How to SAVE TDS on FD (Fixed Deposit)|

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  • Опубліковано 9 лют 2025
  • Paid Consultation WhatsApp Only 9571243669
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    on Fixed Deposit shares how banks deduct TDS and tax on your FD account and how you can save it.
    TDS deduction applicable if interest earned in a bank is more than Rs. 40,000 in a year. Limit is 50,000 for Sr Citizen
    Rate@10% but @20% if PAN is not submitted
    #CARahulAgarwal
    Disclaimer:
    The Video Content is available for informational and educational purposes only. Copyright Disclaimer under section 107 of theCopyright Act of 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might.

КОМЕНТАРІ • 550

  • @carahulagarwal8192
    @carahulagarwal8192  Рік тому +2

    Paid WhatsApp Consultation - 95712 43669

  • @somnathdhekane152
    @somnathdhekane152 2 роки тому +5

    राहूल जी खुप धन्यवाद. खुप सोप्या पद्धतीने माहिती दिली.🙏🙏

  • @pandeyjipandeyji8061
    @pandeyjipandeyji8061 25 днів тому +2

    Rahul sir aapne bahut achche tarike se samghaya ,aapka bahut bahut dhanyawad
    Pandtu sir jin logo ka fd par tds cut gaya hai bo log kis tarah apna cuta hua paisa bapas paa sakten hai is par bhi ek video bana dijiye please 🌹🙏👍

  • @girishchandra3836
    @girishchandra3836 2 роки тому +2

    आपने एक अच्छी जानकारी टैक्स बचाने के सम्बन्ध में दी. जो कि सही है. धन्यवाद.

  • @zohan8267
    @zohan8267 Рік тому

    WHhh Bhai wahhhh Kitni Aaasan Bhasha Main Aapne Smajhaya Mujhe Nahi Mili aisi Video abhi Tak Aur mene to 1:06 Per Jo Aapne Bataya Puri Dekhne se Phele Hi Like kardi Sir thanks

  • @ashokverma9970
    @ashokverma9970 2 роки тому +2

    sir aapne bhut ache tarike se 15G form kyu bhare... thanks

  • @HanumantSuryavanshi-p2o
    @HanumantSuryavanshi-p2o Місяць тому

    You have explained in a simple language. Anyone can understand.
    Thanks.

  • @JaySiyaRamForAll
    @JaySiyaRamForAll 2 роки тому

    वेरी नाइस थैंक यू वेरी मच आपने बहुत अच्छा बताया और कोई कंफ्यूजन नहीं रखा ऐसा कोई बताता नहीं कंफ्यूज कर देते हैं बड़े-बड़े महारथी आते हैं और कंफ्यूज करके चले जाते हैं से अच्छा है कि वह ना बताएं

  • @tadsenitesh6866
    @tadsenitesh6866 3 місяці тому

    बताने का तरीका एकदम सटीक है

  • @amoldalu1224
    @amoldalu1224 2 роки тому +2

    Thanks सर और ऐसेही इन्कम टॅक्स से बचने के लिए व्हिडिओ डालिये🙏

  • @santhanakrishnank7687
    @santhanakrishnank7687 3 роки тому +1

    I know Hindi a little extent. Your are explaining in a simple way. It is very useful to me.

  • @sanjayskr3811
    @sanjayskr3811 Рік тому

    Itne sare video dekha.. But yeh top video hein, har ek point bataya. Sir.. Satisfied

  • @inderjeetsingh3981
    @inderjeetsingh3981 7 місяців тому

    आपने बहुत अच्छे से समझाया आपका बहुत बहुत धन्यवाद🙏🙏🙏

  • @sashankseth8742
    @sashankseth8742 2 роки тому +7

    Excellent way of explaining every thing in simpliest manner. Very valuable information you shared today.

    • @carahulagarwal8192
      @carahulagarwal8192  2 роки тому

      Thank you Sashank.

