Have Affordable Houses Gone Too Far?

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  • Опубліковано 1 гру 2024

КОМЕНТАРІ • 66

  • @ygrittesnow1701
    @ygrittesnow1701 5 місяців тому +3

    Welcome back, Brad. Glad you are better.

  • @booklover620
    @booklover620 5 місяців тому +3

    Happy to see you back, Brad!

  • @nowweride3094
    @nowweride3094 6 місяців тому +2

    So happy to see you up and back in action! Missed you giving the best details of your area.. please taks care of yourself! 👍🇺🇸

  • @peteschiavoni
    @peteschiavoni 6 місяців тому +5

    Very nice house. Glad you’re back and feeling good Brad!!!

  • @jerrybowen1635
    @jerrybowen1635 6 місяців тому +3

    The owner of that Navy uniform is or was a telecommunications technician ( see emblem in stripes). That would explain the phones.

  • @bikerkat01
    @bikerkat01 6 місяців тому +13

    They are too expensive for where they are, good luck selling them. Just being real. The younger home buyers cannot afford a nice house any more. The costs have gone through the roof.

    • @BradSimmons
      @BradSimmons  5 місяців тому +3

      @bikerkat01 - I am not a mortgage lender, I am not a real estate agent, in fact I am not competent at anything. But I have been doing real estate since 1981, so I do know some things. If you were to buy this house, and finance it 100% = your mortgage payment will be: 225k, 30 yr, 7% with a 740+ score. = $1,500±/mo. Even in KY - most all jobs will pay 25-30/hr - example, office person, LPN, mechanic, cop, teacher. RN will pay 50-60/hr. Ok, let's go back to just $25/hr - a solid number for the 'average Joe and Jane'. that's 25/hr X 40 hrs = $1,000/week X 2 people = $2,000/week X 4.3 weeks in a month = 8,600/mo. Most lenders will shoot for 1/3 of your Household income to go towards a mortgage payment. Which is 8,600/3 = 2,867. This payment will be 1,500 + 200 for taxes and 150 for insurance, your total house payment will be 1,850. which is about 65% less. Meaning, you can afford this house with 65% less income than the 25$ per hour = that's $16.25/hr. Starbucks, ChikFila, Burger King, Electrician's helper, Convenience Store counter person, Hotel floor sweeper, and just about ALL other job start at that or higher here... And you can easily get $1800/mo rent for THIS house. So please tell me how people who want a full time job - something that will give them purpose, something to do and feel good about themselves.... can't afford homes in this price range. Discussion open - go.

  • @annatiernan1474
    @annatiernan1474 6 місяців тому +3

    I personally like the different color bedrooms, so tired of beige and grey. And low step risers are so smart, more homes should have those. They are also very helpful for larger, older dogs with arthritis. Interesting home/ outbuildings.

  • @rocega3290
    @rocega3290 6 місяців тому +2

    Nice house!
    Great to have you back!

  • @TBConl
    @TBConl 6 місяців тому +2

    Love your videos, no plans to move, but watch every one. Didn't know your were ill, glad to see you are doing fine.

  • @angieowen1165
    @angieowen1165 6 місяців тому +2

    The Science HIll area is GORGEOUS!

  • @paulvonauch9419
    @paulvonauch9419 6 місяців тому +3

    Great ending . Wow ! I can see myself living there in the country .

  • @advlandvideo
    @advlandvideo 6 місяців тому +2

    Glad you are on the mend, Brad.

  • @niccoetzer8552
    @niccoetzer8552 6 місяців тому +4

    Looking good dude… glad you are doing better 👍

    • @BradSimmons
      @BradSimmons  6 місяців тому +1

      @niccoetzer8552 - Thank you!!! :-)

  • @mistilong
    @mistilong 5 місяців тому +2

    I know he had the greenhouse rebuilt about two years ago. It fell over.

  • @Good2AT
    @Good2AT 6 місяців тому +5

    Would be perfect without the busy road.

  • @colleenlouise4521
    @colleenlouise4521 5 місяців тому +2

    I am looking for a 3-4 bedroom home, 50 acres, private, no closer than 1/4 mile from neighbors, barn, 2 car garage, metal roof, generator a plus. 2 bathroom minimum.

  • @edmundo.santiago
    @edmundo.santiago 6 місяців тому +2

    Love you and your videos!!

