How to SAVE TDS on FD (Fixed Deposit)|

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  • Опубліковано 7 сер 2021
  • Paid Consultation WhatsApp Only 9571243669
    wa.me/919571243669
    on Fixed Deposit shares how banks deduct TDS and tax on your FD account and how you can save it.
    TDS deduction applicable if interest earned in a bank is more than Rs. 40,000 in a year. Limit is 50,000 for Sr Citizen
    Rate@10% but @20% if PAN is not submitted
    #CARahulAgarwal
    Disclaimer:
    The Video Content is available for informational and educational purposes only. Copyright Disclaimer under section 107 of theCopyright Act of 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might.

КОМЕНТАРІ • 529

  • @carahulagarwal8192
    @carahulagarwal8192  10 місяців тому

    Paid WhatsApp Consultation - 95712 43669

  • @girishchandra3836
    @girishchandra3836 2 роки тому +2

    आपने एक अच्छी जानकारी टैक्स बचाने के सम्बन्ध में दी. जो कि सही है. धन्यवाद.

  • @somnathdhekane152
    @somnathdhekane152 Рік тому +2

    राहूल जी खुप धन्यवाद. खुप सोप्या पद्धतीने माहिती दिली.🙏🙏

  • @mfAdvice
    @mfAdvice 2 роки тому +12

    Sir your explanation is too good thanks for valuable information 😊

  • @zohan8267
    @zohan8267 9 місяців тому

    WHhh Bhai wahhhh Kitni Aaasan Bhasha Main Aapne Smajhaya Mujhe Nahi Mili aisi Video abhi Tak Aur mene to 1:06 Per Jo Aapne Bataya Puri Dekhne se Phele Hi Like kardi Sir thanks

  • @dineshgadhiya459
    @dineshgadhiya459 2 роки тому +1

    Very very nice explanation reg tds n it's very informative reg seperate bank wise Saving thankuji

  • @karisambamurty9124
    @karisambamurty9124 2 роки тому +3

    Thank you sir for good explanation about TDs/income tax.

  • @ramlaxmanshah6084
    @ramlaxmanshah6084 Рік тому

    Sir, आपने बहुत अच्छे से समझाया

  • @amoldalu1224
    @amoldalu1224 Рік тому +2

    Thanks सर और ऐसेही इन्कम टॅक्स से बचने के लिए व्हिडिओ डालिये🙏

  • @sanjayskr3811
    @sanjayskr3811 Рік тому

    Itne sare video dekha.. But yeh top video hein, har ek point bataya. Sir.. Satisfied

  • @nagnathvangate2052
    @nagnathvangate2052 Рік тому

    धन्यवाद, आपने बहुत अच्छे तरीके से समझाया

  • @JaySiyaRamForAll
    @JaySiyaRamForAll 2 роки тому

    वेरी नाइस थैंक यू वेरी मच आपने बहुत अच्छा बताया और कोई कंफ्यूजन नहीं रखा ऐसा कोई बताता नहीं कंफ्यूज कर देते हैं बड़े-बड़े महारथी आते हैं और कंफ्यूज करके चले जाते हैं से अच्छा है कि वह ना बताएं

  • @inderjeetsingh3981
    @inderjeetsingh3981 24 дні тому

    आपने बहुत अच्छे से समझाया आपका बहुत बहुत धन्यवाद🙏🙏🙏

  • @santhanakrishnank7687
    @santhanakrishnank7687 2 роки тому +1

    I know Hindi a little extent. Your are explaining in a simple way. It is very useful to me.

  • @anjangharami36
    @anjangharami36 2 роки тому +1

    I have seen lot of videos your explanation is so clear sir

  • @bssanatanmind8188
    @bssanatanmind8188 2 роки тому

    बढ़िया जानकारी देने के लिए आभार 🙏🙏🙏

  • @ashokverma9970
    @ashokverma9970 2 роки тому +1

    sir aapne bhut ache tarike se 15G form kyu bhare... thanks

  • @fakegmail1747
    @fakegmail1747 Рік тому +1

    nice video
    your explanation is too good thanks for the valuable information

  • @sashankseth8742
    @sashankseth8742 2 роки тому +6

    Excellent way of explaining every thing in simpliest manner. Very valuable information you shared today.

    • @carahulagarwal8192
      @carahulagarwal8192  2 роки тому

      Thank you Sashank.

