Our monthly expenses in Canada as a home owner | Do we regret buying house?

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  • Опубліковано 8 тра 2024
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КОМЕНТАРІ • 427

  • @SandyTalksCanada
    @SandyTalksCanada  29 днів тому +10

    Here's your exclusive $100 discount on Yesoul Bike:
    Code: Sandy
    Link: bit.ly/3QJYT7P

  • @alaher4523
    @alaher4523 Місяць тому +71

    You needed to buy a house that is smaller within your budget - the BIGGEST MISTAKE you made was you bought to TOO MUCH House for 2 people

    • @taranjitsingh2714
      @taranjitsingh2714 24 дні тому +17

      That is the problem with people, they go beyond their means to impress others…talk is cheap, following your talk is hard…

    • @Kate-fd5ni
      @Kate-fd5ni 22 дні тому +8

      Yes desi always get showcase home to show off.

    • @Agriachiever
      @Agriachiever 20 днів тому +5

      3200 mrtge is reasonable based on earning of 2 person. this is good house. If it was it Toronto 3:22 greater area the mortg would be around 5k

    • @yassal426
      @yassal426 14 днів тому +1

      You are forgetting they can easily afford this house with their multiple income streams...

    • @lildoc
      @lildoc 13 днів тому +2

      Indians ko show off bhi toh karna hai na 😂 agar 2BHK city apartment khareed lete to India mein apne rishtedaaron ke saamne tashan kaise marte? Everybody who wants to turn from being a tenant to a home owner should do all these calculations before deciding to buy a house within their means😅

  • @muneebrana94
    @muneebrana94 Місяць тому +11

    Congratulations! And very new review! Stay blessed and keep growing!

  • @lokeshsuvarna5509
    @lokeshsuvarna5509 Місяць тому +8

    Congratulations to both of you on your house anniversary. Keep growing.

  • @diaraz8643
    @diaraz8643 12 днів тому +3

    It's my time ever to watch such a video! Your presentation is top notch! You've presented the break down of your property expenses very effectively! Earnest well wishes for your life in general and a gracious thanks for such a comprehensive shoot!!!❤

  • @sajeevbedi-ff3qb
    @sajeevbedi-ff3qb Місяць тому +4

    Congratulations 🎉 guys , appreciate your humility and dedication to spreading awareness

  • @swatisharan2943
    @swatisharan2943 Місяць тому +5

    It's good you highlighted expenses and what's involved. Also, don't forget outdoor care. 😊 For those not earning so much right now, don't despair. Within the next two years, public housing will be going strong and many of you will qualify for that so your household debt will be much lower. And even to those who do earn in the higher brackets, why keep your household debt so high? In the public domain, there will also be wider varieties of housing to choose from in the long run over the next 7 years but we won't see the first effect probably before the next 2 years because it takes time for the government to assess certain standards before they okay them. Now for those who can and wish to participate in the private market, Sandy's advice rings true. Because you do feel more attached to the property belonging to your family and your freedom does expand about what you can or can't do.

  • @JMian
    @JMian Місяць тому +9

    Each home in Canada has a small factory in the basement. I always felt that way when I see the hvac ,softner and washer and dryer in basement

    • @Kash568
      @Kash568 29 днів тому

      its not factory its much needed. There is water heaters in India. Its just compacted in the basement. In india there are those giant coolers. They look quite ugly tbh.

    • @sr-xd8jb
      @sr-xd8jb 25 днів тому

      @@Kash568 Utility >>>>>>> looks

  • @MrManasarora
    @MrManasarora Місяць тому +5

    I love the line “without any further do”

    • @korikrali
      @korikrali 25 днів тому

      Its "Without any further ado"

  • @humhindustani1370
    @humhindustani1370 29 днів тому +1

    Congrats on your new home. Love the layout & decor. Like your gym as well its worth investing on fitness that will keep you strong in mind and body. Very informative video for new comers. Stay blessed.

  • @malti870
    @malti870 Місяць тому +2

    thank you for this detailed video. Its very helpful and informative.

  • @niluferwajeeh4352
    @niluferwajeeh4352 Місяць тому +2

    Congratulations sandy and hubby. Good tips.

  • @dheerajnovember
    @dheerajnovember Місяць тому +1

    Beautiful place. Bless you both for more such beautiful things in your life.

  • @nipunjitsingh5224
    @nipunjitsingh5224 15 днів тому +1

    There was so much positivity in this video. May God bless u both 💗 This video will be an eye opener for many people :)

  • @kiranpandey2942
    @kiranpandey2942 Місяць тому +3

    Congratulations Sandy ❤❤❤❤❤
    So happy to see your growth 🎉

  • @rehanshah1982
    @rehanshah1982 29 днів тому

    Many congratulations on the beautiful home anniversary. Stay blessed 🙌

  • @user-zh2ph6fs5v
    @user-zh2ph6fs5v Місяць тому +1

    you are very nice Sandy and always give us great knowledge about everything ....Stay happy ...Stay blessed forever you both..

