May 2024 Family of 4 Budget Report With Extra Income
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- Опубліковано 19 чер 2024
- It ended up being a huge income month for us with my husband bringing home 3 paychecks, and paying myself a bonus from my business! Here's how we spent and saved every dollar this month.
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Great video! I hope you’re planning for a long and relaxing maternity leave! 🧡
Awwww thank you!! I’m hoping to get a little break in. 😊
I would love to see what you eat in a day because you spend SO little on food!! We make a lot but spend a lot
Impressive as always! You should do a video about HSAs and high deductible plans vs the low deductible plan and how to choose the best option for you. We have an HSA and “mid” deductible plan bc I’m scared of the other two options 😬 But sometimes I do wonder if I should switch…
Great video!! 🎉
Great video!!
Congrats!! I figured you got a big boost in pay after your launch of new products this year especially with your bookkeeping course and booking clients.
Thank you! I’ve shifted my income streams and it’s honestly been more fulfilling and profitable!
Hi always love your videos. Its always good to evaluate emergency funds dollars and see if enough. As prices and costs have gone up i have had to change goal amounts. I don't have that wagon but I have a nice wagon from Target and I love love it. A wagon makes everything easier. For me it's to carry my elder dog I'd she doesn't want to walk as far.
The wonderfold wagon is amazing! We have the older version of the W4 and it fits 3 kids plus a diaper bag plus a small cooler.
We just took it to the zoo and it was amazing!
I have a question! I have forgotten how to account for using my sinking fund money in my expense tracker. I have deducted the amount of money I need on one excel line, but how do I show I applied it to an expense category? For instance, I went over in my travel budget for the month, but knew I had the sinking fund to account for it... now I pulled it from my sinking fund, but now what? Thanks!
Also curious who you go through for car insurance? I am in Phoenix and feel like your rate for the cars you have is really great!!
We have USAA!! I know a lot of people have seen huge rate increases recently but I’m thankful that we really haven’t.
curious where you calculate your interest earned on high yield savings... into your monthly income? At the end of the year?
It gets deposited each month! Right now we're putting it to our emergency fund since that's our big goal right now.
Can you explain the process of whole house painting with young children? I am interested in it for my house!
It was a 2 day process. We vacated for 2 days to give them space and not breathe paint fumes. The company moved all furniture and wall art and put it all back!
@@TheBudgetingWifeappreciate the response, thank you!!
I just signed up with CIT bank but my platinum APY is only 4.8%. Is this normal?
Tried to go through your link for cit but it wouldn’t work.
So strange! I double checked the links and they work for me on my end. Here's the link again if this works for you: bit.ly/cit-platinum
I’m having a hard time making a budget as my income is different every paycheck… 😩
If you’re able, try and take an average of your paychecks. My income is different every time too and I started by looking back on the previous year and averaged it out. So if you average $1000 a paycheck but you make $1300 this time, save that $300 in a buffer account, and only use it for the paychecks that are less than $1000. If your next paycheck is $800, pull $200 from that buffer account.