This makes me so grateful that I’m Australian. We take our Medicare system for granted. Don’t even need to think of “cost” when having a baby or for anything.
@@anonymous-cx7ng citizens and permanent residents. A portion of the tax we pay go towards healthcare funded by the government. I had a baby, breastfeeding support, antenatal appointments everything and just walked out. We also have 3 months of government paid maternity leave plus larger companies offer an additional 3-4 months of maternity pay so you get a total of 6-8 months paid leave
I live in Italy, seeing something like this for me is inconceivable XD When women get pregnant in italy a lot of the costs are remboursed by the government, except of non mandatory tests such as dna test, bitest etc. For labor and delivery we don't pay so seeing 27k just to give birth is so weird. I'm happy you've insurance so the cost is less, but I think of all the people who don't.
I’m so incredibly lucky that I live in the Uk, and the NHS is an absolute god send, I’m currently pregnant with my second baby and I’m glad that I don’t have to stress over hospital bills, all my antenatal health care and prescriptions are free and it really is a weight off my mind. Don’t know how it is in the US atm but my partner isn’t allowed to a lot of my antenatal appointments so we’ve decided to pay for a private scan so he can at least see his child once during our pregnancy. X
@@lexivilleneuve485 yes its actually criminal! It's already so expensive without that added cost. Imagine sitting there contemplating getting an epidural or not for the cost. So sorry to all my southern neighbours, its really sad.
Yeah. I had a planned surgery with a contracted provider When I was under anesthesia the hospital brought in a surgeon to assist my doctor who was not on my insurance. He charged my insurance $32,000 and my insurance refused to pay. He started sending me threatening letters saying that he was going to charge me the $32,000. I asked him where my consent form was because I have consent forms for all my contracted providers in regards to this surgery. I also told him that if he pursued it I would be getting a lawyer since this was a planned elective surgery and at no point was it life threatening. His office has been quiet ever since. I don’t think it’s over but it has stopped the threats.
Ouch. I just had our first baby in August. Luckily I live in Canada so I didn't have to pay anything out of pocket. I had a difficult pregnancy and delivery and ended up with an emergency c section, with multiple pediatrician visits. We were in the hospital for 6 days.
The medication part of the epidural costs are usually on the hospital bill but the bill you’re talking about is probably only for the anesthesiologist who gave you your epidural. Check your itemized bill for fentanyl and bupivicaine and add it to your anesthesiologist bill to see how much it really costs to get an epidural! At least that’s how we bill in AZ. I have had 5 kids and I am a pharmacy billing specialist for the hospital company I had my babies at! Like you said, it’s really confusing!
Good break down! This is probably the most expensive part of having a baby, after this the costs are much much less. I also met my out of pocket max in January!!! I planned an insurance plan that has a family deductible before they start paying, so I met the deductible for our family. So we only had to pay 20% for all the baby's costs from hospital stay and this first year. Also, no doctor's actually work for the hospital, so you will always get a separate bill for medical services for every provider you see.
For those saying that they would rather pay less in taxes and then pay the bill separately. I’m sure the income, property, sell, (federal, state, local taxes) we already pay can fund healthcare and education. Instead of funding countries that do provide healthcare for their citizens and the military.
Wow! The unknown of cost stressed me out in pregnancy. Luckily, we used a birth center and it was a set price before hand and after insurance about 2k including pre and post natal care. I had a 4th degree tear which at the hospital would of required an OR for I have no idea how much. But at the birth center the doctor was able to preform the stitching in my room.
I think it’s important to remember that even though two pediatricians came in and saw your child while in the hospital they didn’t charge you they build the insurance then you paid what the insurance did not cover. Also it is not as if the pediatrician is getting the entire amount (~200$/doc) in their salary this is the amount that they have to use to pay their salary, pay any staff salaries, pay any hospital fees to be affiliated with such hospital ext.
Wow! I never realized the baby also got charged for hospitalization. I always assumed it was all together! Crazy expensive! Especially since you had pretty typical labor and delivery.
