What is Third Party Insurance| First Party Insurance | Insurance | Car Engineer | Sumit Choudhary
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- Опубліковано 17 жов 2024
- #thirdpartyinsurance #firstpartyinsurance #insurance #carengineer #sumitpanghal #motorcarindia
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Maruti Swift Lxi base model
Or Tata punch pure base model
which we should buy please suggest ....
Cleared many doubts regarding insurance policy 👍
I've been purchasing insurance for my bike for the last 17years but I didn't know much about 1st party, 2nd party and 3rd party. So your video is very informative for me. Thanks a lot.
So informative,Thankyou,Godbless,simon from Bangalore
🤔🤣
What is bumper to bumper insurance
@@RakeshVerma-nu5unusme sab cover hoga..
gotta say.. this guy is very thorough with the information he provides.. everything he explains is short and yet comprehensive and easily understandable..
Thanks a lot Palash Kumar jinfor your kind words.. .Lets meet on instagram for quick answers and updates...Link below
instagram.com/motorcar.in
@@motorcarindia9459 sir agar meri bike ke sath kisi car ka loss ho jaata hai toh kya use insurance company pay kre gi ..like mera 5 year ka insurance hai
Bro ye third party insurance kitne month ke liye valid hota hai
Mai ek general insurance emoloyee hu Mere company ka trainer bhi itna clear explain nahi kara jitna aap kare thanks alot
Nice knowledge bhaia ji 🙏
Me bhut presan tha in bato ko smjne me aapne bhut achhee se smjaya h 👌👌 thanks 😊
Aap jaisa teacher school mein ho toh koi bhi students fail na ho.. Nice explanation
मेरी आयु 48 वर्ष है। आज मुझे पहली बार पता लगा है कि ये फर्स्ट पार्टी , सैकंड पार्टी , थर्ड पार्टी का चक्कर है क्या?
बहुत आभार।
REFRAL CODE- NARP52C2
😂
Yes, he said "Chhumit Chaudhary"😂😂.. nice info though, keep it up
Haan mene bi yhi suna😂😂
I replayed it just to confirm 😂
Yes mene bhi chumit suna😂🤣
,😂😂😂
Also, 1st party inchewrench ( in place of insurence)
You're a great example of useful people on UA-cam. Thanks 👍
I know about first party, second party & third party just in simply. But after watching this video I have known about this matter very clearly This is a vry vry informative video for each & every vehicles owner, Thank U so much, I am Ashok from Assam
थैंक यू brother आज तक नही जानता था ये थर्ड पार्टी फर्स्ट पार्टी सिर्फ लोगो को बातें करते सुनता था । बहुत अच्छा ज्ञान दिए। धन्यवाद
First party ya Comprehensive Insurance apne galati se hua aap ka nuksan bhi cover karta hey.
Third party regular & third party limited men keya anter hai
Great 👍 भाई!! पूरी study करके बहुत short video बनाया है,Great Job ❤️
खूपच महत्त्वाची माहीती मिळाली. खूप खूप धन्यवाद 😊😊
waah sir kya awesome information de hain apne bilkul clear btaya apne or bilkul thik
Thanks a lot Aarush .Lets meet on instagram for quick answers and updates...Link below
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hats off to you
Crystal clear clarity Ty for this
Most welcome buddy
Sir one most important question, we all do insurance but most of us don't know how to claim insurance. Please make us aware regarding this.
बहुत अच्छे तरिके से आपने समझाया बहुत बहुत धन्यावाद सर।
Thanks a lot Pahadi Ji .Lets meet on instagram for quick answers and updates...Link below
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Super👌he knows the subject, explains in a very simple way that can be understood by layman.
Payare mitr sumit ..aap kushal rahen asi prabhu se prathna ..
Mere pass k10 kai top model 2011
1. 12 years mein 72000 km chali hai
2. Outside town hi trip hota hai family ka, not in local running
3. Please suggest which new vehicle is best for our family of six members.
Regards
Anmol singh
Best konsi company ka insurance lena chahiye ?
Call me for more Details on 8530630914
Superb very simple manner anybody can understand
Thanks for the information
Until, now I was unaware of the third party insurance. Thanks for this perfect information.
