Ito ang reply ng CIMB PH sa FB post nila regarding questions sa definition ng cash-in transactions. “Thank you for your inquiry. For your reference, "customer-initiated transactions" include cash-in transactions via InstaPay, PESONet, DragonPay, GCash, and over-the-counter banks. Transfers from your other digital banks to your CIMB UpSave account do qualify for the promo, as long as they are initiated by you.”
Thanks for watching! If you’re excited about CIMB Bank’s Year-End Promo, let me know what you think of the up to 25% interest offer. Para siguradong pasok sa promo nag FUND ako ng ACCOUNT through CASH-IN sa CIMB APP. The previous promo na 15% p.a. Interest hindi na consider online bank transfer ko from BPI to CIMB.
@ yey, that’s great 👍. It happened to me when I joined the previous 15% p.a. promo. I transferred online from my BPI to CIMB , but I only got the base interest, cash-in sa CIMB app pala dapat ☺️
Ma'am good pm, laki po ako nag totop up pero di tumatagal sa gsave ko dadaan lang pwde po ba un? Example po 50k top up ko at transfer ko xa? My percent na po ba un?
At yung dailly interest pansin ko po, hiwalay sa prinsipal amount, hi hindi tulad ni maya at ni ownbank automatic kasama na sa amount na diniposito mo, e paano po ma e merge ang interest doon sa diniposit mong pera? Salamat po.
I’m planning to deposit 500K, but since the required ADB is 50K, is it okay if I deposit 50K first and then add the remaining 450K before the end of November?
@ you can deposit the whole amount . However if your account is new, don’t deposit huge amount, just deposit 50K to avoid any issues. İ saw on CIMB FB page , a new user deposited a huge amount and account was blocked.
i have my EF in CIMB and failed to consider this promo - i have almost 450k to them and my monthly interst is just around 1,2k damn / i might just withdraw everything
Mam good day po, kasali po ba ako sa promo kasi nag deposit po ako sa cimb nasa lazsave po, kung lang po ba kung nasa lazsave yung pera kasama pa ba yan sa promo?, baka kasi sa upsave lang epektibo yan promo.
Pag po ba new user ako 3days before end of the month. Should i wait for the start of next month to deposit 50k or i should put 50k immediately to avail the promo?
Mam, panu po pala un, start ng december, bqck to zero ung ADB.... so ok lang po ba, widrawhin ung pera sa CIMB, then i deposit ulit, at un ay ma ka count ulit as for the ADB?
Hi Mam, ask ko lang po, may gcash n po kasi ako matgal na, need ko p din po b mgdownload ng CIMB apps para maqualify sa promo? or pwede ko n gamitin ung gcash account at i-click ko lang ung open account for CIMB sa Gfunds ng GCASH?
What if may 100k adb na po from october pa, to maximize the promo, bale need po ba mag-pull out akong 50k funds from cimb then lagay sa gcash then cash in uli pabalik to have the 25%?
@TheMoneyWiseEngineer salamat sa reply po.. ask ko lang po magkano po kaya aabutin interest at exact amount makukuha ko po, if say nov 27 inopen account ko tas di ko hinulogan maski peso, tas today lang po ako nagdeposit dec.20 ng 500k . maraming salamat po if masagot nyo po . salamat
Mam, follow up question lang po Sana, na try nyu na po ba mag widraw , transfer from CIMB to other digital banks more than 50k php per transaction thru pesonet?
If ang balance ko po for Oct is 1k tapos nagtop-up po ako 1 time ng 100k ng November 4, pasok na po ba sya sa promo, assuming na di ko po sya withdraw?
pumasok ba yung para sa November nyo, pumasok sakin Dec 24 na as oppose to their commitment of 14 working days, tama ba yung pumasok sa inyo na 25%, Pls reply Moneywise engineer, tnx
Nakakaakit ang mga promos. Pero sa dami ng naha hack, mga inside job, fishing, smishing at may bago pa squishing na modus sa mga digital at e wallet good luck nalang talaga sa mga di pa naapektuhan at sa mga magtitiwala pa sa kanila.
