Namaste sir, Sir mere 3 questions hai vidya Laxmi portal se related 1.portal pe last name mandatory se aur mera naam RITURAJ hai jo ki single name hai to iske liye kya kre
Hi Sir, Maine Hali me sbi se lon liya hai Or jansamarth me se logging karke liya hai to sir ky ye subsidy automatically acount pe har month me aati hai ya jab hm pura lon paid karte hai tab aati hai
maine 2022 me education liya tha..ab meri study complete ho gai hai..mujhe isme subsidy milegi ya nahi kyo ki mere papa ka anual income 6 lac se jyada hai .....
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Hi .i took loan from canaara.7.5lakhs in 2019 Now on statrment, I got 40k subsidy on 2023,aplied by that year bank manager. So can i apply for subsidy for the years 1019 to 2022
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Main mbbs padhai k time 2016 main 7.5lakh liya tha mujko first 2yr subsidy mila uske bad or koi subsidy aya nehi bht bar kousis kiya bt manager not cooperative main legal action lena catahu agr aesa kuch hain to plz guide me.
Hello Maine education loan 2016 mai leya tha abhi installment start hogaya hai bank mai sare documents submit keye the but koi interest nhi aya abhi existing Candidates apply kar sakte hai ?
Sir mother aur father dono ka documents verify krta h bank kya?? Mujhe 10 lakh ka loan Lena h aur mai 1st semester cross kr chuka hu to Mai ab loan k liye apply kr skta hu??
Hi, muje bank k through susbidy ke bare me nahi bataya gaya jab 4 saal education khtm hone par muje pata chala to maine apply Kiya lekin wo abhi susbidy ke lie man ni rahe to ab kya karu??
3. Abhi recently mera address change hua hai mai rent pr rehta hu.aur mere saare documents me purana address hai to kya isse koi problem to nhi hogi. Ya mujhe address change krani hogi? 4. Bank ghar check krne to nhi aayegi education loan me ?? Please answer me 🙏
Address related no problem, 1. just adhar ko update karwa lijiye (apna and parents both ka) 2. Ya jo bhi native ka address hai based on that hi loan apply kariye near by branch me.
@@M0hiit ha kar sakte hai par aapko bank manager ko agree karwana padega ki sir vidyalaxmi se rejected kar dijiye uske bad mai jansamarth se apply kar dunga
Sir this canara bank website is not working for checking csis scheme.. then how can i check this scheme in my loan?? Please sir reply to it and help me..
ua-cam.com/video/P3dJbvYO2Tw/v-deo.html Ek baar is video ko dekhiye thoda idea milega detail me. Or subsidy me aapko pura interest portion mil jayega Kitni baar ka clear nhi hota but interest pura mil jayega
I took Rs 3.3 lacs loan for a education purpose from State Bank of India at 23 December 2022 ... Bank manager apply my loan from jansamarth portal and he also applied subsidy to me of 1.4 lacs rupees but I didn't received my subsidy yet So what should I do and how can I get my subsidy??
Hi maine educational loan liya tha college main sbi se,aur maine Lakshmi Vidya portal par apply kiya tha and maine csis scheme ke liye teek bhi kiya par subsidy nahi milta hain aur mera family income bhi 1lakh se kam hain
Hi, Actually I have doubt regarding loan and subsidy, Suppose I taken loan of 3 lakhs and till now for that interest added of 30000 . 1. Whether govt is giving subsidy to interest amount or for Principle amount ? 2. If I pay Interest amount 30000 and 50000 amount from principle , still I get subsidy? Please reply as early as possible. Thank You
Sir I take education loan this year from ban of Baroda through Vidya Lakshmi portal . So now how can I checked where I am eligible for subsidy or not ?
Can I claim for this subsidy during my moratorium period please reply my family income is less than 4lakh I didn't apply this year my moratorium period is started so am i eligible now ??
Hi I am eligible for the subsidy and I have taken a education loan this year only so what should be next steps means how can I avail this subsidy? Please reply.
Sir I taken loan in 2017 now it's time to repayment but jab mai apne ICICI manager se puch raha hu es scheme me regarding kya kya inputs chahiye mere end se as documents jis se subsidy mai avail kr saku to wo kuch bata hi nai rahe what can I do can you please suggest me any solution..
