Should you Invest in Sovereign Gold Bonds? Parimal Ade
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- Опубліковано 16 тра 2021
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The best part of your channel is there is no waste of time in silly INTROS with animation, No around the bush talks just to increase the video time..... clear and concise...to the point!
We love this kind of approach!
Strongly agree....
True 💯
Agreed, short and crisp (Y)
Tu rachana Ranade baddal boltoy na😂😂
@@dhruvkadam99 correct bola
Yes yes this was the subject i wanted to hear from you 👍👍thanks
Clear and professional style....well done.
Best And Detailed Video On Sovereign Gold Bonds (SGBs)❤❤
I needed guidance on this. Definitely doing great job Sir, nice video thank you ! 🙏
Thank for clarifying all my doubt in very simple way
Thanks a lot for your video on right time.
I'm always buy on every year 2-3 times.🙏
Great job , very well explained in fewer words.
Crystal clear explanation. 👌👍
I liked you are repeating "if you have to invest in gold" then only...
Can you give some data on the capital gains during the last five years? Also, a comparison with stocks and mutual funds
Thanks. Gold is old as long as civilization. When you want to block money for saving and at the same time you want loan in case of emergency, tax free investment, getting 2.5% return, and secure, this is best option. Gold is in limited quantity, so it always remain in demand as pure and precious metal
Yeah..true Sir ...already it's $ 1900
Upwards
Appreciate ur efforts to guide us 😊
Sir,I planned to purchase SGB every year on my daughter's birthday. Plan is, Daughter's Age=No. of Gold grams purchase , so it will be like 1+2+3+4..., till she turns 18.This is not as an investment, but as a gift to her.
You should through commodity exchange where it can be returned in physical gold.
Good planning. Very nice.
But after 8 yr it will automatically sell
Thank you Sir...🙏
Invest in SGB at every new tranches issued by govt. just like SIP, it will be a great diversification in portfolio. Also there’s no Capital gains tax on sale and also you get 2.5% interest yearly.
Very well.. Please keep up the great work..
धन्यवाद 😊
Nice & crisp video as always....Sir pvc pipes banane wali companies jaise Astral poly, prince pipes, finolex, supreme uske upar ek detailed video banaiye....🙏🏻🙏🏻🙏🏻
It is good if investor has the option to get back in solid gold on maturity. One can not expect the GOI to be so generous
Thank you sir🙏
I purchase gold etf monthly when I think it is low in that month.
And finally sell the etf to buy SGB once in a year.
Gold se gold buy karta hoon 🤑
nice.. maine abhi earn krna shuru kiya.. and mujhe gold me invest krna hai.. can u help me.. here is my @sumandeep_mann Instagram id
Thank you Parimal JI
Thanks a lot
This is best way... Thank you sir..
Mr Ade - in asset allocation, should Gold allocation be considered at par with FD etc in terms of return expectations ?
Hi Sir, Hope you are doing well and safe.
Can you please make a video of asset allocation for retailers?
like how much percentage we should have in savings account, cash, gold, PPF, FD/RD, mutual funds, stocks, etc.
Thank you in advance.
Every Bond series price getting low amd low means one has to averaged and no bottom line known one has to find very first series timings and rates on that time bsnk Gov would have purchased at lower rate ( gold accumulated)
Thanks for the guidance Sir. But I do have a query does it going affect anywhere if I initiate my purchase without demate account?
thanks for the info
1. Sir could you please suggest best way to buy silver
2. what is your view on USD/INR, JPY/INR, CNH/INR in the near future?
Sir, one question, why price of each SGB are different ? Though it depends upon the gold market value ?
Thanks for the views sir. Please make a video on why the market is rising.
So SGB is basically G-Sec wherein the major participants will be retail investors. Huge diff between govt bond yield and SGB Yield
Disadvantage of SGB is that there could be capital loss instead of capital gain since you can not hold more than maturity.
Han but kuch hack hai iska?
Good advice
Could anyone mention under which section SGB comes for tax declaration purposes. Could we take the rebate or not since it's more than 8years hold?
Parimal ji u really good in explaining
Parimal Dada, nice video.
What about goldbees?
What if gold price slumps over time? It seems likely if the economy grows.
Bit the price is always high in Sovereign bond than market.
