Do Education Loans get interest subsidy? | कैसे claim करें Subsidy | Check Status in 2 Mins|

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  • Опубліковано 19 жов 2024

КОМЕНТАРІ • 329

  • @BankingGyaan
    @BankingGyaan  2 роки тому +3

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    • @ranjodsingh1786
      @ranjodsingh1786 Рік тому

      Sir csis scheem se education lone kese milta hai

    • @Rakesh-dtu2k23
      @Rakesh-dtu2k23 4 місяці тому

      Bhaiya subsidy ke liye during course interest pay krna jaruri h

  • @Rohit-be9no
    @Rohit-be9no Рік тому +1

    Sir maine vidya laskmi portal se loan apply kiya h kya mujhe subsidy ke liye alag se apply karna hoga

  • @rachitsingh7014
    @rachitsingh7014 Рік тому

    Sir aapne jinka csis subsidy check krke dikhai hai unhone kya direct bank se loan liya tha ya jansamarth portal per apply Kiya tha

  • @NikhilBhakre-r9s
    @NikhilBhakre-r9s 2 місяці тому

    Maine jansamarthn mai education loan apply kiya hai to abhi bank visit krna padenga to or kya document lgenge vaha

  • @rajatgoyal6754
    @rajatgoyal6754 Рік тому

    Thanks Bhai. Just a small query Document upload karne k baad kitne din m loan account m aa jaati h

  • @onlyknowledge4922
    @onlyknowledge4922 2 роки тому +2

    Sir kiya iske liye ews hona jaruri h plz batiye???🙏🙏🙏🙏

  • @sanketkatale1001
    @sanketkatale1001 Рік тому

    Sir ye scheme union Bank me jagar bataya to hoga kya interest refund after all procedure

  • @RajneetiTak
    @RajneetiTak 2 роки тому +2

    Namaste sir,
    Sir mere 3 questions hai vidya Laxmi portal se related
    1.portal pe last name mandatory se aur mera naam RITURAJ hai jo ki single name hai to iske liye kya kre

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      1. Either aap isko split kar do Ritu and Raj me
      2. Or Rituraj ko hi repeat kr do first and last me.
      Koi problem nhi hai

  • @manishified
    @manishified 2 роки тому +3

    Iska EWS Certificate se koi lena dena hai? MBA mei use kar sakte hain yeh scheme?

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Yes
      ua-cam.com/video/AZuWNZvjZfA/v-deo.html
      Watch this
      Get a fair idea

  • @VJ_rington_96k_office
    @VJ_rington_96k_office 3 місяці тому

    Hi
    Sir, Maine Hali me sbi se lon liya hai
    Or jansamarth me se logging karke liya hai to sir ky ye subsidy automatically acount pe har month me aati hai ya jab hm pura lon paid karte hai tab aati hai

    • @VJ_rington_96k_office
      @VJ_rington_96k_office 3 місяці тому

      Or sir sucidy claim karne ke liye kaha Jana padega or documents konse lagte hai. Plz reply mi sir

  • @vijaykantbaghel2335
    @vijaykantbaghel2335 29 днів тому

    maine 2022 me education liya tha..ab meri study complete ho gai hai..mujhe isme subsidy milegi ya nahi kyo ki mere papa ka anual income 6 lac se jyada hai .....

  • @piyushjaiswal1455
    @piyushjaiswal1455 2 роки тому +2

    Sir maximum loan amount ki bi koi limit hoti h Kya iss scheme Mai ?
    Mera 11 lakh ka education laon finance ho ra mujhe mil skta h ?

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Haan milega na
      Lekin up to 7.5Lacs tak me jitna interest apply hoga woi bas

    • @piyushjaiswal1455
      @piyushjaiswal1455 2 роки тому +1

      @@BankingGyaan lkin sir SBI me Mery loan application form Mai ELIGIBILITY Mai NO show KR RHA
      To SBI key employee ne kha max limit 7.5 lakh hoti

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Nhi aap kuch din ke baad canara bank wale portal per check karna

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Thanks for connecting with us.
      We welcome you to Banking Gyaan Family, We are growing channel with very very accurate contents / solutions on UA-cam.
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    • @realisrare9800
      @realisrare9800 2 роки тому

      @@piyushjaiswal1455 7.5 tk mili kya ? Ya phir nai milegi jiski loan amount is greater than 7.5 lkh ?

  • @adibashaikh713
    @adibashaikh713 2 роки тому +2

    Sir mujhe loan chahiya to main kaysa apply Karo subsidy kay bare main nahi samjh Raha h plzz help me plzz

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      ua-cam.com/video/AZuWNZvjZfA/v-deo.html
      Isko dekho ekbaar shayd thoda clear ho jaaye
      Phir bhi doubt ho to ping

  • @ganeshnaik1996
    @ganeshnaik1996 2 роки тому +2

    Bhai course period+1 year ka subsidy milega ya sirf course period ka ?

