Sir, I am following your channel for the past 1 week and my investment knowledge grew from 0% to 50% I should say. Thanks a lot for inspiring and showing us this path
With the way you make every episode so thoughtful, innovative and delivery of your message, I pity the corporates who missed the opportunity to recruit you due to your early retirement. What an asset you would have been for their growth. You are amazing, thank you again for your insights 🙏
operchunity cost ன் சரியான தமிழ்ச்சொல் வாய்ப்பு இழப்பு கோட்பாடு என்பதாகும். மேலும் நீங்கள் அதை விளக்குகிற விதம் அருமை ! அருமை ! தொடர்ந்து உங்கள் பங்களிப்பு இன்றைய அவசியத்தேவை ! தொடர்க உமது நற்பணி ! நன்றி ! நன்றி ! 🙏🙏🙏
Thoughtful and way of delivery is beautiful! We do use this opportunity cost in our daily decision making process, unknowingly! But again your efforts are excellent!
😂correct ah sonninga sir.... I am a doctor... Many of my engineering frnds started earning... I had already studied for 6yrs nd still studying,may go upto 3 to 4 yrs... The true reality perspective🤘
Vanakkam Vijay🙏!! When we get a lumpsum that requires us to pay Capital gain tax, we have 2 options on hand - 1. Get 5 year govt / infra Bond (Capital gain waiver @ ~ 5% Interst rate ). After 5 years invest the Matured amount in say Index Fund. 2. Pay capital gain tax now (@20%) and invest the balance in Index Fund. So far, I was under the opinion Option I is the better. But after listening to your videos, it is clear - If we dont want the money for next 5+years, go for Option 2. In about 6 years, option 2 fetches better returns under 10.5% Annual return assumption!!! Thanks for making us think of Opportunity cost and trigger us to evaluate various options on hand, much better!!
Hi sir, You clearly explained opportunity cost in finance perspective and psychology perspective. The example about book reading and Netflix is ultimate.👌😂
Haha 😂 my father also hide money under the bed , sometimes my mother take it unknowingly whenever she wants. Your speech is good as well as humour sir.
Such a neat and clean explanation about opportunity cost. I disagree with your point about option or future saying it’s a gambling. For those of you who doesn’t know anything usually call it as gambling. I have been doing it, I know that’s not a gambling that’s a game of probability.
Your exceptional talent attracts this much subscriber. Compounds interest works well for your channel. Hope this year our channel converts to 5 lakh subscriber.
Wow excited for devil faced episodes, Unga retirement la neenga enjoy pandringala illaya nu theriyala but as a subscriber I'm enjoying a lot with your content, your sense of humor is awesome good work keep doing it.
Nice and explained clearly Vijay Sir.. just experienced how hard it is to be consistent with UA-cam channel. You truly dedicated yourself. Most of your videos works for me ☺️
And please talk about forex trading from liquidity through white lable scams till retail trader and also metion whether it's legal or illegal many people doesn't know it is illegal
Sir very good explanation about opportunity cost. Please talk about your B-School experience in a seperate video also the books that have inspired and shaped your views.
Valthugal anna 1 lakhs reach aaga poghthu 👍😀. Oru basic doubt term insurance enna age varikum cover pannalam. For example if my age is 25 and married with 1 kid. In this scenario what's you suggest for me till which age it's required.
Good evening sir, All your videos are very informative. I am planning invest 5 lakh rupees in which 3 lakhs in Index fund and 2 lakhs in Equity technology fund for five years . I need a return of 20 lakhs after 5 years including index and equity fund so am I taking correct decision sir?
Thanks Vijay for another great video. Your videos are written with admirable clarity and brevity. Regarding index funds, could you share your insights on investing in an established index fund (5 to 10 years old) versus investing on a New fund offer (NFO) such as Mirae Asset Hang Seng TECH ETF Fund based on hang seng tech index.
Sir, how can we select the right stock to invest? Selecting the good performing stocks. For mutual funds there are several websites. But for stocks not much good websites. Thanks
Sir when we buy NIFTY 50 index fund we are investing in top 50 companies. What happens to the money when some companies (ie 10 companies ) goes out of NIFTY 50 and new company replaces them
Just one disadvantage. You will end up paying the maximum tax on the money you are converting from traditional to Roth. Say that your family income is 120K. Say that you are moving 20K from IRA to Roth. This 20K gets added to your 120K and becomes 140K income for that year and you will pay tax at the top most tax bracket of 140K. Not worth it if you ask me. I would do that on a year when I am taking break from work so that my income is less for that year and so when I do the conversion, it will come under lower tax bracket. On a regular working year, it is not advisable to do it. Makes sense?
