My mom is using this card since 2015 and it has worked as a blessing for us in times of shopping for some essential expensive items like refrigerator etc. on emi. My mom's cibil score has also improved significantly in the past years through this and now she regularly gets calls from banks who offer her loans and credit cards based on her good score(i guess it's around 800). Basically, if you guys pay your dues on time and spend your money wisely, then this card will definitely be beneficial for you😄
3:20 the claims that u r talking r absolutely right. The same thing happened with my father, from his account money was debited multiple times without any info. After serveral call with support they say that we had made an insurance. Which was completely fake. Its a great company but they play dirty tricks too. So be aware.
@@Footyxboy_07 u can use that card in any retails store eho accept bajaj finance card mainly it is accepted in electronic stores. They sometime deduct money from ur bank account on the name of insurance. Without ur know.
@@verticillaster it does not depend on the details that u fill in the application. But once they get the bank mandate they can buy u useless insurance etc without ur knowledge. And u will be running after them for a month or do to get back the refund
Let me tell you the most frightfull fact of this card, : When you by chance miss your payment AND you can't pay for some time, Bajaj finance has hired local goons to harras customers they openely come at odd hours and may use verbal abuse (even physical) even for a petty amount like 500- 1000 and that's a fact and if you complain to their higher authorities they themselves promote this kindof abuse
@@DAAKISUR brthr 90% time pe sab bhrke mast hi rehna chahte hai ....mjhe nhi lgta kisika gaali khane ki hobby ya shauk hoga ... It's just about the few who do have some genuine unplanned problem ... The way these companies treat is just beyond thinkable ... As if wo paise ussi time pe nai mile to cmpny lut jaygi ...
Very useful card to buy things in EMI. But Bajaj doesn't offer physical card anymore these have this card in their Mobile app now. But you are right Bajaj notorious to charge without customer knowledge.
Thankyou very much.. I wish all videos on youtube about Info were as crisp and clear ( to the point ) like you... Really liked ur video and was very helpful..Keep Posting
आप सब गलत बोल रहे है। 1. 550 +gst लेते है। हर किसी से 2. 9 महीना से अधिक नही मिलता emi 3.कुछ लोगो से प्रोसिसिंग के नाम पर 1200 rs तक लेते हैं 4. emi नही देने पर 295+gst लगता है और ये लोग जिनके ac में emi के बराबर है पैसा हो उसका 295rs cut करने के बाद फिर से 295 कट कर लेते है। सबसे ज्यादा ऐसे लोगो को हे टारगेट करते जिनके ac में काम पैसा हो।
Kya gyan diya h vo b galat 295 bank kaat ta h na ki bajaj vo b bounce hone k baad Hum b use karte h card or humara experience accha h Processing fees 1200 khn se lagti hai ? Mtlb jhut bolne ki b hadd hoti h
3:11 what you said is true, it happened with my friend. without any information they have deducted money from a/c. and when asked at bank they said it is for insurance.
It had happened to me once that Bajaj Finance started an insurance without my knowledge and debited the insurance premium from my bank account. I had to struggle a lot to get my money back. Those who want to avoid this kind of harrasment can keep the card blocked until you are buying something.
@@souvikmandal2637 you can go for this card, but bajaj finance employees will repeatetively try to sell you insurance. Don't give them any information unless you want to buy an insurance. I wanted detailed information about health insurance that's why I had to give them my information but never gave any permission to start the insurance, but somehow they had started the insurance without my permission or knowledge. This card is good if you use wisely. Just research thoroughly before accepting any offer from them.
Thank u very much bro. I get ur points.um they will try to trick us get necessary info .thanks man i shallkeep it in mind.....i think its better not to answer their call?right? (Only need to pay emi through the app)
@@souvikmandal2637 yes. You are right. But you don't need to pay emi from app. As ecs mandate will be there bajaj wil deduct the emi automatically from your savings account
When you purchased something from offline market using your bajaj finserv emi card, the vendor tend to add extra amount on the actual price of the product. Suppose you r paying a down payment of 5000, the vendor tend to pay Rs. 3000 to bajaj and other Rs 2000 keeps for himself. And as such emi per month tend to rise. Which you dont pay attention at the time of purchase. Cause you r getting something on emi which mean you dont have to pay at a time and as such we are ready to bear that extra cost as it gets divided into monthly installments and does not such hamper us. But this is totally wrong
The unconditional loan insurance was levied on my account without my consent and they even don't respond in customer service. The best you can do is to tweet to Bajaj finance regarding your problem, this method really works and I have tried it.