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      ua-cam.com/video/AZuWNZvjZfA/v-deo.html
      Isko dekhiye better understanding ke liye
      Phir bhi doubt clear na ho to ping

    • @ganeshnaik1996
      @ganeshnaik1996 2 роки тому

      @@BankingGyaan Bhai Mera B.tech complete ho chuka he and abhitak 3 sal ka subsidy credit hua he

    • @ganeshnaik1996
      @ganeshnaik1996 2 роки тому +1

      @@BankingGyaan ye course ke bad +1 year ka subsidy credit hoga ya nhi ye puchna tha

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Hoga na

  • @Aman_patel046
    @Aman_patel046 2 місяці тому

    Sir me education loan subsidy check kr rahe hai to no record found lekh kar aa raha hai kya problem ho sakti hai

  • @shameemsha1529
    @shameemsha1529 15 днів тому +2

    Hi .i took loan from canaara.7.5lakhs in 2019
    Now on statrment,
    I got 40k subsidy on 2023,aplied by that year bank manager.
    So can i apply for subsidy for the years 1019 to 2022

    • @harshitpandey798
      @harshitpandey798 8 днів тому

      Same with me I got 40k today then I searched for CSIS.
      Not sure if this is for whole loan or as you said we call apply for other years.

  • @funtoosh7508
    @funtoosh7508 7 місяців тому

    Mene 2020 be loan liya tha abhi bhi loan chl rha he to kya me ab subsidy ke liye apply kr skta hu

  • @akshaymali2257
    @akshaymali2257 2 роки тому +1

    Bhai ek question he..
    Agar maine internet and loan sab clear karne ke baad kya subsidy money mere savings account me milega kya?

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Nhi aata Akshay

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Jab subsidy aara tab loan account live hona chahiye.

    • @BankingGyaan
      @BankingGyaan  2 роки тому

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  • @sumitkumaryadav2054
    @sumitkumaryadav2054 Рік тому +1

    Sir maine abhi hi Star BOI se education loan liya hai under vidhyalaxmi portal so can I apply it CSIS?

    • @BankingGyaan
      @BankingGyaan  Рік тому +1

      Bank ne apply kar diya hoga

    • @s_hubha_m__
      @s_hubha_m__ Рік тому

      Agr maine khus se jan samarth portal pr apply kr liya csis k liye to frr ky krna hoga

  • @rozifatimashaikh9359
    @rozifatimashaikh9359 Рік тому

    Sir mene last year loan liya tha ab mera 2 nd year start ho gaya h kya me abhi ye form fill kar sakti hu ?

  • @drmonirulislam4484
    @drmonirulislam4484 2 роки тому +3

    Main mbbs padhai k time 2016 main 7.5lakh liya tha mujko first 2yr subsidy mila uske bad or koi subsidy aya nehi bht bar kousis kiya bt manager not cooperative main legal action lena catahu agr aesa kuch hain to plz guide me.

  • @heavenalone8289
    @heavenalone8289 2 роки тому +1

    Sir mera collateral wala loan hai to kya mujhe subsidy milega interest pe?

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      ua-cam.com/video/AZuWNZvjZfA/v-deo.html
      Isko dekhiye better understanding ke liye
      Phir bhi doubt clear na ho to ping

  • @malathikhole9705
    @malathikhole9705 2 роки тому +1

    Hello
    Maine education loan 2016 mai leya tha abhi installment start hogaya hai bank mai sare documents submit keye the but koi interest nhi aya abhi existing Candidates apply kar sakte hai ?

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Aap phle eligibility criteria check karo

  • @someshthakur7153
    @someshthakur7153 2 роки тому +1

    sir kese calculate kare ki kitna pay Krna h or kab tak Krna h or kab se Krna h?

  • @komal23104
    @komal23104 2 роки тому +1

    Sir mother aur father dono ka documents verify krta h bank kya??
    Mujhe 10 lakh ka loan Lena h aur mai 1st semester cross kr chuka hu to Mai ab loan k liye apply kr skta hu??

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Bilkul kar sakte hain
      No problem.
      Nhi first priority to Father's income than mother.

    • @BankingGyaan
      @BankingGyaan  2 роки тому

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  • @arunsharma8178
    @arunsharma8178 2 роки тому +2

    mne pnb se le rkha hai jan 2021 se m bhi jansmarth m apply kru

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Nhi aapko karne ki jaroort nhi hai

    • @BankingGyaan
      @BankingGyaan  2 роки тому

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  • @shauryasingh5384
    @shauryasingh5384 Рік тому +1

    Sir , interest subsidy amount kab credit hota loan account me ?

  • @anvi8084
    @anvi8084 Рік тому +1

    Hi, muje bank k through susbidy ke bare me nahi bataya gaya jab 4 saal education khtm hone par muje pata chala to maine apply Kiya lekin wo abhi susbidy ke lie man ni rahe to ab kya karu??