    • @sunitashivnani6130
      @sunitashivnani6130 2 роки тому +1

      @@carahulagarwal8192 hello sir. 26 as m joh 15 g form fill Karne pe joh TDS nhi deduct hoga us amount ko income from other sources m lenge ya nhi please reply soon.

    • @jaiveersingh9669
      @jaiveersingh9669 Рік тому

      Senior citizen ki income agar pension or fd interest lga k 3.10 bhi bne to bhi itr file Krna pdega

  • @dineshgadhiya459
    @dineshgadhiya459 3 роки тому +1

    Very very nice explanation reg tds n it's very informative reg seperate bank wise Saving thankuji

  • @nagnathvangate2052
    @nagnathvangate2052 Рік тому

    धन्यवाद, आपने बहुत अच्छे तरीके से समझाया

  • @ramlaxmanshah6084
    @ramlaxmanshah6084 2 роки тому

    Sir, आपने बहुत अच्छे से समझाया

  • @anjangharami36
    @anjangharami36 2 роки тому +1

    I have seen lot of videos your explanation is so clear sir

  • @deepakbhawar6984
    @deepakbhawar6984 7 місяців тому +1

    very nice information put in very simple way

  • @mfAdvice
    @mfAdvice 2 роки тому +14

    Sir your explanation is too good thanks for valuable information 😊

  • @georgekutty8772
    @georgekutty8772 2 роки тому +15

    Dear sir, now all the interest of FD from different banks shows in 26A, therefore, Income tax has to be paid.

  • @bssanatanmind8188
    @bssanatanmind8188 2 роки тому

    बढ़िया जानकारी देने के लिए आभार 🙏🙏🙏

  • @kulanandjha3311
    @kulanandjha3311 Рік тому

    Bahut Acha samjhaye hai

  • @bharatpawar6836
    @bharatpawar6836 2 роки тому +1

    Vry thnks sir.imp informetion

  • @jogeshkrishnadeka112
    @jogeshkrishnadeka112 3 роки тому +1

    Bahut atcha video 🙏👍

  • @pes3016
    @pes3016 4 місяці тому

    बहुत बढ़िया जानकारी सर... Thanks

  • @ranjeetsinghkiroula
    @ranjeetsinghkiroula 2 роки тому +2

    Very easy way explained sir thank you.

  • @annaramdudi5717
    @annaramdudi5717 9 місяців тому

    बहुत अच्छी जानकारि

  • @muralidharanr5001
    @muralidharanr5001 2 роки тому +1

    Very good

  • @gurmeetsingh-hp6lr
    @gurmeetsingh-hp6lr 3 місяці тому

    VERY VALUABLE INFORMATION SIR .
    THANKS .

  • @chitrabhaidkar2153
    @chitrabhaidkar2153 Рік тому

    Very nice explained

  • @ramdasbabar3984
    @ramdasbabar3984 2 роки тому +1

    Good Information, Guidance

  • @jvjani9251
    @jvjani9251 2 роки тому +2

    Good Information Sir.

  • @kailashnarayansharma8073
    @kailashnarayansharma8073 2 роки тому

    Nice knowledge

  • @dhirubhaparmar_888
    @dhirubhaparmar_888 2 роки тому +1

    Good information sir

  • @savitachahar7378
    @savitachahar7378 Рік тому +1

    Thank u sir very simple and valuable explanation 🙏🙏🙏

  • @RajeshFamilyYouTubeChannel
    @RajeshFamilyYouTubeChannel Рік тому +2

    2.5 lakh par itr kon se deduction section me bharte hai wo section kon kon see hai zara bataiye

  • @jigneshbaria5852
    @jigneshbaria5852 2 роки тому +1

    Nice information

    • @shivajisutar351
      @shivajisutar351 Рік тому

      20% किंवा 30% स्लॅब मधील करदात्यांनी 15 H फॉर्म भरला तर चालतो का?

  • @BimalBhatt-jk3bn
    @BimalBhatt-jk3bn Рік тому

    Nice information thank you Sir

  • @angadsharma3333
    @angadsharma3333 Місяць тому

    Super bhai dil jeet liya.

