What did you think of today's profiles? #4 is especially killing it... and will #3 find a wife? Time will tell. If you'd like to submit yours, here's the link to the Discord: discord.gg/xJzsaGaaDE
The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.
According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.
Given the market's uncertainty, I rely on an investment advisor for my daily decisions. Their expertise in long and short strategies, coupled with risk management and exclusive analysis, ensures substantial returns. Amid the pandemic, I've gained over $1.5 million through subsequent investments, benefiting from their approach.
Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
'Rebecca Nassar Dunne’, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
I have a female advisor named Amy Desiree Irish . I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
I have a female advisor named Amy Desiree Irish . I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I currently have a $280k stock portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and QQQ overlap too much to make sense holding both?
The S&P 500 (SPY) and the Nasdaq-100 (QQQ) do have some overlap, especially with large-cap tech stocks, but they also have significant differences.Holding both can provide diversification benefits, balancing broader market exposure with a heavier tech focus. just get yourself an advisor!
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 next year.
I've stuck with the popularly ‘’Monica Shawn Marti” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, I agree with her.
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
Such market uncertainties are the reason I don’t base my market judgements and decisions on rumors' and hear-says, it got the best of me in the year 2020 and had me holding worthless positions in the market. I had to revamp my entire portfolio through the aid of my financial advisr, before I started seeing any significant results happens in my portfolio. Been using the same advisor since then and I’ve scaled up almost a million within 2 years. Whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.
I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.
NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Well, the first senario is mathematically impossible, so that makes me believe they are all made up. Kind of sounds like someone that doesn't understand the costs to raising a family tried to force numbers for a senario without realizing they don't even remotely work.
What I like about this video is it's focusing on folks who are mindful of their finances, even if they're at the beginning of their journey. A lot of times it's fun to look at train wrecks, but it's nice to see folks who are doing what they need to do and just need confirmation. You all are doing great!
As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make over $400k like some people are this season.
It might be difficult finding the next apple within the tech stock sector, apple has performed way better than the others, maybe look outside of tech stocks.
I've remained in touch with a financial analyst since the start of my business. Amid today's dynamic market, the key difficulty is pinpointing the right time to buy or sell when dealing with trending stocks - a seemingly simple task but challenging in reality. My portfolio has grown by more than $600k within just a year, and I've entrusted my advisor with the task of determining entry and exit points.
Could you guide me on how to get in touch with your advisor? My funds are being eroded by inflation, and I'm seeking a more lucrative investment strategy to effectively utilize them.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
I have a female advisor named Camilla Marie Fuller. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
The 19 year old with the 60k NW sounds impressive but then I saw that on the line they also included their 20k car which I don't think its realistic to assume your car will stay the same or appreciate unless its a collectible which is not likely. Around 40k NW should be the realistic number but it is still impressive either way at 19.
Agreed, cars should really just be recorded on liability side if you have a loan otherwise leave it off completely. It's not worth listing as an asset and I think just distracts you from your planning
I think the same thing when people include their house in their net worth. Gonna sell that thing to pay for food, my man? Stuff like that shouldn't be counted toward net worth at all, IMO -- they should be accounted for in your expenses. It still definitely has value, but if that's the majority of your net worth, you might still be in trouble. Though one would hope social security would at least be able to pay for everything else in your budget.
@@bvoyelr I don’t agree with that entirely, especially if your house is a nicer one above median in your area. When the kids grow up and leave, most couples downsize so there is going to be some equity. But majority of people with nicer houses hopefully have more than just a primary in the portfolio
Exactly. He either had a job in the past that paid way more, or his wife also had a great job previously or currently makes money somehow. Makes no sense lol.
He said the house is paid off. Denver area has exploded in pricing over the years so it is possible he bought this house a long time ago and the home value went up significantly since then
Well, what makes me an outlier I guess! I am 57 year-old English immigrant, with zero interest in tech or stocks, and yet I am 110% committed to Bitcoin. I would describe myself as an extreme conservative/libertarian. I have been involved in UK politics for some time, and the main thing that drove me to study Bitcoin and ultimately recognise its value to Humanity was the threat posed by an over-weening government, first in the UK and lately in the US also. I regard the CBDC as the final brick in the wall of the totalitarian prison the world's governments are building for us. And Bitcoin is the ultimate defence against a tyrannical government.r.....I've been engaged in active trading and managed to grow a nest egg of around 2.3Bitcoin to a decent 9Bitcoin....I'm especially grateful to Aldona Šabanienė whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
The process of trading can be complicated when you have limited knowledge. However, with the right strategy and setups, you can be successful. That's the whole point of investing.
I agree that there are strategies that could be put in place for solid gains regardless of the economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
So what's the most effective strategy during this period of volatility? Most of my portfolio is in (20% Index funds, 20% CD's 30% Bonds/T-bills and other assets) I want to explore different strategies to benefit from a bubble.
This is the exact thought process of persons handling their portfolio themselves. I will advice you engage guidance to help you make smarter portfolio decisions.
I've been through the 'bonds are beating stocks' periods since the 90s with no bonds and with all aggressive stock mutual funds. At 56, my IRA and cash accounts are far more than I expected for my retirement. I can easily handle a worst-case 80% stock crash, Thanks to my CFA.
*Marissa Lynn Babula* is the licensed CFP I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.
@@johnawara9719 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* , a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
I lost over $70K when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I find one source to recover my money, at least $9k profits weekly. Thanks so much Mrs Angie Owens
These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
My Financial Consultant is Melissa Terri Swayne. I found her on a Kiyosaki interview where she was featured and reached out to her afterwards. She has since provided entry and exit points on the securities I focus on. You can run a quick online search with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
At 46 I already own shares of PALANTIR, TSLA, NVDA and APPL as well. Sure, I don't mind having these equities sit around for a while, but I'd also like to appreciate short-term opportunities that could fetch $200,000 or less..
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
I would love for you to touch on an under-utilized method of saving. Lots of people have high deductible health insurance plans, which makes them eligible to contribute to an HSA (can be opened outside of your employer if they don't offer one). This is the only *triple* tax exempt way to save for retirement and can help people save more than $7k/yr via Roth/IRA. The 3 taxes you avoid via HSA are: Federal income tax, state income tax, and FICA tax (FICA tax is 7.65% tax taken from your paycheck to pay for Social Security and Medicare).
80% equities 20% cash. I plan to take advantage of the current market situation as leading indicators predict a bullish S&P 500 by 2025, my only concern is how to properly allocate a large stock/bond portfolio for maximum potential returns.
Agreed, investing with the help of an advisor did the trick for me in barely 5 years. I worked hard everyday as a teacher for 32 years and my salary was over 100k, enough to get me invested. I'm semi-retd today with nearly $1m, and only work 7.5 hours weekly.
how to put my money to work has been my daily thought, did my research and most suggestions pointed at the stock market, the thing is i'm an absolute noob at investing... mind sharing info of this professional guiding you please?
