No insurance coverage if deposited in Bank or post office. Moreover while paying yearly pension if he dies the sum assured will be paid to his nominee.
Thanks for retirement living expenses we also need consider inflation so 6%rate/year so 40k real value after 20years patha today value la irunthu romba kammi sir
ஜீவன் உமங் பாலிசி சொல்வதெல்லாம் உண்மையா?20 வருடம் கழித்து எல்ஐசி பாலிசி தரப்பில் சொல்லும் பணம் கிடைக்குமா? இந்த பாலிசியை போடலாமா வேண்டாமா, உங்களுடைய கருத்துக்களை தெரிவிக்கவும் ....
Brother, Interest rate will be same after 20 years? How can you double that amount when you are investing on 10th year? None of the Non-Insurance investments commit on interest rate. It will travel as per market conditions. In guranteed insurance plans, both interest rate and life risk are covered. I am not a promoter of insurance, but looking for a good investment plan for me too. i can invest 50,000 per month for 5-7 years.
யாரும் நூறு வயது வரை வாழ முடியாது தான். அந்த காப்பீட்டு முதிர்வு பணம் வாரிசுதாரருக்கு கிடைக்கும்.எகா.நீங்கள் கட்டும் வீடு உங்களுக்கும் வாரிசுக்கும் தானே?
Axis blue ship-500 Nippon Pharma-300 Sbi Hybrid - 200 Icici pharma-200 Icici US blueship-200 Icici technology-200 Icici Gold fund-200 Adithiya birla corpt bond-200 Per month 2000 rs from may 2020 Bcos of my salary 20000 pm, I have to save and invest 10 % I will be hold 25 years, so which one can I hold or I remove? Pls tell me May I doing correct, Or correction means give some ideas
My personal suggestion is try to avoid same category of funds like 2 blue chip & 2 pharma funds. better consolidate into 1 holding and keep gold and corpt bond as one grp so that those will give steady outcome. also keep that hybrid fund, coz its debt+equity category. You have highly diversified in that 2 pharma and 2 bluechip where mostly fund managers will be investing in the same stocks. when market drops you may check both funds resulting the same.So in my opinion club those into 2 instead of 4 funds and you will be investing more amount for more buying units. This is my personal opinion my friend.
Bro I am not expert in this but I too have lot of fund like you... in my portfolio I have 11 funds But all are from different segments... Don't add 2 fund in same category. Also gold not needed for small investor... Both are my point of view
Sir term Insurance salary parsen illma house oola house wife and it fill panatha business person term Insurance eduka mudiyuma entha companiyela panalam pls reply sir
Sir, neenga solradhu ellam super enakkum LIC Not intrest, but incometax exexption naama eppadi peruvadhu in stock market or Mutual fund invest oru nalla return with tax exemption suggestion please
Public provident fund. 7% compounding interest at precent. can be started through SBI. 15years lock in period. Tax excemption on principal and interest. I have made savings in it.
try getting this for ur baby at young age... pay premium till they turn 30..from then they will get sufficient annual returns till they are alive may be till 70 or wat so ever..
Sir can you help me to know about full details of demat account.how to start? How long I can be a investors.benifits of it? Whether I can get monthly pay or once in 3 months.o k then how much I can start with investment.i m in professional line with lots of needed money.but I want to earn and make sure about loss and profit. Because tamilan need some supporter with knowledge.. please sir
Personally me and dad feeling now due to his old LIC plan.... We going to get 20lak as return after 20 years... if we invested same sip in index fund means it may reach more than 50lak now.😭😭😭
9:49 you calculated it wrongly bro. For the 1st yr deposit it takes 9yrs to double that’s correct. But that 54k will again take 9more years to double. but you showed it will double in the 1st yr itself. So basically for the first 9 years you have to remove that 109k (which is almost 10lakhs). From the 10th year only you can use the 54k .
You analyse dont comment.your approach is negative.first explain policy contrary to that give negative opinion first. In india pure term insurance is not customer interest.I am lic employee not taken that but I am having group term insurance of 85 lakhs. Iam having 2 crore policy total.
