PAY OFF DEBT, SAVE MONEY, BUILD WEALTH WITH THE BUDGETNISTA

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  • Опубліковано 6 жов 2024
  • Tiffany Aliche aka The Budgetnista has earned the title of “America’s favorite financial educator.” She has spent over a decade teaching hundreds of thousands of people the tools to financial freedom.
    Tiffany has built an online community of over a million people across all platforms teaching a broad range of financial fundamentals and wealth hacks. She started her finance journey as a former educator who was able to save $40,000 in two years while only making $39,000 a year. She has been a full-time entrepreneur for the past 12 years and now runs several multi-million dollar companies empowering others with the tools to become financially educated.
    In episode 80, Tiffany covered the financial boot camp essentials. She broke down fundamentals that everyone needs to master in building wealth, including how to master the art of budgeting, how to save money regardless how much you are making, the best ways to pay off debt, and much more. #TheBudgetnista #budget #savings #debt
    Live Richer Academy EYL Discount: live-richer-ac...
    EYL University: www.eylunivers...
    EYL University Annual Tuition Code: EYL199
    Guest IG: @thebudgetnista

КОМЕНТАРІ • 572

  • @vixenlyles1062
    @vixenlyles1062 2 роки тому +448

    Besides that, everyone there was so professional and friendly and easy to work with that it made the whole experience quite enjoyable. I have already recommended you to several people and will continue to recommend your services to everybody I come in contact with. Thanks so much address below in comment section

    • @laxjacks2995
      @laxjacks2995 2 роки тому +1

      so so happy ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Your dedication and hardwork shows how legit and a professional you are honestly works along can't express how grateful I'm right now $9,000 bitcoin balance top notch to Hackerdane@ Yahoo. com

    • @laxjacks2995
      @laxjacks2995 2 роки тому

      so so happy ----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------Your dedication and hardwork shows how legit and a professional you are honestly works along can't express how grateful I'm right now $9,000 bitcoin balance top notch to Hackerdane@ Yahoo. com

  • @allanryalls2631
    @allanryalls2631 2 роки тому +474

    Great year Everyone, I want to say a very big thank you to Dane , at the beginning of the year I thought things wouldn’t get better but here I’m today living my dream life with my family.

  • @flyboiient2232
    @flyboiient2232 3 роки тому +33

    Things that may improve your life:
    - Believe that we got created & manifest
    - No masturbation & semen retention
    - Drinking 2-4 liters water a day
    - Don't compare yourselves to others, compete with the you from yesterday
    - Don't seek approval or try to impress anyone
    - Cold showers (Even the last 20 seconds of your regular shower)
    - Meditation
    - Not relying on relationships for happiness
    - Working out
    - Having a leader mentality
    - Reading books
    - Breathing in from your nose (reminder)
    - having gratitude
    - Cleaning your room
    - Taking breaks of social media
    - Not limiting yourself
    - Making up your bed (discipline practice)
    - Quitting/moderating caffeine & sugary drinks
    - Walking in nature
    - Making your own money (online)
    - Having a plan for things you wanna do
    - Being aware of what you doing with your valuable time & energy
    Peace, blessings and love to you (make a screenshot if you want to!)

  • @eclark4610
    @eclark4610 4 роки тому +187

    SOOO glad North Carolina has finally made taking a Finance class as a requirement to graduate from High School. Thank you for sharing.

    • @Opinions.of.Rih.
      @Opinions.of.Rih. 4 роки тому +5

      When did that happen? I took one in hs but it wasn’t required and they really didn’t teach us much of anything.

    • @eclark4610
      @eclark4610 4 роки тому +3

      @@Opinions.of.Rih. It happened this year

    • @batirtzeurkiaga4973
      @batirtzeurkiaga4973 4 роки тому

      🌟🌟🌟🌟🌟🌟🌟

    • @soroyale7805
      @soroyale7805 4 роки тому +3

      Whaat!!! I'm from NC..I so wish they had this when I was in high school.

    • @NatHenrickClarke
      @NatHenrickClarke 3 роки тому

      That's great

  • @julianforde7183
    @julianforde7183 4 роки тому +67

    Went to college with Tiffany. She has been on her game even as an undergrad. Her Live Richer program is a game changer. Down to earth, driven, and always willing to share financial knowledge. A true gem she is!

