Thanks for tuning into this week's episode! If you enjoyed it TAP the LIKE button and SUBSCRIBE to the channel! As part of mental health awareness week I hope that we were able to shed a light on the link between money and mental health and what you can do to reduce stress and anxiety when it comes to money. If anyone you know needs help with debt these are the organisations that Norma mentioned: - National Debt Line - StepChange - MoneyHelper She also mentioned breathing space which is a government scheme designed to give you time to receive debt advice and find a solution to sort out debt issues.
I pay off my bills first, put a big chunk in my savings second, and the rest is spending money. That way I’m not affected by mindless swiping so much. I can’t spend what I don’t have in that account. She is giving a lot of wisdom and financial council from a Christian perspective. I admire her qualities.
That property analogy is spot on - I drive a very ordinary car that is 9 years old, but I own rentals. I can’t live in my car, I much rather spend my money on things of value and worth. Absolutely buy a nice car, but if it’s at the expense of robbing your future, then that’s just stupid…
Thanks for sharing what you do in your day to day, it's a good way for people to learn and better their understanding! Completely agree it's about setting yourself up in a way where you have more assets than liabilities. Thanks for tuning into this episode
Thank you Norma! Really insightful and also in awe on how she made sure her children went on those holidays despite her circumstances at the time! Her children are blessed to have her - great episode!
Wow, I got a bit emotional hearing Norma speak about helping people at the end, there’s so much we can learn from our parents and grandparents’ generation about community building and supporting where we can ❤
I NEVER heard any one connect mental health like this and finances. This is amazing information that would make a whoooooolllllleeeeee lot of sene. Thank you so much Norma.
📝Tips for Budgeting mindset - a budget is like a picture of your mind - a budget is like a road map! - having a budget keeps you in control of your money - not having a budget keeps you anxious. - budgets let you see where everything is going and how.
Love Norma, reminds me of my childhood and I am very money savvy because of my up bringing - Jamacian background. Nothing went to waste. Norma is so honest and stright to the point.
What an amazing podcast! Money is absolutely everything. Money is a tokenised storage of your time and energy. Even a £1 coin that you hold in your hand (provided you worked for it)is a manifestation of your skills, experience, energy, workload, knowledge, all stored into this simple metal object. Now a few more of these coins combined and invested will grow and grow. When I die, I will live through my kids and my money in the form of investments. My legacy to my kids is my portfolio of assets, equities etc. I can’t take my money to the grave but I shall live on through my money.
Most people hear the word BUDGET and they completely tune out. They will say things like...I don't want to live like that! Sometimes you will tell them it's temporary and they don't hear the word TEMPORARY! Someone told me one time. I just want to live and spend my money the way I want to because tomorrow is not promised to me. Well, what if it is and you live to a ripe old age and you have no money because you spent it all in your youth? What will you do...live in your car? I personally live with spreadsheets. I fill in three spreadsheets every month. I can track every penny now and I love it. It's a little work but well worth it. Living frugally is not restrictive... it's freeing because you don't worry about money. 😊😊
I really loved Norma and her insights. I came across this video as I recently found out my husband is £100k in debt. He's the complete opposite to me as I save/invest around 55% of my net monthly income and have built up a nice nest egg for pension age (I definitely have a "struggle to spend": scarcity mindset). His sisters and I are now helping him pay off his credit cards. It has been stressful!
Really glad you enjoyed this episode with Norma! Oh wow sorry to hear about the £100k debt and hopefully he can pay it off with you and his sisters help. Honestly we're not taught anything about personal finance so people can very easily get into that situation. I do hear you on the scarcity mindset, it's definitely difficult to overcome especially if you build really good saving habits, you can start to feel guilty for spending your savings. Honestly it's all a balance. A really good episode I did on money mindset and archetypes is with Natalie, that was an amazing episode. it's called "Money Mindset expert: these habits are stopping you from building wealth"
Beautiful. I stumbled upon this at the perfect time. You guys are amazing. I consider myself exactly like this amazing lady. As a british citizen of Kenyan origin, I can relate. I consider myself amazing with finances too.
