Moving to Canada in today's time will be the most horrible decision anyone would make. No matter how beautiful and Scenic Canada is. Most of my friends and relatives who moved to Canada in the last 2-3 years are still struggling and suffering no matter how much money they have. Thank god, I was delaying to move to Canada and now I am happy to have done that. Guys for those who are ambitious on moving to Canada, please ignore my comments and for those who are smart enough, just try to find heaven, it's just around you. There is no need to go that far 😊
@@musafir123 Here,you have to go crazy to earn for an entire year to have 2weeks off! And in a lot of cases,even those two weeks off are not blessed to you!!
This is some rational comment , If anyone is too ambitions , they should ignore this comment or smart ppl fin their heaven wherever they are. Canada might look bful but their education system and Medical facility is below par. And I guess being parents this is what most important thing we are looking for.
Indians ko show off bhi toh karna hai na 😂 agar 2BHK city apartment khareed lete to India mein apne rishtedaaron ke saamne tashan kaise marte? Everybody who wants to turn from being a tenant to a home owner should do all these calculations before deciding to buy a house within their means😅
Their children and grandchildren will enjoy stressfree life and they can just hope they remember their efforts and send them blessings as gratitude daily.
I'm all about spinning on my Yesoul bike; it makes it super easy to get a workout from home. If you're on the hunt for a top-notch ride, Yesoul's where it's at.
It's my time ever to watch such a video! Your presentation is top notch! You've presented the break down of your property expenses very effectively! Earnest well wishes for your life in general and a gracious thanks for such a comprehensive shoot!!!❤
Please be mindful, when you rent your HVAC units, maintenance is covered. In the long run it could save you a lot of money. Also, you have the option to get a buyout quote anytime let’s say 5 years down the road etc for flexibility. Up to each individual, depending on your financial situation.
its not factory its much needed. There is water heaters in India. Its just compacted in the basement. In india there are those giant coolers. They look quite ugly tbh.
Value of your house can increase overtime plus you are also paying Principle borrowed amount in the mortgage. If you deduct all that, it is costing you about $4000
Indeed, every year I pay 60,000 dollars as just interest out of $86000 of total yearly mortgage instalment, just to have below average lifestyle. I don’t recommend someone to move to Canada, if you do same hard work in India to create a business for yourself, you will earn a lot in India than in Canada. I am in Canada from last 13 years, most of my classmates of engineering who stayed in India are well off in India, all my classmates who moved to USA are living their dream life, but all living in Canada are struggling to keep up their average lifestyle. That’s the fact, which one only realizes when they compare with same background person after big time difference like 10+ years.
Sandy please share small homes roughly expense, town house expense, condo expenses for your audience to make better decisions. Take expense figures from friends neighbors etc. Thanks 😊
Wow, looks like its not worth living in Canada cz it's so expensive to not just live but buy house and then maintain it . Here in Oz, we don't have to worry about salts etc and house u lve in doesn't get taxed.
That’s actually the real meaning, less costs and Tax free, why should i be giving tax on the land or house i already bought.? Canadian government is sucking life out of canadians instead of giving life.
Where in Australia do you live ? Prices are very high in main cities here in Australia. Worst thing about Australia is there are just 3-4 cities where 60 percent of its population lives. That means house bubble will never burst
you forgot to add setting aside a Repairs and Maintenance budget. After 5 years, the house will start requiring repairs. Just imagine: Plumbing/electrical is $150/hour for labor, plus parts (2024 pricing), in British Columbia.
Buying a home is truly a personal choice. To each of their own. I am glad that you guys are not regretting your decision of staying in this beautiful and blessed house. Keep shining 🌟
Good video. Loving the plants you have spread across your entire house. Just FYI, there is property tax in India as well so it's no different really. And yes you will pay property tax after your retirement but you'll also be getting a hefty pension that will cover all costs.
Lovely house but surroundings are sort of dead... Unless one is really busy and love what they do on a daily basis, depression is almost a given (specially in winters!)...:)
Why buying house is still better than renting If price goes up it will cover everything you invested best back up plan is to rent a room . Live in a rental property if you are self employed that way you can claim tax rebate.