Covered na yun, huwag mo lang pakalakihan deposit mo pag bagong account, nabasa ko sa FB page nila may nag open ng new account kaya lang malaking amount agad nilagay, na block daw account nya
Yes total 25.% p.a., hiniwalay ko lang sa excel calculation ang base interest calculation sa promo rate calculation kasi magkahiwalay ang payment ng base interest at promo interest para mas madali ma track pag tama interest na ma credit
Kaka transfer mo lang ba ? Patapos na Nov, so yung natirang araw lang ng November included sa promo. ADB growth ang basis ng promo vs previous month. Sa December panibagong ADB growth ulit.
Thank you po Ma'am sa explanation. I have CIMB upsave account pero wala pong balance, let say nagtransfer po ako ngayon ng 50K, automatic qualified na po ako sa 25% promo rate?
Yes, qualified for November na. Kaya lang yung sa pag add ng money sa CIMB, kailangan yata gamitin yung cash in sa CIMB app. Ito kasi yung nabasa ko sa FB page nung may nagtanong sa cash-in. “it must be done through customer-initiated cash-in transactions, such as via InstaPay, PESONet, DragonPay, GCash, or over-the-counter banks. Please note that transfers within your own accounts or between CIMB Bank won’t be counted for the promo”. Naalala ko kasi yung sa 15% promo nila dati nag transfer ako online from my BPI to CIMB ng 50K, base interest rate lang nakuha ko 😅. Dapat daw through cash-in sa CIMB app.
@ vague kasi yung sinabing cash-in transactions, hindi ako sure kung considered cash-in ang bank transfer from other banks. Mag cash in ka na lang sa CIMB app mismo para sure na pasok. You may also ask directly ang CIMB.
Mam, thanks po Sa review, inquire kolang po, by end of december 31, 2024, start nyu na po itransfer ung money from CIMB to other nvestment portfolio to diversify or will you wait na ma credit muna sa CIMB ( which by mid of jan.) Bago i pull out yung pera?.. panu po ba experience nyu last year?.. thanks po in Advance.
Thanks for the video po! Tanong ko lang din po sana, Im using a gsave account po, will an ADB increase made through transfers via Gcash be counted sa promo? As in using the Transfer function sa CIMB app and selecting GCash as the source po, baka po kasi hindi mag count
Nakalagay sa merchanics kasama ang GCASH as long as cash-in is initiated by the account owner. Nabasa ko reply ng CIMB sa nag tanong about cash-in transactions, counted daw yung transfer from other digital banks to CIMB. Yung previous promo kasi hindi na count yung bank transfer ko from BPI to CIMB, kaya na disappoint ako sa CIMB.
Hi Madam. Thanks for this video. Kaka-open ko lang ng CIMB acct via Gsave. Question lang po. If mid of the month, let's say 14th November, ako nag-cash in ng Php50k, tama bang ADB ko for November is Php50k/16 =Php3,125. Assuming 16 days ang eligible days ko for November? Or 30 days pa rin po ang gagamitin?
@@TheMoneyWiseEngineer hala. so kong nag cash in ako ng 50k sa november , pagdating ng december yong adb ko na 50k plus interest dina po kikita ng 25%?
Ask ko lg po if tama ginawa ko Newly created account First time maglagay ng pera. From gcash - click gsave - click cimb - click deposit. Now nasa cimb gsave na po 50k From cimb gsave transfer to cimb upsave
Ito ang reply ng CIMB PH sa FB post nila regarding questions sa definition ng cash-in transactions.
“Thank you for your inquiry. For your reference, "customer-initiated transactions" include cash-in transactions via InstaPay, PESONet, DragonPay, GCash, and over-the-counter banks. Transfers from your other digital banks to your CIMB UpSave account do qualify for the promo, as long as they are initiated by you.”
good am maam di po ba talaga nagrereflect sa account ung additional na interest?