  • @nilushah6623
    @nilushah6623 Рік тому

    Thanks very nice information

  • @sushilgera9782
    @sushilgera9782 3 роки тому +1

    Thankyousirforusefulinfo,on,interest,income

  • @panduagyan7501
    @panduagyan7501 2 роки тому +1

    Konsa best scheme hai jisme paisa b jldi double ho jaa e aur tax v naa kate.post office y bank me...ppf aur ssy..ke alawa..dusra koi

  • @VijayYadav-ze9vu
    @VijayYadav-ze9vu 3 роки тому +2

    Nice sir

  • @sureshneema4653
    @sureshneema4653 3 роки тому +1

    Very very.thanks.for.information

  • @samuelchristy4532
    @samuelchristy4532 7 місяців тому +1

    Nicely explained

  • @manishhariyani9307
    @manishhariyani9307 2 роки тому +2

    agar koi 5 lakh k under itr file karta h kya wo jama karaye 15h scss me to chlega ya nhi

  • @girishanu5206
    @girishanu5206 2 роки тому

    very very good

  • @kansingh5968
    @kansingh5968 2 роки тому +1

    Nice video thanks sir.

  • @manojsaxena4164
    @manojsaxena4164 2 роки тому +2

    Nicely explained

  • @uditbhattacharjee9991
    @uditbhattacharjee9991 3 роки тому +1

    Very well explained video

  • @priyankakumari-nt6y11
    @priyankakumari-nt6y11 7 місяців тому

    Sir maine to ek 40000 ka intrest sbi me to kya dushre bank me bhi kr sakte hai ki nh

  • @seemameena9619
    @seemameena9619 2 роки тому +2

    Sir mere form 16 m DDO dwara Employer contribution ki deduction 80CCD 2 m nahi de to itr filling k time hum us deduction ko claim kar sakte h ya nahi iske regarding koi proof ki jarurat hogi kya PLZ bataye

  • @gajjarbharat.8656
    @gajjarbharat.8656 2 роки тому

    Good sir

  • @hemasingh4040
    @hemasingh4040 2 роки тому +1

    Jaisa apne kaha ki alag alag bank mei FD karne se TDS katega to agar post office mei Senior Citizen Scheme retirement money se lee ho aur TDS kata ho, to kaya hum 15H form bhar kar TDS wapas le sakte hain ? plz batayen ,

  • @krishna_kumar_sahu
    @krishna_kumar_sahu 2 роки тому

    sir,
    Yadi Ek bar hamne 15G fill Kr diya uske baad yadi ham FD nahi kre to kya fir bhi hame 1 bar fill kar diya to kya every year 15G fill karna compulsory ho jaayega??

  • @omparkashbanga2214
    @omparkashbanga2214 2 роки тому

    Good

  • @amarkumargwalior
    @amarkumargwalior Місяць тому

    Agar 15 g form naa bharkar dey paaye aur interest àamount 50 hazar se upper hai toh mile hue interest 50 per tds katega ya 40 se upper 10 thousnd per tds katega jarur bataye

  • @krazykrank7938
    @krazykrank7938 2 роки тому +1

    Thanks sir very useful... Liked

  • @jaspalgusain9836
    @jaspalgusain9836 2 роки тому +1

    Thanks for explaining nicely

  • @diujay
    @diujay 2 роки тому +1

    Thank you so much.
    NRE account fd pe to koi tds nahi katega na sir ?

  • @sillysaint2390
    @sillysaint2390 2 роки тому +1

    Very imp point..but pls check bank rule again bec...Yes they deduct....not seen 40k rule...pan linked na...pls re confirm sir

  • @CAsanatani
    @CAsanatani Рік тому +1

    🙏 sir please tell me - person having pension income+ FD interest income total less than 5 lac , not fill ITR for last 3-4 year but now want to file in this year, is there any penalty arise ? What is problem?

  • @rrangole
    @rrangole 2 роки тому +2

    So nicely explained and in short time.

