Real Estate Math: Mastering Amortization Problems On Your Exam Using The PIP Sandwich

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  • Опубліковано 19 гру 2024
  • 🏠 Are you an aspiring real estate pro eager to conquer the math challenges on your state exam? Look no further! Welcome to Maggie’s Real Estate Academy, your ultimate destination for mastering Amortization and excelling in your real estate career.
    📚 What’s Inside? 📚
    In this comprehensive video, Maggie, a seasoned real estate instructor and founder of Maggie’s Real Estate Academy, will take you on an exciting journey through the world of Amortization. You’ll learn the ins and outs of this essential concept, gaining a deeper understanding of how it impacts the real estate industry.
    🔍 Key Highlights: 🔍
    ▶️ Demystify Amortization: Understand what Amortization really means and how it plays a crucial role in real estate transactions.
    ▶️ Crack the Exam Code: Get exclusive tips and tricks that will give you the edge on the math portion of your state exam.
    ▶️ Hands-On Practice: We’ll walk you through real-life examples and practice problems, so you gain confidence in solving Amortization scenarios.
    ▶️ Excel Like a Pro: Discover how to use Excel effectively to handle complex Amortization calculations effortlessly.
    🔑 Keywords: Real Estate, Amortization, State Exam, Excel, Tips and Tricks, Practice Problems, Real Estate Career
    📈 Elevate Your Real Estate Career 📈
    Want to excel in the real estate industry? Maggie’s Real Estate Academy is your go-to resource for invaluable insights and expert guidance. Access the full script with SEO-optimized keywords in the video description below, and don’t forget to hit the thumbs up button if you find this content helpful!
    🎓 Who Is Maggie? 🎓
    Maggie is a dedicated educator and industry expert, passionate about sharing her knowledge with aspiring real estate professionals like you. With years of experience in teaching and real estate, she brings a unique perspective to help you succeed.
    🚀 Let’s Reach New Heights Together 🚀
    Are you ready to boost your real estate career with a solid grasp of Amortization? Hit that play button and embark on this transformative learning experience. Subscribe to our channel and activate the notification bell to stay updated on our latest videos, packed with valuable content to elevate your real estate journey.
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КОМЕНТАРІ •

  • @tyewilson9174
    @tyewilson9174 Рік тому +11

    I just wanted you to know that you gave me the edge I needed to pass my exam. I PASSED MY REAL ESTATE EXAM 🎉🎉🎉

    • @JustCallMaggie
      @JustCallMaggie  Рік тому

      Nice!!! Congratulations 🎊🎉 and thank you for your kind words. What a relief, huh?! 👍

    • @tyewilson9174
      @tyewilson9174 Рік тому +2

      Absolutely. But you are really gifted at what you do. Now it's time to get to work building a career. Now I walk into my gift and have it make room for me to live my best life. 🎉😊

    • @JustCallMaggie
      @JustCallMaggie  Рік тому

      @@tyewilson9174 thank you. Best of luck to you on your career in real estate.

  • @Dr.CorneliaKratzer
    @Dr.CorneliaKratzer Рік тому +8

    Ok I am officially hooked! Going through every single video on this channel!

  • @JenniferAvila-o5x
    @JenniferAvila-o5x 10 місяців тому +1

    Making these math problems so much easier ,thank you for all your help will be suggesting you to everyone who like me needs help !

    • @JustCallMaggie
      @JustCallMaggie  10 місяців тому

      Thank you so much. Glad to hear my teaching is helping you.

  • @infinitypromotionsgroupllc5403
    @infinitypromotionsgroupllc5403 11 місяців тому +2

    This was so easy the way you taught it.

  • @jewlchamp6844
    @jewlchamp6844 6 місяців тому +2

    Passed my tests yesterday in Illinois… I watched many many many many many of your videos loll thanks so much! You’re a great instructor ❤

    • @JustCallMaggie
      @JustCallMaggie  6 місяців тому +1

      Wow!!! Excellent job 👏👏👏 Congratulations 🥳🥳🥳 Thank you for your support. Best of luck to you on your real estate career!!!

  • @heathercalhoun9209
    @heathercalhoun9209 4 місяці тому +1

    Maggie, my most sincerest appreciation and a huge thankyou on math especially.
    Passed Both my exams in texas yesterday. I JUST WAS NOT GETTING IT! Your bubbly personality I relate to and your help was what gave me the confidence. forever grateful Heather

    • @JustCallMaggie
      @JustCallMaggie  4 місяці тому

      @@heathercalhoun9209 love this!!! Congratulations on passing your exam. This is great!! Thank you so much for your kind words. I truly appreciate you. Best of luck on your real estate career 🤓🫶

  • @Deesaigh
    @Deesaigh 11 днів тому

    You’re adorable, Thank you for being on my screen teaching and uplifting our knowledge.❤❤❤❤❤

    • @JustCallMaggie
      @JustCallMaggie  11 днів тому +1

      @@Deesaigh Thank you. So sweet. Best of luck to you!! 🤓🫶

  • @MariShinMari
    @MariShinMari 24 дні тому

    Hi Maggie, I wish I would've found you earlier to buy your lessons :( you have helped me a lot with the math with your videos. Even though I didn't get to purchase it I will recommend you to anyone around me who wishes to do real estate. My exam is tomorrow in KY and I know I will pass on the 1st try.

