Family First Life & Integrity Marketing Group Scammed Me - True Story
Вставка
- Опубліковано 11 січ 2024
- Robert Cooper describes how got scammed by Family First Life
This video is a meshing of two videos that Rob posted online on UA-cam.
• How the MLM Fraud comp...
• How the MLM Fraud comp...
Robert tells us his email - robbiecooperffl@gmail.com and indicates that he is from California
Playlist that has additional evidence to be used in Family First Life / Integrity Marketing Group litigation • Life Insurance Agent i...
The fact is that Family First Life is under multiple criminal investigations and is being law suited in multiple courts.
This interview can and should be used as evidence for any new Family First Life recruit that did not earn $20,000 per month, which is probably 100% of their recruits.
The end is near.
Reddit thread that concentrates on Family First Life lawsuits - www.reddit.com/r/antiMLM/comm...
Christopher Coyle's lawsuit against Family First Life - All documents - www.oscn.net/dockets/GetCaseI...
The most important filing by Christopher Coyle is document #5 - www.scribd.com/document/67081...
Christopher Coyle's GoFundMe page, which explains Mr. Coyle's story -www.gofundme.com/f/qv63hy-cou...
Special thanks to the interviewer, David. Any inquiries should contact 561.440.9245 or www.gusfox.com and/or comment on Reddit or this channel.
A complete playlist of over 80 videos that provides evidence for litigants against Family First Life with details of the FFL scam and criminal behavior.
ua-cam.com/play/PLJVKYiW2lCj5oHUZkuMJJEIQAZzhWQisX.html
I recommend that Mr. Cooper file his complaint with his state's Department of Securities as well as the Attorney General
I got with FFL just to get contracted with carriers and I build my own lead system and I make money I don’t buy leads from FFL, because yes I have heard from people in FFL that the leads they sell don’t work at all!!!!!
You realize that FFL managers will replace your policies. They will sell your sales as leads. They are called bounty leads. Hear the interview with Jimel Bronson of Jacksonville Florida ua-cam.com/video/-695-2vfdLI/v-deo.htmlsi=zwi8NUBTS9LWeKy1
Make sure you don't sell Americo, it it too easy to replace.. as well FFL contracts are very low. Call www.gusfox.com to generally get 30 percent higher.
How did u build your leads
Ffl and ail along with most mlm are horrid
agree.
The leads I bought were either disc numbers and fake addresses or just bought insurance somewhere else or not interested in buying insurance or never answered the call or text or email . After the first batch I didn’t buy more because I knew it was bs after that
And you were promised that they would be exclusive leads. Talk to gusfox.com and he'll get you to be made whole.
Seems like you guys are new to the industry. I have been in this field for seven years now their life insurance company is in their IMO’s. If you join the insurance company, you are a captive agent and they’ll give you peanuts less than 30%. They keep your book of business.
Other IMO not more than 50%. Starting bonus.
Dear California Attorney General Robert Bonta,
My name is Robert Cooper, a newly licensed insurance agent in the State of California. I was harmed by a business opportunity scam called Family First Life (FFL) that has victimized tens of thousands of Californians like me. The FFL scam mostly targets younger, minority and immigrant communities.
My personal experience is that I wasted/worked 6 months of my life in their scam in late 2021, early 2022. Earned virtually no revenue during those 6 months (about $3,000) while investing $7,000 in their fraudulent leads, merchandise, out-of-pocket expenses, work attire, and computer/home office products.
As a recruit, I was told that the average recruit earns $20,000 per month, and that any investment that I would make in leads would get me to 10 times the money in revenue. As a 24-year-old newly licensed insurance agent, I believed them. Especially since their sales pitch, social media “proofs” was akin to a Hollywood production.
I now realize that Family First Life should have registered and complied with the California Business Opportunity Sales Act. www.findlaw.com/smallbusiness/starting-a-business/state-guide-business-opportunity-disclosure-laws.html - I could not find the CA Business Opportunity Sales Act (Oklahoma and California laws are supposedly identical, and inspired by an FTC recommended law from 10 years ago.)
I am sure you can find the exact text of the California law, but I see information on Reddit that describes a lawsuit citing the Oklahoma law.