  • @mahtabsingh6570
    @mahtabsingh6570 2 роки тому

    Very nice ❤ 👌

  • @sandipkamble5019
    @sandipkamble5019 2 роки тому +1

    सर माझ्या आईच्या नावाने 2013 मधे एक लाख रु फिक्स डिपाजीट केले होते 7वर्षा साठी त्या फिक्स डिपाजिट पेपर वर आस लिहिले होते सात वर्षांच्या नंतर 2000, 106 आम्हाला मिळणार पण आम्हाला कमी पैसे मिळाले 184000 मिळाले सर

  • @alliswell3575
    @alliswell3575 2 роки тому +1

    Sir meri bank me 3000000 ki fd h 1000000/3 kya m form 15h bhar sakta hu.online form 15h me annual estimate income me kitna amount bharna h principal ya interest amount ya phir dono Mila kar plz bataye

  • @surendraupadhyay6458
    @surendraupadhyay6458 Рік тому

    धन्यवाद, सी ए सर।

  • @jatinbansaljb
    @jatinbansaljb Рік тому

    1 questions maan lo mere total interest 40k se Kam hai ... but mai ek fd karwa leta hu 5 lakh ki then mera interest 40k se jaad ho rha hai toh mujhe bharna Hoga 15g form right but then agar mai ek or fd karwata hu next day yeh 1 month baad toh kya mujhe duabar 15g form fill karna hoga ?

  • @vishalkm1510
    @vishalkm1510 2 місяці тому

    Sir FD ka interest har month account pe aaye aise form bhra hai sir bank manager ke paas 15H form submit kr diya hai but wo keh rhe hain ki TDS katega hi katega ye form bharke ye mat socho ki TDS nhi katega bol rha hai TDS har month katega baad mein ITR fill karke next year refund claim kr Lena karke jabki 15H submit krne ka matalab hi yahi hota hai na ki shuru mein hi TDS Naa kata Jaye bahut confusion ho rha hai sir please bataiye

  • @prakashchandrathakur9560
    @prakashchandrathakur9560 Рік тому

    धन्यवाद महोदय

  • @RohitDhimanMaths
    @RohitDhimanMaths Рік тому

    Good Information Sir ,, Thank you

  • @rajwinderkaurpunjabi6853
    @rajwinderkaurpunjabi6853 6 місяців тому

    Hello sir
    Post office me fixed deposit ke interest per bhi income tax lagta hai?? Solution bataain

  • @atulsopariwala5423
    @atulsopariwala5423 5 днів тому

    Bhaiji alag alag bank me fd karega to pancard se pata chalta hai.alag bank me fd bhi allowed nahi hai

  • @prasantmishr2513
    @prasantmishr2513 Рік тому

    Thank you for this information.

  • @brajkishoreprasad2379
    @brajkishoreprasad2379 2 роки тому +2

    F D पर TDS किस प्रकार से कटता है, हर साल ? प्रत्येक साल के accumulated income के हिसाब से या maturity पर?

  • @rjtech1189
    @rjtech1189 Рік тому

    good

  • @bhaikulwindersingh8932
    @bhaikulwindersingh8932 Рік тому

    Sir jab fd karvate os ke sath hi 15g form bhar sakte ja baad main bhi bhar sakte hai

  • @dhirubhaparmar_888
    @dhirubhaparmar_888 Рік тому

    👍🏻 thanks bhai

  • @VillainDarqk
    @VillainDarqk Рік тому

    Sabhi bank me f. D. Par mila interest agar 50000/-se upar hota hai to kya income tax katega? Kya income tax ke liye total interest (sabhi bank f. D. Ka) liya jayega? Krupaya bataye.

  • @mohitsurpam8641
    @mohitsurpam8641 2 роки тому +1

    Sir agar partners milke business shuru kiye loan leke aur agar business loss hora hai repay nhi kar paa rhe loan toh liability sirf business ki property hi hogi ya partners ki personal property ko bhi liya ja sakta hai.

