I liked that you included “being stingy” as a mistake - I always thought this was the secret to saving up my money but I’ve realized that it’s just not realistic.
Your advice is spot on! I’m 22 and I think another big thing after college is to not feel like you have to have your dream apartment, car, lifestyle just because you “”can”” now.. but wait until you save enough to get there slowly
Michelle is so down to earth and realistic when it comes to money and other aspects. I really appreciate her honesty in all of her videos. I hope to be as financially knowledgeable and helpful as she is in my videos some day
@@michellereedg you' re welcome! You were one of the last channels I was obsessed with before I started my channel so you are for sure a big inspiration :)
Hi friends! I personally love to watch these videos, so I wanted to share 30 money mistakes to avoid in your 20s. I'm working on a project to give back to those in need right now, but in the meantime, I think this is the perfect time to get your finances in order since there aren't many distractions for spending your money frivolously. Timestamps below for the tips! --------------------------------------------------------------------------- 1:23- Feeling pressure to buy instead of renting 2:02- Renting beyond your means 2:43- Furnishing quickly and cheaply 3:17- Don't buy dumb stuff! 3:36- Going into debt for your wedding 4:22- Not sectioning out expenses 4:54- Not purchasing renter's insurance 5:27- Pretending you can afford expensive outings 6:07- Not sharing expenses with your roommates 6:40- Being stingy 7:16- Not negotiating your first salary 8:21- Not reading the fine print 8:53- Not tracking your purchases 9:26- Acting out of fear 9:54- Unnecessary monthly subscriptions 10:12- Pursuing higher education without a plan 10:46- Not being transparent about finances with your S/O 11:22- Avoid pyramid schemes 11:34- Excessive spending on alcohol 11:57- Avoid lifestyle creep (awesome podcast episode by Natalie Barbu linked on this!) 12:14- Treating your tax return as a shopping spree 12:39- Not having multiple streams of income if you can 13:05- Not prioritizing what matters to you 13:33- Putting off commitment 14:21- Not using coupons 14:37- Buying someone's love 14:50- Not having transparency over your taxes 15:21- Not researching health insurance plans 14:42- Only paying minimums on bills 16:13- Not having a money mentor
You should negotiate with wedding vendors too! Often times you can get them to agree to a discount if you are paying in full rather than a payment plan.
I really appreciate that you talk about specific things ( eg. honey , empower ) when you aren't doing a sponsorship with them. When influencers only mention things when they are paid it makes me feel uneasy about trusting their words, but I love love love how open and authentic you are with the things you use!
Yes! I always feel like these influencers aren’t truly using the products they’re paid to promote which makes me weary of trying them. So that definitely made me appreciate Michelle even more! She’s so genuine!
"Lifestyle creep" came out of nowhere after I graduated college a couple months ago. I transitioned from a part-time job to a full-time job and I justified all these lifestyle changes since my salary doubled. It kicked me in the butt when I had unexpected situations that I needed to pay for like water damage to my house and a flat tire. I wish I was more aware of this beforehand. I'm working on this now, but thank you for all the other tips Michelle!
"Just don't buy dumb stuff" hits me hard! I burst out laughing and then realized I'm totally guilty for that... Loved the real advice Michelle, thank you!
Great tips!! Once thing that my roommates and I do. Is each put in about $10-$15 a month into a jar, and use that money to purchase items for our house, like toilet paper, dish soap, laundry detergent, etc. It is so effective!!
One of my biggest money tips comes to eating out. I only eat out if it’s a social thing (and even then I don’t always say yes). I used to just pick food up on my way home but that adds up. Now I only eat out if it’s a way to socialize with friends or something like that :) great way to eat up groceries and save money!
Videos reminding me of how to not only take this time to heal, but to learn how to operate my life moving forwards, are exactly what I need. Thanks so much for compiling this list of extremely helpful tips!
I’d love to see more videos about how you decided where to invest your money! This is something I’m trying to get more into & don’t really know where to start! There aren’t many “college age” youtubers that make videos about investing and I know you’re really into it based on watching other videos!
for sure! quite honestly, I just don't feel super well-equipped to give insight on investing. I linked a podcast episode Natalie Barbu did with her financial advisor, and it was really insightful for beginning investing tips. maybe as I learn more in the future, though!
