Bless you. My mom has pretty severe Crohn's and has for all of her adult life. She too had a couple surgeries to have leaky and inflamed intestines removed. Poor lady has been through the ringer but always has a smile on her face. She is on many medications for that and other things and my parents use an insurance broker. He sits down with them yearly yo review their meds and find them plans to cover them. I would say defintely get an insurance broker in your ring.
Thank you for the comment. I will look into that kind of help. Thoughts and prayers with your mom. Crohn's Disease sucks. I have good care at Vanderbilt University. My one and only surgery so far was not a walk in the park either. So I am trying to avoid any other surgery's in my future.
My husband is on Medicare and has a supplemental plan where he can visit the very large facility in town for basic care, but we found that if he needs specialized care such as extra eye testing due to his glaucoma, we have to travel 45min south to this insurers' larger facility that has more advanced equipment. And we have to go another 45 minutes past that if he needs hospitalization. We can go to the local hospital in our town for an emergency and it's covered but it's a small hospital and staying there for any amount of time is not covered by his supplemental insurance, he would need to be transported once he was stable. Our neighbors have found this to be an issue as well, for basic appointments the places in town can cover most things but for larger issues they have to travel as much as an hour and a half to a facility that their supplemental insurance covers. This might be something you want to research...what supplemental insurance plans do the facilities around you accept and does it cover transport from your home to an emergency facility. Some only cover fire dept emergency rides but do not cover ambulance rides by private companies. ($$$) Last year my mom had to be transported over two hours away to a facility that had a bed open for someone with Medicare after she broke a hip! After she was sent home this facility is the one that also needs to do the follow up appointments...a two-hour drive there and another two hours back after the 20-minute check up with a hip that had just been operated on! Ugh.
An interesting and frank video. Sounds like you need to conference with your wife and other recent retirees to gather information. They tend to practically be experts. Many have spent a decade gathering information for the big day… I hear that the people at your local Social Security Administration office can be very helpful. Make an appointment and hopefully you get an experienced person who can guide you beyond the details available online.If your retirement is only five months away, I think you are a little behind but nothing insurmountable… Your story about the drug and the expense is infuriating. I hope that a Medicare supplement will cover you. Aside from a pension/401(k) does your company offer any medical options for retirees? Good luck. I am sure it will work out.
Thank you for the advice. Once I leave my employement I will be on my own for medical coverage. They don't offer anything medical options. I am sure it will all work out also. Thanks for the comment.
Bless you. My mom has pretty severe Crohn's and has for all of her adult life. She too had a couple surgeries to have leaky and inflamed intestines removed. Poor lady has been through the ringer but always has a smile on her face. She is on many medications for that and other things and my parents use an insurance broker. He sits down with them yearly yo review their meds and find them plans to cover them. I would say defintely get an insurance broker in your ring.
Thank you for the comment. I will look into that kind of help. Thoughts and prayers with your mom. Crohn's Disease sucks. I have good care at Vanderbilt University. My one and only surgery so far was not a walk in the park either. So I am trying to avoid any other surgery's in my future.
I’m on BCBS Medicare Advantage. Loving it.
I think my wife is on that. I will check..Current Corporate Insurance is with BCBS and never a problem.
My husband is on Medicare and has a supplemental plan where he can visit the very large facility in town for basic care, but we found that if he needs specialized care such as extra eye testing due to his glaucoma, we have to travel 45min south to this insurers' larger facility that has more advanced equipment. And we have to go another 45 minutes past that if he needs hospitalization. We can go to the local hospital in our town for an emergency and it's covered but it's a small hospital and staying there for any amount of time is not covered by his supplemental insurance, he would need to be transported once he was stable. Our neighbors have found this to be an issue as well, for basic appointments the places in town can cover most things but for larger issues they have to travel as much as an hour and a half to a facility that their supplemental insurance covers. This might be something you want to research...what supplemental insurance plans do the facilities around you accept and does it cover transport from your home to an emergency facility. Some only cover fire dept emergency rides but do not cover ambulance rides by private companies. ($$$)
Last year my mom had to be transported over two hours away to a facility that had a bed open for someone with Medicare after she broke a hip! After she was sent home this facility is the one that also needs to do the follow up appointments...a two-hour drive there and another two hours back after the 20-minute check up with a hip that had just been operated on! Ugh.
Thank you. Some more good advice.
An interesting and frank video. Sounds like you need to conference with your wife and other recent retirees to gather information. They tend to practically be experts. Many have spent a decade gathering information for the big day… I hear that the people at your local Social Security Administration office can be very helpful. Make an appointment and hopefully you get an experienced person who can guide you beyond the details available online.If your retirement is only five months away, I think you are a little behind but nothing insurmountable… Your story about the drug and the expense is infuriating. I hope that a Medicare supplement will cover you. Aside from a pension/401(k) does your company offer any medical options for retirees? Good luck. I am sure it will work out.
Thank you for the advice. Once I leave my employement I will be on my own for medical coverage. They don't offer anything medical options. I am sure it will all work out also. Thanks for the comment.
Aren't you supposed to sign up for Medicare by the time you turn 65?
Not if you have Corporate Insurance. You can wait till you retire from your job.