  • @MathuraVrindavanTrip
    @MathuraVrindavanTrip Рік тому

    General walo ke liye nahi hai kya

  • @RajneetiTak
    @RajneetiTak 2 роки тому +1

    3. Abhi recently mera address change hua hai mai rent pr rehta hu.aur mere saare documents me purana address hai to kya isse koi problem to nhi hogi. Ya mujhe address change krani hogi?
    4. Bank ghar check krne to nhi aayegi education loan me ??
    Please answer me 🙏

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Address related no problem,
      1. just adhar ko update karwa lijiye (apna and parents both ka)
      2. Ya jo bhi native ka address hai based on that hi loan apply kariye near by branch me.

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Address verification to must hai

    • @RajneetiTak
      @RajneetiTak 2 роки тому +1

      Thank you 🙏

    • @BankingGyaan
      @BankingGyaan  2 роки тому

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  • @sachinjha3680
    @sachinjha3680 2 роки тому +1

    With due respect bhaiya..
    Maine check kiya jaise aapne bataya tha but mera DETAILS NOT FOUND show kar raha hai..
    Aap bata sakte hai aisa kyun.???

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Please Subscribe
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    • @Sahilkhan08071
      @Sahilkhan08071 2 місяці тому

      ​@@BankingGyaanjawab to dede bhai mera bhi same show kr rha h

  • @keshavnagar6684
    @keshavnagar6684 11 місяців тому +1

    Subsidy ka amount kab credit hota hai mera loan April mai sensation hua tha

  • @ashwinimore123
    @ashwinimore123 Рік тому +1

    Sir. Meine Union bank se education loan liya hai. Kaise check karana hai CSIS.

  • @ShivamKumar-lb2ke
    @ShivamKumar-lb2ke Рік тому +1

    Mai education loan ke liye vidyalaxmi portal se apply Kiya hu to kiya subsidy amount nahi milega

    • @M0hiit
      @M0hiit Рік тому

      kuch reply mila bhai?

    • @ShivamKumar-lb2ke
      @ShivamKumar-lb2ke Рік тому

      @@M0hiit agar vidyalaxmi se apply Kiya hai to 10% chance hai subsidy ke liye but jansamarth se apply karenge 99% chance hai

    • @M0hiit
      @M0hiit Рік тому

      @@ShivamKumar-lb2ke Bhai thanks for reply
      mene phle he Vidya Lakshmi se apply kr diya tha kya m ab jansamarth se bhi krdu kya?

    • @ShivamKumar-lb2ke
      @ShivamKumar-lb2ke Рік тому +1

      @@M0hiit ha kar sakte hai par aapko bank manager ko agree karwana padega ki sir vidyalaxmi se rejected kar dijiye uske bad mai jansamarth se apply kar dunga

    • @M0hiit
      @M0hiit Рік тому

      @@ShivamKumar-lb2ke Thnkuh brother

  • @nitishraj4876
    @nitishraj4876 2 роки тому +1

    Sir loan ka amount kiske amount me jayega student ya college

    • @zaxis5920
      @zaxis5920 2 роки тому +1

      Dd milta he clg ke naam pe

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      College ke account me

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Dono options honge, either transfer or dd

  • @piyushsoni7588
    @piyushsoni7588 Рік тому

    Sir this canara bank website is not working for checking csis scheme.. then how can i check this scheme in my loan??
    Please sir reply to it and help me..

  • @samcurious
    @samcurious 6 місяців тому

    Sir Maine sbi main apply Kiya hain education loan par subsidy nahi Mila hain 1st year se hi interest lag rha hain kya karun

  • @arfinsultana1615
    @arfinsultana1615 Рік тому

    Sir is they are send this money to college account or students account.

  • @parasgupta4651
    @parasgupta4651 2 роки тому +1

    Yeh jansamarth pr apply krne ke baad approved hone ke baad kb tak subsidy ati hai?
    N Subsidy kitni bar ati hai agar 2 year ki degree ho?
    Please reply

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      ua-cam.com/video/P3dJbvYO2Tw/v-deo.html
      Ek baar is video ko dekhiye thoda idea milega detail me.
      Or subsidy me aapko pura interest portion mil jayega
      Kitni baar ka clear nhi hota but interest pura mil jayega

  • @adityatiwari9535
    @adityatiwari9535 Рік тому +1

    I took Rs 3.3 lacs loan for a education purpose from State Bank of India at 23 December 2022 ...
    Bank manager apply my loan from jansamarth portal and he also applied subsidy to me of 1.4 lacs rupees but I didn't received my subsidy yet
    So what should I do and how can I get my subsidy??

    • @BankingGyaan
      @BankingGyaan  Рік тому

      It will come in subsequent years not now.