📝lymbic system - gratification part Pre frontal cortex - logical part The more you exercise one part the more you get used to it! Is it a need or a want ?! Good question
Norma insights into the psychology of money and how our upbringing influences our financial decisions are truly enlightening! 🧠 One effective strategy everyone can adopt is to periodically review personal spending habits, which helps in identifying and curbing impulsive purchases, fostering a healthier relationship with money.
This is so informative...it's glaring that most people are ignorant about money and your channel has helped a great deal 👍 Learnt so much from Norman she's such a genius 👏 ✨️👌
Thank you for sharing these great ideas. I do most of the things you talked about resonate with me. I'm grateful that I have the ability to plan and manage what I have. Glory be to God
Ahhhh bless this woman, her story sounds very similar to mine, same era and area, although I was the other side of vicky park in Hackney. Norma has it wrapped up, one of the best guests you've had on...well done.
Glad you enjoyed it and found it relatable to your story! It's crazy how many of us have similar experiences... Thanks for tuning into this episode I appreciate it!
Great podcast and so much respect to this lady. This advice is great to start but once you start understanding how money/currency is actually created, know what security instruments are, how powerful our energy and signature is then it's a total game changer and most will be shocked to realise how this game is actually played
Norma's amazing right! For real and I like Tango aswell so going to definitely try that combination. Thanks for tuning into this episode I appreciate it!
Thank you for tuning in Deborah! Glad you enjoyed it! Yes debt really affects us all but talking about it means that people don't need to deal with it alone...Definitely I'm sure Norma would be happy if you booked in some time with her
Beautiful story I personally think schools and colleges should make money management be a must in teaching youngsters because most of them hasn't a clue how to handle their income
So much value in this video and on this channel. Thankyou so much you don't know how much this information can change people perspective and life. Hope you gain many more followers x
Hi @savvywallet - this is my first time listening to your podcast. What episode would you recommend that I start from? I am generally into money management, investing in the stock market, and just all round good financial knowledge and would like to be well informed
Hey Charles welcome to the channel! I have a playlist called "take off with your finances" in that are all videos about finances. If you're looking for investing in the stock market then the episode I did with Andrew Craig title "No. 1 Finance Author: Do This To Become A Millionaire On A £25,000 Salary! | Andrew Craig" and the episode with Jacques covers this the most, that episode is titled: "INVESTING EXPERT: After 10 Years Investing, I Learnt THIS About Building Wealth! Jacques Opoku". Hope that helps
Thank you God for sending me to this channel! New Subscriber Here!🙏🏿🙏🏿🙏🏿 Please Sir, address the older women and men as Ms. and Mr. They deserve the respect. Much Love❤❤❤
Thanks for tuning into this week's episode! If you enjoyed it TAP the LIKE button and SUBSCRIBE to the channel! As part of mental health awareness week I hope that we were able to shed a light on the link between money and mental health and what you can do to reduce stress and anxiety when it comes to money.
If anyone you know needs help with debt these are the organisations that Norma mentioned:
- National Debt Line
- StepChange
- MoneyHelper
She also mentioned breathing space which is a government scheme designed to give you time to receive debt advice and find a solution to sort out debt issues.
Great program and interview. Just try not covering your mouth when asking questions
I pay off my bills first, put a big chunk in my savings second, and the rest is spending money. That way I’m not affected by mindless swiping so much. I can’t spend what I don’t have in that account. She is giving a lot of wisdom and financial council from a Christian perspective. I admire her qualities.
THIS💎👌🏽
SO GOD is Not FIRST?
There are many ways to count 10- right? I put away savings first, then bills, then divide the rest between long term goal and investment.
Not listening to the news is the best tip. I stopped doing that after covid. Best thing I did for myself.
Totally
You can listen and not follow. Learn what not to do.
I beg to differ. There are better things I can do with my time.
I will guarantee most people in financial trouble also don't listen to the news.
Excellent guest, shes speaking my language, clear and direct.
I'm glad that you enjoyed the episode! Thank you so much for tuning into the episode, we appreciate it!