நன்றி அண்ணா. உங்களது அறிவுக் கூர்மையை கண்டு நான் வியந்து போகிறேன். நீங்கள் கற்றுக் கொண்டதை பிறருக்கும் கூறுவதால் பலபேரின் வாழ்வில் முன்னேற்றத்தை ஏற்படுத்துகிறீர்கள்.
Sir, could you please tell on tax saving methods, if a person is earning 10L p.a he is eligible for 1.5L of tax exemption, so can v invest tat 1.5L in 50k in MF tax saver fund, 50k in FD, 20k in T.Lyf.insurance & remaining 30k in one more tax savings fund until housing loan stars
Hello Sir, I watch your videos with all interest. Can I request you for a series on US Immigration, Visas, Green card, Citizenship etc. Will be very useful for students and others who did say MS from US and working and also aspiring immigrants. Thanks and hope you will help.
வணக்கம் அண்ணா. எனக்கு சந்தேகத்திற்கு உங்களிடமிருந்து ஒரு பதில் வேண்டும். மியூச்சுவல் ஃபண்ட் கம்பெனிக்கு ஏதேனும் பிரச்சனை வந்து திவாலானால் நமது பணத்திற்கு என்ன பாதுகாப்பு. தயவு செய்து பதில் கூறுங்கள்
Sir my family net asset is 0 , now I got placed in good company with 6digit salary. I planned for FIRE as per your guidance, I really worried about my marriage expenses which should happen five years from now (around 2026) , sir can you please tell me which is the best investment plan for short time savings, what %age should I allocate for my marriage expenses?.
For short term, I would suggest to stick to Fixed Deposit. Marriage expense % - that would be a personal choice. If it is me, I would not allocate any % for that at all.
Sir.. I have a bike loan with 5.5 % interest rate also with loan liability insurance.. should I close the loan earlier as possible or continue to full tenure.?
Unagala maathiri oru clear view person life la kooda iruntha supera irukum ❤️
He is already married 🤣🤣
@@ssrr3672 I'm not ur type bro😅
Clear view illena atha namathan valarthukkanum
@@vikneshkumar1034 😃😂
Sir, I am following your channel for the past 1 week and my investment knowledge grew from 0% to 50% I should say. Thanks a lot for inspiring and showing us this path
Great to hear that.👍🏽
Idhu varai kum paarthadhu poo paathai.... Inimel pakka poradhu Singa paathai.... 🔥 🔥 🔥
🤣🤣
With the way you make every episode so thoughtful, innovative and delivery of your message, I pity the corporates who missed the opportunity to recruit you due to your early retirement. What an asset you would have been for their growth.
You are amazing, thank you again for your insights 🙏
"Opportunity Cost" for the company.🤣
You are so kind in your words Vishwa. Thank you for the support.
operchunity cost ன் சரியான தமிழ்ச்சொல் வாய்ப்பு இழப்பு கோட்பாடு என்பதாகும்.
மேலும் நீங்கள் அதை விளக்குகிற விதம் அருமை ! அருமை !
தொடர்ந்து உங்கள் பங்களிப்பு இன்றைய அவசியத்தேவை !
தொடர்க உமது நற்பணி !
நன்றி ! நன்றி !
🙏🙏🙏
Thoughtful and way of delivery is beautiful! We do use this opportunity cost in our daily decision making process, unknowingly! But again your efforts are excellent!
😂correct ah sonninga sir.... I am a doctor... Many of my engineering frnds started earning... I had already studied for 6yrs nd still studying,may go upto 3 to 4 yrs... The true reality perspective🤘
Vanakkam Vijay🙏!!
When we get a lumpsum that requires us to pay Capital gain tax, we have 2 options on hand -
1. Get 5 year govt / infra Bond (Capital gain waiver @ ~ 5% Interst rate ). After 5 years invest the Matured amount in say Index Fund.
2. Pay capital gain tax now (@20%) and invest the balance in Index Fund.
So far, I was under the opinion Option I is the better.
But after listening to your videos, it is clear - If we dont want the money for next 5+years, go for Option 2. In about 6 years, option 2 fetches better returns under 10.5% Annual return assumption!!!
Thanks for making us think of Opportunity cost and trigger us to evaluate various options on hand, much better!!
Best finance channel on UA-cam!
Hi sir, You clearly explained opportunity cost in finance perspective and psychology perspective. The example about book reading and Netflix is ultimate.👌😂
Haha 😂 my father also hide money under the bed , sometimes my mother take it unknowingly whenever she wants.
Your speech is good as well as humour sir.
Such a neat and clean explanation about opportunity cost.
I disagree with your point about option or future saying it’s a gambling. For those of you who doesn’t know anything usually call it as gambling. I have been doing it, I know that’s not a gambling that’s a game of probability.