3rd party jarur krna hai insurance
Bahut hi acche se aap ne clear kiya. Dhanyavaad.
Thank you... this is the only video I found on you tube for this information ❤
Glad it was helpful!
Great !! Very detailed explanation...
Bro claim ka process kya hota hai aur kitni bar claim kar sakte hain, ye bhi btao.
2 bar claim kr sakte hn
Thanks, you have explain clearly.
बहुत ही आसान तरीके से समझाया।🙏
Sir,
Mera ke question tha.
Insurance showroom se karna chahiye ya
Kisi agent se karna chahiye...???
To the point and very informative video. Thanks
Thanks bro for giving valuable information. Truly, appriciated.
Thanks sir
Third party insurance ke bad kya first party insurance ki zarurat he
Thnks for the information brother....my question is I hit a pole while while taking reverse so should I tell it to the insurance company
Tell another reason
Thanks...for sharing very helpful information in simple way.
Thanks for giving valuable information... I have 2009 model Alto Lxi car.. Which insurance is best for me.. Pls suggest
Thank u so much.well explained
I was waiting for second party insurance details...lol 😅
Overall good knowledgeable video..
Thanks. Really informative. Got to know few things which were not known to me earlier.
Swift vxi (2018)4.5 yrs hua hain konsa insurance karna chaiye -comprehensive or zero depreciation.konsa company best hoga
5 saal tak zero dep....uske baad first party karwao Avijit Bhaai..
Thanks a lot .Lets meet on instagram for quick answers and updates...Link below
instagram.com/motorcar.in
Thanks a lot sir, Bahut bahut sundar shresth jankari diye hain aap ne sir ji 🙏 🙏
Highly informative and helpful. Thank you so much , brother.🙏🙏✌️
Very elaborately explained the basic tpl moter insurance
Nice
Yaar your content is so concise and informative. I like your soothing voice too
Do you sing?
:)
no dear i don sing...thanks anyways
@@motorcarindia9459 sir ji scooty second hand kharida hai.. name transfer nehi kiya hai
Aur insurance bhi 2-1month mein expire ho jayga.. toh maine insurance le sakta hoon wo scooty k liye
Matlab scooty kisi aur k naam hai toh insurance le paunga?
@@sbenterprise4642 third party ho jaegi but full ke lie trasnfer krwana pdega nahi to claim lete time approval nahi milega
@@tarunsharma5254 thanks
Sir, what is difference between
PA Cover for owner driver" and BASIC OWN Damage ??
Own damage m khud ka Claim milta h , ;; toh fir PA Cover for owner driver m kiska claim milta h ?
I used to always wonder why would anyone buy only third party insurance but the low net worth example you gave finally convinced me of the use of third party insurance!
This video is very informative.
Thanks
thanks Tara ji....keep supporting🙏
Really informative
One thing I just want to ask that company says that first year is 1st party and next 3 yrs is third party
So is it necessary to insure ur vehicle 2nd year
Yes for 2nd year u need to renew your first party insurance
Bcz frm 2nd year u have only 3rd party insurance
Excellent knowledge given, Sir.
thanks a lot sir....
Bhut hi zabardast video bhai g good information thanks my elder bro
Sirji kya ye policy chotey car owner k lye bhi lagoo hai?pls ensure
Wow... where was this channel all these days!!! Totally impressed with your subject knowledge depth and clarity...I subscribed.. keep up this good work to educate people.. great job!!!👍
Thanks a lot Manjinath Kelavadi Ji...
Your words means a lot .....keep supporting..
Thanks a lot .Lets meet on instagram for quick answers and updates...Link below
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@@motorcarindia9459 My car got damaged by hailstorm ....
Can i recover it from insurance? Or have to spend own money on it...🙏 Car - alto vxi plus 2021
Really very helpful information , thanks a lot for this bro.👍👍👍
Sir, surely good elucidation.
Yet plz add info about coverage of benefits to pillion rider.
Mere pass 2018. ..10. Ki sift dizaner he to konsa ansurans karvana shi hoga. Year price kiya rahega
Brother...Kon sa insurance Better hota Hee 1st Party or 3rd party...Mera scooter chori hone see ya kisi Koo Chot pahoch Jane see Mujhe 10sun Lena na pare...Kon sa luu?