For those who live in other countries- Please Shut Up!! We hear about it all the time. It's not helpful when people are stressed with these bills and overwhelmed with hormones to hear "we paid nothing".
I’m sorry you feel that way! It is hard to hear sometimes. But other countries also pay more in taxes to receive these kinds of benefits. So I don’t think that they necessarily paid “nothing.” It’s all paid for some how. 😊
Great info! Not only is it confusing to try and figure out a total but birth is so unpredictable. I had a baby at the end of August. I did have some complications at birth(3rd baby never had any issues in previous births). We ended up paying double then we anticipated on everything.
I'm so lucky to live in a country, France, where healthcare is universal. Doctors, hopital rooms, blood works, medication........everything is paid directly by my gov healthcare provider. I don't see a single bill. I sincerely hope the same system comes to america :-)
I don’t mind at all. Healthcare gets paid for somehow, usually that means higher taxes. I would personally pay less in taxes and pay for medical premiums and the infrequent hospital stay, I’d needed. 😊
@@TheBudgetingWife we pay less than you do in private insurance. the top rate of tax in the uk is 40% and the us federal tax rate is not that much less plus you have some state taxes. the health service is the payroll tax in most nations where america has social security we have healthcare and the retirement savings is via private pension not the government. the biggest problem with your system is that even with private insurance they still make you pay extra, the private insurers in europe and canada do not. you pay your monthly fee and if you get treatment you just go no premiums.
Wow.. I'm Australian and had my baby in August and left the hospital with a $30 bill for some medicine they gave me and I don't have private health insurance, so this is shocking to me! I also had an epidural, an episiotomy and have seen a lactation consultant since which cost me nothing.
My wife will deliver next year. In anticipation of a huge hospital bill I enrolled in high-premium low deductible health insurance. I feel like a genius.
I think the most frustrating thing is that after years of prioritizing low monthly premiums, in the US we have to take on bigger monthly costs most of the time in order to get low deductibles. Ughhhhhh. My basic work insurance costs me about $100/MO but has a $5k deductible. 😵
You and I had our babies just a few days apart. My total bill was about the same before insurance. After insurance, we paid about $6000 out of pocket. We only stayed in the hospital 24 hours. I had a natural delivery and did not receive any anesthesia or pain meds beyond ibuprofen. I can only imagine how expensive it would have been if I had gotten an epidural and c section. I did not request an itemized bill because it would have just pissed me off to see how much they charged me for a salt water drip😑
As someone who works in insurance a lot of the COVID testing services have to be pulled after automated processing. Then we reprocess to pay in full. In your case it probably will not get reprocessed due to you having met the out of pocket.
I’m due January 1st but I’m PRAYING that this baby comes and we get out of the hospital this year because I’ve already hit our $6k annual deductible for calendar year 2020 😅 if she’s born in January, I’ll hit the entire deductible for 2021 in just moments 😭 when I had my son in 2019, the gross amount of the bills was over $85k. Luckily we only had to pay the $6k but hot damn. Plus, the additional child tax credit for this year would make me happy as a CPA 😂
I'm Puerto Rican we're unfortunally part of the USA but our healthcare is different. Is still has trace of universal healthcare we had and Even with prívate insurance You only pay for the epidural(if not covered) and the hospital copayment (depending on your plan). What doesnt fully cover is genétic test which are really expensive. Healthcare in the USA is a business that's why is so expensive I usted to work for a medical device company and a single product is sold $200-400 depending the material. Every country in the world ads like $25 to that product. The USA because they sterilized them on hospital it charges patients $1200 per product
You got charged for the covid testing because it was at a hospital (private) unlike when you go to a free testing site. When you go to your PCP or a private facility your insurance will get billed and some won’t cover it-apparently.