  • @shaktisinhvaghela3204
    @shaktisinhvaghela3204 Рік тому

    Sir meri mummy 60 above age hai aur house wife to yearly 3lac or 5lac in dono mese konsi amount Tak 15H bharke full interest le sakte hai.(confusion ye hai ki yearly 5lac amount Tak ka interst aaye to chalega ki 3 lac Tak hi chalega)

  • @AjayKumar-tp1vc
    @AjayKumar-tp1vc 10 місяців тому

    Sir meri ek salary aayi hai govt job mein. Already chal rhi fd ka interest 40000 se kam hai. Toh kya 15G fill kr skte hai. Salary mention krne ki jaroorat hai 15G Mein?

  • @rimadas2296
    @rimadas2296 2 роки тому +1

    have joint sb acoount in post office. 2nd holder has fd. fd interest will fall under 1st holder's pan or 2nd holder's pan?

  • @yogendrafarkare5491
    @yogendrafarkare5491 Рік тому

    Tds check karne pr bhi returns bharna jaruri hota h kya sir....pls batae

  • @rajendrakumarbarik4253
    @rajendrakumarbarik4253 Рік тому

    Your explanation is best.thank you sir

  • @a.rresearch6029
    @a.rresearch6029 2 роки тому +1

    Sir SBI ke 2 alag alag branch me hum 8/8 7/7 lakh ki fd kar sakta hu kya tds katega

  • @vimalchauhan1355
    @vimalchauhan1355 Рік тому

    Jinka usi bank me saving account bhi hai to kya saving ka interest bhi add hoga fd interst me

  • @dharanidhardeka9437
    @dharanidhardeka9437 2 роки тому +1

    tds defence pensioners KI senior citizen ka vidieo dijiye pl

  • @SushilKumar-hd3qc
    @SushilKumar-hd3qc 2 місяці тому

    My monthly salary is 1.2L and I also pay LIC premium annually with standard deduction of 1.5L. I have no other source of income, am I eligible for filling form 15G? I'm also an NPS subscriber under Tier 1.

  • @premkumarnayak1311
    @premkumarnayak1311 2 роки тому +1

    Saheb,
    Loan liya hai to vapus jama nahim karaaya to Voh diya hua interest jab se loan vapus nahim kar raha hai tab se ka interest poora karega plus bank interest bhii list ke saath jama karna padega.
    Otherwise TD valueless hojayega.

  • @arkagupta3422
    @arkagupta3422 2 роки тому +1

    Auto sweep facility kia hota Hain???

  • @mittaldoshi5007
    @mittaldoshi5007 2 роки тому +1

    Trust firm mein bank fd interest mein tds kat rha hai to kon sa form dena hoga .

  • @protrader1222
    @protrader1222 Рік тому

    Hi sir kal mera TDS kata hai 4500 ka ab sir mere ko ye bata do mera over all 40000 ka interest cross ho gya hai to ab next month se kitna katega mai swipen FD karwaya hu monthely intrested 2 part me leta hu to next month me Mera kitna tds katega sir

  • @jayeshparmar5750
    @jayeshparmar5750 Рік тому

    thanks sir nice guide

  • @ranjodhsingh2749
    @ranjodhsingh2749 2 роки тому

    Sir meri agricultuer ki income 3 lakh haai or mena 10 lakh ki fd kra rakhi ha kya mera be tds kata gaa

  • @manishprasad7152
    @manishprasad7152 8 місяців тому

    Sir mai income tax file krta hu or mera FD ka interest v h to iss interest ka return claim kon se section me krunga..... Even I m not senior citizen...?

  • @harshaldeshpande2340
    @harshaldeshpande2340 2 роки тому +2

    Useful video.. Thanks😊

  • @kamleskkumar994
    @kamleskkumar994 2 роки тому +1

    I have bought kvp rs five lacs in 2017 and will be matured in 2027 just double. Approximate 50000/ interest is annually increasing. Should I show it in income for calculation of tax? Please throw light upon it.

  • @niveditapuitandy4607
    @niveditapuitandy4607 2 роки тому

    very good video sir..it's really helpful