Tanong q LNG po bakit wla po na declare na devidend si pag ibig P1 noong nkaraan 2021, humingi po KC aq Ng statement of account ngaun month Ng September 2022 , wla pong nkalagay n devidend SA nkaraan year 2021
Totally made sense! Kelangan may maiwan sa Pagibig para mapaikot pa nila ng husto yung Sales, reinvesting it so it will grow pa more, higher returns for investors in succeeding years.
wow! thank you po Malou. siguro sa susunod maghahanda ako ng mga ganitong visual para hindi aantukin ang mga nanonood...hahaha. all the best po. cheers!
Ang daming abogado ng PAG-IBIG sa social media. Pero sana PAG-IBIG mismo ang mag-explain kung bakit. At sana may Question and Answer para matanong sila kung anong ginawa nila sa kinita nila at bakit 5.66% lang.
With all due respect, have you watched the Chairman's report last Friday, 24 Feb 2022? andun na lahat ng sagot sa tanong nio. have you browsed the pagibig website and reviewed PagIBIG's financial statements year on year? in all fairness, no one forces you to listen to social media. you have all the freedom to do your own homework. social media is "social media." you need to vet everything you read or watched.
Bakit 70% of the net annual income lang and declare nila this year for dividend di tulad last year na 90% of the income ang base income nila for dividend? Ano ginawa sa remaining 30% annual income?
Ai ganun po ba sa Pag ibig? Hindi po ba cla binibigyan ng govt. ng sariling budget? Pano po un yearly nataas dn sweldo nila? Tas mga bonuses po nila, shoulder po pla ng mga nag iinvest dun, pano po kung maging maluho ang agency ng pag ibig (just senario lng po ah), ibig sbhin that can affect ng divident rate, kasi tataas din ang cost of sales nila ?
@@filipino_ako7979 Honestly, I am not very sure about this. I was just relying on the Financial Statement of PagIBIG kung saan kasama sa deductible a ang wages ng employees. Here's an excerpt online, coz I think GOCC's are categorized and some GOCC's salaries are subsidized. EO No. 150 categorized GOCCs into three: Category 1 or those “not self-sustaining” or posting losses and are dependent on subsidies from the national government Category 2 included self-sustaining GOCCs that generate funds from non-commercial activities Category 3 covered GOCCs generating revenues from commercial activities and directly compete with the private sector. The classification determines the appropriate compensation system to be implemented by the GOCC. It considers the nature of operations, the financial viability to sustain their operations/activities and the size of the GOCCs Read more: business.inquirer.net/338803/gocc-workers-pay-to-be-more-competitive-than-private-sectors-under-duterte-eo#ixzz7MTQfxHko
Hi Sir, question po. Let's say nagstart ako maghulog Feb 2022, compound dividend. So Feb 2027, dun ung maturity. Di ba po every 2nd quarter ung pagcredit ng dividend, meaning ba sa 2028 ko pa pwede iwithdraw since hihintayin pa ung dividend ng 2027?
Based on PagIBIG response to this question, the last year's distribution (yung butal) can only be released once the dividend rate is declared - which is the following year. That means you still have 1 more dividend payout na matatanggap sa PagIBIG when you withdraw your MP2.
Sir nkkainspire po ng mga topic nyo me tanong lng po ako d ko po kc naituloy ung application ko sa mp2 .resign na po ako sa govt.since 2017 d2 na po ako ngaun sa america pero d po ako American citizen d rn po ako ofw. Ano na po ako ngaun voluntary na po ba ako ngaun ?Another tanong ko po since nandto po ako sa america kailangan ko pa dn po ba magprovide ng bank statement ?ang meron lng po kc ako sa pinas ay ung small savings ko sa cooperatiba pwede po ba un o no need na rin po ako magprovide since d2 po ako sa amerika?
Hello po sir I wish na makagawa din po kayo Ng video about sa correction thru online din po..Kasi nag online aq para sa virtual nadeclined aq Kasi may correction ako.OFw po aq...Thank you and GOd bless
Hi Roderick, correction of your personal details po ba? Unfortunately from what I know you cannot do that online, you have to go to pagibig office po. pero kung OFW po like us here in Korea, please ocntact your pagibig representative.
