Very clear and detailed information . Thanks 🙏 keep posting finance related videos. Your voice and pronounciation is awesome. It makes us to watch more videos. Thanks again..
Sir na mistakenly new regime opt panite ethavathu option iruka sir mathurathuku , ipa enala entha deduction pana mudiyatha? Intha year ku ? Like HRA antha madhri
I watched most of your videos, it was crystal clear & helping most of the peoples about how to financially make our life better , Thanks a lot for that sir, Can you please make videos of about RSU's and ESOP which will be very helpful
Hi, I have a query can you please help me on this.. if home loan was purchased on November 2021, can I get claim during the 2022 to 2023 financial year for 80eea.
At the beginning of this financial year 2021 to 2022, (April,2021) la Neenga TDS declare panirupinga... So unga company portal la TDS declaration nu ethavuthu irukanum. Illati HR ah keta soluvanga...
Bro, PF already 12% from basic enaku poguthu, again VPF remaining 88% company la eligible so athu naan edutha athuvae almost 1.5 lakh 80c la vandrum la? So ithu tax redemption ku eligible ah VPF?
@@thinkingtamizha007 as now my 12% pf is 21600 and its under tax benefit, remaining i can opt 88% as VPF . So if i opt that means its 158400, if i choose this only under 80c means whether its consider under 80c? For whole 1.5 lakh tax benefit?
Yep.. you can.. please confirm with your company if this vpf is going to epfo org and it is covered under 80c. If it is going to a vpf trust, then get a clear validation from your company on 80c applicability
For money earned between 1st April 2021 - 31 March 2022, you need to make investment before 31st March 2022. For money that will be earned between 1st April 2022 - March 2023, you can make investment before 31st March 2023 for tax saving purpose
March 31st deadline for AY2021-2022. Which mean we need to file ITR for FY 2020-2021. Here, as of suggestion “ Is this possible to invest in PPF for March 2022 and show this in 80C ?? Is this really legal??
As name suggests assessment year is the time period for govt to assess all the tax filed. You can invest only in Financial year. If you invest now in March 2022, you can show that in FY 2021-22 and they will assess it in AY 2022-23.
Ji oru dout nenga 12lakh soniga 80c la tax katatha aaluku 172500 tax ithu epadi calculate panuvanga e.g. without tax 5lakh additional 7lakh matum tax pay pananuma . . Total 12lakhs la
Hi..I'm very new to this topic ... please clarify if i invest 1 lakh before 31St March 2022...my tax will be saved throughout this year ,AY 2022-2023? also this time I pay lumsump and then i have to pay complusory 1L every year ?
If u invest (in any tax saving instrument) before 31st March (next 10 days), the tax saving is for this financial year (21-22). U should invest regularly from April (next month) until March 2023 for the financial year 22-23. Yes, every year it has to be done if u wish to save taxes every year. But do ur calculation and invest based on the need only. Choose ur suitable tax saving instrument (PPF/VPF/NSC/ELSS/NPS)
You have till 31st march 2022 to make investments for Fy 2022. For subsequent years, you need to make investment in respective financial years. There are many ways to invest under 80c.. epf, ppf, nps, nsc, elss, tax saving fd, insurance etc.. you need to analyse carefully n invest. Refer to the video description. We have videos about each investment and a detailed comparison. All the best.
And it's not compulsory 1L every year , but there are minimum investment u have to pay for a FY , it depends on which investment u choose, for eg: for nps 1k/y min till age 60 , ppf 500/y min till 15 years , etc . Guru correct me , if am wrong 🙏
TDS is tax nanba... Ottuka oru bulk amount eh tax ah pay panrathu kastama irukum nu Govt masam masam pudipanga. For ex: If my tax is 1,20,000, they will deduct 10000 per month from my salary. 2.5L mela income iruntha kandipa IT file pannanum. Neenga sila investments la panna pudicha TDS thirupi kudupanga.
@@tnpscgktamil500 I guess your salary is 7.5L, so your tax is 60k per year, so per month 5k tax pudikaran. If you reduce that 7.5L to less than 5L, you will get the TDS deducted.
Athu Yen ELSS Endraley venam soldringa theriyala 15years ku PPF Vida returns athigam tharuthu ELSS ena than 10% tax pay pana kuda long term ku minimum 10 to 20% Reurns kidaikum. . .
Naan vendam nu sollala.. We said, it is based on risk appetite of the investor and timing of investment. Investing in stock-market when NIFTY is 17000+ may not fetch great returns compared to investment when NIFTY is at 15000+. As a content creator, we want to be responsible towards all types of viewers
Investment panratha tax la kaati cut panna than antha deductions initial la kondu vanthathu.... Aana ipa income tax katta koodathunae poi investments panranu pannitu irukanga.... Literally wrong
Very clear and detailed information . Thanks 🙏 keep posting finance related videos. Your voice and pronounciation is awesome. It makes us to watch more videos. Thanks again..
