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Mutual funds is for those who don't wanna monitor their investment 24x7 plus for whose who don't have knowledge of picking stocks and can't do financial analysis. If you don't have knowledge about how market works ,how to pick right stock and how to do financial analysis then don't do share market .
Mutual funds is for semi educated people in finance. Stock picking is for experts. So even if you invest through mutual funds, you need to monitor it's progress and increase the amount whenever you get pay raise. Else your money won't grow drastically. Financial knowledge is necessary in both. I have seen some people good at picking stocks but bad at money management. Doing good in stock market but having more than 50% EMI compared to salary. Such people can't be rich in the long run.
@@lifestylevlogs6661 5 saal paisa daala toh loss nhi hoga. Har 2-3 saal me market thoda down jata hai. Chinta karne ki jarurat nhi kyunki SIP karne se low me jyada units purchase karoge aur high me kam. Bas purchase karte jao aur 5-7 saal baad dekhoge toh paisa double ho chuka hoga. Uske baad bhi lage rahoge toh 10 guna ho jayega long term me. Issliye chinta karne ki koi jarurat nhi, Sona ya jameen lete ho toh kya daily price check karte ho? Future me toh keemat badhna hi hai.
Sip is best for long term , all your negative point were for short term sip less than 1 or 2 years. Exit load is not charged after 10 years , rather you can simply say invest for more than 10 years with direct plan and you will get better return than any other investment instrument available in today's in indian.
Brief notes of this video Investment in SIP mutual fund is good when you invest for long terms....means above 10 years.then no problem.otherwise exit load is applied as per fund.
Exit load is applied so that people do not withdraw funds soon. If they do then the subscriber must be at loss. Company looks for profitable transaction. We need to be cunning like those businessman running the AMC. I suggest selecting funds with least exit load, least expense ratio, consistent performance from last 5-10 years etc. If you have good knowledge about portfolio management then index fund satisfies all criteria except returns which depends upon your portfolio or fund allocation to various categories. No need to pay extra fees If you know what you are doing. BTW, nifty next 50 gives similar returns like small cap and worth keeping one in portfolio. Small cap funds are extremely risky and may underperform or go burst during downturn. Safest thing is 70:20:10. I prefer 50:30:20 for large, medium and small cap allocation.
Concentrate on positive sides rather than finding dark sides. Invest for retirement as soon as you get job and continue till you retire. Treat it as your providend fund and keep increasing the SIP every year. You will retire rich through this humble approach. Never do short term investing by withdrawing funds. Keep the SIP small enough so that it doesn't become burden on you.
Rather than getting spoon fed from this brother, why don't you concentrate on studying the financial management. Within 6 months you will know the art of money management. This is my guarantee. 6 month ago I knew nothing. Now learnt most of it through research.
Sir What about ulip plans ,difference between mutal fund ,etf and ulip Pleasemake videoon that as well. If someone already has a plan of sip .how to check all these points whatever you told in the video.
Do not invest in SIP if your horizon is less than 5 years. If you do so, you are on your luck and you have to quickly withdraw if you get good returns, else market may fall in 2026.
इनकी मत सुनो ऐ लोग बिजनेस कर रहे ऐ बिना मांगे घ्यान बाटते है जिस चीज का ऐ बात कर रहे ओ इनके हिसाब से बोलते है आप खुद किसी भी फंड के सारी चीजे चेक कर सकते हॊ 1 साल के बाद किसी फंड पर नहीं लगता है और तकरीबन 0.5 % हि xrisho रहता है जों नॉर्मल है ऐ लोग अपनी दुकान चला रहे है एक हि व्हिडीओ मे आपको कन्फयुज कर देंगे
From last one week I am under discussion with one of my bank rep to invest in SIP which was in equity and debt fund. Now after watching this video you really helped my knowledge and after knowing this I am much more confident what not do. In financial planning its more more important to know what NOT to do. 😁thanks a lot sir ji.
@@rimurutempest2130for beginners who fear market volatility (frequent up and down movement), they should start with passive funds, say nifty 50. It's harmless and gives around 12% returns on average. Equity and debt funds is for people in middle age, say 45-50 years who can't take high risk. Though you can take it, I would ask to take calculated risk if you are starting on investment journey.
Channel Subscriber base is mind blowing... Honesty always pays.... I am 58 now and had done MF things aggressively in the past and had question and doubts to my advisor who couldn't come clean while answering those... But i think CAGR is good indicator of ROI
Nowadays XIRR concept is good one. It calculates each investment date wise and gives better picture. But we must only look at xirr after 4-5 years because it's the time taken by SIPs to align with market trends. 5-6 month SIPs show absurd growth through XIRR. Mine shown 176% 😂😂😂
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
@@maryHenokNft bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
My CFA *Camille Alicia Garcia* a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.
