🇺🇸 If you are american, enjoy up to 8.1% APY and up to 15 free stocks with: rick-austin.com/moomoo 🇪🇺 If you are European, don't miss out on a free stock and 3.25% on CASH with this link: rick-austin.com/traderepublic50
I currently have $380k stock portfolio consisting of 33% S&P, 33% total stock and 33% international stock. I feel a need to focus on complete growth so I went 100%. Move with the times.
You might also follow a lot of stocks across other industries, I’ll advise you work with a financial advisor who can assist you decide when it’s best to buy and sell the shares or ETF’s you want to acquire since you don’t have to act on every forecast.
No doubt,having the right plan is invaluable. my portfolio is well matched for every season of the market and recently hit 50% rise from early last year. I and my CFA are working on a 7 figure ballpark goal though this could take a while.
Seeing a lot of news on the rally, investors will make tons of profits with the right Etf picks. Would you mind disclosing the info of this person guiding you ?
If I had $360k, I would allocate $100k to tech stocks and $260k to dividend stocks with a proven track record-focusing on capital appreciation and year-over-year dividend growth.
In my opinion, adding JEPI and JEPQ is a smart move. When it comes to higher-risk investments, the key is balancing risk tolerance with long-term goals.
The market isn’t necessarily a rollercoaster if you understand how to navigate it. There are numerous opportunities right now to generate good profits. If you’re not deeply familiar with the market, consider buying and holding strong companies with solid earnings, or consulting advisors for insights on ETFs and actively managed funds. That’s the strategy my spouse and I follow, and we've seen over 30% capital growth, not counting dividends.
Rebecca Lynne Buie has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.
I started investing with growth stocks, I am retiring next yr at 57 with steady income stream from my $4 Million dividend portfolio total $650,000 a yr to live comfortably, and its all because of my Fee only Advisor who handles activities in my Portfolio.🌹✅
I work with Essmildaa too! transferred all of my IRA from managing it myself, to making her my advisor. BEST decision ever! I truly enjoy the trades. I found exactly what I was looking for.
I feel investors should focus on under-the-radar stocks, considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises plummeting stocks that were once revered. I don't know where to go here out of devastation.
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Judith Lynn Staufer a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
Hey there, I'm not the greatest fan of JEPI, i have to be honest. People have been talking a great deal about it because of the high dividend yield, but the total return has been terrible (price is still lower than in dez 2021). I always focus on total return. By the way, a year ago I made a detailed analysis on it, you might want to check it out: ua-cam.com/video/8vh0o1b-qcw/v-deo.htmlsi=BOdA3ra6ThLqVdYq
Another banger!!! Learned some new things. I really like the criteria for picking the etfs. I picked most of mine based on research. Question, how much free cash (percentage or ratio to portfolio size) is good to hold in the brokerage account for downturns?
Thanks Josh :) I personally only hold my emergency fund as cash in my portfolio (because of the interest I get from it). I learned over time that most of the times i was holding cash to wait for corrections i ended up missing the boat. So i invest everything i can every month regardless of the market. But in a big downturn, since i have a stable job and stable financial situation, I might dig into my emergency fund is the market is particularly attractive (say loss of 20-30%)
Really good questions. Gold is usually bought during periods of economic instability, geopolitical tension, or when a recession is anticipated. Right now we might get it right with a soft landing without recession so i personally wouldn't. Honestly, i believe equities always give the best result over time, so since i invest for the long term i'm 100% on equities. I would never short the s&p500, except if one day in the future the geopolitical conditions and balance of power changes dramatically!
@@rick.austin I thought you would be expecting a recession, but a soft landing does seem to make sense! Do you think a recession could still occur during or after the attempt of a soft landing? Personally, I am uncertain about the future of the economy as of now and have decided to wait in the sidelines for a few years, but I am calmly considering atleast buying gold in the meantime as we can never really time the market.
@jojounja it's reallt hard to forsee at this point. Recessions come and go over and over, by the way - take a look at how many recessions we've had in the last 20-30 years. So even a recession wouldn't bother me.
Qqq will most likely give you a higher return in the long term, but you need to have the stomach for stronger price corrections and volatility compared to the S&P500. I always suggest the S&P500 as core ETF, with additional QQQ to overweight in growth
Are you suggesting that now is a good time to buy an S&P 500 ETF? I often feel like there’s never a perfect time to invest. Also, what are your thoughts on starting with a lump sum investment and then adding to my position monthly to grow it over time?