It's good you highlighted expenses and what's involved. Also, don't forget outdoor care. 😊 For those not earning so much right now, don't despair. Within the next two years, public housing will be going strong and many of you will qualify for that so your household debt will be much lower. And even to those who do earn in the higher brackets, why keep your household debt so high? In the public domain, there will also be wider varieties of housing to choose from in the long run over the next 7 years but we won't see the first effect probably before the next 2 years because it takes time for the government to assess certain standards before they okay them. Now for those who can and wish to participate in the private market, Sandy's advice rings true. Because you do feel more attached to the property belonging to your family and your freedom does expand about what you can or can't do.
CANADAS SALARY IS HIGHER THAN IN THE UK? Average house prices in the UK is £300,000, wheres its 400,000 in Canada. (however you can get a house in the UK as cheap as 150,000) in some areas, and in Canada for around £200,000. GBP.? Average monthly mortgage prices in th UK is £1,500, wheras in Canada it is £1,900 in GBP price.? There is NO Annual property tax in the UK, however there are other taxes such as STAMP DUTY at 3% COUNCIL TAX every month in the UK is approx £ 70 to £200, depending on your area and tax band, whereas Canada PROPERTY TAX is £350 pounds in uk equivalent. Rent in the UK is approx £1500 month whereas in Canada its £2000 GBP equivalent IT SEEMS LIKE BOTH COUNTRIES COUST OF LIVING HAS ROCKETED......WONDER WHAT PRICES ARE LIKE IN INDIA AND COST OF LIVING
@@shijithpurushotaman6011 mashaallah this is so true..God bless them.Mashaallah..ji for showing their Interest to help Indians as Indo Asians all audiences So much love..(; Masha Allah 👐🙌👍 ji!..
Nice to see..hometour.. And the monthly breakdown of cost was also a talking point like anual property tax which you have to pay forever and also without the other Mislaneous expenses like car insurance and groceries... 👍
bohot bohot Mubarak .aapki ek baat bohot achchi hai ki aap jo kehte ho krte ho aap ne kaha tha ki ghar ke bare me kuch din ke baad hi Batao ge or aap bata rahi ho ziyada tar blogger 's to sirf bolte hai la baad men kuch nahi batate
My daughter has married a Canadian boy. Her father in law whom I met recently was rueing about the cost of living in Canada which has increased exponentially of late. He is highly paid but still he says he shall have to work even when he is past 70 just to meet the household expenses. He is 62 at present. He bought the house 30 years back but now he says the maintenance of the house is burdensome. Unless you earn 8000-9000 CAD , it would not be a good decision to buy a ptoperty in Canada.
wow nice house and nice calculations. .. best line at the ending was "ACCHA GHAR ACCHI WIFE" you both are wonderful couple . May god continue to shower his blessings on you always.. with best wishes ❤💚
Honestly living in London, UK and coming from India this is not expensive. Plus property / council tax is everywhere even in India, that's how the council provides you services. When I used to live in rented home we had to pay council tax even then.
Rent per aap ko humaisha tension rehti hay kabhi bhi gher ko khali kernay ka bomb blast ho sakta hay apnay gher se koi nahi nikal sakta hay or aik portion rent per bhi diya ja sakta hay jis ki wajha say monthly expense main fifty percent relief mil sakta hay
Hi sandy, which part of Canada have you brought this house in ? I mean, in vancouver I could hardly rent a 1 bedroom in 3k ? You said in the video, that it will cost 3.5k approx to rent a house of that size ?
Congratulations on the first house. Coming to the video, if there was more information on renting costs and statistics and focus on how the buying made more sense it would have been a good one. There was too much detail on the gym equipment than renting costs and reason to buy a new house in an economy like this.
Been following your channel since a year now, especially since my daughter decided to shift to Canada. Your informative videos are always the best, and I am saying this after watching hundreds of videos. Keep the good work going. Congratulations for your new home and best of luck to both of you for your future.
Thnks for sharing yr beautiful house.Maa shaa Allah.May a ALLAH keep u both happy and blessed at all times.Its a special house filled with lots of love by u two.U both r such beautiful ppl with a beautiful soul.Trust me u deserve to have such a beautiful house.stay blessed again. Ameen.