    • @JustCallMaggie
      @JustCallMaggie  24 дні тому

      @@MariShinMari awesome!! Thank you so much. I appreciate your support. Best of luck to you on your exam. Keep me posted 🤓🫶

  • @breatheinpeace1315
    @breatheinpeace1315 Рік тому +2

    Thank you so much I was so happy when I got the last problem right on my own you have helped me tremendously I take my exam on the 20th thank you so much

    • @JustCallMaggie
      @JustCallMaggie  Рік тому

      Thank you! I’m so happy to help. Good luck to you. Keep me posted please 🙏

    • @shamiawashington
      @shamiawashington Рік тому +1

      She is amazing! I’ve watched so many real estate math videos that just didn’t help! I’m glad I came across her videos and actually excited to do some math for my exam lol!

    • @JustCallMaggie
      @JustCallMaggie  Рік тому

      @@shamiawashington Thank you so much. I appreciate that and I’m glad to hear my videos helped you.

  • @lisaromano5290
    @lisaromano5290 2 місяці тому

    I take my pre license exam Monday and my biggest obstacle was math and your systems are amazing. I hope your school is doing well because you are a great teacher

    • @JustCallMaggie
      @JustCallMaggie  2 місяці тому +1

      @@lisaromano5290 best of luck to you. You got this! Thank you so much. 😊

  • @jvieira3807
    @jvieira3807 3 місяці тому

    Thanks so much for the easy step by step chart and formula instructions. Definitely a huge help! :)

    • @JustCallMaggie
      @JustCallMaggie  3 місяці тому +1

      @@jvieira3807 Thank you. Glad to help

  • @ladymendize5080
    @ladymendize5080 17 днів тому

    I passed today on my first try. Your videos help. 12.2.24

    • @JustCallMaggie
      @JustCallMaggie  16 днів тому

      @@ladymendize5080 congratulations! So happy for you. Thank you for your support 🤓🫶

  • @noelmiles7322
    @noelmiles7322 2 місяці тому

    Thank you for this video,I am in the state of Massachusetts and they give us the entire chart. Didn't understand the chart the 1st time.

    • @JustCallMaggie
      @JustCallMaggie  2 місяці тому

      @@noelmiles7322 glad to help. Good luck with your exam.

  • @superman10282
    @superman10282 7 місяців тому

    Just as I said in a previous comment and video, great material! Straightforward and direct and simple to follow.

  • @nakeamorris25
    @nakeamorris25 Рік тому +1

    Another great video! You broke this down in such nice and easy steps. Keep the videos coming!

    • @JustCallMaggie
      @JustCallMaggie  Рік тому +1

      Thank you so much. I really appreciate the feedback 🤓

  • @Cheersbliss2013
    @Cheersbliss2013 Рік тому +1

    Hi Maggi! Thank for your help. Please how can we use amortization chart table to solve real estate maths questions

    • @JustCallMaggie
      @JustCallMaggie  Рік тому

      This is a great idea for a video. Basically just find the payment factor in the table then divide the loan amount by $1000 then multiply it by the payment factor. That total will give you the principal and the interest amount. I can make a video about this. Thank you for the idea.

  • @gweenbeemisunklol4434
    @gweenbeemisunklol4434 6 місяців тому

    I passed first trial. Thank you so much for your valuable materials. 🎉

    • @JustCallMaggie
      @JustCallMaggie  6 місяців тому

      That’s great!! Congratulations 🥳🥳

  • @sherrirmorton11
    @sherrirmorton11 Рік тому +1

    OMG! where have you been??!!! Thank you so very much!! I don’t feel so anxious about math anymore. I’m taking my test next Saturday., October 21st! I hope that I can remember all of these formulas by then! 🙂

    • @JustCallMaggie
      @JustCallMaggie  Рік тому +1

      You're too cute. Good luck on your exam. Keep me posted!!

    • @sherrirmorton11
      @sherrirmorton11 Рік тому

      @@JustCallMaggie Thanks! Will do!

  • @Briandaherring22
    @Briandaherring22 22 дні тому

    Great vid!

    • @JustCallMaggie
      @JustCallMaggie  21 день тому +1

      @@Briandaherring22 Thank you so much 😊

  • @Cheersbliss2013
    @Cheersbliss2013 Рік тому +1

    You are welcome. The table chat always comes out in Ohio real estate exams.

  • @stephaniegeorge2605
    @stephaniegeorge2605 Рік тому +1

    HI Maggie! Thank you so much for everything you do, I would be so lost without your help! Is there a place to download blank templates for all of the different T methods and others like the pip sandwich?

