2023 Top Savings Accounts: High Interest and Great Benefits

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  • Опубліковано 29 лис 2024

КОМЕНТАРІ • 904

  • @daniellebenning5706
    @daniellebenning5706 Рік тому +394

    Capital one 3.4% no fees
    Marcus Gold Sach 3.75% no fees
    Synchrony 4.0%
    Bask Bank 4.35%
    Bank purely money market 4.5%

  • @waynebabb3336
    @waynebabb3336 Рік тому +12

    I'm a Captial One member for 10+ years. Check your current savings interest .30%!! The reason I say check is because the new term of savings is called "Performance Savings" at 3.40%! It's not an automatic change over. If you have the .30%. First open the new Performance and then transfer the funds too the new acct. If you have multiple accts repeat the steps for each acct. Now let growth begin of more %!!
    Also, if you have a checking acct no fees for foreign purchases or surcharges transactions on your travels. Yet, call the Customer Service too let them know your traveling before said trip. I hope this extra is helpful because I LOVE this channel of A/O info!!!! Thnx my Brother and keep up the great work!! 👊

  • @ThePhenomenalDemar
    @ThePhenomenalDemar Рік тому +16

    I have Capitol One yield savings and American Express yield savings. It's nice to see how much interest you're getting on your money on a monthly basis compared to having it sitting in a traditional savings account where you get nothing.

  • @mahoganychic841
    @mahoganychic841 Рік тому +22

    Got me feeling all smart and stuff. I had a Capital One savings account before this video!!! Still learning to be financially savvy.

  • @JWNS08
    @JWNS08 Рік тому +92

    Thank you for the good message, Anthony. I’m almost in same position as you: 38, black male, single, and looking to have a family one day. Good luck to the both of us 😊.

  • @mercyjalpert4494
    @mercyjalpert4494 Рік тому +21

    Great timing AO to make this video. I was about to open the Prize Pool account, but these top 5 make sense. Let's grow our $ in 2023!

  • @maameabena5969
    @maameabena5969 Рік тому +120

    I use Marcus and Ally. Ally's APY is currently 3.60, and no monthly fee is charged. I love it and I enjoy seeing the interest rates every month 😁😁

    • @mw-ny7gq
      @mw-ny7gq Рік тому +2

      Love Ally. They just upped their APY to 3.75%

    • @Iamstaceek
      @Iamstaceek Рік тому +2

      I have ally too

    • @luv_ajee
      @luv_ajee Рік тому

      Omggg I was looking at Ally, and Capital One but something about Ally was pulling me there!!!

    • @itsdolph5278
      @itsdolph5278 Рік тому +1

      Well i have murcus and nothing is growing?

    • @thelostandunfounds
      @thelostandunfounds Рік тому

      Bitcoin 10.41% in last month.

  • @bellad1063
    @bellad1063 Рік тому +43

    I got Marcus on the 1st March! Deposited 5k emergency funds. Clean and crisp interface app and website. 2 min wait time to speak to a rep. Quick transfers from 2 other banks. 🤷🏾‍♀️

    • @waynebabb3336
      @waynebabb3336 Рік тому

      Chk my comment!!!

    • @kesha1402
      @kesha1402 Рік тому +2

      Do you have the quick access that he was talking about

    • @bellad1063
      @bellad1063 Рік тому

      @@kesha1402 I don’t see why I wouldn’t be able to have the funds transferred from my Marcus to one of checking accounts within 2-3 days. I have never tried. I keep 600 or so handy in the checking accounts.

    • @YoboyJJJ
      @YoboyJJJ Рік тому

      It takes 1 business day to get your money out I have banked with them for a few years great place to put your money.

    • @idefinemybeauty
      @idefinemybeauty Рік тому +1

      I’ve had my acct with them for years. Awesome bank easy saving acct.