  • @yavenay
    @yavenay 4 роки тому +321

    Debt free including mortgage.........if you ain't rich, being debt free is the next best thing.

    • @itsdouglasjohnson
      @itsdouglasjohnson 4 роки тому +54

      This! Even if u made 40k a year, but debt free, alot of times youre just as rich as a person making 200k-500k with tons of bills and debt. Difference is you're stress free.

    • @learningearning8385
      @learningearning8385 4 роки тому +20

      If you’re debt free then you should be able to save toward real estate or investments which Will make u rich.

    • @yavenay
      @yavenay 4 роки тому +6

      @@learningearning8385 Yup, got multiple investments types. Once you have your FU money, investing almost becomes risk free. Anything over that FU number is easier to invest in things with increased risk.......at least it's this way for me.

    • @six6goddess214
      @six6goddess214 4 роки тому +50

      Im debt free, my home and also my 5 other properties are all paid off. Im bringing in over 10k a month from my job and rental units combined. Im saving money like crazy, Im buying my next house cash. It feels good knowing my child will inherit these homes.

    • @citygurl0105
      @citygurl0105 3 роки тому +6

      @@six6goddess214 YOU are amazing!!!

  • @learningearning8385
    @learningearning8385 4 роки тому +100

    I literally did the same thing as her & saved 18k in 7 months making around $14 hr plus a 2nd job part time retail at $100 a week. It can def be done. Cash car at auction. Boost mobile phone bill -$50.. Rent with roommates -$450. No fast food. Noodles at lunch. Where there’s a will theres a way.

    • @sylviasmiths4909
      @sylviasmiths4909 4 роки тому

      Uiib78mp8km8m8n8l8m8m

    • @miketyler677
      @miketyler677 4 роки тому +1

      How did you do it?

    • @missovercomer2488
      @missovercomer2488 3 роки тому +7

      How do you save over 2,000 a month when your monthly income was roughly 2,000 a month?

    • @Winningisnecessary
      @Winningisnecessary 2 роки тому +4

      @@missovercomer2488 that’s what I’m tryna figure out also lol

    • @kamasutra7263
      @kamasutra7263 2 роки тому +2

      Lol, y’all slow asl. The person could’ve saved about $2,000 a month. Idk about $18k, more like $14k in 7months.

  • @coachtanishamarie
    @coachtanishamarie 4 роки тому +86

    Tiffany is leading Black women to financial success - she is the model for us -- so we have the blueprint - so there is no excuse not to get wealthy or rich in the 21ST century - thx Guys

    • @tinawelch2545
      @tinawelch2545 3 роки тому +1

      But don't sleep on Michelle Singletary! 😉😉😉

  • @tfbow
    @tfbow 3 роки тому +19

    This is my first time seeing her speak and I love her!!!

  • @JAESTORM22
    @JAESTORM22 4 роки тому +97

    I opened up Ally bank account because of her and I love that bank.

    • @feliciamcgee4798
      @feliciamcgee4798 4 роки тому

      JDOGS STORM opening one today. You have a savings?

    • @JAESTORM22
      @JAESTORM22 4 роки тому

      @@feliciamcgee4798 yes i have a savings account

    • @feliciamcgee4798
      @feliciamcgee4798 4 роки тому +2

      @@JAESTORM22 ok i see Marcus by Goldman Sachs has a higher interest rate than Ally so I'm about to join them

    • @ILLMATIC2222
      @ILLMATIC2222 4 роки тому +4

      @@feliciamcgee4798 I have used ALLY for years and everything has been really smooth. Every time I call, which is seldom, I always get a REAL LIVE PERSON, can't beat that.

    • @feliciamcgee4798
      @feliciamcgee4798 4 роки тому

      I have one for question. I hope I'm not annoying you. Is the purpose of the online account to earn interest? I get that its good to have different accounts for different things I'm very disciplined so I don't touch my savings but don't we get taxed on the interest earned from the account?

  • @kmforward3808
    @kmforward3808 4 роки тому +50

    I'm a dream catcher. This is AMAZING!!!