  • @samcurious
    @samcurious Місяць тому

    Hi maine educational loan liya tha college main sbi se,aur maine Lakshmi Vidya portal par apply kiya tha and maine csis scheme ke liye teek bhi kiya par subsidy nahi milta hain aur mera family income bhi 1lakh se kam hain

  • @kirtijangra7194
    @kirtijangra7194 2 роки тому +2

    Mere course ko 1 saal ho chuka h or interest bhi fill kiya h...mujje kaise milegi ab subsidy?

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Aapko mil jayega, Bank ke part per claim ho jata hai dont worry.

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Please Subscribe
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  • @panduupadhya4640
    @panduupadhya4640 2 роки тому +3

    Hi, Actually I have doubt regarding loan and subsidy, Suppose I taken loan of 3 lakhs and till now for that interest added of 30000 .
    1. Whether govt is giving subsidy to interest amount or for Principle amount ?
    2. If I pay Interest amount 30000 and 50000 amount from principle , still I get subsidy?
    Please reply as early as possible.
    Thank You

    • @BankingGyaan
      @BankingGyaan  2 роки тому +2

      Yes you will get the subsidy but only on interest charged interest.

    • @panduupadhya4640
      @panduupadhya4640 2 роки тому +2

      @@BankingGyaan Thank you❤🌹

  • @pwiansofphysicswallahalakh6492
    @pwiansofphysicswallahalakh6492 2 роки тому +1

    family annual income 96000 hai , btech ke liye loan lena hai 8 lakh ka , kitni subsidy milegi

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Total interest charged in your loan during moratorium period
      Sara return mil jayega

  • @TejasD61
    @TejasD61 Рік тому +1

    Sir I take education loan this year from ban of Baroda through Vidya Lakshmi portal . So now how can I checked where I am eligible for subsidy or not ?

    • @BankingGyaan
      @BankingGyaan  Рік тому

      If your parents income is less than 4.5L then you are eligible

    • @bgmizone7064
      @bgmizone7064 Рік тому

      ​@@BankingGyaanbro right now my parents income is 5 lakhs can i do something for subsidy i will take loan after 1 year

  • @dikshasinghbaghel375
    @dikshasinghbaghel375 2 роки тому +2

    Can I claim for this subsidy during my moratorium period please reply my family income is less than 4lakh I didn't apply this year my moratorium period is started so am i eligible now ??

  • @susmitbhamare
    @susmitbhamare 2 роки тому +2

    Hi I am eligible for the subsidy and I have taken a education loan this year only so what should be next steps means how can I avail this subsidy? Please reply.

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      That is Bank's duty.
      You don't worry, Bank will take care.

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      That is Bank's duty.
      You don't worry, Bank will take care.

    • @avi8859
      @avi8859 2 роки тому +2

      Sir I taken loan in 2017 now it's time to repayment but jab mai apne ICICI manager se puch raha hu es scheme me regarding kya kya inputs chahiye mere end se as documents jis se subsidy mai avail kr saku to wo kuch bata hi nai rahe what can I do can you please suggest me any solution..

    • @avi8859
      @avi8859 2 роки тому +1

      My father income is 2.5 lakh year please help me out meri emi katni v start ho gai but the managers even no idea about this what can I do sir

  • @cryptoairdropstamil817
    @cryptoairdropstamil817 2 роки тому +1

    i have completed my degree in 2020 i dont know this scheme . now i have to pay back my loan can i claim this subsidy 2022 sep now

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      You can check your loan account statement. It would have credited in account

  • @idealinformation1290
    @idealinformation1290 2 роки тому +2

    Sir my college is LPU which is affilated by undergraduate can I apply for jansamarth portal

  • @gaurgovindchannel2369
    @gaurgovindchannel2369 2 роки тому +1

    Sir kya baat bta sakte hai loan liya tha 5 year ago Canara Bank se .. educational loan 5 lakhs lekin aab bank interest maang rhay hai...abhe job nhe lagi hai meri

  • @pawanchaurasiya1588
    @pawanchaurasiya1588 2 роки тому +2

    Hello sir kya aap portal bhej skte hai subsidy ki canara bank ki acutally mera loan hai 4.5 lakh ka mai 4 th year btech kar raha hu mai bank statement check kiya to abhi tak only 12k he subsidy hai aur intrest abhi tak 40k ho gya to mai jo subsidy nahi aye usko kaise claim kru kya mai aapse personally ya mail ke through baat kar skta hu
    Please sir btye
    Thank you

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Dear agar ek imstallment aaya hai to Sare hi aa jayenege

  • @raghunandanjajra1667
    @raghunandanjajra1667 2 роки тому +4

    Bhaiya In order to get this subsidy, do we have to pay the interest of principal amount during the studies?

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Not exactly
      ua-cam.com/video/AZuWNZvjZfA/v-deo.html
      Isko dekhiye better understanding ke liye
      Phir bhi doubt clear na ho to ping

  • @B055-4j
    @B055-4j 19 днів тому

    Private seat students get csis loan or not?

