How to save 15 crores after 45 years old ? | tips to save money | Sathishspeaks
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- Опубліковано 31 жов 2023
- How to save 15 crores after 45 years old ? | tips to save money | #moneysavingtips #moneysavings #savings
By Sathish kumar #sathishspeaks
#wealth #stockmarket #portfolio #mutualfunds #financialfreedom
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Nandri sir
Vazhga valamudan
Thanks universe
Welcome
Thanks for sharing the valuable eye opening informations.
Our pleasure!
Thanks for the inputs Sathish... very useful!!!
Welcome Mdhan
Super sir... Thanks for your lovely video about future financial planning...👍👏👏👏
Welcome
Good idea sir
Keep watching
Very nice experience and very nice speech sir thank you sir
welcome
உங்களுடைய ஆலோசனைக்கு மிகவும் நன்றி
Thanks and welcome
வீடு இல்லே/ extra பணம் இல்லே/ support இல்லே/ சும்மா ஆசை காட்டி ஒண்ணுமே செய்ய முடியாது
Start working
உங்களுக்கு தன்னம்பிக்கை இல்லே.. அது மட்டும் இருந்தா மேலே உள்ள அனைத்தும் வரும் ஹே
எனக்கு வயது 42 எந்த வித சேமிப்பு இல்லை கணவர் இறந்து விட்டார் வாழ்வதே மிக சிரமமாக இருக்கு இரண்டு பெண் குழந்தைகள் எனக்கு சிறிய அளவில் சேமிப்பு சொல்லுங்க சார்
@@abishegamoils6735
Postal insurance
Excellent 👍
Many thanks
Valuable Information
Thank u Sathish
So nice of you
Excellent sir thank you so much
Most welcome
Increase Pandrathuku first money venum sir... Naanga sambarikra money vaayukum Vayathukum sariya iruku
Neenga solra method ellam rich man ku than Porunthum
okay
Hi bro,,middle class family Avarage salary 30k to 40 k...middle class family ku oru video podunga🎉
Pls check my Rs. 500 SIP video
Thanks sir .. really motivational .. and definetely doable thing ..
Most welcome
Thank you sir very very use full idea
Welcome
கோடி கோடினு கடைசியில தெரு கோடிதான்...... பணத்தை வைத்து என்ன பண்ணலாம் என்று யோசிப்பவருக்கு சரி சிறுதொழில் கூலி வேலை செய்பவர்கள் SIP பற்றி புரிதல் இல்லாதவர்கள் முதலிடு செய்ய வேண்டாம் இதற்கு பதில் தங்கம் மற்றும் நிலபத்திரம் அரசு பாண்டு பத்திரம் நீர் நிலம்உள்ளவர்கள் சரியை முனறயில் விவாசயம் பார்க்கலாம்.... வாழ்க தமிழ் வளர்க தமிழன்
Okay
The idea is good, however there is fundamental error in the calculations. 1. Starting 30k a month is ok, increasing 10pct per year is difficult, in this case by the age of 55 you need to set aside 1.25L per month. 2. Withdrawing 2L every month after 55 years, the inflation is not accounted for in subsequent years.
Inflation is accounted - Provided when you are zero at 45 years age age, 2 lakhs per month is a luxury during retirement and when you are in peak earning period 10% Step is possible.
You have not considered when a person is kicked out of job/ corona period/ loss in business etc
You are telling simply to invest invest invest
Bachelor ok after marriage expenses doubles after child birth expenses triples
Father mother medical increases
😂
Thanks. It's very useful information.
Welcome
Super excited ❤🎉
Excellent & Take Action in Investing
Monthly 30k save pannanumuna monthly 1lkh salary vanganum.. This is not possible for middle class people.
Okay - Start with Rs, 500. Start with what you can
Dear Sathish, I am 56.6 year old. Yet to retired in another 1.5 year. The only option to get the savings as mentioned is single premium/ investment.
In this scenario how much I have to invest and , and at what age I can expect the above mentioned corpus.
Or if I am investing 30L now , what will I get after 15 years.
Pls call 78100 79946 - Shall guide
Thanks for most useful info
Glad it was helpful!
Excellent sir
Welcome Rajesh
You are asking to take term plan. Do you know the lapsation is highest in term plans only.
Do any insurance company provide term plan for less than 18yrs? Or those without any Income proof..? Practically after 30 yrrs, only term plan. By then. Premium will be very high.. will it be same as 18 yrs?