Katherine Nance Dietz is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
thanks for putting this out, curiously inputted Katherine Nance Dietz on the web, spotted her consulting page and was able to schedule a call session, she actually shows a great deal of expertise
For the guy joining the military, it’s probably worth mentioning you will not need a down payment on a home once you’re in or after. If you go through the VA which I don’t see why anyone wouldn’t
I have 3 portfolios...a 457b, Roth IRA, and a brokerage acct. The 457b and Roth consistently outperform my brokerage acct because those have the boring funds (S&P, Total market, Blue chip....etc) and my brokerage acct is loaded with individual stocks and ETF's. I find it more exciting to mess around with the brokerage acct so, that's where I mess around. Those other accts are much larger and will play a role in my retirement. The brokerage acct is my playground.
Great video! I’ve been seeking investment guidance cos It seems like I am never able to identify trends properly. Options always go against me and I can't utilize the scanners efficiently. Is it possible to achieve a simple, reproducible passive income strategy that supplements my income and will eventually replace my wage income? Need some advise please
Best thing is to carry out extensive research and be on top of current events. Know how current events can alter share prices and apply logic over your emotions. This is what worked for me. Best of luck
stocks are overrated now. buy gold , 5% in crypto . rest in cash. and wait for the stock/property/land. price to crash . but them after it stops dropping for 7 - 12 months at the bottom.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
I just have to applaud your content man, well done. I remember having a consultation with a trade analyst last September, and it was incredibly insightful, at least $50k---$1M profits. Can’t stress enough how helpful experts in this field are!
I started working with Sonia back in February, and my financial goals have been clearer. It's like having a strategic partner for my money with a solid track record.
She is my family' personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
IMO bonds don't belong in a retirement portfolio unless you're at least approaching retirement and while it may be a mistake to omit international, this asset has staggering underperformed for a staggering amount of time. I favor a large cap heavy portfolio with a tilt toward growth along with some exposure to small cap value. Voo 50%, schg 20%, qqqm 10%, slyv 10%, avuv 5%, calf 5%
I just started investing in my late 30s, wish guys like hump an jespreet were around teachin us this 15+ yrs ago. The younger gen now are lucky to have financial mutants to stay motivated. These 2 youngins will be FIRE at mid 40s if they keep this up.
I have an Investment portfolio that's worth $1million, I don't think that'll be enough for retirement. I need an average risk investment strategy in stocks that'll give me more yield. Is buying stocks now a goods idea?
As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
Well you got a point truly but right now i feel e commence among other sectors are expected to really see growth but who know i might be wrong, These days the market is filled with surprises.
Honestly, I realized after five years that attempting to predict market outcomes through chart analysis was futile due to the unpredictable nature. My lack of a mentor led to six years of struggle. I transitioned to following the market's direction and adopting a straightforward, disciplined approach.
I will like to ask, How did you achieve it? I been trying to stick with index funds. I feel this new interest rates hikes could crash this economy. I'm looking out for a better investing strategy, I have a lump sum that inflation is steady eating up.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Nancy Magaret Delony’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Can’t lie This is mind blowing indeed the name sounds too familiar I’ve come across individuals talking about her great service I guess this is a sign to try her out.
With copytrading, you could be sipping coffee on a balcony overlooking a bustling city skyline or lounging on a pristine beach, all while your investments work for you. Picture the freedom to pursue your passions, travel the world, and create lasting memories with your loved ones, all because you took the initiative to harness the power of copytrading and build the life you've always dreamed of.
I'm celebrating a $60k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me just one of the things copy tradee can do.
Can't share much here, I take guidance from ‘KATE ELIZABETH KURZ’ a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
im 18 with about 20k invested whilst also having a car worth around that 20-25k mark. was great to see a younger profile in the mix for something i can relate too. Keep up the great videos mate
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with *Julianne Iwersen-Niemann* for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
I'd like to understand if he earns 60K and now he paid off mortgage already with 6 kids to take care of, does he have a side hustle job ? Seem impossible for me if he doesn't have and be able to do so with 60k per year
Yea there's something missing there, those numbers don't make sense. There's no way with 6 kids he has a 600k paid off house and 300k in an IRA unless his wife is rich or he made a lot more money when he was younger.
@@liptongtr His parents would start IRA for him since he was so young and that is actually rich parents do 😃 we actually haven't received his finance management history. It would be so nice to understand how he build his net-worth. His net worth is looking good for 35 year old man with big family
Right? Either something isn’t adding up or we’re missing context. I’m not saying this portfolios aren’t real but they certainly do not speak to the average individual.
Would love for you to create some content around what are the investing options for a recent immigrant in US. Its an area that is not discussed much. For example, how to strategize between IRAs and other investing vehicles
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 39
Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Vivian Jean Wilhelm turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
I used to think building an investment portfolio was all about picking a few random stocks and hoping for the best. But since I started working with my portfolio manager, it’s been a whole different story.
@@HassanBin-t9z She created a diversified portfolio for me, balancing risk and growth in a way I’d never have managed on my own. my portfolio has been growing rapidly unlike when it was taking a nosedive from my poor financial decisions, all thanks to my current financial advisor and portfolio manager.
I've held 3 Berkshire Hathaway Class A shares since the mid-90s at around $17,000 each. Now, I'm selling some to buy growth stocks. With market volatility, should I reinvest in gold instead?
Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
*Jennifer Leigh Hickman* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
My portfolio for the past 30 years has always been self managed and I own 3 shares of Berkshire Hathaway Class A stock (BRK:A) which I bought in at about $17,000 during the mid 90s, I'm currently liquidating some of these positions to incoporate new Gen. Stocks, any good stock recommendation on great performing stocks will be appreciated.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
Credits goes to "Lucinda Margaret Crist" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
@@pete5691 there are non-financial positions at banks. There are also non-degree financial positions. You only need a course to get a mortgage license for example.
I'm new to finance i opened up my brokerage account in October of 2022. I have a question, can I buy more SPAXX? $1 currently I like that it's paying close to $0.50 or sometimes $0.56.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.
the 22 year old had majority of assets in a brokerage acct. At 75k a year he can do Roth IRA. As his brokerage grows over time he's going to get hit with a potentially unplanned tax bill from any dividends or the down payment on the house he's planning to buy.
Well, what makes me an outlier I guess! I am 57 year-old English immigrant, with zero interest in tech or stocks, and yet I am 110% committed to Bitcoin. I would describe myself as an extreme conservative/libertarian. I have been involved in UK politics for some time, and the main thing that drove me to study Bitcoin and ultimately recognise its value to Humanity was the threat posed by an over-weening government, first in the UK and lately in the US also. I regard the CBDC as the final brick in the wall of the totalitarian prison the world's governments are building for us. And Bitcoin is the ultimate defence against a tyrannical government.r.....I've been engaged in active trading and managed to grow a nest egg of around 2.3Bitcoin to a decent 24Bitcoin....I'm especially grateful to Sandy Barclays, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
If the market has taught me anything, it's that it always recovers, but I can't seem to focus on the long run, when major factors like my retirement and my reserve are wreaking havoc on inflation. I require a solid data trajectory and solution as soon as possible.