@ wala pa yan, nasa mechanics nila within 14 business days after the promo month. Mid Dec pa yan
Ownbank to CIMB? Qualified po b? Ty more power
@@gideonlapig3013 instapay or pesonet din un, i suppose dpat kasama un
@@gideonlapig3013 instapay or pesonet din un, i suppose dpat kasama ung own bnk to cimb dba?
Thanks for watching! If you’re excited about CIMB Bank’s Year-End Promo, let me know what you think of the up to 25% interest offer.
Para siguradong pasok sa promo nag FUND ako ng ACCOUNT through CASH-IN sa CIMB APP. The previous promo na 15% p.a. Interest hindi na consider online bank transfer ko from BPI to CIMB.
Thanks. Good thing I read about cash in. I transferred again because I did not do cash in via app. Otherwise, I wont get additional interest.
@ yey, that’s great 👍. It happened to me when I joined the previous 15% p.a. promo. I transferred online from my BPI to CIMB , but I only got the base interest, cash-in sa CIMB app pala dapat ☺️
@@TheMoneyWiseEngineer same. Was very disappointed coz i moved mine from Seabank to CIMB. instead lumaki, mas lumiit ung gained interest 😂😂😂
Ma'am good pm, laki po ako nag totop up pero di tumatagal sa gsave ko dadaan lang pwde po ba un? Example po 50k top up ko at transfer ko xa? My percent na po ba un?
Just to clarify, if need po na in-APP cash in ang gagawin? why is there GCash option? Upon checking, there's no GCash option in the app. Thanks
Tagal ko na may CIMB nasa 2.5% pa din yung PA ko pag tinignan yung account details ng upsave
Thanks madam for sharing ❤
My pleasure 😊
Salamat po sa clear explanation
You’re welcome ☺️. Salamat din
nakalagay lang po sa upsave accnt kp 2.5% kelan ko po makukiha ung ibang interest rate?
Sa akin same din 2.5%. Yan ang ayaw ko sa CIMB kasi hindi malalaman pag pasok sa promo, unlike sa Maya na nakalagay new interest pag nagboost.
bakit yung PA ko is 2.6 pa din po
At yung dailly interest pansin ko po, hiwalay sa prinsipal amount, hi hindi tulad ni maya at ni ownbank automatic kasama na sa amount na diniposito mo, e paano po ma e merge ang interest doon sa diniposit mong pera? Salamat po.
Sa 100k na top up mag earn ng 1,400 pesos, kaya ang total is nasa 1.5% interest earning sya. Not bad for 1 month waiting time.
Yup not bad , pwede na for emergency fund
@TheMoneyWiseEngineer yes po, sa ibang bank 100k hindi magkaroon ng interest na 1500.
Ibig sabihin 1400 ang balik niya in month?labas na po ba tax diyan?
I’m planning to deposit 500K, but since the required ADB is 50K, is it okay if I deposit 50K first and then add the remaining 450K before the end of November?
@ you can deposit the whole amount . However if your account is new, don’t deposit huge amount, just deposit 50K to avoid any issues. İ saw on CIMB FB page , a new user deposited a huge amount and account was blocked.
i have my EF in CIMB and failed to consider this promo - i have almost 450k to them and my monthly interst is just around 1,2k damn / i might just withdraw everything
Hi !💝
Ma'am ,for example mag TIME DEPOSIT ako ng 300K for 1year minimum to 3 years maximum. Magkano interest per annum?
Mam good day po, kasali po ba ako sa promo kasi nag deposit po ako sa cimb nasa lazsave po, kung lang po ba kung nasa lazsave yung pera kasama pa ba yan sa promo?, baka kasi sa upsave lang epektibo yan promo.