Thanks for the information. Can you explain whether a licensed driver other than myself driving my car will be covered under 1st party or 3rd paty?
Very brief and informative 👍
Could you please explain the comprehensive insurance? It will be useful for the new insurers.
first party and compre. are same
Wahhhh sumit bhai.... Wahhhh... Bahut informative video bnai aapne.Good job.keep it up
Thanks a lot Deepak Bhaai Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
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Should RTIcomponent be added in insurance of a new car.
Valuable information.Thank you.👌🙏
Nominee change kar sakte hain hai
Very well explained 👍
Thanks bhaai...
Thanks for share important knowledge with us....regards...
Very nice informative video. Thanks.
Mera Bolero Comprehensive Insurance h, to kya isme ham denting or repainting ka kam karwa sakhe h insurance ke sahayta se... Sir plz reply
bhaai krwa dkte ho....par chota mota ho to mat krwana.....kyuki agar 1 bhi claim le lia to No Claim Bonus ka discount nhi milega jb renew krwaoge.....baaki agar lge ki mehanga repair hai...to bilkul krwaao.....insurance hota hi isiliye hai...
Thank you sir for enlightening video.One small query is that,for my personal case.If car selling company is offering me 1st yr full and second and third year third party insurance ,do I need to do first party insurance for the second and third year,as it won't be covering damage to my car?
Thanks again.So for second yr and third yr it is sensible to do first party insurance..This is what I understood
.
No get first party for 2 nd and 3rd yr separately
Video is very nice but some gaps still there... You should have covered with little more clarity on details like whether 1st party cover third party or not, or do we require additional things... Comprehencive cover etc... May be these are same but does not come out very clearly in the video
Very nice. My all the doubts related to insurance cleared today, Thanks for making such a nice video. Regards Avdesh Kumar
In first party , is there coverage for other passengers as well ? Or do we need to pay extra for that like in 3rd party
Thanks sir
Mujhe aapki sari baat smjh aa gya
Thanks for ur valuble Guidence🙏🙏
Thanks a lot Gopal bhai ..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
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Thanks for giving such a important information
Thank you for good knowledge to all share of all .🙏🙏
Well explained 👍
Shame on you , who're making fun of his pronunciation . This English language is not our mother tongue and we become offended when Europeans/British people make fun of us of our pronunciation . Anyways hats off to him for his in depth precise knowledge 👍👍👍
Amitava pls ignore...
don worry m cool
Bahat hi achhi jankari. Aapko Dil se dhanyabad deta hoon.
Thanks a lot Meghna Ji Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
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Thank you for valuable information. I had an accident where opposite party has dashed my car. I was having 3rd Party insurance. But still I haven't got any claims as opposition party also has3rd party
To is case me to milna chahiye tha
oppo party claim kregi tb to milega apko
Is it both respective insurance company are fighting case in order to determine whose mistake was that? Depending on court's conclusion, claim will be settled?
Great information in very simple words 👍
nicely explained
Thanks a lot Maurya ji Sorry for late reply..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
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I have a question about car insurance car 3 saal purani hai kam chalti hai month main 3 ya 4 baar to first party le ya Tpi please tell
2013 modal bolere hai aap bataye sabse behtar plan kon sa accha hota
first party hi krwaalo....koi company zero dep nhi de rhi hogi isme.......to better h first party hi krwaalo
Normally Driver plus 3 to 4 passengers are included in the insurance cover .
If two cars are running towards each other and they met with an accident ,how would one be able to prove which comes under third party or first property?
In case if you have First Party Insurance, your car will be covered under that....and same applies to the other car. Third Party insurance is for damage of any property of person mainly...may be if i did hit someone's shop/house/person/Animal. In that case ur insurer will cover that damage on behalf of you......and second thing these are subject of detailed analysis and judgement of Tribunals/Courts who decide whose fault it is. Both can not be innocent in any case. Either you were in wrong lane/Speed/Distance or the next person was....and these cases get dragged into court for these reasons only....