Over the years, I've been a part of numerous trading programs, sifting through a barrage of information. Yet, nothing has come close to the sheer clarity, depth, and precision of Sandy insights. It's akin to finding a diamond in a coal mine.
Sandy goes deeper than just looking at surface-level trends. she explores technical, fundamental, and sentiment analysis, offering a comprehensive perspective on the market..
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
“ Sophia Maurine Lanting is the coach that guides me, She has years of financial market experience, you can use something else but for me her strategy works hence my result. She provides entry and exit point for the securities I focus on.
Finding financial advisors like Sophia Maurine Lanting who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
at 4:20, you *say* 6-10% average, but over that 15 year period, the CAGR is almost exactly 6%... let's not get people's hopes up eyeing that 10% return 🙂
I'm new to BTC and I've been making losses trying to make profit myself in trading.. I thought trading demo account is just like trading trading the real market... Can anyone help me out or at least advise me on what to do?
Well...I will advise you should stop trading on your own if you keep losing and start trading with an expert because trading with an expert is the best strategy for newbie...
Mrs Rachael Campbell was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Rachael Campbell.
the first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.
I usually look up your videos for updates! Our government has no idea how people are suffering these days. I feel for people with disabilities not getting the help they deserve. Thank you Mrs Emily L Romano, imagine investing $12,000 and received $305,500.
Mrs Emily L Romano was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Emily L Romano.
She must be really dedicated and well trusted for people to talk much good about She must be really dedicated and well trusted for people to talk much good about
the first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional
I am 30 years old and have accumulated just over $100,000 in Apple stock over the last 8 years through ESPP and RSU programs as I am a low level employee (sales). It now feels a bit like I'm betting way too much money on the same horse. Is it smart in my situation to sell some of my Apple shares and, for example, put them in well-diversified ETFs?
Buying of ETFs is easy, but buying the right one without a time-tested strategy is incredibly hard. Hence which is best to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
I'm constantly shocked by people's relatively low NW and high spend. Not just on vids like this but real life folks I talk to. Not a moral judgement, just looking at the math and wondering WTF they're going to do at retirement age.
Hello, I love your videos, they're always so informative and engaging. I'm curious, what are the potential risks of investing in cryptocurrency? Do you have any recommendations for a reputable and experienced broker?
Seems pretty silly to temporarily leave a 75k job for one that pays less than 32k, unless you plan on joining the Army just for the education and housing benefits.
These peoples stories make no sense. At 19 you’re not making 75k at a bank lmao. First guy has suspiciously high wealth given his income of 60k and 6 kids with a stay at home wife.
Just makes me jelly about other peoples' up bringing. A dad holding 10k for you and a 25-30k car at 19yo? Obviously the car was bought for them. I think the biggest advantage is just parents educating their kids on investing early and direction in starting your career. I was stumbling the whole way. My first job was a dishwasher at a diner. But "operations specialist" at 19yo. wow.
Now, the election is over. DID you miss out on the bull run? Bitcoin is at it's ATH now and all I can say is thank you to this channel and Julianne Iwersen Niemann, for keeping me informed.
you are lucky, One of the most brillian investing advice i have ever gotten on youtube came from watching an interview with Julianne Iwersen Niemann. Indeed, A solid investment strategy is like a well-planted tree-it can withstand storms and still grow strong
I know this lady you just mentioned. Julianne Iwersen Niemann is a portfolio manager and investment advisor. She gained recognition as an employee of neuberger berman; a renowned investor she is. Julianne Iwersen Niemann has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get
Something aint right. His 600k house paid off and hes in his 40's with 6 kids and has 200k in IRA!!!?? Something isnt adding up. If he had a 30 year mortgage that means he got the house when he was like 15. So he must have gotten a 15 year mortgage. Assuming he paid the house off by 43 years old, that means he purchased it when he was 28 meaning he bought it in 2009. Median home price was $215,000 during that year. So his monthly mortgage was about $1400-$1600 a month. So basically most his current net worth is thanks to the 2008 market crash and also thanks to covid making house prices double. Had it not been for covid his home would probably be valued at $375,000 considering historically home prices rise by 3.5%- 4% a year.
I'm no tax professional, but is the first guy really paying 10k on taxes...he has 6 kids, that's 12k credit (with stipulations)...60k income, that's 6k fed, around 4k for FICA, around 3k for state. So first 3 kids he gets the full 2k to offset fed income taxes to 0. For the next 3 kids he should get the max refund credit of $1600/kid so $4800. So isn't he actually only paying around like 2k in taxes? Maybe I misunderstood the whole max refund credit for child tax credit.
What did you think of today's profiles? #4 is especially killing it... and will #3 find a wife? Time will tell. If you'd like to submit yours, here's the link to the Discord: discord.gg/xJzsaGaaDE
Can you provide the link for the retirement calc you used?
@humphrey roast my portfolio:
8 shares of Brk.B
#3 had the same field of work and age as someone I went out with in college haha but pretty sure they got married already. 😂
Maybe I blew past while reading the scammer comments but you didn’t show the first guy just how much APPL he owns.
@humphrey how tall are you?
The most popular investment portfolio strategies include diversification, where you spread investments across different asset classes to manage risk. Another is the growth strategy, focused on capital appreciation through high-risk, high-reward assets. Income-oriented strategies target regular income from dividend stocks or bonds. Finally, there's the value strategy, seeking undervalued assets for potential long-term gains.
According to Warren Buffett, dividends are less valuable for growing businesses and more suitable for established ones. Investing in companies that offer dividends might be seen as parking capital for steady returns, especially for those relying on portfolio income. This approach resembles bond investing, serving as a means of generating consistent earnings.
Given the market's uncertainty, I rely on an investment advisor for my daily decisions. Their expertise in long and short strategies, coupled with risk management and exclusive analysis, ensures substantial returns. Amid the pandemic, I've gained over $1.5 million through subsequent investments, benefiting from their approach.
Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
I will be happy getting assistance and glad to get the help of one, but just how can one spot a reputable one?
'Rebecca Nassar Dunne’, a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Most of my money is in ETFs. But I do have a small allocation to individual stocks that I have a strong conviction in. Strong foundation first.
Individual stocks can beat ETFs like $VOO / $SPY / $IVV if you play your cards right
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
I have a female advisor named Amy Desiree Irish . I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
@@jameswood9772 scam. Beware
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 55.
Your allocation looks solid. Consider dollar-cost averaging & dividend reinvestment. I suggest you consult with a financial advisor for guidance.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one
I have a female advisor named Amy Desiree Irish . I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
UA-cam needs to do something about these bots. They flood all money-related channels.