Moreover for term plans GST is 18%. other plans 2.5%.
What's your age? Why does a 18 year old require a term plan? Also what is the alternative for term plan from your perspective?
My Age is 3yrs. What plan do you suggest ?
. An individual has to save for them when they become elder.. Don't have to create lazy generation and over privileged.. Our accountability is to give quality education and quality life
True words
Very inspiring
Welcome
Thank you sir
Welcome
At 75 yrs what I'm going to do with 15 crores. When we are not enjoying anything at our younger age. Why we need to save for coming generation
Save for yourselves - Enjoy your life
True brother.We have to enjoy our life and same way we have to take care of our family also.
Sir I'm just 19 years old last 1 year I watch your videos I start investing journey initially I do part time job in my dad's shop i getting a decent pay now build a Corpus around 117730+ but the problem is I'm not invest money for goal oriented I investing as a hobby is it any problem occured in future?
Fix a goal. That will avoid you to withdraw for unnecessary reasons. Appericiating your early savings habit
Pls call 78100 79946 - Shall help u
@@Sathish_Speaks_im 20
Thaks useful for your speech sir
Welcome and thank you
Thanks
Welcome
After 50 years what one should do with crores
You eat paani poori 😅
Use it for retirement
Before your 30s what do you do with your thousands 😆
Big lover of your videos ❤
What is use of 15 crore at the age of 75, hight of stupidity...
உண்ணாமா திண்ணாமா 15 கோடி சேத்து பசங்க ஊதாரியா போகனுமா? what non sense saving
Cool
அந்த வயதில் அவ்வளவு காசு நம் கையில் இருப்பது நம் உயிருக்கு பாதுகாப்பு இல்லை நாம் பெற்ற பிள்ளைகளால் கூட ஆபத்து வரலாம்😢 பணம் எதையும் செய்யும்😢
🤭😃😃 உண்ணாம திண்ணாம அப்படி ஏன் சேர்ககணும்
if you grow your children in proper way and financial knowledge, no need for this words
நடைமுறையில் சாத்தியம் இல்லை
Useful message thanks for sharing 🙏💐
Welcome 😊
Excellent video
Welcome
Super sir...🎉
Welcome
Your all videos are very useful sir.
So nice of you
Thanks sir
Welcome
Super sir நன்றி
Welcome Siva
Very good speech and information sir. By Mohamed
Welcome
Fantastic sir
Thanks
Super idea thought Sathis sir
So nice of you
Thank you sir useful information
Welcome
❤ Super sir
Welcome
Thank u so much sir it's really useful information
Welcome
Very nice advice thanks bro 👍
Always welcome
Excellent sir, very wellset,
Many many thanks
Good msg.
Thank you
Boss really good message first two health insurance and group term insurance I'm applied already
Remaining points I want to follow
Good.....
Excellent
Thank you so much 😀
Thankyou so much for your video I call you bro 👍
Okay - Sure
super sir. Very good eye opening information sir
Keep watching
Thank you so much sir. It's really useful information. Kindly clear me, about nominee details
What do you want to know about nominee?
This is what im looking for sir
Welcome
Good sir
Thank you
Super sir
Than you Mari
Anyone watching...Saving is essential part of life.. Because it will save everyone at older age .... But never believe saving strategies.... Simple math try to 20 percent of what you earn.... If not go with the flow .... Dont spoil your present life thinking about future ....
Save 20% - Good one....
Really good information those who are earning this amount
Very good , keep it up
Thanks a lot
Super ,, Thank you sir, endhe fund la investment pandradhu nu sollunge sir,, pls
Pls watch ua-cam.com/video/_JLEk02FUWw/v-deo.html
Excellent sir...
So nice of you
Good video
Glad you enjoyed
Mr Sathish interested appreciate your support
Hi Balaji
Thanks for the video. Good advice for middle aged persons. What will be the value of 15 Crores at that time after factoring inflation?
Kindly factor 6%
Useful information...thanks ...name some of high performing mutual fund......for swp and sip...