Please explain in details how you arrived 2188480 at the end of 20th year. If you invested 20th year, the same year how will you get Rs.109424. If you apply rule 72 the interest rate is 8% only. If you invested 27356 every year at the end of 20th year the maturity value is around Rs1200000/- only.
Sir en date of birth 4.6.1972 .ineme na entha scheme sernthe best irukum na lady single iruken 55 age enaku kaiyela amt 20 lakhs irukanum athuku na ethula sernnthu amt monthly monthly Kattuna besta irukum pls reply me sir.
Madam same request for me for my daddy... I planned to go with post office schemes madam... 1. Kisan vikas patra- 6.9 interest (10 year lockin) 2. 5year monthly income plan - 6.6 interest 3. 5year senior citizen saving scheme over 60 years madam Above both are safe 4. Debt mutual funds (I need suggestion on this mam)
Go for senior citizens saving scheme 2004 Its an FD scheme It provides 7.4% int for max for 10 years Contact your bank or nearest Post office. For SCSS-2004 scheme. Maximum you can invest is 15 Lakhs mam
some body comments v chilly one lic employe coments terrm insutance he is unfit to lic employee ambani kea 5000 croes oru businelo invest panni avvalo manpower mangaement avalo establish panni ella expenses poi. 5000 croes ku maximum 7 percent profit varum 350 croes profit varum 5000 potta 3000 croes varadhu avalo risk yeaduthu hard work avalo branches open panni 350 croes profit varum podhu adhilo tax poga nama split panni rucuring prem panni afetr 15 yrs ku gurantee 8 percent rturn tarum podhu onnum hard work pannama comments aoldravanga may be 20 percent vangitaruvanga futurelo ivalo taruven anu soldravanga orea oru institutiin only one lic bank no gurantee post no gurantee no scgemea reveal gurantee return
Returns are not explained completely, each policy have unique advantages. Please contact authorized Insurance advisor for complete information.
No insurance coverage if deposited in Bank or post office. Moreover while paying yearly pension if he dies the sum assured will be paid to his nominee.
Thanks for retirement living expenses we also need consider inflation so 6%rate/year so 40k real value after 20years patha today value la irunthu romba kammi sir
Thanks Ji super clearly explained
Really your great brother ........ your advice is mass valuable ....thank you... all the best
ஜீவன் உமங் பாலிசி சொல்வதெல்லாம் உண்மையா?20 வருடம் கழித்து எல்ஐசி பாலிசி தரப்பில் சொல்லும் பணம் கிடைக்குமா? இந்த பாலிசியை போடலாமா வேண்டாமா, உங்களுடைய கருத்துக்களை தெரிவிக்கவும் ....
கண்டிப்பாக கிடைக்கும்
Brother, Interest rate will be same after 20 years? How can you double that amount when you are investing on 10th year? None of the Non-Insurance investments commit on interest rate. It will travel as per market conditions. In guranteed insurance plans, both interest rate and life risk are covered. I am not a promoter of insurance, but looking for a good investment plan for me too. i can invest 50,000 per month for 5-7 years.
யாரும் நூறு வயது வரை வாழ முடியாது தான். அந்த காப்பீட்டு முதிர்வு பணம் வாரிசுதாரருக்கு கிடைக்கும்.எகா.நீங்கள் கட்டும் வீடு உங்களுக்கும் வாரிசுக்கும் தானே?
Ur explanation wrong.
Current repo rate 4%
India developing country
so future repo rate down so
LIC Best return . This plan 8% guaranteed return.
நன்றி👍👍👍
Thanks a lot sir..
Thank you Ibrahim bro...
Good video and superb explain...
Good information bro 👍
So Many adds but good information 👍
Hi bro something missguiding please let me know what is the returns percentage after maturity
Axis blue ship-500
Nippon Pharma-300
Sbi Hybrid - 200
Icici pharma-200
Icici US blueship-200
Icici technology-200
Icici Gold fund-200
Adithiya birla corpt bond-200
Per month 2000 rs from may 2020
Bcos of my salary 20000 pm,
I have to save and invest 10 %
I will be hold 25 years, so which one can I hold or I remove? Pls tell me
May I doing correct,
Or correction means give some ideas
My personal suggestion is try to avoid same category of funds like 2 blue chip & 2 pharma funds. better consolidate into 1 holding and keep gold and corpt bond as one grp so that those will give steady outcome. also keep that hybrid fund, coz its debt+equity category.