Just yesterday Bajaj EMI network card which I never used after 2019 deducted Rs 117 from my bank account for "annual charges". This is a charge levied if one doesn't use the card in a year. Now I have not used this card for over three years and never got the amount deducted. I complained to the customer care and they say they'll block the card to avoid future debits from my account. This is another kind of fraud.
@@seeview I have sent them the mail sharing my account statement and the exact transaction of 117/- highlighted as well. They replied that the statement doesn’t say that Bajaj Finance charged the amount. They will keep trying to dodge refunding the amount. I know.
@@nipunsharma5351 I don't know particularly what's happen but if the amount has deducted by bajajFinance it is there in the transaction and they updated your membership after getting the amount they not asked anything and returned the amount. I don't know why asked you the statement. Try to talk to the customer care they'll help you. It's really frustrating to follow multiple times.
To those who are bothered because bajaj is automatically deducting money from their bank ac plz cancel the e - mandate from your banking app as I ' ve done from my kotak app otherwise contact the bank they will cancel the ecs mandate
@@AnkitAnkit-st1zy problem ye h loan band hone k baad bhe mandate close ni karvate ,Bank m mandate close k koi request ni hota ,Bajaj wali every month jab bhe software run krte bulk m us time us bechare ka bhe nam aa jata jo loan close kr chuka hai aur fir mandate fail ho jata .bank apna alag charge lete mandate fail ka . Charge pe charge charge pe charge
Mam, mai koi saman le rha hu Bajaj card se aur jis bank se maine e-mandate kiya hu, agar us time pe mere account me 0 balance hai to, mera buying process complete ho jayegi na. Please reply me quick.
Mera - 1 CIBIL tha CD me ek Washing Machine liya bajaj se Abhi mera Cibil 761 ho gya hai Aur Bajaj card limit 52k hai Aur Ap Bajaj card ka use kr k Amazon per No Cost EMi bhi kr skte ho up to 9 Month's on TV Washing Machine And Mobile Aslo But Bajaj ka main ye hai ki Due date 1 ya 2 Rhti hai Ye Bas Due Date nikl diye to Best card hai Ye Online And Offline Market 👏💯😇🤙
@@ashutoshsingh2669 yes i took a phone on emi... In lock down i was unable to pay an emi... For single missed emi, they taken back my phone from me..... Also deducted 295 rs 15 times in a single month from my account.... Also they use to sent their employees daily on my address to harass me..... Overall bad experience... Even if i have 100 rs over on my account from emi they won't deduct emi amount saying that insufficient balance.. Then took more than emi account on the name of ecs fail mandate..... Totally pathetic experience
I am Using Bajaj Finance Emi Card From 2020 . It is Good For those Who Don't have A credit Card For Emi Purchase And Also It is Free Of Interest And I Have till Not delayed A payment So I don't Know much About Late payment fees But Services are Good.
They have deducted some charges for cibil reporting and sometimes convenience charges from emis wich is very nominal and from my point of view It is Recommended
They(bajaj) also called me for taking this card and explain all the features and plus point but he didn't tell me about this fees and penalty s and all but i said no at that time now i cam sleep with peace 🕊️
Hi... I have recently taken Bajaj Finance emi card. During eci mandate I got a text that Rs 24000 will be debited from my account. When I checked with them they told me that this is a virtual amount that will be debited. Could you please advise me what is it exactly.
Thanks for making this informativr vid..... Lots of things i wasn't awre about this card.... Was planning to apply.... This helped to make a wiser decision
Very bad experience I had with this card...they didn't deducted the amount from my account even though my account was loaded with sufficient funds...and after not detecting the amount automatically they charged me a huge late fine...they didn't even notified me that that emi is not been deducted and charged me heavy later
Pehli emi me hi mandatory charge 250rs ka kata tha, jo bola tha wapas aa jayega, joki nhi aaya, bol rhe the bank walo se baat kro. Sirf ek din agar delay krte hai Emi to 295 charge laga dete h
Yes charges are high but insurance without permission absolutely wrong insurance message always appear so many people think it's free and they apply for it
Before I watch this video, i had lots of doubts in my mind about this card and also had a mixed filling about taking this card but thanks to you, now i know this cards cons part as well so now i will never apply for this kind of emi cards
I had purchased two ACs using Bajaj Finance EMI card, almost five years ago. All the EMIs were settled two years back. Since then I have never used this card and Bajaj Finance charges 117 Rs every year as AMC. Is there any way to stop this dedication?