Pls call 78100 79946 for SWP and Fund choices
Definitely a good advice❤
Thank you
super sir
Welcome Siva
SUPER BRO
Welcome
Best idea health and wealth insurance investment was first and life settlement savings. But, people aren't interested?🎉
ok
Good
Thank you Jeyakumar
Agree uncle 💙
Welcome Paiyaaa
Super🎉🎉🎉
Welcome
Thanks for your video sir,
Any suggestions for high performing MF also is it advisable to invest in SBI SIP sir
Check Top MF for 2024 video
TMMK Trust foundation congratulations sir
Thanks a million
Sir pls put video for SIP
Check my todays video on SIP for 2024
I am your fan sir
Thank you
Very simple. 1t crores sma top experts are tbere in tami nadu. Adk them. 100 crores you can have
Okay
nice
welcome
Mr Sathish, Appreciate your guidance and financial advises. I saw this video and realize i am very much into the Same scenario , but even worse scenario .. I am at 54 yrs of age now (private employee still working) but no retirement plan yet .. All these time I have paid my home loan/ top up EMIs and rest for my children(3) studies/house expenses.. I have health/life insurances for my family . And have ancestral property earning 20K by rentals . No other savings .. After my retirement , I will have to only depend on this 20 K rentals . No other savings. Please advise retirement plan by saving 2-3 Lakhs / annum next 5-6 years and get monthly withdrawal after my 65 yrs .. Pls guide me ..
Pls call 78100 79946 for personal recommendation
Naan ean boss en life ah save pane next generation ku life kudukanum.. nalla education kudutha podhume..
Thats Right - You can accumulate more money
How u & we can believe strongly the mutual fund investments & equity as will it not collapse in years.... when they itself mention as " subjected to market risk"
Start your investment with FD, PPF & RD, do your research on Mutual Funds in the mean while. pls start with MF, when you get convinced.
@@Sathish_Speaks_ yes we r comfortable with FDs though the returns may one third of others but the peace of mind we get after 45 matters & returns many more i feel
Anna really superb video
Masam masam oru 15 varusathukku 30000 kadan kodunga na.
Reply must
Sure Sure
Bro.. pls add your concerns about tax paying liability when accumulating this corpus for retirement.
There is a separate video for capital gains and taxes
Ellarukum amaiyathu sir kidakanumnu iruntha kidaikum
Do your action and wait for results
I took a personal loan of 6 lakhs for some other purpose. But I did not need it for that purpose. So I invested in post office FD. Though not a wise thing, at least at end of 5 years there wil be no loss.
Good - Keep Investing
You are a good mathematician.
But highly impractical
Okay
2 lakhs at 55 is not the same at age 75. You have to withdraw 7% more each year to keep up with inflation. Also, medical expenses go up significantly after age 55.
yes
Sir .thank you so much for auch a wonderful advise . Sir 30k monthly need to invest in only one MF product or multiple product ? If invested in 10funds each 3k montly that goal can be achieved?
Start with what u can
Fine to imagine,but how it's possible
You should take action with what you can - Mutual Fund SIP
Hi Mr.sathis how r u... this videos is so usefull
I have one question
Mutual fundla edhu best index fund or any other fund
Go with UTI Nifty 50 Index Fund
Best mutual funds sir
Watch my Top 5 MF for 2024
What is Guarantee, that you will get 15,%. Japan index not yet reclaimed its peak reached in 1990s
Replied in earlier comment
Sir apdiye Best Term Ins & Health Ins pathi sonna innum konjam better ah irukum 🎉🎉🎉
Oh Yeah
Lic is best for term insurance
Mutuval fund potu 5yrs.but verum 50 000.so Again 3yrs Agatim nu solitaka.athika devai students erukaka.ennapannauvathu
Sathish, I’ve invested in large and mid cap funds under MF, is it better to switch to flexicap or stay focused here?
Switch to flexi
@@Sathish_Speaks_ Thank you 🙏
இன்றுதான் உங்கள் காணொளி பார்த்தேன் உடனே சப்ஸ்கிரைவ் செய்துவிட்டேன் மிகவும் உபயோகமாக இருந்தது
Glad u liked
Bro ....pls choose your dress code combination. It looks like you try to be cool & formal simultaneously with this Light Blue T-shirt & a blazer. It doesn't go well together.....you can try with a half white shirt with a blazer (without Tie). instead of these t shirts.
Thank you
I have strongly decided to invested on mutual fund..😊
Good
Small doubt!
I'm gaining daily 1% profit on my capital.... Daily compounding...
In 30th day how much % will get as returns....
If it doubles on a daily basis ( 100% ) then the interest is 107374182300%
LIC - people will stay longer. For the Indian mindset LIC is the most suitable. If anyone sees 30% LOSS, they will immediately book profit / loss and loose their entire savings.. where is the Goal? Where is th security?
Stay with FD's