  • @imeverywoman8747
    @imeverywoman8747 Рік тому +7

    I just opened an account with Capital One in February. I have 90% of my funds in a credit union. I've been transferring to the high yield account monthly. Thank you for this❤

  • @TB-ev2hg
    @TB-ev2hg Рік тому +2

    I have Capital One Savings accounts. While listening to you, I stopped and checked those accounts and i was only earning .30% (360 savings). I immediately opened a new account (360 performance savings) for the 4.15% and transferred all funds to this account. I already park my emergency fund with Synchrony. Thank you❤

  • @SheisHer95
    @SheisHer95 Рік тому +30

    Thankyou Anthony. I remember you teaching my youth class at bethel chuch in Jacksonville FL now I have my own kids and still learning from you and getting them prepared for life!

  • @dreamer8432
    @dreamer8432 Рік тому +4

    When you said take care of yourself first I felt that I’m trying get my stuff together single father of two boys 👌🏼 come Monday I’m opening one or two saving account

  • @jbivphotography
    @jbivphotography Рік тому +36

    I currently have a couple of savings accounts. One you mentioned with Synchrony bank and also Ally bank, which wasn't listed here. Ally bank currently has an APY of 3.6%

    • @naturalsbynya6194
      @naturalsbynya6194 Рік тому +5

      I have about 4 savings accounts with Ally for many yearss and its been great, but how has Synchrony been for you bc that's the one I was going to go with first??

    • @JWNS08
      @JWNS08 Рік тому +2

      I have an online savings account with Barclays and it also currently has an APY of 3.6% which is the highest it’s been since I have been with them (about 8 years).

    • @tarynbirdon
      @tarynbirdon Рік тому +2

      @@naturalsbynya6194 my same question. I saw some reviews on it (Synchrony) and they weren’t that great 😅

    • @jbivphotography
      @jbivphotography Рік тому +1

      @@naturalsbynya6194 it seems fine i’ve been using them for about 4 years now and haven’t had any issues

    • @sharikagrant6379
      @sharikagrant6379 Рік тому

      I’ve been using Synchrony Savings account for 6 years.

  • @ventclinic945
    @ventclinic945 Рік тому +12

    Just signed up for the impact creators group… on a monthly plan but hey I had to take this opportunity now … I love the content and I believe that you and your team can truly help people!! Let’s go !💪🏾

  • @baileymclean8186
    @baileymclean8186 Рік тому +202

    The rich are money minded. That is one thing I learnt from the start. I have always wanted to build wealth. I have set out $80k that I had been saving since 2020, and I want to put it in the stock market so I can grow my wealth. Any recommendations?

    • @glenbert1396
      @glenbert1396 Рік тому +2

      It's really good that you do this. I know many people who have made a lot of money from the stock market. If you want to become a pro, however, you must spend a lot of time studying the market or hire an investment advisor who really knows what they are doing.

    • @lisaollie4594
      @lisaollie4594 Рік тому +3

      In fact, people underestimate how much they can make in the stock market. Started investing $60,000 in REITs and dividend-paying stocks just before the pandemic hit. A lot of people's portfolios went haywire, but I persevered with my financial advisor and even made more than $86,000 within just five months of starting and it's been a blast ever since.

    • @lisaollie4594
      @lisaollie4594 Рік тому +3

      The thing is, I really don't like giving such recommendations. Conduct your due diligence. I have been working with "LISA ELLEN SHAW" for about four years now and she has had decent returns. If it is at your discretion, you can proceed

    • @fallback8314
      @fallback8314 Рік тому

      ​@@lisaollie4594you made 17k in 5 months???

  • @gracelandenterprises2536
    @gracelandenterprises2536 Рік тому +10

    I just opened a Capital One high yield savings 3.40%

  • @jacquelinegarrison8277
    @jacquelinegarrison8277 Рік тому +5

    Thank you. Affirm is 3.75% saving and it's good for increasing credit.

  • @Kitanya01
    @Kitanya01 Рік тому +7

    Capital One also have a 5% CD for 11 months for March. Thinking about doing that too

  • @uniquelyshellz
    @uniquelyshellz Рік тому +13

    Wow, we need tough love. I learned some valuable information. Thanks for sharing AO. God Bless you and your team.

