What if I'm buying a home worth R150 000 and I'm in the least earners meaning I'll get Up to R160 000. Won't I be paying nothing back since the grant I get exceeds the home??
Hi I have a question. When you inherited a property together with someone else like a sibling and the property was already in bad condition, the sibling refuses to sell the property. Can you still apply for flisp when you meet the rest of the criteria?
Hi husband also apply it,but house are very high price so he earning 11.000per month we are done for application.i want to know that we have a chance to have home
What happens if you applied prior the whole process of the home loan then it gets approved and you get the title deed before FLISP approve, would you still be eligible to get it?
So what happens when they don’t approve you for FLISP? You’d still be responsible for the bond right? You’d have to honour it even without the assistance?
Hey I'm Rudi Hendricks I'm actually tipping this message with tears in my eyes my parents have been renting for 27years of there married live together and still don't have a house and again they have to look for a other place to rent... They have a red book and is waiting for 27 years for a house now please help 😢
Hey, ccwam this might be a little bit late for a comment but. For you to get the bond/home loan you must have a credit score?? Is that necessary or since it is this program its all good??
Hey Nicollete, you mentioned that you do need to be married/ cohabiting. Do they calculate both partners incomes if married out of community or if cohabiting? Or do they only consider the salary of the partner that is applying?
So i weni to the Cape Town offices on my own after 6 months of buying my house and I was denied stating that I applied late and because I own the house for 6 months now I don't qualify 😞
Thank u so much 🙏 for explaining everything clearly I was worried that I won’t qualify since I don’t have kids but I’m taking care of my mom financially. I love your voice by the way
Hi Nanna,I'm staying in my house 7 years now and I went to the office to find out if I will qualify for the Flisp subsidy and thy said no I'm not a newly home owner,plus thy said its like a loan you get from government..it doesn't make sense comparing to what you said in this video 😢
Hey bunny, I was rejected for Flisp cause I had no dependence then and recently I got a baby and things really went Southy financially... can I reapply again perhaps I'm 3 years in😢
Hi mamai hope im not late , ey i almost got scamed ka flisp from tik tok, theres some guy busy advertising flisp application form bit first He needs R3500 registration fee, whats the proceedur3 , is there a registration fee?? Nd how long does it take
The pain of not qualifying for a bond because you earn less and you don't qualify for an RDP house because you earn more.
I Know right 😢
My flisp subsidy application went so smooth.. The lady that was help me really helped 😊.. Apply with open mind..
Wonderful! This is amazing. I am so glad we have someone who received the grant
Are u married or co-habiting? And is a must?
Just got my house with flips ❤️ it's like getting a house free
Hey bro I have been trying
How long did it take before you got the subsidy once the bank approved your bond?
Wow is been 5yr now we trying
Finally...I've been waiting for you to talk about FLISP 🥳
Im glad it came at the right time. I have spoken about it before
Video starts at 4:08
Thanks Nicollet.. You simplify things mama
Thank you Nicollete this is very educational and insightful
Thank you for bringing this to our awareness
Thank you so much that your videos are clear and to the point 🙌🏽🙏🏼
You deserve a kiss from god mama thank you❤❤❤
You are so sweet. Thank you
First one to log in and comment. 🎉 Thank you Nicolette for always putting out the valuable info as usual
You're the best! Thank you
Hi Nico can i use Flisp to buy my subling out from our late parent's house
What if I'm buying a home worth R150 000 and I'm in the least earners meaning I'll get Up to R160 000. Won't I be paying nothing back since the grant I get exceeds the home??
Do I need to be married or co-habiting?
I have been waiting for my payment for a whole month now 😢😢 please assist me Nicolette
It works just like RISIMA❤
Hey does disability pensioner also qualify for FLISP? Because we need it mostly.
You’re the best in the game ❤
Thank you
Does the whole flisp amount need to be paid back when selling the house in under 8 years.
Thank you very much
Finally touching on the flisp topic....You are such a God sent Sis Nic ❤
Hi I have a question. When you inherited a property together with someone else like a sibling and the property was already in bad condition, the sibling refuses to sell the property. Can you still apply for flisp when you meet the rest of the criteria?
can you still apply for FLISP if you already purchased the house.
You explained it very well, thanks.
Does public servants also qualify if you are getting housing allowance from Gov?
I don't think so as the government is already helping you
Can I pls ask? Do you repay the bond?
Hi husband also apply it,but house are very high price so he earning 11.000per month we are done for application.i want to know that we have a chance to have home
With the rent to buy property do u qualify for Flisp or not? And how does the rent to buy property work
What happens if you applied prior the whole process of the home loan then it gets approved and you get the title deed before FLISP approve, would you still be eligible to get it?
FLISP do pay out either before the transfer is completed or after the transfer (title deeds received). I received pay out, after I got the title deed.
