Do THIS When You Get Paid (The Paycheck Routine)

Поділитися
Вставка
  • Опубліковано 20 січ 2025

КОМЕНТАРІ • 388

  • @jasonscottish2824
    @jasonscottish2824 10 місяців тому +181

    Now make a video about the lower class saving money on a very tight budget. People in their 30s who are probably still making 40k or less a year, I think that would be even more impactful! Again great video dude!!

    • @lolgeselle
      @lolgeselle 10 місяців тому +9

      This!!!!

    • @tduke542
      @tduke542 10 місяців тому +7

      This is what’s needed!

    • @Financialrescuellccom
      @Financialrescuellccom 10 місяців тому +4

      Yes, many will benefit in this kind of topic

    • @3Dimensional3
      @3Dimensional3 10 місяців тому +3

      Gotta make changes ... eat at home, less going out, cut back on holiday shopping, etc...
      It's hard, I'm guilty of it too

    • @Ace_1224
      @Ace_1224 9 місяців тому +2

      The first thing would be to have a higher income, so basically invest in education or training that would increase your income

  • @SkyFullOfPotential
    @SkyFullOfPotential 10 місяців тому +145

    "you still have your whole life ahead of you"
    Screams in immortality

  • @brucebanner2222
    @brucebanner2222 10 місяців тому +43

    You are not a nobody to us. Thanks for sharing your knowledge.

  • @Gr8Incarnate
    @Gr8Incarnate 10 місяців тому +290

    As a broke vampire I was offended.

    • @abrahamlincoln1600
      @abrahamlincoln1600 10 місяців тому +6

      How’s the sun treatin ya?

    • @flako7745
      @flako7745 10 місяців тому +3

      @@abrahamlincoln1600😂genius 😂

    • @0xKimKong
      @0xKimKong 10 місяців тому +6

      Should’ve just stepped into the sun 🤣🤣🤣🤣

    • @SniperLogic
      @SniperLogic 10 місяців тому

      Stick up the local blood bank! 😂

    • @guerlinenicolas8159
      @guerlinenicolas8159 9 місяців тому

      Step into the sun😂😂😂😂

  • @OscarGMata
    @OscarGMata 10 місяців тому +97

    Dude, leave us Vampires alone. We are broke by nature and we personally can't work during the day.

    • @AndreiJikh
      @AndreiJikh  10 місяців тому +16

      :( I feel for all the broke vampires out there

    • @minmaxmedia
      @minmaxmedia 10 місяців тому +14

      On the flip side, most companies pay a premium rate or a "shift differential" for employees that can work 3rd Shift... so you have no excuse 😛

    • @aimenh.a.5898
      @aimenh.a.5898 Місяць тому

      Yea.. some of us are young vampires too. Yes, we exist!!

  • @israelcampos-k7o
    @israelcampos-k7o 10 місяців тому +30

    We are in control of our own choices. YES. love this and your channel. Thank you!

  • @mannya_realtor
    @mannya_realtor 10 місяців тому +34

    I came for the finance and stayed for the magic. ☺️

  • @Brilliantick99
    @Brilliantick99 10 місяців тому +3

    Been following you for years. Im glad you stuck doing magic on the show. Irs super entertaining.

  • @edbraun383
    @edbraun383 10 місяців тому +9

    I wonder if most viewers realize the amount of time that goes into a video like this? It's a lot. Your videos are slick, fun and informative. Thank you!.

  • @ElixerS5
    @ElixerS5 10 місяців тому +12

    Put some money away every time your paid, even if its just $100. Start with that.

    • @AL-12345
      @AL-12345 4 місяці тому +1

      “Just $100”

  • @evangeloT
    @evangeloT 10 місяців тому +17

    Regardless of the topic i think you are one of the most talented in here related to finance. 👏🏻👏🏻👏🏻👏🏻👏🏻👏🏻

    • @AndreiJikh
      @AndreiJikh  10 місяців тому +7

      I appreciate that! My talent is an illusion, I just spend too much time on these lol

  • @frankfilippelli
    @frankfilippelli 10 місяців тому +20

    My favorite finance magician! 😂 you are too good man!