  • @taajalston5388
    @taajalston5388 Рік тому +23

    I did some additional research and came across CIT Bank which has a savings account option up to 5.0APY. What I saw is that it's a long term savings option that could go towards a house. Like most of the banks mentioned, no maintenance fees and a FDIC member. I'm intersted in CIT because I'm trying to save to buy a home. What I also learned is that CIT is a branch of First Citizens Bank, which acquired SVB. Is that something I should be concerned about if I decide to go with CIT?

    • @acesmooth8292
      @acesmooth8292 Рік тому +1

      No really... SVB stored their money in bonds. FCB basically just took over all their assets including the bonds for dirt cheap. Now when rates go down in the value of bonds increase FCB would have made 100+ billions off of a minor cost to take control. UBS did the same with credit Suisse.

    • @chriswaters2809
      @chriswaters2809 Рік тому +2

      I heard they have bad customer service but they rate is so nice! I coudnt do it I need good customer service from a online bank I went with discover

    • @missdesireindependance5194
      @missdesireindependance5194 Рік тому +4

      Just make sure it’s fdic insured.

  • @lovelylia277
    @lovelylia277 Рік тому +6

    Thanks for this info. Just moved to bask bank (4.35%) at the end of March and at the end of the month, saw that I had made more interest in that account than I had made after ~3-4 months at my prior bank!

  • @veronicacruz5085
    @veronicacruz5085 Рік тому +1

    FDIC insured .35 apy. Capital One 3.4% rate, no fees. High yield savings account. Build a savings account. .

  • @bernadettegreaves5397
    @bernadettegreaves5397 Рік тому +5

    Thanks Anthony I did what you said. As someone working in the banking field I should know this. Wells Fargo isn’t really serving my needs at this time! I’m making the shift. I opened Marcus capital one and synchrony. Thanks!!

  • @traceyalexander9847
    @traceyalexander9847 Рік тому +5

    I have two Capitol One accounts. I love that it would take three days to get money from those accounts because I am less likely to bother trying.

  • @rjlt4841
    @rjlt4841 Рік тому +9

    I was talking to my local bank today and they mentioned they could also offer me over 4 % on a money market account like those online banks. It never hurts to ask!

  • @tahjanaejenkins8307
    @tahjanaejenkins8307 Рік тому +10

    I really love how you give off information so effortlessly. Thank you and keep doing a great job🙌🏽

  • @judyguardiola2491
    @judyguardiola2491 Рік тому +5

    Thank you for the info.
    I have been helping a son to get his life right..
    Now am 62 years old with no saving and very stress out.

  • @staceymack6614
    @staceymack6614 Рік тому +2

    I've had Capital One for years,,,, I opened a new acct and moved all of my money to that 3.4%

  • @trinagirl8685
    @trinagirl8685 Рік тому +7

    I absolutely LOVED this video and delivery by Anthony. I immediately subbed! The passion of the commentary sprinkled in between the valuable information provided was so refreshing.

  • @ildebernacchioni2826
    @ildebernacchioni2826 Рік тому +1

    Capital One now at 4%. Moving the majority of my money from BOA to Cap One almost a year ago was the best decision.

  • @MamaHarperr
    @MamaHarperr Рік тому +7

    I have Cap One and the rate is currently 3.5%.
    Easy to use interface, great customer service. My only gripe is the transfer time. It takes around a full week for funds to transfer from my bank.

    • @1212LizzyLane
      @1212LizzyLane Рік тому +2

      Can you Zelle yourself? That’s what I do… it’s instant 😌

    • @MamaHarperr
      @MamaHarperr Рік тому +1

      @@1212LizzyLane You know...I never thought of that, but I'm going to look into it!!! Thank you!😊

    • @CSMExperience
      @CSMExperience 2 місяці тому

      hey! How is it going so far? Are you getting what you expected from when you opened the acc? I am asking because I just found out about HYSA and all, opened an account on Capital One and I very excited. Thank you in advance for the update I hope you are getting what you are doing well with it! 🫡🤝

  • @fragile00
    @fragile00 Рік тому +5

    Discovered the wonders of HYSA’s last year and haven’t looked back since. I LOVE getting paid every 1st of the month from my savings. Used to watch you on Ramsey so cool to have your new show!