Nandri 🙏🏾
👍
Yes
மிகவும் நன்று 👍
Thank you for sharing this information 🙏❤️
Sir na mistakenly new regime opt panite ethavathu option iruka sir mathurathuku , ipa enala entha deduction pana mudiyatha? Intha year ku ? Like HRA antha madhri
Thanks for sharing informative videos. Please put video about Leave Travel Allowance in detail.
I watched most of your videos, it was crystal clear & helping most of the peoples about how to financially make our life better , Thanks a lot for that sir, Can you please make videos of about RSU's and ESOP which will be very helpful
Hi,
I have a query can you please help me on this.. if home loan was purchased on November 2021, can I get claim during the 2022 to 2023 financial year for 80eea.
Bro stamp duty and registration charge for a residential plot can be claimed or not??
Sir oru doubt....Na old tax regime la irukanaa illa new tax regime la irukana eppidi therinjikaradhu...
At the beginning of this financial year 2021 to 2022, (April,2021) la Neenga TDS declare panirupinga... So unga company portal la TDS declaration nu ethavuthu irukanum. Illati HR ah keta soluvanga...
@@kmbala555 thank u Sir
Very well Explained. Thanks for your help bro
PPF if we invest now in march, one year interest we will miss. Please consider that.
Is any other instruments that give previous month interest if I invest now?
@@kmbala555 No ji
Bro, PF already 12% from basic enaku poguthu, again VPF remaining 88% company la eligible so athu naan edutha athuvae almost 1.5 lakh 80c la vandrum la? So ithu tax redemption ku eligible ah VPF?
I dont get your question. Are U saying employee contribution of PF/VPF is crossing 1.5L or does it include employer contribution.
@@thinkingtamizha007 as now my 12% pf is 21600 and its under tax benefit, remaining i can opt 88% as VPF . So if i opt that means its 158400, if i choose this only under 80c means whether its consider under 80c? For whole 1.5 lakh tax benefit?
VPF naan neriya potu 1.5 lakh athuliyae 80c ah cover pannirlm ah?
Yep.. you can.. please confirm with your company if this vpf is going to epfo org and it is covered under 80c. If it is going to a vpf trust, then get a clear validation from your company on 80c applicability
What is standard deduction ? Can we invest 1.5lakh on 80c and additional 50k for nps and deduct standard deduction with the above investment?
Standard deduction is available over and above the 80C and 50K deduction for NPS
Bro
I've just filed my ITR for AY 2021-22. And I got some tax amount that I should pay. What is the last date to pay that? Please update ASAP.
You should pay immediately and upload the challan details in the ITR and show nil payment due. Better consult a CA or IT return service providers
Bro am joining in company on April 06th 2022 & now my salary comes under tax deduction. Should I need to invest before march 31 2022??
For money earned between 1st April 2021 - 31 March 2022, you need to make investment before 31st March 2022.
For money that will be earned between 1st April 2022 - March 2023, you can make investment before 31st March 2023 for tax saving purpose
@@thinkingtamizha007 Thanks a lot bro your videos are so helpful in understanding tax exumption & investments. Great work 👍
Form 10E pathi podunga bro
Lumpsum possible in nps and also possible to change as SIP from next financial year?
NPS is contribution scheme, you can invest any amount at any number of times.
March 31st deadline for AY2021-2022.
Which mean we need to file ITR for FY 2020-2021.
Here, as of suggestion “ Is this possible to invest in PPF for March 2022 and show this in 80C ??
Is this really legal??
As name suggests assessment year is the time period for govt to assess all the tax filed.
You can invest only in Financial year. If you invest now in March 2022, you can show that in FY 2021-22 and they will assess it in AY 2022-23.
The investment that you make before March 2022, will be considered for financial year 2021-22, for which the AY will be AY2022-23
What is the proof has to submit for 80d for self health check up?
Health insurance policy document
Sir..post office time deposit scheme La interest tax free ah?..and can u suggest good fixed deposit plans
All fixed deposit interests are taxed
@@thinkingtamizha007 tanks for the reply
Anna I have paid full advance tax on 15th march. Should I file this during ITR ? please reply
For which Assessment year you are talking about?
NPS la only 50,000 if we invest, can we claim that 80ccd(1b) benefit ?
You can claim upto 50000
heyya, though the page shows option for ay-2022-23, when u click on it, it still doesnt show up !