Only thing keeping me from having another kid is the cost. Our oop is going to be 12k combined. Under my moms insurance i only paid $250 now i wish i had them all while under her insurance lol
I am planning to have a baby. I don't have health insurance, what is the best Maternity insurance? I would like to cover prenatal care, delivery and postpartum care. How Much Should I Expect To Pay If I Have Insurance? 🤔
Yes, it has to be paid somehow, but, europeans pay less for Healthcare, via taxes, than americans do through private insurance's monthly fee and the actual medical bills. Not being political, just stating facts. 🙂
@@TheBudgetingWife Yeah but at least it's not common to ended up in debt because of treatment. Our insurance it's not that expensive and cover pretty much all cost.
Americans complacent with the system are coping. I see the creator here is regurgitating all the talking points of politicians funded by private healthcare. The tax burden in countries with universal healthcare is very similar. In USA we pay high taxes (for the military) and (on top of that) high premiums for the right to health. The gov’t could maintain the same tax burden but spend the money wisely (less military -> universal care) but private healthcare makes billions off us and scare millions with “higher taxes” when it just isn’t the case. What’s even more pathetic is we pay more for healthcare per person but have poorer health outcomes per person (eg USA top list for maternal mortality compared to other colonial powers). The current system preys on your detriment but…middle class people will keep telling themselves this is OK , soothing themselves with industry talking points like “b-b-bUt HiGh tAxEs!”
Oh and you can’t forget “long lines” talking point when any average disabled person in the USA can tell you about the long lists they had to endure to see specialists. The waiting times are very similar. Americans just pay more. When the system is profit based, you will be up-charged. When the system is a public good, there’s no incentive to up-charge. Basic econ. Please be more critical of the talking points you are inclined to spit. There are literal think tanks and lobbying trails that sedate Americans to accept the status quo.
People why do live there? Like really. Adulation is expensive, and even delivery is expensive. There are 171 other country in the world there you can live. I moved to Czechia 20 years ago and i have 0 medical expenses. We paid nothing for delivery coz we have state insurance like everyone else.
There’s no such thing as “free” healthcare. Countries with “free” healthcare often have higher tax rates. It has to be paid for somehow. I’d rather pay less in taxes and pay out of pocket $3,500 to have a baby or 2.
@@TheBudgetingWife I really appreciate your videos! I gave birth to my daughter in March, and I had no idea about the cost of having a baby in a hospital! I am in the US Navy and did not pay any out-of-pocket expenses because of TRICARE Prime. My husband plans to stay in, while I get out, so our future babies shouldn't incur more cost.
Mad system. Why americans put up with this is crazy. We pay taxes and do not have to worry about stupidly high bills. Wht i pay in taxes a month works out to about 200 dollars for unlimited healthcare. Look around the world your the only country that does it that way. That should tell you everything you need to know
Idk why you’re getting mad at me about the US Healthcare system... but we pay less than that per month for our monthly premiums. And I’d rather pay less in taxes and $3,500 on the rare times when I have a baby. And I know in some countries with universal healthcare it’s hard to get an appointment or have things done when you need. Grateful that I have the ability to select the providers I wish to see and at what time.
@@TheBudgetingWife However you don't pay less in taxes for healthcare. The USA government spend more money per capita than many universal healthcare systems. That money has to come from somewhere.
As French , this video give me heart attack ^^ I really don’t understand why American women have to pay to giving birth . Why? If it was 100 dollars. Well…. Ok. But 4 or 5 numbers ????? Every Americans are rich?
Every American president who has won since Reagan has had donations from private healthcare. The insurance companies are very powerful. They pay politicians to lie to citizens and keep middle class Americans docile. For if the middle class ever feels inclined to question the system, the cushion between the ultra wealthy and the poor will diminish. Keeping the voting middle class hopeful but ignorant maintains faith in the system and the fat pockets of CEOs and shareholders.
