A heartfelt thank you for the insightful discussion on our podcast. @@NeerajArora your expertise and perspectives on escaping the middle-class trap were truly enlightening. We appreciate the time you took to share your valuable knowledge with us. Looking forward to more engaging conversations! @@themoneypodcast91
Great podcast.. the key point is that if you’re in a position to invest then do so.. as Neeraj said, Index Funds are better than individual stocks and have relatively low expense ratios (if you pick the right funds).
The middle class is not a trap. Don't make people full. Everyone has some dedicated life purpose so they are living. Happiness is ultimate thing no matter what reason.
Neeraj ji !! Bahut Maja aaya !! Ye he asli financial knowledge. Mainly hame low income group apni planning kaise kare is par jor dena chahiye. Tabhi aap jaise logon ka knowledge logo ke kaam aayega
And I thought my attention span has got affected due to reels. But, I watched this whole episode in single sitting. Thanks to both for maintaining the discussion meaningful and special thanks to neeraj sir for sharing his views on how to come out of middle class trap.
If some expenses are cut off then savings would automatically go up ensuring both future guarantee or even investment (u need large sum to compete). Massive improvements in free provision of public education, healthcare can cut it off to a huge extent so the political authorities also have a big role to play.
One of the best podcast I have come across.. I am active listener on UA-cam podcasts but this is the best honest one i have come across...thank you... keep up the good work...
80k bhi kaam padti hai jab 6-7 logo ki family ho.. old age elders medical bills, child education, rented house in meteocity, grocery for big family, transportation ka kharcha hi nahi nikal pata... Saving kaise hogi Middleclass defination sab ki liye alag hai. Agar salary 2L p.m. ho tabhi wo metrocity me ghar nahi kharid sakta 1+cr aj ka rate hai.
Very informative podcast. Some of the basics such as writing it down, excel-ing, and health insurance are so so essential. Even for that matter reading the clauses of the insurance. Do get him again. Also deeper questions to him would be great - like DigiGold investments (emergence of online gold purchases), earnings during frictional unemployment phases, the business-model income fluctuations, businesses who are non-employee in nature, investments in dead stocks/assets with the knowledge that it could possibly do well, etc. Some book recommendations would be great too. Cheers.
I think this is one of those podcasts which i have listened to, without break. And i have saved this one among those which i will re-listen .. I think every middle class as well as lower class earning person..must listen to this and prepare notes out it..
I don't believe that, in today's world, anyone is completely unaware of their finances. Everyone tends to manage their experience and future goals based on their priorities.
Thanks for this video. As today i am at 38 i have no income from family. But i respect and proud of my father for his dedication for my study. and i get job. i have two flat in Pune(70L + 45L). One land in my home town (25L). Share/Stock ( 16L direct share + 2L ETF ). NPS(10L). PPF(10L). PF as usual. i need to support family of 6 including 2 child. i pay 40K/month for HL emi. As per my calculation in next 8 year it will be finish HL. Can u suggest what i can update in my portfolio.
1. Education Knowledge Skill monetize it work hard 2. Do budgeting 3. Be a problem solver and solve it in a innovative way 4. Get out of FOMO 5. Enjoy your money also.....
who is at fault if a member of committee questions the apex body eventually they are removed or one submits from that committe whether its ICAI or DGCA Whether people should question the process how our regulatory body looks towards it
I actually paused the video and bought a health insurance, bohot time se lene mai delay krra tha sochke abhi fit hu so not needed now krke. But he's right! Better safe than sorry
ये बंदा सही बोल रहा है middle class को म्यूचुअल फंड में पैसा लगाना चाहिए। Evan में तो बोलता हूँ। बच्चा पैदा हो तो उसी समय से 500-1000 रुपए की SIP शुरू कर देनी चाहिए।
Ownership of business concept is bull shit...in equity.. Simple example if company gets bankrupt.. Company owner is still safe.. But all the money of retail investor got wiped out
Muzhe ab tak ye nahi samj Aya 500 1000 se 25 30 sal me kaise Amir hote , inflation aur money ki value bhi socho na , agal 10 sal me 1 cr bahut chota amount lagega
Are bhai to agar ye amount tu lic ya kisi bank RD me lagaoge to 1 crore bhi nahi banega, you will hardly make 50/60 lakhs. So which option is better, decide for yourself.
Problem is people are trying to live a instragram life of others...stop spending on unnecessary buyings these are traps to keep you poor...save money...if we live frugally like generations of 1960s with salary we are getting we can have a royal life in golden years...dont fall for social media advertisment
A heartfelt thank you for the insightful discussion on our podcast. @@NeerajArora your expertise and perspectives on escaping the middle-class trap were truly enlightening. We appreciate the time you took to share your valuable knowledge with us. Looking forward to more engaging conversations!
@@themoneypodcast91
Great podcast.. the key point is that if you’re in a position to invest then do so.. as Neeraj said, Index Funds are better than individual stocks and have relatively low expense ratios (if you pick the right funds).
