It's really that simple. Don't buy JEPQ until you're close to ready to withdraw the dividends and always aim to have some long shares for growth, even in retirement.
yup. I'm in both, and I love it. I'm using a similar strategy that you mentioned in the video. SCHD is my longer term, growth hopeful position and JEPQ (with a little SPYI and QQQI sprinkled in) to generate cash that I turn back into individual high-growth (lower yielding) positions that I'm interested in. I'm a newer to the dividend specific mindset (switched c my portfolio focus four months ago) but I feel like it'll do well as the snowball begins to pick up speed. Tom
Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
It seems like JEPQ investing in the growth stocks in the Nasdaq allows for the share price to increase relatively alot (probably around the same amount as the SPY). If that continues and the initial dividend yield is around 9.5% wouldn't it always be around that amount which would mean your share price increases potentially double diget % it's a year and yields 9.5% yearly which would be the GOAT investment? What am I missing?
I'm researching dividend ETFs. I'll be retiring in 5 - 7yrs at 62 or 65. Do you recommend I go for higher yield and lower growth or should I stick with SCHD (which is more of a dividend growth)?
@@soundsnags2001 I understand that life is a cash grab for most but not me. I just want enough to pay my bills and be comfortable. Yes I am a Human Anomaly.
Yeah, I wonder about taking the drip bit instead of reinvesting into JEPQ, diverting it into another ETF. Whether it’s SCHD or just VOO or whatever. Can that be done?
DRIP off if I'm actively engaged in the market. I like to accumulate a war chest to buy more ETFs (usually more dividends) when they go on sale. DRIP on if I want to check out for a while. If just JEPQ tho I'd DRIP it until you need the income.
I feel lost now that I'm 39 years old and jobless. With $425,000 saved for an early retirement at age 50, $10,000 in an HSA, and a property that could yield an extra $200,000, what opportunities do I have for passive income?
I'm wondering if I should merge all of my investing accounts into one. How should I proceed and are there any repercussions I should be aware of if I decide to do this? In addition, I plan to sell my property, which could result in an additional 200K time. Is it better to diversify over a few different industries or combine everything into one investing account?
These are crucial questions for a financial planner. I met mine at a NYSE summit, and with her help, my wife and I reallocated our $1.7M portfolio between a traditional IRA and a brokerage account. She’s been making investments with our approval and has helped us recover twice our losses. We’re holding steady and carefully navigating more markets
SCHD has been a complete disaster the last 2 yrs compared to VOO. There model stinks. They got rid of Broadcom. There largest holding. Up over 50% since March. Cause the dividend is not high enough. The one that took its place crashed. SCHD IS SHIT. In 2024, VOO up 24%. SCHD up 7. 🤨🤔
Great video! Can anyone suggest a strategy for investing less than $10,000 in cryptocurrency? Is it better to copy successful traders or take our own risks with our funds?
This video is very informative, but it would be better if you talked about real money. Talk about Elizzarda; it's real money every day. What you're discussing doesn't seem as cool
Depends on age and if you need the income now. If you're younger and building, SCHD. If you have a lump sum and need passive income now, JEPQ.
Exactly, a pefect summary of a 7min video.
@@Tater1722 Thanks Tater
It's really that simple. Don't buy JEPQ until you're close to ready to withdraw the dividends and always aim to have some long shares for growth, even in retirement.
yup. I'm in both, and I love it. I'm using a similar strategy that you mentioned in the video. SCHD is my longer term, growth hopeful position and JEPQ (with a little SPYI and QQQI sprinkled in) to generate cash that I turn back into individual high-growth (lower yielding) positions that I'm interested in. I'm a newer to the dividend specific mindset (switched c my portfolio focus four months ago) but I feel like it'll do well as the snowball begins to pick up speed. Tom
Like putting dividends and distributions into $VTI $VOO $SCHG ❤
I’m 68 so I would invest in JEPQ.
Gotta go with both
I divide between the 2, except I’m using GPIX and SCHD. Sprinkle some DIVO when it’s on sale.
Dividends from SCHD are typically taxed at the qualified dividend rate, which may be lower than ordinary income tax rates for many investors. However, the main focus for markets now is Nvidia, which has powered a large chunk of the S&P 500’s recent earnings. Nvidia’s stock, up more than 90% this year, rose 2.5% in New York on Monday, sending the Nasdaq 100 index to another record high. I'm still looking for companies to make additions to my $350K portfolio, to boost performance. Here for ideas...