  • @Cici-zh8ms
    @Cici-zh8ms Рік тому +5

    So glad you provided this information! 🔥🔥🔥I have Bread Savings high yield savings acct and Im getting 4.25% as of 2/16/2023.

  • @YashEngineer
    @YashEngineer Рік тому +3

    I use CIT bank and American Express High Yield account.

  • @donaldharris7527
    @donaldharris7527 Рік тому +3

    CIBC is a high yield savings account that is FDIC insured and has a rate of 4.01%. Minimum deposit of $1,000.

  • @wilfredopiris7335
    @wilfredopiris7335 Рік тому +9

    Ally now is at 3.60 APY💪🏽. I love banking with them

    • @6speed818
      @6speed818 Рік тому

      I've been with ally for over 12 years. They Been great. But kinda scary now banks are failing and people are saying they might be next

  • @DF-gq4gp
    @DF-gq4gp Рік тому +14

    Thank you for such a beneficial podcast. These are things that are quickly attainable for many. Very insightful. One of your best and most informative yet.

  • @WeightLosswithPCOS
    @WeightLosswithPCOS Рік тому +14

    I feel like you’re speaking directly to me and I need to hear it. Cutting out some wants so I can live the life I dream of in this season of my life especially before I get married and start a family.

  • @JacobHussBalt
    @JacobHussBalt Рік тому +8

    Ally Bank has a pretty good APY and it's FIDC insured

  • @deannaadams3487
    @deannaadams3487 9 місяців тому +1

    Everbank, fdic insured, high yield savings acct at 5.15% apy

  • @stephaniemorris9337
    @stephaniemorris9337 Рік тому +17

    You are right, brother! I am a teacher and my daughter was concerned that she would have to help me, but I have been reading and planning and learning from people like you. So, now my son and daughter know, I will not be a burden to them.

  • @selfsoulpurity_7751
    @selfsoulpurity_7751 Рік тому +2

    Up thinking about my finances and I’m so glad I was led here. Ready to do my homework

  • @RiSkyNick
    @RiSkyNick Рік тому +2

    Ally Bank does 4% now and FDIC insured. They also let u create category buckets without having to make a new account.

  • @fitfanAnn
    @fitfanAnn Рік тому +9

    Opened a HYSA with PayPal just this week. Their banking services are provided by Synchrony and they're at 4% right now. Would love to see you do a video on T-Bills...those rates are increasing right now as well.

    • @d.nzegwu2154
      @d.nzegwu2154 Рік тому +2

      I did the same. I opened with PayPal as well.

  • @rathkhan1114
    @rathkhan1114 Рік тому +3

    Omg! This is eye opening video. So true my brother. Live below your means to be successful in the future.. work hard put it on action.

  • @chadan3504
    @chadan3504 8 місяців тому

    Glad I ran across this video. I just got my car through CAP1 and I'm rebuilding after a bankruptcy so this is awesome news. Thank you

  • @seren07
    @seren07 Рік тому +3

    Hi Anthony- Can you touch on the tax aspect of having a high yield savings account as it pertains to interest accrued.

  • @NSJ8731
    @NSJ8731 Рік тому +25

    I have a Capital One High Yield Savings account. I have had the account for the last two years. One for my husband and I. One for our 5 year old daughter. I will be opening two more accounts this summer as my family grows I’m expecting twins.

  • @MrMadCityFunk23
    @MrMadCityFunk23 Рік тому +8

    As always you bring gems and tremendous value to your audience. Thanks for being an inspiration to all people!!!