Sir kya baat bta sakte hai loan liya tha 5 year ago Canara Bank se .. educational loan 5 lakhs lekin aab bank interest maang rhay hai...abhe job nhe lagi hai meri
Hello sir kya aap portal bhej skte hai subsidy ki canara bank ki acutally mera loan hai 4.5 lakh ka mai 4 th year btech kar raha hu mai bank statement check kiya to abhi tak only 12k he subsidy hai aur intrest abhi tak 40k ho gya to mai jo subsidy nahi aye usko kaise claim kru kya mai aapse personally ya mail ke through baat kar skta hu Please sir btye Thank you
Sir maine Bank se education loan liya tha pr unhone mereko ye nhi btaya ki tumhe monthly interest Dena hoga sir maine almost 1year ka interest pay kr diya lekin ab nhi kr pa rha hu kya kuch aeesa ho skta ha ki ma interest pay na kru ??
sir mai btech course se hu and meri 2nd year complete ho chuki hai...and mujhe 3rd and 4th year ke lie loan chaiye...to mujhe ye loan kaise milega...urgent reply please
The claim subsidy amount will be credited in which account? In my case the net subsidy amount is showing but didn't receive anything in my bank account? How can I enquire regarding this?
@@BankingGyaan no, it can be credited in saving account as well if you have paid your loan and loan account is closed. Today I visited bank and manager told me this. btw thanks for your reply 😀
Hello sir maine education loan liya hai.... To Maine emi pay kiya ise mahene ka... But bank ka interest pad raha hae.. 2000 rs per months interest aa ra hai...
Sir mujhe do bar mila subsidy, uske bad ni mila jb mails krke pta kiya to pta chala ki bank ne mere behalf pr apply nhi kiya or ab mera moratorium end hone vala h ab me kosis krta hu kese bhi info. Gather krni ki ya check krne ki ki last FY ki subsidy milegi ya ni to kahi se koi info. Nhi mil paa rhi h.
@@BankingGyaan no one knows about this scheme in my branch bhut kosis k bad unko smz aya ki asa kuch bi hota h, pr aage ka kuch unko bi ni pta ki kb tj aaygi subsidy natatorium end hone ko h and meri subsidies aayi hi ni 2 bar k bad
Bhaiya mere 2 saal ho gye h loan liye hue aur abhi chal rha h .... Mtlb har saal college k fees k time bank se pay hota h ... Total sanction loan amount 4 lac h ... Aur 2 saal pahle hi bank walo ne CSIS k liye apply kr diya tha lekin abhi tk koi subsidy nhi aai ...aur canara bank k portal par detail dalne pr no record found aa rha h ... Abhi muje bharna pad rha h intrest.... Kya dikkt ho skti h sir pls tell me 🙏🙏
Hi sir, mne 2019 me edu. Loan liya tha mera course duration 1yr tha jo cmplt ho chuka h or mere loan pe moratorium period 2023 likha hua h 3 bar subsidy bhi ayi hui h fir bhi bank walo ne mera EMI strt kr diya h or m pichhle 1 sal se EMI pay kr rha hu or kabhi2 overdue bhi ho jata h jisse compound intrest calculate krte h bank wale or mko pressuries krte h pay krne ke lia mujhe ye sari info. Abhi pta chala to k m apne bank walo se keh sakta hu ki jitne bhi payments mne ajtk kia h wo sare mere principle amt calculate kro or jo bhi subsidy ati h usse intrst deduct kro krk.... Sir plz rply dijiyega qki bank wale fraud kr rhe fir mere sath govt. Se subsidy bhi le rhe or mujhse intrest pe compound interest bhi le rhe.... Plzz help
Mujhe sir 4 lakh education loan per 2 subsidy mili h jab remaining subsidy ke liye bank gya to bank valo ne bola apke loan me third party guarantee h isliye aapko subsidy nhi milegi ..agar sir third party guarantee h to 2 subsidy kase aa gya sir iske liye kya karna h...
Sir maine vidhyalaxmi portal se loan apply kiya tha.. 2018 se 2022 tk degree tk loan diye bank wale fir 1 sal ka time diye... Ab mai pay bhi kr rha installment me.. To kya mujhe is scheme ka labh milega
Hello, Maine check kiya mere sirf 2 yr ka hi subsidy mila rest 2 yr ka mila hi nahi hai. Maine complain ki bank se wo bol rahe humlog kux nahi kar sakte mera moratorium period 2022 me end ho gaya , mai 2024 me bank se puchha. So kya ab subsidy milega kya?. Agar same problem koi or bhi face kar raha then comment plz.
My parents income certificate is 120000 but my mother itr is 4.9lac per annum may i eligible for interest subsidy for btech 7.5lacloan through jan smarth portal
Bhaiya maine bhi csis schemes me loan sanction krwaya tha but mujhe subsidy nahi aa rhi h..bar bar bank to inform krwaya maine unhone shi se response nahi kiya bolte rhe aa jayegi etc..ab mai kya krun
Hii sir Sir mene sbi se education loan liya 2.58 lakh ka mene 2022 me liya tha or 2024 ke feb me mjhe subsidy ka amount aaya 1st and 2nd me nhi aaya sir......kiya me abhi le skti hu 1st or 2nd year ki subsidy amount...
