Housing Finance Companies VS. Banks

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  • Опубліковано 26 сер 2024
  • This video will provide you an insight on the differences between housing finance companies and banks while you decide to take a home loan.
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КОМЕНТАРІ • 56

  • @mangesh4655
    @mangesh4655 22 дні тому

    Very nice session very well explained

  • @alkajain4801
    @alkajain4801 Рік тому +1

    Cleared every doubt....Thanks 👍

    • @DevTechFinance
      @DevTechFinance  Рік тому

      Glad that the video was helpful. Kindly keep up the support on channel.

  • @shridharkulkarni9226
    @shridharkulkarni9226 3 роки тому +3

    Very informative and easy and effective presentation. So easy to understand like music by Naushad

    • @DevTechFinance
      @DevTechFinance  3 роки тому +1

      Thank you for appreciating. Keep up the support.

    • @sumanmom
      @sumanmom 3 роки тому

      Gic housing finance, Indiabulls, Bajaj finance, DHFL and many more NBFC will loose their customers to PSU banks and private banks.... Because NBFC calculate intrest at BLR base lending rate which is fixed and for many existing loans it's 8.75 to 10.5% and the same time now banks are charging customers intrest on Repo Rate at 6.75% it's a huge gap and customers will switch to psu and private banks from NBFC in coming years and many switched already to banks and enjoying low ROI...
      The loan of 15 lakh with 25 years tenure at 13000 emi get converted to same loan but loan tenure reduced to 20 years and emi also reduced to 11000... Almost 10 lakhs gets saved in 25 years loan by switching the loan...
      Big negative for NBFC as they are going to loose new business as well as existing customers were churn out to banks....
      So my target to GICHF is below 50 rs now as growth is vanished now..

  • @lokeshpanchal800
    @lokeshpanchal800 6 місяців тому

    Nice explanation. Thank you.

  • @AssetBaba
    @AssetBaba 3 роки тому +1

    Mam, bhtt helpful videos h.. But what if I am not quite clear to take loan from which bank and is their any diff. And benefits

  • @Pankaj_Chaurasia
    @Pankaj_Chaurasia Рік тому +1

    Very informative and honest review. Great 👍🏼

    • @DevTechFinance
      @DevTechFinance  Рік тому

      Glad that the video was useful. Thanks for commenting.

    • @ParminderKaur-pj4bh
      @ParminderKaur-pj4bh 11 місяців тому

      ​@@DevTechFinancemam Aviom finance company me mujhe job ka offer aya hai plz btao k je froad to nhi hai

  • @bulliedloner5472
    @bulliedloner5472 2 роки тому +1

    wow yaar kitni sweet voice hai tumhari

  • @summerjaiswal2620
    @summerjaiswal2620 Рік тому +1

    L&t finance se 70 lac home loan le rha hu 8.75% sahi rhega?

  • @bs7shorts729
    @bs7shorts729 2 місяці тому

    thankyou

  • @shankarappsg9054
    @shankarappsg9054 Рік тому

    Thank u for the sajetion madom,

  • @avijitdas4595
    @avijitdas4595 4 місяці тому

    Relevant information

  • @puneettiwari4516
    @puneettiwari4516 2 роки тому

    Thanks for this informative video

  • @yogitamule7518
    @yogitamule7518 3 роки тому +2

    Thanks ma'am ..very useful information 🙏

    • @DevTechFinance
      @DevTechFinance  3 роки тому

      Glad that it was helpful. Thanks for commenting. Kindly keep up the support.

  • @sanjitmandal4487
    @sanjitmandal4487 3 роки тому +2

    Informative video

    • @DevTechFinance
      @DevTechFinance  3 роки тому

      Glad that it was helpful. Thanks for Support.

  • @farmin_5911
    @farmin_5911 2 роки тому

    Thanks,very useful,informative.

    • @DevTechFinance
      @DevTechFinance  2 роки тому

      Glad that it was useful. Thanks for commenting.

  • @gita_JU
    @gita_JU Рік тому

    So informative. Thank you mam.