Very nice Sovereign Gold Bond's investment 🥰👍
If I am holding my SBG in demat form, will I be able to redeem my bond after 8years(i/e maturity period) at market price of Gold at that time?
Sir kindly make a video toexplain your thoughts why you don't believe in hedging through gold?
What is the approximate expected forecast for gold in 2025 and 2030 in rupees?
Sir, It's said that gold and equity are inversely proportional. So as per some analyst equity will make records in term of 1 year ...(sensex 60k) then what will happen to Gold .
Will it dip .
Is it right time for investor to look for gold as investment in highly bullish market.
Sir I wish you had covered this topic as well .Is it advantage of buying SGB from primary market or makes sense to buy it from secondary market considering the buy-spread price advantage . Appreciate if you can comment with your inputs . I am of opinion buying from secondary market is advantage
Sir will u tell me how to select best series from secondary market
For a youngster sgb is best or direct gold commodity?
Very good explained
Sir, buying from secondary market?
Sir u are always there with your analysis video whenever we are in doubt....thanks a ton!!!
Sir make a video about G-Sec, should we invest in that?
Can you inform that the sgb purchased in secondary market is income tax free?
Knowledge chi khan manje parimal sir🥳🥳
Why would you say its good for diversification but not as a hedge?
Sir a video on KPIT TECHNOLOGIES AND it's future
Sir,Gold bees(nippon india etf) stock मे invest कर सकते हैं
Plz make video on quickheel tech share buy back
Good Analysis Sir. But I am not happy with the government approach on SGB. They are always issuing it when the gold prices shoots up. I guess 2.5% interest which we get every year would be of no use, as we will always be buying SGB at higher rates.
You have to understand the governments perspective also. There is no point issuing bonds when prices are low.
Also, we do not know whether they purposely did not issue bonds when prices were low.
Secondly, the 2.5% interest on investment is icing on the cake compared to capital appreciation in gold for 8 years, if past performance is any indication.
@@mudassarwasta So if I invest in current SGB which is already at 48500... I know that price has shoot up due to covid and it's going to come down as the situation is normalised and the price come down to 45000. So I don't see 2.5% interest icing on cake as we are doing investment at high levels in gold.
@@pradeep_davda let me explain.
First, the 2.5% interest on which you are emphasizing so much is given on initial investment. So, if u buy bonds at 48500, ul get 606 every 6 months as interest, irrespective of price of gold moving up and down.
Second, you are thinking at the SGB from trading point of view. What i meant by "icing" is that over the period of 8 years gold has historically given very good returns. If the same happens in future, then the 2.5% interest recieved is like a bonus compared to capital gains on SGB.
What you are concernes about is short term price of gold, changes of 1000 bucks or so. Look at the probable long term appreciation.
@@mudassarwasta Cool👍
Please share your reviews on Blackrose ind.
Please suggest stocks in agriculture sector
Sir corporate bond and g sec ke upar video banae please
Nice informative video
Maximum 4 grams of SGB gold can be purchased so if 4 grams is purchased then 2.5% of 20000 is just 500 rupees which we will get twice a year as 250 rs each time.500rs in a year means nothing. And 8 years lock in also.
4kg hai lodu
4 gram nahi 4 kilogram hota hai
1.Sgb 5 yrs me sell Kiya to tax free nahi rahe kya???
2.Agar demat linked nahi kiya(direct net banking se Liya, not from brokerage houses) to bank jaake after 5 or 8 yrs bond paper deke encash Kara sakte kya..ya automatically after 8 yrs maturity amount aa jayega Fd k tarah
3.agar net banking se Liya hai to...dematerialize ka process complex hai kya..ya fir bank form dega aur demat account no. Deke Kar sakte
I would rather invest in Golden company like HDFC Ltd.
What is the taxation when we buy from the secondary market which is 3-yr old issue and hold till maturity?
After resumption period can we sell part of SGB? i.e. suppose that i have purchased 10 units of SGB than can i sell 6 units afer resumption period?
And what about the Government declared for men can hold 100gm, women (married/unmarried)
Etc..
Please let me know your opinion Please 🙏
Mutul fund House weekly ya daily कौन कौन से शेयर पे इन्वेस्ट कर रहे है इसको कौन सी वेबसाइट पे देखा जा सकता है
Sir 2022 ki 2 nd series jo abhi aayi hai ush mei invest karna chahiye?kyu ki abhi price jyada hai gold ki to next series ka wait karna sahi rahega?