  • @Jashandeep_Kaur
    @Jashandeep_Kaur Місяць тому +2

    Absolutely loved the video ❤

  • @anitaroy8113
    @anitaroy8113 Місяць тому +1

    Beautiful. Good decision taken at the right time. ❤️

  • @ajaydhalla
    @ajaydhalla Місяць тому +4

    Congratulations Sandy and harvinder ❤🎉

  • @Tariq-Aziz-Khan
    @Tariq-Aziz-Khan Місяць тому +3

    An eye-opening video... end was marvellous 😀

  • @DeepakKumar-fu6ty
    @DeepakKumar-fu6ty Місяць тому

    I like both of you as a couple.Your husband is also a real gentleman.God bless you both.

  • @arien070
    @arien070 Місяць тому

    Great video. What about expenses for garden and backyard- lawn mowing, cut hedge, clean leaves in fall, duct cleaning??

  • @shruthisasikumar1669
    @shruthisasikumar1669 Місяць тому +1

    Very detailed video. Nicely explained

  • @user-lb8uq3go9e
    @user-lb8uq3go9e 14 днів тому +3

    Nice video ❤❤❤❤❤ ur always give true information

  • @MrManasarora
    @MrManasarora Місяць тому +2

    The view and sunlight worth all the $$$$$’s

  • @MrManasarora
    @MrManasarora Місяць тому

    Does annual maintenance include cost of water softener and all charges of hvac?

  • @cookathomeyummyfood5457
    @cookathomeyummyfood5457 27 днів тому

    Congratulations to both of you. Very informative video.

  • @SS-mx8kq
    @SS-mx8kq Місяць тому +42

    Wow, looks like its not worth living in Canada cz it's so expensive to not just live but buy house and then maintain it . Here in Oz, we don't have to worry about salts etc and house u lve in doesn't get taxed.

    • @DineshDinesh-nh9wk
      @DineshDinesh-nh9wk Місяць тому +15

      That’s actually the real meaning, less costs and Tax free, why should i be giving tax on the land or house i already bought.?
      Canadian government is sucking life out pf canadians instead of giving life.

    • @Smithsteve639
      @Smithsteve639 Місяць тому

      Where do you live ?

    • @thegreatsolo-musicvloginfo7792
      @thegreatsolo-musicvloginfo7792 Місяць тому +1

      Stay in india good for u

    • @dsinghr
      @dsinghr Місяць тому

      Where in Australia do you live ? Prices are very high in main cities here in Australia. Worst thing about Australia is there are just 3-4 cities where 60 percent of its population lives. That means house bubble will never burst

    • @suryasharma7308
      @suryasharma7308 Місяць тому +3

      Bro simple steps, become cad citizen, move to the us

  • @prabhgunsingh16
    @prabhgunsingh16 15 днів тому +1

    Hi Didi, I received my credit summary yesterday. It showcased that my credit score went down by 28 points. I didn't apply for any inquires and all of my payments are on time. There is nothing mentioned in my credit report. Can you please help???

  • @janetmacwan3424
    @janetmacwan3424 Місяць тому +1

    Congratulations both of you God bless you 🎉🎉

  • @richboy3860
    @richboy3860 4 години тому +1

    $8000 per month fixed expense is very very high. Hope you can sustain it for 25 years. Blessings! ❤

  • @saleemakhtar87
    @saleemakhtar87 Місяць тому +1

    Good job of detailed explanation of home expenses....

  • @azaadkamal6188
    @azaadkamal6188 Місяць тому +1

    Congratulations Sandy and Harvinder ❤

  • @user-lp4xh6eo6e
    @user-lp4xh6eo6e Місяць тому +3

    Heartily congratulations 👏🎉👏 🎉.

  • @AG-hu5jj
    @AG-hu5jj 18 днів тому +1

    Happy home buying anniversary Sandy !!

  • @faizcube007
    @faizcube007 17 днів тому

    Please be mindful, when you rent your HVAC units, maintenance is covered. In the long run it could save you a lot of money. Also, you have the option to get a buyout quote anytime let’s say 5 years down the road etc for flexibility. Up to each individual, depending on your financial situation.

  • @Akash_deep183
    @Akash_deep183 Місяць тому +1

    Congratulations sandy❤❤

  • @preetisohal6284
    @preetisohal6284 24 дні тому

    Hey make a video on how you furnished your home. I like your plants collection please share where you got all of them.