100% koi bhi investment achha nhi hota. Sab ka negative aur positive aspect hota hai. PPF safe hai lekin grow nhi karta utni tezi se. Sab ka kuchh na kuchh purpose hota hai. Kisi ek me poora invest karne pe risk badhta hai.
sir i really appreciate your videos and they are very usefull. but just a small request that pls also enable that " adjust for inflation" option then it will show the correct value
Sir I have one solution with this inflation problem with SIP sir can we do step up SIP with increasing our premium with 6% per year so we can beat inflation this trick works or not
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👉 Open Free Demat Account on Upstox: bit.ly/DematAcUpstox
- NO AMC Charges for Lifetime
Offers valid for Limited Time. Start earning with refer and earn.
Good morning sir ❤
Yes we want a new video
yes I want new video ???? thank you
yes we want new video
Yes we want new video
Mutual funds is for those who don't wanna monitor their investment 24x7 plus for whose who don't have knowledge of picking stocks and can't do financial analysis. If you don't have knowledge about how market works ,how to pick right stock and how to do financial analysis then don't do share market .
Mutual funds is for semi educated people in finance. Stock picking is for experts.
So even if you invest through mutual funds, you need to monitor it's progress and increase the amount whenever you get pay raise. Else your money won't grow drastically. Financial knowledge is necessary in both.
I have seen some people good at picking stocks but bad at money management. Doing good in stock market but having more than 50% EMI compared to salary. Such people can't be rich in the long run.
@@lifestylevlogs6661 5 saal paisa daala toh loss nhi hoga. Har 2-3 saal me market thoda down jata hai. Chinta karne ki jarurat nhi kyunki SIP karne se low me jyada units purchase karoge aur high me kam. Bas purchase karte jao aur 5-7 saal baad dekhoge toh paisa double ho chuka hoga. Uske baad bhi lage rahoge toh 10 guna ho jayega long term me. Issliye chinta karne ki koi jarurat nhi, Sona ya jameen lete ho toh kya daily price check karte ho? Future me toh keemat badhna hi hai.
@@lifestylevlogs6661 fark toh padega lekin long term me return mil jayega.
Mf are for those who know the magic of compounding 💀
Yes we want a new video 🔥🔥
Yes we want a new video🎉❤❤❤
Yes
Yes we want a new video ❤❤❤
Yes we want new video
Yes
Yes, we want a new video and thank you so much for supporting us ❣️
I'm investing from last 5 years & getting 20% cagr, which is not bad I think! So it's good for me!
Can you please suggest how do you invest and what you get and which shares dp you invested please tell bro
Aapne kon se mutual fund chune please bataye m bhi karna chahta hu
Wonderful video... Explained so clearly... All my confusions are clearly covered 😊
Yes we want new video❤
Yes we want a new video 😇 and thank you so much sir for supporting us 💜💜
Yes We Want A New Video
Yes we want a new video😊
I was checking, why I am getting exist load even after one year. You have cleared my doubts sir. THANK YOU
Sip is best for long term , all your negative point were for short term sip less than 1 or 2 years. Exit load is not charged after 10 years , rather you can simply say invest for more than 10 years with direct plan and you will get better return than any other investment instrument available in today's in indian.
And 3 years?
Can i buy 100rs SIP
3 years period, in Angel one???
Plz suggest me to buy
Yes@@ninja-om
@@ninja-om Yes you can..But three years is not enough...Go for minimum 6 years
@@ninja-om blkl try to invest in tax saver sip for 3 years lockin period. And also all interest earned is tax free
Yes we want a new video 🌼
Yes We want a new video
Yes We want New video
Yes we want a new video
Yes
Yash we want a new video
Yes we want a new video 😊
Brief notes of this video
Investment in SIP mutual fund is good when you invest for long terms....means above 10 years.then no problem.otherwise exit load is applied as per fund.
Exit load is applied so that people do not withdraw funds soon. If they do then the subscriber must be at loss. Company looks for profitable transaction.
We need to be cunning like those businessman running the AMC.
I suggest selecting funds with least exit load, least expense ratio, consistent performance from last 5-10 years etc.
If you have good knowledge about portfolio management then index fund satisfies all criteria except returns which depends upon your portfolio or fund allocation to various categories.
No need to pay extra fees If you know what you are doing.