And encouraging. She's great!!!!😊😊😊😊😊😊😊😊
Your language is cool, I love her accent.
That property analogy is spot on - I drive a very ordinary car that is 9 years old, but I own rentals. I can’t live in my car, I much rather spend my money on things of value and worth. Absolutely buy a nice car, but if it’s at the expense of robbing your future, then that’s just stupid…
Thanks for sharing what you do in your day to day, it's a good way for people to learn and better their understanding! Completely agree it's about setting yourself up in a way where you have more assets than liabilities. Thanks for tuning into this episode
@@savvywallet - In my day to day job, I work in software as a software engineer.
Thank you Norma!
Really insightful and also in awe on how she made sure her children went on those holidays despite her circumstances at the time! Her children are blessed to have her - great episode!
Wow, I got a bit emotional hearing Norma speak about helping people at the end, there’s so much we can learn from our parents and grandparents’ generation about community building and supporting where we can ❤
As an immigrant living in the UK, your channel has been so helpful. I really appreciate it 🙏🏽🩵
aww thank you for the kind feedback! Happy to help out! Thanks for tuning in
I NEVER heard any one connect mental health like this and finances. This is amazing information that would make a whoooooolllllleeeeee lot of sene. Thank you so much Norma.
📝my budget makes me in control of my financial life !
📝Tips for Budgeting mindset
- a budget is like a picture of your mind
- a budget is like a road map!
- having a budget keeps you in control of your money
- not having a budget keeps you anxious.
- budgets let you see where everything is going and how.
Love Norma, reminds me of my childhood and I am very money savvy because of my up bringing - Jamacian background. Nothing went to waste. Norma is so honest and stright to the point.
Glad you enjoyed it and was able to relate your story to Norma! Keep up the money savviness :D Thanks for tuning into this episode I appreciate it!
Phenomenal guest as always. Loved her story and her insight. Psychology of money is very important
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Her dad was a general 👏🏾
Great story
Thanks for bringing in such beautiful, real people on your podcast.
aww thanks for the kind feedback! Will try my best to keep bringing real relatable people!
Small changes matter big time. Preparing ahead buying out of season. Getting out of going with the flow. Change you mind change your life.
What an amazing podcast! Money is absolutely everything.
Money is a tokenised storage of your time and energy.
Even a £1 coin that you hold in your hand (provided you worked for it)is a manifestation of your skills, experience, energy, workload, knowledge, all stored into this simple metal object. Now a few more of these coins combined and invested will grow and grow. When I die, I will live through my kids and my money in the form of investments. My legacy to my kids is my portfolio of assets, equities etc. I can’t take my money to the grave but I shall live on through my money.
Wow, never enjoyed another podcast such as this. Excellent guest!
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
This was a good listen! Useful. One note tho, Madam "sugar and water" is when u too broke to afford the lime. You were drinking😂 lemonade.
Most people hear the word BUDGET and they completely tune out. They will say things like...I don't want to live like that!
Sometimes you will tell them it's temporary and they don't hear the word TEMPORARY!
Someone told me one time. I just want to live and spend my money the way I want to because tomorrow is not promised to me. Well, what if it is and you live to a ripe old age and you have no money because you spent it all in your youth? What will you do...live in your car?
I personally live with spreadsheets.
I fill in three spreadsheets every month.
I can track every penny now and I love it.
It's a little work but well worth it.
Living frugally is not restrictive... it's freeing because you don't worry about money.
😊😊
I really loved Norma and her insights. I came across this video as I recently found out my husband is £100k in debt. He's the complete opposite to me as I save/invest around 55% of my net monthly income and have built up a nice nest egg for pension age (I definitely have a "struggle to spend": scarcity mindset). His sisters and I are now helping him pay off his credit cards. It has been stressful!