  • @kingsdaughter83
    @kingsdaughter83 4 роки тому +42

    She is the TRUTH!! Her ‘Jump Like Jordan’ method works REAL quick! I did it!

  • @gabel1474
    @gabel1474 4 роки тому +17

    Savings to me is paying myself I will always pay myself before Bill's, wants, etc

  • @susiq1121
    @susiq1121 4 роки тому +37

    I can listen to her all day

  • @sky3206
    @sky3206 4 роки тому +96

    She’s a great speaker. 👍🏾😂

  • @TheAspiringBoss
    @TheAspiringBoss 4 роки тому +7

    Yes! I agree with so much of what she said but my favorite is DEBT FREE DOES NOT EQUAL WEALTH.

    • @hughrobert6189
      @hughrobert6189 4 роки тому

      Contact john_mcnees on Instagram or mail him on johnmcneese067@gmail.com or +12512396384 on WhatsApp(he does not take upfront payment) if you need help about forex trading , Bitcoin, hacking your PayPal,credit score fix, bank account,western union hack,money gram,credit card hack,instagram verification, facebook and many more.. you can as well check his website newtomorrow.net
      His fast and reliable .

  • @anthonybrisita8302
    @anthonybrisita8302 3 роки тому +13

    Love her style and energy. She is helping with a passion, love it !!Awesome episode 🔥🔥

  • @shannonjohnson4314
    @shannonjohnson4314 4 роки тому +4

    I admire her as a black girl born and raised in NJ I left the state after graduating college due to cost of living. Plus I started a family around the same time so now I’m getting on track and paying off debt thanks to her teachings as well as Dave Ramsey.

  • @SAVAGEGaming-of7gh
    @SAVAGEGaming-of7gh 4 роки тому +25

    Damn bring her back she 🔥🔥🔥

  • @tamerasmith4617
    @tamerasmith4617 3 роки тому +4

    Prioritize what your more is! I love it. She is awesome. Thank u for having her own.

  • @zaysreviews7502
    @zaysreviews7502 4 роки тому +16

    This was LIVE!! 🔥 The info in this video needs to be heard by millions of our people!

  • @ruvikelly5563
    @ruvikelly5563 3 роки тому +6

    Dream catcher group on Facebook changed my life .. love love her ..she makes things easy to understand..thats that teacher background

  • @Alisha-ly3tw
    @Alisha-ly3tw 4 роки тому +47

    yall changing lives & it's highly appreciated!!

  • @charlesjones7770
    @charlesjones7770 3 роки тому +6

    Having that mindset that sets you apart from most is wealth in itself. Dollar amounts are cool to validate wealth but knowledge thats being implemented in your daily life is priceless. Thats the goal.

    • @ginah2612
      @ginah2612 3 роки тому

      speak it brother . . . loud and clear for the fam💘

  • @ArtisticallyAspiring
    @ArtisticallyAspiring 3 роки тому +3

    The world needs more people like her.

  • @jaystew7045
    @jaystew7045 4 роки тому +27

    I LOVE her energy 🤣🤣. I know most of everything she saying already but I may still come back to this video just to hear her talk some more. I can tell she was great at teaching

  • @drnocka-rocksteady
    @drnocka-rocksteady 4 роки тому +13

    I'm attacking this mortgage next year. 2 to 5 years. It's got to go.

  • @icemanant3098
    @icemanant3098 4 роки тому +7

    💎after 💎 after 💎. This is full of them. Hope you don't ever getting tired of telling the good debt bad debt story. And She was amazing

  • @MsNiknak30
    @MsNiknak30 4 роки тому +12

    Glad to be apart of her academy. and community...so much knowledge that's FREE and she's so caring and giving!!!! thank you BLACK QUEEN

  • @cordiawilliams925
    @cordiawilliams925 4 роки тому +45

    Yessss, I saw this coming😊 I’m so glad that The Budgetnista was added to the line up✨✨

  • @donyehwise006
    @donyehwise006 4 роки тому +8

    She gave so much game and strategies. Her discipline is next level. 👏🏾

  • @RedScareClair
    @RedScareClair 4 роки тому +9

    First - great video. I started seeing Tiffany's ads on my socials. I hadn't bumped into her content previously. Love seeing a fellow sister also from my neck of the woods (Jersey City baby!) doing the thing!
    Be careful with the good debt debate. Overleverging is real and every recession proves that. There are real estate investors out there who really have 0 intention of ever paying off their properties. It's all good until that tide rolls back and we see who's been swimming naked. We about to see everyone who's been swimming naked in the next few months.