Congrats on your new home. Love the layout & decor. Like your gym as well its worth investing on fitness that will keep you strong in mind and body. Very informative video for new comers. Stay blessed.
3500 to get this quality (2000+ square feet) of house is extremely affordable, this would cost no less than 6000 per month in proximity of London (suburbs not London zone 1-4) or 4000 cad in other cities.
@@vishutiwari5590 Calgary is expensive place plus, I am not comparing it to London 1-4 zones anyway. Suburbs of London should expect price closer to Calgary and yet it is cheaper for this size property.
Hi Guys, congrats for your new home. Very well done. Its better to rent first for few years and save a big down payment and move on to the new house with less mortgage. $7000/month what u guys do for living? lol
Hi Didi, I received my credit summary yesterday. It showcased that my credit score went down by 28 points. I didn't apply for any inquires and all of my payments are on time. There is nothing mentioned in my credit report. Can you please help???
I just wanted to let you know that you haven't mentioned one expense which is a guest expense. How much do you guys spend on a guest? I want to be one if you spend more than a thousand dollars on a guest. You already have a guestroom.
Here's your exclusive $100 discount on Yesoul Bike:
Code: Sandy
Link: bit.ly/3QJYT7P
Price of house
wow
0:55 @@nomaddenver2895
Moving to Canada in today's time will be the most horrible decision anyone would make. No matter how beautiful and Scenic Canada is. Most of my friends and relatives who moved to Canada in the last 2-3 years are still struggling and suffering no matter how much money they have. Thank god, I was delaying to move to Canada and now I am happy to have done that. Guys for those who are ambitious on moving to Canada, please ignore my comments and for those who are smart enough, just try to find heaven, it's just around you. There is no need to go that far 😊
Yes you can go for vacation in kerala or himachal once in year
@@musafir123 Here,you have to go crazy to earn for an entire year to have 2weeks off!
And in a lot of cases,even those two weeks off are not blessed to you!!
This is some rational comment , If anyone is too ambitions , they should ignore this comment or smart ppl fin their heaven wherever they are.
Canada might look bful but their education system and Medical facility is below par. And I guess being parents this is what most important thing we are looking for.
You needed to buy a house that is smaller within your budget - the BIGGEST MISTAKE you made was you bought to TOO MUCH House for 2 people
That is the problem with people, they go beyond their means to impress others…talk is cheap, following your talk is hard…
Yes desi always get showcase home to show off.
You are forgetting they can easily afford this house with their multiple income streams...
Indians ko show off bhi toh karna hai na 😂 agar 2BHK city apartment khareed lete to India mein apne rishtedaaron ke saamne tashan kaise marte? Everybody who wants to turn from being a tenant to a home owner should do all these calculations before deciding to buy a house within their means😅
7:56
$8000 per month fixed expense is very very high. Hope you can sustain it for 25 years. Blessings! ❤
Their children and grandchildren will enjoy stressfree life and they can just hope they remember their efforts and send them blessings as gratitude daily.
I'm all about spinning on my Yesoul bike; it makes it super easy to get a workout from home. If you're on the hunt for a top-notch ride, Yesoul's where it's at.
The reason why i subscribed... U sound so genuine n natural..!!more power to both of you..!!
Thank you so much 😊
Finally a genuine video from a genuine couple.Shown reality..
It's my time ever to watch such a video! Your presentation is top notch! You've presented the break down of your property expenses very effectively! Earnest well wishes for your life in general and a gracious thanks for such a comprehensive shoot!!!❤
Please be mindful, when you rent your HVAC units, maintenance is covered. In the long run it could save you a lot of money. Also, you have the option to get a buyout quote anytime let’s say 5 years down the road etc for flexibility. Up to each individual, depending on your financial situation.
Im a British born Pakistani,i just want to thank you my sister .you are so transparent and showing us the real picture.
How much do average shops cost
Each home in Canada has a small factory in the basement. I always felt that way when I see the hvac ,softner and washer and dryer in basement
its not factory its much needed. There is water heaters in India. Its just compacted in the basement. In india there are those giant coolers. They look quite ugly tbh.
Average monthly expenses $8K + Annual vacation costs
Average cost for overseas travel minimum $5k per person
always adore your video and special thanks to your Husband for capturing so seamlessly.