Really glad you enjoyed this episode with Norma! Oh wow sorry to hear about the £100k debt and hopefully he can pay it off with you and his sisters help. Honestly we're not taught anything about personal finance so people can very easily get into that situation. I do hear you on the scarcity mindset, it's definitely difficult to overcome especially if you build really good saving habits, you can start to feel guilty for spending your savings. Honestly it's all a balance. A really good episode I did on money mindset and archetypes is with Natalie, that was an amazing episode. it's called "Money Mindset expert: these habits are stopping you from building wealth"
Beautiful. I stumbled upon this at the perfect time. You guys are amazing. I consider myself exactly like this amazing lady. As a british citizen of Kenyan origin, I can relate. I consider myself amazing with finances too.
Glad you enjoyed it and could relate to Norma! Thanks for tuning into this episode I appreciate it!
Absolutely great video, I have taken away some serious gems from this lady, she is an inspiration 🙌🏾 thank you and God bless you 🙏🏾
📝lymbic system - gratification part
Pre frontal cortex - logical part
The more you exercise one part the more you get used to it!
Is it a need or a want ?!
Good question
Wonderful! I happened on this by chance - gift by UA-cam on my feed, & I absolutely loved it. Very informative.
Thanking both of you.
Great guest, loved hearing Norma’s story, inspiring and learned something today 🙏🏾❤
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
So right! I have a friend- from Jamaica- she works everything- pennywise. So good!
This was a great conversation! Hope she comes back again
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it! Will try to bring Norma back for sure
"So said. So done. " Thank you ‼️
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
This was an excellent podcast! Loved every bit of it!!! 🔥🙏🏽
Great life lessons....
Keep it frugal and be wise
Wisdom is the tree of life to those who embrace her. Those who retain her will be blessed "
Proverbs 3:18✨
I have learnt a lot from this podcast.
Amazing, I've had the same mindset since my teens and honestly can see the difference in what this really makes!!
Glad you enjoyed it and related to what we were discussing! Thanks for tuning into this episode I appreciate it!
Norma insights into the psychology of money and how our upbringing influences our financial decisions are truly enlightening! 🧠 One effective strategy everyone can adopt is to periodically review personal spending habits, which helps in identifying and curbing impulsive purchases, fostering a healthier relationship with money.
This is so informative...it's glaring that most people are ignorant about money and your channel has helped a great deal 👍
Learnt so much from Norman she's such a genius 👏 ✨️👌
Whoop whoop. Jamaica to the world
Thank you for sharing these great ideas. I do most of the things you talked about resonate with me. I'm grateful that I have the ability to plan and manage what I have. Glory be to God
Ahhhh bless this woman, her story sounds very similar to mine, same era and area, although I was the other side of vicky park in Hackney. Norma has it wrapped up, one of the best guests you've had on...well done.
Glad you enjoyed it and found it relatable to your story! It's crazy how many of us have similar experiences... Thanks for tuning into this episode I appreciate it!
What an accent!! Polished !! If you spoke like that in my country, you'd get promoted
Great podcast and so much respect to this lady. This advice is great to start but once you start understanding how money/currency is actually created, know what security instruments are, how powerful our energy and signature is then it's a total game changer and most will be shocked to realise how this game is actually played
❤ the background on mommy making it work.
Wow!!! Love Norma, Sugar water LOL 😂 Thank you. Ieaned somthing today and also got confirmation. Thx Mr Savvy wallet.
We call sugar water with a slice of lemon “poor man’s lemonade”.
Norma's amazing right! For real and I like Tango aswell so going to definitely try that combination. Thanks for tuning into this episode I appreciate it!
Thank you Norma for your transparency and great information.
She is amazing! Thank you for this ❤
This was amazing. Her mindset is top notch ❤
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
What a woman 👏🏼
100% Norma's amazing!
Another fascinating podcast, as debt affects us all. I need a 1-2-1 with Norma. 😊
Thank you for tuning in Deborah! Glad you enjoyed it! Yes debt really affects us all but talking about it means that people don't need to deal with it alone...Definitely I'm sure Norma would be happy if you booked in some time with her
I remember mum doing cornbeef and corn and rice - delicious!! Knowing how to make something out of nothing
💯 that was a lovely meal. However, it not so cheap now!
Beautiful story I personally think schools and colleges should make money management be a must in teaching youngsters because most of them hasn't a clue how to handle their income
Glad you enjoyed it and agreed there should be mandatory lessons on personal finance in schools. Thanks for tuning into this episode I appreciate it!