😠 Main Bajaj finance ke through se kuch electrical appliances Emi par liya tha. Lekin unfortunately aur smartly unhone mujhe Insurance 1000 ke baat chhupaya. Wo product ke sath add ho kar EMI se deduct hota tha. Aur itna ghatiya insurance life me kisi ne nahin sunna hoga. Agar aapke death hota hai tou aapko insurance ka Paisa milega. Ishliye 1000 rupees extra do, aur agar 1000 rupees keliye benefits chahiye tou marr jaao 😠. Wah kya policy 😠
@@sayedsameerinamdar1187 1000 ko aapke installment ke duration ke hisaab se contribute kar dete hai. 1000 koi small amount nahin, aur customer ka ush insurance se kya fayda? Only death case me 1000 ka fayda milega😒. Koi bhi saaman lo, insurance mandatory 😡
@@amitpradhan6666 Offline purchase kare tou Yehi loss hai customer ka. Emi card charges, Insurance mandatory, processing fee aur bhi jo hai mil kar add kar lete hai. 20 pages ka term n conditions koi bhi customer purchase karne ke time Shop me itne bheed me padhega nahin details me. Shortcut se puchh leta hai. Aur emi par 99% wohi log kharidte hai, jo full payment nahin kar sakte one time me. Ishliye sab extra charges ko accept karne ke illawa koi dushra option bhi nahin 😔 Lekin online shopping se faida hai Bajaj card se😊
@@bubusrikant4762 toh app Bajaj office mei jaker term plan closed kr site ho.immediete nahi toh app jab tak jivit rahoge paisa apke account se deducted ho jayega .
Can you please tell how to permanently block it as it deducts annual fee every year from my account as I dont buy products every year and I don't want that so can u please give a solution for that how to disallow it from doing so...and permanently deactivate it ? it would really help out many people
2% DBD ( DEALER BY DOWN ) bhi charge lagte hai offline store me, Card charges 799 bhi lagte hai. - offline store Down payment bhi lagte hai - offline store
Bajaj finance emi and card,both are not gud now,they started charging unneccesary and too much charges,by chance if emi skipped,then u will pay fines till last emi.sad but true.
It is the best no cost emi card and i have using it for 5 years with zero problem.One thing to keep in mind is keep the required money before due date and then it’s all fine.Lot better than credit card emi’s…….😊😊
Honesty matters in everything you do,you hardly see honest people who are ready to help you this days,but that’s a different case in the side of sir Austin Schniedger ,he’s an honest man,he helped me and now am free from all my debts.
Don't invest in Indian Bajaj because its a scam! Many people have issues...EVEN India Government is going to ban this company soon. - as a honest review🙂
Bhai late charge kitna h iska aur bht se log bol rhe h ki ye log ghar bhi aa jate h kyuki mujhe ye card ek uncle ka bnvana h. Home credit se acha h ye kya?
@@pradumnshukla3857 bhai dekho agar aapne kisi ka paisa liya hai toh aapko usko time pr chukana padega. fyi ghar par aaj ke time pr koi nhi aata hai but they will charge heavy bonce charges this is the best emi card i have ever came across but if you think ki aap emi time pr nhi de sakte ho toh never apply for any card whether it is bajaj or a bank credit card. for every online emi transaction they charge around 250rs to 310rs yearly charges waive off ho jaata hai agar aap isko continue use karte hai which is very minimal compared to others. never use any credit services if you doubt yourself in paying on time. after a time they will start providing you other credit offers but its on you whether you want to avail or not. just keep your bank account funded to avoid any kind of charges except the one which i mentioned above
My mom is using this card since 2015 and it has worked as a blessing for us in times of shopping for some essential expensive items like refrigerator etc. on emi. My mom's cibil score has also improved significantly in the past years through this and now she regularly gets calls from banks who offer her loans and credit cards based on her good score(i guess it's around 800). Basically, if you guys pay your dues on time and spend your money wisely, then this card will definitely be beneficial for you😄
Yes 100% true...
Hello.. do u have the customer support number for complaints
@@rojasaroj7309 you can get it from their website
@@rojasaroj7309 what's up?
@@rojasaroj7309 no it's very sensitive information
They always cut money from my account
Never close card after complaint
Don't take this 😭😭
Right ✅
Same here
Go to bank. And cancel ECS Mandate.
market rates of products rate are 10 to 15 % less if purchased directly from vendors or in one time payment
3:20 the claims that u r talking r absolutely right. The same thing happened with my father, from his account money was debited multiple times without any info. After serveral call with support they say that we had made an insurance. Which was completely fake. Its a great company but they play dirty tricks too. So be aware.
Bro main yeh online apply kiya tha wo card hogaya active to ab main offline kese use karsakta hu aur yeh konse payse kat jayenge please reply
@@Footyxboy_07 u can use that card in any retails store eho accept bajaj finance card mainly it is accepted in electronic stores.