  • @richt8088
    @richt8088 10 місяців тому +37

    Are they factoring in, your salary says 50k but after taxes its probably like 42k

  • @aromachocolates
    @aromachocolates 10 місяців тому +4

    Honestly, as a 50 year-old that hasn’t been able to save, this video is really depressing and frustrating.

  • @TheCurtisJames
    @TheCurtisJames 10 місяців тому +16

    The card trick intro was next level debauchery. 😂👏🏽

  • @hydrakn
    @hydrakn 10 місяців тому +4

    need one of these for when you havent saved much by the 'recommended age'

  • @DrPubz
    @DrPubz 10 місяців тому +17

    9:38 "mom Andrei's doing sus gang signs againnn!" 😂😂

  • @E-XODIA
    @E-XODIA 10 місяців тому +3

    Why I always watching this video ??!!! Come on !!! The best guy to share investments option and financial information in a very easy way to understand without mentioning in a very funny way.

  • @Humour_SBD
    @Humour_SBD 10 місяців тому +2

    Hi andrei i have been watching your videos since age 14 (I am now 18) I have always loved the way you put your videos together ! Thank you for making it so understandable. Bonne journée! 🇫🇷

  • @aivilom1
    @aivilom1 10 місяців тому +2

    Love the content you post and your humor! I am 34y and learning to save and contribute to my retirement. Slowly but getting there!

  • @sivaramandevarajan8912
    @sivaramandevarajan8912 10 місяців тому +4

    had my eyes on the queen of hearts everytime you asked a question, flipped it and didn't move the location of the queen of hearts. love the psychology example!

  • @knowwhattodo2625
    @knowwhattodo2625 10 місяців тому +10

    Love the Vampire jokes.

  • @jonnalisa
    @jonnalisa 10 місяців тому +3

    That VeVe gold&silver logo 👀💙🔥

  • @jthomascruz4890
    @jthomascruz4890 10 місяців тому +5

    The reason the Vampire's is only partially because of the compounding effect. The real reason is that they drink blood for sustenance which they are not paying for meanwhile the rest of us are being subjected to the outrageous prices at the grocery stores or when we eat out which is brutal.

    • @AndreiJikh
      @AndreiJikh  10 місяців тому +3

      Yea they definitely live well below their means, their food expenses are pretty low I imagine

  • @musketeersc586
    @musketeersc586 10 місяців тому +3

    Money talk. A good advice ❤️

  • @tylerpetit33
    @tylerpetit33 10 місяців тому +7

    Haha, loved the video! Hysterical and brilliant. Thank you.

    • @AndreiJikh
      @AndreiJikh  10 місяців тому +2

      Glad you enjoyed it!

  • @billgradylive
    @billgradylive 10 місяців тому +10

    are the yearly income numbers pretax or post tax?

  • @luisrodriguez197099
    @luisrodriguez197099 7 місяців тому +1

    New to your channel already subscribe, love your advice and your magic..juat starting to invest learning so much from you

  • @ebenezerquartey188
    @ebenezerquartey188 10 місяців тому +31

    Not when youre married with kids.

    • @constructionsecrets6048
      @constructionsecrets6048 10 місяців тому +36

      dont marry a kid then. lol

    • @alleneverhart4141
      @alleneverhart4141 10 місяців тому +10

      I know your pain. This draconian (pun intended!) savings scheme only works if you stay single and live in your parents basement until age 40.

    • @doctorgap
      @doctorgap 10 місяців тому

      ​@@alleneverhart4141guess it depends on income and lifestyle 🤷🏻‍♂️

    • @PogonaCraze
      @PogonaCraze 10 місяців тому

      ​@constructionsecrets6048 you beat to it 😂

    • @CivilizedSavage
      @CivilizedSavage 10 місяців тому +5

      You're all making excuses. Do better. Start your own business. Do a side hustle. It's not impossible, just uncomfortable. For years in my 20s I never made more than $10k in a year. Then, I decided to change. My bills alone are now around $15k a month and I manage it by being more- as a leader, a diligent worker, a planner, communicator, whatever it takes to be more valuable to the "market" known as reality.
      If you want to have more than you've got, you have to become more than you are. If you're spending your free time watching a finance channel, you obviously want it, too. Let this be your encouragement to try harder, be more creative in your approach, and enjoy building yourself up. Really apply yourself because otherwise you're selling yourself short, and that only hurts YOU.