  • @Thereservedcharismatic
    @Thereservedcharismatic 2 роки тому +2

    Her charisma and ability to keep the viewer engaged is 🔥!

  • @Wealthbuildingcoach
    @Wealthbuildingcoach 6 місяців тому

    She is such a force or nature! ❤Love her energy

  • @zakkiyahb.6
    @zakkiyahb.6 3 роки тому +6

    Her energy is so dope! Definitely followed her after this interview

  • @lisashealingjourney5283
    @lisashealingjourney5283 4 роки тому +26

    I Love Tiffany, she is amazing so humble and smart.

  • @charnettesmith800
    @charnettesmith800 3 роки тому +4

    OMGOODNESS this is sooooo good..I have been watching videos after videos and this truly BROKE THINGS DOWN for me. I NEEDED everything she spoke on and she made it PLAIN, CLEAR AND EASY FOR ME. I will be watching this over and over and applying the knowledge...Thank you so much!!!

  • @Marie34694
    @Marie34694 4 роки тому +23

    I really love her message and energy. Thank you for the lesson ♥️

  • @debtfreetmarie5239
    @debtfreetmarie5239 4 роки тому +14

    Tiffany is making me want to change my debt payoff strategy.

  • @highlydelectables5141
    @highlydelectables5141 4 роки тому +10

    The right message at the right time!

  • @sarcher011
    @sarcher011 4 роки тому +8

    Love me some Budgetnista, she’s amazing! Prudential employee here 🙋🏾‍♀️

  • @tzeno529
    @tzeno529 4 роки тому +6

    Jersey girl!!!!!! She’s been fire!!! Budgetnista is game changer love her!

  • @misscharnelg
    @misscharnelg Рік тому +1

    Love her energy! I appreciate her words of wisdom. Definitely inspirational

  • @danispeaksfinances
    @danispeaksfinances 4 роки тому +7

    And another one 🙌🏾 been following her for years! Definitely needed for the culture!! The fundamental 💯!
    Have you heard of Dr.Lynn Richardson in her home based business movement! She is a celebrity financial expert I just got put on to but she is the TRUTH!!

    • @annmcb
      @annmcb 4 роки тому +1

      I found her, Dr. Lynn Richardson, accidentally this morning around 1 - 2. But again, nothing happens by accident.

    • @danispeaksfinances
      @danispeaksfinances 4 роки тому

      Lauren McB and what are some of your thoughts

    • @TheYankeeFarmer
      @TheYankeeFarmer 4 роки тому

      Dr. Lynn is definitely the truth as well as The Budgetnista

  • @shebrewtrading7825
    @shebrewtrading7825 4 роки тому +21

    Definitely need to determine what you will "Pay Your Self 1st" (Savings to invest) then create a living budget with what is left over. Not enough left over? You've got an income problem that needs a solution or 5 (multiple sources of cash flow). Peace

  • @southernkomfort00
    @southernkomfort00 4 роки тому +6

    She is a glow. Well done Queen B

  • @lamsmi2345
    @lamsmi2345 4 роки тому +13

    Love her energy

  • @OSoloJr
    @OSoloJr Рік тому +1

    Still one of the best episodes ✊🏿 I appreciate Budgetnista and her book is great
    Failing to plan is planning to fail

  • @daminh9245
    @daminh9245 4 роки тому +22

    Great inspiration. Love her energy. Great episode fellas.

  • @londonbridges9985
    @londonbridges9985 2 роки тому +1

    This was one of the most impactful videos I have ever seen.I want to move from a great salary to having wealth. I have so many to-dos for myself after watching this. Thanks!!!

  • @tyniquadavis9509
    @tyniquadavis9509 4 роки тому +20

    I absolutely love her energy!!

  • @randiwilliams2228
    @randiwilliams2228 4 роки тому +2

    I love everything about this and her! this was great.