    • @sunitashivnani6130
      @sunitashivnani6130 2 роки тому +1

      @@carahulagarwal8192 hello sir. 26 as m joh 15 g form fill Karne pe joh TDS nhi deduct hoga us amount ko income from other sources m lenge ya nhi please reply soon.

    • @jaiveersingh9669
      @jaiveersingh9669 Рік тому

      Senior citizen ki income agar pension or fd interest lga k 3.10 bhi bne to bhi itr file Krna pdega

  • @savitachahar7378
    @savitachahar7378 Рік тому +1

    Thank u sir very simple and valuable explanation 🙏🙏🙏

  • @rrangole
    @rrangole 2 роки тому +2

    So nicely explained and in short time.

  • @ranjeetsinghkiroula1994
    @ranjeetsinghkiroula1994 Рік тому +2

    Very easy way explained sir thank you.

  • @anilpatel6626
    @anilpatel6626 Рік тому +1

    Sir. Aapka samjane ka tarika bahut achchha he

  • @georgekutty8772
    @georgekutty8772 2 роки тому +14

    Dear sir, now all the interest of FD from different banks shows in 26A, therefore, Income tax has to be paid.

  • @rajendrakumarbarik4253
    @rajendrakumarbarik4253 Рік тому

    Your explanation is best.thank you sir

  • @jaspalgusain9836
    @jaspalgusain9836 2 роки тому +1

    Thanks for explaining nicely

  • @niveditapuitandy4607
    @niveditapuitandy4607 2 роки тому

    very good video sir..it's really helpful

  • @deepakbhawar6984
    @deepakbhawar6984 Місяць тому +1

    very nice information put in very simple way

  • @sathiyamoorthyt9590
    @sathiyamoorthyt9590 2 роки тому +3

    Hi Sir, this norm still gets applied that in one bank upto 40000/- interest on FD, tds is not supposed to deduct. But in my form 26AS, even Rs 25000/- is also gets shown and in AIS & TIS this amount is showing in other sources of Income for tax liability. Please guide and suggest. Thanks

  • @bharatpawar6836
    @bharatpawar6836 2 роки тому +1

    Vry thnks sir.imp informetion

  • @yogeshshirke8303
    @yogeshshirke8303 2 роки тому +10

    Sir, for senior citizen (age 60) with pension income between 3-5LPA is there any option?

  • @harshaldeshpande2340
    @harshaldeshpande2340 2 роки тому +2

    Useful video.. Thanks😊

  • @kulanandjha3311
    @kulanandjha3311 Рік тому

    Bahut Acha samjhaye hai

  • @jagdevsingh512
    @jagdevsingh512 2 роки тому +2

    Sir, in itr 2 ,where we can show purchase details of ELSS fund i.e. date ammount fund name etc as we are filling fund sale details in 112.

  • @sushilgera9782
    @sushilgera9782 2 роки тому +1

    Thankyousirforusefulinfo,on,interest,income

  • @RohitDhimanMaths
    @RohitDhimanMaths Рік тому

    Good Information Sir ,, Thank you

  • @jogeshkrishnadeka112
    @jogeshkrishnadeka112 2 роки тому +1

    Bahut atcha video 🙏👍

  • @akashgarg5346
    @akashgarg5346 Рік тому +1

    Sir, If income is from agricultural then which method should I choose.

  • @annaramdudi5717
    @annaramdudi5717 3 місяці тому

    बहुत अच्छी जानकारि

  • @jvjani9251
    @jvjani9251 2 роки тому +2

    Good Information Sir.

  • @sureshneema4653
    @sureshneema4653 2 роки тому +1

    Very very.thanks.for.information

  • @ranjeetsinghkiroula1994
    @ranjeetsinghkiroula1994 Рік тому +6

    Sir, is this 2.5 lakh income tax rule applicable on pension income also? Plzz reply

  • @ramdasbabar3984
    @ramdasbabar3984 2 роки тому +1

    Good Information, Guidance

  • @rajmohanrajadhyaksha2785
    @rajmohanrajadhyaksha2785 2 роки тому +3

    If you choose multiple banks then intt also differs and you won't get staff rate 1%

  • @krazykrank7938
    @krazykrank7938 Рік тому +1

    Thanks sir very useful... Liked

  • @DK_2106
    @DK_2106 2 роки тому +2

    Please share ITR 2 having RSU EPSS and calculation

  • @prasantmishr2513
    @prasantmishr2513 Рік тому

    Thank you for this information.