Hello sir, Maine education loan liya hy 3.26lakh Ka SBI se but, mujhe sirf 19000 ki hi subsidy Mili Hy to abhi tak mai kya Kru to muje pura interest money mile?
Sir mera Bank ke liye aaply nahi ho raha.....Aaplication form fill up karne ko bol raha hai... Par maine sab form fill kiya hai ...fir bhi yahi suchana bar bar aa rahi hai... Plzz help🙏🏻🙏🏻 now what to do now???
Hi sir, I applied education loan under the cisis scheme but after filling my form due some error it's showing my mother income is more than 4.5 lakh. But as per my last 4 year ITR total net income below 4 lakh. I also emailed them regarding this but they saying as per tere report my total annual income is approx 4.9 lakh. Please suggest what I do next.
@@BankingGyaan Hi sir, Here is the reply that I got from Jan smart portal team as below, Greetings from Jansamarth!! We apologise for the inconvenience and appreciate your patience. We have checked and the gross annual income for co applicant is showing more then 4.92 lacs as per the ITR data we received for year of 2020,So that why your not eligible for this scheme..
Hi my frnd taken 3.5 lakh loan for 3 yrs course duration and he get only subsidy of 13000 for whole amount interest now he repaying loan can he get subsidy now its been 4yrs Pls reply
Thanks I saw the vedio Actually I took loan in 2019 and now recently morotorium period got over but while applying loan I don't know about the scheme. Now can't I apply for subsidy??
I had taken a loan in June 2022 and could not claim subsidy at that time due to lack of income certificate. Which is my loan account is only 1 lakh 90 thousand. But now the bank staff says that when the portal will open than will claim subsidy. So can you tell me that When does the Ka portal open to claim subsidy?
@@Sahilkhan08071nodal bank canara bank hai ....branch khud se apply nahi karte hai....apan ko unpe pressure dalkr piche padkar claim karvana padta hai
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Sir csis scheem se education lone kese milta hai
Bhaiya subsidy ke liye during course interest pay krna jaruri h
Sir maine vidya laskmi portal se loan apply kiya h kya mujhe subsidy ke liye alag se apply karna hoga
Sir aapne jinka csis subsidy check krke dikhai hai unhone kya direct bank se loan liya tha ya jansamarth portal per apply Kiya tha
Maine jansamarthn mai education loan apply kiya hai to abhi bank visit krna padenga to or kya document lgenge vaha
Thanks Bhai. Just a small query Document upload karne k baad kitne din m loan account m aa jaati h
Sir kiya iske liye ews hona jaruri h plz batiye???🙏🙏🙏🙏
4.5L se kam
Sir ye scheme union Bank me jagar bataya to hoga kya interest refund after all procedure
Namaste sir,
Sir mere 3 questions hai vidya Laxmi portal se related
1.portal pe last name mandatory se aur mera naam RITURAJ hai jo ki single name hai to iske liye kya kre
1. Either aap isko split kar do Ritu and Raj me
2. Or Rituraj ko hi repeat kr do first and last me.
Koi problem nhi hai
Iska EWS Certificate se koi lena dena hai? MBA mei use kar sakte hain yeh scheme?
Yes
ua-cam.com/video/AZuWNZvjZfA/v-deo.html
Watch this
Get a fair idea
Hi
Sir, Maine Hali me sbi se lon liya hai
Or jansamarth me se logging karke liya hai to sir ky ye subsidy automatically acount pe har month me aati hai ya jab hm pura lon paid karte hai tab aati hai
Or sir sucidy claim karne ke liye kaha Jana padega or documents konse lagte hai. Plz reply mi sir
maine 2022 me education liya tha..ab meri study complete ho gai hai..mujhe isme subsidy milegi ya nahi kyo ki mere papa ka anual income 6 lac se jyada hai .....
Sir maximum loan amount ki bi koi limit hoti h Kya iss scheme Mai ?
Mera 11 lakh ka education laon finance ho ra mujhe mil skta h ?
Haan milega na
Lekin up to 7.5Lacs tak me jitna interest apply hoga woi bas
@@BankingGyaan lkin sir SBI me Mery loan application form Mai ELIGIBILITY Mai NO show KR RHA
To SBI key employee ne kha max limit 7.5 lakh hoti
Nhi aap kuch din ke baad canara bank wale portal per check karna
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@@piyushjaiswal1455 7.5 tk mili kya ? Ya phir nai milegi jiski loan amount is greater than 7.5 lkh ?
