6 Must-Knows for Denmark First-Time Home Buyers
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- Опубліковано 25 чер 2021
- #danmark #denmark #expatsindenmark
In this video, I'll tell you six must-know tips that will help you navigate the house buying process in Denmark, save money and close the deal. These are all things I wish I knew when I started to look for a place. Let's get into it.
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Keep up good job, Mario! And let me know once you plan to come to Aarhus! 😉
Very helpful information 👍🏻
Do you have any suggestions for a good ejerskifteforsikring? The best coverage and what is it that you should be aware of. 😀
Thanks! No -- I haven't used one so can't point to any. Suggest you check with the real estate lawyer you're using :)
Great content It's super helpful for my current home hunting :)
I was wondering what you thought about going through an advisor to help negotiating mortgage and selecting/negotiating real estate?
Service of companies like bomae for example?
I wouldn't recommend. You can negotiate a good deal yourself -- just watch my negotiation video and/or the extra video for those on my email list 😀 The TL;DR is that so long as you've alternatives you can negotiate strong.
Hi Mario! Can you make a video going deeper into the project apartments please? Would love to know how they work and I’m sure they have specific rules that apply only to those. Saludos!
I wrote a full guide for them it’s included in my Dream Home Denmark course
@@MarioScianHQ Cool, thanks!
Really good video. I was wondering if you have any knowledge whether or not it is difficult for individuals from other scandinavian countries to purchase a house (with 20% down payment) within the first couple of years in denmark. My future salary will most likely be above average. Copenhagen is one of my alternatives for where to move after my studies, and I don't think swedes are as discriminated (when it comes to loans and such) as those with other nationalities, but I can be mistaken. Also, are there any quality of life/ political aspects in Denmark that you know of that differ from their general image around the world as an expensive, yet amazing and safe place to live? There are for example multiple issues with Sweden that I can name on top of my head that is unbeknownst to foreigners or people within Sweden that haven't experienced for example how terrible the welfare is in many aspects, even though we project a whole other image to the world around us.
It’s harder for other Scandinavians to move and integrate here no doubt, esp housing as well
Hi Mario
Me and my fiance lived, studied and worked in Denmark for 7 years before moving to UK in 2020, and now we are planning to return.
We are thinking to either go the buying path, or to rent for a couple of years to build up our credit rating in DK and then buy. We might be able to put down the whole 20% if need be.
Will the banks take into account us having lived and worked in DK before, or have we reduced our options dramatically by having lived abroad for a while now and effectively moving to DK from abroad now? We are both EU citizens but have CPR etc in Denmark still active.
Thanks for the videos and your Medium article. It's super useful and informative.
Hey I think if you lived in DK for 7 years you'll have a good start, just talk with multiple banks and tell them your story and your "connection to Denmark". You likely won't need to do the "build up credit rating" part if you're able to pay 20% down.
Hej, nice channel. I learned allot!
Im from sweden and hqve som questions for you 😊.
As a swed to move to danmark and live there i understand yhat you have to live there for 6 months and have q fullntime job to even get a houseloan.
Bit is it allowed to borrow the 15% "handpenning" separete and then take house loan?
People used to domthat in sweden before BUT now its sonexpensive so its not worth it at all.. thank you once again!
You could, depends on many things
@@MarioScianHQomg, so sorry for my spelling!
Please explain what does it depends on? What can make the loan crash.. Thanks once again.
Do you have an idea what the most common things you need to have in check for the danish banks to give a apartment loan to a young first time buyer there?.
If i have 150k Dkk saved. And very little Loan before.
I wish to buy a place for around 1750000
Do they demand that i have had a full time job for a long time… been a citizen for a long time…
Thank you
I’ve a full course on getting a bank approval check my store and then Dream Home Denmark
You forgot to put a reference to the lawyer you were talking about.
Thanks for the heads up! Added it now!
I want to buy a house in Billund, Denmark as a UK citizen, do you think that it is a good idea
It will depend on super many factors: how long you plan to live there, how much $ you’re putting in…
What bank do you recomend me signing up for in Danmark?.
First time house buyer. 26 years old. Want to Get a loan of 1750000 dkk.
Shop around, as not all banks would give you the same
2:25 its a really bad idea to invest 100.000 that you need for downpayment in a years time
Most investors (not speculators) will tell you that 1 year is to short a timeframe. Just think those that invested right before 2000, 2008, 2012, 2020.
If you need your money within a short timeframe, dont invest in stocks
You've a point - I think it's a good disclaimer. I would invest but I understand that some people who are more risk averse wouldn't. Fair.
@@MarioScianHQ I have been pouring through blogs and reddit can't find any strategies on where to keep /warehouse for a mortgage down-payment in dk for use in 2-3 years time
I'd put the savings in Gold. It's way more stable than other asset classes imho. Whenever I've had to liquidate for cash, I actually sold for profit. But this usually in longer periods. Like 2-3 years time