  • @feuillemort6634
    @feuillemort6634 Місяць тому

    Watched your vlog for the first time on UA-cam recommendation so informative and different ❤Tysm ❤

  • @user-yy2cf9ix6q
    @user-yy2cf9ix6q Місяць тому +3

    Congratulations ❤❤❤

  • @user-by3xj7gi9b
    @user-by3xj7gi9b Місяць тому +1

    Best wishes for home anniversary dear sandy...

  • @jaspalkaur2324
    @jaspalkaur2324 Місяць тому +1

    Congratulations both of you

  • @asharma4105
    @asharma4105 Місяць тому +1

    Congratulations for your house ❤🎉

  • @divyangpatel6353
    @divyangpatel6353 Місяць тому +1

    Congratulations to both of you 👍🙏

  • @mridula6349
    @mridula6349 Місяць тому +2

    nice and candid video. Also both of you look so sweet together :)

  • @usman7160
    @usman7160 Місяць тому +1

    Happy anniversary sandy g

  • @amritaa1634
    @amritaa1634 Місяць тому +1

    Congratulations Sandy... Keep going🙂😍👏👌🤝

  • @doovinapoonyth3977
    @doovinapoonyth3977 Місяць тому +1

    Happy anniversary 2 both of u

  • @prashilmehta1860
    @prashilmehta1860 Місяць тому +1

    Beautiful House😍. Congratulations to both of you

  • @user-yx1lu5kl8k
    @user-yx1lu5kl8k Місяць тому +1

    how much down payment did you give for this house. also which city do you live ?

  • @himanshukhanal4989
    @himanshukhanal4989 Місяць тому +2

    Congratulations sandy

  • @Iamabhinav829
    @Iamabhinav829 9 днів тому +1

    Congrats to both of you, God bless keep growing :)

  • @rizwandodani6730
    @rizwandodani6730 Місяць тому +1

    Good tips... Well done

  • @rajlovinglife
    @rajlovinglife 12 днів тому

    Nice to see..hometour.. And the monthly breakdown of cost was also a talking point like anual property tax which you have to pay forever and also without the other Mislaneous expenses like car insurance and groceries... 👍

  • @aaliyarauf-yj3df
    @aaliyarauf-yj3df 12 днів тому +1

    Congrats ❤ V informative video ❤

  • @samparker334
    @samparker334 Місяць тому

    Congratulations ma'am. Stay Blessed

  • @priyankakhattar7200
    @priyankakhattar7200 Місяць тому +1

    Congratulations!!

  • @funwisely
    @funwisely 29 днів тому

    Thank you very much for posting lovely videos & Educating masses about CANADA reality 😢😢😢😢

  • @bobbybob4664
    @bobbybob4664 Місяць тому +6

    Hi sandy, which part of Canada have you brought this house in ? I mean, in vancouver I could hardly rent a 1 bedroom in 3k ? You said in the video, that it will cost 3.5k approx to rent a house of that size ?

    • @sahilhira-is9gj
      @sahilhira-is9gj Місяць тому +1

      She brought the house in ottawa,ontario

    • @nishantthaccker1173
      @nishantthaccker1173 25 днів тому

      @@sahilhira-is9gj - Is this Ottawa for sure ?

    • @nomorenews
      @nomorenews 24 дні тому +1

      ​@@nishantthaccker1173ottawa is cheaper then big cities and freezing all year

  • @mehboobpanjwani5245
    @mehboobpanjwani5245 28 днів тому

    Congrats for your house anniversary

  • @patelkalpesh9021
    @patelkalpesh9021 Місяць тому +1

    Congratulations sandy both of u

  • @sunitgupta4369
    @sunitgupta4369 Місяць тому +1

    V Good information,Sandy.

  • @pritamyangoubam6540
    @pritamyangoubam6540 Місяць тому +3

    Congratulations 🎉👏

  • @omparkashdhiman8840
    @omparkashdhiman8840 Місяць тому +1

    Congratulations ❤

  • @yashlakra7383
    @yashlakra7383 21 день тому

    Congratulations on house Anniversary 🥰🥰

  • @asifaaj1
    @asifaaj1 Місяць тому

    So Nice Great Video. and Happy Anniversary for Sweet Home.

  • @wasimhaider445
    @wasimhaider445 15 днів тому +2

    Congratulations guys. Your house looks beautiful. I would say 3200$ is a decent mortgage if you are living in the GTA. Stay blessed.

  • @soulatzaidi
    @soulatzaidi Місяць тому +2

    Congratulations to you both on anniversary of the beautiful house. Its a good investment and Oper wala Handana Naseeb kerey :)

  • @1umarasghar
    @1umarasghar 28 днів тому +2

    Sandy please share small homes roughly expense, town house expense, condo expenses for your audience to make better decisions. Take expense figures from friends neighbors etc. Thanks 😊

  • @saleemiqbal202
    @saleemiqbal202 29 днів тому

    Very informative video and congratulations you have a wonderful house

  • @pritgill6269
    @pritgill6269 Місяць тому

    where did u buy those microphone... looks very fancy... n thank you for the video

  • @raheels102
    @raheels102 Місяць тому

    Congratulations sandy 🎉

  • @RakeshKumar-bm9vk
    @RakeshKumar-bm9vk Місяць тому

    Happy anniversary 🎉🎂🎂🎊 May God bless you with another home like this ...