@@motorcarindia9459 thanks for the information
Just wanted to clarify few more thing
1) what is the difference between comprehensive and zero dep policy except depreciable value
2) is third party is covered under zero dep if I take only zero dep policy not comprehensive
3) what kind of cost should be included in IDV
Hello Chumit Choudhary Bhai nice vedio 👍
Which is the best for bike, first party insurance or third party insurance, please let me
First party insurance benefits and warranty period ke benefitsmein kya difference hai Car ke case hai ????
Thank u sir very well explained but still I have one doubt. As once I hit a car and in that case because of my mistake I cause severe damage to third party 's car and mine car also got damaged. The third party on the spot took 8000 from me for damage caused and next day I took my car for repair and claimed insurance. Though it was written in my policy that it is third party insurance but then the agent at workshop suggested me that I can be reimbursed for third party damage . So sir what I could have done it to claim my third party damage amount and how could I have proved to insurance co. that what amount I have paid to the third party. Kindly clarify this it will be of great help. Hope to hear from u soon.
U must provide the accident pic or video of the accident, any police complaint done then show the fir, if u have negotiated & paid the third party the expenses u have to show the proof that u paid the third party some amount of cash , if the amount is given in cash then take in written from the third party that he received the cash for the damages done by you with witness if possible, it would be great u dont if u transfer the money to his bank account that would be solid proof of your payment, Quotation of the repair from the work shop or garage for the damages done to the third party cars, Insurance companies have their own norms their inspection man visits & see the third party cars condition then gives the valuation , if possible hold the third party till the insurance guy comes and inspect the car, may be u end up in paying more then the repair expenses
@@DineshPatel-qh8hm THANKS SIR FOR YOUR ANSWER.
Is first party cover in theft case also??
Yes but you have to apply add on for it. Premium get increase
Sir agar koi meri gaadi ko hit karde us case me kya kiya jaaye? Mughe Insurance waale ko call karna hoga ya wo apne insurance waale ko call karega? Please explain?
wo kuch nh krega bhai acha admi hoga to hi krega vrna 1st fursat me...........
Aap police station Ja Kar FIR Kar Sakte Hai
Hlo sir,
Please guide me
I have 10 years old wagnor lgi.please tell me ,Who is the good insurance for my car,,1st party or 3rd party
Please reply, I am confused
Shubham bhaai kam chlaate ho to 3rd party lelo...bcs insurance me kaafi kam claim milega...jyada chlaate ho to 1st le lena..
Sir aap Ka samjane Ka tarika bhut Acha h ji
Well explained 🙏
Bahut acchi jaankari di aapne Sumit ji. Thanks.
Thanks a lot Negi Ji..If you liked my content, Please follow me on instagram for quick answers and updates...Link below
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Sir Pls tell me, when it's good to remove third party or first party insurance
Maine Ek First Party Insurance Karwaya Hain Halhi Mein,
Aur Usme Solo ka Insurance Huwa Hain, Kya Usko Dual Kar Sakte Hain?? Two Wheeler Ka.
Bahut badhiya bataye sir
Thank you sir
Good explaination
And clear my doubt for third party
New bolero maxitruck lena hai , aur khud insurance karna chahta hu, kya third-party insurance chal jayega ?? Aur agar first party insurance lu to kitna Tak aa jayega ?
Pinku bhaai 1 baar Policy Bazaar waalo ko call kr lo...ache se bta denge wo aapko sabhi companies ka kya price hai is model ka....baaki shuru me third party mat lo...pehle 5 saal 1st party rakh lo...
Can you guide. Which is better value for money maruti spresso vxi cng or wagon r lxi o cng. Please help
go for wagonR....
@@motorcarindia9459 thanks sir, today I contacted dealer in our city. He insisted that we have have insurance from him only.
Thank u.....u made this topic as much as easy as possible
Sir thanks for the information mai janna chah rahi t ki commercial vehicles ka b same terms of policy hote hai ?
yes preeti....terms and conditions are more or less same....it is the price that gets changed in commercial vehicle..
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Sir Jai hind
Last year bike Li thi .
Third party insurance five years Tak kar diya tha .30/5/2028 Tak.
Now own damage insurance Lena hai yaa fir comprehensive insurance.
Please suggest