So much here that can be dialed down, especially with that income. If you can eat out, you can become a coupon saving queen while baby is sleeping and cook at home (make sandwiches). That is a massive car payment and car insurance.
yikes! their budget is really tight. if i were them, i'd cut off the subscriptions too. also, no fun, travel, and dining spending at all. look at other insurances that are cheaper. so glad i paid off my student loans during the pandemic. took advantage of the 0% interest rate.
Tight budget for sure. I'd guess that Verizon may be their internet, not their phone bill. I think it's huge progress that they've even written this down, though -- having this information is a great start!
I have to watch that video yet, but with my credit in low 600s, 3 vehicle events, and I was quoted $172/ month to have $0 deductible for comprehensive. That was the lowest i could get of 4 companies lol
I have a 750ish credit score, 0 incidents on my driving record and yet my insurance is still 150$ for comprehensive(and thats with deductibles).a lot of the cost depends on location. Where I live we have the highest car insurance rates in the country(or one of them) so no matter how well I take care of my record and how safe my car is I will be paying due to the high accidents in my area.
Is that water bill a month? I thought they usually did it every three months. I don’t know because I live somewhere where it’s included in my rent and it’s usually about $40
Let me get this straight, they want a new house, pay off student loans and pay for a child on one income!! The word stupid is reserved for certain people, like this!
I was able to get my grocery list down to $160 per week for a family of 4. 🙌🏽
No one cares!
So much here that can be dialed down, especially with that income. If you can eat out, you can become a coupon saving queen while baby is sleeping and cook at home (make sandwiches). That is a massive car payment and car insurance.
yikes! their budget is really tight. if i were them, i'd cut off the subscriptions too. also, no fun, travel, and dining spending at all. look at other insurances that are cheaper.
so glad i paid off my student loans during the pandemic. took advantage of the 0% interest rate.
No one cares!
Tight budget for sure. I'd guess that Verizon may be their internet, not their phone bill. I think it's huge progress that they've even written this down, though -- having this information is a great start!
ahhh that makes sense.
This is one of my favorite video series! It's incredibly helpful for learning how to navigate my budget. :)
Thanks so much!! I love creating these :)
PECO (usually said Pee-Co) is electricity in Pennsylvania
def get rid of you tube, thats 67 a month, I think mom will go back to work, because they like to eat out alot.
PECO is an electric utility, and I'm betting Verizon is their internet (FiOS).
I have to watch that video yet, but with my credit in low 600s, 3 vehicle events, and I was quoted $172/ month to have $0 deductible for comprehensive. That was the lowest i could get of 4 companies lol
I have a 750ish credit score, 0 incidents on my driving record and yet my insurance is still 150$ for comprehensive(and thats with deductibles).a lot of the cost depends on location. Where I live we have the highest car insurance rates in the country(or one of them) so no matter how well I take care of my record and how safe my car is I will be paying due to the high accidents in my area.
Philadelphia you need 2 incomes and people here are obsessed with eating outside the home.
Definitely. Both things are true for most American cities.
Is that water bill a month? I thought they usually did it every three months. I don’t know because I live somewhere where it’s included in my rent and it’s usually about $40
The Verizon could be their internet bill.
My car insurance is even more than theirs 😢 $182
Mine is $65 what on earth are you doing
@user-nb8tg3xf3u well i have 2 cars. But other than that 🤷♀️ i have a perfect driving record
@@shilohmorris5527 never met someone who could drive two cars at once
I live in Florida our average for people my age is $400 20% of drivers aren’t insured it’s a no fault state
@@priggssss 400 a month is insane I can't believe how expensive the coast is
where do you find the free spreadsheet you mentioned? Thanks! I love all your videos. they are very helpful and i am learning a lot.
www.debtfreemillennials.com/toolkit Thanks for being here!
Let me get this straight, they want a new house, pay off student loans and pay for a child on one income!! The word stupid is reserved for certain people, like this!