@@TheBudgetingWife they're not really THAT different... in fact, taxes are lower for some groups in Canada ... The biggest difference is that the wealthiest 1% in the United States have a lot of available tax deductions. Most people are not in the wealthiest 1%, hence the "1%" specification. The top tier tax bracket in Canada is actually lower than it is in the United States. Like I say the main difference is the amount of deductions available to wealthy people in the United States.. "For tax year 2022, U.S. federal income tax brackets range from 10% to 37% for individuals. In Canada, for 2021, the range is 15% to 33%. In the U.S., the lowest tax bracket for the tax year ending 2022 is 10% for an individual earning $10,275 and jumps to 22% for those earning $41,775. The corresponding bottom Canadian bracket stays at 15% until $49,020.21" AND the United States has no excuse... The larger volume of people would enable greater economies of scale which could easily cover these costs.
This makes me so grateful that I’m Australian. We take our Medicare system for granted. Don’t even need to think of “cost” when having a baby or for anything.
Really do You have free health care? Is it for citizens only?
@@anonymous-cx7ng citizens and permanent residents. A portion of the tax we pay go towards healthcare funded by the government. I had a baby, breastfeeding support, antenatal appointments everything and just walked out. We also have 3 months of government paid maternity leave plus larger companies offer an additional 3-4 months of maternity pay so you get a total of 6-8 months paid leave
I live in Italy, seeing something like this for me is inconceivable XD When women get pregnant in italy a lot of the costs are remboursed by the government, except of non mandatory tests such as dna test, bitest etc. For labor and delivery we don't pay so seeing 27k just to give birth is so weird. I'm happy you've insurance so the cost is less, but I think of all the people who don't.
I’m so incredibly lucky that I live in the Uk, and the NHS is an absolute god send, I’m currently pregnant with my second baby and I’m glad that I don’t have to stress over hospital bills, all my antenatal health care and prescriptions are free and it really is a weight off my mind.
Don’t know how it is in the US atm but my partner isn’t allowed to a lot of my antenatal appointments so we’ve decided to pay for a private scan so he can at least see his child once during our pregnancy. X
Me too!
So thankful to be Canadian ❤️❤️
Saaaame I’m due in January and I can’t even imagine having to PAY to bring life into this world
I know! Is ridiculous to pay for bringing a baby to the world!
Jealous!! 😢
@@lexivilleneuve485 yes its actually criminal! It's already so expensive without that added cost. Imagine sitting there contemplating getting an epidural or not for the cost. So sorry to all my southern neighbours, its really sad.
I live in France and we don't pay ANYTHING. So grateful :-)
Yeah. I had a planned surgery with a contracted provider When I was under anesthesia the hospital brought in a surgeon to assist my doctor who was not on my insurance. He charged my insurance $32,000 and my insurance refused to pay. He started sending me threatening letters saying that he was going to charge me the $32,000. I asked him where my consent form was because I have consent forms for all my contracted providers in regards to this surgery. I also told him that if he pursued it I would be getting a lawyer since this was a planned elective surgery and at no point was it life threatening. His office has been quiet ever since. I don’t think it’s over but it has stopped the threats.
Unbelievable your story. I believe you though.
Ouch. I just had our first baby in August. Luckily I live in Canada so I didn't have to pay anything out of pocket. I had a difficult pregnancy and delivery and ended up with an emergency c section, with multiple pediatrician visits. We were in the hospital for 6 days.
The medication part of the epidural costs are usually on the hospital bill but the bill you’re talking about is probably only for the anesthesiologist who gave you your epidural. Check your itemized bill for fentanyl and bupivicaine and add it to your anesthesiologist bill to see how much it really costs to get an epidural! At least that’s how we bill in AZ. I have had 5 kids and I am a pharmacy billing specialist for the hospital company I had my babies at! Like you said, it’s really confusing!
Good break down! This is probably the most expensive part of having a baby, after this the costs are much much less. I also met my out of pocket max in January!!! I planned an insurance plan that has a family deductible before they start paying, so I met the deductible for our family. So we only had to pay 20% for all the baby's costs from hospital stay and this first year. Also, no doctor's actually work for the hospital, so you will always get a separate bill for medical services for every provider you see.
I never realized how expensive labor & delivery was until I had my first daughter!! It can be pretty pricy!!