  • @samsmusichub
    @samsmusichub 10 місяців тому

    Good one.

  • @hardyk2010
    @hardyk2010 10 місяців тому +6

    Vampire jokes were 💯

  • @ITSupport-q1y
    @ITSupport-q1y 10 місяців тому +2

    Awesome !! thanks for the learning.

  • @miriamstrauss
    @miriamstrauss 10 місяців тому +1

    “You still have the rest of your life ahead of you” 😂😂 that was a really good joke

    • @AndreiJikh
      @AndreiJikh  10 місяців тому

      LOL me and my dumb jokes

  • @1337PINKLoki
    @1337PINKLoki 10 місяців тому +1

    I am so far behind it is embarrassing. 95% fixed expenses. I had no financial education going into my 20s circa 2007. I wish i had these videos back then. Save myself from bad choices. I dont know if i will ever have a positive net worth before 50.

  • @tastysti
    @tastysti 10 місяців тому +5

    😂 when you said find out the things you like to spend money on and in my head I was like pokemon cards and Bitcoin and then you went on to mention those things. ❤

  • @Seun9949
    @Seun9949 10 місяців тому +1

    Love the intro with the deck of cards..

  • @Lee_NE_87
    @Lee_NE_87 10 місяців тому +4

    This is a good video!

  • @danielhettema5845
    @danielhettema5845 10 місяців тому +2

    as always great video. supper insightful

  • @DrPubz
    @DrPubz 10 місяців тому +16

    Andrei's arms are getting bigger. bro getting jacked 👀👏🏼

    • @gabeperez7565
      @gabeperez7565 10 місяців тому +3

      Him and Graham hitting the gym hard

    • @johnconnor7501
      @johnconnor7501 10 місяців тому +4

      Gatta get ready for that next boxing challenge

    • @AndreiJikh
      @AndreiJikh  10 місяців тому +1

      Graham and I have been going to the gym lol, I didn't think it would show but glad it's kind of showing!

    • @DrPubz
      @DrPubz 10 місяців тому

      lessgoo Andrei Jakhed!! 👏🏼@@AndreiJikh

  • @jaystewart4823
    @jaystewart4823 10 місяців тому +1

    Love Andrei😇

  • @reginaedry6604
    @reginaedry6604 10 місяців тому

    Great work. Thank you.

  • @dreamofstuff9125
    @dreamofstuff9125 10 місяців тому +3

    Slick Trick Bro!

  • @TheRealRandyChavez
    @TheRealRandyChavez 10 місяців тому +2

    That Veve logo though 👀 👀 👀

  • @financedragons
    @financedragons 10 місяців тому +1

    Always the good stuff! You’re too good to us Andrei

  • @-TJMIP
    @-TJMIP 10 місяців тому

    So glad your happy.

  • @RobEGR19
    @RobEGR19 10 місяців тому +5

    The HSA is always left out…. And yet it’s arguably the best vehicle provided you have access to it.

    • @AndreiJikh
      @AndreiJikh  10 місяців тому

      Yes I agree! HSAs deserve their own video (which I believe I've done!)

    • @RobEGR19
      @RobEGR19 10 місяців тому

      @@AndreiJikh lol you sure did and it was well done! My strategy would do exactly the way you laid it out but max out your HSA before non-qualified brokerage account. But it’s different for everyone.

  • @arunchaturvedi1960
    @arunchaturvedi1960 2 місяці тому

    The vampire age analogy used to explain compound interest was brilliant! :)

  • @mgtowproperties
    @mgtowproperties 10 місяців тому +3

    Already knew that because I seen the reflection of the cards in your glasses

  • @ExitSiign
    @ExitSiign 10 місяців тому

    Okay I’m a nerd and I like it. 😂 love how you referenced specifically Twilight vampires then said they should go out in the sun… they’ll just sparkle💖

  • @thewtfpodcast
    @thewtfpodcast 10 місяців тому +4

    Love your video! Just got here 🎉 Subbed 💯🦎📈

  • @TalesOfTrillions
    @TalesOfTrillions 9 місяців тому

    Forget boring spreadsheets, I'm ready for the magic trick approach to financial freedom! ✨