Sir mujhe loan chahiya to main kaysa apply Karo subsidy kay bare main nahi samjh Raha h plzz help me plzz
ua-cam.com/video/AZuWNZvjZfA/v-deo.html
Isko dekho ekbaar shayd thoda clear ho jaaye
Phir bhi doubt ho to ping
Bhai course period+1 year ka subsidy milega ya sirf course period ka ?
ua-cam.com/video/AZuWNZvjZfA/v-deo.html
Isko dekhiye better understanding ke liye
Phir bhi doubt clear na ho to ping
@@BankingGyaan Bhai Mera B.tech complete ho chuka he and abhitak 3 sal ka subsidy credit hua he
@@BankingGyaan ye course ke bad +1 year ka subsidy credit hoga ya nhi ye puchna tha
Hoga na
Sir me education loan subsidy check kr rahe hai to no record found lekh kar aa raha hai kya problem ho sakti hai
Hi .i took loan from canaara.7.5lakhs in 2019
Now on statrment,
I got 40k subsidy on 2023,aplied by that year bank manager.
So can i apply for subsidy for the years 1019 to 2022
Same with me I got 40k today then I searched for CSIS.
Not sure if this is for whole loan or as you said we call apply for other years.
Mene 2020 be loan liya tha abhi bhi loan chl rha he to kya me ab subsidy ke liye apply kr skta hu
Bhai ek question he..
Agar maine internet and loan sab clear karne ke baad kya subsidy money mere savings account me milega kya?
Nhi aata Akshay
Jab subsidy aara tab loan account live hona chahiye.
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Sir maine abhi hi Star BOI se education loan liya hai under vidhyalaxmi portal so can I apply it CSIS?
Bank ne apply kar diya hoga
Agr maine khus se jan samarth portal pr apply kr liya csis k liye to frr ky krna hoga
Sir mene last year loan liya tha ab mera 2 nd year start ho gaya h kya me abhi ye form fill kar sakti hu ?
Main mbbs padhai k time 2016 main 7.5lakh liya tha mujko first 2yr subsidy mila uske bad or koi subsidy aya nehi bht bar kousis kiya bt manager not cooperative main legal action lena catahu agr aesa kuch hain to plz guide me.
Aapne website per check kiya?
Kya status aara hai?
Kitna mila aapko subsidy?
ASK CORRECT QUESTION AGAINST IT TO RIGHT TO INFORMATION ONLINE PORTAL
Sir mera collateral wala loan hai to kya mujhe subsidy milega interest pe?
ua-cam.com/video/AZuWNZvjZfA/v-deo.html
Isko dekhiye better understanding ke liye
Phir bhi doubt clear na ho to ping
Hello
Maine education loan 2016 mai leya tha abhi installment start hogaya hai bank mai sare documents submit keye the but koi interest nhi aya abhi existing Candidates apply kar sakte hai ?
Aap phle eligibility criteria check karo
sir kese calculate kare ki kitna pay Krna h or kab tak Krna h or kab se Krna h?
or subsidy account me year wise aayegi.
haan yearly
Sir mother aur father dono ka documents verify krta h bank kya??
Mujhe 10 lakh ka loan Lena h aur mai 1st semester cross kr chuka hu to Mai ab loan k liye apply kr skta hu??
Bilkul kar sakte hain
No problem.
Nhi first priority to Father's income than mother.
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mne pnb se le rkha hai jan 2021 se m bhi jansmarth m apply kru
Nhi aapko karne ki jaroort nhi hai
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Sir , interest subsidy amount kab credit hota loan account me ?
Post moratorium period
Hi, muje bank k through susbidy ke bare me nahi bataya gaya jab 4 saal education khtm hone par muje pata chala to maine apply Kiya lekin wo abhi susbidy ke lie man ni rahe to ab kya karu??
Bank ka back office khud kar deti hai
General walo ke liye nahi hai kya
3. Abhi recently mera address change hua hai mai rent pr rehta hu.aur mere saare documents me purana address hai to kya isse koi problem to nhi hogi. Ya mujhe address change krani hogi?
4. Bank ghar check krne to nhi aayegi education loan me ??
Please answer me 🙏
Address related no problem,
1. just adhar ko update karwa lijiye (apna and parents both ka)
2. Ya jo bhi native ka address hai based on that hi loan apply kariye near by branch me.
Address verification to must hai
Thank you 🙏
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With due respect bhaiya..