Hindi ako familiar sa LazSave, not sure kung kasali sa promo ng CIMB. sa GCASH at CIMB app lang ako naglagay ng fund.
thanks po
Welcome
Pag po ba new user ako 3days before end of the month. Should i wait for the start of next month to deposit 50k or i should put 50k immediately to avail the promo?
Sa Dec 1 mo na ideposit kasi matatapos na November
4:50 Yung promo interest ng november makukuha po ng december 14 tama po ba intindi ko?
Yup
Ma'am tanong ko lng, may laman na kasi CIMB ko na 20k pwede ko ba ilabas tapos icash-in ko ulit para mkaavail ng promo? Pano ba dapat gawin?
Maski ilabas at I cash in pabalik, 3.5% lang interest, basis is ADB growth vs previous month.
Na credit na po b ung 25% interest rate sa inyu,?
Wala pa rin
Tanong ko lang po ma'am bakit hindi na ako maka log in sa cimb app? Tama naman po ang password ko
Contact mo CIMB
Mam, panu po pala un, start ng december, bqck to zero ung ADB.... so ok lang po ba, widrawhin ung pera sa CIMB, then i deposit ulit, at un ay ma ka count ulit as for the ADB?
ADB growth vs previous month , kaya need mag add, pag withdraw tapos ibalik mo, 3.5% lang interest
hi after Dec wala na ang 25%? if ever mag open ako ng Dec 17? hanggang kelan ako pwede mag earn ng 25% if Ever every month ay mag add ako ng 10k?
Until end December lang ang promo. Pag Dec 17 ka mag open , yung remaining days of December lang eligible sa promo.
Hi Mam, ask ko lang po, may gcash n po kasi ako matgal na, need ko p din po b mgdownload ng CIMB apps para maqualify sa promo? or pwede ko n gamitin ung gcash account at i-click ko lang ung open account for CIMB sa Gfunds ng GCASH?
Mas maganda and kung mag download ka pa rin ng CIMB.
1:50
If i top up 50,000 one time, makukuha po agad lahat ng interest from top to bottom?
Yup
What if may 100k adb na po from october pa, to maximize the promo, bale need po ba mag-pull out akong 50k funds from cimb then lagay sa gcash then cash in uli pabalik to have the 25%?
@ 3.5% pa rin , kasi yung ADB growth vs previous month’s ADB
Kelan po makukuha Yung 25% interest if 50k top up Ngayon po?@@TheMoneyWiseEngineer
Preview maam bago digital bank vbank ph salamat more power
Ok 👍 check ko
paano e withdraw po yung pera kong nasa lazsave powered by cimb?
No idea , sa CIMB app at GSave lang ako, di ko alam yang Lazsave
@TheMoneyWiseEngineer salamat sa reply po.. ask ko lang po
magkano po kaya aabutin interest at exact amount makukuha ko po, if say nov 27 inopen account ko tas di ko hinulogan maski peso, tas today lang po ako nagdeposit dec.20 ng 500k . maraming salamat po if masagot nyo po . salamat
Pano malalaman kung 25% interest kna sa cimb
Mam, follow up question lang po Sana, na try nyu na po ba mag widraw , transfer from CIMB to other digital banks more than 50k php per transaction thru pesonet?
Hindi ko pa na try sa CIMB, sa traditipnal banks lang ako naka try ng pesonet
If ang balance ko po for Oct is 1k tapos nagtop-up po ako 1 time ng 100k ng November 4, pasok na po ba sya sa promo, assuming na di ko po sya withdraw?
Pasok na yan basta may ADB growth ka vs October
maam good am naglagay po ako ngaun ng 10k sa upsave di pa din po nagrereflect ung additional percentage p.a.?ganun po ba talaga?
Nasa mechanics nila within 14 business days after the promo month
mam what if mgopen ako ng account today then mg lagay ako sa account ko ng 100k? papasok na ba un sa promo up to december?