Value of your house can increase overtime plus you are also paying Principle borrowed amount in the mortgage. If you deduct all that, it is costing you about $4000
Congratulations guys. Your house looks beautiful. I would say 3200$ is a decent mortgage if you are living in the GTA. Stay blessed.
It would be about double that in the GTA.
Indeed, every year I pay 60,000 dollars as just interest out of $86000 of total yearly mortgage instalment, just to have below average lifestyle. I don’t recommend someone to move to Canada, if you do same hard work in India to create a business for yourself, you will earn a lot in India than in Canada. I am in Canada from last 13 years, most of my classmates of engineering who stayed in India are well off in India, all my classmates who moved to USA are living their dream life, but all living in Canada are struggling to keep up their average lifestyle. That’s the fact, which one only realizes when they compare with same background person after big time difference like 10+ years.
Sandy please share small homes roughly expense, town house expense, condo expenses for your audience to make better decisions. Take expense figures from friends neighbors etc. Thanks 😊
Amazing home! you guys seem like you deserve every bit of it ❤
All the best!
Wow, looks like its not worth living in Canada cz it's so expensive to not just live but buy house and then maintain it . Here in Oz, we don't have to worry about salts etc and house u lve in doesn't get taxed.
That’s actually the real meaning, less costs and Tax free, why should i be giving tax on the land or house i already bought.?
Canadian government is sucking life out of canadians instead of giving life.
Where do you live ?
Stay in india good for u
Where in Australia do you live ? Prices are very high in main cities here in Australia. Worst thing about Australia is there are just 3-4 cities where 60 percent of its population lives. That means house bubble will never burst
Bro simple steps, become cad citizen, move to the us
you forgot to add setting aside a Repairs and Maintenance budget. After 5 years, the house will start requiring repairs. Just imagine: Plumbing/electrical is $150/hour for labor, plus parts (2024 pricing), in British Columbia.
Thank you for the transparency. Appreciate it!
Congratulations for new house. I like you guys you are so simple and good guys. Wish you all the best.
Thank you so much!
There was so much positivity in this video. May God bless u both 💗 This video will be an eye opener for many people :)
Thank you for always encouraging to follow your dreams ❤
Buying a home is truly a personal choice. To each of their own. I am glad that you guys are not regretting your decision of staying in this beautiful and blessed house. Keep shining 🌟
abhi tou log ghar chor ke bhge gain! watch the mortgage paymens coming higher..
Excellent Communication skills . Sweet Couple bitiya rani. God Bless you
You are very honest sister, explained everything very clear
Good video. Loving the plants you have spread across your entire house. Just FYI, there is property tax in India as well so it's no different really. And yes you will pay property tax after your retirement but you'll also be getting a hefty pension that will cover all costs.
Lovely house but surroundings are sort of dead... Unless one is really busy and love what they do on a daily basis, depression is almost a given (specially in winters!)...:)
Dear sis you honestly calculate expenditures and guide us .fabulous excellent vlog tnx for sharing. ❤
Good awareness about expenses of own houses in Canada
Congratulations! And very nice review! Stay blessed and keep growing!
Hello.
Be very happy at your nice home.
Thank you.
Why buying house is still better than renting If price goes up it will cover everything you invested best back up plan is to rent a room .
Live in a rental property if you are self employed that way you can claim tax rebate.
awesome video . Thankss for that much detailed
It's good you highlighted expenses and what's involved. Also, don't forget outdoor care. 😊 For those not earning so much right now, don't despair. Within the next two years, public housing will be going strong and many of you will qualify for that so your household debt will be much lower. And even to those who do earn in the higher brackets, why keep your household debt so high? In the public domain, there will also be wider varieties of housing to choose from in the long run over the next 7 years but we won't see the first effect probably before the next 2 years because it takes time for the government to assess certain standards before they okay them. Now for those who can and wish to participate in the private market, Sandy's advice rings true. Because you do feel more attached to the property belonging to your family and your freedom does expand about what you can or can't do.
CANADAS SALARY IS HIGHER THAN IN THE UK? Average house prices in the UK is £300,000, wheres its 400,000 in Canada. (however you can get a house in the UK as cheap as 150,000) in some areas, and in Canada for around £200,000. GBP.?