  • @julierusso9616
    @julierusso9616 3 роки тому +5

    She is so awesome and I love how she delivered her advise.

  • @reggiea86
    @reggiea86 3 роки тому +2

    This video needs to be at a million views. Just great advise and information all around.

  • @ArtisticallyAspiring
    @ArtisticallyAspiring 3 роки тому

    She’s a beautiful soul. I know that’s why she’s been so successful and has achieved such greatness in her life.

  • @tishpowers2496
    @tishpowers2496 3 роки тому +4

    Tell Tiffany she's about to be my new bff! She had great information and such a fun personality! Thank you guys for all you do! This was my 1st time watching, it was completely random but so very worth it!

  • @cj10109
    @cj10109 3 роки тому +3

    I love her. She explains budgeting like it’s so easy and it is but we don’t do it!! Smh 🤦🏾‍♀️

  • @christopherdavis163
    @christopherdavis163 3 роки тому

    I listen to our sisters & brothers out here that’s studying financial literacy and taking action...and sharing the information!!!

  • @TheBeyond007
    @TheBeyond007 3 роки тому

    I love her for saying budget first instead of those who always want to invest. Like slow down

  • @nolsova1140
    @nolsova1140 3 роки тому

    Damnnnnn she’s dropping so many gems in a way that I can actually understand!!!

  • @trucker_gainez
    @trucker_gainez 4 роки тому +9

    Great energy from this queen!

  • @MADEINAYJA
    @MADEINAYJA Рік тому

    I love her I feel like just watching this video she changed my life and perspective completely 🙏🏾 I’m on the relentless pursuit of success!!

  • @maswilli
    @maswilli 3 роки тому +10

    Loved the content. She makes investing sound so simple!

  • @KianaCrutcher
    @KianaCrutcher 3 роки тому +1

    She was so great. Very real and very relatable and super funny. I enjoyed this tremendously.

  • @Aceisworking__
    @Aceisworking__ 3 роки тому +6

    Love her energy, she is giving some great game!! Good job Fellas 🔥🔥

  • @deryckfrancis9148
    @deryckfrancis9148 2 роки тому +2

    I’ve been watching loads on y’all content for years, but this one here was my favorite! Thanks so much for being selfless with the info. Hope y’all can do something in my country at some point ! 🇹🇹

  • @idariousosborn7570
    @idariousosborn7570 4 роки тому +10

    How could anyone hit the dislike button(👎🏿) on this interview??

    • @thaprofessor5861
      @thaprofessor5861 4 роки тому +2

      Prolly cuz saving is for LOSERS. The title got them upset they ain’t watch the whole vid tho.

    • @idariousosborn7570
      @idariousosborn7570 4 роки тому

      @@thaprofessor5861 that's definitely a possibility. EYL is out hear stirring up the conversation of money in black households so the situation is definitely a touchy one for the close minded people of the internet world.

  • @miayadarby
    @miayadarby 4 роки тому +6

    Jersey! Much knowledge! Proud of her!!

  • @cyncity6873
    @cyncity6873 4 роки тому +3

    SHE IS BAD ASS!!!!!!! Love her!

  • @theshark004
    @theshark004 2 роки тому

    I stumbled across your video and instantly knew this was made for me. I'm going through the same thing with my business but just knowing that I'm not the only one who's experienced this just pushes me to go harder. Continue to put out informational content and sharing your story, THAT is what separates you from the rest. Much gratitude MrThurman was so helpful during the process of boosting my credit

  • @OASIS9123
    @OASIS9123 3 роки тому +1

    Yes that truly possible. The HR at my work place allows “us” employees to break down our weekly or whatever wages into separate accounts.

  • @billsbuck911
    @billsbuck911 4 роки тому +13

    I love her energy!

  • @fuquanbrown4818
    @fuquanbrown4818 4 роки тому +34

    "If you ain't living next to palm trees now, you ain't gonna be living next to palm trees when you 80" ha...Jersey stand up! #BrickCity

  • @coachtanishamarie
    @coachtanishamarie 4 роки тому +6

    Love these podcast 🎁🎁🎁🎁🎁🎁🎁🎁

  • @mariac.9362
    @mariac.9362 3 роки тому +2

    Smart woman! Delayed gratification + saving are key strategies.