BTW, nifty next 50 gives similar returns like small cap and worth keeping one in portfolio. Small cap funds are extremely risky and may underperform or go burst during downturn. Safest thing is 70:20:10. I prefer 50:30:20 for large, medium and small cap allocation.
Yes sir
Your teaching skills are awesome
Yes sir we need a new video and thanks a lot for valuable information and knowledge 💯. This video's helping to grow up ❤
Informative video about exit load..Please provide some more key dark true issues on SIP.
Concentrate on positive sides rather than finding dark sides. Invest for retirement as soon as you get job and continue till you retire. Treat it as your providend fund and keep increasing the SIP every year. You will retire rich through this humble approach. Never do short term investing by withdrawing funds. Keep the SIP small enough so that it doesn't become burden on you.
Yes, I want new video....Thanks for this valuable video.
Yes we want a new video ❤
Yes we want a new video
Thank you ❤ Yes we want a new video
Yes, please let us know Equity SIPs pros and Cons for long term.
Rather than getting spoon fed from this brother, why don't you concentrate on studying the financial management. Within 6 months you will know the art of money management. This is my guarantee. 6 month ago I knew nothing. Now learnt most of it through research.
Yes,we want to to new video,
Your teaching concept is very good.
Yes Sir, I always eager to watch your new video🙏
13:47 - That is not AUM...you probably meant AMC (Asset Management Company)
Yes we want new video 🎉🎉🎉🎉
Konsi video hain wo sir ?
Good points covered
Yes we want new video ❤
Thanks a lot sir...wonderful video👌👌👌
Yes we want a new video❤
Na kabi sip kruga na lumpsum.sara pesa property or gold mai invest kruga.
Alag alag logo ki alag alag capacity ke anusaar investment option hota hai. Property me wo log invest karte hain jinke paas khoob paisa hai. SIP sabhi ke liye option hai, chahe gareeb ho ya upper middle class. Gold me bhi invest karna chahiye apne portfolio ka 10%. Gold equity jitna growth nhi karta, hedge fund kehlata hai. Jab share girta hai toh gold price badhta hai.
Thank you sir..very nice information
Thank you sir❤
Yes we want new video🫰
Yes sir definitely we want a new video or kyu nhi chahiye aap guide itne achhe tarike se karte ho... Thank you sir 🙂🙏
The way of explanation is very unique and meaningful. 😊😊😊
Sir
What about ulip plans ,difference between mutal fund ,etf and ulip
Pleasemake videoon that as well.
If someone already has a plan of sip .how to check all these points whatever you told in the video.
Sir you are really a financial god 🙏🙏🙏
Thank you sir sharing your experience
Good work 👍
Ajj ka video bahot infomative tha..thank you for this ..knowledge is power 👌👌
❤❤❤
Yes we want new video
Bhut valueable information di aapne
Like the way you have explained such complex terms in such a simple language. 👍👍👍
Thank you soooo much for giving such a good information
Please tell me in which plan should I sip for 3 years?
Axis small cap fund direct growth
Do not invest in SIP if your horizon is less than 5 years. If you do so, you are on your luck and you have to quickly withdraw if you get good returns, else market may fall in 2026.
अरे यार सरजी आपके कहे पर ही हमने अपनी तनख्वाह से 3000 रुपया मासिक कटवाए हैं,और अब आप कुछ और बोल रहे हो,आप तो फंसा दिए हो हमे,अब हम का करें
Sab theek h kuch nhi hoga
Ye youtube hai bhai yaha ek video viral karna hai or bas ban gye 2-3lakh
Sip me kitna mil jaayega
Ye Inka game hai
इनकी मत सुनो ऐ लोग बिजनेस कर रहे ऐ बिना मांगे घ्यान बाटते है जिस चीज का ऐ बात कर रहे ओ इनके हिसाब से बोलते है आप खुद किसी भी फंड के सारी चीजे चेक कर सकते हॊ 1 साल के बाद किसी फंड पर नहीं लगता है और तकरीबन 0.5 % हि xrisho रहता है जों नॉर्मल है ऐ लोग अपनी दुकान चला रहे है एक हि व्हिडीओ मे आपको कन्फयुज कर देंगे
Bai youtube balo ke suna laga to 😂😂kush nihi kar pao gy
From last one week I am under discussion with one of my bank rep to invest in SIP which was in equity and debt fund. Now after watching this video you really helped my knowledge and after knowing this I am much more confident what not do. In financial planning its more more important to know what NOT to do. 😁thanks a lot sir ji.
Bro what is your suggestion to invest for beginners .