Good channels have most of them banned. They make more obviously, but it's pretty effective if enough report them.
I try to report what I see as bot spam, but it might be a losing battle
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
Who is this person guiding you and how can i reach he/she?
Sharon Ann Meny is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I currently have a $280k stock portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and QQQ overlap too much to make sense holding both?
The S&P 500 (SPY) and the Nasdaq-100 (QQQ) do have some overlap, especially with large-cap tech stocks, but they also have significant differences.Holding both can provide diversification benefits, balancing broader market exposure with a heavier tech focus. just get yourself an advisor!
No doubt, having the right plan is invaluable, my portfolio is well-matched for every season of the market and recently hit 100% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, tho this could take till Q3 next year.
Hope you don't mind if I ask you to recommend this particular professional you use their service?
I've stuck with the popularly ‘’Monica Shawn Marti” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, I agree with her.
Thanks a lot for the recommendation. I'll send her an email and I hope I'm able to connect with her.
As an investing enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
I believe every Investor should start with ETFs for a solid foundation, then diversify across asset classes and maintain disciplined, regular investing to minimize risks and maximize growth.
Such market uncertainties are the reason I don’t base my market judgements and decisions on rumors' and hear-says, it got the best of me in the year 2020 and had me holding worthless positions in the market. I had to revamp my entire portfolio through the aid of my financial advisr, before I started seeing any significant results happens in my portfolio. Been using the same advisor since then and I’ve scaled up almost a million within 2 years. Whether a bullish or down market, both makes for good profit, it all depends on where you’re looking.
I'm scared about retirement as I turn 60 on my next birthday. I need to ensure I have enough money to survive on. How can I consult your advisor? My retirement account isn't performing well.
NYCOLE CHRISTINA VANNATA a highly respected figure in her field. I suggest delving deeper into her credentials, as she possesses extensive experience and serves as a valuable resource for individuals seeking guidance in navigating the financial market.
Thank you for the lead. I searched her up, and I have sent her an email. I hope she gets back to me soon.
I am at the beginning of my "investment journey", planning to put 85K into dividend stocks so that I will be making up to 30% per year in dividend returns. Any advice?
Investing without proper guidance can lead to mistakes and losses. I've learned this from my own experience.If you're new to investing or don't have much time, it's best to get advice from an expert.
The issue is people have the "I want to do it myself mentality" but not equipped enough for a crash, hence get burnt. Ideally, advisors are reps for investing jobs, and at first-hand encounter, my portfolio has yielded over 300% since 2020 just after the pandemic to date.
Glad to have stumbled on this comment, Please who is the consultant that assist you and if you don't mind, how do I get in touch with them?
My CFA NICOLE ANASTASIA PLUMLEE a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
Hump's too cool to do people dirty. These are my fave videos from you. Constructive criticism and props where they're due.
you the man, hahaha i dont crap on people at all i know
What a person
Well, the first senario is mathematically impossible, so that makes me believe they are all made up. Kind of sounds like someone that doesn't understand the costs to raising a family tried to force numbers for a senario without realizing they don't even remotely work.
What I like about this video is it's focusing on folks who are mindful of their finances, even if they're at the beginning of their journey. A lot of times it's fun to look at train wrecks, but it's nice to see folks who are doing what they need to do and just need confirmation. You all are doing great!
As an investment enthusiast, I often wonder how top level investors are able to become millionaires off investing. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make over $400k like some people are this season.
It might be difficult finding the next apple within the tech stock sector, apple has performed way better than the others, maybe look outside of tech stocks.
I've remained in touch with a financial analyst since the start of my business. Amid today's dynamic market, the key difficulty is pinpointing the right time to buy or sell when dealing with trending stocks - a seemingly simple task but challenging in reality. My portfolio has grown by more than $600k within just a year, and I've entrusted my advisor with the task of determining entry and exit points.
Could you guide me on how to get in touch with your advisor? My funds are being eroded by inflation, and I'm seeking a more lucrative investment strategy to effectively utilize them.
There are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’ Carol Vivian Constable” for about five years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
She appears to be well-educated and well-read. I ran a Google search on her name and came across her website; thank you for sharing.
My portfolio doesn’t just cater to dividend stocks. I hold $VFIAX (S&P 500 index fund) in my Roth IRA and $VTI (Total Stock Market ETF) in my taxable brokerage account. Two of my largest holdings. The individual dividend stock positions all complement the index holdings.
Diversifying with $VFIAX and $VTI is smart. It’s financial independence, not dependency, that truly empowers.
A lot of folks downplay the role of advlsors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
I have a female advisor named Camilla Marie Fuller. I recommend researching her. To be very honest, I'm glad I decided to let someone handle expanding my finances even though I almost didn't think I should.
She appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
The 19 year old with the 60k NW sounds impressive but then I saw that on the line they also included their 20k car which I don't think its realistic to assume your car will stay the same or appreciate unless its a collectible which is not likely. Around 40k NW should be the realistic number but it is still impressive either way at 19.
Agreed, cars should really just be recorded on liability side if you have a loan otherwise leave it off completely. It's not worth listing as an asset and I think just distracts you from your planning
I think the same thing when people include their house in their net worth. Gonna sell that thing to pay for food, my man? Stuff like that shouldn't be counted toward net worth at all, IMO -- they should be accounted for in your expenses. It still definitely has value, but if that's the majority of your net worth, you might still be in trouble. Though one would hope social security would at least be able to pay for everything else in your budget.
@@bvoyelr I don’t agree with that entirely, especially if your house is a nicer one above median in your area. When the kids grow up and leave, most couples downsize so there is going to be some equity. But majority of people with nicer houses hopefully have more than just a primary in the portfolio
How do you afford a $600K house and feed your family (wife and 6 kids) on a $60K salary? Math ain’t mathin
Exactly. He either had a job in the past that paid way more, or his wife also had a great job previously or currently makes money somehow. Makes no sense lol.
Or he inherited everything lol
@@SkinnySkin-l5k also possible!
He said the house is paid off. Denver area has exploded in pricing over the years so it is possible he bought this house a long time ago and the home value went up significantly since then
Could have bought at the bottom of the market around 2008/9 and it’s gone up 4x.
Well, what makes me an outlier I guess! I am 57 year-old English immigrant, with zero interest in tech or stocks, and yet I am 110% committed to Bitcoin. I would describe myself as an extreme conservative/libertarian. I have been involved in UK politics for some time, and the main thing that drove me to study Bitcoin and ultimately recognise its value to Humanity was the threat posed by an over-weening government, first in the UK and lately in the US also. I regard the CBDC as the final brick in the wall of the totalitarian prison the world's governments are building for us. And Bitcoin is the ultimate defence against a tyrannical government.r.....I've been engaged in active trading and managed to grow a nest egg of around 2.3Bitcoin to a decent 9Bitcoin....I'm especially grateful to Aldona Šabanienė whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
I have seen a lot of Positive posts about Aldona Šabanienė. Please how do I reach her?
