EMI - Explained | EMI भनेको के हो ?Good or Bad ? 0% EMI के हो त ?|Explained in Detail | EMI in Nepal

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  • Опубліковано 8 лип 2024
  • Chapters
    0:00 Intro
    02:01 What is EMI ?
    03:26 Example of EMI calculations.
    06:43 How can you save lakhs on EMI ?
    08:56 Advantage of EMI
    10:07 Disadvantage of EMI
    11:40 Zero% (0% EMI) Scheme explained
    This Video covers the EMI installment , where we talk about what it is , how is it calculated , why the principal takes so much time to come down ,what are the advantages and disadvantages and also 0% EMI schemes available in the market.
    EMI - Explained | EMI भनेको के हो ?Good or Bad ? 0% EMI के हो त ?|Explained in Detail | EMI in Nepal
    Download Our Learning App from : ideapreneurnepal.com
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    DISCLAMER : The views, information or opinions expressed in the UA-cam Video are solely the views of a individual based on own understanding. Please make your investment decision based on your own risk management and on your own study.
    #whatisEMI#EMIfacilitynepal #ideapreneurnepal

КОМЕНТАРІ • 333

  • @shantauparkoti2444
    @shantauparkoti2444 Рік тому +2

    संजोग सर, EMI को बारेमा जानकारी दिनुभएकोमा धन्यवाद ! तपाईंले यहाँ EMI क्यालकुलेट गर्न प्रयोग गरेको साइटको लिङ्क राखिदिनुभए आभारी हुने थिएँ !

  • @snakeeye5037
    @snakeeye5037 Рік тому +1

    No other channel in nepal were providing such a great knowledge to public, Thankyou for your contribution

  • @peacemindcreation8249
    @peacemindcreation8249 Рік тому

    धन्यवाद sir हजुर ले गहिरो अद्य्ययन गरेर सजिलो बुझाउनु हुन्छ मलाई खुसी लाग्छ हजुर present

  • @parashkhanal8882
    @parashkhanal8882 Рік тому +6

    Waiting is too much over
    Huge respect for sanjog daa 🙏❣️❣️❤🌺

  • @Anish_Thapa_Magar
    @Anish_Thapa_Magar Рік тому

    We need more channels like this which helps us strength our financial life in future♥️

  • @AviAeroAsis
    @AviAeroAsis Рік тому

    We need this type of knowledge in our education system. This video was informative for me, a lot.

  • @BivekShresthaevan
    @BivekShresthaevan Рік тому

    Mobiles and accessories ko barema emi ta bujeko ta thiye but personal loan amd company loan ko no clear bhayo dhanyabaad.. Without management knowledge pani easily bujinchha channel

  • @whywhats9
    @whywhats9 Рік тому +2

    your videos gives ours deep knowledge and recent information about practical life.

  • @niktamang5201
    @niktamang5201 Рік тому +2

    Best Nepali financial content . ❤❤

  • @tirthaupreti3600
    @tirthaupreti3600 Рік тому +2

    such a great efforts for better understanding in simple way ..Brother, I really appreciate 👏

  • @sharedurbar
    @sharedurbar Рік тому +35

    no paid promotions, no clickbait titles and thumbnails, no misleading information but helpful content as always. Also Smile of Sanjog Dai is so adorable😀

    • @IdeapreneurNepal
      @IdeapreneurNepal  Рік тому +3

      Thank you so much !! Stay connected for more such contents

    • @Musicworld-ny5wh
      @Musicworld-ny5wh Рік тому

      Daju vedio like vanda badi tw business nai cha kina chiyo add cent

  • @Candycrush4819
    @Candycrush4819 Рік тому +30

    I am currently paying an emi for a vehicle and from my experience the disadvantage is mostly psychological. Like I totally can afford to pay the installment but it continuously reminds me that I owe someone every month.😢

    • @IdeapreneurNepal
      @IdeapreneurNepal  Рік тому +16

      Loan isnt bad if u wanna rise above your current living standards and business. Debts has its own advantages as well . Just we need to get rid of debt phobia and understand it and manage it on our lifestlye

    • @Candycrush4819
      @Candycrush4819 Рік тому +1

      @@IdeapreneurNepal copied😀😀

  • @shivshankarsharma3662
    @shivshankarsharma3662 Рік тому

    Mlie ta dherai kura tha thiyena . Thanku so much.❤️

  • @premupset2084
    @premupset2084 Рік тому

    Thank you for notifing us.