  • @manojsaxena4164
    @manojsaxena4164 2 роки тому +2

    Nicely explained

  • @arnyroberts7200
    @arnyroberts7200 2 роки тому +1

    Sir kya post office ke SCSS(senior citizen saving scheme) me invest kiye gaye rupees par bhi TDS kattha h?

  • @dharanidhardeka9437
    @dharanidhardeka9437 2 роки тому +1

    tds defence pensioners KI senior citizen ka vidieo dijiye pl

  • @mittaldoshi5007
    @mittaldoshi5007 2 роки тому +1

    Trust firm mein bank fd interest mein tds kat rha hai to kon sa form dena hoga .

  • @RajeshFamilyYouTubeChannel
    @RajeshFamilyYouTubeChannel Рік тому +1

    2.5 lakh par itr kon se deduction section me bharte hai wo section kon kon see hai zara bataiye

  • @BimalBhatt-jk3bn
    @BimalBhatt-jk3bn 10 місяців тому

    Nice information thank you Sir

  • @surendraupadhyay6458
    @surendraupadhyay6458 Рік тому

    धन्यवाद, सी ए सर।

  • @nilushah6623
    @nilushah6623 Рік тому

    Thanks very nice information

  • @dhirubhaparmar_888
    @dhirubhaparmar_888 2 роки тому +1

    Good information sir

  • @PradeepKumar-cj8wb
    @PradeepKumar-cj8wb Рік тому

    what is the maximum deduction ,in ITR, allowed on FDR for central govt employees?

  • @rimadas2296
    @rimadas2296 2 роки тому +1

    have joint sb acoount in post office. 2nd holder has fd. fd interest will fall under 1st holder's pan or 2nd holder's pan?

  • @shaileshpatel2414
    @shaileshpatel2414 2 роки тому +1

    Hi
    Sir
    Sbi internet single account or post mein joint account me. Internet Mila hai to kya kare dono ka milake it paymant banta hai TDS kat Chuka hai refund Lena hai

  • @prakashchandrathakur9560
    @prakashchandrathakur9560 Рік тому

    धन्यवाद महोदय

  • @umassbhat1386
    @umassbhat1386 2 роки тому +2

    Can't we deposit against various family members.

  • @aasbpl1000
    @aasbpl1000 2 роки тому +2

    Sir after submitted 15 G/ H ,how bank cut TDS, what should take to not cut TDS on bank level, please guide us

  • @r.n.sharma9912
    @r.n.sharma9912 2 роки тому +1

    If A government employee is live in two place n paid two place house rent.he get only few amount of HRA from job.Can I take deduction HRA of both place

  • @diujay
    @diujay 2 роки тому +1

    Thank you so much.
    NRE account fd pe to koi tds nahi katega na sir ?

  • @panduagyan7501
    @panduagyan7501 2 роки тому +1

    Konsa best scheme hai jisme paisa b jldi double ho jaa e aur tax v naa kate.post office y bank me...ppf aur ssy..ke alawa..dusra koi

  • @Arnavmathss
    @Arnavmathss Рік тому

    Nice information sir

  • @navdeepkashyap9391
    @navdeepkashyap9391 2 роки тому +1

    Sir, itr has been filled but tds of sb account and mis account not taken kindly guide.

  • @sapnavasudevan4244
    @sapnavasudevan4244 2 роки тому +2

    Sir. If we have a fd in trust.then how to save the tds.

  • @sillysaint2390
    @sillysaint2390 2 роки тому +1

    Very imp point..but pls check bank rule again bec...Yes they deduct....not seen 40k rule...pan linked na...pls re confirm sir

  • @kamleskkumar994
    @kamleskkumar994 2 роки тому +1

    I have bought kvp rs five lacs in 2017 and will be matured in 2027 just double. Approximate 50000/ interest is annually increasing. Should I show it in income for calculation of tax? Please throw light upon it.

  • @uditbhattacharjee9991
    @uditbhattacharjee9991 2 роки тому +1

    Very well explained video

  • @tarachandmahajan4855
    @tarachandmahajan4855 2 роки тому +1

    Thanks you sir

  • @hemasingh4040
    @hemasingh4040 2 роки тому +1

    Jaisa apne kaha ki alag alag bank mei FD karne se TDS katega to agar post office mei Senior Citizen Scheme retirement money se lee ho aur TDS kata ho, to kaya hum 15H form bhar kar TDS wapas le sakte hain ? plz batayen ,

  • @kashmirilaldhiman255
    @kashmirilaldhiman255 2 роки тому +1

    If we reinvest the maturity amount will we have to pay tax on interest of FD that exceeds Rs 50000/
    Thanks.