They sometime deduct money from ur bank account on the name of insurance.
Without ur know.
@@abhishiktmohanty so what is r things which we can keep in our mind during filling our card details
@@verticillaster it does not depend on the details that u fill in the application.
But once they get the bank mandate they can buy u useless insurance etc without ur knowledge.
And u will be running after them for a month or do to get back the refund
@@abhishiktmohanty then what we can do bro 😥 i hv bajaj card n i manadate. Also but never use yet no charge cut ... I hv limit of 1lakh
of course it's true... they'll have targets for insurance & they get incentives .... my friends are working in Bajaj finance only
Mujhse KYC wale ne one time payment kara di 899...Aur ek mahine baad hi 499 ka charge add hoker aagya. 😧
Let me tell you the most frightfull fact of this card, : When you by chance miss your payment AND you can't pay for some time, Bajaj finance has hired local goons to harras customers they openely come at odd hours and may use verbal abuse (even physical) even for a petty amount like 500- 1000 and that's a fact and if you complain to their higher authorities they themselves promote this kindof abuse
100 % true
Card nahi, yeh h bawasir
Brother we have to treat them in their way
Time pe bhro or mast rho nhi to bajaj se nhi kisi bhi company se penalty or sab kuch vhi milega
@@DAAKISUR brthr 90% time pe sab bhrke mast hi rehna chahte hai ....mjhe nhi lgta kisika gaali khane ki hobby ya shauk hoga ... It's just about the few who do have some genuine unplanned problem ... The way these companies treat is just beyond thinkable ... As if wo paise ussi time pe nai mile to cmpny lut jaygi ...
Ye card banae ke baad humlog koi bhi online shopping kare kya uspe extr charge leta hai kya rlpy
Very useful card to buy things in EMI. But Bajaj doesn't offer physical card anymore these have this card in their Mobile app now. But you are right Bajaj notorious to charge without customer knowledge.
Black cigrate
Black cograte
Thankyou very much.. I wish all videos on youtube about Info were as crisp and clear ( to the point ) like you... Really liked ur video and was very helpful..Keep Posting
I have this from 2019 i m happy with this card no issue at all till now, time to time payment and aslo my limit is increased 85 to 120000 now
I am also using this from 2016 and my limit is 250000 and no issue at all
Did you ever faced unauthorized debit from your bank account, why lot of people keep complaining
You are eighth wonder of world,because this company has cheated each and every person joined with them.
Bhaiya BAJAJ CUSTOMER CARE NUMBER KAHA SE MILEGA
घर कि शांति बर्बाद कर,
बजाज finance आपके घर
Flipkart me Jo rbl emi show kar Raha he kya wo Bajaj card se bhi apply hota he??
Kya dono same he??
आप सब गलत बोल रहे है।
1. 550 +gst लेते है। हर किसी से
2. 9 महीना से अधिक नही मिलता emi
3.कुछ लोगो से प्रोसिसिंग के नाम पर 1200 rs तक लेते हैं
4. emi नही देने पर 295+gst लगता है और ये लोग जिनके ac में emi के बराबर है पैसा हो उसका 295rs cut करने के बाद फिर से 295 कट कर लेते है। सबसे ज्यादा ऐसे लोगो को हे टारगेट करते जिनके ac में काम पैसा हो।
Kya gyan diya h vo b galat 295 bank kaat ta h na ki bajaj vo b bounce hone k baad
Hum b use karte h card or humara experience accha h
Processing fees 1200 khn se lagti hai ? Mtlb jhut bolne ki b hadd hoti h
@@Sita23187 main ne khud Pye kiya hua hu tb bol raha hu
Please reply Dusre State mai Bajaj EMI se product buy kar sakte ki nahi Didi?
3:11 what you said is true, it happened with my friend. without any information they have deducted money from a/c. and when asked at bank they said it is for insurance.
Bro what happened afterwards, did he get his money back???
And how did he got out of that problem??
@@LookingBackAtMe He didn't get his money back.
Bajaj card jaha rehte hai usi city me hi use kr skte h kya kisi bhi city me use kr skte hai?
Ye sirf emi basis hi use Kar sakte he ya fir other shopping bhi kr sakte he like fashion?
I watched this video just before paying ₹530(one-time payment). Thanks a lot for helping me
And i am watching just after paying. 😶
Same here
@@shaikhsohel6566 😂
I'm watching before cancelling this card as I have 4 credit cards now Including
ICICI Bank Amazon pay and Flipkart Axis Bank
can we buy gold on this card?