  • @TheFoodReview
    @TheFoodReview Рік тому +1

    Sold my house, parked the money in a capital one savings account! Made 50 plus bucks the first month! Versus pennies in a chase savings

  • @royrussell6815
    @royrussell6815 Рік тому +271

    I'm glad I got into trading when I did because it was a turning point for me financially it was my best decision ever. All thanks to Mrs Rose Marie Wayne her set skills are amazing

    • @lamyami
      @lamyami Рік тому

      I have been hearing about this Mrs Rose Marie Wayne and her exploits in the trading world but i have no idea how to reach her. Please can you give me her info?

    • @royrussell6815
      @royrussell6815 Рік тому

      FXTRose is her username

    • @royrussell6815
      @royrussell6815 Рік тому

      She's on Telgram

    • @briansincere3663
      @briansincere3663 Рік тому

      ​@@royrussell6815 .😊😊

  • @ashleyvick6009
    @ashleyvick6009 Рік тому +2

    Discover bank 3.5% but I will be opening another one at one of these banks you mentioned . Thank you

  • @codyrienstra2366
    @codyrienstra2366 Рік тому +48

    Love your valuable content Anthony! Also love your genuine concern and care for everyone, as well as being considerate and honest. I think you're doing phenomenal work by informing people with helpful information, and most importantly providing optimism and positivity. Moreover; I appreciate your level of self reflection and self accountability, you truly are a leader. Thank you for all that you do!

  • @bjmorgan3092
    @bjmorgan3092 Рік тому

    Discover Online Banking 3.75%.
    No fees, no minimum, and having their credit card not required. 12 month CD currently 4.5%. I love Discover Bank. ❤️

  • @NicoleHall-gq1nr
    @NicoleHall-gq1nr Рік тому +12

    Ally Bank is offering 5% on an 18 month CD no minimum and their savings is 3.75%. Also an 11 month no penalty CD at 4.85%.

    • @joy2come119
      @joy2come119 Рік тому +1

      Thanks for the heads up

    • @lilgsmart793
      @lilgsmart793 Рік тому +1

      Hey have you used Ally Bank? Is it good, trustworthy, reliable?

    • @fredonajones8026
      @fredonajones8026 Рік тому

      Thanks

    • @NewYoutuber1111
      @NewYoutuber1111 Рік тому

      My credit union says 5% for 7 months minimum 1000 deposit

    • @PYTU
      @PYTU Рік тому

      @@NewUA-camr1111 which one

  • @VangelisFilms
    @VangelisFilms Рік тому +1

    Preach! How do you feel about online banks like Evergreen Group or Pacific Western that are currently offering 5%+ ?

  • @Sherrodicus
    @Sherrodicus Рік тому +7

    Brotha, thank you for sharing your gifts. This hit hard. I grew up in Jacksonville on the northside right off of Moncrief and Ken knight. I remember having to be home before dark or else there was trouble and you might not survive. You hit the nail on the head concerning not caring what other people think you have to do what’s best for you to secure your future. The sad thing is most young adults want instant gratification without thinking of the future. I have sent your a video to all of my friends because this needs to be heard. Thank you again.

    • @Hyriam09
      @Hyriam09 Рік тому

      I spent a year with my sister in the same general area in 81-82.

    • @sonyalambcomer1369
      @sonyalambcomer1369 Рік тому +1

      @Rod Mervin I dare to say Not just most young adults, but Most Adults. In Geneal, People are trying to keep up with the Joneses instead of living in their means.

  • @eMARie905
    @eMARie905 Рік тому +2

    Thanks so much for the information! Do you have list of credit unions that give you something for just parking your money with them for a minute??

  • @junkandthangs
    @junkandthangs Рік тому +4

    Capital One… make sure it’s the 360 Performance Savings Account not the old 360 you may have previously had. The interest rates are different

    • @Native722
      @Native722 Рік тому +1

      Yup, I got the old one 0.30 apy

    • @junkandthangs
      @junkandthangs Рік тому

      @@Native722 yeah change to performance

  • @innermindgame
    @innermindgame Рік тому +2

    What is APY,,? im watch the video from Africa Kenya.. Thanks AO for all great things u r doing to our lives.

  • @sylviacobbs4016
    @sylviacobbs4016 Рік тому +4

    Sir, have you looked into how insurance policies can be a savings vehicle? Thank you for the information already shared.