Here is the Reddit Thread that describes lots of FFL legal issues www.reddit.com/r/antiMLM/comments/15wfzb8/family_first_life_lawsuits_thread_portal/ Here are the court documents of the ongoing Christopher Coyle’s counter lawsuit against FFL in Oklahoma -
www.oscn.net/applications/oscn/GetCaseInformation.asp?submitted=true&viewtype=caseGeneral&casemasterID=3597373&db=Tulsa
www.scribd.com/document/670813958/Family-First-Life-Counter-Lawsuit-Claiming-Business-Opportunity-Fraud - is the direct link to the critical filing that describes the Business Opportunity Sales Law, which supposedly CA has the identical law.
Here is Christopher Coyle’s GoFundMe Plea. www.gofundme.com/f/qv63hy-court-fees - My case and over ten thousand Californian have similar stories (there is a UA-cam video in which the FFL CEO states he has 60,000 agents, and the parent company, which is Integrity Marketing Group (IMG) owns several other similar companies doing a similar fraud - PHP Agency, The Alliance, Equis Financial, North American Senior Benefits and others.)
FFL did get an FTC cease and desist ordering them to stop lying to new business opportunity participants in December 2021. www.ftc.gov/system/files/warning-letters/cease_and_desist_letter_to_family_first_life_llc-_12.27.2021.pdf -
Unfortunately for me, I was not aware of this public letter when I was being scammed by FFL.
FFL is being class action law suited for “lead fraud”, “selling dud leads” in a California Federal Court from June 2022, behindmlm.com/companies/family-first-life-class-action-alleges-selling-of-dud-leads/ - Copy of the original filing - www.scribd.com/document/702794468/Family-First-Life-Class-Action-Lawsuit-Lead-Fraud-Shawn-Meaike-first-filing
FFL is now up to its 5th Do Not Call lawsuit, as described on the www.behindmlm.com articles that is documented at the head of the Reddit thread. behindmlm.com/companies/family-first-life/fifth-family-first-life-robocall-fraud-lawsuit-filed-in-ct/ and direct link to lawsuit - www.scribd.com/document/666338219/Fifth-Family-First-Life-Do-Not-Call-Lawsuit-in-Connecticut-Class-Action
behindmlm.com/companies/fourth-family-first-life-robocall-fraud-lawsuit-filed-in-indiana/ and the link to the lawsuit - www.scribd.com/document/703002630/Integrity-Marking-Group-Do-Not-Call-Robocall-Class-Action-Lawsuit-Indiana
behindmlm.com/companies/third-family-first-life-robocall-fraud-lawsuit-filed-in-texas/ and then behindmlm.com/companies/family-first-life-settles-campbell-robocall-fraud-lawsuit/
behindmlm.com/companies/second-family-first-life-robocall-fraud-lawsuit-filed-in-michigan/ and a court filing - www.scribd.com/document/702799114/Family-First-Life-Lawsuit-Do-Not-Call-Lawsuit-for-694-000
behindmlm.com/companies/family-first-life-class-action-alleges-selling-of-dud-leads/ and link to the lawsuit - www.scribd.com/document/702794468/Family-First-Life-Class-Action-Lawsuit-Lead-Fraud-Shawn-Meaike-first-filing
If you go to the Reddit thread listed on page one, you will see direct links to a few more of their lawsuits.
There is a UA-cam playlist of over 90 videos that interviews victims of FFL and also has “job interviews” with FFL recruiters who you can hear are “promising the moon.”
Telling the potential recruit exactly what I was told. Invest money in leads, 10 times your money, average income is 20K per month, “it is easy and anyone can do it”, etc.
These videos give over different aspects of the fraud, which involve “elder abuse”, “churning”, “do not call violations”, “business opportunity law fraud”, “general fraud selling fake leads to new agents like me”, “targeting protected classes / minorities / immigrants for fraud”, “RICO violations” On Family First Life Lawsuit Playlist ua-cam.com/play/PLJVKYiW2lCj5oHUZkuMJJEIQAZzhWQisX.html
The video of me describing my situation was posted on my TikTok channel and subsequently was posted on this UA-cam playlist describing FFL’s frauds - click here to see my video ua-cam.com/video/jZ9xb3AC6-s/v-deo.html
This is literally “too much information” and “too much evidence” described on this video playlist. The FFL fraud is a government aided and abetted since it involves obtaining a California Insurance license.
I was convinced that since it is a regulated industry, then it must have been legitimate.
