ETF Investing In Canada: The Ultimate Guide To Passive Investing
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- Опубліковано 15 чер 2024
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Let's talk about ETF Investing in Canada! Passive investing using ETFs is taking the world by storm, and it is by far, one of the easiest ways to invest in the stock market. What is an ETF? How do they work? What are the best ETFs to buy in Canada? We'll cover all of that and more in today's video!
@ETFMarketInsights - / @etfmarketinsights
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Hey Brandon - we keep getting alerts saying "contact me on WhatsApp for more insights and alerts". Just wondering if they are genuine or bogus? I am suspecting it is bogus and spam. Please let us know so that we are not taken for a ride by this bogus person (let only Brandon answer please).
Those are bogus scams. It’s crazy.
@@beaviswealth Can you do something about it please? If you notice whenever I comment on your video I keep getting those scam alerts plus if you see below someone by name @sergel has scribbled non-sense.
BMO now offers an all-in-one equity ETF for even more simplicity. ZEQT has Canadian, American and international (both developed and emerging) stocks. Other choices include VEQT (Vanguard) and XEQT (BlackRock). Thought I should mention them, they are awesome products.
Edit: Well, technically they hold other ETFs that hold the stocks, but the end result is the same.
Just subscribed, The exact kind of info I was looking for!!
Looks like someone is stepping up their game... love it Brandon!
Excellent breakdown, and very well articulated. Thank you very much.
So happy I found You! ☺️ I know nothing about investing. It makes me overwhelmed and I didnt know where to start... so I never did. I watched this video and now have a good understanding and feel confident to move forward in learning and investing. Thank You 🙂
Good for you Tammy! Welcome :)
@@beaviswealth thank U 😊 excited to learn more
Love all your videos, as a new investor you break everything down perfectly
Thank you
What about a fund like ZEQT / ZGRO which is a bundle of ETFs which makes it even easier to choose between ETFs
Great video. I hold 3 of BMO's ETFs in my portfolio. All do very well.
Very educative! I learnt so much . Thank you Brandon…!
What's the difference between buying an ETF that replicates for example the S&P 500 from Vanguard vs Blackrock vs BMO, etc?
You explained this well - thanks! 🤗
Hey Brandon, great video! What's the difference between the VFV ETF & VOO ETF because they both track the S&P 500 index.
Excellent explanation Brandon
Great video👌🏾👌🏾👌🏾
wow did you get a graphic designer? the visuals on this video are amazing! so cool to see bmo sponsoring this video too, i always use bmos for my etfs and i even have a small part of my portfolio dedicated to the bmo stock itself! really cool to see you coming up with all of these high quality videos, it's almost hard to believe we're getting this for free! :)
Could you pls include cons of owing an ETF. I loved the video for the pro side but for us newbies to make build the best portfolios we should be aware of both sides of the coin. Thx Brandon. Love your channel!
I can share three big ones for you. 1. Unless it is an index ETF and passively managed, the MER can get quite expensive with a lot of money invested. For example, Covered call ETFs may have a MER as high as 0.80% or more. With a decent sized portfolio, that is a huge drag, worth hundreds of thousands of dollars over 30 to 40 years. 2. ETFs contain the winners and losers, overvalued and undervalued with no way to cut them out For example, a REIT ETF will hold some of the losers of the group I would personally never wan't to own, but with an ETF, you get them regardless. Same goes for an index ETF like VOO, an S&P 500 ETF. About 400 of the 505 stocks that make up VOO I would personally never invest in. It is a problem of overdiversification. 3. You can never have an amazing return unless the ETFs are leveraged, which increases your risk. So at best, one can expect a return of 5-10% like the S&P500 had done over the last 30 years. Then, when you consider hours done ETFs are structured there's a bunch of other downfalls. No one investment vehicle is perfect. Each person has different circumstances which call for a different strategy. All the best on your investing journey. It is exciting!
Can you share info re: tax implications in buying US fund (ZSP)
where do I find a list of the etfs? how do I buy etfs on questrade? i want to invest in them i just dont know where to locate them.
Hi
Question
Let say I have etf with 10% apple
If apple goes up 100%
My etf will gain 10%
But I see some etf don’t budge
So how it’s work could I have value on my etf over time or it’s just dividende
Do you have any videos about your opinion on the 15% withholding tax for US investments that pay dividends? Is it still a good idea to buy US investments when that withholding tax will apply? Maybe a video about the pros and cons and how you choose to go about it. Thanks
Damn, just made re-think my portfolio or future buys. Thank you
Great video Brandon!! Thank you so much!!