    • @cherylgordon6436
      @cherylgordon6436 Рік тому

      A savings vehicle for whom the insurance company or you most don't understand that and how would actually work

  • @velissalewis5321
    @velissalewis5321 Рік тому +1

    I just woke 10 people up sending them this video.. Thank you for what you do. You are appreciated.

  • @truebigman
    @truebigman Рік тому +3

    I retired 1/31/22 I have a 457b that’s not getting much interest because the job is no longer adding to it. I have a decent pension and low overhead my house is 80% paid off. I like what your saying in your video how hard would it be to put that money i have in that 457b in one of those high yield accounts?

  • @deeinfinite
    @deeinfinite Рік тому

    I use Citizens online high yield savings. 4.25 APY, no fees and FDIC insured.

  • @billadams8958
    @billadams8958 Рік тому +5

    I love your message. It is accurate and makes common sense! thanks!

  • @frankellis9627
    @frankellis9627 Рік тому

    I have 3 banks. Ally bank, Sofi Financials, and Navy Federal Credit Union. All with great rates 😃

  • @marthagichia
    @marthagichia Рік тому +6

    Great message! God bless you.

  • @jerrygregory4613
    @jerrygregory4613 Рік тому +1

    I move my money from Regions to American Express High Yield account and I wish I would've done it sooner. My apy with Regions was 0.17 cents. Within a month with AE and my interest was 6 times more. Next going to open up an Emergency fund account.

  • @coog2011
    @coog2011 Рік тому +25

    I’m using a HYSA with 5.35% APY and is FDIC insured. It’s great for just putting the money in there to saving and earn interest. No fees no minimum balance.

    • @cp553
      @cp553 Рік тому +2

      which one is it

    • @lmiller6675
      @lmiller6675 Рік тому +5

      You didn’t give the name of the bank

    • @itsmisslacey
      @itsmisslacey Рік тому +3

      Please share the name of the bank this is! I would love to check it out 🙏🏾

    • @coog2011
      @coog2011 Рік тому +5

      @@cp553 it’s called My Savings Direct. It’s a division of Emigrant Bank.

    • @coog2011
      @coog2011 Рік тому +1

      @@lmiller6675 it’s called My Savings Direct. It’s a division of Emigrant Bank.

  • @carmeusjacob
    @carmeusjacob 9 місяців тому +1

    I like Diacover bank because they have a high yeild savings account that rivals capital one and american express and the checking account has cash back like a credit card.

  • @akaeke13
    @akaeke13 Рік тому +4

    One key detail you missed to mention about Marcus… your money in Marcus compounds daily and paid out monthly.

  • @BullockAndCompany
    @BullockAndCompany 10 місяців тому

    Yes, SoFi Checking and Savings accounts are FDIC insured up to $250,000 per member. Joint accounts are insured up to $500,000.

  • @carolramos8350
    @carolramos8350 Рік тому +3

    You’re videos are so real and motivating. You make me want to save! 🙌🏽💰💰💰

  • @Latoya-p8o
    @Latoya-p8o 9 місяців тому

    American Express HYS account 4.35% and FDIC insured up to 250,000.

  • @calina4258
    @calina4258 Рік тому +4

    Hey
    Anthony love you. You are so knowledgeable, blessed and a blessing to all people. May God continue to bless and keep you always!!!!! Yes I have been with Capital One Bank for years. Very good bank. Even Wal-Mart keeps their money in this bank. Much 💕😘

  • @javennabellingerlearnsomething

    Thanks for Rocking with us and providing valuable financial information to your viewers!!!
    Also thanks for not charging to take a course to gain access to this essential information! Some people just need knowledge!💯
    May God continue to bless your financial growth and personal growth for helping his people!!!🙏

  • @drakejack8165
    @drakejack8165 Рік тому +6

    You work for 40yrs to have $1m in your retirement, Meanwhile some people are putting just $10k in a meme coin for just few months and now they are multimillionaires.I pray that anyone who reads this will be successful in life