  • @SSM-PANTHER
    @SSM-PANTHER Рік тому +1

    Sir maine Bank se education loan liya tha pr unhone mereko ye nhi btaya ki tumhe monthly interest Dena hoga sir maine almost 1year ka interest pay kr diya lekin ab nhi kr pa rha hu kya kuch aeesa ho skta ha ki ma interest pay na kru ??

    • @BankingGyaan
      @BankingGyaan  Рік тому

      Bank ne apply kar diya hoga
      Don't worry aa jayega

    • @SSM-PANTHER
      @SSM-PANTHER Рік тому

      @@BankingGyaan Sir Bank ne to kuch bhi nhi btaya ki unhone apply Kiya hai ki nhi?

  • @floptech2882
    @floptech2882 2 роки тому +1

    sir mai btech course se hu and meri 2nd year complete ho chuki hai...and mujhe 3rd and 4th year ke lie loan chaiye...to mujhe ye loan kaise milega...urgent reply please

  • @anantgavas2310
    @anantgavas2310 2 роки тому +1

    The claim subsidy amount will be credited in which account?
    In my case the net subsidy amount is showing but didn't receive anything in my bank account?
    How can I enquire regarding this?

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Loan account only

    • @anantgavas2310
      @anantgavas2310 2 роки тому

      @@BankingGyaan no, it can be credited in saving account as well if you have paid your loan and loan account is closed.
      Today I visited bank and manager told me this.
      btw thanks for your reply 😀

    • @abhayrajpoot7890
      @abhayrajpoot7890 2 роки тому

      @@anantgavas2310 Bro have you applied for the education loan...?

    • @anantgavas2310
      @anantgavas2310 2 роки тому

      @@abhayrajpoot7890 yes

    • @AshishGusain17
      @AshishGusain17 Рік тому

      @anant gavas Hi buddy, I have also paid my loan back. How can I get the subsidy in other account? Can you please help?

  • @IamUnstoppable
    @IamUnstoppable 2 роки тому +1

    Informative video
    Thanks # plz try to avoid that background music

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Thanks Vikas
      Now we have removed in our latest videos.

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Happy Holi
      Please Subscribe
      Kisi bhi doubts/suggestions ke liye please ping us on Telegram, we will give our best.
      t.me/bankinggyaanetl

  • @sagarmore7177
    @sagarmore7177 2 роки тому +2

    Hello sir maine education loan liya hai....
    To Maine emi pay kiya ise mahene ka... But bank ka interest pad raha hae.. 2000 rs per months interest aa ra hai...

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Wo subsidy me reimburse ho jayega dont worry

    • @sagarmore7177
      @sagarmore7177 2 роки тому

      @@BankingGyaan matlab sir kya aap muze explain karenge.. Yaa link send karenge agar koi video ho to.... Please sir..🙏🙏????

  • @Aapla_band_katta
    @Aapla_band_katta 2 місяці тому

    I have applied for education loan on vidyalakshami portal. Can i eligible for subsidy

  • @sorabh1219
    @sorabh1219 2 роки тому +2

    Sir mujhe do bar mila subsidy, uske bad ni mila jb mails krke pta kiya to pta chala ki bank ne mere behalf pr apply nhi kiya or ab mera moratorium end hone vala h ab me kosis krta hu kese bhi info. Gather krni ki ya check krne ki ki last FY ki subsidy milegi ya ni to kahi se koi info. Nhi mil paa rhi h.

    • @BankingGyaan
      @BankingGyaan  2 роки тому +2

      Iska koi source nhi hotaa hai
      Aapko wait karna padega

    • @sorabh1219
      @sorabh1219 2 роки тому +1

      @@BankingGyaan mene CPGRAMS me complaint bhi kiya resolution ni mila koi release ni kr rha subsidy amount.

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      CPGRAMS ka idea nhi hai mujhe
      Aap concern Bank se hi in detail check karwaao

    • @sorabh1219
      @sorabh1219 2 роки тому +1

      @@BankingGyaan no one knows about this scheme in my branch bhut kosis k bad unko smz aya ki asa kuch bi hota h, pr aage ka kuch unko bi ni pta ki kb tj aaygi subsidy natatorium end hone ko h and meri subsidies aayi hi ni 2 bar k bad

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      2 baar aayi hai to baki bhi surely aana hi hai
      Don't worry

  • @Rajkumar-ty9fn
    @Rajkumar-ty9fn 2 роки тому +1

    Bhaiya mere 2 saal ho gye h loan liye hue aur abhi chal rha h .... Mtlb har saal college k fees k time bank se pay hota h ... Total sanction loan amount 4 lac h ... Aur 2 saal pahle hi bank walo ne CSIS k liye apply kr diya tha lekin abhi tk koi subsidy nhi aai ...aur canara bank k portal par detail dalne pr no record found aa rha h ... Abhi muje bharna pad rha h intrest.... Kya dikkt ho skti h sir pls tell me 🙏🙏

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Aap ekbaar Bank ko contact kariye

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Waise Subsidy aane ka koi timing nhi hai
      Wo throughout aapke loan tenure me kabhi bhi aa sakta hai

    • @Sahilkhan08071
      @Sahilkhan08071 Місяць тому

      Bro same problem can you please guide?