How is game of probability different from gambling?
@@InvestmentInsightsTamil he will fail to explain
Your exceptional talent attracts this much subscriber. Compounds interest works well for your channel. Hope this year our channel converts to 5 lakh subscriber.
Arumai Viay. Waiting for Gambling Insights....varlam varlam va :-)
Mukiama antha phone and Netflix example !! super !!
Very simple clear explanation to drive home the point deep into the mind. Superb Mr.Vijay Mohan, Thank You
Wow excited for devil faced episodes, Unga retirement la neenga enjoy pandringala illaya nu theriyala but as a subscriber I'm enjoying a lot with your content, your sense of humor is awesome good work keep doing it.
Thank u so much for ur clear explanations sir it is very usefull for us 👍👍👍☺️
Nice and explained clearly Vijay Sir.. just experienced how hard it is to be consistent with UA-cam channel. You truly dedicated yourself. Most of your videos works for me ☺️
Good morning sir.. You forgot your class last week.. 😀😀😀.. Welcome back 🙏🙏🙏..
haha... leaveu.
நன்றி வணக்கம் 🙏
Thank you Vijay for the wonderful video on opportunity cost. Very clearly explained. Waiting eagerly for your Gambling insights Red devil video
Great Sir... I always listen your videos more than 1 time.. Great content...
Good Content. Please tell us about Rights Issue and things like that
You are reading my mind somehow, was waiting for it.
Vera level Sir, Great🙏
And please talk about forex trading from liquidity through white lable scams till retail trader and also metion whether it's legal or illegal many people doesn't know it is illegal
Sir very good explanation about opportunity cost. Please talk about your B-School experience in a seperate video also the books that have inspired and shaped your views.
You are a fantastic mentor bro 😄
You are a great mentor sir. Thank you 🙏
Just loved the red logo!!!
Great sir and thanks for the insights 👍❤️👌
Arumaiyana episode😍
Your all videos is GREAT information 👌
Very nicely explained 👏
நன்றி ஐயா
Thalaivare neenga vera ragam ungala mari aluga sevai engaluku romba thevai...inum ungala pathi konjam nerya solunga bro 🙏
Thanks for the wonderful insights and sharing your wealth of knowledge.... I need to take serious actions towards my investments... :(.
Really it's giving an insight about hidden things
Valthugal anna 1 lakhs reach aaga poghthu 👍😀.
Oru basic doubt term insurance enna age varikum cover pannalam. For example if my age is 25 and married with 1 kid. In this scenario what's you suggest for me till which age it's required.
Till your planned age of retirement. So if you are planning to retire by 60, you would buy term insurance for 60-25=35 years.
Very well explained Sir !!
Waiting for your Gambling insights 😈😈😄😄
Good evening sir,
All your videos are very informative. I am planning invest 5 lakh rupees in which 3 lakhs in Index fund and 2 lakhs in Equity technology fund for five years . I need a return of 20 lakhs after 5 years including index and equity fund so am I taking correct decision sir?
I came to this conclusion by going through market . Do u think mark will fall when I complete my 5 year Tenure while withdrawing my money
Very Good information.
Thala neenga vera level
Thanks for your insights sir 🙏
😂😂Im eagerly waiting for your upcoming episodes to get knowledge of the negative part too..
Waiting 😈
Sir kindly educate us about buying call options.. from Future and options segment.. Thanks in advance
Eagerly waiting for Gambling Insights 😈
Clear explanation...👍
Loved the 'devil's horns' idea
I Am Waiting
Great sir, 💖
Sir,Please share video on investing dividend paying stocks as part of diversified portfolio
As usual very nice
Sir can you please post a video on NPS. Eager to know your insights on NPS. Also how about other options like PPF, VPF.
Waiting eagerly for devil horn episodes sir... I am not a gambler in share market... Bt need to know it... Apo apo kai kudukum in stock market...
That is exactly the way to think about it...👍🏽
Thanks Vijay for another great video. Your videos are written with admirable clarity and brevity. Regarding index funds, could you share your insights on investing in an established index fund (5 to 10 years old) versus investing on a New fund offer (NFO) such as Mirae Asset Hang Seng TECH ETF Fund based on hang seng tech index.
I would always go with an established fund over a NFO.
@@InvestmentInsightsTamil Thanks Vijay.
I am waiting sir
Sir, how can we select the right stock to invest? Selecting the good performing stocks. For mutual funds there are several websites. But for stocks not much good websites. Thanks
Thelivu ji neenga! :)
Nice video sir
This is the first time Vijay Mohan sir sounded like strict school teacher...:)
🤣
Excited for waiting
Best stock broker suggested me sir
Sir. Index fund la compounding irukka ?