As well, Family First Life / Integrity Marketing Group use big time celebrities to further legitimize their scam. Believe it or not, Steve Young, the Hall of Fame San Francisco 49ers Quarterback, is the Chairman of the Board of Integrity Marketing Group. See this video that is still online - facebook.com/watch/?v=486544389005266
I am not exaggerating in stating that the FFL/Integrity Marketing Group Scam is the #1 predator harming California’s wannabe young adult business owners. Numerous victims.
In light of the above, I respectfully request help from the California Attorney General’s office in obtaining an attorney.
Surely, your office knows of competent attorneys that specialize in franchise or business law. I was informed that your office gave this help and referral to the lawsuit to an insurance agent named Kevin Knight from Los Angeles.
Mr. Knight got scammed by Family First Life by way of “wage theft from independent contractors” in retaliation for complaining about discriminatory practices by FFL. I highly recommend that your office investigation and prosecute FFL / IMG for continuing to break multiple laws that harm Californians.
I would love to provide detailed evidence to your office to assist in your investigation, and am available to discuss this matter in more detail.
The result should be that FFL’s ongoing fraud should stop. I appreciate your consideration of this urgent issue and look forward to your prompt response.
Sincerely,
Robert Cooper
I worked with them and also was forced to buy leads
It’s Integrity marketing group not company
Comment on a UA-cam video of R. Cooper of California. I am posting this again to make sure it doesn't get deleted. His letter to the CA AG. I believe that Mr. Cooper will settle for decent money.
u/mr.misunderstood4160 • 1 day ago
Hello all, intend this finds you well. I just sent this to the state attorney general of California.
Dear Attorney General Rob B,
My name is Robert Cooper, a newly licensed insurance agent in the State of California. I was harmed by a business opportunity scam called Family First Life (FFL) that has victimized tens of thousands of Californians like me. The FFL scam mostly targets younger, minority and immigrant communities.
My personal experience is that I wasted/worked 6 months of my life in their scam in late 2021, early 2022. Earned virtually no revenue during those 6 months (about $3000) while investing $7000 in their fraudulent leads, merchandise, out-of-pocket expenses, work attire, and computer/home office products.
As a recruit, I was told that the average recruit earns $20,000 per month, and that any investment that I would make in leads would get me to 10 times the money in revenue.
As a 24-year-old newly licensed insurance agent, I believed them. Especially since their sales pitch, social media “proofs” was akin to a Hollywood production.
I now realize that Family First Life should have registered and complied with the California Business Opportunity Sales Act. www.findlaw.com/smallbusiness/starting-a-business/state-guide-business-opportunity-disclosure-laws.html - I could not find the CA Business Opportunity Sales Act (Oklahoma and California laws are supposedly identical, and inspired by an FTC recommended law from 10 years ago.) I am sure you can find the exact text of the California law, but I see information on Reddit that describes a lawsuit citing the Oklahoma law.
Here is the Reddit Thread that describes lots of FFL legal issues www.reddit.com/r/antiMLM/comments/15wfzb8/family_first_life_lawsuits_thread_portal/
Here are the court documents of the ongoing Christopher C’s counter lawsuit against FFL in Oklahoma - www.oscn.net/applications/oscn/GetCaseInformation.asp?submitted=true&viewtype=caseGeneral&casemasterID=3597373&db=Tulsa
www.scribd.com/document/670813958/Family-First-Life-Counter-Lawsuit-Claiming-Business-Opportunity-Fraud - is the direct link to the critical filing that describes the Business Opportunity Sales Law, which supposedly CA has the identical law.
Here is Christopher Coyle’s GoFundMe Plea. www.gofundme.com/f/qv63hy-court-fees - My case and over ten thousand Californian have similar stories (there is a UA-cam video in which the FFL CEO states he has 60,000 agents, and the parent company, which is Integrity Marketing Group (IMG) owns several other similar companies doing a similar fraud - PHP Agency, The Alliance, Equis Financial, North American Senior Benefits and others.)
FFL did get an FTC cease and desist ordering them to stop lying to new business opportunity participants in December 2021. www.ftc.gov/system/files/warning-letters/cease_and_desist_letter_to_family_first_life_llc-_12.27.2021.pdf - Unfortunately for me, I was not aware of this public letter when I was being scammed by FFL.