Bajaj finance card activate hone ke baad first time amazon ya Flipkart par use kar sakte hai
Nahi it works offline
It had happened to me once that Bajaj Finance started an insurance without my knowledge and debited the insurance premium from my bank account. I had to struggle a lot to get my money back. Those who want to avoid this kind of harrasment can keep the card blocked until you are buying something.
Thanks bro . actually i am thinking about taking bajaj card.can u kindly explain exactly what happened?it will be really helpful for me.
@@souvikmandal2637 you can go for this card, but bajaj finance employees will repeatetively try to sell you insurance. Don't give them any information unless you want to buy an insurance. I wanted detailed information about health insurance that's why I had to give them my information but never gave any permission to start the insurance, but somehow they had started the insurance without my permission or knowledge. This card is good if you use wisely. Just research thoroughly before accepting any offer from them.
Thank u very much bro.
I get ur points.um they will try to trick us get necessary info .thanks man i shallkeep it in mind.....i think its better not to answer their call?right? (Only need to pay emi through the app)
@@souvikmandal2637 yes. You are right. But you don't need to pay emi from app. As ecs mandate will be there bajaj wil deduct the emi automatically from your savings account
@@KumarjitDas Hello bhai mera bajaj finserv me ek bhi payment nahi hora hai kyu ki MPIN set has exceed dikha ra hai kya karu bhai please advice
Mam
EMI card only male ko milta he female ko vi diya jata he plz reply
She is really great at explaining anything. 🧿
Agor mein yeh card lene ka bad used na koro to muje fineborna hoga kya
When you purchased something from offline market using your bajaj finserv emi card, the vendor tend to add extra amount on the actual price of the product. Suppose you r paying a down payment of 5000, the vendor tend to pay Rs. 3000 to bajaj and other Rs 2000 keeps for himself. And as such emi per month tend to rise. Which you dont pay attention at the time of purchase. Cause you r getting something on emi which mean you dont have to pay at a time and as such we are ready to bear that extra cost as it gets divided into monthly installments and does not such hamper us. But this is totally wrong
@@israr_2118to aapne kharida ki nahi
This happened with me
The unconditional loan insurance was levied on my account without my consent and they even don't respond in customer service. The best you can do is to tweet to Bajaj finance regarding your problem, this method really works and I have tried it.
To the point
No bakwaas
Thank u ❤️
Jb EMI puri ho jati h to to
No Due certificate bajaj finance se le ya Bank Se ?
Bajaj
Have been using this card since 2016, bought multiple products but have not faced any money deduction issue so far
Online or offline?
@@ultimate3371 first time offline
If apply emi card, can I received physical card or use directly from app
Just yesterday Bajaj EMI network card which I never used after 2019 deducted Rs 117 from my bank account for "annual charges". This is a charge levied if one doesn't use the card in a year. Now I have not used this card for over three years and never got the amount deducted. I complained to the customer care and they say they'll block the card to avoid future debits from my account. This is another kind of fraud.
You can ask them to revert back the money they will do. They did for me
Yes same thing happened with me last month
If you do a single transaction in a calander year then 117 charge will be 0
So if you think to not use the card in future then block the card
@@seeview I have sent them the mail sharing my account statement and the exact transaction of 117/- highlighted as well. They replied that the statement doesn’t say that Bajaj Finance charged the amount. They will keep trying to dodge refunding the amount. I know.
@@nipunsharma5351 I don't know particularly what's happen but if the amount has deducted by bajajFinance it is there in the transaction and they updated your membership after getting the amount they not asked anything and returned the amount. I don't know why asked you the statement. Try to talk to the customer care they'll help you. It's really frustrating to follow multiple times.
E mandate me apne family ka account de sakte hain?
To those who are bothered because bajaj is automatically deducting money from their bank ac plz cancel the e - mandate from your banking app as I ' ve done from my kotak app otherwise contact the bank they will cancel the ecs mandate
Right log, bank ko gali dete h mere paise cut leye jabki khud e mandate dete h hum
@@dmeena92 par problem kya he automatic deduction me, vo apne paise hi to kat ta he
@@AnkitAnkit-st1zy problem ye h loan band hone k baad bhe mandate close ni karvate ,Bank m mandate close k koi request ni hota ,Bajaj wali every month jab bhe software run krte bulk m us time us bechare ka bhe nam aa jata jo loan close kr chuka hai aur fir mandate fail ho jata .bank apna alag charge lete mandate fail ka .
Charge pe charge charge pe charge
Mam, mai koi saman le rha hu Bajaj card se aur jis bank se maine e-mandate kiya hu, agar us time pe mere account me 0 balance hai to, mera buying process complete ho jayegi na.