Superb
Sir I want discuss with you about my life.plz
Sir when we buy NIFTY 50 index fund we are investing in top 50 companies. What happens to the money when some companies (ie 10 companies ) goes out of NIFTY 50 and new company replaces them
Your index fund manager sells those 10 company stocks and purchase those new company stocks of index 50.
Ungha vedio super sir
sir asusual amazing explanation...can you please explain about traditional ira/401k conversion to roth ira/401 ...advantages and disadvantages
Just one disadvantage. You will end up paying the maximum tax on the money you are converting from traditional to Roth. Say that your family income is 120K. Say that you are moving 20K from IRA to Roth. This 20K gets added to your 120K and becomes 140K income for that year and you will pay tax at the top most tax bracket of 140K. Not worth it if you ask me. I would do that on a year when I am taking break from work so that my income is less for that year and so when I do the conversion, it will come under lower tax bracket. On a regular working year, it is not advisable to do it. Makes sense?
So useful anna
ASM list pathi sollunga
Nifty 50 index fund, next 50 index fund, midcap index fund, nastaq 100, s&p 500 இந்த ஐந்து ஃபண்டுகளில் முதலீடு செய்வது சரியா என்று கூறுங்கள் அண்ணா
My recommendations are already in "Stocks Portfolio" episode.
நன்றி அண்ணா. உங்களது அறிவுக் கூர்மையை கண்டு நான் வியந்து போகிறேன். நீங்கள் கற்றுக் கொண்டதை பிறருக்கும் கூறுவதால் பலபேரின் வாழ்வில் முன்னேற்றத்தை ஏற்படுத்துகிறீர்கள்.
Super super super thanks ❤️
Waiting for those Devil episodes from you sir
Waiting next episode
Sir, could you please tell on tax saving methods, if a person is earning 10L p.a he is eligible for 1.5L of tax exemption, so can v invest tat 1.5L in 50k in MF tax saver fund, 50k in FD, 20k in T.Lyf.insurance & remaining 30k in one more tax savings fund until housing loan stars
Nice sir💐💐💐
Good morning from tamil nadu salem
Sir, if you have 1c right now in your hand, where will you invest it?
Index Fund. But why does it matter what I do? What would you do? That is what matters to you.
Hello Sir, I watch your videos with all interest. Can I request you for a series on US Immigration, Visas, Green card, Citizenship etc. Will be very useful for students and others who did say MS from US and working and also aspiring immigrants. Thanks and hope you will help.
Check out ArthiPrem's channel for immigration related topics. I do not know enough to make any contribution there.
Super bro.
Good morning
Today 1st video u r video...
வணக்கம் அண்ணா. எனக்கு சந்தேகத்திற்கு உங்களிடமிருந்து ஒரு பதில் வேண்டும். மியூச்சுவல் ஃபண்ட் கம்பெனிக்கு ஏதேனும் பிரச்சனை வந்து திவாலானால் நமது பணத்திற்கு என்ன பாதுகாப்பு. தயவு செய்து பதில் கூறுங்கள்
www.mutualfundssahihai.com/en/what-happens-when-mutual-fund-company-shuts-down-gets-sold
அண்ணா பழைய மியூச்சுவல் ஃபண்ட் வாங்குவது நல்லதா அல்லது NFO வாங்குவது நல்லதா
I would go with well established ones rather than NFO's.
நன்றி அண்ணா
Sir my family net asset is 0 , now I got placed in good company with 6digit salary. I planned for FIRE as per your guidance, I really worried about my marriage expenses which should happen five years from now (around 2026) , sir can you please tell me which is the best investment plan for short time savings, what %age should I allocate for my marriage expenses?.
For short term, I would suggest to stick to Fixed Deposit. Marriage expense % - that would be a personal choice. If it is me, I would not allocate any % for that at all.
Sir.. I have a bike loan with 5.5 % interest rate also with loan liability insurance.. should I close the loan earlier as possible or continue to full tenure.?
If you don't have penalty to close it early, go ahead and close it.
👍🏻
Good Morning Sir💥
I'm 16, waiting to get 18, to start invest in in index funds..
Is it good to invest noww in index funds?
Anytime is good to invest in Index funds.
@@InvestmentInsightsTamil but I'm just 16 years sir 😢
👌👌👌👌👌👌👌👌👌
Good iam anand age 55 .how to invest this age.plese.how to contact you sir. 👍
Use this form: vijaymohans.com/contact-us/
Thalaivarae en video late ?
leaveu 😉
We want options selling videos
Options guru PRS sollathathaya naan sollida poren?
@@InvestmentInsightsTamil nan prs WORK shop atten pannetan thala unga video kum waiting
1st view
Super Sir... Thanks...
Arumai
Very nicely explained 👏