Hi Alexis! I actually just started a personal finance blog called ClearWallet (clearwallet.wordpress.com // @clear.wallet on IG) and I break down topics like credit cards, investing, budgeting, etc. in super simple ways. I'm mainly focusing on helping "college age" young adults understand and get started on their personal finance journey!
This was such a good video - so refreshing not to hear the standard "make a budget", like duh! the "Please don't get into Pyramid schemes" made me giggle. Two tips I have as a trainee financial adviser: 1. A common reason for non-essential spending (maybe on drugstore makeup for example) is that "new stuff buzz". We crave that feeling of something new, that "treat yo' self" feeling. The best way to counteract the problem whilst also treating yourself is to write a list of "wants" under £10/$10, under £30/$30 and big purchases. That way, at least when you do fancy spending money for the "treat yo' self" feeling/new thing buzz, you're putting that money towards something you won't later regret. 2. Got to buy something with a payment plan? Shop around first. You would not believe how many people buy cars on Hire Purchase or on a payment plan when they could have bought the car outright with a bank loan (which has a far better APR). Always research your options first.
I can’t believe you’re only 21! You are wise beyond your years. I’m 24 and I’m not as put together as you. Love these tips! Especially the one about not being stingy - I love how you said you should want to make enough money that you’re able to give back. That’s exactly how I feel!
i love videos focused on personal finance, it just feels much more valuable and useful compared to daily vlogs (don't get me wrong, i still love vlogs!) thank you for sharing all your tips
I’m so excited to watch and hear your advice, I do my best to be vigilant with my finances and save up money for grad school starting next year!! I hope you’re having an amazing week Michelle!! 🥰🤍
Michelle you should watch Graham Stephan! He makes good videos for investing and saving. I kinda upgraded to him from Dave Ramsey because he goes more into depth.
yes! I think Dave Ramsey is really great for those who are struggling with debt and saving. Graham Stephan is really helpful for millennials / those trying to take it to the next level. Just depends on your personal financial place!
Wow...... Michelle this video has really given me respect for you. I’m impressed with your content you aren’t the same ol same ol. You have a niche, keep it up!
talking about money with your s/o is so important. me and my bf have tons of opposing opinions but we're on the same page for finances and other important things.
Wow. Love how you are still early on your early 20s! Very practical and doable tips indeed! As long as you become honest with your own finances. NEVER compare your financial journey to someone else. 🥰
Loved this video! I will be starting my first salary job in NYC as a teacher and I'm starting to seriously analyze the way I am/want to spend money. But, I thought it was interesting that you mentioned not to be stingy because I am super guilty of this! You made such great points and this is exactly the financial advice I have been seeking.
I love your financial videos Michelle! I'm about to be a senior in college and have started to financially plan for post-grad, so I appreciate the tips! Also super excited for your podcast to launch!
This is so helpful. One of my goals for this year was to start looking at my spending habits and how I use my money and I'm going to make sure to keep some of these in mind to help me
Love your tips! They're so relatable! I just graduated early from college as well in December, and I put off going back for my master's since it isn't 100% necessary right this second. Getting my finances in better order, paying off current credit card and student loan debt was more important to me before jumping into debt for a master's degree. Can you do a video on women negotiating?? This is so true. I did not even negotiate my first offer that I accepted because the benefits seemed good!
I loved this video! I already do most of the things you mentioned, but I'm always curious as to how others take care of their money! Keep up the good work love :)
Yes on paying bills! I put off a credit card because I don’t like having spent money but still having it in my account! I pay the whole thing and only buy what I could in cash
I will finish Uni soon and I love those types of videos! You really gave me another prospect about money and spending. Keep being that real with us! 🤗 💛 Also, I can't wait for those days when you upload! 💛 Stay safe and healthy! 💛
Ahhh I love Monica and Shelby Church Videos too! It’s crazy that you made this video because I am really into finance and that is how I initially stumbled across your channel over a year ago.
Thank you for this video! It's so straight forward and not anxiety inducing! Haha my fiancee and I are looking into buying our first home and it's easy to get overwhelmed but this video reminded me to to just be mindful! Some much needed sound advice! Haha
Absolutely love this video, I love all your vlogs but this one new favorite!! Thank you so much for what you do & as an now considered an essential worker, I hope you know that your content is making a difference in a positive way & you are appreciated by lots of us. Hope you, your family & loved ones are doing healthy & well. Sending positive & healing vibes to everyone!!🤗💛
Thank you for making this video!! As an 18 year old I have been trying to do more research on finances ☺️✨ does anyone have any book recommendations so that I can learn more !