So what happens when they don’t approve you for FLISP? You’d still be responsible for the bond right? You’d have to honour it even without the assistance?
Of course yes
Yes you will still be responsible for your bond.
🙏🙏🙏 thank you
I've been pre approved for flips but can't get a bond due to bad credit
Hey I'm Rudi Hendricks I'm actually tipping this message with tears in my eyes my parents have been renting for 27years of there married live together and still don't have a house and again they have to look for a other place to rent... They have a red book and is waiting for 27 years for a house now please help 😢
Hey, ccwam this might be a little bit late for a comment but.
For you to get the bond/home loan you must have a credit score?? Is that necessary or since it is this program its all good??
Hi wanna apply for loan
Wow I love this.
hi my wife gets 350 from the government grant will i qualify for flisps?
How do self employed people benefit from this?
Hello 😊. Do you need to be employed by the government?
No
not at all
Anyone that earns between the stated salary range can apply.
So my flips ws paid into my hme loan acc and put on reserved fund? What does thay mean
Its an advance payment
Thank you for the video. How do I prove dependence for instance a relative?
You have to show that you financially support them
@@FinancialBunny how like a bank statement showing u send them money every month ?
Thank you Nicollete this was so helpful ❤️
You're so welcome!
Hey Nicollete, you mentioned that you do need to be married/ cohabiting. Do they calculate both partners incomes if married out of community or if cohabiting? Or do they only consider the salary of the partner that is applying?
You and your partners' combined salary must be between R3 501 to R22 000 per month.
Not me going to look for that property in Ferndale, and I couldn’t find it 😢
Things move fast. Also looked for it this morning and it was gone.
So i weni to the Cape Town offices on my own after 6 months of buying my house and I was denied stating that I applied late and because I own the house for 6 months now I don't qualify 😞
Hey, Where are the FLIPS offices in Cape Town?
Shit i dont qualify for Flisp because of my salary😅
Thank u so much 🙏 for explaining everything clearly I was worried that I won’t qualify since I don’t have kids but I’m taking care of my mom financially.
I love your voice by the way
When applying for a home loan, do they look at the type of credit you have? Is it necessary have a different types of credit on your credit history
Yes, they look at your credit score which is made up of various factors including the types of credit lines you have
Hi Nocolete what if u bought an Rdp house and u didn't claim ( 6yrs ago)
Do you own a title deed?
Yes but i bought the house from someone else and i din't know about Flisp
@@nandiphatomnandipha8933 flisp is only for first time home buyers
Link
to?
Do people who are working within the public sector qualify even when they get a housing allowance?
I don't think so because you are already getting help from the government
yes government employees do qualify, my niece is a nurse working for a government hospital and she qualified for FLISP.
@@munchi8 wow that's great news thanks for the information
@@munchi8I’m sorry to ask but how did she qualify with her gross salary. Nursing do get paid well in government
If you are working for the government but your salary is not enough to afford a house, will they still help?
Level 1-5 they qualify
Alright... Thank you so much
Can I still apply for flisp if I bought the house in 2020?
It must be within 6 months, so no, unfortunately you do not qualify.
22k gross or net? 🥺😢
gross
@@preciousmmakau8360 Eish, I don’t qualify 😒
@@buhlemseleku9400Eish 🤣💔
I'd appreciate to be assisted in applying for the ones that are worth Below 400k now please🙏♥️
Maybe try afcho apartments they have one I came across one
What kind of assistance are you looking for?
Hi Nanna,I'm staying in my house 7 years now and I went to the office to find out if I will qualify for the Flisp subsidy and thy said no I'm not a newly home owner,plus thy said its like a loan you get from government..it doesn't make sense comparing to what you said in this video 😢
You must be a first time home buyer 💁🏽♀️
They want us to earn less than 22k 😢.
You must earn that less are you being for real and does working for the government what happens do those ones qualify?
Well they are helping low income earners
I got ghosted by the FLISP guys!🥺
What happened?
@youngboy455 They just never responded. By the time the purchase was completed, everything fell on me until I didn't qualify for the grant.
Can you lease out the property once you've obtained it via Flisp?
You sure can.
Hey bunny, I was rejected for Flisp cause I had no dependence then and recently I got a baby and things really went Southy financially... can I reapply again perhaps I'm 3 years in😢
Yes please reapply again.
I’m sorry they didn’t approve the application. Do you have a bond already?
@@FinancialBunny yes, is about 3 years now
We are done with application now,but my husband earning 11.000 are we have a chance to have home for our kids
Its not called flisp anymore
Hi mamai hope im not late , ey i almost got scamed ka flisp from tik tok, theres some guy busy advertising flisp application form bit first He needs R3500 registration fee, whats the proceedur3 , is there a registration fee?? Nd how long does it take
No it's free