For those saying that they would rather pay less in taxes and then pay the bill separately. I’m sure the income, property, sell, (federal, state, local taxes) we already pay can fund healthcare and education. Instead of funding countries that do provide healthcare for their citizens and the military.
Wow! The unknown of cost stressed me out in pregnancy. Luckily, we used a birth center and it was a set price before hand and after insurance about 2k including pre and post natal care. I had a 4th degree tear which at the hospital would of required an OR for I have no idea how much. But at the birth center the doctor was able to preform the stitching in my room.
I think it’s important to remember that even though two pediatricians came in and saw your child while in the hospital they didn’t charge you they build the insurance then you paid what the insurance did not cover. Also it is not as if the pediatrician is getting the entire amount (~200$/doc) in their salary this is the amount that they have to use to pay their salary, pay any staff salaries, pay any hospital fees to be affiliated with such hospital ext.
Jesus, I'm so grateful to live in a country where I don't have to worry about any of these costs.
It’s so expensive
Wow! I never realized the baby also got charged for hospitalization. I always assumed it was all together! Crazy expensive! Especially since you had pretty typical labor and delivery.
Here in Germany the birth Coast 2000 - 3000 Euro. But everybody hast an insurance wohl pays for all coasts
For those who live in other countries- Please Shut Up!! We hear about it all the time.
It's not helpful when people are stressed with these bills and overwhelmed with hormones to hear "we paid nothing".
I’m sorry you feel that way! It is hard to hear sometimes. But other countries also pay more in taxes to receive these kinds of benefits. So I don’t think that they necessarily paid “nothing.” It’s all paid for some how. 😊
The truth is a hard pill to swallow
I had a friend look over my insurance claims and saved me over $5600! My insurance charged me for an out of network cost when it was indeed in network
Great info!
Not only is it confusing to try and figure out a total but birth is so unpredictable. I had a baby at the end of August. I did have some complications at birth(3rd baby never had any issues in previous births). We ended up paying double then we anticipated on everything.
I'm so lucky to live in a country, France, where healthcare is universal.
Doctors, hopital rooms, blood works, medication........everything is paid directly by my gov healthcare provider. I don't see a single bill.
I sincerely hope the same system comes to america :-)
I don’t mind at all. Healthcare gets paid for somehow, usually that means higher taxes. I would personally pay less in taxes and pay for medical premiums and the infrequent hospital stay, I’d needed. 😊
@@TheBudgetingWife we pay less than you do in private insurance. the top rate of tax in the uk is 40% and the us federal tax rate is not that much less plus you have some state taxes. the health service is the payroll tax in most nations where america has social security we have healthcare and the retirement savings is via private pension not the government. the biggest problem with your system is that even with private insurance they still make you pay extra, the private insurers in europe and canada do not. you pay your monthly fee and if you get treatment you just go no premiums.
Hi
Im pregnant women in france in visit visa so how i will take gov health care help?
Please kindly advice me
Wow I've had two babies and paid nothing for either birth. I must have had great insurance. I didn't know some people pay so much I'm shocked 😯
what kind of insurance you had
Can you advise- how much it will costs to deliver baby , If we are non resident of USA, we will be on visiting visa
Wow.. I'm Australian and had my baby in August and left the hospital with a $30 bill for some medicine they gave me and I don't have private health insurance, so this is shocking to me! I also had an epidural, an episiotomy and have seen a lactation consultant since which cost me nothing.
What if you don't have money?🥺
My wife will deliver next year. In anticipation of a huge hospital bill I enrolled in high-premium low deductible health insurance. I feel like a genius.
I think the most frustrating thing is that after years of prioritizing low monthly premiums, in the US we have to take on bigger monthly costs most of the time in order to get low deductibles. Ughhhhhh. My basic work insurance costs me about $100/MO but has a $5k deductible. 😵
You and I had our babies just a few days apart. My total bill was about the same before insurance. After insurance, we paid about $6000 out of pocket. We only stayed in the hospital 24 hours. I had a natural delivery and did not receive any anesthesia or pain meds beyond ibuprofen. I can only imagine how expensive it would have been if I had gotten an epidural and c section. I did not request an itemized bill because it would have just pissed me off to see how much they charged me for a salt water drip😑
As someone who works in insurance a lot of the COVID testing services have to be pulled after automated processing. Then we reprocess to pay in full. In your case it probably will not get reprocessed due to you having met the out of pocket.