Hey mate, you're right on that: there’s never a perfect time to invest. Or in other words: it's always a good time to start invest. That's why you shouldn't wait and start right away. because what matter is not the starting point, but it's the long term consistency. When it comes to a lump sum for a beginner I always advise my followers to avoid jumping in with a heavy investment but instead only with equal, monthly investments. The reason is that in the short term you have a high probability of being spooked by the volatility and risk reselling or feeling discouraged. Except if you already have more than an emergency fund in liquidity (namely more than about 6 months of expenses covered with liquidity) the best way is to start with equal monthly investments and keep this lump sum earning in a high yield savings account. after 5-6 months, when you have a little more experience, you might work better with big lump sums.
? SCHG is only Growth Sector, and it's more expensive (0.04% instead of 0.03%). Don't get confused by the price of a single unit, which has no influence
🇺🇸 If you are american, enjoy up to 8.1% APY and up to 15 free stocks with: rick-austin.com/moomoo
🇪🇺 If you are European, don't miss out on a free stock and 3.25% on CASH with this link:
rick-austin.com/traderepublic50
I currently have $380k stock portfolio consisting of 33% S&P, 33% total stock and 33% international stock. I feel a need to focus on complete growth so I went 100%. Move with the times.
You might also follow a lot of stocks across other industries, I’ll advise you work with a financial advisor who can assist you decide when it’s best to buy and sell the shares or ETF’s you want to acquire since you don’t have to act on every forecast.
@@IanKemp-k4nyes!!
No doubt,having the right plan is invaluable. my portfolio is well matched for every season of the market and recently hit 50% rise from early last year. I and my CFA are working on a 7 figure ballpark goal though this could take a while.
Seeing a lot of news on the rally, investors will make tons of profits with the right Etf picks. Would you mind disclosing the info of this person guiding you ?
I’m intrigued by this, I’ve searched for financial advisors online but it’s a little hard to get in touch with one.
If I had $360k, I would allocate $100k to tech stocks and $260k to dividend stocks with a proven track record-focusing on capital appreciation and year-over-year dividend growth.
In my opinion, adding JEPI and JEPQ is a smart move. When it comes to higher-risk investments, the key is balancing risk tolerance with long-term goals.
The market isn’t necessarily a rollercoaster if you understand how to navigate it. There are numerous opportunities right now to generate good profits. If you’re not deeply familiar with the market, consider buying and holding strong companies with solid earnings, or consulting advisors for insights on ETFs and actively managed funds. That’s the strategy my spouse and I follow, and we've seen over 30% capital growth, not counting dividends.
I’ve been considering getting a financial advisor, but I’ve been a bit relaxed about it. Could you recommend yours? I could use some guidance.
Rebecca Lynne Buie has consistently been my top recommendation. She’s widely recognized for her expertise in financial markets and has a strong track record. I highly recommend her.
I just researched her online, and she has a really impressive background in investing. I’ll be sending her an email shortly.
I started investing with growth stocks, I am retiring next yr at 57 with steady income stream from my $4 Million dividend portfolio total $650,000 a yr to live comfortably, and its all because of my Fee only Advisor who handles activities in my Portfolio.🌹✅
Amazing! thank you for sharing your experience. do you mind also sharing your how to find your Fee Only Advisor?
Essmildaa Morgan is well known, just look her up.
I did quick research on her, I found this very helpful, Thank you!
I work with Essmildaa too! transferred all of my IRA from managing it myself, to making her my advisor. BEST decision ever! I truly enjoy the trades. I found exactly what I was looking for.
Wow, I know Essmildaa too! She’s helped grow my reserve, despite inflation, from $200k to $440k as of today
just discovered your channel, pure gem! ❤
Thank you! New investor? :)
I have learned so much things with you and i am greatful honestly very good video for all Investors... still DCA for long term thank you rick
Glad to hear i could be of help, man!
I feel investors should focus on under-the-radar stocks, considering the current rollercoaster nature of the stock market, Because 35% of my $270k portfolio comprises plummeting stocks that were once revered. I don't know where to go here out of devastation.
Find quality stocks that have long term potential, and ride with those stocks. I have found it takes someone who is very familiar with the market to make such good picks.
Yes. It is very easy to buy in on trending stocks but the problem is knowing when to sell or hold, which is why a coach is important. I've been in touch with one for about a year now and although I was initially skeptical about it, I will say I've made more progress within a year generating 6figure profit
How can one find a verifiable financial planner? I would not mind looking up the professional that helped you. I will be retiring in two years and I might need some management on my much larger portfolio. Don't want to take any chances.
Judith Lynn Staufer a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you so much for your helpful tip! I was able to verify the person and book a call session with her. She seems very proficient and I'm really grateful for your guidance
Great video, Rick. Thanks. What do you think about JEPI and JEPQ. They've been around a few years and people love them.