    • @jackjacket1398
      @jackjacket1398 Рік тому

      This must be an investment with Mrs Erna Solberg ❤❤❤❤❤❤❤❤❤

    • @jackjacket1398
      @jackjacket1398 Рік тому

      She helped me get back what I lost while trying to trade.❤❤❤❤❤❤❤❤

    • @Jeff_Anderson
      @Jeff_Anderson Рік тому

      After watching so many UA-cam videos about trading was still making looses untill Mrs Erna Solberg started managing my investment now I make $8,200 weekly. God bless Mrs Erna Solberg . She have been a blessing to me and my family.❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤

    • @mohammedj747
      @mohammedj747 Рік тому

      I'm from india and two others of my friend's tried her immediately we testified, her performing wonders❤❤❤❤❤❤❤❤❤❤❤❤❤❤

  • @starlondon7547
    @starlondon7547 Рік тому +1

    Good information, I currently get 5.15% and I love it. I noticed everytime the feds raise the interest rate, the high yield savings accounts are competing. I only deal with fdic and no fees. I had Capitol one got a thousand dollar bonus but 5.15% made me jump after I received the bonus. If you got some money you can make some money. Enjoyed your video and let's get independent.

  • @denisemaynard1178
    @denisemaynard1178 Рік тому +5

    UFB DIRECT Preferred Savings , no minimums or fees and FDIC Insured at 5.02% APY

  • @mtaylor4769
    @mtaylor4769 Рік тому +1

    Alright!! I say exactly what you're saying to my family but maybe hearing it from a UA-camr will carry more weight. Not a dig but a praise.
    Glad I found your channel.

  • @brandonthomas6796
    @brandonthomas6796 Рік тому +3

    Ally Bank is a good one as well. I have them and they're are always going up on their APY

  • @ReviewsWithB0501
    @ReviewsWithB0501 Рік тому

    I use betterment 4.35 APY ! It’s been going up lately and wouldn’t be surprised if it goes up in a couple of weeks!!!!

  • @rodneycorbett893
    @rodneycorbett893 Рік тому +5

    You have to remember you should always have cash on hand in case of emergency here what if all the ATMs go out in the credit cards don't work due to the economic downturn with the system

  • @karenjohnson5793
    @karenjohnson5793 8 місяців тому

    Hi Anthony, I’m new to your channel. Thank you for the information on the high yield savings and 5 of the bestFDIC insurance banks. I bank with SC Federal Credit Union with no savings but that’s about to change after watching several of your videos..it’s a blessing to have stumbled across your channel. I will start with snowball method.. Thank you Sir. God Bless You! 🙏🏾💙

  • @Jcov1984
    @Jcov1984 Рік тому +10

    Discover Bank is at 3.5%

  • @jeffmiller1872
    @jeffmiller1872 Рік тому

    I've got Capital One and Marcus accounts. Happy with both.

  • @smalltowngirljc
    @smalltowngirljc Рік тому +5

    I opened a HYS two weeks ago with Capital One and Discover. This video came at the perfect time. I feel as if I made the right decision. I am possibly thinking of opening a checking account as well. Thanks for the info & all of your videos!

  • @YaGulYo
    @YaGulYo Рік тому

    I’ve stuck with Quontic bank for a year now and my money market just hit 4.75% this month. It has consistently gone up over the past year.

  • @Cristian_M_
    @Cristian_M_ Рік тому +15

    Starting early is simply. The best way of getting ahead to build wealth, investing remains a priority. I learnt from my last year’s experience, I was able to build a suitable life because I invested early ahead this time.