This is fascinating! I have never wanted children, but this was very interesting to see the cost of everything.
I’m due January 1st but I’m PRAYING that this baby comes and we get out of the hospital this year because I’ve already hit our $6k annual deductible for calendar year 2020 😅 if she’s born in January, I’ll hit the entire deductible for 2021 in just moments 😭 when I had my son in 2019, the gross amount of the bills was over $85k. Luckily we only had to pay the $6k but hot damn.
Plus, the additional child tax credit for this year would make me happy as a CPA 😂
The difference between people in USA Vs other countries.
I "only" had to pay 6k.
Other countries "jaw drops"
@@Robert-cu9bm an update for you! I was induced 12/31/2020 but my daughter was born 1/2/2021 so we hit our deductible for each year. America is fun!
@@Ohhaifrancesca
So only one child get to go to uni, the other spent theirs 😂
Wow, I had no idea having a baby could be so expensive! My insurance covered everything when I gave birth to my daughter last year
That's awesome!! It sounds like you hit the jackpot of all in network hospital and providers.
I'm Puerto Rican we're unfortunally part of the USA but our healthcare is different. Is still has trace of universal healthcare we had and Even with prívate insurance You only pay for the epidural(if not covered) and the hospital copayment (depending on your plan). What doesnt fully cover is genétic test which are really expensive. Healthcare in the USA is a business that's why is so expensive
I usted to work for a medical device company and a single product is sold $200-400 depending the material. Every country in the world ads like $25 to that product. The USA because they sterilized them on hospital it charges patients $1200 per product
Did this include payments to your OBs office?
What happen if u Dont pay or cant pay it ?????
You got charged for the covid testing because it was at a hospital (private) unlike when you go to a free testing site. When you go to your PCP or a private facility your insurance will get billed and some won’t cover it-apparently.
I’m hoping my out of pocket is around 5k or less! Not too bad
that is insane and so unfair to you guys. Im so glad im Canadian
Great video Marisa thanks for sharing!
Unborn child needs to have insurance??
Only thing keeping me from having another kid is the cost. Our oop is going to be 12k combined. Under my moms insurance i only paid $250 now i wish i had them all while under her insurance lol
I am planning to have a baby. I don't have health insurance, what is the best Maternity insurance? I would like to cover prenatal care, delivery and postpartum care.
How Much Should I Expect To Pay If I Have Insurance? 🤔
in EU is free.
It’s paid for some how. Usually taxes.
Yes, it has to be paid somehow, but, europeans pay less for Healthcare, via taxes, than americans do through private insurance's monthly fee and the actual medical bills. Not being political, just stating facts. 🙂
@@TheBudgetingWife Yeah but at least it's not common to ended up in debt because of treatment. Our insurance it's not that expensive and cover pretty much all cost.
That's not true, many countries in the EU have out of pocket expenses for healthcare.
Americans complacent with the system are coping. I see the creator here is regurgitating all the talking points of politicians funded by private healthcare. The tax burden in countries with universal healthcare is very similar. In USA we pay high taxes (for the military) and (on top of that) high premiums for the right to health. The gov’t could maintain the same tax burden but spend the money wisely (less military -> universal care) but private healthcare makes billions off us and scare millions with “higher taxes” when it just isn’t the case.
What’s even more pathetic is we pay more for healthcare per person but have poorer health outcomes per person (eg USA top list for maternal mortality compared to other colonial powers). The current system preys on your detriment but…middle class people will keep telling themselves this is OK , soothing themselves with industry talking points like “b-b-bUt HiGh tAxEs!”