Hey there,
I'm not the greatest fan of JEPI, i have to be honest. People have been talking a great deal about it because of the high dividend yield, but the total return has been terrible (price is still lower than in dez 2021).
I always focus on total return.
By the way, a year ago I made a detailed analysis on it, you might want to check it out:
ua-cam.com/video/8vh0o1b-qcw/v-deo.htmlsi=BOdA3ra6ThLqVdYq
Another banger!!! Learned some new things. I really like the criteria for picking the etfs. I picked most of mine based on research.
Question, how much free cash (percentage or ratio to portfolio size) is good to hold in the brokerage account for downturns?
Thanks Josh :)
I personally only hold my emergency fund as cash in my portfolio (because of the interest I get from it).
I learned over time that most of the times i was holding cash to wait for corrections i ended up missing the boat. So i invest everything i can every month regardless of the market.
But in a big downturn, since i have a stable job and stable financial situation, I might dig into my emergency fund is the market is particularly attractive (say loss of 20-30%)
What do you think about investing in Gold such as GLD or IAU during these times? And also would you ever short the sp500?
Really good questions. Gold is usually bought during periods of economic instability, geopolitical tension, or when a recession is anticipated. Right now we might get it right with a soft landing without recession so i personally wouldn't.
Honestly, i believe equities always give the best result over time, so since i invest for the long term i'm 100% on equities.
I would never short the s&p500, except if one day in the future the geopolitical conditions and balance of power changes dramatically!
@@rick.austin I thought you would be expecting a recession, but a soft landing does seem to make sense!
Do you think a recession could still occur during or after the attempt of a soft landing?
Personally, I am uncertain about the future of the economy as of now and have decided to wait in the sidelines for a few years, but I am calmly considering atleast buying gold in the meantime as we can never really time the market.
@jojounja it's reallt hard to forsee at this point. Recessions come and go over and over, by the way - take a look at how many recessions we've had in the last 20-30 years. So even a recession wouldn't bother me.
Thank you for the great content Rick! Just still want to clarify if EU investors need to pay extra tax for the s&p500?
Hey there, you're welcome!
No they don't, they buy an S&P500 domiciled in EU
@@rick.austin thank you for the fast response Rick! Have a great day:)
@sergejsbrasovanu5843 you too!
qqq vs voo which one is stronger
Qqq will most likely give you a higher return in the long term, but you need to have the stomach for stronger price corrections and volatility compared to the S&P500. I always suggest the S&P500 as core ETF, with additional QQQ to overweight in growth
Are you suggesting that now is a good time to buy an S&P 500 ETF? I often feel like there’s never a perfect time to invest. Also, what are your thoughts on starting with a lump sum investment and then adding to my position monthly to grow it over time?
Hey mate, you're right on that: there’s never a perfect time to invest. Or in other words: it's always a good time to start invest. That's why you shouldn't wait and start right away. because what matter is not the starting point, but it's the long term consistency.
When it comes to a lump sum for a beginner I always advise my followers to avoid jumping in with a heavy investment but instead only with equal, monthly investments. The reason is that in the short term you have a high probability of being spooked by the volatility and risk reselling or feeling discouraged. Except if you already have more than an emergency fund in liquidity (namely more than about 6 months of expenses covered with liquidity) the best way is to start with equal monthly investments and keep this lump sum earning in a high yield savings account. after 5-6 months, when you have a little more experience, you might work better with big lump sums.
@rick.austin thanks mate ! Do you have any recommendations for high yield saving account?
@yassinekhezami4886 which Country do you live in? It depends on that. U.S.?
@@rick.austin I am based in Dublin atm
Also if any good broker to recommend if I am planning in a near future to move to another country (eu or Switzerland)?
VGT 50% SCHG 50% High risk high reward
Great video! Thank you!
You're welcome!
Rick how about SP20 i think is something new or not? What is your opinion?
What do you mean, the ASX 20?
@@rick.austin iShares S&P 500 Top 20 UCITS ETF
This one
Certainly interesting, but i'm not sure i would focus too much on the first 20. Keep it simple
@@rick.austin thank you Rick
Schg is the same as voo an it's cheaper
? SCHG is only Growth Sector, and it's more expensive (0.04% instead of 0.03%). Don't get confused by the price of a single unit, which has no influence
Amazing as always, it would be interesting analyze the new WisdomTree Global Efficient Core UCITS - USD Acc, seems very promising...
It just came out in november, I took a look at it. It's a mix of treasury notes, bonds and large cap equities.
Let's see how it develops ;)