  • @flightofapaullo72
    @flightofapaullo72 6 місяців тому +4

    This is really nice!

  • @coolmoodee
    @coolmoodee 6 місяців тому +3

    Yes... its a seller market my big buddy

  • @cecilledbetter2715
    @cecilledbetter2715 6 місяців тому +3

    nice home

  • @ShalomShalom-d5c
    @ShalomShalom-d5c 6 місяців тому +2

    Under $100sq foot? Thats great! Where I come from its $400 a ft. To get a nice home in the low $200's is fantastic.

  • @lisabeam8315
    @lisabeam8315 5 місяців тому +2

    Why do I see so many properties for sale in Kentucky latley?

    • @BradSimmons
      @BradSimmons  5 місяців тому +2

      @lisabeam8315 - I wished that were true... we literally have dozens upon dozens of cash buyers of upper price ranges as well -- and no inventory.

  • @ebonieriley8309
    @ebonieriley8309 6 місяців тому +3

    ALSO THAT AMISH PROPERTY WITH THE 2 HOUSES. IS IT STILL ON THE MARKET.

    • @BradSimmons
      @BradSimmons  6 місяців тому +1

      @ebonieriley8309 - just about everything is sold. We do have other properties - - go to "Your Perfect Property" at bluegrassteam.com/homefinder/ - it only takes a few seconds to fill out your needs and wants and we will start sending you properties that meet YOUR criteria. You’ll be 1st to know about properties - It’s like a sneak peek - before they hit the market - sent right to your inbox.
      *Get Weekly Deals
      *New Properties List
      *New Homes with Land + Farms
      *Videos
      *Guaranteed 100% Privacy
      Call or text anytime - 859-379-5263
      bluegrassteam.com/homefinder/

  • @theAncientGardens
    @theAncientGardens 6 місяців тому +2

    Do most places not allow gates/walls around the property? As a city dweller I am just wondering

    • @BradSimmons
      @BradSimmons  6 місяців тому +3

      @theAncientGardens - absoutetly - it would be considered a fence - and yes, not an issue.

  • @GeorgeJames-u6r
    @GeorgeJames-u6r 6 місяців тому +2

    Hey big buddy why is Zillow reporting that this property was taken off the market by bluegrass on 4-29-24 and current status is off market

    • @BradSimmons
      @BradSimmons  5 місяців тому +1

      @user-my8bu1sl1i - that sounds like a paperwork thing --- some paper didn't have a T crossed. and also remember Zillow is not the Holy Grail - they only take info they grab off the web and they are not our up to date system. Zillow is not always accurate. it is for sale. Ken will know a bunch more about this property. I am just his social assistant. I would tell you more if I knew more call or text Ken 859-494-5521

  • @juleswins3
    @juleswins3 6 місяців тому +3

    Affordable housing? There’s no such thing.

  • @ebonieriley8309
    @ebonieriley8309 6 місяців тому +4

    Hi there, how many acre?

    • @BradSimmons
      @BradSimmons  6 місяців тому +1

      @ebonieriley8309 0 about 1/2 an acre. Enough to do stuff on - not too much to mow! 😀 Ken will know a bunch more about this property. I am just his social assistant. I would tell you more if I knew more call or text Ken 859-494-5521

  • @dottiemartin5108
    @dottiemartin5108 6 місяців тому +1

    We are interested Brad

    • @BradSimmons
      @BradSimmons  6 місяців тому +2

      @dottiemartin5108 - call or text Hunter 859-712-7420 - he knows the property, can get you in and Approved and all that.

  • @joshbensen8719
    @joshbensen8719 6 місяців тому +1

    Hi Brad...just want to ask something....IF , for example a house costs US$ 250.000,- How does that work ? I mean, let's say I have it cash . And want to pay for it in CASH ...Is that possible and how does it effect me "TAX-wise (property taxes , and due to pay the sum of cost-price in full in cash etc etc etc Is/are there any additional taxes to be paid regarding the house House value taxes ANNUALLY an "X" percentage of the house's value ) ?? Just asking , because here in Indonesia , once a house has been paid for ...NO taxes anymore on the house/land. In the Netherlands , where I am from originally , after paying the mortgage of the house (25 - 30 years ) , you're paying every year an amount of 10% house value taxes , according to the CURRENT value of the house , NOT the value when buying the house . Hope my questions , make sense . Thanks in advance for your answer. Greetings from Bali.