*Nice video*
Tanong q LNG po bakit wla po na declare na devidend si pag ibig P1 noong nkaraan 2021, humingi po KC aq Ng statement of account ngaun month Ng September 2022 , wla pong nkalagay n devidend SA nkaraan year 2021
Totally made sense! Kelangan may maiwan sa Pagibig para mapaikot pa nila ng husto yung Sales, reinvesting it so it will grow pa more, higher returns for investors in succeeding years.
exactly po Malou. you got it po. cheers!
Sir, nakakatuwa po yung “post it”, engaging :). Very much appreciate po namin yung effort sa Pag explain nyo. More power!
wow! thank you po Malou. siguro sa susunod maghahanda ako ng mga ganitong visual para hindi aantukin ang mga nanonood...hahaha. all the best po. cheers!
Very well said..thank you Sir Fermin…God Bless
thanks a lot Julie. cheers po!
This is a excellent Video you have an IM to facilitate learning to your viewers!
thanks po.
Hindi ba 6% ang declared MP2 dividimend for 2021?
tama po kayo 6% na po ang final and approved ng Board. all the best po.
2021 ako nag pa member ng mp2 sept till dec ko nka pg hulog 63k na 2022 wla pko hulog sa mp2 ko warching from kuwait 🇰🇼 🇬🇧 !
Ang daming abogado ng PAG-IBIG sa social media. Pero sana PAG-IBIG mismo ang mag-explain kung bakit. At sana may Question and Answer para matanong sila kung anong ginawa nila sa kinita nila at bakit 5.66% lang.
With all due respect, have you watched the Chairman's report last Friday, 24 Feb 2022? andun na lahat ng sagot sa tanong nio. have you browsed the pagibig website and reviewed PagIBIG's financial statements year on year? in all fairness, no one forces you to listen to social media. you have all the freedom to do your own homework. social media is "social media." you need to vet everything you read or watched.
@@ofwpower Ang taray mo pala. Wiyh all due respect din. Yes I did all what you said.
@@millionairemindset2024 all the best...
Sir Fermin, Pwede po bang mabigyan kami ng updates every year ng kung magkano ang dividends ng ating Savings?
I need to know po paano mag claim ng dividend.
Bakit 70% of the net annual income lang and declare nila this year for dividend di tulad last year na 90% of the income ang base income nila for dividend? Ano ginawa sa remaining 30% annual income?
Please watch pur other video po.
Meron po bang insurance sa pag ibig fund
wala po.
ksi nag operate yan 2020. sympre lockdown yon eh. yong dividend ng 2020 operative yon ng 2019.
Hi sir panu po iedit ung date s mp2 calculator.
This year 2022 po may idea na po kung magkano?
Hello po...ask ko lang...bakit yung dividend ko sa mp2 na 6% sa 2021 pag kinompute ko di nmn po sya umabot ng 6%...medyo nalilito lang...
Good day po! Kailan po magrereflect sa account ko yung dividend for 2021? Wala pa rin po sa account ko
Around APR 2022 po ma ki-credit.
From real state profit
Kelan po makikita sa virtual pag ibig ang dividend?
Dividends for 2021 will be credited around APR or MAY.
Ai ganun po ba sa Pag ibig? Hindi po ba cla binibigyan ng govt. ng sariling budget? Pano po un yearly nataas dn sweldo nila? Tas mga bonuses po nila, shoulder po pla ng mga nag iinvest dun, pano po kung maging maluho ang agency ng pag ibig (just senario lng po ah), ibig sbhin that can affect ng divident rate, kasi tataas din ang cost of sales nila ?
Sir sa GAA po kinukuha ang salary ng pag-ibig not sa mp2 or mp1 revenue. Mali po kayo sa video
@@filipino_ako7979 Honestly, I am not very sure about this. I was just relying on the Financial Statement of PagIBIG kung saan kasama sa deductible a ang wages ng employees. Here's an excerpt online, coz I think GOCC's are categorized and some GOCC's salaries are subsidized.
EO No. 150 categorized GOCCs into three:
Category 1 or those “not self-sustaining” or posting losses and are dependent on subsidies from the national government
Category 2 included self-sustaining GOCCs that generate funds from non-commercial activities
Category 3 covered GOCCs generating revenues from commercial activities and directly compete with the private sector.