Please reply me quick.
Yes
Mera - 1 CIBIL tha CD me ek Washing Machine liya bajaj se Abhi mera Cibil 761 ho gya hai Aur Bajaj card limit 52k hai
Aur Ap Bajaj card ka use kr k Amazon per No Cost EMi bhi kr skte ho up to 9 Month's on TV Washing Machine And Mobile Aslo But Bajaj ka main ye hai ki Due date 1 ya 2 Rhti hai Ye Bas Due Date nikl diye to Best card hai Ye Online And Offline Market 👏💯😇🤙
Maha ghatiya card h ye.... My personal experience is pathetic..
@@AUTechetah ok bro 👏
@@AUTechetah Can you please share your experience due to which you think same?
@@ashutoshsingh2669 yes i took a phone on emi... In lock down i was unable to pay an emi... For single missed emi, they taken back my phone from me..... Also deducted 295 rs 15 times in a single month from my account.... Also they use to sent their employees daily on my address to harass me..... Overall bad experience... Even if i have 100 rs over on my account from emi they won't deduct emi amount saying that insufficient balance.. Then took more than emi account on the name of ecs fail mandate..... Totally pathetic experience
minimum age kya h offline emi card ke liye or kya ham phone purchase krr skte h offline emi card se
Dear Miss ji aap khud use Karo mujhe nehi chaiye Bajaj ka card me sirf apka voice sunkar betha hoo 😍😍
Pls ek baat bataiye no cost emi me kya har mahine rs 99+gst lagega
I am saying this 1000000000 times , don't buy loan or EMI from Bajaj , never do this mistake again and again.....🙏. I have already Experienced.
Thanks sir 🙏 aapne mujhe bacha Liya God bless you 🙏
What happened can u explain
What Happened I want to Know
I want buy a fon on 3 monts EMI by Flipkart
10+ chiz kharida hai Bajaj emi card se 😂
Kaisa thq apka experience mein just now emi card banwaya hai 😢 yeh sab comments dekh k lg rha ki galti krde mein 😒 @@Mahisada07
I am Using Bajaj Finance Emi Card From 2020 . It is Good For those Who Don't have A credit Card For Emi Purchase And Also It is Free Of Interest And I Have till Not delayed A payment So I don't Know much About Late payment fees But Services are Good.
450 if emi will bounce and some charges will deduct from you bank
@@queenanvivlogs4973 Ok Thanks
Has there been any unfair deduction from your amount yet so far? How has been your experience with this card? Do you recommend it?
They have deducted some charges for cibil reporting and sometimes convenience charges from emis wich is very nominal and from my point of view It is Recommended
@@parthosarathiroy5559 Thanks for replying. I hope this card turns out as helpful for me as it did for you.
Is it safe to use digital lending apps? Like Slice, Dhani, Zest, mPokket?
They(bajaj) also called me for taking this card and explain all the features and plus point but he didn't tell me about this fees and penalty s and all but i said no at that time now i cam sleep with peace 🕊️
How it will reflect in CIBIL a credit card or Loan..?
Forget Bajaj Card, i loved the way u talked
Yeh card cibil mein loan show hota h ya credit card
Hi... I have recently taken Bajaj Finance emi card. During eci mandate I got a text that Rs 24000 will be debited from my account. When I checked with them they told me that this is a virtual amount that will be debited. Could you please advise me what is it exactly.
Haha Virtual money 💰
Kuch hua ?
@@IndianTrickyManish nothing
Scam for money stolen
Kya mai iss card se bike le sakta hu offline market mai jake
Your wonder achar web series acting was very great as a elder sister role keep going 👍👍
What do you mean by spend atleast one time in a year
How I spend then ?
I don't get the point what are you saying
Thanks for making this informativr vid..... Lots of things i wasn't awre about this card.... Was planning to apply.... This helped to make a wiser decision
Don't apply..... Consider this tip.. And take your wiser decision
@@AUTechetah is this really that much bad??
@@AnkitAnkit-st1zy yes.... Worst thing to do with your life is taking a no cost emi loan.. For which they cost you so much money...
Is there any option to claim if my product, which are now in EMI with Bajaj, stolen ?
Kuch kuch Electronics mai mil jata hai
Thank you very much for the frightening reality because I too was trying very hard to get it.
Madam, E- mandate charge kaun bank sabse low Debit karta hain ?
Very bad experience I had with this card...they didn't deducted the amount from my account even though my account was loaded with sufficient funds...and after not detecting the amount automatically they charged me a huge late fine...they didn't even notified me that that emi is not been deducted and charged me heavy later
You should have presented your bank statement plus auto repayment option in front of them and should have taken your charged money back.