    • @BradSimmons
      @BradSimmons  6 місяців тому +1

      @joshbensen8719 - in Kentucky (all states have a tiny difference), but you pay the 250k example for the house - there are some small transfer taxes - like 1/10 of a %, so $250. the average effective property tax rate in Kentucky is 0.86%, which is lower than the national average of 1.07%. Plus some municipalities (living within City Limits), add a little more on. so $2,000-3,000 annually for our example. Once you hit 65 - or total disability, there is a Homestead Exemption - and they give you $46,350 off the top, so that 250 house that is ± 1% tax = $2,500 annual property tax - is now $200k = $2,000. NOW, if your property is 10 acres+ = then the taxes are just for the dwelling (using our example) 100k± and Ag Exemption on the remaining 9 acres (maybe $1,000/ac Ag value - even though you may pay $8k per acre example) - so your total tax valuation is 100+9 = 109k === $1,090 tax. That would off set the price of the land eventually. Sorry, that gets most people confused, but it is a cool thing to know - if you are thinking of buying more land.
      We do have other properties - - go to "Your Perfect Property" at bluegrassteam.com/homefinder/ - it only takes a few seconds to fill out your needs and wants and we will start sending you properties that meet YOUR criteria. You’ll be 1st to know about properties - It’s like a sneak peek - before they hit the market - sent right to your inbox.
      *Get Weekly Deals
      *New Properties List
      *New Homes with Land + Farms
      *Videos
      *Guaranteed 100% Privacy
      Call or text anytime - 859-379-5263
      bluegrassteam.com/homefinder/

  • @davidrish3605
    @davidrish3605 6 місяців тому +2

    This is A nice house

  • @RufusTFirefly63
    @RufusTFirefly63 5 місяців тому

    Nice property, jacked up floorplan, 2nd floor is useless unless you have small children and no auto access to the garage - so no garage to park in, kitchen is a little jinky in the work layout. Meh ... pass.

  • @michaelkeyser8371
    @michaelkeyser8371 6 місяців тому +3

    The camera never makes you look fat only overeating & drinking along with underexercising makes you fat!

  • @RichardMorse-h6r
    @RichardMorse-h6r 6 місяців тому +1

    Do your finance people know how to process 1099a?

    • @BradSimmons
      @BradSimmons  6 місяців тому +3

      @user-ps6gu5xo4k - we have a couple good bankers and a couple good mortgage brokers we know and like. They know how to do about everything. Erin does most of our loans - I would text or call her - she can tell you all about the mortgage programs that are out there right now 859-806-3746

  • @marysander36
    @marysander36 6 місяців тому +3

    Glad to see you in such good shape! Lay off the wine!!
    You have to many people looking for homes!! 😃. Behave yourself! Missed your humor!

  • @MrLafrast
    @MrLafrast 6 місяців тому +3

    No offense, but from a European's point of view this house seems to be made of cardboard or plastic, like dolls' houses. It looks like a poorly designed temporary structure.

    • @BradSimmons
      @BradSimmons  6 місяців тому +2

      @MrLafrast - I TOTALLY agree! you are correct! One of the reasons? if that is an answer - is we have a ton of room here in the US, so people move around a lot. If you have children, one or all may move out of state to find greener pastures in other areas, so the house only needs to have a useful life of 100 years as an example. However, these frame houses last generations - then it is fast and convenient to remodel or build new - with new amenities that people want. Example bigger rooms, higher ceilings, more open spaces, nicer bathrooms, kitchen, etc, etc. One of the big reasons we do quick builds like this is we also don't have the craftsmen who can build stone and timber frame houses - like you all do - or did. Less craftsmen, less labor - less labor over all. We rely on our neighbors from the south in Mexico to do almost everything manual labor for us. Farming, building, heavy manufacturing. Like you all have the Indian culture. It is VERY similar here with Mexican people. And thank god for them - the US people will not learn these trades.
      Not a political statement, but our kids are being encouraged to be engineers, software people, etc - because it is less work, more money, "use you mind, not your back" mentalitiy. the issue is when there are too many uni grads, it is simple math - supply and demand. Engineers CAN be making good money, but generally we can find uni grads for $15-20/hr jobs - and our handymen and welders, etc are getting $40-60 to start. THAT supply and demand math is apparently NOT taught in University here. 😀

    • @MrLafrast
      @MrLafrast 6 місяців тому +1

      @@BradSimmons In essence: the American approach to life over the last 50 years is wrong or at least needs to be revised.
      In any case, even here in Europe houses can and must be renovated, but they are enormously better finished. I repeat, without any offense, I understand that it is a "cheap" house, but in houses like this I would perhaps let the dog sleep.
      P.S.
      In Europe there are practically no Indians. I don't know where this idea came from. The real estate workforce is 80% native and 20% from Eastern Europe.