HAHA stopped writing my essay for this video. Michelle you're the best! I really need to invest my money better but the stock market is not going well. I've just learnt everything from my bf who studies finance. My best tip as a college student would be to invest and do your research but please please do your research.
For commitment, i guess it depends on who is ur partner, in my country a lot of people married in you age ended up being in bad financial life because they didn't prepare for it before, ya i know u'll get married in young age but for me not a lot of people has wise partner or wise mind to decide whether they ready or nah to get married and it affects more when you have a kid or something bad happen in your marriage life. So i think to talk about getting into commitment as a financial advice, i don't think is a good for everyone to apply
5:57 oh yes, have I been there…Definitely will not be eating Buffalo Wild Wings when I know darn well their meat/poultry does not sit well with my stomach so I told my friends that I’d just hung out with them after😄
Also the grad school part has been a difficult choice for me... I can take time off and go into the work force but I wont be able to do my dream job but financially and mentally (college has exhausted me) I'm not sure if I want to
I liked that you included “being stingy” as a mistake - I always thought this was the secret to saving up my money but I’ve realized that it’s just not realistic.
Caroline Hannon i think its more of being practical. I feel like if im being stingy it makes me feel like im depriving myself :(
Your advice is spot on! I’m 22 and I think another big thing after college is to not feel like you have to have your dream apartment, car, lifestyle just because you “”can”” now.. but wait until you save enough to get there slowly
really solid advice!
Michelle is so down to earth and realistic when it comes to money and other aspects. I really appreciate her honesty in all of her videos. I hope to be as financially knowledgeable and helpful as she is in my videos some day
She is so down to earth!
so kind, thank you!
@@michellereedg you' re welcome! You were one of the last channels I was obsessed with before I started my channel so you are for sure a big inspiration :)
@@allissonlowe1764 thank you!
@@michellereedg
Hi friends! I personally love to watch these videos, so I wanted to share 30 money mistakes to avoid in your 20s. I'm working on a project to give back to those in need right now, but in the meantime, I think this is the perfect time to get your finances in order since there aren't many distractions for spending your money frivolously. Timestamps below for the tips!
---------------------------------------------------------------------------
1:23- Feeling pressure to buy instead of renting
2:02- Renting beyond your means
2:43- Furnishing quickly and cheaply
3:17- Don't buy dumb stuff!
3:36- Going into debt for your wedding
4:22- Not sectioning out expenses
4:54- Not purchasing renter's insurance
5:27- Pretending you can afford expensive outings
6:07- Not sharing expenses with your roommates
6:40- Being stingy
7:16- Not negotiating your first salary
8:21- Not reading the fine print
8:53- Not tracking your purchases
9:26- Acting out of fear
9:54- Unnecessary monthly subscriptions
10:12- Pursuing higher education without a plan
10:46- Not being transparent about finances with your S/O
11:22- Avoid pyramid schemes
11:34- Excessive spending on alcohol
11:57- Avoid lifestyle creep (awesome podcast episode by Natalie Barbu linked on this!)
12:14- Treating your tax return as a shopping spree
12:39- Not having multiple streams of income if you can
13:05- Not prioritizing what matters to you
13:33- Putting off commitment
14:21- Not using coupons
14:37- Buying someone's love
14:50- Not having transparency over your taxes
15:21- Not researching health insurance plans
14:42- Only paying minimums on bills
16:13- Not having a money mentor
Michelle Reed yassss i badly need to get my finances in order😅
Love this!
Omg I have been watching you for years! Still can’t believe we are the same age♥️♥️♥️
You should negotiate with wedding vendors too! Often times you can get them to agree to a discount if you are paying in full rather than a payment plan.
Michelle Reed a honey coupon review!
I really appreciate that you talk about specific things ( eg. honey , empower ) when you aren't doing a sponsorship with them. When influencers only mention things when they are paid it makes me feel uneasy about trusting their words, but I love love love how open and authentic you are with the things you use!
of course! this really means a lot- I've honestly never been sponsored by honey, but I've heard great things!
Yes! I always feel like these influencers aren’t truly using the products they’re paid to promote which makes me weary of trying them. So that definitely made me appreciate Michelle even more! She’s so genuine!