Average monthly mortgage prices in th UK is £1,500, wheras in Canada it is £1,900 in GBP price.?
There is NO Annual property tax in the UK, however there are other taxes such as STAMP DUTY at 3%
COUNCIL TAX every month in the UK is approx £ 70 to £200, depending on your area and tax band, whereas Canada PROPERTY TAX is £350 pounds in uk equivalent.
Rent in the UK is approx £1500 month whereas in Canada its £2000 GBP equivalent
IT SEEMS LIKE BOTH COUNTRIES COUST OF LIVING HAS ROCKETED......WONDER WHAT PRICES ARE LIKE IN INDIA AND COST OF LIVING
Canada is wonderful and Your house is too beautiful...
Hey make a video on how you furnished your home. I like your plants collection please share where you got all of them.
O posted 3-4 videos on how I furnished my home, please have a look at those.
Congrats ❤ live you Long & Happy Life.
Congratulations to both of you on your house anniversary. Keep growing.
Congratulations sandy 🎉
Allah bless you both. May you have wonder life ahead. All prayers are with you both
Congratulations Sandy
❤❤❤.. Mubark hoo.. Good information
At this young age, you got such a beautiful house, so be graceful to God. People spend their entire life to get 10% what you have😊
@@shijithpurushotaman6011 mashaallah this is so true..God bless them.Mashaallah..ji for showing their Interest to help Indians as Indo Asians all audiences So much love..(; Masha Allah 👐🙌👍 ji!..
Congratulations ! Very sweet couple ❤
You are so kind! Thank you
Dedi happy home 1st anniversary,long live together,love from Pakistani brother ❤
Congratulations 🎉 guys , appreciate your humility and dedication to spreading awareness
Very informative, thanks for sharing ur experience
Nice to see..hometour.. And the monthly breakdown of cost was also a talking point like anual property tax which you have to pay forever and also without the other Mislaneous expenses like car insurance and groceries... 👍
Congrats to both of you, God bless keep growing :)
bohot bohot Mubarak .aapki ek baat bohot achchi hai ki aap jo kehte ho krte ho aap ne kaha tha ki ghar ke bare me kuch din ke baad hi Batao ge or aap bata rahi ho ziyada tar blogger 's to sirf bolte hai la baad men kuch nahi batate
My daughter has married a Canadian boy. Her father in law whom I met recently was rueing about the cost of living in Canada which has increased exponentially of late. He is highly paid but still he says he shall have to work even when he is past 70 just to meet the household expenses. He is 62 at present. He bought the house 30 years back but now he says the maintenance of the house is burdensome. Unless you earn 8000-9000 CAD , it would not be a good decision to buy a ptoperty in Canada.
Thanks for your right information mam!
Thanks for sharing….Stay blessed!
You have a good narration style- keep going!
Thank you so much 😊
wow nice house and nice calculations. .. best line at the ending was "ACCHA GHAR ACCHI WIFE" you both are wonderful couple . May god continue to shower his blessings on you always.. with best wishes ❤💚
Nice video ❤❤❤❤❤ ur always give true information
Congratulations to you Both
God bless you both
Your videos are very inspirational.🎉🎉🎉
Nice house..
Honestly living in London, UK and coming from India this is not expensive. Plus property / council tax is everywhere even in India, that's how the council provides you services. When I used to live in rented home we had to pay council tax even then.
Your house is literally a dream house 🏠
1st time watching ur video, Very nice home & good information u shared. Stay happy & blessed always ❤
Thanks and welcome
Rent per aap ko humaisha tension rehti hay kabhi bhi gher ko khali kernay ka bomb blast ho sakta hay apnay gher se koi nahi nikal sakta hay or aik portion rent per bhi diya ja sakta hay jis ki wajha say monthly expense main fifty percent relief mil sakta hay
I like both of you as a couple.Your husband is also a real gentleman.God bless you both.
mam your face have some calmness i feel very relaxed the way you speak.
Your husband is very lucky to get such intelligent and beautiful wife like you
I bought my first home on Apr 26th 2023 :)
Happy first home anniversary!🥳🎉❤❤❤❤❤❤❤❤❤
Maasha ALLAH ❤ ALLAH ap ko hamesha kush rakhe...barkat de... Aameen ❤❤❤❤ love from Pakistan
Hi sandy, which part of Canada have you brought this house in ? I mean, in vancouver I could hardly rent a 1 bedroom in 3k ? You said in the video, that it will cost 3.5k approx to rent a house of that size ?