    • @geralyncainglet2626
      @geralyncainglet2626 Рік тому

      I’m celebrating a $30k stock portfolio today. I started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me

    • @ademusiaka7198
      @ademusiaka7198 Рік тому

      Wow, really. I was able to make my $25k on investment

    • @sarkiali3958
      @sarkiali3958 Рік тому

      ​@@geralyncainglet2626I’m looking for something I can venture into on a short term basis, I have $15k sitting in my savings

    • @aaronferrell3129
      @aaronferrell3129 Рік тому

      You’re right but a lot of people remain poor due to ignorance

    • @Brookeinda
      @Brookeinda Рік тому

      Not because of ignorance, it’s because of the high rate of unprofessionalism in the cypto market

  • @Msxmas321
    @Msxmas321 Рік тому

    Sofi Apy 4.20% for savings and 1.20% for checking. FDIC insured more than the national average.

  • @koltenstooks8912
    @koltenstooks8912 Рік тому +14

    Credit karma offers a 4% savings account (no fees) and you can also get their spend account that comes with a debit card so if you needed to dip into the savings for an emergency you can transfer instantly into the spend account and use your money

    • @hazelrw6122
      @hazelrw6122 Рік тому +2

      Yep, when I started my CK Save it was 3.75%. Now it's 4%. My brick and mortar is paying. O8%.

  • @robho3308
    @robho3308 Рік тому

    I put my savings into Credit Karma bank. No fees no min 4%. Tied the account to BOA. Left a little in BOA just in case I need it ASAP. The Credit Karma bank will take 2 days to get the money if I need it .

  • @tatianal.williams9991
    @tatianal.williams9991 Рік тому +5

    I use Ally Bank. I’ve been rocking with them when it was $0.50% APY and it’s now $3.60% APY

    • @richdavis5712
      @richdavis5712 Рік тому +2

      Right there with you big dawg. Had mine for about 4 yrs now

    • @BIG6BOXING
      @BIG6BOXING Рік тому +1

      Now 3.75%🤟🏾

    • @Native722
      @Native722 Рік тому

      Ally have always been the top 5

  • @strongwomen630
    @strongwomen630 Рік тому

    Powerful testimony at 28:00 Congratulations on your inner work and growth 👏🏾

  • @luv_ajee
    @luv_ajee Рік тому +3

    Omgg definitely happy I saw this video I have been tracking my money and want to save and this is a sign as well…. I’m getting my life and health insurance license. I take the test Monday!! God I see the signs ❤❤❤❤

    • @cherylgordon6436
      @cherylgordon6436 Рік тому

      Congratulations on your new successful endeavors GODSPEED with that money🎉❤❤❤🤑🤑🤑🤑

  • @teri8991
    @teri8991 Рік тому

    I’m a first time watcher & listener. Love, love love your interview content brother. I was deeply touched by Ms. Mignon Francois story as I listened last night. This morning the Lord awakened me at 3:06 AM, I got up to read His word, listen & pray. I have God given dreams to fulfill. ❤😊❤😊

  • @river_a
    @river_a Рік тому +2

    Currently using Betterment as my main for all my banking needs.The offer checking,savings at 4% APY and Investment.

  • @teddygraham5230
    @teddygraham5230 Рік тому +24

    The problem with the FDIC that nobody talks about is that the insurance company has 99 years to actually repay you back those insured funds.

    • @rwandafarrer3772
      @rwandafarrer3772 Рік тому +7

      Yea, but…. There you go! He’s giving you great info. Don’t “rain on his parade “!

    • @teddygraham5230
      @teddygraham5230 Рік тому +15

      Understood. It’s better to give people information on what they want to hear instead of giving them the whole landscape of the picture. My bad, I thought I was being helpful in adding valuable information you wouldn’t receive from your bank. I thought that was the objective of these platforms?

    • @lenah4160
      @lenah4160 Рік тому +11

      Thanks for the info because I didn’t know that.

    • @margritski
      @margritski Рік тому

      Can I see the fine print for this ? Lol

  • @TheodoreDobbins
    @TheodoreDobbins Рік тому

    I'm trying Capital One. Thank You!

  • @BlackHealthandWealthShow
    @BlackHealthandWealthShow Рік тому +5

    FYI....APY stands for Annual percentage yield, not annual percentage per year.

    • @leahmcdermott4189
      @leahmcdermott4189 Рік тому +1

      This is what I was thinking. I busted out laughing when Anthony said that 😭💕