"Lifestyle creep" came out of nowhere after I graduated college a couple months ago. I transitioned from a part-time job to a full-time job and I justified all these lifestyle changes since my salary doubled. It kicked me in the butt when I had unexpected situations that I needed to pay for like water damage to my house and a flat tire. I wish I was more aware of this beforehand. I'm working on this now, but thank you for all the other tips Michelle!
definitely look up to you as a money mentor!
"Just don't buy dumb stuff" hits me hard! I burst out laughing and then realized I'm totally guilty for that... Loved the real advice Michelle, thank you!
Great tips!! Once thing that my roommates and I do. Is each put in about $10-$15 a month into a jar, and use that money to purchase items for our house, like toilet paper, dish soap, laundry detergent, etc. It is so effective!!
Please do a morning routine or what i spend in a week quarantine edition
thanks for the recs!
I LOVE your finance videos! I feel like no one our age makes these and I appreciate you so much for making them!💛
One of my biggest money tips comes to eating out. I only eat out if it’s a social thing (and even then I don’t always say yes). I used to just pick food up on my way home but that adds up. Now I only eat out if it’s a way to socialize with friends or something like that :) great way to eat up groceries and save money!
Videos reminding me of how to not only take this time to heal, but to learn how to operate my life moving forwards, are exactly what I need. Thanks so much for compiling this list of extremely helpful tips!
I’d love to see more videos about how you decided where to invest your money! This is something I’m trying to get more into & don’t really know where to start! There aren’t many “college age” youtubers that make videos about investing and I know you’re really into it based on watching other videos!
for sure! quite honestly, I just don't feel super well-equipped to give insight on investing. I linked a podcast episode Natalie Barbu did with her financial advisor, and it was really insightful for beginning investing tips. maybe as I learn more in the future, though!
Hi Alexis! I actually just started a personal finance blog called ClearWallet (clearwallet.wordpress.com // @clear.wallet on IG) and I break down topics like credit cards, investing, budgeting, etc. in super simple ways. I'm mainly focusing on helping "college age" young adults understand and get started on their personal finance journey!
This was such a good video - so refreshing not to hear the standard "make a budget", like duh! the "Please don't get into Pyramid schemes" made me giggle. Two tips I have as a trainee financial adviser:
1. A common reason for non-essential spending (maybe on drugstore makeup for example) is that "new stuff buzz". We crave that feeling of something new, that "treat yo' self" feeling. The best way to counteract the problem whilst also treating yourself is to write a list of "wants" under £10/$10, under £30/$30 and big purchases. That way, at least when you do fancy spending money for the "treat yo' self" feeling/new thing buzz, you're putting that money towards something you won't later regret.
2. Got to buy something with a payment plan? Shop around first. You would not believe how many people buy cars on Hire Purchase or on a payment plan when they could have bought the car outright with a bank loan (which has a far better APR). Always research your options first.
Coming from a finance professional, you did a really great job with this video! Great suggestions!
I can’t believe you’re only 21! You are wise beyond your years. I’m 24 and I’m not as put together as you. Love these tips! Especially the one about not being stingy - I love how you said you should want to make enough money that you’re able to give back. That’s exactly how I feel!
love how you highlighted it’s personal not professional experience. (and tbh i probs trust your personal experience more than a professional anyways)
haha, I think it's important! not trying to come off as a professional
These tips are so great...I can’t wait to replace my broken ikea furniture with some quality stuff 😂
haha me too girl!
I always forget you're so young because you seem so mature in basically every way!
i love videos focused on personal finance, it just feels much more valuable and useful compared to daily vlogs (don't get me wrong, i still love vlogs!) thank you for sharing all your tips
* doesn't want to click on this because I know I've probably already made half of them *
lol rest assured this video was inspired by personal experience
@@michellereedg I feel like I need to watch again and take notes! Super helpful tips especially for a recent grad in NYC :)
I’m so happy I turned on my notifications for your uploads! Always brightens my day
thank you for turning on my notifications!!!
I’m so excited to watch and hear your advice, I do my best to be vigilant with my finances and save up money for grad school starting next year!! I hope you’re having an amazing week Michelle!! 🥰🤍
love to hear this!
