Simple Goals = Simple Budget! | Budget Bestie Ep.48

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  • Опубліковано 7 лип 2024
  • Hi guys, gals, and non-binary pals!
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КОМЕНТАРІ • 35

  • @keishabell7820
    @keishabell7820 10 днів тому

    Happy birthday! 🎉 Come on folks, keep budget bestie alive!!!!

  • @karen-dizneydaizy4882
    @karen-dizneydaizy4882 12 днів тому

    Happy Birthday Ira 🎉🎉🎉, hope you have an awesome day.

  • @clairebailey555
    @clairebailey555 12 днів тому +1

    I wouldnt be in a rush to pay the student loans off. The uk student loans are very different to the US. Once you graduate and start earning you pay a 9% of any money you earn over 25000. The amount you owe does not change the payment amount. The whole loan amount then gets written off after 30 years. They are more like a graduate tax. They also dont effect ypur credit score. The only thing is that the amount going out each month is taken into consideration when they do your affordability check.
    I would prioritise the house deposit and then paying off thar mortgage as quickly as you can after that.

  • @vickibutler5043
    @vickibutler5043 13 днів тому +2

    🎉 Happy Birthday - make the most of it because your only 17 once. 😂😂🎉

  • @niab933
    @niab933 13 днів тому +1

    Agree with all, plus would create sinking funds - for clothing, bday, Xmas etc … small amount each month

  • @MrsHRPufnstuf
    @MrsHRPufnstuf 12 днів тому

    I love budget besties. Thanks for the effort you put in Ira.

  • @GoldQueenDragon
    @GoldQueenDragon 12 днів тому

    Love the budget besties also nice to see what one can do when your just starting out. It's a great way for them to NOT get into debt with this budget. Happy birthday Ira 🎂🍰🎊🎁

  • @paolamanucci4796
    @paolamanucci4796 13 днів тому

    Great info bestie

  • @Urlocalgolferx
    @Urlocalgolferx 13 днів тому +1

    Happy Birthday Ira!!! 🎉

  • @mladyhawke3610
    @mladyhawke3610 13 днів тому

    😉 I love budget bestie ❤

  • @julieb6680
    @julieb6680 13 днів тому

    First...happy birthday bestie!!!! I really like what you said about savings. I think it is important to have a goal for all savings because this will allow you to not only track how far you have come but also may provide some momentum in completing a goal.😉😉

  • @HouseOnTheHillHomeSchool
    @HouseOnTheHillHomeSchool 28 днів тому

    This was really helpful, thanks so much! X

  • @TurquoiseOwl2001
    @TurquoiseOwl2001 13 днів тому

    Happy Birthday Ira!!

  • @sherriec7318
    @sherriec7318 13 днів тому

    Happy Birthday Ira!!!🎉🎉🎉

  • @Chloe299XxX
    @Chloe299XxX 13 днів тому

    Happy birthday Ira 😉 🎉 I enjoy Budget Bestie. But maybe for some people they need to literally have. What do you pay on rent. On your car. On your shopping etc etc. But i do like hearing your advice

  • @lelaniewentzel1606
    @lelaniewentzel1606 13 днів тому

    Happy birthday Ira. Hope you have a wonderful day. Love from South Africa

  • @anamcv2
    @anamcv2 13 днів тому

    Happy birthday, bestie!!!

  • @sofiakarim2978
    @sofiakarim2978 12 днів тому

  • @tcslife4794
    @tcslife4794 13 днів тому

    Happy birthday Ira! 🎉🎉

  • @DeidresBudgetingJourney
    @DeidresBudgetingJourney 13 днів тому

    Happy birthday Ira 🎉🥳 Catching up on videos 😉💕

  • @deborahbrown1242
    @deborahbrown1242 13 днів тому

    Happy birthday Ira! 🎉

  • @runpinky7589
    @runpinky7589 11 днів тому

    😉

  • @Tara-jq2ql
    @Tara-jq2ql 13 днів тому

    Happy birthday Ira, I hope you had a great day. Your birthday is the same day as my daughter, she turned 10 🎉🎉😂

  • @nannanoodles
    @nannanoodles 13 днів тому

    Hope you are having a Happy birthday and a relaxing holiday 😉

  • @tracymccarty2578
    @tracymccarty2578 12 днів тому

    😉😉😉

  • @Tinasbudgeting
    @Tinasbudgeting Місяць тому

    A very quick budget bestie this time!
    That’s a good idea about splitting the money up instead of yeeting it at a random savings account.
    Exactly what I would do in that situation bestie
    😉

  • @bft1983
    @bft1983 13 днів тому

    Happy birthday ira

  • @fionaturner461
    @fionaturner461 13 днів тому

    Happy Birthday 🎉
    😉

  • @patriciaroobeek302
    @patriciaroobeek302 13 днів тому

    Happy Birthday 🎉😉

  • @clairescott6540
    @clairescott6540 13 днів тому

    Happy birthday 🎉

  • @rexp1727
    @rexp1727 13 днів тому

    The person who's sent this to you. is that their total after tax and NI? or their total before tax and NI?

  • @SpaarStuff
    @SpaarStuff 13 днів тому

    Would you like to do a budget Bestie from someone from the Netherlands?

  • @latanyaneal4070
    @latanyaneal4070 11 днів тому

    ❤Happy birthday enjoy your day ❤ good evening how are you doing today ❤

  • @stephanieparker624
    @stephanieparker624 Місяць тому +1

    I thought you did a good job with this Budget Bestie based on the information you had. There are questions I have, such as if their student loan is gaining interest. If it is, I would save to pay that off as soon as possible, since it isn't really high, and continue to save for the other things you proposed.
    In the U.S., the average student loan is usually five figures or more, so 3000 isn't bad, but I would want to get rid of it ASAP.😉

  • @bpennington148
    @bpennington148 Місяць тому

    Budget Besties, I love them. I can understand taking a break from doing them if the quality is not there. You always put out quality work. I think this person is just starting out and wanting to get on the right track. Well done. 😉