  • @sagarhumne9392
    @sagarhumne9392 2 роки тому +1

    Hi sir, mne 2019 me edu. Loan liya tha mera course duration 1yr tha jo cmplt ho chuka h or mere loan pe moratorium period 2023 likha hua h 3 bar subsidy bhi ayi hui h fir bhi bank walo ne mera EMI strt kr diya h or m pichhle 1 sal se EMI pay kr rha hu or kabhi2 overdue bhi ho jata h jisse compound intrest calculate krte h bank wale or mko pressuries krte h pay krne ke lia mujhe ye sari info. Abhi pta chala to k m apne bank walo se keh sakta hu ki jitne bhi payments mne ajtk kia h wo sare mere principle amt calculate kro or jo bhi subsidy ati h usse intrst deduct kro krk.... Sir plz rply dijiyega qki bank wale fraud kr rhe fir mere sath govt. Se subsidy bhi le rhe or mujhse intrest pe compound interest bhi le rhe.... Plzz help

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      ua-cam.com/video/AZuWNZvjZfA/v-deo.html
      Isko dekhiye better understanding ke liye
      Phir bhi doubt clear na ho to ping

  • @anuragprajapati3712
    @anuragprajapati3712 3 місяці тому

    Can I get Interest subsidy on my education loan even if my loan is already sanctioned?

  • @ganeshkhabale4880
    @ganeshkhabale4880 10 місяців тому

    Very very thankful for this one...🙏🏻💫

  • @sakshideshpande746
    @sakshideshpande746 7 місяців тому

    After filling the loan ac no on canara bank portal it shows data not found

  • @Aditya..7
    @Aditya..7 Рік тому

    When does the bank charge interest on education loan

  • @vishvendrasingh7537
    @vishvendrasingh7537 2 роки тому +1

    Mujhe sir 4 lakh education loan per 2 subsidy mili h jab remaining subsidy ke liye bank gya to bank valo ne bola apke loan me third party guarantee h isliye aapko subsidy nhi milegi ..agar sir third party guarantee h to 2 subsidy kase aa gya sir iske liye kya karna h...

  • @gowthampr8998
    @gowthampr8998 Рік тому

    Bro actually my college fee for masters is 25 lakhs how much can i get as loan and how much should I have to keep from my hamd

  • @aviationdna
    @aviationdna Рік тому

    Can this CSIS education loan provide 20las amount for Pilot Training????

  • @parmarmukul8738
    @parmarmukul8738 2 роки тому +1

    Hi can you share both the link so we can directly go there to check?

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Pls type it manually by keeping video on 1080p or we will send by tonight.

  • @avinashsakhre8544
    @avinashsakhre8544 7 місяців тому

    Sir maine vidhyalaxmi portal se loan apply kiya tha.. 2018 se 2022 tk degree tk loan diye bank wale fir 1 sal ka time diye... Ab mai pay bhi kr rha installment me.. To kya mujhe is scheme ka labh milega

    • @Jyoti-kf1ow
      @Jyoti-kf1ow 4 місяці тому

      Nhi ye loan apply krne k time hi hota h..iska process

  • @YashKumar-qm4qf
    @YashKumar-qm4qf 2 роки тому

    Har saal CSIS Ka form bharana hota ha kya

  • @piyushjodhkar6566
    @piyushjodhkar6566 Рік тому

    Sir, is it only for loan upto 7.5 lacs?

  • @RajneetiTak
    @RajneetiTak 2 роки тому

    2. Kya income proof jruri hai mere paas koi income proof nhi hai

  • @SonuRaj-er1hn
    @SonuRaj-er1hn 7 місяців тому

    Hello, Maine check kiya mere sirf 2 yr ka hi subsidy mila rest 2 yr ka mila hi nahi hai. Maine complain ki bank se wo bol rahe humlog kux nahi kar sakte mera moratorium period 2022 me end ho gaya , mai 2024 me bank se puchha. So kya ab subsidy milega kya?.
    Agar same problem koi or bhi face kar raha then comment plz.