  • @op_rohit.7
    @op_rohit.7 6 місяців тому +1

    What is location

    • @BradSimmons
      @BradSimmons  6 місяців тому +1

      bluegrassteam.com/featured-listings/

  • @SoperGirl1430
    @SoperGirl1430 6 місяців тому +2

    How much is the hole listed at and where exactly is it located??

    • @BradSimmons
      @BradSimmons  6 місяців тому +1

      @SoperGirl1430 - bluegrassteam.com/featured-listings/

    • @BrisLS1
      @BrisLS1 6 місяців тому +2

      My 'office space' won't open that link (censors). Curious about the price, and crazy idea : start a business re-locating overworked city people to the country for retirement? Help them get rid of their house in town that zillow says is worth $1 million, hire out drivers for their vehicles, movers for their junk, pet handlers for their cats, a full service estate sale for the living, ha ha. Thanks.

    • @BradSimmons
      @BradSimmons  6 місяців тому +1

      @@BrisLS1 225k asking. Ken will know a bunch more about this property. I am just his social assistant. I would tell you more if I knew more call or text Ken 859-494-5521

  • @dagenhudson752
    @dagenhudson752 6 місяців тому +2

    U poor man no vino 😢.

    • @BradSimmons
      @BradSimmons  6 місяців тому +2

      @dagenhudson752 - this has been the WORST 20 yrs of my life. I mean 6 months... hahhaha

  • @BM-hb2mr
    @BM-hb2mr 6 місяців тому +2

    Ita called biden why houses are so damn high. Or blackrock

    • @BradSimmons
      @BradSimmons  6 місяців тому +3

      @BM-hb2mr - I didn't vote for the old, sleepy guy either, but I doubt he has that much power. You might be giving him too much credit. Blackrock is a force for sure - now with a Trillion assets under management - they are still buying houses. I don't understand a lot of things... that's one of them.

    • @BM-hb2mr
      @BM-hb2mr 6 місяців тому +2

      @@BradSimmons I didn't figure ao lol. I love your videos. All of them. Brings some of us out of the funk. But definitely saving some cash to come that way.

    • @BM-hb2mr
      @BM-hb2mr 6 місяців тому +2

      @@BradSimmons same with construction I can't believe my eyes watching all of these businesses building so many new homes and commercial. I don't see how all these folks have that kind of money I mean I'm watching so many commercial buildings being built on outskirts of St Louis Missouri. So much new construction

  • @speedisf
    @speedisf 6 місяців тому +3

    Love this house 😂😂😂 u drinking

    • @BradSimmons
      @BradSimmons  6 місяців тому +3

      @speedisf - unfortunately no. 😛 I have been off the sauce since November, but I am not a quitter! hahaha.

    • @speedisf
      @speedisf 6 місяців тому +2

      Ok ​@@BradSimmons cool 😂

    • @BradSimmons
      @BradSimmons  5 місяців тому +3

      @@speedisf cool for who? hahahaaha. Seriously though, I really only miss the ritual of drinking --- so Cindy pours a glass of wine and me my favorite rocks glass or a big-azz wine glass with flavored seltzer on the rocks - and we sip on that all night. Same ritual, less poison going to my heart. I really like my sleep back - and clearer head. thank you for asking!

    • @speedisf
      @speedisf 5 місяців тому +2

      @@BradSimmons your welcome and nice new denali

  • @wjgoh653
    @wjgoh653 5 місяців тому +1

    Could be a little more proactive and get us price acreage and location(rough) before the documentary.

    • @BradSimmons
      @BradSimmons  5 місяців тому +1

      @wjgoh653 - gosh, so sorry - I will try to do better next time. would it have helped if I put it in like real early? like the first 5 seconds or so?