Exploring the Reality of the Apple Credit Card: 2024 Update

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  • Опубліковано 7 лип 2024
  • After using the Apple Credit Card for 4 Years, I’m here to share my long-term review. Is it still worth having in your wallet? How do the rewards stack up over time? What about the customer service, security features, and overall user experience?
    Some of the links used in the description will direct you to Amazon, as an Amazon Associate I earn from qualifying purchases at no additional cost to you. Some of the links in my video descriptions are also company specific affiliate links, which means at no extra cost to you, I will make a small commission if you click them and make a qualifying purchase.
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КОМЕНТАРІ • 49

  • @ChiragTamhane175
    @ChiragTamhane175 25 днів тому +18

    Thank you shedding some "light" on the Apple Card.

  • @1bridge11
    @1bridge11 25 днів тому +36

    Invest in more lights, Kyle.

    • @kylemckenna
      @kylemckenna  25 днів тому +6

      Oh I have plenty of lights, I was experimenting with a different color grade. Definitely need to brighten it up next time.

    • @user-iv7kx1ub8d
      @user-iv7kx1ub8d 21 день тому +1

      Invest in less whiny comments next time, 1bridge11 ❄️🤦🏻‍♂️🤡

    • @D.I.G.
      @D.I.G. 20 днів тому +3

      😂

    • @wwzzyyy
      @wwzzyyy 13 днів тому

      You can try HDR ​@@kylemckenna

  • @thomastevis8655
    @thomastevis8655 15 днів тому

    Awesome videos sorry I’m sooo late

    • @kylemckenna
      @kylemckenna  15 днів тому

      No problem 😊 thanks for being here!

  • @transitengineer
    @transitengineer 20 днів тому +2

    Thank you, for these comments on your use of the Apple credit card during the last four (4)-years. When this was first introduced, I was lied to by custom service and told, that owning an iPhone was required. About a year later, I learned my iPad could also be used (so, no iPhone was needed) but by then, I just said forget (smile ... smile).

    • @kylemckenna
      @kylemckenna  19 днів тому

      You're welcome, thanks for watching! Yes, no iPhone required.

  • @angelastewart9497
    @angelastewart9497 19 днів тому +3

    You probably wasn’t using it enough so they send you another one to remind you to spend some money

  • @vringgreta9266
    @vringgreta9266 10 днів тому +1

    This video really “brighten” my perception of the Apple Card

  • @blacksam435
    @blacksam435 19 годин тому +1

    What’s up with the statement date? My due date is the last day of every month but I’m having problems with the statement report date. I called and was told it reports on the 2nd week of the month by one rep , I called back to verify but this time they said the 3rd week of the month and can’t give me a specific date

    • @kylemckenna
      @kylemckenna  16 годин тому

      Yes my due date is the last day of every month too but I get my statement immediately once the month closes.

  • @tomlee45
    @tomlee45 13 днів тому

    I never got a new card, it seems that my expiration on my apple card updated when i check the app

  • @pierrengu
    @pierrengu 20 днів тому +1

    i use it for only apple pay, but only if my other cards would get 1x or 1% back

  • @MidlifeMoneyMoves
    @MidlifeMoneyMoves 22 дні тому +4

    I actually like the lighting/color grading on the vid…. fwiw.

    • @kylemckenna
      @kylemckenna  22 дні тому +1

      Thank you 😊 and thanks for watching!

  • @ModernMoneyHabits
    @ModernMoneyHabits 15 днів тому

    Mine expires in Nov. I only use it for Apple purchases.

    • @kylemckenna
      @kylemckenna  14 днів тому

      Makes sense! Thanks for watching.

  • @Will-wb7yi
    @Will-wb7yi 20 днів тому

    No mention of the Apple savings account?

    • @kylemckenna
      @kylemckenna  19 днів тому

      I don't use the Apple Savings Account so I can't really speak on that.

  • @SahilArora09
    @SahilArora09 15 днів тому +1

    I wish I could get this card in India for that no foreign transaction fees
    Most card in India have a 1~2% international fee which can add up on holiday. So I end up using a forex debit card which you need to load up on

    • @kylemckenna
      @kylemckenna  15 днів тому

      Oh that’s a bummer! Maybe they will extend to your region once they settle on a new bank.

  • @shawn.credit
    @shawn.credit 22 дні тому +4

    It needs a revamp badly and in the process of being underwritten by a new bank not yet announced. It’s a stale product with some perks for sure specifically the no apr on select Apple products, 3% Apple products and 2% everything else with Apple Pay. The physical card use needs to have the rewards structure changed a lot of folks use an actual credit card in person why get penalized.

    • @kylemckenna
      @kylemckenna  22 дні тому +1

      Agreed 👍 thanks for watching!!

  • @angelastewart9497
    @angelastewart9497 19 днів тому

    The card you can’t cut up

    • @kylemckenna
      @kylemckenna  19 днів тому

      Nope, but they sent me a package to return my old, expired one to them.

  • @nycc_uchiha
    @nycc_uchiha 10 днів тому

    you gotta pay taxes on apple savings account?

    • @kylemckenna
      @kylemckenna  10 днів тому

      Yes. Any earned money (including dividends and interest) is taxed.

  • @Tech4YourNeeds
    @Tech4YourNeeds 26 днів тому +2

    It has to do something with the chip. Like you said why change it if there is no number one card. That is the only logical reason I can see. I maybe be wrong who knows. Or Apple is changing the bank they do business with.

    • @kylemckenna
      @kylemckenna  25 днів тому +1

      Yeah valid points. Thanks for watching!

  • @mannyqalc4624
    @mannyqalc4624 21 день тому

    I can no longer use it to buy an iPhone in split payments unless I have a top three carrier. That makes this card useless for me now.

    • @kylemckenna
      @kylemckenna  21 день тому

      Sorry to hear that!

    • @lgmarquez5469
      @lgmarquez5469 21 день тому

      Can you not buy it unlocked? I always do that.

    • @mannyqalc4624
      @mannyqalc4624 21 день тому +1

      @@lgmarquez5469 yea you can, but before you could get it with interest free payments. Now you have to pay for it all at once. So now I’ll either get it directly with my carrier or just buy it at full price but using another card. Right now I’m using the SoFi cc I’ll get 3% just like with the Apple Card.

    • @kylemckenna
      @kylemckenna  21 день тому

      @@lgmarquez5469 yeah you can actually!

  • @adrianvilchis8113
    @adrianvilchis8113 17 днів тому

    such a shidt card. never got it.