Living Frugally | My 2025 Budget as a Disabled Person on a Low Income | Making Every Dollar Count

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Welcome to my channel! In today's video, I'll share my 2025 budget specifically designed for low-income individuals. As a disabled person on a disability pension who balances seasonal part-time work, I understand the challenges of making every dollar count.
I'll walk you through my budgeting process, including prioritising essential expenses, saving where I can, and finding creative ways to stretch my funds throughout the year. Together, we'll explore practical tips for living frugally while maintaining your quality of life. Whether in a similar situation or just looking for budgeting inspiration, I hope you find this video helpful and encouraging.
Don't forget to like, subscribe, and share your budgeting tips or questions in the comments below! Let's navigate financial wellness together!
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[@kerryrowles5217]

💚 Hi Sarah, new to your channel. I was impressed that you even do this as so many people do not do a budget. I hope you are accessing the discounts on electricity, gas, water and council rates that are available to pensioners. I'm not sure which state you live in, but here in WA, pensioners get 50% off their water and council rates, and a discount on the service charge on electricity (not sure on gas service charges because I only have bottled gas, for which there are no discounts). 😀 I was surprised that you have banking fees, but if it is a business account, then WOW! Could you find a fee free account with a community bank (like Bendigo Bank)? Also some community banks offer fee free accounts for pensioners, not just age pensioners. I wish you luck in the coming year and hope that more tutoring and more Etsy sales will see you through.
PS: I noticed that there were no housing costs like rent or mortgage, nor petrol, unless that was the $1000 for car, but I thought that was for servicing.

[@BudgetofOZ]

Yes I forgot the fuel but I've corrected it in my personal copy. I do have all the discounts available in NSW, but thankyoy for reaching out. I hope you continue to enjoy my content

[@LadybugBudgetsAustralia]

I really enjoyed your budget overview video 😊❤💚

[@kaylenes9986]

💚💚

[@ibislife]

🍀I'm on my computer and I couldnt find a green heart😅 Happy new year!

[@kerryrowles5217]

I just typed in 'green heart' and one appeared. I am on a laptop though.

[@BudgetofOZ]

Happy new year!! And any green makes me happy so I'll take a lucky clover ant day too

[@haileyreign]

💚🤗

[@jennytrystobudget8564]

💚 Hi Sarah
I think your business amount might be $2300 unless i missed something my self

[@angeladenton8765]

Banking fees? wtf. Is there no bank in Australia with no fees? I pay zero fees in nz

[@BudgetofOZ]

There are for students and pensioners, with my personal and online account being free, this fee is for my credit card and business account

[@estherhayes790]

💚💚💚

[@Jilliansmith-p2z]

💚