  • @ByHassanMoulali
    @ByHassanMoulali Місяць тому +1

    wow nice house and nice calculations. .. best line at the ending was "ACCHA GHAR ACCHI WIFE" you both are wonderful couple . May god continue to shower his blessings on you always.. with best wishes ❤💚

  • @ApurvaPatel027
    @ApurvaPatel027 Місяць тому +2

    congratulations didi great achievement ✨

  • @virenderkumar3478
    @virenderkumar3478 Місяць тому +1

    congratulations harvinder & sandy beta🌺
    waheguru ji🙏aap sabko hamesa kush rakhe

  • @renuhada1674
    @renuhada1674 Місяць тому +1

    Congratulations one year complete your home

  • @sushiladalal5397
    @sushiladalal5397 9 днів тому +1

    Beautiful house,beautiful couple.enjoy.

  • @charukundu5393
    @charukundu5393 Місяць тому +1

    Congrats dear🥳🥳🥳🥳🥳

  • @homeandgarden6938
    @homeandgarden6938 20 днів тому

    As usual very very informative video and basis on facts and important points. Please explain about emergency budget and how much it should be.

  • @parveennazeer6009
    @parveennazeer6009 Місяць тому +2

    Congratulations didi to ur home anniversary in canada..🎉🎉🎉🎉❤❤❤

  • @pP-nh5qk
    @pP-nh5qk 25 днів тому +1

    Your house is literally a dream house 🏠

  • @Jass11165
    @Jass11165 18 днів тому +1

    Happy house anniversary ❤

  • @Canadakilife25
    @Canadakilife25 Місяць тому +1

    Congratulations 🎉🎉❤❤

  • @Aasiway
    @Aasiway Місяць тому

    Congratulations dear❤❤

  • @elitemarketingsales6760
    @elitemarketingsales6760 24 дні тому

    Great video very informative for everyone house is beautiful well done and congratulations on 1 year anniversary you are both a beautifull couple with waheguru ji blessings 🙏 ❤

  • @tmerose7995
    @tmerose7995 14 днів тому +2

    Ghar Mubarik ho.. Pakistani Bahi . . Malik. . Canada.. Home Renovations & Construction..

  • @ashblackhawk
    @ashblackhawk Місяць тому +1

    3500 to rest this quality (2000+ square feet) of house is extremely affordable, this would cost no less than 6000 per month in proximity of London (suburbs not London zone 1-4) or 4000 cad in other cities.

  • @Infinite_charm
    @Infinite_charm Місяць тому +1

    Hi sister ,loves your beautiful home ,family and most importantly your outfit ✨️ 😊

  • @cricanni
    @cricanni 14 днів тому +2

    mam your face have some calmness i feel very relaxed the way you speak.
    Your husband is very lucky to get such intelligent and beautiful wife like you

  • @user-md3oc9fb2h
    @user-md3oc9fb2h Місяць тому

    @sandy... u have not covered the grocery cost monthly?

  • @arslanhaider849
    @arslanhaider849 Місяць тому +1

    ❤❤❤❤❤❤❤❤❤ Happy Anniversary

  • @AshfaaqCurimbaccus
    @AshfaaqCurimbaccus 28 днів тому

    hello there !
    are there job prospects for IT Auditors in Canada in general ?
    Thank you in advance

  • @maharajansollamuthu4143
    @maharajansollamuthu4143 Місяць тому +1

    Congratulations 🎉

  • @samridhimittal1022
    @samridhimittal1022 Місяць тому +1

    Congrats❤

  • @jackryder6732
    @jackryder6732 27 днів тому +1

    Which city you purchased the house. Great video

  • @Chandigarhdubai2023
    @Chandigarhdubai2023 27 днів тому

    Happy anniversary your home 🎉🎉🏡🏡🎉

  • @ManojKumar-Pentakota
    @ManojKumar-Pentakota Місяць тому +1

    Nice Presentation.
    Who is the Home insurance provider?
    70$ per month is the best deal

  • @lubnamunshi
    @lubnamunshi Місяць тому +5

    bohot bohot Mubarak .aapki ek baat bohot achchi hai ki aap jo kehte ho krte ho aap ne kaha tha ki ghar ke bare me kuch din ke baad hi Batao ge or aap bata rahi ho ziyada tar blogger 's to sirf bolte hai la baad men kuch nahi batate