  • @valg.3152
    @valg.3152 5 місяців тому +2

    Almost 60 yrs. and making little money and only have 15K i ever saved. Its depressing and I am trying to save. 🙏🏻

  • @LostSoulAscension
    @LostSoulAscension 10 місяців тому

    I like how you brought back the magic tricks. You used to do a lot of rewarding us as the audience with funny nostalgic references and magic tricks that kept our attention. I wish I could remember my favorites ones to show you what you might be able to replicate or refer back to

  • @SangTalksMoney
    @SangTalksMoney 10 місяців тому +4

    Hey Andrei, can you do a video on how to become a vampire next? Thx.
    😂

  • @d02575575
    @d02575575 10 місяців тому +3

    😢 Bro You are fantastic

  • @pushkar6016
    @pushkar6016 6 місяців тому

    Please make a video on budgeting

  • @Irin31
    @Irin31 10 місяців тому +1

    Even if a person saves 10 of their annual salaries by the age of 67. it’s not enough to retire comfy. And it’s hard to work until 67 because of declining health

  • @LARRYLARRY704
    @LARRYLARRY704 10 місяців тому

    Thanks andre

  • @ysgurjar
    @ysgurjar 9 місяців тому

    Just one question. Is the income "pre tax" number or after taxes?

  • @aprilsparks1111
    @aprilsparks1111 10 місяців тому +11

    😂 that makes so much sense why the vampires are so wealthy

  • @duoairem
    @duoairem 10 місяців тому

    Nice Gold & Silver Logo 😉

  • @IdrissChebak-f6v
    @IdrissChebak-f6v 10 місяців тому +1

    If you make 60k a year, how can you save this amount? Aren't you supposed to eat using it?

  • @rawlvee
    @rawlvee 10 місяців тому +2

    banger

  • @christiansailor2880
    @christiansailor2880 10 місяців тому +2

    Cool!

  • @NurseGi
    @NurseGi 10 місяців тому +2

    Very good narrator 👍🏽

  • @DS-nw4eq
    @DS-nw4eq 10 місяців тому +15

    All of these people planning like they’re going to live forever and then they get the call at 45 that they have pancreatic cancer.

    • @darlawittmier1793
      @darlawittmier1793 10 місяців тому +3

      Mine is no alcohol cirrhosis. Figure that one out.

    • @chiragmehta8212
      @chiragmehta8212 10 місяців тому +4

      @@darlawittmier1793Bec of fructose and sugar in our diet. Stop all the sugar and it may help.

    • @pfajai
      @pfajai 10 місяців тому +2

      We all are here temporarily. Part of our plan should include transfer of wealth to the next generation. We need to stop teaching our children to go to school get a good education and climb the corporate ladder. We need to teach the next generation to own the corporate ladder like wealthy people do.

    • @GUNNER67akaKelt
      @GUNNER67akaKelt 10 місяців тому

      Yeah, but there's probably an equal chance that you live to 80, 90 or 100. What you get from SS probably won't cut it (if it even exists or isn't cut by then) and will you still want to be working by then (or even be capable of doing so, mentally or physically)?
      You might die young or you might live a good long life. Unless you have a perfectly functioning crystal ball and know exactly when, it's probably better to plan for both.

    • @DS-nw4eq
      @DS-nw4eq 10 місяців тому

      @@GUNNER67akaKelt I’m not going past 60.

  • @nicholasmaskey9428
    @nicholasmaskey9428 10 місяців тому +1

    lol at vampire jokes

  • @OldManGame
    @OldManGame 10 місяців тому

    MORE MAGIC!

  • @youknowwithMartyKauffman
    @youknowwithMartyKauffman 10 місяців тому

    Great video

  • @JonnyTsunami728
    @JonnyTsunami728 10 місяців тому +2

    Well, I'm doomed then.

  • @solareiusdeiu
    @solareiusdeiu 10 місяців тому +1

    i invest half of my paycheck and only spend the other half for my way of living

  • @FALCON_619
    @FALCON_619 10 місяців тому +1

    Veve OG logo! Let’s go!