Maine check kiya jaise aapne bataya tha but mera DETAILS NOT FOUND show kar raha hai..
Aap bata sakte hai aisa kyun.???
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@@BankingGyaanjawab to dede bhai mera bhi same show kr rha h
Subsidy ka amount kab credit hota hai mera loan April mai sensation hua tha
How can I contact you
Sir. Meine Union bank se education loan liya hai. Kaise check karana hai CSIS.
Kisa website pe dekana hai
Canara Bank ke website per
Thank you sir
Mai education loan ke liye vidyalaxmi portal se apply Kiya hu to kiya subsidy amount nahi milega
kuch reply mila bhai?
@@M0hiit agar vidyalaxmi se apply Kiya hai to 10% chance hai subsidy ke liye but jansamarth se apply karenge 99% chance hai
@@ShivamKumar-lb2ke Bhai thanks for reply
mene phle he Vidya Lakshmi se apply kr diya tha kya m ab jansamarth se bhi krdu kya?
@@M0hiit ha kar sakte hai par aapko bank manager ko agree karwana padega ki sir vidyalaxmi se rejected kar dijiye uske bad mai jansamarth se apply kar dunga
@@ShivamKumar-lb2ke Thnkuh brother
Sir loan ka amount kiske amount me jayega student ya college
Dd milta he clg ke naam pe
College ke account me
Dono options honge, either transfer or dd
Sir this canara bank website is not working for checking csis scheme.. then how can i check this scheme in my loan??
Please sir reply to it and help me..
Sir Maine sbi main apply Kiya hain education loan par subsidy nahi Mila hain 1st year se hi interest lag rha hain kya karun
Sir is they are send this money to college account or students account.
College
Yeh jansamarth pr apply krne ke baad approved hone ke baad kb tak subsidy ati hai?
N Subsidy kitni bar ati hai agar 2 year ki degree ho?
Please reply
ua-cam.com/video/P3dJbvYO2Tw/v-deo.html
Ek baar is video ko dekhiye thoda idea milega detail me.
Or subsidy me aapko pura interest portion mil jayega
Kitni baar ka clear nhi hota but interest pura mil jayega
I took Rs 3.3 lacs loan for a education purpose from State Bank of India at 23 December 2022 ...
Bank manager apply my loan from jansamarth portal and he also applied subsidy to me of 1.4 lacs rupees but I didn't received my subsidy yet
So what should I do and how can I get my subsidy??
It will come in subsequent years not now.
Hi maine educational loan liya tha college main sbi se,aur maine Lakshmi Vidya portal par apply kiya tha and maine csis scheme ke liye teek bhi kiya par subsidy nahi milta hain aur mera family income bhi 1lakh se kam hain
Mere course ko 1 saal ho chuka h or interest bhi fill kiya h...mujje kaise milegi ab subsidy?
Aapko mil jayega, Bank ke part per claim ho jata hai dont worry.
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Hi, Actually I have doubt regarding loan and subsidy, Suppose I taken loan of 3 lakhs and till now for that interest added of 30000 .
1. Whether govt is giving subsidy to interest amount or for Principle amount ?
2. If I pay Interest amount 30000 and 50000 amount from principle , still I get subsidy?
Please reply as early as possible.
Thank You
Yes you will get the subsidy but only on interest charged interest.
@@BankingGyaan Thank you❤🌹
family annual income 96000 hai , btech ke liye loan lena hai 8 lakh ka , kitni subsidy milegi
Total interest charged in your loan during moratorium period
Sara return mil jayega
Sir I take education loan this year from ban of Baroda through Vidya Lakshmi portal . So now how can I checked where I am eligible for subsidy or not ?
If your parents income is less than 4.5L then you are eligible
@@BankingGyaanbro right now my parents income is 5 lakhs can i do something for subsidy i will take loan after 1 year
Can I claim for this subsidy during my moratorium period please reply my family income is less than 4lakh I didn't apply this year my moratorium period is started so am i eligible now ??
Hi I am eligible for the subsidy and I have taken a education loan this year only so what should be next steps means how can I avail this subsidy? Please reply.
That is Bank's duty.
You don't worry, Bank will take care.
That is Bank's duty.
You don't worry, Bank will take care.
Sir I taken loan in 2017 now it's time to repayment but jab mai apne ICICI manager se puch raha hu es scheme me regarding kya kya inputs chahiye mere end se as documents jis se subsidy mai avail kr saku to wo kuch bata hi nai rahe what can I do can you please suggest me any solution..