  • @manishhariyani9307
    @manishhariyani9307 Рік тому +1

    agar koi 5 lakh k under itr file karta h kya wo jama karaye 15h scss me to chlega ya nhi

  • @kansingh5968
    @kansingh5968 2 роки тому +1

    Nice video thanks sir.

  • @buyingreview5885
    @buyingreview5885 Рік тому

    Salary 2.5-5 LPA k bich ho, or maturity me interest income less than 40,000 ho to what formalities (like form 15G,etc) needs to be made?

  • @chitrabhaidkar2153
    @chitrabhaidkar2153 6 місяців тому

    Very nice explained

  • @seemameena9619
    @seemameena9619 2 роки тому +1

    Sir mere form 16 m DDO dwara Employer contribution ki deduction 80CCD 2 m nahi de to itr filling k time hum us deduction ko claim kar sakte h ya nahi iske regarding koi proof ki jarurat hogi kya PLZ bataye

  • @arkagupta3422
    @arkagupta3422 2 роки тому +1

    Auto sweep facility kia hota Hain???

  • @aryan7799
    @aryan7799 Рік тому

    Good information.....🥰🙏🏻

  • @maheshsharma4121
    @maheshsharma4121 2 роки тому +1

    Sir very first time I noted a new term in interest certificate issued by bank.. Overhead tax 900 rs.. pl Explain it.

  • @chandrakantsheth9472
    @chandrakantsheth9472 2 роки тому +2

    Iam 80yers old, andIhave in come3lakh/year,what shall I do?

  • @AnilDhekne
    @AnilDhekne 2 роки тому +1

    Thank you

  • @abhiramiyer4543
    @abhiramiyer4543 2 роки тому

    Thank you Bhai

  • @shamkumar9805
    @shamkumar9805 2 роки тому +1

    Please make a vlog about ex-servicemen about TDS

  • @narsinghanikapil6769
    @narsinghanikapil6769 2 роки тому +1

    Sir meri wife ki FD se incom 150000 he per year kya tds katega house wife he

  • @ushabhatnagar4616
    @ushabhatnagar4616 Рік тому

    CA sahib 26 a me share into club ho Kar aajyenge and ITR me show karenge and tax katega intt per rebate ke bad.poori bat batayen.

  • @kailashnarayansharma8073
    @kailashnarayansharma8073 2 роки тому

    Nice knowledge

  • @babajisahoo9136
    @babajisahoo9136 2 роки тому

    thanks

  • @brajkishoreprasad2379
    @brajkishoreprasad2379 2 роки тому +2

    F D पर TDS किस प्रकार से कटता है, हर साल ? प्रत्येक साल के accumulated income के हिसाब से या maturity पर?

  • @a.rresearch6029
    @a.rresearch6029 2 роки тому +1

    Sir SBI ke 2 alag alag branch me hum 8/8 7/7 lakh ki fd kar sakta hu kya tds katega

  • @premkumarnayak1311
    @premkumarnayak1311 2 роки тому +1

    Saheb,
    Loan liya hai to vapus jama nahim karaaya to Voh diya hua interest jab se loan vapus nahim kar raha hai tab se ka interest poora karega plus bank interest bhii list ke saath jama karna padega.
    Otherwise TD valueless hojayega.

  • @CAsanatani
    @CAsanatani Рік тому +1

    🙏 sir please tell me - person having pension income+ FD interest income total less than 5 lac , not fill ITR for last 3-4 year but now want to file in this year, is there any penalty arise ? What is problem?

  • @vivekkumar-dw5qs
    @vivekkumar-dw5qs 2 роки тому +1

    Thanxx sir

  • @dhaggu
    @dhaggu 2 роки тому

    Tds ek bank k byaj par count hota hai.. Ya jitne be banko me account hai. Uska sabka count hoga??

  • @caur6
    @caur6 2 роки тому +1

    But we have to tell our pan no. To each account. Income tax dept will come to know so if above 40000 interest than tds will be deducted.

  • @arvindkhade5589
    @arvindkhade5589 Рік тому

    Sir post ke savings A/C ka intrest 15 h me dikhana chahiye kya.

  • @rambahadurchaurasia774
    @rambahadurchaurasia774 2 роки тому +2

    In form number 15 g/h there is one column total number of form filled.
    In this case we have to declare form filled in other bank also.

  • @muralidharanr5001
    @muralidharanr5001 2 роки тому +1

    Very good