Pasok for the month of Nov lang, panibago ulit sa Dec
Ma'am 360 days lang po talaga? Or 365 dapat yung days in a year? 😅
360 days yung nasa FAQs a website ng CIMB, baka 360 days gamit nila
www.cimbbank.com.ph/en/promotions/promotions/25-pa-year-end-promo.html
Paano po pag may Maxsave na ako? (Time deposit). Pwede pa kaya ako mag deposit panibago para sa promo rates?
Pwede pa rin yan, cash in ka na lang ng panibago para ma qualify sa promo nila
Ask ko lang po maam pwede po ba mag receive yan ng pera galing abroad .
Di ko na try msg transfer from abroad. Pwede siguro kasi may bank account number.
Ibig po ba sabihin kung ngayon november may 280k na total ko. To qualify for December kailangan ko ulit magdagdag ng atleast 50k?
ADB growth ang basis para maquallify sa promo rates. Pag same ADB mo ng Nov and Dec , base rate 3.5% lang
pumasok ba yung para sa November nyo, pumasok sakin Dec 24 na as oppose to their commitment of 14 working days, tama ba yung pumasok sa inyo na 25%, Pls reply Moneywise engineer, tnx
Wala pa rin sa akin
Nakakaakit ang mga promos.
Pero sa dami ng naha hack, mga inside job, fishing, smishing at may bago pa squishing na modus sa mga digital at e wallet good luck nalang talaga sa mga di pa naapektuhan at sa mga magtitiwala pa sa kanila.
ma'am, i will top-up from BPI mobile to CIMB let's say 50k, makakasali po ba yun sa promo?...
Pasok dapat kung ngayong December based sa criteria ng CIMB
If new account po, ng deposit ng 50k, covered po ba un ng 25%? Or sa top up lang po sya mg apply?
Covered na yun, huwag mo lang pakalakihan deposit mo pag bagong account, nabasa ko sa FB page nila may nag open ng new account kaya lang malaking amount agad nilagay, na block daw account nya
@TheMoneyWiseEngineer slamat po ng mrami!
@@TheMoneyWiseEngineer bale po ung interest na maearn, withdrawable po ba sya agad or may maturity din po?
hindi ba xa 3.5 at 21.5 total of 25% kapag na complete ung task. So, 100k x .25 / 360 x 30 x .8 = 1666,67
Yes total 25.% p.a., hiniwalay ko lang sa excel calculation ang base interest calculation sa promo rate calculation kasi magkahiwalay ang payment ng base interest at promo interest para mas madali ma track pag tama interest na ma credit
After po ng promotion nila…. Jan2025
Pwede n withdraw agad ang pinasok mo n pera s kanila? Slamat po
Yup pwede na tumakbo after ng promo 😂
Ma'am maganda ba sa cimb gusto ko sana mag open
Yes, CIMB user ako since 2019
maam nag transfer ako ng 300k kasama na ba ko sa promo?
Kaka transfer mo lang ba ? Patapos na Nov, so yung natirang araw lang ng November included sa promo. ADB growth ang basis ng promo vs previous month. Sa December panibagong ADB growth ulit.
Thank you po Ma'am sa explanation. I have CIMB upsave account pero wala pong balance, let say nagtransfer po ako ngayon ng 50K, automatic qualified na po ako sa 25% promo rate?
Yes, qualified for November na. Kaya lang yung sa pag add ng money sa CIMB, kailangan yata gamitin yung cash in sa CIMB app. Ito kasi yung nabasa ko sa FB page nung may nagtanong sa cash-in.
“it must be done through customer-initiated cash-in transactions, such as via InstaPay, PESONet, DragonPay, GCash, or over-the-counter banks. Please note that transfers within your own accounts or between CIMB Bank won’t be counted for the promo”.
Naalala ko kasi yung sa 15% promo nila dati nag transfer ako online from my BPI to CIMB ng 50K, base interest rate lang nakuha ko 😅. Dapat daw through cash-in sa CIMB app.
