How to Climb the Credit Card Ladder in 2023

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  • Опубліковано 18 лис 2024

КОМЕНТАРІ • 29

  • @treyjohn18
    @treyjohn18 Рік тому +1

    Dang, this was a stand out video review. You just covered and described how to view/understand credit cards in a way I wish would have been described to me on the first video in my journey. Very easy to understand and helpful!

  • @lianalonge1984
    @lianalonge1984 Рік тому

    Just shared this informative video with my young cousin who’s just starting her credit card journey. Thanks!

  • @krishnat9443
    @krishnat9443 Рік тому +12

    Please come up with some new content. This is routine information about same set of cards.

    • @williamcordero91
      @williamcordero91 Рік тому +3

      He probably does it to stay relevant in the space. He’s a content creator. He’s doing a 2023 ladder climb. It’s mid February. This will attract people and possibly have them look at his other videos. Most content creators do this.

    • @MagnifiedMoney
      @MagnifiedMoney  Рік тому +4

      Thanks for the feedback. Any specific products that you’re interested in that I don’t talk about?

    • @moejoe6198
      @moejoe6198 Рік тому +1

      @@MagnifiedMoney would ya ever cover a the topic of credit utilization or credit gardening? Maybe not card specific but like what goes into the credit pie for newbies?

  • @ins1ght20
    @ins1ght20 Рік тому +2

    How long should be in tier 2 before you apply to tier 3?

  • @justice0587
    @justice0587 Рік тому +1

    How many card do you recommend to have, and from rank 2 it is fine just one and wait untio you can have acces to a rank 3

  • @DiegoJauregui
    @DiegoJauregui Рік тому +4

    You should have included BILT in your tier one

    • @MagnifiedMoney
      @MagnifiedMoney  Рік тому +1

      I have heard so many people mention that product but definitely need to look into it myself. Thanks for the comment!

    • @georgesandoval2681
      @georgesandoval2681 Рік тому

      Didn't you review it on the other UA-cam channel you make videos for?

  • @AaronHamkins
    @AaronHamkins Рік тому

    Great upload brother! Do you edit your own videos?

  • @brandonorozco6141
    @brandonorozco6141 Рік тому

    What do you think about BILT?

  • @pokesuko
    @pokesuko Рік тому

    What a pay off credit cards
    Like if I make a purchase on the 15th of a month I would pay it off on the 15th next month or every single purchase on exactly on the last day of the month

  • @Alexbcooolin
    @Alexbcooolin Рік тому +1

    Take a shot every time this guy changes camera angle

  • @robotfowl
    @robotfowl Рік тому +2

    Excellent tier breakdown. Out of curiosity, do those credit builder cards actually boost poor or no credit better or faster than secured cards? Would have been good to know about those when I started building credit.

    • @MagnifiedMoney
      @MagnifiedMoney  Рік тому +2

      It’s tough to say they are “faster” at building g credit since there are so many variables at play, but I have heard/experienced nothing but good things and if I was starting from ground zero today, I would definitely go with a credit builder card myself.

    • @cerebrumexcrement
      @cerebrumexcrement Рік тому +1

      if u can, get the credit builder card because it requires no deposit so its easier on u to build ur credit. secured cards are for really bad credit so u have to front the security deposit, which means ur already down a few hundred dollars before building ur credit.

  • @GrupoGrifa
    @GrupoGrifa Рік тому +1

    good vid

  • @gasendyst.victor724
    @gasendyst.victor724 Рік тому

    Anything about the Navy Federal cards ?

    • @TonyThaHippo
      @TonyThaHippo Рік тому

      anything specific? their *very* generous with the limits they give you.

  • @shojus
    @shojus Рік тому +1

    👌

  • @nss0223
    @nss0223 Рік тому

    I have a decent amount of credit cards but cant ever get approved for more than 5k i always gett 500-2000 credit limit how can i change this i pay in time and everything