Michelle Reed I appreciate it!! 😇
Michelle you should watch Graham Stephan! He makes good videos for investing and saving. I kinda upgraded to him from Dave Ramsey because he goes more into depth.
yes! I think Dave Ramsey is really great for those who are struggling with debt and saving. Graham Stephan is really helpful for millennials / those trying to take it to the next level. Just depends on your personal financial place!
Wow...... Michelle this video has really given me respect for you. I’m impressed with your content you aren’t the same ol same ol. You have a niche, keep it up!
talking about money with your s/o is so important. me and my bf have tons of opposing opinions but we're on the same page for finances and other important things.
Loved this! Have you seen the CNBC ‘Make it’ series?? They basically explore how people spend their different salaries and it’s sooo interesting 💓
yes! I love watching these!
Great tips! I love these finance videos it helps have a healthier mindset about money.
so happy to hear this!
Such a great vid per usual, Michelle!! Keep 'em coming - entertaining me during quarantine! XO K
this is so important thank you so much for this
Wow. Love how you are still early on your early 20s! Very practical and doable tips indeed! As long as you become honest with your own finances. NEVER compare your financial journey to someone else. 🥰
This was soooo useful!
Hey Michelle, really good tips ... Much diffrent from the general tips most people tell ...... 🥰.... Love your channel ...
thank you so much!
Loved this video! I will be starting my first salary job in NYC as a teacher and I'm starting to seriously analyze the way I am/want to spend money. But, I thought it was interesting that you mentioned not to be stingy because I am super guilty of this! You made such great points and this is exactly the financial advice I have been seeking.
Love this! And so relevant for this new season of life I'm entering after graduating. Great video, Michelle!
thanks Catherine!
I am obsessed with your finance videos girl 💜😌👏
thank you Tracy!
I’m excited to watch this video! You inspire me a lot! Thank you for it :)) ❤️❤️❤️
thank you!
Michelle Reed ❤️
I was waiting for another finance video 😍
yay!
Super solid advice!! I love how passionate you are about these and how confident in your opinions you are!
thank you Sarena! I definitely have room to improve in my own knowledge
I am turning 20 this month! This video is so helpful. Thanks Michelle:)
I love your financial videos Michelle! I'm about to be a senior in college and have started to financially plan for post-grad, so I appreciate the tips! Also super excited for your podcast to launch!
love your financial videos, very insightful! 💫
thank you!
This is so helpful. One of my goals for this year was to start looking at my spending habits and how I use my money and I'm going to make sure to keep some of these in mind to help me
LOVED this video & cant wait for the podcast. I’m a big Dave Ramsey philosophy fan but love how you can give more relatable examples to our age group.
Love your tips! They're so relatable! I just graduated early from college as well in December, and I put off going back for my master's since it isn't 100% necessary right this second. Getting my finances in better order, paying off current credit card and student loan debt was more important to me before jumping into debt for a master's degree. Can you do a video on women negotiating?? This is so true. I did not even negotiate my first offer that I accepted because the benefits seemed good!
Thank you for the advice! Even as a high school student, I can still use these tips right now and into my college career!!
So excited for your podcast!
"I'm only 21"... I've been watching you videos since you lived in Texas and I just now realized that youre only a year and a half older than me
One of my main rules for money: don't pay for items in payments unless you HAVE to. Wait to buy it or pay in full.
Michelle Reed gave me eye opener on my spending habits
This is so helpful specially to me who is turning 20 this year. Thank you for sharing ypur experiences.
I love your content and appreciate the real things you put out on your channel. This shirt is so cute by the way, where is it from? Madewell?
I loved this video! I already do most of the things you mentioned, but I'm always curious as to how others take care of their money! Keep up the good work love :)
Yes on paying bills! I put off a credit card because I don’t like having spent money but still having it in my account! I pay the whole thing and only buy what I could in cash
You’re the best for making these videos ❤️ I’ve learned so much about finances and life tips in general. Thank you 💕💕
Oh my goodness girl!!! Your hair is gorgeous!!
Wow I’m only half way through the video and this is so helpful! I’m always about saving money. Thanks Michelle 🤗
thank you for supporting, Kayla!
This is a great video! You mentioned things I certainly didn't think about.
I will finish Uni soon and I love those types of videos!
You really gave me another prospect about money and spending. Keep being that real with us! 🤗 💛
Also, I can't wait for those days when you upload! 💛
Stay safe and healthy! 💛
you too, Larisa! thank you!