Hello sir, I invested in SGB through City union bank netbanking. I purchased 1 gram gold of Rs 4833. But the status is showing request submitted, what is the status called request submitted? Should I consider 1 Gram gold alloted to me?, and the unit I purchased is not reflecting in my demat account. Please tell me the next steps, should I wait for some days or should I go to bank and ask for the details. Please advise
Can you pls suggest on the taxability of capital gains of SGB if sold before maturity in the interim through demat account in secondary market
Taxes applicable as normal stocks sale. Brokerage + (Short/long term)
Can I buy these bond from demat account also as these are traded there and do I get interest if I purchase it from demat account or interest is only available wn u buy from bank?
if purchase price is more then the price at maturity time?
Sir, suppose after 8 years at the time of maturity the rate of gold reduces. Then will wel get reduced amount and is there chances that we may get less then our invested amount? Plz explain. I am new to these investments
If we buy 2017 issued bond in 2022 and hold it up to its maturity i.e 2025....we will get tax benefit on capital r not?? Pls clarify
Can you please create a video where in you can show how to invest in SGB specifically?
U can try from ur netbanking, in offers tab
Buy ?
Sbin
Manapuram
Hindalco
If you buy SGB in Demat then Demat holding charges will apply. Am I right?
isnt it best way to buy sgb from secondary market?
Hello sir,
can I keep it for more then 8 years.
Sir please guide us on polygone cryptocurrency
How about purchasing directly from secondary market ?
Kya us case mei
1. Tax free hoga kya capital gains?
2. 2.5 percent ka interest milega kya ?
2 3 percent sasta mil jata h secondary market mei.
Everything will be the same benefit is maturity time is reduced
@@siddhantpatil5605 Then it makes more sense to purchase from secondary market , just in case if we want to redeem it in next 3 years or so , then we can purchase 2016 dated SGBs.
taxation ka pata nahi but intrest zarur milega, jab bhi koi SGB secondary market pe sell hota hai, RBI is informed and they add the new bank a/c details of the new owner for the intrest proceeds
@@akashsannyashi9570 The thing which I know , if I will sell my SGB to secondary market which were purchased from RBI , then I need to pay tax on Capital Gains.
But not sure about the one which are purchased from secondary market and waited till maturity.
do every payment of SGB have different lock in period?
If i purchase SGB, is 80C applicable on this purchased value.
i.e. if i purchase SGB of Rs. 150000 in FY 2022 -23 then can i Show this as a deduction while filing return
Nicely explained Parimal sir really appreciate your work 👍
Do we get amt in account when redeemed or get gold?
जीरोधा से एसजीबी खरीदते समय हमारे पास बहुत सारे विकल्प होते हैं सर।
खरीदने का आधार क्या हो? तुलना कैसे करें?
At the time of maturity mujhe bank se maturity amount mil jayegi ya mujhe bond bechna padega tab amount hath me ayegi ?
Sir If I invest in SGB’s through DEMAT, and lets say I hold it for 8 years. And Govt takes it back from me, will then my DEMAT account provider will charge me with some hidden costs or so? Or it is totally protected by the GOI?
There are no charges to hold SGB in Demat. No brokerage or DP charges
It's Good Advertising Line
Digital Gold vs SGBs ?
Many of us don't need to invest in Gold for Asset allocation diversification because if one considers the Gold present inside their family then they will know that their gold part of asset allocation is by default ticked by their parents or wife :D !
Point hai!
matlab
Even if we buy sgb from open market, will we get 2.5% interest on those purchases?
What is capital appreciation in SGB
If Inflation increases, which we have already started witnessing & equities sees a correction, wont buying gold through ETF for short terms is better than buying for long terms & getting below average returns?
I actually thought of doing that. I am hesitating because of two reasons.
1. Since etfs are traded on exchange, buy and sell price spreads may differ from actual gold prices.
2. ETFs are considered as debt instruments for taxation. So the capital gains tax is considerable.
@@mudassarwasta thanks for your inputs.
ETFs is actually better because we can hold it for period which we want. If you are worried about the spread then look at the tracking error, expense ratio and return of that etf. Gold ETFs are far more liquid than sgbs and that another big advantage.
Can we buy sgb after market hrs.