  • @ReconcilemE
    @ReconcilemE 10 місяців тому +6

    I'm 32 and I got 100$ in my bank account lol

    • @FLIPPHONE69
      @FLIPPHONE69 10 місяців тому

      Just the bank? You could have way more if you allocated a chunk of that in ETFs

    • @Helena-ou8ry
      @Helena-ou8ry 10 місяців тому

      Still better than 50% of people

  • @mastbio9444
    @mastbio9444 10 місяців тому +1

    Damn I’m about to turn 30 and I’m behind several thousand better kick it into gear

  • @JcDaGoat
    @JcDaGoat 10 місяців тому

    incredible video

  • @jagelves
    @jagelves 10 місяців тому

    More magic!

  • @menow.
    @menow. 10 місяців тому

    "There were no switches".
    WRONG. You showed a full deck of red cards at the beginning, but then SWITCHED in some blue cards when you went to do the trick. OR, you had the blue cards on one end of the deck, but then switched them to the front when you started the trick. Either way, you did switch something out of view of the camera.

  • @troygeiges
    @troygeiges 10 місяців тому +2

    You said it was a red deck of cards.

  • @Modern_Yoyos
    @Modern_Yoyos 10 місяців тому +1

    Yo Andrei, were you a Magic Castle Junior Member? I constantly feel like I used to see you there. Figured I’d ask while there aren’t many comments and you might reply.

    • @AndreiJikh
      @AndreiJikh  10 місяців тому

      I've been to the castle but I was never a junior member. Always wanted to be when I was younger ha!

  • @jayfordramer9894
    @jayfordramer9894 10 місяців тому +1

    the vampire joke

  • @brenda994100
    @brenda994100 10 місяців тому

    Your videos are one of kind. Thank you for making them 🥲

  • @joec8321
    @joec8321 9 місяців тому

    New here. Where are best places to open roth ira account? Thanks.

  • @ochangokorn
    @ochangokorn 10 місяців тому +2

    I love the last one (sam from financial samurai) 😀😀😔😐

  • @shazam2323
    @shazam2323 9 місяців тому

    i started my 401k at 15% and have it set to automatically increase each year to match my raises then max my roth then traditional account and kids UTMA

  • @JaredNaldyPark
    @JaredNaldyPark 10 місяців тому +1

    please do a video on why crypto (BTC) is flying but miners are plummeting...i thought they would also ride up huge with btc flying high.

    • @ExpensivePizza
      @ExpensivePizza 10 місяців тому

      I don't know where you got you're information but miners are not plummeting.

  • @jimvorndran9438
    @jimvorndran9438 10 місяців тому

    Where have you been? So glad I found you. I love magic and saving money. What a great site.

  • @MegaBabygal1
    @MegaBabygal1 10 місяців тому

    Is this before or after tax annual income???

  • @BenHeffernanArt
    @BenHeffernanArt 10 місяців тому

    The Vampire jokes were funny!

  • @chely452
    @chely452 10 місяців тому

    At 8:24 what website do you use for this compounding chart?

  • @E-XODIA
    @E-XODIA 10 місяців тому +1

    You forgot video games !!! 🤣

  • @pains1956
    @pains1956 10 місяців тому

    taxable brokerage ..and you expect someone to know what that means?

  • @anthonybui7473
    @anthonybui7473 10 місяців тому

    “Andrei is pumping Bitcoin again!”
    🎉🎉🎉

  • @ZzHasbrozZ
    @ZzHasbrozZ 10 місяців тому +1

    I appreciate you teaching us that magic trick. I’m going to learn it to impress my imaginary friends.

  • @Mohamed-vv4yt
    @Mohamed-vv4yt 3 місяці тому

    What is Sam dogan the financial samurai s UA-cam channel ?

  • @GreezyTingz
    @GreezyTingz 10 місяців тому +5

    Bitcoin. 😊

  • @MichaelSandbox
    @MichaelSandbox 10 місяців тому

    I think my brain decided to ignore the frames at 1:45 when I had seen something in your hand...

  • @edwardcphipps
    @edwardcphipps 10 місяців тому +3

    Hahaha I'm living week to week

  • @ritualgentle904
    @ritualgentle904 10 місяців тому

    Finally the video quality is at an all time high again

  • @Wealth-Building
    @Wealth-Building 10 місяців тому

    Good information!

  • @shrumpalump
    @shrumpalump 10 місяців тому

    Ah so you're one of the veve fam 😎 nice, good decision 😉