She brought the house in ottawa,ontario
@@sahilhira-is9gj - Is this Ottawa for sure ?
@@nishantthaccker1173ottawa is cheaper then big cities and freezing all year
U can buy big home and big car, but at what cost. High inflation rate, high taxes, harsh weather and lastly isolation.
I like the line “itni achi wife he” Ghar to tabhi ghar hota he jab wife and husband ache hote he 👍
I love the line “without any further do”
Its "Without any further ado"
Salya paira ja digg pa...salle bhoond ashiq😂
Congratulations on the first house. Coming to the video, if there was more information on renting costs and statistics and focus on how the buying made more sense it would have been a good one. There was too much detail on the gym equipment than renting costs and reason to buy a new house in an economy like this.
Beautiful home, nice couple.
How much was your down payment? Or house much you paid for the house?
$3200 mortgage looks like low for such a large and new house.
All the houses in the GTA are over a million dollars.
Been following your channel since a year now, especially since my daughter decided to shift to Canada. Your informative videos are always the best, and I am saying this after watching hundreds of videos. Keep the good work going. Congratulations for your new home and best of luck to both of you for your future.
That is awesome! Thank you very much! I wish the best for you and your daughter.
May you guys blessed with the best, Hasdy ty wasdy rawo love from lehndy punjab toh ji.
Congratulations!
Bahut achcha.take care
Thnks for sharing yr beautiful house.Maa shaa Allah.May a
ALLAH keep u both happy and blessed at all times.Its a special house filled with lots of love by u two.U both r such beautiful ppl with a beautiful soul.Trust me u deserve to have such a beautiful house.stay blessed again. Ameen.
Congrats on your new home. Love the layout & decor. Like your gym as well its worth investing on fitness that will keep you strong in mind and body. Very informative video for new comers. Stay blessed.
Beautiful house,beautiful couple.enjoy.
Beautiful home. Congratulations
Basement rent in Canada Toronto is $2300 for 2bhk +30% utilities. This they have not told.
Very nicely explained guys! All the best!
3500 to get this quality (2000+ square feet) of house is extremely affordable, this would cost no less than 6000 per month in proximity of London (suburbs not London zone 1-4) or 4000 cad in other cities.
Its in calgary
@@vishutiwari5590 Calgary is expensive place plus, I am not comparing it to London 1-4 zones anyway. Suburbs of London should expect price closer to Calgary and yet it is cheaper for this size property.
You are not a homeowner. The home belongs to the bank where you pay the mortgage.
Facts
Same as rent but much much more. And 2nd it's a long process and you are stuck.
Home prices keep rising in Canada. If you sell this house after 5years you will get profit.
May God bless you more.❤
Can you please share some of your recipes also ? It will be great to learn some dishes from you 😊
Hi Guys, congrats for your new home. Very well done. Its better to rent first for few years and save a big down payment and move on to the new house with less mortgage. $7000/month what u guys do for living? lol
Congratulations 🎉
Hi Didi, I received my credit summary yesterday. It showcased that my credit score went down by 28 points. I didn't apply for any inquires and all of my payments are on time. There is nothing mentioned in my credit report. Can you please help???
happy anniversary
Nice Presentation.
Who is the Home insurance provider?
70$ per month is the best deal
Hey sandy...what you guys do for living?
I just wanted to let you know that you haven't mentioned one expense which is a guest expense. How much do you guys spend on a guest? I want to be one if you spend more than a thousand dollars on a guest. You already have a guestroom.
Actually we carefully select our guests and you are not qualified to be our guest based on our criteria 😂
The view and sunlight worth all the $$$$$’s
Congratulations both of you
Sister ਬੁਹਤ shoni ਵੀਡਿਓ ਹੈ meh thuadi har video ਵੇਖਦਾ ha mera beta v canada vich ਹੈ , PR lai new brunswick moov ho gya ha
Kharche di ਪ੍ਰਵਾਹ ਨਾ 😊😊