Ahh ang hirap din po pala ma qualified sa promo rate nila if thru cash in. Thank you so much po sa reminders. ☺️
@ nabasa ko sa comments sa CIMB post nila dami naiiinis hehe
@@TheMoneyWiseEngineer Hi po, so kasali parin po ba yung bank transfer from other banks since via InstaPay/PESONet siya? Sana mapansin po thank you :)
@ vague kasi yung sinabing cash-in transactions, hindi ako sure kung considered cash-in ang bank transfer from other banks. Mag cash in ka na lang sa CIMB app mismo para sure na pasok. You may also ask directly ang CIMB.
Mam, thanks po Sa review, inquire kolang po, by end of december 31, 2024, start nyu na po itransfer ung money from CIMB to other nvestment portfolio to diversify or will you wait na ma credit muna sa CIMB ( which by mid of jan.) Bago i pull out yung pera?.. panu po ba experience nyu last year?.. thanks po in Advance.
Jan. 1 pwede na pull out, until end December lang ang promo
Maam preview nman regarding s. Payout ng interest ng november. Kung pumasok n po b s cimb acct upsave. Salamat and more power
Base interest pa lang pumasok wala pa rin yung sa promo rate
Thanks for the video po!
Tanong ko lang din po sana, Im using a gsave account po, will an ADB increase made through transfers via Gcash be counted sa promo?
As in using the Transfer function sa CIMB app and selecting GCash as the source po, baka po kasi hindi mag count
Nakalagay sa merchanics kasama ang GCASH as long as cash-in is initiated by the account owner. Nabasa ko reply ng CIMB sa nag tanong about cash-in transactions, counted daw yung transfer from other digital banks to CIMB. Yung previous promo kasi hindi na count yung bank transfer ko from BPI to CIMB, kaya na disappoint ako sa CIMB.
Kakaopen ko lang ng account today. Okay lang ba magtransfer ng 100k bukas para Dec 1 ang start?
Yup 👍
Sasali ako 😂
Apir 👍
Mgkno po kya ang mging dividend ng 50k ma'am if ever po😊
Estimate 1.6% interest sa isang buwan , so sa 50K na top up nasa 800 pesos
Hi Madam. Thanks for this video. Kaka-open ko lang ng CIMB acct via Gsave.
Question lang po. If mid of the month, let's say 14th November, ako nag-cash in ng Php50k, tama bang ADB ko for November is Php50k/16 =Php3,125. Assuming 16 days ang eligible days ko for November?
Or 30 days pa rin po ang gagamitin?
Sa ADB 30 days
try own bank din
maam kong ngayin palang mag register at mag avail ,maka avail parin ako ng 25%
Pwede , for new and existing customers yan
Kung may 100k ka na pang top up.
Naglagay ako ng 100k dito noong nov 4 pero inalis ko dami kasi reklamo sa CIMB hahaha
Yun yung may malaking nilagay, ako 5K lang muna, pero baka hanggang 50K max na
@TheMoneyWiseEngineer sakin sa own bank nalang 6% at safe
pag po ba nag deposit one time ng 50k ay eligible na sa 25%
For the month of November lang , panibagong deposit ulit sa December
@@TheMoneyWiseEngineer hala. so kong nag cash in ako ng 50k sa november , pagdating ng december yong adb ko na 50k plus interest dina po kikita ng 25%?
@@TheMoneyWiseEngineer need koba i withdraw at i cash in ulit at th end of november?para panibagong cas in?
@@gamehighlights1013.5% lang makukuha mo kasi basis is ADB growth vs. previous month .
So Kung November po Ako nag open ng account magkano dapat ang ilagay? Then sa December magkano dapat ang ilalagay?
Ask ko lg po if tama ginawa ko
Newly created account
First time maglagay ng pera.
From gcash - click gsave - click cimb - click deposit.
Now nasa cimb gsave na po 50k
From cimb gsave transfer to cimb upsave
Yup 👍