Ahhh I love Monica and Shelby Church Videos too! It’s crazy that you made this video because I am really into finance and that is how I initially stumbled across your channel over a year ago.
so happy to hear this!
Loved this and can’t wait for your podcast!
Love this Michelle! Saying the things no one manages to tell us 😅 Graduating college soon and can use all the advice I can gather! ❤️
congrats on graduating soon!
Michelle Reed thank you!
Thank you for this video! It's so straight forward and not anxiety inducing! Haha my fiancee and I are looking into buying our first home and it's easy to get overwhelmed but this video reminded me to to just be mindful! Some much needed sound advice! Haha
congrats! buying a home seems so exciting, best of luck find the one :)
@@michellereedg Thank you so much!!!
Where is the top that you are wearing from?? This video was so good! xx
yes! needed this! trying to learn how to be smarter with my finances during this quarantine 🧘🏽♂️
Thank you very much for all the advice! It’s nice hearing someone talk about things like this especially for young college students! 🤍
thank you for the feedback Carolina!
I do like your finance videos, they are so down to earth and relatables!
Yess!!! Don't want to sound basic but you are the definition of girl boss. So glad to have someone to look up to like you!
More finance videos pls!! 🤩 you are so helpful
Not looking for coupons is a big one. I often don't buy things unless I really need them without a coupon or discount code when shopping online.
Love this
I'm only a junior in high school but I love love love your finance videos!!
*Michelle! This was really informative, but also unique. I love these types of videos, and definitely look up to you as a savvy financial person* :)
This is very good advice!
Great video! unique tips!
Absolutely love this video, I love all your vlogs but this one new favorite!! Thank you so much for what you do & as an now considered an essential worker, I hope you know that your content is making a difference in a positive way & you are appreciated by lots of us. Hope you, your family & loved ones are doing healthy & well. Sending positive & healing vibes to everyone!!🤗💛
wow, thank you! and thanks for working amidst the craziness!
Michelle Reed Thank you!! I just appreciative I’m still able to work & still help my community, it weirdly helps keep me sane lol
Thank you for making this video!! As an 18 year old I have been trying to do more research on finances ☺️✨ does anyone have any book recommendations so that I can learn more !
Can you make one for college students. Loved the video!
Michelle- "I really thought about these tips, they are super creative"
also Michelle- "Don't buy dumb stuff"
haha you got me :)
Love these tips Michelle! Your finance videos are some of my favourites! 🤍
Great video Michelle 👍
HAHA stopped writing my essay for this video. Michelle you're the best! I really need to invest my money better but the stock market is not going well. I've just learnt everything from my bf who studies finance. My best tip as a college student would be to invest and do your research but please please do your research.
love this, research is so important- especially when it comes to investing!
Your hair is so pretty here! Loving the contrast in colours 🥰
Kam haha because I can’t get it dyed right now! but thank you- taking it as a chance to let my hair recharge ☺️
you are so inspiring 💕
Your videos help me so much, thank you for posting such good quality content ❤️ ily!!!
love your advice!!
Love your finance videos!
I loved these videos!!
me too! thanks for watching!
Splitwise is a great app for splitting bills with roommates/friends! It connects directly with Venmo too!
thanks for the tip!
hey Michelle! I’m just curious if you will be attending grad school/what are your future plans?
Can you do a week in my life but with fitness and food only? We all need your home workout routines during quarantine
yes! I might do this next week!
Love these videos!!
thank you!
Amazing tips
For commitment, i guess it depends on who is ur partner, in my country a lot of people married in you age ended up being in bad financial life because they didn't prepare for it before, ya i know u'll get married in young age but for me not a lot of people has wise partner or wise mind to decide whether they ready or nah to get married and it affects more when you have a kid or something bad happen in your marriage life.
So i think to talk about getting into commitment as a financial advice, i don't think is a good for everyone to apply
you are so articulate!!!!
5:57 oh yes, have I been there…Definitely will not be eating Buffalo Wild Wings when I know darn well their meat/poultry does not sit well with my stomach so I told my friends that I’d just hung out with them after😄
honestly me when I don't like the restaurant everyone picked, haha
Please make a wedding costs breakdown video!
Great video!
Also the grad school part has been a difficult choice for me... I can take time off and go into the work force but I wont be able to do my dream job but financially and mentally (college has exhausted me) I'm not sure if I want to