If i buy us stock and us dolar become worthless, what's happen then?
All I have right now are Tesla shares, I think these ETF's would bring me a bit of balance. I am tempted. Cheers.
very posh, nice video mate! Taking a break for quality and it shows!
Very nice, high quality, great information video 10/10
i like the baskets lololol
Production quality going ⬆️
An interesting video
VUN or VFV for US exposure? I am looking for 10% buy in for my RRSP. I have 10% XIC and the rest in Blue Chip Canadian Stocks (RY, TD, BAM.A, FTS, CNR).
Great video
🇨🇦
I just love the ZBAL etf from BMO. Just an absolute unit of ETF when it comes to diversification. It has everything including bond and equity from Canada/U.S/Emerging Markets/Developpement Market/Small-Mid-Big Cap companies etc...
Simply the best all around ETF
What's your thoughts on VFV ETF?
I was expecting a section on how taxes work with ETFs? Is it just like another stock? Only the capital gains tax needs to be paid when you sell but if you own it for 30 years, you pay no taxes during that time?
It's similar to a stock, but an ETF may make distributions such as domestic/foreign dividends, capital gains and return of capital. These passive ETFs do not actively trade stocks, so I wouldn't expect much in the way capital gain distributions, but in many cases I would expect dividend income. I would not expect any return of capital distributions. When an ETF pays a dividend, you would be subject to a tax, similar to how you would be subject to taxes on dividends for any regular dividend paying stock. Also, when you decide to sell, you will need to pay capital gains taxes on your gains (assuming you are not holding your ETF in a TFSA/RSP).
@@sprintmiles That makes sense. Thank you.
ETF are like putting your stock market into an average. The average stock market return is around 10% profit per year over a long term period. Only investing in real estate, stock market, fractional share artwork market will be able to keep up with inflation. Only holding cash is trash as inflation lower purchasing power.
I know a few etfs that holds multiple individual etfs😀
Hi Brandon. I just want to say that I really enjoy your videos. You do a great job of explaining everything. I was wondering if you own any real estate for generating income like a rental property? Is it okay to have all our savings invested in stocks?
This is great material for beginners but I wouldn't exactly call it an "ultimate guide". Brandon my folks were planning to retire during the gfc and if they hadn't help gold and bonds just owing the snp they would have been down like 50% of their retirement savings. As Keynes said everything is transitory and we all die. Better not to die half as rich.
So etf... i make 6% but they take an easy 3%. No i would be making about 2-2.5% on my capital. Still weak.
Um, no. ETFs will run less than 1%. Not sure where you got the 3% number,but that’s not correct. A typical index etf will match the index over time. The longer the etf has been active,the greater the data available to see for yourself.
I love watching all the videos you and your team uploaded it gives me a lot of ideas on how I can improve myself in handling my own investment. THANK YOU SO MUCH!
Question for you, might even be video worthy 🤷🏼♂️ So over the last couple of weeks I’ve been using norbert's gambit to transfer Canadian to USD inside my TFSA in order to avoid exchange rates. My question is, how does USD effect contribution limits when it is deposited or withdrawn from a TFSA? Also, are there any issues with currency gains made inside a TFSA?
Question: are there Capital Gains effects in Canada even without selling your ETF? Since the ETF contains stocks that are being bought and sold, do we (as holders) have to figure out the capital gains on the ETF at the end of the year even when we're not selling the ETF itself? When I'm asking this, I'm directing it to a regular trading account and NOT TFSA or RSP (or RESP) since those are all collectively calculated (or not calculated for TFSA) when removing cash from the fund and not during trades directly. Note proper spellings ... eh? eh? eh?
An ETF may distribute internally generated capital gains to ETF investors. Fortunately, the types of "passive" ETFs that Brandon wonderfully describes in this video do not actively trade securities, as they're meant to passively track stock market indexes. As such, I would not expect much in the way capital gain distributions. Holders of ETFs would receive a slip detailing the nature of the distribution they received, ie dividend/capital gains/return of capital, so you would not need to track what's happening inside your ETF. That said, you will need to keep track of your ETF's adjusted cost base to work out any potential capital gain if/when you decide to sell your investment.
I have always been of the opinion that the BMO ETFs are some of the better managed funds out there. Definitely some great options.
Are we going back to the basics bud ???
You lost me at sponsored by BMO
It's funny ETF in the cellular business is an Early Termination Fee.
Don’t call the application for a federal student loan a FASFA
I just wanna die
Want a diversified portfolio.
Buy VFV, SPGI, BRK.B, QQQ/VGT, SPY