    • @JustCallMaggie
      @JustCallMaggie  Рік тому +1

      I have an e-workbook for the T-method that breaks it all down. The PIP sandwich I do not have broken down, yet, but I have practice questions in the e-workbook that you can practice with. The e-workbook covers the simple interest formula. I am in the process of creating a volume 2 of the e-workbook that will have more on amortization and the PIP sandwich. Thank you so much for your kind words.

  • @Bhannahable
    @Bhannahable 10 місяців тому +1

    Ok. You made this super easy but the problem I am having is one that doesn't list the rate but it wants you to find the difference in between the monthly payments.
    Amortized loan for 140,000. The savings and loan will give him the loan for 15yrs at 5% or for 30yrs at 6%. To the nearest dollar, what is the difference between monthly payments for these two loans?
    It states to use amortization table but it didn't give one with the question

    • @JustCallMaggie
      @JustCallMaggie  10 місяців тому +1

      Thanks. Was that on your exam? Or is this a practice question?

    • @Bhannahable
      @Bhannahable 10 місяців тому

      @@JustCallMaggie it's a practice exam question here in Tennessee

    • @JustCallMaggie
      @JustCallMaggie  10 місяців тому +1

      @@Bhannahable you probably won’t see anything that difficult on the exam. I mean, I could be wrong.

    • @Bhannahable
      @Bhannahable 10 місяців тому

      @@JustCallMaggie the answer was 267 and I guessed it but I forgot how I even got close. Smh

    • @JustCallMaggie
      @JustCallMaggie  10 місяців тому +1

      @@Bhannahable there are a lot of steps to work out that problem.

  • @tyewilson9174
    @tyewilson9174 Рік тому +1

    Gurl you are dayum good at what you do🎉🎉🎉

    • @JustCallMaggie
      @JustCallMaggie  Рік тому

      Thank you doll. Appreciate that. Thanks for passing by 😎

  • @lenacake1526
    @lenacake1526 2 місяці тому

    Miss Maggie, I have a question … could you explain to me why is it that we are dividing the time if the equation is multiplication?

    • @JustCallMaggie
      @JustCallMaggie  2 місяці тому

      @@lenacake1526 not sure what you’re referring to. Can you tell me which problem?

    • @lenacake1526
      @lenacake1526 2 місяці тому

      @@JustCallMaggie The first step in the PRT Equation.. after plugging in the numbers.

    • @JustCallMaggie
      @JustCallMaggie  2 місяці тому +1

      @@lenacake1526 oh I see. Ok bc you have to convert time into years, so if it’s one month it becomes 1/12. So it’s basically the same as dividing by 12. If that’s what you mean.

    • @lenacake1526
      @lenacake1526 2 місяці тому

      Ok got it 👍🏾, thank you .

  • @JustCallMaggie
    @JustCallMaggie  Рік тому

    Want to learn more about housing and total obligations ratios? Click here to check it out: ua-cam.com/video/qTLjhzQ7GF0/v-deo.html

  • @Deebabby94
    @Deebabby94 7 місяців тому

    I was wondering instead of doing ( I = P * R * T) it looks like in the second problem you ended up doing (I = P * R / T)? Just so I know how to make my notes to understand/ memorize.

    • @JustCallMaggie
      @JustCallMaggie  7 місяців тому

      You can do that but only if T = 1/12. In example 2, I just skipped the step where I multiplied by 1/12, because it’s the same as dividing by 12.

  • @knowen32
    @knowen32 11 місяців тому

    Thank you!

  • @elenadevilliers1781
    @elenadevilliers1781 Рік тому +1

    Making a hard concept seem easy

  • @aishabrown1578
    @aishabrown1578 3 місяці тому

    The third question threw me off how come we used the annual interest rate instead of the monthly interest rate ?

    • @JustCallMaggie
      @JustCallMaggie  3 місяці тому +1

      @@aishabrown1578 you will always use the annual interest rate but don’t forget to divide by 12 so you find the monthly amount

    • @aishabrown1578
      @aishabrown1578 3 місяці тому

      @@JustCallMaggie thanks so much for replying , I had divided the 7.2 annual interest by 12 to get the monthly and did it that way. I came up with 0.006 for the monthly interest rate for that question. That’s the only question too that said annual interest all the other questions just said interest.

    • @JustCallMaggie
      @JustCallMaggie  3 місяці тому

      @@aishabrown1578 oh I see! Good job. 👏

  • @carlajimenez9153
    @carlajimenez9153 8 місяців тому

    Thank you so much! I’m currently taking the classes and the math wasn’t matching for me, but now this formula make SO much sense! ❤️

    • @JustCallMaggie
      @JustCallMaggie  8 місяців тому

      Glad to help! Best of luck to you. Thank you for your support.

  • @generoland5032
    @generoland5032 2 місяці тому

    👍🏾

  • @elenadevilliers1781
    @elenadevilliers1781 Рік тому +2

    😊❤

  • @daniyaalkhan6945
    @daniyaalkhan6945 9 місяців тому

    I felt hungry after u mention the pip sandwich 😂🫣

    • @JustCallMaggie
      @JustCallMaggie  9 місяців тому

      Hehehe that’s cute. I’m always hungry 😋