My father income is 2.5 lakh year please help me out meri emi katni v start ho gai but the managers even no idea about this what can I do sir
i have completed my degree in 2020 i dont know this scheme . now i have to pay back my loan can i claim this subsidy 2022 sep now
You can check your loan account statement. It would have credited in account
Sir my college is LPU which is affilated by undergraduate can I apply for jansamarth portal
Yes surely you can.
Sir kya baat bta sakte hai loan liya tha 5 year ago Canara Bank se .. educational loan 5 lakhs lekin aab bank interest maang rhay hai...abhe job nhe lagi hai meri
Bank me jaake application dijiye
Hello sir kya aap portal bhej skte hai subsidy ki canara bank ki acutally mera loan hai 4.5 lakh ka mai 4 th year btech kar raha hu mai bank statement check kiya to abhi tak only 12k he subsidy hai aur intrest abhi tak 40k ho gya to mai jo subsidy nahi aye usko kaise claim kru kya mai aapse personally ya mail ke through baat kar skta hu
Please sir btye
Thank you
Dear agar ek imstallment aaya hai to Sare hi aa jayenege
Bhaiya In order to get this subsidy, do we have to pay the interest of principal amount during the studies?
Not exactly
ua-cam.com/video/AZuWNZvjZfA/v-deo.html
Isko dekhiye better understanding ke liye
Phir bhi doubt clear na ho to ping
Private seat students get csis loan or not?
Sir maine Bank se education loan liya tha pr unhone mereko ye nhi btaya ki tumhe monthly interest Dena hoga sir maine almost 1year ka interest pay kr diya lekin ab nhi kr pa rha hu kya kuch aeesa ho skta ha ki ma interest pay na kru ??
Bank ne apply kar diya hoga
Don't worry aa jayega
@@BankingGyaan Sir Bank ne to kuch bhi nhi btaya ki unhone apply Kiya hai ki nhi?
sir mai btech course se hu and meri 2nd year complete ho chuki hai...and mujhe 3rd and 4th year ke lie loan chaiye...to mujhe ye loan kaise milega...urgent reply please
Bilkul milega 100%
The claim subsidy amount will be credited in which account?
In my case the net subsidy amount is showing but didn't receive anything in my bank account?
How can I enquire regarding this?
Loan account only
@@BankingGyaan no, it can be credited in saving account as well if you have paid your loan and loan account is closed.
Today I visited bank and manager told me this.
btw thanks for your reply 😀
@@anantgavas2310 Bro have you applied for the education loan...?
@@abhayrajpoot7890 yes
@anant gavas Hi buddy, I have also paid my loan back. How can I get the subsidy in other account? Can you please help?
Informative video
Thanks # plz try to avoid that background music
Thanks Vikas
Now we have removed in our latest videos.
Happy Holi
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Hello sir maine education loan liya hai....
To Maine emi pay kiya ise mahene ka... But bank ka interest pad raha hae.. 2000 rs per months interest aa ra hai...
Wo subsidy me reimburse ho jayega dont worry
@@BankingGyaan matlab sir kya aap muze explain karenge.. Yaa link send karenge agar koi video ho to.... Please sir..🙏🙏????
I have applied for education loan on vidyalakshami portal. Can i eligible for subsidy
Sir mujhe do bar mila subsidy, uske bad ni mila jb mails krke pta kiya to pta chala ki bank ne mere behalf pr apply nhi kiya or ab mera moratorium end hone vala h ab me kosis krta hu kese bhi info. Gather krni ki ya check krne ki ki last FY ki subsidy milegi ya ni to kahi se koi info. Nhi mil paa rhi h.
Iska koi source nhi hotaa hai
Aapko wait karna padega
@@BankingGyaan mene CPGRAMS me complaint bhi kiya resolution ni mila koi release ni kr rha subsidy amount.
CPGRAMS ka idea nhi hai mujhe
Aap concern Bank se hi in detail check karwaao
@@BankingGyaan no one knows about this scheme in my branch bhut kosis k bad unko smz aya ki asa kuch bi hota h, pr aage ka kuch unko bi ni pta ki kb tj aaygi subsidy natatorium end hone ko h and meri subsidies aayi hi ni 2 bar k bad
2 baar aayi hai to baki bhi surely aana hi hai
Don't worry
Bhaiya mere 2 saal ho gye h loan liye hue aur abhi chal rha h .... Mtlb har saal college k fees k time bank se pay hota h ... Total sanction loan amount 4 lac h ... Aur 2 saal pahle hi bank walo ne CSIS k liye apply kr diya tha lekin abhi tk koi subsidy nhi aai ...aur canara bank k portal par detail dalne pr no record found aa rha h ... Abhi muje bharna pad rha h intrest.... Kya dikkt ho skti h sir pls tell me 🙏🙏
Aap ekbaar Bank ko contact kariye
Waise Subsidy aane ka koi timing nhi hai
Wo throughout aapke loan tenure me kabhi bhi aa sakta hai
Bro same problem can you please guide?