I showed them the statement but no benifits. They just made 100 excuse
@@errorfound5389 go to consumer court then
Same things happened with me also😞😞
Pehli emi me hi mandatory charge 250rs ka kata tha, jo bola tha wapas aa jayega, joki nhi aaya, bol rhe the bank walo se baat kro. Sirf ek din agar delay krte hai Emi to 295 charge laga dete h
Yes charges are high but insurance without permission absolutely wrong insurance message always appear so many people think it's free and they apply for it
Kya direct boltiho tum, ekhi bar me samajh aa jata hai. Thank you.
I hope you give true information
Thank you 💕
My dad having this card from 2017 but don't us it at all till now
Can we use it now
experience is good until you miss any installment....this is only for those who can be consistent with their installments then it is simple and useful
thank you for simple answer!!
Agar hme new card lete hai to usko pehle sirf bajaj ke store me hi use krna hai ya Flipkart pe bhi kr skte hai
It depends on your condition,
DM to know more: @mt_anwar_official
Can you tell us which card is worth it or least expensive to have ?
Before I watch this video, i had lots of doubts in my mind about this card and also had a mixed filling about taking this card but thanks to you, now i know this cards cons part as well so now i will never apply for this kind of emi cards
I also got Call about insurance to buy but declined it instantly.
Ma'am kabhi loan nhi li ho toh mil sakta hai bajaj card?
I had purchased two ACs using Bajaj Finance EMI card, almost five years ago. All the EMIs were settled two years back. Since then I have never used this card and Bajaj Finance charges 117 Rs every year as AMC. Is there any way to stop this dedication?
Stop this card from your nearest bajaj office
Bro where u purchased ac online or online which is best please reply
Bro you have to make atleast one emi purchase every year for waiving of the charges
Ecs management. You need to cancel the ECS MANDATE.
Agar Mai ye card lelu Aur use na Karu to koi charge dena padega ki nahi
Bajaj finserv EMI card is best if you use wisely and pay time to time.
Yes bro i am also use now
@@Prathamesh100-03s apply online Kiya ha offline mode
@@atulsingh5291 offline
@@sairishdebbarma8111 thank you so much .
After registration, how long will it take for me to able to use the card?
Sar Mene online card Banaya Mujhe 40,000 ki limit Mili unke client ne meri limit se 24664 loss dikha raha hai per main Kuchh Bhi Nahi liya
You are absolutely Right... Video is very informative & it's really the hidden truth... 👍🏻 Thank you very much for up to date to all...
Mobile purchase krsakte h kiya sir
😠 Main Bajaj finance ke through se kuch electrical appliances Emi par liya tha. Lekin unfortunately aur smartly unhone mujhe Insurance 1000 ke baat chhupaya. Wo product ke sath add ho kar EMI se deduct hota tha. Aur itna ghatiya insurance life me kisi ne nahin sunna hoga. Agar aapke death hota hai tou aapko insurance ka Paisa milega. Ishliye 1000 rupees extra do, aur agar 1000 rupees keliye benefits chahiye tou marr jaao 😠. Wah kya policy 😠
every month deduct karte the kya 1000 rupees
@@sayedsameerinamdar1187 1000 ko aapke installment ke duration ke hisaab se contribute kar dete hai. 1000 koi small amount nahin, aur customer ka ush insurance se kya fayda? Only death case me 1000 ka fayda milega😒. Koi bhi saaman lo, insurance mandatory 😡
Term insurance krwa diya apek .but without permission it's very wrong for you .
@@amitpradhan6666 Offline purchase kare tou Yehi loss hai customer ka. Emi card charges, Insurance mandatory, processing fee aur bhi jo hai mil kar add kar lete hai. 20 pages ka term n conditions koi bhi customer purchase karne ke time Shop me itne bheed me padhega nahin details me. Shortcut se puchh leta hai. Aur emi par 99% wohi log kharidte hai, jo full payment nahin kar sakte one time me. Ishliye sab extra charges ko accept karne ke illawa koi dushra option bhi nahin 😔 Lekin online shopping se faida hai Bajaj card se😊
@@bubusrikant4762 toh app Bajaj office mei jaker term plan closed kr site ho.immediete nahi toh app jab tak jivit rahoge paisa apke account se deducted ho jayega .