@@SoniSingh-fl8cfveri good Neeraj Bhai
Bhai agr social media app delete kar dia hota tho ye podcast youtube meh nahi dhek paate😅
,hjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjjj@@धनगुरु-भ5न
I'm not a ca nor a financial professional but I'm a subscriber of neeraj arora.
Families must discuss about their finances with their children to ensure they grow up as well groomed adults.
Great podcast 👏🏼🙏🏼
Bohot badiya podcast hua. Knowledge bhi mila aur maja bhi aaya. Thank you mam👌👌
Neeraj is a great guy 🫡. The way he speaks is phenomenal. I am a subscriber of both Raavya & Neeraja.
Thank you 🙏
Beautiful presentation madam …..All basic aspects of financial planning have been covered by Neeraj sir…….good podcast….
Thank you so much for having me on your podcast. I thoroughly enjoyed the conversation and the opportunity to share my insights.
Clear baat on FF AND no Bakwas.....Neeraj Arora... a gem in financial field ❤
😀You are right Sir i paused the video and purchased my health insurance. thanks to you both.
The middle class is not a trap. Don't make people full. Everyone has some dedicated life purpose so they are living. Happiness is ultimate thing no matter what reason.
Yes it is... Start sending ur kids to school, start a family and try maintaining a good lifestyle, you will understand why Middle Class is a Trap
Bhut accha podcast tha. Pehle bhi kafi finance ke upar podcast sune hai. Bt ye kuch alag tha. Ty 😊
Not everyone has this budget problem @NeerajArora Sir but some other things blocks them from starting saving and we agree with you delay costs a lot.
Neeraj ji !! Bahut Maja aaya !! Ye he asli financial knowledge. Mainly hame low income group apni planning kaise kare is par jor dena chahiye. Tabhi aap jaise logon ka knowledge logo ke kaam aayega
Great Podcast.. Neeraj Sir is awesome..
Nice rich discussion, enjoyed it. The host is articulate, intelligent and of course beautiful ❤
♥️
He is a good judge of human psychology . Very balanced advices . Very motivational podcast.
And I thought my attention span has got affected due to reels. But, I watched this whole episode in single sitting. Thanks to both for maintaining the discussion meaningful and special thanks to neeraj sir for sharing his views on how to come out of middle class trap.
Mam I am 19 year old boy and I am learn lot of things from this podcast Thanku ❤❤
If some expenses are cut off then savings would automatically go up ensuring both future guarantee or even investment (u need large sum to compete).
Massive improvements in free provision of public education, healthcare can cut it off to a huge extent so the political authorities also have a big role to play.
One of the best podcast I have come across.. I am active listener on UA-cam podcasts but this is the best honest one i have come across...thank you... keep up the good work...
Thanks for listening
Interesting podcast....good tips shared by Neeraj Arora👏
I have watched full video it was very helpful and I have started planning on paper 😊.
The best podcast ever. Hope this goes viral. It's very useful.
Amazing podcast. Neeraj understands wealth creation and situations well.
80k bhi kaam padti hai jab 6-7 logo ki family ho.. old age elders medical bills, child education, rented house in meteocity, grocery for big family, transportation ka kharcha hi nahi nikal pata... Saving kaise hogi
Middleclass defination sab ki liye alag hai.
Agar salary 2L p.m. ho tabhi wo metrocity me ghar nahi kharid sakta 1+cr aj ka rate hai.
Bache hi paida mat kro sbse best
India ki problem population hai
Population kam hoga to opportunities jyada hongi
THANKS MA'AM & NEERAJ SIR FOR SHARING SUCH WONDERFULL LIFE IMPROVING LESSONS..❤
It's my pleasure
Neeraj boht intelligent banda hai. Good podcast
Very good conversation. I am also fan of "the phychology of money" 😊 highly recommended
Very informative podcast. Some of the basics such as writing it down, excel-ing, and health insurance are so so essential. Even for that matter reading the clauses of the insurance. Do get him again. Also deeper questions to him would be great - like DigiGold investments (emergence of online gold purchases), earnings during frictional unemployment phases, the business-model income fluctuations, businesses who are non-employee in nature, investments in dead stocks/assets with the knowledge that it could possibly do well, etc. Some book recommendations would be great too. Cheers.
One of the best podcast ❤️
बंदे का इंटरव्यू देने का तरीका बड़ा कमाल था। खासकर आई कांटेक्ट कैसे रखना है बहुत अच्छे से किया भाई ने।
One of the best 🙏🙏
बहोत ही अच्छा डीस्कशन.
Bahut hi acha lga podcast super ❣️
I think this is one of those podcasts which i have listened to, without break.
And i have saved this one among those which i will re-listen ..
I think every middle class as well as lower class earning person..must listen to this and prepare notes out it..
Thank you for listening
I remember and follow Neeraj sir from his online Audit classes days when I was pursuing my CA Final in 2015❤🎉 Nostalgia😊
Good very use full information thank you
Valuable Podcast ❤
Very good podcast ravya ji 🎉🎉
Thank you ji
I am already out of these middle class trap.. 😊
Neeraj sir aap ka bahut bahut dhanyabad
Nationalised banks ke employees mislead nahi krte h ,jo puchhoge wo use answer krenge but unhe koi fark nahi padta h ki aapko chahiye ya nahi .