Hi sir, mne 2019 me edu. Loan liya tha mera course duration 1yr tha jo cmplt ho chuka h or mere loan pe moratorium period 2023 likha hua h 3 bar subsidy bhi ayi hui h fir bhi bank walo ne mera EMI strt kr diya h or m pichhle 1 sal se EMI pay kr rha hu or kabhi2 overdue bhi ho jata h jisse compound intrest calculate krte h bank wale or mko pressuries krte h pay krne ke lia mujhe ye sari info. Abhi pta chala to k m apne bank walo se keh sakta hu ki jitne bhi payments mne ajtk kia h wo sare mere principle amt calculate kro or jo bhi subsidy ati h usse intrst deduct kro krk.... Sir plz rply dijiyega qki bank wale fraud kr rhe fir mere sath govt. Se subsidy bhi le rhe or mujhse intrest pe compound interest bhi le rhe.... Plzz help
ua-cam.com/video/AZuWNZvjZfA/v-deo.html
Isko dekhiye better understanding ke liye
Phir bhi doubt clear na ho to ping
Can I get Interest subsidy on my education loan even if my loan is already sanctioned?
Very very thankful for this one...🙏🏻💫
After filling the loan ac no on canara bank portal it shows data not found
When does the bank charge interest on education loan
Mujhe sir 4 lakh education loan per 2 subsidy mili h jab remaining subsidy ke liye bank gya to bank valo ne bola apke loan me third party guarantee h isliye aapko subsidy nhi milegi ..agar sir third party guarantee h to 2 subsidy kase aa gya sir iske liye kya karna h...
Aap wait kariye sab aa ho jayega
Bro actually my college fee for masters is 25 lakhs how much can i get as loan and how much should I have to keep from my hamd
Can this CSIS education loan provide 20las amount for Pilot Training????
Hi can you share both the link so we can directly go there to check?
Pls type it manually by keeping video on 1080p or we will send by tonight.
Sir maine vidhyalaxmi portal se loan apply kiya tha.. 2018 se 2022 tk degree tk loan diye bank wale fir 1 sal ka time diye... Ab mai pay bhi kr rha installment me.. To kya mujhe is scheme ka labh milega
Nhi ye loan apply krne k time hi hota h..iska process
Har saal CSIS Ka form bharana hota ha kya
Sir, is it only for loan upto 7.5 lacs?
2. Kya income proof jruri hai mere paas koi income proof nhi hai
Hello, Maine check kiya mere sirf 2 yr ka hi subsidy mila rest 2 yr ka mila hi nahi hai. Maine complain ki bank se wo bol rahe humlog kux nahi kar sakte mera moratorium period 2022 me end ho gaya , mai 2024 me bank se puchha. So kya ab subsidy milega kya?.
Agar same problem koi or bhi face kar raha then comment plz.
How can I contact you
Issue resolved or not?
Bhayya mera 160000 loan liyatha bnk me 85000 subsidy ayatha lekin abhi...bolrahe haye 1,08,000 krke bolrahe haye...lekin 75000 bandege toh clrar hojayega karke bolethe..abhi subsdy ayega kya sir
Hello
In which bank we have to apply csis loan
My parents income certificate is 120000 but my mother itr is 4.9lac per annum may i eligible for interest subsidy for btech 7.5lacloan through jan smarth portal
Bhaiya maine bhi csis schemes me loan sanction krwaya tha but mujhe subsidy nahi aa rhi h..bar bar bank to inform krwaya maine unhone shi se response nahi kiya bolte rhe aa jayegi etc..ab mai kya krun
Bank se written communication kariye
Ok ..I m taking in writing from that.. and filing grievance on pmo
Yes we have to
Subsidy is going to be big help
Can you also the entire schedule??
Hii sir
Sir mene sbi se education loan liya 2.58 lakh ka mene 2022 me liya tha or 2024 ke feb me mjhe subsidy ka amount aaya 1st and 2nd me nhi aaya sir......kiya me abhi le skti hu 1st or 2nd year ki subsidy amount...
Aapne vidhyalxmi se apply Kiya tha ya Jan samarth portal se
Hello sir, Maine education loan liya hy 3.26lakh Ka SBI se but, mujhe sirf 19000 ki hi subsidy Mili Hy to abhi tak mai kya Kru to muje pura interest money mile?
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Bhai February me he subsidy aayi hai kyaa?