You have highly diversified in that 2 pharma and 2 bluechip where mostly fund managers will be investing in the same stocks. when market drops you may check both funds resulting the same.So in my opinion club those into 2 instead of 4 funds and you will be investing more amount for more buying units.
This is my personal opinion my friend.
Bro I am not expert in this but I too have lot of fund like you... in my portfolio I have 11 funds
But all are from different segments...
Don't add 2 fund in same category.
Also gold not needed for small investor...
Both are my point of view
Good info bro
Sir 20yr complte ana piragu full amount withraw panna 40000 pention kedaiyatha
Super bro
Nobody can predicts the interest rate after 20 years... then how can withdraw 80k per month from 20 lacks...
Ofcouse but debt mutual fund or index may give 7 or more percent return...
Hope you agree
Anna life cover plan Patti oru video podunga. Enda life cover best nu solunga please
டேர்ம் இன்ஷூரன்ஸ் என்றால் என்ன அதை விளக்கும் Link ஏதும் அனுப்பவும் ..
Post office kvb 10 year 4month bro
Which bank intrest 6% or 7% up to 100 year?
Please share
Sir term Insurance salary parsen illma house oola house wife and it fill panatha business person term Insurance eduka mudiyuma entha companiyela panalam pls reply sir
Super sir
Hi bro na Lic 10 yearsa pay pannitu erugen athu 15 years period. Eppo close pannuna bonus ethuzum varathama kattuna panamum pathitha varumam. Eppo enna seiya 🤔
You can get the loan
Sir, neenga solradhu ellam super enakkum LIC Not intrest, but incometax exexption naama eppadi peruvadhu in stock market or Mutual fund invest oru nalla return with tax exemption suggestion please
Go for ELSS Funds bro
Public provident fund. 7% compounding interest at precent. can be started through SBI. 15years lock in period. Tax excemption on principal and interest. I have made savings in it.
We have ELSS mutual fund with 3 year lock in period....
But need to pay 10% tax on return as per new rule
Very first view and comment
Good morning sago 👍
Super sir. Sir I want to inverset in mutual funds but don’t any thing regarding mutual funds means where and how to inverset . So please help me to do
👌👌👌🙏
try getting this for ur baby at young age... pay premium till they turn 30..from then they will get sufficient annual returns till they are alive may be till 70 or wat so ever..
Sir can you help me to know about full details of demat account.how to start? How long I can be a investors.benifits of it? Whether I can get monthly pay or once in 3 months.o k then how much I can start with investment.i m in professional line with lots of needed money.but I want to earn and make sure about loss and profit. Because tamilan need some supporter with knowledge.. please sir
No need demat account for mutual funds
We can use app like grow, kuvera, ETMONEY etc
Ennoda age 46 enakku enthe policy eduthaal useful aa irukum pl reply pannunga thambi
சார் நான் இப்போ sip இன்வெஸ்ட்மென்ட் பண்ண யாரு பெஸ்ட் எதுலே பண்ணலாம்
Just in time bro. An agent from LIC is behind me for this policy. He claims this is better than term insurance.
Personally me and dad feeling now due to his old LIC plan....
We going to get 20lak as return after 20 years... if we invested same sip in index fund means it may reach more than 50lak now.😭😭😭
❤️👍👍👍
Quant ESG direct fund pathi vedio poduga sir
இப்போ நான் ஒரு முப்பது ஆயிரம் ஒரு 15 வருஷம் இன்வெஸ்ட்மென்ட் எவளவு return கிடைக்கும்
27000 ல் ஒரு பாகத்தை டேம் இன்சூரன்ஸ் பாலிசியிலும், மீதி பாகத்தை 6%வட்டி யிலும் வருடம் வருடம் முதலீடு செய்ய லாம். நன்றி.