Can i use this card on retil store
Can you please tell how to permanently block it as it deducts annual fee every year from my account as I dont buy products every year and I don't want that so can u please give a solution for that how to disallow it from doing so...and permanently deactivate it ?
it would really help out many people
Please contact customer support
Same question
Block your Bajaj card and block your e mandatory
Firstly contact your bank and cancel your emandate thats it , then they will not able to deduct money automatically
Bajaj finance office visit karo.
Bajaj finance advance payment barnke bad account maise Firse payment cut hota hai kya
2% DBD ( DEALER BY DOWN ) bhi charge lagte hai offline store me,
Card charges 799 bhi lagte hai. - offline store
Down payment bhi lagte hai - offline store
What is bajaj finserve super card?? Is it same or different??
It's credit card
I made all the payments still they are saying my emi is left. Gave all the proof after 1 month they said you have to pay 500 as charges. 😀
Same thing happened with my dad too, they are looters, with veer poor customer support
Any solution?
Insurance premium pe kar sakte hai?
Always buy through online mode and save to pay extra non documented cost to offline vendors.
Kya ham flipkart se paheli order kar sakte hai bajaj card se
Bajaj finance emi and card,both are not gud now,they started charging unneccesary and too much charges,by chance if emi skipped,then u will pay fines till last emi.sad but true.
Pathetic services
Yes I agree 💯
Aside to ur financial advises, I was watching your expressions and literally you are really cute.💥
What are the other options for EMI purchase, which are safer and more cost-effective for us?
Mat kareed bhai ...
Home Credit se karwa lo.
Yup! Just bought a New Phone on Bajaj EMI Card & with the Loan amount I got a HDFC Insurance worth 1100₹ without even asking me!
We need to pay 330 ruppees extra on our first emi. I have faced this issue this month to buy a product.
Do u pay 330 rs extra every time u buy a new product or its just once ?
@@Sumitkumar-oc8pm every time we buy
@@akashsaha9366 definitely very bad .app office visit karo .card cancelled kr do
Congratulations For 1M Family ❤️☺️
It gives good experience until you fail to pay emi after that it has worst experience
🧐are madam Kitna acche se samjhata hai yaar😅😄😃😀😁👌👌👌🌹
It is the best no cost emi card and i have using it for 5 years with zero problem.One thing to keep in mind is keep the required money before due date and then it’s all fine.Lot better than credit card emi’s…….😊😊
Chal Jhutha
Mujhe card band karna hai.. Kuch bi order nahi kya.. Or account kaise closed kare or paisa refund mile ga kya 539
Honesty matters in everything you do,you hardly see honest people who are ready to help you this days,but that’s a different case in the side of sir Austin Schniedger ,he’s an honest man,he helped me and now am free from all my debts.
On
Tele gram
# Austscheidger.
@Annabel who is he?
Gn marwa le usse apni
Bhai log koi bta sakta hai insurance ka kitna charge lgta hai aur isko pahle kaise band karwaey ?
How did you get such immense knowledge relating to finance and all
Paiso bhaa
E mandet me kisi aur ka bank detail de sakte hain ki nhi sir ?
Don't invest in Indian Bajaj because its a scam! Many people have issues...EVEN India Government is going to ban this company soon. - as a honest review🙂
Oho !!!
True I purchased a product worth 17000 and I paid 3500 down payment and now it's showing 21500 loan I have to pay...so yeah its scam
Es card se coaching me use kr skte h kya
Didi, I want an Android Mobile free, please help me as a younger brother of you. Plzz
Bro as a elder brother i would like to give advice that - STAY AWAY FROM MOBILE PHONES 😀😀
@@hii_raj Elder, I use Mobile for less time
@@Ka-vt7wn 😅😅😂
Madam maku bike lana hai bajaj emi card pe to maku interest lagega ky please reply me
its one of the best cards im using now
Bhai late charge kitna h iska aur bht se log bol rhe h ki ye log ghar bhi aa jate h kyuki mujhe ye card ek uncle ka bnvana h. Home credit se acha h ye kya?
@@pradumnshukla3857 bhai dekho agar aapne kisi ka paisa liya hai toh aapko usko time pr chukana padega. fyi ghar par aaj ke time pr koi nhi aata hai but they will charge heavy bonce charges this is the best emi card i have ever came across but if you think ki aap emi time pr nhi de sakte ho toh never apply for any card whether it is bajaj or a bank credit card. for every online emi transaction they charge around 250rs to 310rs yearly charges waive off ho jaata hai agar aap isko continue use karte hai which is very minimal compared to others. never use any credit services if you doubt yourself in paying on time.
after a time they will start providing you other credit offers but its on you whether you want to avail or not. just keep your bank account funded to avoid any kind of charges except the one which i mentioned above
To hum kis bank ya card se emi loan le ?