@@rimurutempest2130for beginners who fear market volatility (frequent up and down movement), they should start with passive funds, say nifty 50. It's harmless and gives around 12% returns on average.
Equity and debt funds is for people in middle age, say 45-50 years who can't take high risk. Though you can take it, I would ask to take calculated risk if you are starting on investment journey.
Yes we need a good plan for future
Yes,we want a new video 😊❤
Bhai 1990 me 10k ki value aj ke 10lakh ke Barabar hai 😂😂😂
Yes we want a new video ❤❤❤
Pushkar Sir, absolutely fantastic & 100% correct statements.
Plz make a video on the best investment strategy which you are talking about at the end.
Yes it valuable information, Thank you ❤
Exit load keval return pr lgta hai
Invest kiye paise pr nhi lgta.
Very well explained.. thanks for sharing the information
Channel Subscriber base is mind blowing... Honesty always pays.... I am 58 now and had done MF things aggressively in the past and had question and doubts to my advisor who couldn't come clean while answering those... But i think CAGR is good indicator of ROI
Nowadays XIRR concept is good one. It calculates each investment date wise and gives better picture. But we must only look at xirr after 4-5 years because it's the time taken by SIPs to align with market trends. 5-6 month SIPs show absurd growth through XIRR. Mine shown 176% 😂😂😂
Very well explained...please keep up the good work and
Yes we want a new video 😊
Yes we want a New video
Yes we want a new video
सर मैंने sip शुरू कर दिया है लेकिन जब भी मंथली कटती है तो हर बार एक नया folio number दिया जाता है
AMC se baat kar ke consolidate karwana padega.
Yes we want next video 👍
Yes we want more videos .......... Valuable video ❤💥💥💥💥
Yes we want more videos
My inspiration pushkar sir❤
Great Sir. Thanks a Lot.
Yes, we want a new video.
Great learning experience.
Yes we want a new video 🙏🙏
Change my life sir ❤
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
@@maryHenokNft bravo! I appreciate the implementation of ideas and strategies that result to unmeasurable progress, thus the search for a reputable advisor, mind sharing info of this person guiding you please?
My CFA *Camille Alicia Garcia* a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
She appears to be a true authority in her profession with over two decades of experience. I looked her up on the internet and skimmed through her site, very professional. already sent her an inquiry hoping for a response soon.
Thanks for sharing such an eye opener video. Pls also make video on Tax applicability on MF (SIP)
Sir pls 1 vedio broker pa bhi bana do
Desperately waiting 😊
SIP me bhi negativity Dhoond hi li bhaine 😂😂😂😂😂..
100% koi bhi investment achha nhi hota. Sab ka negative aur positive aspect hota hai. PPF safe hai lekin grow nhi karta utni tezi se. Sab ka kuchh na kuchh purpose hota hai. Kisi ek me poora invest karne pe risk badhta hai.
Yes we want a new video ❤😊
sir i really appreciate your videos and they are very usefull. but just a small request that pls also enable that " adjust for inflation" option then it will show the correct value
Thank you sir ❤
Sirji, Very nice information.
Yes we want new strategy video 🤚
Yes we want a new video.
Yes we want a new video 🌟
Yes we want a new video
Great suggestion sir
Yes...we want the new strategy video 😃
Very well explained 😃 we want the new video
YES we want a new video...🎉😊
We want a new video on where to invest to get better returns than sip
Do manual SIP when Market falls more than 1%.
YES WE WANT A NEW VIDEO ❤❤❤
Yes we want a new video thank you sir for knowledge❤❤❤
Yes we want a new video
Yes we want a new video
Yes we want a new video. Thank You for amazing videos
YES WE WANT A NEW VIDEO ♥️
Yes we want a new video ❤
Thank you sir for this knowledge sharing session. Yes we want a new Video.
We want a new video
Yes , We want A new video , SIR !!❤❤
Yes we want a new video
Yes we want a new video❤
Yes we want a new video
Sir I have one solution with this inflation problem with SIP sir can we do step up SIP with increasing our premium with 6% per year so we can beat inflation this trick works or not
Definitely works
Yes we want a new video😊
Yes We want a new video 🙏🙏🙏
Good samjhane ka Tarika ekadam bahut badhiya
Yes we want a new video sir❤❤
Yes we want a new video sir ji ❤🎉
Yes we want a new video 💥🔥 Thank you 🙏🏻 ❤
Helpful ❤
Yes we want new video
Yes we want new video
yes sir we want a new video👍
Yes we want a new videos ❤
Good information thanku sir