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Bro
I have took education loan in sbi
Can u please tell me how to apply for csis subsidy
That Bank will take care
Sir mera Bank ke liye aaply nahi ho raha.....Aaplication form fill up karne ko bol raha hai...
Par maine sab form fill kiya hai ...fir bhi yahi suchana bar bar aa rahi hai...
Plzz help🙏🏻🙏🏻 now what to do now???
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Thank you
Hi sir,
I applied education loan under the cisis scheme but after filling my form due some error it's showing my mother income is more than 4.5 lakh.
But as per my last 4 year ITR total net income below 4 lakh.
I also emailed them regarding this but they saying as per tere report my total annual income is approx 4.9 lakh.
Please suggest what I do next.
Pls share the reply
@@BankingGyaan
Hi sir,
Here is the reply that I got from Jan smart portal team as below,
Greetings from Jansamarth!!
We apologise for the inconvenience and appreciate your patience.
We have checked and the gross annual income for co applicant is showing more then 4.92 lacs as per the ITR data we received for year of 2020,So that why your not eligible for this scheme..
@@BankingGyaan sir
Please suggest how I can get 7.5 loan from other portals.?
You can apply through Vidya Lakshmi Portal
Bro
Can u say that how to apply for csis
I was took education loan from sbi bank
Sir mera 2 financial year tk ki subsidy aayi uske bad 3 sal ho gye abhi tk nhi aayi.. Mujhe kya krna chahiye
Can you give your contact
Konse Bank ke apply Kara hai?
@@luckybisht9878 Maharashtra bank
Hi my frnd taken 3.5 lakh loan for 3 yrs course duration and he get only subsidy of 13000 for whole amount interest now he repaying loan can he get subsidy now its been 4yrs
Pls reply
2 days ago my loan got sanctioned. Can I now apply for CSIS scheme. What shall I do now
Hi good evening,
I barrow loan from sbi INR 230000 Through vidya lakshmi portal in 2019. Now I complete my education so any chances to get subsidy.
Yes, if are eligible.
Even you can check the status through canara bank portal.
The Canara bank link is not working. Please help
Try on Monday.
mera course complete kia hai.kya ab subsidy milai ge ?
Website per check kariye ekbaar
I have already taken educational loan before 4 years. Sir it is showing no data found, After inserting Details. What does that mean sir?
ua-cam.com/video/AZuWNZvjZfA/v-deo.html
Isko dekhiye better understanding ke liye
Phir bhi doubt clear na ho to ping
I got subsidy for first year only. Plz suggest way to claim my remaining subsidy.
It will come automatically
@@BankingGyaan 2013 me liya 2018 tk moratorium..abhi tk nhi aaya
Phir to problem hai
@@SunilKumar-fd9il can you please explain in English pls
7.5 लाख से ज्यादा में इंटरेस्ट सब्सिडी मिलती है या नही
Nhi
Maximum loan amount 7.5L only.
Subsidy has been credited to the loan account but still the total loan amount seems to be total amount +interest
Thanks buddy,it helped a lot ❤️🔥💫💫
I checked it in portal it shows no data found
Can you help me what I can do
Contact your Bank
They say I cant avail this as my mototorium period got completed. But this got completed just last month
Can you help?
ua-cam.com/video/AZuWNZvjZfA/v-deo.html
Watch this
Get a fair idea
Thanks I saw the vedio
Actually I took loan in 2019 and now recently morotorium period got over but while applying loan I don't know about the scheme. Now can't I apply for subsidy??
You can ask the same to your Bank
Sir maine 2 lakh ka loan liya tha aur muje ₹88 thousand subsidy mil gyi hai, mera loan complete ho gya hai. Ab aage b subsidy aati rahegi kya???
Nhi chance kam hai
What if someone took loan for btech and continue to study further to mtech and phd
I had taken a loan in June 2022 and could not claim subsidy at that time due to lack of income certificate. Which is my loan account is only 1 lakh 90 thousand. But now the bank staff says that when the portal will open than will claim subsidy. So can you tell me that When does the Ka portal open to claim subsidy?
Bhai open hai abhi claim karlo
@@rohan_t_dharashivabhi bhi open hai bhaiya...
@@rohan_t_dharashivbhai kaise claim Krna h ?
@@Sahilkhan08071apne bank branch se kaho csis ke liye claim Karo ....process branch manager ko pata hoti hai baki logo ko kuch nahi pata
@@Sahilkhan08071nodal bank canara bank hai ....branch khud se apply nahi karte hai....apan ko unpe pressure dalkr piche padkar claim karvana padta hai
Thanks for spreading awareness 🙏
🙏🙏🙏