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Investing involves risk including the loss of principal. Please consider your objectives, risk tolerance, and Acorns’ fees before investing. Automatic investing is optional and clients are able to select their preferences within the app. Round-Ups® investments are transferred from your linked funding source (checking account) to your Acorns Invest account, where the funds are invested into a portfolio of selected ETFs. Only purchases made with Round-Up accounts linked to your Acorns account with the feature activated are eligible for the Round- Ups® investment. Round-Up investments from your funding source will be processed when your Pending Round-Ups® investments reach or exceed $5. Early, is a UTMA/UGMA investment account managed by an adult custodian until the minor beneficiary comes of age, at which point they assume control of the account. Money in a custodial account is the property of the minor. Acorns is not a bank. Acorns Visa™ debit cards and banking services are issued by Lincoln Savings Bank or nbkc bank, members FDIC. Investment advisory services provided by Acorns Advisers, LLC, SEC Registered Investment Advisor. Brokerage services provided to Acorns Advisers, LLC by Acorns Securities, LLC, member FINRA/SIPC.