I think the next big thing will be A.I. For enduring growth akin to META, it's vital to avoid impulsive decisions driven by short-term fluctuations. Prioritize patience and a long-term perspective most importantly consider financial advisory for informed buying and selling decisions.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850K
This is definitely considerable! think you could suggest any professional/advisors i can get on the phone with? i'm in dire need of proper portfolio allocation
Thanks for sharing. I curiously searched for her full name and her website popped up immediately. I looked through her credentials and did my due diligence before contacting her.
It seems like JEPQ investing in the growth stocks in the Nasdaq allows for the share price to increase relatively alot (probably around the same amount as the SPY). If that continues and the initial dividend yield is around 9.5% wouldn't it always be around that amount which would mean your share price increases potentially double diget % it's a year and yields 9.5% yearly which would be the GOAT investment? What am I missing?
Look at return v total return. JEPQ does a fairly good job tracking QQQ if you DRIP.
I did a large lump sum into JEPQ and put most of its dividends into SCHD. Will start spending JEPQ dividends within 4-5 years.
SCHD for me if I had to pick one.
I'm researching dividend ETFs. I'll be retiring in 5 - 7yrs at 62 or 65. Do you recommend I go for higher yield and lower growth or should I stick with SCHD (which is more of a dividend growth)?
get with a fiduciary
Im new to investing an have chosen ton start with jepq.
You need to have VOO and VGT in your portfolio or your total return will be substantially lower
50/50
I do both. I'm not trying to get rich I'm just trying to get to the FIRE
Why don't you want to be rich?
@@soundsnags2001 I understand that life is a cash grab for most but not me. I just want enough to pay my bills and be comfortable. Yes I am a Human Anomaly.
I like QDVO doesn’t cap the upside as much as Jepq.
Should one "DRIP" daily dividends from JEPQ immediately back into JEPQ or just "take the money and run"?
Yeah, I wonder about taking the drip bit instead of reinvesting into JEPQ, diverting it into another ETF. Whether it’s SCHD or just VOO or whatever. Can that be done?
DRIP off if I'm actively engaged in the market. I like to accumulate a war chest to buy more ETFs (usually more dividends) when they go on sale.
DRIP on if I want to check out for a while.
If just JEPQ tho I'd DRIP it until you need the income.
I have both in my portifolio
You’ve already done this video.. maybe it was on one of your other 9 channels
I feel lost now that I'm 39 years old and jobless. With $425,000 saved for an early retirement at age 50, $10,000 in an HSA, and a property that could yield an extra $200,000, what opportunities do I have for passive income?
it's reasonable to consider hiring a financial counselor at this stage, but delaying retiring for a while may be a more wiser choice
I'm wondering if I should merge all of my investing accounts into one. How should I proceed and are there any repercussions I should be aware of if I decide to do this? In addition, I plan to sell my property, which could result in an additional 200K time. Is it better to diversify over a few different industries or combine everything into one investing account?
These are crucial questions for a financial planner. I met mine at a NYSE summit, and with her help, my wife and I reallocated our $1.7M portfolio between a traditional IRA and a brokerage account. She’s been making investments with our approval and has helped us recover twice our losses. We’re holding steady and carefully navigating more markets
amazing! The performance of my portfolio is poor. Who works for you?
June Renae Matthysse
You are likely to find more information if you look her up online
JEPQ
SCHD has been a complete disaster the last 2 yrs compared to VOO. There model stinks. They got rid of Broadcom. There largest holding. Up over 50% since March. Cause the dividend is not high enough. The one that took its place crashed. SCHD IS SHIT. In 2024, VOO up 24%. SCHD up 7. 🤨🤔
Mine == JGGI, JEPQ (JEQP)
What's the monthly dividend amount you get for each at $10,000?
$10,000 ÷ Cost per Share = # of Shares × the monthly dividend= your answer
Great video! Can anyone suggest a strategy for investing less than $10,000 in cryptocurrency? Is it better to copy successful traders or take our own risks with our funds?
How please. Which signal do you trade
She's my family personal Broker and also a Broker to many families here in the United states, she is a Licensed Broker.
She was my hope during the bear summer Last year. I did so many mistakes but also Learned so much from it..
@Jenkins-n5uSCAM
@AvaSingh-i7xSCAM
This video is very informative, but it would be better if you talked about real money. Talk about Elizzarda; it's real money every day. What you're discussing doesn't seem as cool