How Do You Repair Credit After Bankruptcy
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- Опубліковано 3 січ 2024
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How Do You Repair Credit After Bankruptcy
Are you wondering how do you repair your credit after a bankruptcy? Sometimes life throws you a curveball and you find yourself in an unexpected situation, but the important thing is knowing how to get back on track! Watch this video to get valuable advice on what you can do to recover from this situation!
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Learn More about Justin Mirche
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Justin Mirche is the founder and President of Justin Mirche Consulting. He has a vast background in finance and has been the go-to person for friends, colleagues, and clients for years to assist in solving a wide array of credit and finance challenges. His experience and dedication have transformed lives, families, and businesses. Now he wants to share his expertise to help a much broader audience. With his UA-cam channel, Justin wants to answer questions that affect our everyday lives, erase confusion dispel myths about credit and finance, and provide valuable advice to help you level up and reach your credit and financial goals.
Website: justinmirche.com/
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#Bankruptcy
#CreditScore
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Thank you.
You are very welcome!
Can a creditor keep updating / adding remarks on your credit report after you have been discharged?
After a BK, they should list the account as having no balance and not active. Remarks aren't figured into a person's credit score and mostly ignored by creditors. I wouldn't worry about it.
@@justinmirche I actually lost 8 points. The creditor updated my status 2 more times after discharge and my score dropped each time.
It's likely the remarks didn't cause the score decrease. It could have been another part of the account that was adjusted or something else changed on your credit simultaneously causing the decrease. Comments on credit reports aren't scored.