She mostly interacts on Telegrams, using the user-name.
@AldonaSabaniene.
The process of trading can be complicated when you have limited knowledge. However, with the right strategy and setups, you can be successful. That's the whole point of investing.
I agree that there are strategies that could be put in place for solid gains regardless of the economy or market condition, but such executions are usually carried out by investment experts or advisors with experience.
I greatly enjoy this kind of topic in the video since it helps me reflect on my current investment/savings. Please keep doing more of this!
Thank you!
So what's the most effective strategy during this period of volatility? Most of my portfolio is in (20% Index funds, 20% CD's 30% Bonds/T-bills and other assets) I want to explore different strategies to benefit from a bubble.
This is the exact thought process of persons handling their portfolio themselves. I will advice you engage guidance to help you make smarter portfolio decisions.
Since risk is at an all-time high right now, perhaps you should be a little more patient and return when it has decreased.
I've been through the 'bonds are beating stocks' periods since the 90s with no bonds and with all aggressive stock mutual funds.
At 56, my IRA and cash accounts are far more than I expected for my retirement. I can easily handle a worst-case 80% stock crash, Thanks to my CFA.
Oh I've heard similar things about hiring an advisor. It's hard to choose one that's very good though. Could you make some useful recommendations?
*Marissa Lynn Babula* is the licensed CFP I use and im just putting this out here because you asked. You can Just search the name. You’d find necessary details to work with to set up an appointment.
First guy has very low expenses for having 6 kids, impressive!
Right?
I’m calling bs on the first guy.
Yeah the zero debt on a 600k house is surprising
Could be given by a relative or inheritance.
Kids aren’t very expensive.
Amazing video, A friend of mine referred me to a financial adviser sometime ago and we got talking about investment and money. I started investing with $120k and in the first 2 months , my portfolio was reading $274,800. Crazy right!, I decided to reinvest my profit and gets more interesting. For over a year we have been working together making consistent profit just bought my second home 2 weeks ago and care for my family...
I’ve been forced to find additional sources of income as I got retrenched. I barely have time to continue trading and watch my investments since I had my second daughter. Do you think I should take a break for a while from the market and focus on other things or return whenever I have free time or is it a continuous process? Thanks.
@@johnawara9719 Quitting may not be the best approach if you ask me. This is where an AI comes into the picture. I barely have time to trade myself as my job swallows up most of my time. *MARGARET MOLLI ALVEY* , a licensed fiduciary whom has made me over 5 figures in profit in less than seven months, handles my investments. I could leave you a lead if you need help.
@@EmilyEvelyn-90 Oh please I’d love that. Thanks!
@@johnawara9719 *MARGARET MOLLI ALVEY*
Lookup with her name on the webpage.
I lost over $70K when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I find one source to recover my money, at least $9k profits weekly. Thanks so much Mrs Angie Owens
I'm surprised that this name is being mentioned here, I stumbled upon one of her clients testimonies on CNBC news last week...
Angie Owens strategy has normalised winning trades for me also. and it's a huge milestone for me looking back to how it all started
You trade with Angie Owens too? Wow that woman has been a blessing to me and my family.
Please let me know how to contact her as I'm new to this.
I was skeptical at first until I decided to try. It’s huge returns is awesome! I can’t say much.
These are very valuable rules for anybody who wants to get rich. Unfortunately, most people who will watch this video will not really be able to apply the principles. We may not want to admit, but as Warren Buffett once said, investing is like any other profession-- it requires a certain level of expertise. No surprise that some people are losing a lot of money in the bear market, while others are making hundreds of thousands in profit. I just don't know how they do it. I have about $89k now to put in the market.
Safest approach i feel to tackle it is to diversify investments. By spreading investments across different asset classes, like bonds, real estate, and international stocks, they can reduce the impact of a market meltdown. its important to seek the guidance of an expert
A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for licensed advisors and came across someone of utmost qualifications. She's helped grow my reserve notwithstanding inflation, from $275k to $850k.
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
My Financial Consultant is Melissa Terri Swayne. I found her on a Kiyosaki interview where she was featured and reached out to her afterwards. She has since provided entry and exit points on the securities I focus on. You can run a quick online search with her name if you care for supervision. I basically follow her market moves and haven’t regretted doing so
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
At 46 I already own shares of PALANTIR, TSLA, NVDA and APPL as well. Sure, I don't mind having these equities sit around for a while, but I'd also like to appreciate short-term opportunities that could fetch $200,000 or less..
If you need advice on short-term investments, consider speaking with a financial advisor. They have a lot more knowledge and expertise in this area.
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
@@mariaguerrero08Smart, If i wanted to do the same with my savings funds too, how do i get started trading?
Her name is. ‘IZELLA ANNETTE ANDERSON’. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment.
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
Love seeing this individual examples! I really should try out that spreadsheet sometime. Keep up the great content!
I would love for you to touch on an under-utilized method of saving. Lots of people have high deductible health insurance plans, which makes them eligible to contribute to an HSA (can be opened outside of your employer if they don't offer one).
This is the only *triple* tax exempt way to save for retirement and can help people save more than $7k/yr via Roth/IRA.
The 3 taxes you avoid via HSA are: Federal income tax, state income tax, and FICA tax (FICA tax is 7.65% tax taken from your paycheck to pay for Social Security and Medicare).
80% equities 20% cash. I plan to take advantage of the current market situation as leading indicators predict a bullish S&P 500 by 2025, my only concern is how to properly allocate a large stock/bond portfolio for maximum potential returns.
I don’t see a problem fully invested into stocks as long as you know what you're doing, whereas it's best to consider advisory services
Agreed, investing with the help of an advisor did the trick for me in barely 5 years. I worked hard everyday as a teacher for 32 years and my salary was over 100k, enough to get me invested. I'm semi-retd today with nearly $1m, and only work 7.5 hours weekly.
how to put my money to work has been my daily thought, did my research and most suggestions pointed at the stock market, the thing is i'm an absolute noob at investing... mind sharing info of this professional guiding you please?
Katherine Nance Dietz is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
thanks for putting this out, curiously inputted Katherine Nance Dietz on the web, spotted her consulting page and was able to schedule a call session, she actually shows a great deal of expertise
For the guy joining the military, it’s probably worth mentioning you will not need a down payment on a home once you’re in or after. If you go through the VA which I don’t see why anyone wouldn’t
Kudos to the 22 y.o. with the 35k portfolio. You got an amazing start man, keep it up and capitalize on it. You are doing a great job.