FFL is being class action law suited for “lead fraud”, “selling dud leads” in a California Federal Court from June 2022, behindmlm.com/companies/family-first-life-class-action-alleges-selling-of-dud-leads/ - Copy of the original filing - www.scribd.com/document/702794468/Family-First-Life-Class-Action-Lawsuit-Lead-Fraud-Shawn-Meaike-first-filing
FFL is now up to its 5th Do Not Call lawsuit as described on the www.behindmlm.com articles that is documented at the head of the Reddit thread.
behindmlm.com/companies/family-first-life/fifth-family-first-life-robocall-fraud-lawsuit-filed-in-ct/ and a court filing www.scribd.com/document/702799114/Family-First-Life-Lawsuit-Do-Not-Call-Lawsuit-for-694-000
behindmlm.com/companies/fourth-family-first-life-robocall-fraud-lawsuit-filed-in-indiana/
behindmlm.com/companies/third-family-first-life-robocall-fraud-lawsuit-filed-in-texas/ then behindmlm.com/companies/family-first-life-settles-campbell-robocall-fraud-lawsuit/
behindmlm.com/companies/second-family-first-life-robocall-fraud-lawsuit-filed-in-michigan/ and a court filing - www.scribd.com/document/702799114/Family-First-Life-Lawsuit-Do-Not-Call-Lawsuit-for-694-000
behindmlm.com/companies/family-first-life-class-action-alleges-selling-of-dud-leads/
behindmlm.com/companies/family-first-life-sued-for-robocall-fraud/
If you go to the Reddit thread listed on page one, you will see direct links to a few more of their lawsuits.
There is a UA-cam playlist of over 90 videos that interviews victims of FFL and also has “job interviews” with FFL recruiters who you can hear are “promising the moon.” Telling the potential recruit exactly what I was told. Invest money in leads, 10 times your money, average income is 20K per month, “it is easy and anyone can do it”, etc. These videos give over different aspect of the fraud, which involve “elder abuse”, “churning”, “do not call violations”, “business opportunity law fraud”, “general fraud selling fake leads to new agents like me”, “targeting protected classes / minorities / immigrants for fraud”, “RICO violations”
On Family First Life Lawsuit Playlist ua-cam.com/play/PLJVKYiW2lCj5oHUZkuMJJEIQAZzhWQisX.html
The video of me describing my situation was posted on my TikTok channel and subsequently was posted on this UA-cam playlist describing FFL’s frauds - click here to see my video ua-cam.com/video/jZ9xb3AC6-s/v-deo.html
This is literally “too much information” and “too much evidence” described on this video playlist. The FFL fraud is a government aided and abetted since it involves obtaining a California Insurance license. I was convinced that since it is a regulated industry, then it must have been legitimate.
As well, Family First Life / Integrity Marketing Group use big time celebrities to further legitimize their scam. Believe it or not, Steve Y., the Hall of Fame San Francisco 49ers Quarterback, is the Chairman of the Board of Integrity Marketing Group. See this video that is still online - facebook.com/watch/?v=486544389005266
I am not exaggerating in stating that the FFL/Integrity Marketing Group Scam is the #1 predator harming California’s wannabe young adult business owners. Numerous victims.
In light of the above, I respectfully request help from the California Attorney General’s office in obtaining an attorney. Surely, your office knows of competent attorneys that specialize in franchise or business law. I was informed that your office gave this help and referral to the lawsuit to an insurance agent named Kevin Knight from Los Angeles. Mr. Knight got scammed by Family First Life by way of “wage theft from independent contractors” in retaliation for complaining about discriminatory practices by FFL.
I highly recommend that your office investigation and prosecute FFL / IMG for continuing to break multiple laws that harm Californians.
I would love to provide detailed evidence to your office to assist in your investigation, and am available to discuss this matter in more detail. The result should be that FFL’s ongoing fraud should stop.
I appreciate your consideration of this urgent issue and look forward to your prompt response.
Sincerely,
Robert Cooper
This is from 3 weeks ago..
anyone that does a video. the key issues is 1. who are you 2. what happened 3. how it affect your life 4 what you gonna do... you see that jana edwards did an excellent job.
Well your wish is coming true. Shawn Meike is going down. Teams that were with him have left. I dont agree with them breaking away and continuing what the other teams are doing but it has started that Shawn is going down.
And he gets to keep all the stolen money. Not fair... Jail time is appropriate.