  • @dharanikndharanikn4809
    @dharanikndharanikn4809 2 роки тому

    Bhayya mera 160000 loan liyatha bnk me 85000 subsidy ayatha lekin abhi...bolrahe haye 1,08,000 krke bolrahe haye...lekin 75000 bandege toh clrar hojayega karke bolethe..abhi subsdy ayega kya sir

  • @bharateshupadhye9408
    @bharateshupadhye9408 2 роки тому +1

    In which bank we have to apply csis loan

  • @trendsboutique1077
    @trendsboutique1077 Рік тому

    My parents income certificate is 120000 but my mother itr is 4.9lac per annum may i eligible for interest subsidy for btech 7.5lacloan through jan smarth portal

  • @Rahulsharma-kb5wf
    @Rahulsharma-kb5wf 2 роки тому +1

    Bhaiya maine bhi csis schemes me loan sanction krwaya tha but mujhe subsidy nahi aa rhi h..bar bar bank to inform krwaya maine unhone shi se response nahi kiya bolte rhe aa jayegi etc..ab mai kya krun

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Bank se written communication kariye

    • @Rahulsharma-kb5wf
      @Rahulsharma-kb5wf 2 роки тому +1

      Ok ..I m taking in writing from that.. and filing grievance on pmo

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Yes we have to
      Subsidy is going to be big help

  • @deepaks-india
    @deepaks-india Рік тому

    Can you also the entire schedule??

  • @sanasaifii
    @sanasaifii 5 місяців тому

    Hii sir
    Sir mene sbi se education loan liya 2.58 lakh ka mene 2022 me liya tha or 2024 ke feb me mjhe subsidy ka amount aaya 1st and 2nd me nhi aaya sir......kiya me abhi le skti hu 1st or 2nd year ki subsidy amount...

    • @sharadveersingh6764
      @sharadveersingh6764 24 дні тому

      Aapne vidhyalxmi se apply Kiya tha ya Jan samarth portal se

  • @Rocky-ct5eq
    @Rocky-ct5eq 2 роки тому +1

    Hello sir, Maine education loan liya hy 3.26lakh Ka SBI se but, mujhe sirf 19000 ki hi subsidy Mili Hy to abhi tak mai kya Kru to muje pura interest money mile?

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Please Subscribe
      Kisi bhi doubts ke liye please ping us on Telegram, we will try to help you best of our knowledge.
      t.me/bankinggyaanetl

    • @Aryanjalan
      @Aryanjalan 2 роки тому +1

      Bhai February me he subsidy aayi hai kyaa?

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Please Subscribe
      and for better help, please Telegram per communicate kare (with screenshots) t.me/bankinggyaanetl

    • @sharmaperugu8238
      @sharmaperugu8238 2 роки тому +1

      Bro
      I have took education loan in sbi
      Can u please tell me how to apply for csis subsidy

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      That Bank will take care

  • @gayu5229
    @gayu5229 2 роки тому +1

    Sir mera Bank ke liye aaply nahi ho raha.....Aaplication form fill up karne ko bol raha hai...
    Par maine sab form fill kiya hai ...fir bhi yahi suchana bar bar aa rahi hai...
    Plzz help🙏🏻🙏🏻 now what to do now???

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Share the screenshot at telegram

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      Please Subscribe
      And for further assistance please join us on Telegram t.me/bankinggyaanetl

    • @gayu5229
      @gayu5229 2 роки тому

      Thank you

  • @adityakumarsuman3622
    @adityakumarsuman3622 2 роки тому +3

    Hi sir,
    I applied education loan under the cisis scheme but after filling my form due some error it's showing my mother income is more than 4.5 lakh.
    But as per my last 4 year ITR total net income below 4 lakh.
    I also emailed them regarding this but they saying as per tere report my total annual income is approx 4.9 lakh.
    Please suggest what I do next.

    • @BankingGyaan
      @BankingGyaan  2 роки тому +2

      Pls share the reply

    • @adityakumarsuman3622
      @adityakumarsuman3622 2 роки тому +2

      @@BankingGyaan
      Hi sir,
      Here is the reply that I got from Jan smart portal team as below,
      Greetings from Jansamarth!!
      We apologise for the inconvenience and appreciate your patience.
      We have checked and the gross annual income for co applicant is showing more then 4.92 lacs as per the ITR data we received for year of 2020,So that why your not eligible for this scheme..

    • @adityakumarsuman3622
      @adityakumarsuman3622 2 роки тому +1

      @@BankingGyaan sir
      Please suggest how I can get 7.5 loan from other portals.?

    • @BankingGyaan
      @BankingGyaan  2 роки тому +1

      You can apply through Vidya Lakshmi Portal

    • @sharmaperugu8238
      @sharmaperugu8238 2 роки тому +3

      Bro
      Can u say that how to apply for csis
      I was took education loan from sbi bank

  • @avinashsakhre8544
    @avinashsakhre8544 7 місяців тому

    Sir mera 2 financial year tk ki subsidy aayi uske bad 3 sal ho gye abhi tk nhi aayi.. Mujhe kya krna chahiye

  • @CodingChapters
    @CodingChapters Рік тому

    Hi my frnd taken 3.5 lakh loan for 3 yrs course duration and he get only subsidy of 13000 for whole amount interest now he repaying loan can he get subsidy now its been 4yrs
    Pls reply

  • @rohansah6990
    @rohansah6990 Рік тому

    2 days ago my loan got sanctioned. Can I now apply for CSIS scheme. What shall I do now

  • @nikhithurs8957
    @nikhithurs8957 2 роки тому +1

    Hi good evening,
    I barrow loan from sbi INR 230000 Through vidya lakshmi portal in 2019. Now I complete my education so any chances to get subsidy.