I have 3 portfolios...a 457b, Roth IRA, and a brokerage acct. The 457b and Roth consistently outperform my brokerage acct because those have the boring funds (S&P, Total market, Blue chip....etc) and my brokerage acct is loaded with individual stocks and ETF's. I find it more exciting to mess around with the brokerage acct so, that's where I mess around. Those other accts are much larger and will play a role in my retirement. The brokerage acct is my playground.
brother what 💀
Great video! I’ve been seeking investment guidance cos It seems like I am never able to identify trends properly. Options always go against me and I can't utilize the scanners efficiently. Is it possible to achieve a simple, reproducible passive income strategy that supplements my income and will eventually replace my wage income? Need some advise please
Best thing is to carry out extensive research and be on top of current events. Know how current events can alter share prices and apply logic over your emotions. This is what worked for me. Best of luck
one strategy is betting against the market which can be really profitable but first of all, you'll need to study the market intensely
stocks are overrated now. buy gold , 5% in crypto . rest in cash. and wait for the stock/property/land.
price to crash . but them after it stops dropping for 7 - 12 months at the bottom.
Even with the right technique and assets some investors would still make more than others, as an investor, you should’ve known that by now, nothing beats experience and that’s final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I’m buying again.
My partner’s been considering going the same route, could you share more info please on the advisor that guides you?
I just have to applaud your content man, well done. I remember having a consultation with a trade analyst last September, and it was incredibly insightful, at least $50k---$1M profits. Can’t stress enough how helpful experts in this field are!
Please how do i go about it, am still a newbie on investment trading and how can I make profit?
A better way is to get proper guide!!!! The most important thing is the technicality
I started working with Sonia back in February, and my financial goals have been clearer. It's like having a strategic partner for my money with a solid track record.
She is my family' personal Broker and also a personal Broker to many families in the United states, she is a licensed broker and a FINRA AGENT in the United States.
I started my trade with $5000, and in the space of one month I got credited with $22,000. It remains my biggest win for the year 2024
IMO bonds don't belong in a retirement portfolio unless you're at least approaching retirement and while it may be a mistake to omit international, this asset has staggering underperformed for a staggering amount of time. I favor a large cap heavy portfolio with a tilt toward growth along with some exposure to small cap value. Voo 50%, schg 20%, qqqm 10%, slyv 10%, avuv 5%, calf 5%
I just started investing in my late 30s, wish guys like hump an jespreet were around teachin us this 15+ yrs ago. The younger gen now are lucky to have financial mutants to stay motivated. These 2 youngins will be FIRE at mid 40s if they keep this up.
A fellow Money Guy mutant. God speed, brother. At least you’re aware. Still many out there at our age who have a lot to learn.
I have an Investment portfolio that's worth $1million, I don't think that'll be enough for retirement. I need an average risk investment strategy in stocks that'll give me more yield. Is buying stocks now a goods idea?
As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future.
Stacy Lynn Staples is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I'm pleased with the advisr's prompt and knowledgeable assistance. Their professionalism instills confidence. Looking forward to further discussions.
I would look into JEPI if I were around retirement age.
I was advised to diversify my portfolio among several assets such as stocks and bonds since this can protect my portfolio for retirement of about $750k. I want to know: Do I keep contributing to my portfolio in these unstable markets, or do I look into alternative sectors?
Well you got a point truly but right now i feel e commence among other sectors are expected to really see growth but who know i might be wrong, These days the market is filled with surprises.
Honestly, I realized after five years that attempting to predict market outcomes through chart analysis was futile due to the unpredictable nature. My lack of a mentor led to six years of struggle. I transitioned to following the market's direction and adopting a straightforward, disciplined approach.
I will like to ask, How did you achieve it? I been trying to stick with index funds. I feel this new interest rates hikes could crash this economy. I'm looking out for a better investing strategy, I have a lump sum that inflation is steady eating up.
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’Nancy Magaret Delony’’ for about two years now, and her performance has been consistently impressive. She’s quite known in her field, look-her up.
Can’t lie This is mind blowing indeed the name sounds too familiar I’ve come across individuals talking about her great service I guess this is a sign to try her out.
With copytrading, you could be sipping coffee on a balcony overlooking a bustling city skyline or lounging on a pristine beach, all while your investments work for you. Picture the freedom to pursue your passions, travel the world, and create lasting memories with your loved ones, all because you took the initiative to harness the power of copytrading and build the life you've always dreamed of.
I'm celebrating a $60k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me just one of the things copy tradee can do.
Can't share much here, I take guidance from ‘KATE ELIZABETH KURZ’ a renowned figure in her industry with over two decades of work experience. I'd suggest you research her further on the web.
Use her name to quickly conduct an internet search.
SHE’S MOSTLY ON TELEGRAMS APPS WITH HER NAME.
@kate_elizabeth01 she’s verified
Great content, you have given me an idea for my next video!
Great video Humphrey! Love this series.
omg I appreciate your channel so much!! So helpful!!
im 18 with about 20k invested whilst also having a car worth around that 20-25k mark. was great to see a younger profile in the mix for something i can relate too. Keep up the great videos mate
Having a 20k car is crazy sauce for an 18y/o lol back in hs it was all impalas and old corollas 😂
That’s a lot of % of your networth in a depreciating asset.. but you have time to correct it.
As an lnvesting enthusiast, I often wonder how top level investors are able to become millionaires off investing. . I’ve been sitting on over $545K equity from a home sale and I’m not sure where to go from here, is it a good time to buy into stocks or do I wait for another opportunity?.
Well as you know bigger risk, bigger results, but such impeccable high-value trades are often carried out by pros.
People dismiss the importance of advisors until they are burned by their own emotions. I remember a couple of summers ago, following my lengthy divorce, I needed a good boost to assist my business stay alive, so I looked for qualified consultants and came across someone with the highest qualifications. She has helped me raise my reserve from $275k to $850k, despite inflation.
How can I participate in this? I sincerely aspire to establish a secure financial future and am eager to participate. Who is the driving force behind your success?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with *Julianne Iwersen-Niemann* for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
I simply Googled her name and her website came up right away. So far, it appears interesting. I emailed her, and I hope she responds soon. Thanks
I'd like to understand if he earns 60K and now he paid off mortgage already with 6 kids to take care of, does he have a side hustle job ? Seem impossible for me if he doesn't have and be able to do so with 60k per year
The house may have been part of an inheritance
@@101289teutonicguy That would be so nice and it is making sense too
Yea there's something missing there, those numbers don't make sense. There's no way with 6 kids he has a 600k paid off house and 300k in an IRA unless his wife is rich or he made a lot more money when he was younger.
@@liptongtr His parents would start IRA for him since he was so young and that is actually rich parents do 😃 we actually haven't received his finance management history. It would be so nice to understand how he build his net-worth. His net worth is looking good for 35 year old man with big family
Right? Either something isn’t adding up or we’re missing context. I’m not saying this portfolios aren’t real but they certainly do not speak to the average individual.