Informative session
Well explained 👍
I love it❤️
Thanks for liking
Too good show; please bring him once every 6 months.
Done
Yes sahi hai ye point 🎉🎉
Neeraj sir is always best 🔥
Thanks for the podcast
Thanks for listening
Thank you very much!
Very good podcast 👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍👍
Valuable information
Glad you think so!
I don't believe that, in today's world, anyone is completely unaware of their finances. Everyone tends to manage their experience and future goals based on their priorities.
Absolutely u r right,.. everyone has their priorities but we ignore our financial goals
Great one 🙌
Thanks for listening
Thanks for this video.
As today i am at 38 i have no income from family. But i respect and proud of my father for his dedication for my study. and i get job.
i have two flat in Pune(70L + 45L). One land in my home town (25L). Share/Stock ( 16L direct share + 2L ETF ). NPS(10L). PPF(10L). PF as usual.
i need to support family of 6 including 2 child. i pay 40K/month for HL emi. As per my calculation in next 8 year it will be finish HL.
Can u suggest what i can update in my portfolio.
Jai Ho 🎉
Worth watching podcast
Thank you Shefali
1. Education Knowledge Skill monetize it work hard
2. Do budgeting
3. Be a problem solver and solve it in a innovative way
4. Get out of FOMO
5. Enjoy your money also.....
Scrolling is the new smoking - Neeraj Arora
mind blowing video
Neeraj apki insta story dekh kar aana pda 😂 Sir hero ban rhe hai..
मैंने ऐसी व्हिडीओ देखकर बचत और निवेश करना सिख लिया
neeraj sir plz put a video on how to choose best medical insurance
James❤
Mai to sahi me aapse sikha raha hu. Aapka podcast sunkar mai shares se bahar nikalna chahta tha par Phir aapki advice yad aayi churning nahi karana
Plz reduce the number of adds.. it decreases the gravity of the topic or subject matter..
Education Investment Insurance ✅️
who is at fault
if a member of committee questions the apex body
eventually they are removed or one submits from that committe
whether its ICAI or DGCA
Whether people should question the process
how our regulatory body looks towards it
The trap of 'getting out of the middle class trap'
Please also make a video on skilled immigration
Main reason for middle class trap is ppl vote for caste not development.
I actually paused the video and bought a health insurance, bohot time se lene mai delay krra tha sochke abhi fit hu so not needed now krke. But he's right! Better safe than sorry
Aaj legends k focus ka focal point gayab h
ये बंदा सही बोल रहा है middle class को म्यूचुअल फंड में पैसा लगाना चाहिए। Evan में तो बोलता हूँ। बच्चा पैदा हो तो उसी समय से 500-1000 रुपए की SIP शुरू कर देनी चाहिए।
Maam please bring Warren Buffett to your podcast
30:00
Who remember neeraj parimal show
Good evening ✨ Mam
Any one notice Neeraj sir look like our cji 🤔
🎉
"scrolling is the New Smoking"..😂
👍👍
I am a housewife.. happy to hear this..😊
We become unconscious...In daily routine life..
Ownership of business concept is bull shit...in equity.. Simple example if company gets bankrupt.. Company owner is still safe.. But all the money of retail investor got wiped out
I saw Kannada actress Ramya
I do budgeting since i came to know about 20-30-50.
Its very uaefull.
But unfortunately i came to know about mf very late.
Summary kya hai iss vedio ki
Muzhe ab tak ye nahi samj Aya 500 1000 se 25 30 sal me kaise Amir hote , inflation aur money ki value bhi socho na , agal 10 sal me 1 cr bahut chota amount lagega
Are bhai to agar ye amount tu lic ya kisi bank RD me lagaoge to 1 crore bhi nahi banega, you will hardly make 50/60 lakhs.
So which option is better, decide for yourself.
29:01 Hilux 😂
Problem is people are trying to live a instragram life of others...stop spending on unnecessary buyings these are traps to keep you poor...save money...if we live frugally like generations of 1960s with salary we are getting we can have a royal life in golden years...dont fall for social media advertisment
paisa bachane ki ninja technique
healthy raho
shadi mat karo..
bhut paisa hoga😂😂
Nahi break karna tha middle class trap
Nice tattoo 👌
Mera sirf vimal ka expense hai😂
Social media se to aap mile ho aap bol rhe social media delete krdo
Pls call Dr. L. H. Manjunath was the Executive Director of Shri Kshethra Dharmasthala Rural Development Project (R.) (SKDRDP).
55:50 -- Sahi Banda nehi he bas. Jo paisa deke course kharideho, usska kya? 5-10 try karliye to hogaya kaam.
I am break middle class jail
Out of 10 podcast 8 are useless for low income group
Hmmm .. was this episode useful
@@raavyasarda 50-50
How you come out of middle class
By making fool to middle class 😂