Oh and you can’t forget “long lines” talking point when any average disabled person in the USA can tell you about the long lists they had to endure to see specialists. The waiting times are very similar. Americans just pay more. When the system is profit based, you will be up-charged. When the system is a public good, there’s no incentive to up-charge. Basic econ.
Please be more critical of the talking points you are inclined to spit. There are literal think tanks and lobbying trails that sedate Americans to accept the status quo.
In the United Kingdom we do not have to pay a penny thanks to the National Health xx
Even a private standard scan is only 50-80 pounds!
Thank you for sharing! This was so helpful
It should be free this is crazy
The american health system is broken
Yes
Very broken
People why do live there? Like really. Adulation is expensive, and even delivery is expensive. There are 171 other country in the world there you can live. I moved to Czechia 20 years ago and i have 0 medical expenses. We paid nothing for delivery coz we have state insurance like everyone else.
There’s no such thing as “free” healthcare. Countries with “free” healthcare often have higher tax rates. It has to be paid for somehow.
I’d rather pay less in taxes and pay out of pocket $3,500 to have a baby or 2.
@@TheBudgetingWife I really appreciate your videos! I gave birth to my daughter in March, and I had no idea about the cost of having a baby in a hospital! I am in the US Navy and did not pay any out-of-pocket expenses because of TRICARE Prime. My husband plans to stay in, while I get out, so our future babies shouldn't incur more cost.
of course this only happens in america…
Very grateful that I'm Canadian right now haha
1% of people who are watching this comment I wish them a happiest life 🥰with more than 100 years 💝😘 God bless you 💚❤️
27K ? are you sure 😲
If your an illegal immigrant without a job it's free.
Really
@@anonymous-cx7ng Government support for people without money, but not for people with money.
🖤
Mad system. Why americans put up with this is crazy. We pay taxes and do not have to worry about stupidly high bills.
Wht i pay in taxes a month works out to about 200 dollars for unlimited healthcare. Look around the world your the only country that does it that way. That should tell you everything you need to know
Idk why you’re getting mad at me about the US Healthcare system... but we pay less than that per month for our monthly premiums. And I’d rather pay less in taxes and $3,500 on the rare times when I have a baby. And I know in some countries with universal healthcare it’s hard to get an appointment or have things done when you need. Grateful that I have the ability to select the providers I wish to see and at what time.
@@TheBudgetingWife
However you don't pay less in taxes for healthcare.
The USA government spend more money per capita than many universal healthcare systems.
That money has to come from somewhere.
As French , this video give me heart attack ^^
I really don’t understand why American women have to pay to giving birth .
Why?
If it was 100 dollars. Well…. Ok.
But 4 or 5 numbers ?????
Every Americans are rich?
Every American president who has won since Reagan has had donations from private healthcare. The insurance companies are very powerful. They pay politicians to lie to citizens and keep middle class Americans docile. For if the middle class ever feels inclined to question the system, the cushion between the ultra wealthy and the poor will diminish. Keeping the voting middle class hopeful but ignorant maintains faith in the system and the fat pockets of CEOs and shareholders.
Omg.... Canada= $0.
This seems inhuman!
Our tax rates are different. Nothing is “free”.
@@TheBudgetingWife they're not really THAT different... in fact, taxes are lower for some groups in Canada ... The biggest difference is that the wealthiest 1% in the United States have a lot of available tax deductions. Most people are not in the wealthiest 1%, hence the "1%" specification. The top tier tax bracket in Canada is actually lower than it is in the United States. Like I say the main difference is the amount of deductions available to wealthy people in the United States..
"For tax year 2022, U.S. federal income tax brackets range from 10% to 37% for individuals. In Canada, for 2021, the range is 15% to 33%. In the U.S., the lowest tax bracket for the tax year ending 2022 is 10% for an individual earning $10,275 and jumps to 22% for those earning $41,775. The corresponding bottom Canadian bracket stays at 15% until $49,020.21"
AND the United States has no excuse... The larger volume of people would enable greater economies of scale which could easily cover these costs.
Sucks to be in merica
Actually, I like living in America. :)