    • @DevTechFinance
      @DevTechFinance  Рік тому

      Thanks for commenting. Glad that the video was helpful.

  • @hindubhaktisagar6
    @hindubhaktisagar6 2 роки тому

    Informative and correct

  • @abdheshkumar1418
    @abdheshkumar1418 3 роки тому

    Thank you maim very nice Advice

    • @DevTechFinance
      @DevTechFinance  3 роки тому

      Welcome. Kindly keep up the support and share videos to make channel grow. Thank You.

  • @BeingProsumer
    @BeingProsumer 2 роки тому

    Your Voice is beautiful ☺️👌👌

  • @Raw_naq
    @Raw_naq 2 роки тому +1

    Thanks for this informative video.
    Bajaj Housing finance is saying their interest rate is now linked to RBI repo rate. Can you please confirm that? Where can we verify that?

  • @chitrkantdhruv293
    @chitrkantdhruv293 2 роки тому

    I want to change home loan from icici to can fin home loan service due to problem of document it is right or wrong

  • @rahulsahu8658
    @rahulsahu8658 3 роки тому

    Mene ye jankari nhi hone ke karan le liya h
    Ab Lic se kuch year me transfer ke sakte h kya

  • @sonadhillon1653
    @sonadhillon1653 Рік тому

    Icici home finance ka kitna interest rate hai??

  • @luxuriousmind9584
    @luxuriousmind9584 Рік тому

    Mam nbfc ke rules kya hote h loan ke

  • @Rajpal-fb9xu
    @Rajpal-fb9xu 7 місяців тому

    Pnp housing finance Ltd pvt Bank hai ya govt Bank hai

  • @santoshtransportservicevas2421
    @santoshtransportservicevas2421 2 роки тому

    Very good information

    • @DevTechFinance
      @DevTechFinance  2 роки тому

      Thank you. Kindly keep up the support on channel.

  • @LalitSharma-nk9pk
    @LalitSharma-nk9pk 2 роки тому

    Nbfc se home loan par income tax mein rebate milti h kya

  • @Mahiraj-Meena
    @Mahiraj-Meena Рік тому

    ICICI finance co kese hai mam

  • @ashutoshnagayach6969
    @ashutoshnagayach6969 3 роки тому

    Good video

  • @rushikeshgodase4150
    @rushikeshgodase4150 2 роки тому

    Aditya birla kaisa hai???

  • @luxuriousmind9584
    @luxuriousmind9584 Рік тому

    Mam fixed rate or flat rate ek he hota h kya

  • @rameshbisht1956
    @rameshbisht1956 11 місяців тому

    Fraud company

  • @rakeshmraika1472
    @rakeshmraika1472 3 роки тому +1

    NBFC se kabhi loan mat lena 🙏🙏🙏

    • @rahulsahu8658
      @rahulsahu8658 3 роки тому

      Bhai ab to mene le liya h
      Kuch year bad me transfer kr sakta hu ya uska koi charge lagega

    • @nileshmhatre2031
      @nileshmhatre2031 3 роки тому

      Lekin kyu bhai

    • @rakeshmraika1472
      @rakeshmraika1472 3 роки тому +2

      @@rahulsahu8658 haa transfer karva sak the ho lekin sirf home loan ke hi transfer charges nhi reh the hai agar dusra loan hai tho charges lagene

    • @rakeshmraika1472
      @rakeshmraika1472 3 роки тому +3

      @@nileshmhatre2031 NBFC kabhi bhi fixed interest rate nhi rak the hai, unga jesa chaiye vesa interest rate lagathe hai , aur RBI k under bhi nhi aathi hai

    • @rahulsahu8658
      @rahulsahu8658 3 роки тому +2

      @@nileshmhatre2031 bhai aap itna samjh lo ki lakho rupey ka nuksan h
      Isliye sirf bank se hi lena chahiye vo b repo rate intrest rate pr

  • @HarshKumar-gl1bn
    @HarshKumar-gl1bn Рік тому

    Thank you mam for this informative video... but I want to clarify some more doubts so please mam can you provide your email id or any other way by which I can contact you