Bro QUANT ESG fund pathi oru vedio podunga pls
edelweiss greater china equity off-shore fund tamil la clear aah explain pannunga bro
Bro pure term planla short term payment options select panalama like 5 yr 10yrku
Pannalam bro
Can you tell abt jeevan shanthi pension plan
Atha vanga uyiroda erukanum la
How can I sip open
Valuable information bro...
Sir hdfc pension plan please enform sir. Waiting sir monthly 5 thousand 20 years plan. After 20 years back 36500 plan please enform sir please please
9:49 you calculated it wrongly bro. For the 1st yr deposit it takes 9yrs to double that’s correct. But that 54k will again take 9more years to double. but you showed it will double in the 1st yr itself. So basically for the first 9 years you have to remove that 109k (which is almost 10lakhs). From the 10th year only you can use the 54k .
உங்களின் முகம் தெரியும்படி வீடியோ பதிவிடுங்கள்
You analyse dont comment.your approach is negative.first explain policy contrary to that give negative opinion first. In india pure term insurance is not customer interest.I am lic employee not taken that but I am having group term insurance of 85 lakhs. Iam having 2 crore policy total.
Sir please tell about 1crore lic policy
Hi sir post office best plances sollunga sir.
Very very nice message thanks sir
Please explain in details how you arrived 2188480 at the end of 20th year. If you invested 20th year, the same year how will you get Rs.109424. If you apply rule 72 the interest rate is 8% only. If you invested 27356 every year at the end of 20th year the maturity value is around Rs1200000/- only.
I also have this doubt
That one looks wrong bro...
அருமை
Term இன்சூரன்ஸ் ல natchural death cover கிடைக்குமா?
Yes
Sir en date of birth 4.6.1972 .ineme na entha scheme sernthe best irukum na lady single iruken 55 age enaku kaiyela amt 20 lakhs irukanum athuku na ethula sernnthu amt monthly monthly Kattuna besta irukum pls reply me sir.
Madam same request for me for my daddy...
I planned to go with post office schemes madam...
1. Kisan vikas patra- 6.9 interest (10 year lockin)
2. 5year monthly income plan - 6.6 interest
3. 5year senior citizen saving scheme over 60 years madam
Above both are safe
4. Debt mutual funds (I need suggestion on this mam)
Go for senior citizens saving scheme 2004
Its an FD scheme
It provides 7.4% int for max for 10 years
Contact your bank or nearest Post office.
For SCSS-2004 scheme. Maximum you can invest is 15 Lakhs mam
some body comments v chilly one lic employe coments terrm insutance he is unfit to lic employee ambani kea 5000 croes oru businelo invest panni avvalo manpower mangaement avalo establish panni ella expenses poi. 5000 croes ku maximum 7 percent profit varum 350 croes profit varum 5000 potta 3000 croes varadhu avalo risk yeaduthu hard work avalo branches open panni 350 croes profit varum podhu adhilo tax poga nama split panni rucuring prem panni afetr 15 yrs ku gurantee 8 percent rturn tarum podhu onnum hard work pannama comments aoldravanga may be 20 percent vangitaruvanga futurelo ivalo taruven anu soldravanga orea oru institutiin only one lic bank no gurantee post no gurantee no scgemea reveal gurantee return
Ur explain totally wrong......
Lic team tech plan explain
Avoid lic bro check sbi or hdfc plan
Sir first explain and say the reason to avoid lic
Engala mari rural area peoples ku goverment scheme and entha plane um theriyathu so plz sir neenga plans ell clear ya sollunga sir
MFs and INSURANCE have their own merits and demerits. If you are not aware of Insurance plans benefits, dont make such videos and misguide others.
Insurance mostly miss selling people who dont have knowledge they are dumping this kind of products
Your explanation wrong
👍🙏
6% 7% ku life long guaranteed returns scheme yedhum iruka?
Tamil Nadu power Finance
100 govt interest around 7%
Please check website
1st time i dislike your video bcz lic is already sold even though this company not come is not go long time
No problem bro every one can have their view but i don't understand what are you trying g tell me did you watch my video fully
Ya watch full vedio, he is not support to LIC, Ibrahim bro pls rpy me
Jeevan saral like make one vedio sir like that good or bad
Anna plzz reply my mail anna