  • @ms.rivera7898
    @ms.rivera7898 Рік тому

    This lady is amazing. Thanks for the video.

  • @kyonatate3206
    @kyonatate3206 Рік тому

    I love her personality!!!!

  • @legendofpartyio911
    @legendofpartyio911 2 роки тому

    I low key been in Tiff's group for years after my homegirl put me on. This is by far my favorite EYL episode!

  • @jayvision6356
    @jayvision6356 4 роки тому +2

    So glad I found you brothers 🙏💯✊🏿 great guess she kept my interest and she was easy to understand

  • @joycewatt800
    @joycewatt800 3 роки тому +1

    Love it!! This is wisdom and truly just down right common sense 🙏🏾 Transparent stories are often truth from the heart ❤️ and she shares hers with fun and laughter although being broke ain’t no joke. laughter does the body, mind and soul some good 🙏🏾

  • @ClaCus
    @ClaCus 4 роки тому +3

    I appreciate the transparency.

  • @EvangelistRBColbert
    @EvangelistRBColbert 3 роки тому +1

    She is funny and awesome!!! If it's hard to save then save every $5 bill you get back when you break a large bill. Even save $1 bills.

  • @rblair5342
    @rblair5342 4 роки тому +5

    I definitely learn a few things and I genuinely enjoyed watching that.

  • @virtuousjewel4904
    @virtuousjewel4904 3 роки тому +1

    Discipline is what I get from her speech. :)

  • @kivabolton4448
    @kivabolton4448 3 роки тому +4

    Don't Look Rich..Get Rich...Get Debt Free ..Stack Your Money 💰💯💪🏾

  • @gloriamitchell3518
    @gloriamitchell3518 Рік тому

    I am so happy to have found your channels and platforms.

  • @kelleyconsultingfirm9685
    @kelleyconsultingfirm9685 4 роки тому +4

    Great content, Thank you. Investigations, Training Courses, EEO, D&I.

  • @tone0757
    @tone0757 3 роки тому +4

    She is absolutely right, people are financing everything. I went to a car dealership to purchase a new car. They looked at me like I was crazy when I told them I wanted to purchase a car for my father cash. They asked me to do a credit check. I'm like a credit check for a cash payment wtf. The biggest reason people are broke now is because of taking out loans for literally everything.

  • @frankmathews1358
    @frankmathews1358 4 роки тому +25

    The Queen of common sense.

  • @sarahlee8022
    @sarahlee8022 3 роки тому +2

    Such a joy to watch and listen to. Balanced views. Congrats on the law passing!!! Loved it! 👏🏾👏🏾👏🏾👏🏾

  • @ea6390
    @ea6390 3 роки тому +4

    I like her personality she had me 😂 but I want some more knowledge I'm going to subscribe on her channel asap! This was the first time hearing about her. Thank y'all for interviewing her! 💵💪

  • @dymendmichoel393
    @dymendmichoel393 3 роки тому +1

    Sista Tiffany is BOMB I received so much knowledge with this video alone ! Yassss def sharing !

  • @fatimahakeem9264
    @fatimahakeem9264 3 роки тому +1

    Real useful content! She’s awesome. Thank you budgetnista!

  • @iamdjbam7891
    @iamdjbam7891 4 роки тому +25

    This is great. I can’t wait to go into work and contact HR to split my funds into different accounts 😂

  • @koblamoats880
    @koblamoats880 4 роки тому

    Give Thanks for the Jewels!!! The Budgetnista’s personality is 💥💥💥 Great presentation‼️🙏🏾

  • @camillefrazier94
    @camillefrazier94 3 роки тому

    Love the Budgetnista!!! and love her story. Thank you guys!

  • @iflyjayjay
    @iflyjayjay 2 роки тому

    Her energy is amazing

  • @jayx7923
    @jayx7923 4 роки тому +5

    Teach Queen I need a woman with her mindset n grind n I will be ok

  • @mj4lyfe101
    @mj4lyfe101 3 роки тому +5

    She is hilarious and tells stories really well!

  • @Careergirl2026
    @Careergirl2026 4 роки тому +8

    She’s awesome! Keep going guys!