how to pay off debt in 2023 | step-by-step plan to pay off credit card debt

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  • Опубліковано 7 січ 2025

КОМЕНТАРІ • 32

  • @skoopqueen
    @skoopqueen Рік тому +32

    I wasnt financial free until my 40’s and I’m still in my 40’s, bought my second house already, earn on a monthly through passive income and got 4 out of 5 goals, just hope it encourages someone that it doesn’t matter if you don’t have any of them right now, you can start TODAY regardless your age INVEST and change your future! Investing is a grand choice I made. Great video! Thanks for sharing!
    Very inspiring!

    • @FirstGenMoney
      @FirstGenMoney  Рік тому +1

      thank YOU for sharing this! It's never too late to start

    • @eadad4371
      @eadad4371 Рік тому

      How??

    • @skoopqueen.
      @skoopqueen. Рік тому

      @@eadad4371 Alright so generally, investing requires higher knowledge. For this reason, It's important to have a solid support structure (financial consultant) to guide you through especially in asset picking. I operate with (REGINA LOUISE COLLARO) an investment advisor who partners with a licensed wealth management firm. For the record, the experience has been the best for my finance. She is quite popular for her services so you might have heard of her.
      She made me financially stable investing through her help, now I earn on a monthly basis through her passive income strategy...So I’ll advise you do get a good Investment advisor for yourself.

    • @eadad4371
      @eadad4371 Рік тому

      @@skoopqueen. That’s great , your investment advisor must be really good,I have seen testimonies of people using the help of investment advisors in making them more financial stable. Do you mind sharing more info on this person?

    • @skoopqueen
      @skoopqueen Рік тому

      @@eadad4371 look her up on the internet and leave her a message she's quite popular for her services as she was recently featured on cnn. She can work with anyone irrespective of where their located

  • @sabrinal6645
    @sabrinal6645 Рік тому +1

    Hi! First of all, thank you for making this amazing video, I learned so much!I love your contents and I am shocked how your tool is useful and meaningful....I am trying to get your spreadsheet but the link doesn't work anymore. Would you mind update it? Would love to get your spreadsheet!

    • @FirstGenMoney
      @FirstGenMoney  Рік тому

      Hi! Thanks for watching and sorry for the last response -- just added the new link: docs.google.com/spreadsheets/u/1/d/1Eukju4lXeKXHFaBh-eq_Whi4z2uaNVlXRZuB_501RJ4/copy?usp=sharing
      it's a google sheet, you'll want to click make a copy so you can get your own version!

  • @jacentwamala
    @jacentwamala 2 роки тому +2

    This is so informative. Thank you for sharing. These are the conversations we need to have more of among first gen folks.

    • @FirstGenMoney
      @FirstGenMoney  2 роки тому +1

      thank you for watching!! yes, we need to kick this money taboo to the curb.

    • @jacentwamala
      @jacentwamala 2 роки тому

      @@FirstGenMoney You hit the nail on the head I can't wait to see what else you have for us

  • @canthide207
    @canthide207 Рік тому +8

    You're so cute..you look just like the pillow on your couch🤣

  • @autumnnyrie
    @autumnnyrie Рік тому

    I wanna just say…this video has been so helpful! Thank you so much! ❤

    • @FirstGenMoney
      @FirstGenMoney  Рік тому

      Thank YOU so much for watching it :) I'm glad it could be helpful!!! Good luck on your debt pay off journey!

  • @R.and.R.
    @R.and.R. 2 роки тому +1

    Great video Dannielle! Excellent financial education!

  • @edgardeleon7366
    @edgardeleon7366 2 роки тому +1

    Instead of paying student loans???? How about pay it off now that interest is 0 for 6 months

    • @FirstGenMoney
      @FirstGenMoney  2 роки тому +5

      Correct - so use those 6 months of 0 interest to pay something that has double digit interests. Now if student loans is the only debt you have then that might be a different approach but I speaking to prioritizing the high interest debt.

  • @Mithrandeer
    @Mithrandeer 2 роки тому +2

    this was SO helpful. I am also a first-gen millennial, Canadian. How do I get a copy of your amazing spreadsheet? I am not very excel literate.

    • @FirstGenMoney
      @FirstGenMoney  2 роки тому

      Yay! Glad it was helpful :) you can get the spreadsheet here: firstgenmoney.ck.page/0602c74b74

  • @FlorEspinoza-cl5di
    @FlorEspinoza-cl5di 2 роки тому

    Thank you for the information !!!

  • @AmazinMusicNYC
    @AmazinMusicNYC 2 роки тому +3

    I’m $1,762 in credit card debt with discover

  • @_einodmilvado
    @_einodmilvado Рік тому

    🎉

  • @CS-sj9sp
    @CS-sj9sp 2 роки тому

    Wonderful video! Thanks so much for breaking things down in a way that's easy to understand!

  • @af7959
    @af7959 2 роки тому

    Like your energy. Good summary. I might add that historically 6% isn't a bad rate. The low interest rates of the last decades have been the outlier.

    • @FirstGenMoney
      @FirstGenMoney  2 роки тому +1

      thank you for watching! Yes good point to mention - definitely don't want to go back to the double digit mortgage loans of the 80s GAHHHH