiya jakat farz hai ???
Ji. Agar app sahibe nisaab hai. Apku total amount pe 2.5 ki zakat Dena hoga
Good information👍 and what about SIP? How to calculate on that?
Count your entire amount present is fund right now.
Mere pe 50000 invest he us par me week me loss ya profit book karta hu us par konsi jakat Deni hogi please reply
Full Amount pe
As salamo alaikum,me malike nisaab hu our har saal 15 ramzan ko jakat nikalta hu.agar me 13 th ramzan ko koi share buy karta hu1lakh ka to usme bhi zakat lagega?
Bhai u have to count all assets, so you have to pay for 1 lakh shares as well. As it's Asset.
Assalamalekum
2022 me muje dividend mila tha. to
Abhi me usme kyse Zakat du ?
Bhai zakat is calculate as per islamic calendar year.
Question:
Company ke asset value konsi consider kare .
Quarterly, half yearly or yearly ?
Current Quarter
Pledge rakhe hue shares par zakat hogi kya ?????
Agar pledge karke interest derahe hai toh phedging hi jayaz nahi. Dusri baat, pledging ke shares apke ownership mein hote hai. Toh zakat deni hogi.
Pledging jayaz nahi hai kya ?????
MTF me kuch saude fanse hue hai ab kya karu ????
Assalamu alaikum ji,
I don't know hindi. I am doing SIP in mutual fund for long-term purpose. Which method do i need to consider?
Use 1st method
@mdazharinvesting ji, what about 3rd method? What's the difference between 1st and 3rd?
Assalamu Alaykum mene 70000 ke sher IOC ke liye he long term ke liye zakat pure 70000 par nikalni hogi ya 25% method se konsi better hogi ? Please reply
Bhai as per Islamically App, IOC is not shariah compliant due to high debt. U have to exit and need to pay zakat on full amount.
@@mdazharinvesting ok Zajakallah mene sirf dividend purpose ke liye hi invest kiya he
Sir man lijiye mere pas
Gold = 40000
Silver= 30000
Cash= 25000
Tob jakat dena parega kia?
The Nisab limit for Gold is 7 ½ tolas (87.479 grams) while for Silver it is 52 ½ tolas (612.35 grams) or its equivalent.
Do you have above quantity in Gold or Silver then you will be counted as sahib e nisab..
@@mdazharinvesting
But total is( 40000 + 30000 + 25000) = 95000
This is more than nisab
Pls consult a nearest mufti for clarification.
ASSALLAMUALIKUM. Hope you are doing well.
I have a long term portfolio & I tried to calculate "zakatable -Assets" using current asset/ market cap approache.
I am interestingly getting a a figure of 158% for STOCK OF " NCC LTD" .
How should I deal with this .
Other Stocks with zakatable Assets are :
2) HFCL Ltd:: 41%
3) JP Power:: 63%
4) Sail ltd:: 87% .
Can you help me here.
Can you give me appropriate figures of zakatable Assets for these assets ? Or any other solution
Thanks in anticipation
U can also use 25% Method
Assalamualaikum
What about long-term investments in non shariah compliant shares and mutual funds. How to calculate zakat on them. Please advise.
First of all you need to exit from non shariah compliant investments and then pay the zakat for all available cash as per our Islamic rules.
Jazakallah, due taxation issues unable to exit at a go. Insha Allah move out from those in the coming year. Till then what will be zakat on it. Please guide
Aslamualekum,
Bhaijan apne bahut achcha samjaya.
Apne portfolio ka to hum zakat dene k ३ tareeke seekh chuke h.
Aap ye btay humarai ak pvt Ltd company h uski zakat company ko nikalni h ya share holders apne apne hisse ki nikalenge? Reply please
InshaAllah mein puchkar bataounga.
Last wale method me investment ka 25 % hai ya total value ka 25 hai ?????
Total Value ka 25% Lena Hai, then uspar 2.5% zakat Dena Hai.
Sir i have invested in meezan bank
3 million amount on meezan daily funds how much do i have to give in zakat?
No idea about this Meezan funds. Pls ask nearby mufti
Assalamu alikum, it is good topic at a correct time