Would love for you to create some content around what are the investing options for a recent immigrant in US. Its an area that is not discussed much. For example, how to strategize between IRAs and other investing vehicles
Please! I’d love that too
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, 25% SCHG, and my Roth 401k is 70% vanguard S&P 500 index, 20% vanguard growth index, and 10% vanguard international index. Seeking best possible ways to grow $350k into $1m+ before retirement, I'm 39
Those sound like great picks! consider financial advisory so you don’t keep switching it up, top 3 payers for the month were $OHI, $KMI, and $EDP... not bad for 350k
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
I'm intrigued by this. I've searched for financial advisers online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
I've shuffled through investment coaches and yes, they can be positively impactful to an individual's portfolio, but do your due diligence to find a coach with grit, one that withstood the 08' crash. For me, Vivian Jean Wilhelm turned out to be better and smarter than all the advisors I ever worked with till date, I’ve never met anyone with as much conviction.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
That guy who is 45, making 60k a year, and having 6 kids. I give him a lot of credit for having that much saved and having that high of a networth.
I used to think building an investment portfolio was all about picking a few random stocks and hoping for the best. But since I started working with my portfolio manager, it’s been a whole different story.
Really? I’ve always wanted to start investing but felt overwhelmed by all the options. What’s been the biggest change for you?
@@HassanBin-t9z She created a diversified portfolio for me, balancing risk and growth in a way I’d never have managed on my own. my portfolio has been growing rapidly unlike when it was taking a nosedive from my poor financial decisions, all thanks to my current financial advisor and portfolio manager.
@@MarieWentworth-p2h That sounds like exactly what I need! How can I get in touch with her?
@@HassanBin-t9z Search up Zoe Ann Wiest. She’s been amazing at making investments feel manageable and actually effective.
I've held 3 Berkshire Hathaway Class A shares since the mid-90s at around $17,000 each. Now, I'm selling some to buy growth stocks. With market volatility, should I reinvest in gold instead?
Knowledgeable Investors know where and how to put money during a crisis in order to reduce risk and maximize returns. See a market strategist with experience if you are unable to manage these market conditions.
Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.
pls how can I reach this expert, I need someone to help me manage my portfolio
*Jennifer Leigh Hickman* is the licensed fiduciary I use. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
Yeah, she is Jennifer Leigh Hickman , look her up. Anyone is free to contact her.
My portfolio for the past 30 years has always been self managed and I own 3 shares of Berkshire Hathaway Class A stock (BRK:A) which I bought in at about $17,000 during the mid 90s, I'm currently liquidating some of these positions to incoporate new Gen. Stocks, any good stock recommendation on great performing stocks will be appreciated.
the strategies are quite rigorous for the regular-Joe. As a matter of fact, they are mostly successfully carried out by pros who have had a great deal of skillset/knowledge to pull such trades off.
True. Having the right financial planner is invaluable. My portfolio is well-matched for every season of the market and recently hit 90% rise from early last year. I and my CFP are working on a 7 figure ballpark goal, though this could take till Q3 2024.
Please can you leave the info of your lnvestment advsor here? I’m in dire need for one.
Credits goes to "Lucinda Margaret Crist" one of the finest portfolio managers in the field. She's widely recognized; you should take a look at her work.
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
First profile: why do you ignore social security. Also not having the ira and 401(k) are not liquid until 59 1/2, hard to retire at 55
Well done. Well researched and clearly presented.
I have never taken $$$ from my parents, I'm a grown man, but I would give $$$ to my kids
Keep doing more of this series!
6 kids and he's doing well off 55k. I need to reevaluate my food budget. Not having a mortgage is amazing but holy cow.
probably inherited
How does someone with 6 kids and a family income of 60,000 dollars a year with 40,000 in expenses, have a net worth of 962000 dollars?
Excluded his wife own 1/2 house ? Maybe she’s on decent salary.
How is the 19yr old making 75k working at a bank but joining the army? Wouldn’t making 75k at a bank require a 4yr college degree?
Agreed. I’m not sure how realistic many of these scenarios are. These portfolios do not speak to the average individual.
The first guy makes poverty wages for a family of 8 but has a 600k house and all that investment money. Makes zero sense.
Banks require no education loll
@@FearOvGod Who makes 75k at a bank without a degree?
@@pete5691 there are non-financial positions at banks. There are also non-degree financial positions. You only need a course to get a mortgage license for example.
I'm new to finance i opened up my brokerage account in October of 2022. I have a question, can I buy more SPAXX? $1 currently I like that it's paying close to $0.50 or sometimes $0.56.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio dwindle away is such an eye -sore.
the 22 year old had majority of assets in a brokerage acct. At 75k a year he can do Roth IRA. As his brokerage grows over time he's going to get hit with a potentially unplanned tax bill from any dividends or the down payment on the house he's planning to buy.
Please please do more of these videos I love them!!
Well, what makes me an outlier I guess! I am 57 year-old English immigrant, with zero interest in tech or stocks, and yet I am 110% committed to Bitcoin. I would describe myself as an extreme conservative/libertarian. I have been involved in UK politics for some time, and the main thing that drove me to study Bitcoin and ultimately recognise its value to Humanity was the threat posed by an over-weening government, first in the UK and lately in the US also. I regard the CBDC as the final brick in the wall of the totalitarian prison the world's governments are building for us. And Bitcoin is the ultimate defence against a tyrannical government.r.....I've been engaged in active trading and managed to grow a nest egg of around 2.3Bitcoin to a decent 24Bitcoin....I'm especially grateful to Sandy Barclays, whose deep expertise and traditional trading acumen have been invaluable in this challenging, ever-evolving financial landscape.
Sandy Barclays program is widely available online..
If the market has taught me anything, it's that it always recovers, but I can't seem to focus on the long run, when major factors like my retirement and my reserve are wreaking havoc on inflation. I require a solid data trajectory and solution as soon as possible.
Over the years, I've been a part of numerous trading programs, sifting through a barrage of information. Yet, nothing has come close to the sheer clarity, depth, and precision of Sandy insights. It's akin to finding a diamond in a coal mine.
Sandy gave me the autonomy I need to learn at my own pace and ask questions when I need to she’s so accommodating.
Sandy goes deeper than just looking at surface-level trends. she explores technical, fundamental, and sentiment analysis, offering a comprehensive perspective on the market..
We need a video about how to adjust your savings rate when you have a guaranteed government pension like school teachers in California
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
There are many other interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell the shares or ETFs you want to acquire.
I agree, that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+ and I've netted over 2.8million.
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
“ Sophia Maurine Lanting is the coach that guides me, She has years of financial market experience, you can use something else but for me her strategy works hence my result. She provides entry and exit point for the securities I focus on.
Finding financial advisors like Sophia Maurine Lanting who can assist you shape your portfolio would be a very creative option. There will be difficult times ahead, and prudent personal money management will be essential to navigating them.
at 4:20, you *say* 6-10% average, but over that 15 year period, the CAGR is almost exactly 6%... let's not get people's hopes up eyeing that 10% return 🙂
Is it a good idea to hold 25% in SCHD, 45% SCHG, and 30% SPLG?