Hopefully there is jail time@@BusinessOpportunityScams
Comment on this video from Robert Cooper - I am posting so that this information does not get deleted.
@mr.misunderstood4160
ROB BONTA
Attorney General
State of California
DEPARTMENT OF JUSTICE
PUBLIC INQUIRY UNIT
P.O. BOX 944255
SACRAMENTO, CA 94244-2550
February 12, 2024
Robert Cooper
RE: Family First Life
Dear Robert Cooper:
Thank you for contacting the Office of the Attorney General regarding your consumer complaint. Often it is only through letters from concerned and responsible citizens that our office becomes aware of consumer problems.
Complaints are used to develop information about patterns of business activity which might indicate the need for formal investigation or law enforcement action by our office. Complaints often bring early warning of what promises to be a pervasive scam or systematic violation of California law.
If a pattern is discovered, what originated as a private dispute may become a matter of broad public interest and thus warrant intervention by our office under California consumer protection laws.
We do want to inform you, however, that our office is prohibited by law from representing individual citizens in legal matters. We do, within the limits of our resources, bring lawsuits for violations of California law in cases of statewide
significance. However, our role in any legal action against a company is on behalf of all of the people of California. Please be assured that your information will be retained in our consumer files and is of importance in helping this office take appropriate action to protect consumers.
Sincerely,
Public Inquiry Unit
For ROB BONTA
Attorney General
So what is a good insurance company to work and what type of leads are legit?
Best thing you can do is speak to www.gusfox.com.
I'm with Americhoice Financial Group but I used be with FFL he's not lying on alot of this stuff
@@arod8659 it would be nice if 5% of the victims would do what Rob is doing. And then get the Attorney Generals and attorneys involved. This scam would end in 5 minutes if people spoke up.
I work with TAG. We have paid training and free fresh never used mailer leads. I’ve worked with several IMO’s including FFL but have been the most successful here. We work in life, health and annuities. The level of support and success is above any I’ve seen. Happy to share more information. I’ve been in the industry going on 4 years as a full time agent and love what I do.
One of the big 4 mutual companies would be a great start. If they have a partnership with a brokerage, even better. It shows that they are at least trying to run a legit practice and will not shy away from extra regulation and compliance.
Marissa Mazioti ffl inspire group and Real financial are all Scammers just scamming
I would love to interview you.
@@BusinessOpportunityScams it's crazy I've had people I know personally tell me they're the devil, a co worker tried to dupe me with his friend that's an agent and Uber drivers tell me they tried it and it's unethical I've been investigating for years. All these MLMs and globe life American income all churning
ua-cam.com/video/48UBICixhnc/v-deo.html is the interview with Marissa Mazziotti - Enjoy.
I feel like you just couldn't sell
scams generally dont work.
ua-cam.com/video/flr2e2LJ8Wg/v-deo.html New video of victim Thomas Schumacher of Ohio.
Integrity marketing group just invited to an job event. Should I go or no?
To record them breaking the law. Ask them how you supposed to invest and how much you expect to earn. Record everything.
I'm currently looking for a job rn. Saw an application on indeed. Didn't know or heard anything Abt them. Then decided some research & came across your video. Made me decide I'll probably waste my time over there. Thank you for the upload ❤
Are you a marketing service for Gus Fox?
I do appreciate the work that www.gusfox.com is doing to help insurance agents.
I am my own catalyst for exposing FFL’s wrongdoings and unethical business practices.
@@mr.misunderstood4160 not just unethical.. Hugely illegal... Both criminally and civilly
all these people are reading a script.
Try remembering everything unethical that happened to you involving an employer step by step for months on end, all the BS that has unfolded about them behind the scenes, and than trying to detail it as clearly as possible for everyone in 12 minutes. Could you honestly remember all that at the top of your head? No.
Soft AF 😂
yes.. he should let them slide for violating business opportunity sales law. lol.
Greed gets you what you wanted
Broke boy
*PromoSM* ✌️
I guess you didn’t do your due diligence before working with FFL…..save your energy and move on…..they new victims everyday.
I would love it if the victims all complain to their state attorney general..and lawsuit..
wow, you’re very good at reading scripts you probably should be in the news media read like a dumb
True story.... Very obvious that he is giving it over to his state attorney general
Yeah I’m sure you could memorize 11 minutes of your entire story and all the research you’ve done? Yeah don’t think so.