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Yes, if are eligible.
      Even you can check the status through canara bank portal.

  • @MajesticRiderTales
    @MajesticRiderTales 2 роки тому +1

    The Canara bank link is not working. Please help

  • @asifr056
    @asifr056 2 роки тому +1

    mera course complete kia hai.kya ab subsidy milai ge ?

  • @Mero_Pyaro_RadhaRaman
    @Mero_Pyaro_RadhaRaman 2 роки тому +2

    I have already taken educational loan before 4 years. Sir it is showing no data found, After inserting Details. What does that mean sir?

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      ua-cam.com/video/AZuWNZvjZfA/v-deo.html
      Isko dekhiye better understanding ke liye
      Phir bhi doubt clear na ho to ping

  • @SunilKumar-fd9il
    @SunilKumar-fd9il 2 роки тому +1

    I got subsidy for first year only. Plz suggest way to claim my remaining subsidy.

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      It will come automatically

    • @SunilKumar-fd9il
      @SunilKumar-fd9il 2 роки тому +1

      @@BankingGyaan 2013 me liya 2018 tk moratorium..abhi tk nhi aaya

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Phir to problem hai

    • @rampradeep3779
      @rampradeep3779 2 роки тому

      @@SunilKumar-fd9il can you please explain in English pls

  • @bharatsuthar3902
    @bharatsuthar3902 2 роки тому +2

    7.5 लाख से ज्यादा में इंटरेस्ट सब्सिडी मिलती है या नही

  • @sandhyasingh-tu2pp
    @sandhyasingh-tu2pp Рік тому

    Subsidy has been credited to the loan account but still the total loan amount seems to be total amount +interest

  • @cleanbold4967
    @cleanbold4967 Рік тому

    Thanks buddy,it helped a lot ❤️🔥💫💫

  • @hiranmai4810
    @hiranmai4810 2 роки тому +1

    I checked it in portal it shows no data found
    Can you help me what I can do

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      Contact your Bank

    • @hiranmai4810
      @hiranmai4810 2 роки тому +1

      They say I cant avail this as my mototorium period got completed. But this got completed just last month
      Can you help?

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      ua-cam.com/video/AZuWNZvjZfA/v-deo.html
      Watch this
      Get a fair idea

    • @hiranmai4810
      @hiranmai4810 2 роки тому +1

      Thanks I saw the vedio
      Actually I took loan in 2019 and now recently morotorium period got over but while applying loan I don't know about the scheme. Now can't I apply for subsidy??

    • @BankingGyaan
      @BankingGyaan  2 роки тому

      You can ask the same to your Bank

  • @arpitdwivedi7768
    @arpitdwivedi7768 2 роки тому +2

    Sir maine 2 lakh ka loan liya tha aur muje ₹88 thousand subsidy mil gyi hai, mera loan complete ho gya hai. Ab aage b subsidy aati rahegi kya???

  • @lokeshsingh218
    @lokeshsingh218 Рік тому

    What if someone took loan for btech and continue to study further to mtech and phd

  • @nikitarawat3750
    @nikitarawat3750 Рік тому

    I had taken a loan in June 2022 and could not claim subsidy at that time due to lack of income certificate. Which is my loan account is only 1 lakh 90 thousand. But now the bank staff says that when the portal will open than will claim subsidy. So can you tell me that When does the Ka portal open to claim subsidy?

    • @rohan_t_dharashiv
      @rohan_t_dharashiv 11 місяців тому

      Bhai open hai abhi claim karlo

    • @Neerajyadav_ind
      @Neerajyadav_ind 10 місяців тому

      ​@@rohan_t_dharashivabhi bhi open hai bhaiya...

    • @Sahilkhan08071
      @Sahilkhan08071 2 місяці тому

      ​@@rohan_t_dharashivbhai kaise claim Krna h ?

    • @rohan_t_dharashiv
      @rohan_t_dharashiv 2 місяці тому

      ​@@Sahilkhan08071apne bank branch se kaho csis ke liye claim Karo ....process branch manager ko pata hoti hai baki logo ko kuch nahi pata

    • @rohan_t_dharashiv
      @rohan_t_dharashiv 2 місяці тому

      ​@@Sahilkhan08071nodal bank canara bank hai ....branch khud se apply nahi karte hai....apan ko unpe pressure dalkr piche padkar claim karvana padta hai

  • @RajuPatel-bi7sv
    @RajuPatel-bi7sv Рік тому +1

    Thanks for spreading awareness 🙏