2021-2022 my annual income 4.2LPA....should i need to pay income tax?.... please clarify
Yes you need to pay 8,500 tax. If you don't want to pay it, all you need is to file the ITR. According to 87a, you will get rebate.
Hi bro, sovereign gold bond scheme pathi video podunga
Gold investment part 1 - ua-cam.com/video/QyioioNqHX0/v-deo.html
Part 2 - ua-cam.com/video/vMUHYAg6RcU/v-deo.html
@@thinkingtamizha007 Thanks bro.
Informative.. thanks for sharing 👍
Ji oru dout nenga 12lakh soniga 80c la tax katatha aaluku 172500 tax ithu epadi calculate panuvanga e.g. without tax 5lakh additional 7lakh matum tax pay pananuma . . Total 12lakhs la
Tax will be deducted even your income is above 2.5L.
2.5 to 5 L * 5% = 12,500
5 to 10L * 20% = 100000
10 to 12L * 30% = 60000
Total = 172500
@@kmbala555 individual Persons same ah ji
@@puduvaiaziz5083 individuals ku thaan naan sonen
Ok 👍
0-2.5 L = 0% = Rs 0
2.5L-5L = 5% = Rs 12500
5L - 10 L = 20% = Rs 100000
10L-12L = 30% = Rs 60000
Total Income tax = Rs 172500 (without CESS)
This video will explain how to calculate income-tax - ua-cam.com/video/wtriages-KQ/v-deo.html
NRI A/C உள்ளவர்கள் Tax உண்டா ?
Hi..I'm very new to this topic ... please clarify if i invest 1 lakh before 31St March 2022...my tax will be saved throughout this year ,AY 2022-2023? also this time I pay lumsump and then i have to pay complusory 1L every year ?
If u invest (in any tax saving instrument) before 31st March (next 10 days), the tax saving is for this financial year (21-22). U should invest regularly from April (next month) until March 2023 for the financial year 22-23.
Yes, every year it has to be done if u wish to save taxes every year. But do ur calculation and invest based on the need only. Choose ur suitable tax saving instrument (PPF/VPF/NSC/ELSS/NPS)
You have till 31st march 2022 to make investments for Fy 2022. For subsequent years, you need to make investment in respective financial years. There are many ways to invest under 80c.. epf, ppf, nps, nsc, elss, tax saving fd, insurance etc.. you need to analyse carefully n invest. Refer to the video description. We have videos about each investment and a detailed comparison. All the best.
And it's not compulsory 1L every year , but there are minimum investment u have to pay for a FY , it depends on which investment u choose, for eg: for nps 1k/y min till age 60 , ppf 500/y min till 15 years , etc .
Guru correct me , if am wrong 🙏
@@dineshsanthoshrajj1541 thanks
@@thinkingtamizha007 thanks
Nanba TDs enaku putichiranka na it kattanuma enoda ctcku
TDS is tax nanba... Ottuka oru bulk amount eh tax ah pay panrathu kastama irukum nu Govt masam masam pudipanga. For ex: If my tax is 1,20,000, they will deduct 10000 per month from my salary.
2.5L mela income iruntha kandipa IT file pannanum. Neenga sila investments la panna pudicha TDS thirupi kudupanga.
@@kmbala555 yen salaryku 5000 putikiranka nanba apo na tax pay pannanuna
@@tnpscgktamil500 I guess your salary is 7.5L, so your tax is 60k per year, so per month 5k tax pudikaran. If you reduce that 7.5L to less than 5L, you will get the TDS deducted.
ua-cam.com/video/yqZEJ_4Clno/v-deo.html - Inda video parunga. TDS na enna, eppo tax kattanum nu sollirukkom
Athu Yen ELSS Endraley venam soldringa theriyala 15years ku PPF Vida returns athigam tharuthu ELSS ena than 10% tax pay pana kuda long term ku minimum 10 to 20% Reurns kidaikum. . .
Naan vendam nu sollala.. We said, it is based on risk appetite of the investor and timing of investment. Investing in stock-market when NIFTY is 17000+ may not fetch great returns compared to investment when NIFTY is at 15000+.
As a content creator, we want to be responsible towards all types of viewers
Ok sir
சார்
இது பழைய முறையில்தானே ?
Aaamam sir.. old regime.
ஐயா அங்குசாமி.. என் கண்ண தொறந்துட்டப்பா சாமி
Investment panratha tax la kaati cut panna than antha deductions initial la kondu vanthathu.... Aana ipa income tax katta koodathunae poi investments panranu pannitu irukanga.... Literally wrong
Income tax kammi aana nalladhu daane