The classification determines the appropriate compensation system to be implemented by the GOCC. It considers the nature of operations, the financial viability to sustain their operations/activities and the size of the GOCCs
Read more: business.inquirer.net/338803/gocc-workers-pay-to-be-more-competitive-than-private-sectors-under-duterte-eo#ixzz7MTQfxHko
Ang cute naman ng pasticky note Sir hehe. Nakakatuwa naman na marami ng nakakapag-isip na magsave sa MP2 kahit pandemic
thanks Yooness. opo nakakatuwa po na marami na tayong nag iipon sa MP2.
Hi.Sir good.day po, I'm.watching from Hk
Hi. thank you po. ingat po kayo palagi po diyan.
Sir ginawang 6percent po hindi 5.66 ginawa nilang 6 percent po
Hai sir paano mo po malalaman na tumutubo ang MP2 mo?
Via virtual pagibig
Sir makikita po ba sa vertual ang dividend?
Yes po
Hi Sir, question po. Let's say nagstart ako maghulog Feb 2022, compound dividend. So Feb 2027, dun ung maturity. Di ba po every 2nd quarter ung pagcredit ng dividend, meaning ba sa 2028 ko pa pwede iwithdraw since hihintayin pa ung dividend ng 2027?
Based on PagIBIG response to this question, the last year's distribution (yung butal) can only be released once the dividend rate is declared - which is the following year. That means you still have 1 more dividend payout na matatanggap sa PagIBIG when you withdraw your MP2.
@@ofwpower thanks po sa pagreply. Meaning po ba nun 2 beses ako magwiwthdraw? After 5 years and jan-feb 2027 na dividend (2028 ko pa makukuha to)?
@@edgarcatacutan8672 right. Please verify this with pagibig po.
Sales-Cost of Sales= Gross Income- Admin and Selling Expenses= Net Income
to simplify, just include everything in the cost of sales. sorry to say, this is not an economics class or finance class.
Thank you sir, yes sir it's full devidend I start 2020 Oct with 15k then 2021 Jan 70k
wow, good luck po.
Sir nkkainspire po ng mga topic nyo me tanong lng po ako d ko po kc naituloy ung application ko sa mp2 .resign na po ako sa govt.since 2017 d2 na po ako ngaun sa america pero d po ako American citizen d rn po ako ofw. Ano na po ako ngaun voluntary na po ba ako ngaun ?Another tanong ko po since nandto po ako sa america kailangan ko pa dn po ba magprovide ng bank statement ?ang meron lng po kc ako sa pinas ay ung small savings ko sa cooperatiba pwede po ba un o no need na rin po ako magprovide since d2 po ako sa amerika?
meron ba environmental cost ang pag-ibig
i have not heard if that's part of their cost/expense po.
Sir bakit po invalid ang email address ko
ano po ang ginagawa po ninyo? which part of the process po naging invalid ang email address po ninyo?
hi sir ask ko lang ang dividend ko ay yearly pero dhil s pandemic hindi ako makakauwi ng pinas pano po b gagawin ko?salamat po
pwede nio po pakukuha sa relatives nio. mag issue lang po kayo ng authorization (e.g. SPA).
Hello po sir I wish na makagawa din po kayo Ng video about sa correction thru online din po..Kasi nag online aq para sa virtual nadeclined aq Kasi may correction ako.OFw po aq...Thank you and GOd bless
Hi Roderick, correction of your personal details po ba? Unfortunately from what I know you cannot do that online, you have to go to pagibig office po. pero kung OFW po like us here in Korea, please ocntact your pagibig representative.
The best
thank you sir. :)
Sir...pwed ba dito sa honu.mag open sa mp2..
si Kenn, online lang po sir, regardless of your location. follow nio lang po yung video po natin. all the best po.
Ok nmn po kisa sa bank...
true po.
Loan interest income
tama po.
You Deserve the 500 pesos hehhe
Kita sa loans
Sa mga mangungutang
thanks Allan.
Housing
awesome!
MADAMI NAG INVEST SA mP2 Kaya lumiit ang ang dividend rate ..
you got a point po.
Bitin
may kasunod na po Marissa, please watch Part 5....sorry po nabitin kayo. cheers!