I'm new to BTC and I've been making losses trying to make profit myself in trading.. I thought trading demo account is just like trading trading the real market... Can anyone help me out or at least advise me on what to do?
Well...I will advise you should stop trading on your own if you keep losing and start trading with an expert because trading with an expert is the best strategy for newbie...
Mrs Rachael Campbell was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Rachael Campbell.
She must be really dedicated and well trusted for people to talk much good about
the first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional.
I Started with 5,000$ and Withdrew profits
89,000$
How long will you guys hold onto spxl and sso for?
Love these videos
Here’s my portfolio 50% SPY 50% QQQ (50/50 in terms of shares)
Absolutely wild to recommend a reverse mortgage
Great insightful video! How would one get themselves onto one of these videos?
I usually look up your videos for updates! Our government has no idea how people are suffering these days. I feel for people with disabilities not getting the help they deserve. Thank you Mrs Emily L Romano, imagine investing $12,000 and received $305,500.
You're correct!! I make a lot of money without relying on the government. Investing in stocks and digital currencies is beneficial at this moment
Mrs Emily L Romano was my hope during the 'bear summer' last year. I did so many mistakes but also learned so much from it, and of course from Emily L Romano.
She must be really dedicated and well trusted for people to talk much good about
She must be really dedicated and well trusted for people to talk much good about
the first step to successful investing is figuring out your goals and risk tolerance either on your own or with the help of a financial professional but is very advisable you make use of a professional
I Started with 5,000$ and Withdrew profits 89,000$
Pepe Unchained is going crazy, my buddy just 10x'd his investment! 🚀🐸
Love this series!!
I am 30 years old and have accumulated just over $100,000 in Apple stock over the last 8 years through ESPP and RSU programs as I am a low level employee (sales). It now feels a bit like I'm betting way too much money on the same horse. Is it smart in my situation to sell some of my Apple shares and, for example, put them in well-diversified ETFs?
4:24 6-10% UNTIL he retires??? Or after he retires?
How do you feel about investing heavy into Nvidia for long term in roth ira?
Buying of ETFs is easy, but buying the right one without a time-tested strategy is incredibly hard. Hence which is best to buy now or put on a watchlist? I’ve been trying to grow my portfolio of $260K for sometime now, my major challenge is not knowing the best entry and exit strategies... I would greatly appreciate any suggestions.
Just because there are opportunities in the market doesn’t mean you should go in blindly. To understand the potential factors that contribute to your financial growth, I'll advise you to seek the help of a professional.
The best course of action if you lack market knowledge is to ask a consultant or investing coach for guidance or assistance. Speaking with a consultant helped me stay afloat in the market and grow my portfolio to about 65% since January, even though I know it sounds obvious or generic. I believe that is the most effective way to enter the business at the moment.
I need advice on how to rebuild my portfolio and develop more successful tactics. Where can I find this coach?
My fiduciary is Sonya Lee Mitchell. Just research the name. You’d find necessary details to work with a correspondence to set up an appointment..
I looked up her full name online and found her page. I emailed and made an appointment to talk with her; hopefully, she gets back to me.
I'm constantly shocked by people's relatively low NW and high spend. Not just on vids like this but real life folks I talk to. Not a moral judgement, just looking at the math and wondering WTF they're going to do at retirement age.
Crazy to be 19 years old and be considered a "specialist" at anything 😅
How can I send my portfolio to be analyzed?
lovveeeeee these videos you should make more
Trying to!
Relationships, Divorce, etc are going to be the high risk pitfalls for each of them.
Just go all in NVDA😂
I’ve made over 200% in just 2 years, never sold it, and I can see another 2X in 3years
Hello, I love your videos, they're always so informative and engaging. I'm curious, what are the potential risks of investing in cryptocurrency? Do you have any recommendations for a reputable and experienced broker?
just saying - 8:30 UNH is a healthcare company.
60k a year as a mortage closer is crazy low. 😮
This series is great
He’s killing it for a 22 year old wow
Seems pretty silly to temporarily leave a 75k job for one that pays less than 32k, unless you plan on joining the Army just for the education and housing benefits.
This is a great interview
These peoples stories make no sense. At 19 you’re not making 75k at a bank lmao. First guy has suspiciously high wealth given his income of 60k and 6 kids with a stay at home wife.
Just makes me jelly about other peoples' up bringing. A dad holding 10k for you and a 25-30k car at 19yo? Obviously the car was bought for them. I think the biggest advantage is just parents educating their kids on investing early and direction in starting your career. I was stumbling the whole way. My first job was a dishwasher at a diner. But "operations specialist" at 19yo. wow.
Now, the election is over. DID you miss out on the bull run? Bitcoin is at it's ATH now and all I can say is thank you to this channel and Julianne Iwersen Niemann, for keeping me informed.
you are lucky, One of the most brillian investing advice i have ever gotten on youtube came from watching an interview with Julianne Iwersen Niemann. Indeed, A solid investment strategy is like a well-planted tree-it can withstand storms and still grow strong
I know this lady you just mentioned. Julianne Iwersen Niemann is a portfolio manager and investment advisor. She gained recognition as an employee of neuberger berman; a renowned investor she is. Julianne Iwersen Niemann has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
I’ve heard of her
How can i reach her, if you don't mind me asking?
her name is 'JULIANNE IWERSEN NIEMANN'. Just research the name. You'd find necessary details to work with a correspondence to set up an appointment.
I appreciate this. After curiously searching her name online and reviewing her credentials, I'm quite impressed. I've contacted her as I could use all the help I can get
Something aint right. His 600k house paid off and hes in his 40's with 6 kids and has 200k in IRA!!!?? Something isnt adding up. If he had a 30 year mortgage that means he got the house when he was like 15. So he must have gotten a 15 year mortgage. Assuming he paid the house off by 43 years old, that means he purchased it when he was 28 meaning he bought it in 2009. Median home price was $215,000 during that year. So his monthly mortgage was about $1400-$1600 a month. So basically most his current net worth is thanks to the 2008 market crash and also thanks to covid making house prices double. Had it not been for covid his home would probably be valued at $375,000 considering historically home prices rise by 3.5%- 4% a year.
I'm more into the 90/10 mix no matter the age.
Hopefully the last guy also get access to a VA loan
how can someone have that much in IRA at 40 years age ? Doesnt it have a low (6k or so) annual contribution limit?
Does anyone use the app Blossom
I like this series.
Great!
I'm no tax professional, but is the first guy really paying 10k on taxes...he has 6 kids, that's 12k credit (with stipulations)...60k income, that's 6k fed, around 4k for FICA, around 3k for state. So first 3 kids he gets the full 2k to offset fed income taxes to 0. For the next 3 kids he should get the max refund credit of $1600/kid so $4800. So isn't he actually only paying around like 2k in taxes? Maybe I misunderstood the whole max refund credit for child tax credit.
Explain his assets making 60k a year? On top of feeding 8 people..