Love your progression Norma 💛💚🖤
I truly enjoyed listening to this message. And will follow her plan.
Thank you
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
So much value in this video and on this channel. Thankyou so much you don't know how much this information can change people perspective and life. Hope you gain many more followers x
Aww thank you so much for the kind words! I feel honoured that I'm able to help people out! Thanks for tuning into this episode I appreciate it!
This is profound teaching
Great video I’m from Canada but I love all the tips. I wish I could find a house for 50,000 so inspiring.
💡 it all starts with taking the time to budget your income v.s your spending.
Norma sure answered gods call 🙏
This was amazing! Thank you.
Amazing content, keep it going. This is so helpful and inspiring to become financially independent 😊
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
So much to learn. Thank you
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
First time watching USA
We appreciate you ma! 🎉🎉🎉🎉🎉
I enjoyed and learn some nice nuggets from watching ❤
I love this woman, please bring her back❤
She is amazing right! Will look to bring her back in the future! Thanks for tuning into the episode
Great guest, loved this one
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
This is such an informative conversation. ❤️❤️
She has wisdom and knowledge
Get a beer, for every "do you know what I mean" take a sip. Trust me, you'll be drunk just like me right now.
Big Up Norma 🎉
Really great interview.
Discovered your page about a month ago and I respect the content brother 👏🏿👏🏿👏🏿
Thanks my bro! Glad you're finding valuable from the podcast
Thank you, for such an inspirational interview. ❤
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Big Jamaica, sugar and wata
Love this conversation very positive and powerful
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Talk that talk aunty and mek dem hear yu gud 👏🏾
Aunty, please share the link of where you get your holiday bargain...
Great interview .Thank you.
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
I love ❤️ way y'all talk
Love this
Lovely lady on the show :)
Great Interview !
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Hi @savvywallet - this is my first time listening to your podcast. What episode would you recommend that I start from? I am generally into money management, investing in the stock market, and just all round good financial knowledge and would like to be well informed
Hey Charles welcome to the channel! I have a playlist called "take off with your finances" in that are all videos about finances. If you're looking for investing in the stock market then the episode I did with Andrew Craig title "No. 1 Finance Author: Do This To Become A Millionaire On A £25,000 Salary! | Andrew Craig" and the episode with Jacques covers this the most, that episode is titled: "INVESTING EXPERT: After 10 Years Investing, I Learnt THIS About Building Wealth! Jacques Opoku". Hope that helps
@@savvywallet thank you - much appreciated
Love this channel 💙 💪🏻 👊🏻
Thanks for the kind words! Glad you're enjoying the channel!
“I’m a Christian” 😍😍😍 music to my ears!
"Do you know What i mean? " Yees madam.. :)
Wow thats literally it. Amazing
Inspiring chat👍🏾
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Thank you God for sending me to this channel! New Subscriber Here!🙏🏿🙏🏿🙏🏿 Please Sir, address the older women and men as Ms. and Mr. They deserve the respect. Much Love❤❤❤
Absolute 💎.
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Great episode 🤛🏾🤛🏾🤛🏾
Glad you enjoyed it Thanks for tuning into this episode I appreciate it!
The problem is people think their debt can be written off if they cannot pay it. example Credit cards.
Nice interview. Informative and very relatable 👌🏾
Thanks for tuning into this episode I appreciate it! Glad you enjoyed it
This is interesting, subscribed
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Very practical
Glad you enjoyed it! Thanks for tuning into this episode I appreciate it!
Please study-Bruce Lipton and Joel Salatin ,Mo Dewji , Abdulta Kudrath,Fady Hocheimy,Joshua Mossart,Infinity Banking concept
R.Nelson Nash
Thumbs up from a new subscriber.
You know what o mean
I need this woman in my life :) thank you for this
I GIVE TO THE WORK OF GODS KINGDOM FIRST 🥇 GLORY TO GOD 🙏🙏🙏🙏🙏
Great interview
Basic information but I'm sure young people will benefit
Wowwwwwww