  • @SANTOSH_SAYARA
    @SANTOSH_SAYARA Рік тому

    Ekdam valuable content banaunu hunxa danyabad bro. 👍

  • @BirajRaiAccept
    @BirajRaiAccept Рік тому +1

    You are right sir thanks for sharing the knowledge

  • @Debendra.
    @Debendra. Рік тому

    we need a videos like this every weeks

  • @Bhupuchannel
    @Bhupuchannel Рік тому

    Thank you Sir for giving Good information ❤️

  • @Kathrosh
    @Kathrosh Рік тому

    Production Quality is Op and aspirational♥️

  • @remgurung2019
    @remgurung2019 7 місяців тому

    ramro knowledge dinu vayo sir

  • @thamangaming8027
    @thamangaming8027 Рік тому +2

    Thank you bro!🤓

  • @ricgroup1812
    @ricgroup1812 Рік тому

    Thank you for valuable information brother❤️

  • @jonathanmurmu9620
    @jonathanmurmu9620 Рік тому

    Yes, it's really informative 👏

  • @subasniraula
    @subasniraula Рік тому +4

    I was thinking endlessly about that 0% EMI scenario, even Googled about it but couldn't get satisfactory answer and then I watched this video. Dherai dherai dhanyabad Sanjog dai. Keep up the good work, thanks for making us financially educated. ❤❤

  • @karanpun6901
    @karanpun6901 4 місяці тому

    Thank you so much for your Informative video sir❤

  • @CR7airlines
    @CR7airlines Рік тому

    best financial advisor and bad actor. Love you sanjog dai ❤️

  • @manparichannel3786
    @manparichannel3786 Рік тому

    धन्यवाद सर

  • @rajkiranchaudhary8769
    @rajkiranchaudhary8769 Рік тому +3

    Never knew these facts about EMI. This was quite useful and informative.

  • @luxprajapati6968
    @luxprajapati6968 Рік тому +1

    Very Informative video

  • @SanjayKumarChaudhary-kv4sx
    @SanjayKumarChaudhary-kv4sx Місяць тому

    Thanku information

  • @nirBikramThakuri5
    @nirBikramThakuri5 Рік тому

    Informative video, voice and presentation best... 💕

  • @Krishna_kushwaha69
    @Krishna_kushwaha69 2 місяці тому

    Thank you

  • @knowledgeinfo9548
    @knowledgeinfo9548 Рік тому

    11:40 they dont give discount and charge service charge too where u don't mention it. Any way thank you so much for giving clear thought about emi.

  • @factofsuccess7197
    @factofsuccess7197 Рік тому

    I am always watch in any new videos ,I see to focused in their videos then I will research about how can we implement to financially ❤️

  • @basantagurung5608
    @basantagurung5608 Рік тому

    most helpfull tips sir. thanks alot

  • @sunrisecateringvlogs
    @sunrisecateringvlogs Рік тому +6

    Thank you so much Sir for your giving us very important message as well as good information too ❤

  • @ujjwallama5165
    @ujjwallama5165 Рік тому

    ❤❤❤ very impressive and informative videos. thank u ❤❤❤

  • @divashranabhat4629
    @divashranabhat4629 Рік тому +1

    The figure that i knew after paying certain sum of money in a few period of time was shocking. Going to teach my parents regarding this.
    Too much informative.
    You earned a subscriber today. Kudos

  • @shishir8834
    @shishir8834 Рік тому

    Keep Educating us guys. Love your work

  • @laxmannarayanshrestha3415
    @laxmannarayanshrestha3415 Рік тому

    Thank you for the info. and you are getting Jacked. Keep it up..

  • @mahatmaya8232
    @mahatmaya8232 Рік тому

    Thanks for information 👍

  • @anjutamang4511
    @anjutamang4511 4 місяці тому

    video ekdam nai gajjab lagyo, engaging ni xa ek patak ni skip garina hola thanks for such beautiful and helpful video

  • @sanijmandal
    @sanijmandal Рік тому +2

    Thanks daii ,for our new generation learn extra knowledge and lesson ,which not school or college teach us. Thankyou again u for our make future better way to gain money

  • @krishanapaswan4239
    @krishanapaswan4239 Рік тому +2

    No. 1 financial literacy channel of Nepal!!

  • @shaanmagar9691
    @shaanmagar9691 Рік тому

    Dai, I really appreciate ❤️ your effort to educate us financially and in many more ways.

  • @sabinshrestha7690
    @sabinshrestha7690 Рік тому +1

    plz do research on where to buy best insurance policy in Nepal for health and life policy for younger people.

  • @sabintamang4798
    @sabintamang4798 Рік тому

    Sir, which additional UA-cam channel did you recommend for further information on finance?

  • @bhaktachandthakuri5356
    @bhaktachandthakuri5356 Рік тому

    Please make a video on the bank spread, base and interest rates

  • @Mangesh79
    @Mangesh79 Рік тому

    Thank you so much sir

  • @smiletrue1665
    @smiletrue1665 Рік тому

    Very informative dai❤️❤️❤️

  • @arongrg7955
    @arongrg7955 Рік тому

    Hello sir, fundamental class kaila bata suru huncha hola vandinusna ? Eagerly waiting for it

  • @sunilmjk4531
    @sunilmjk4531 Рік тому +1

    Thank you brother for financial knowledge provide garekoma TQ so much

  • @sanjivanrai2569
    @sanjivanrai2569 Рік тому

    Ya very very informative ❤

  • @sameerranabhat1714
    @sameerranabhat1714 Рік тому +3

    Sir Fixed deposit ko barema ni euta complete detail video banunu na complete beginners ko lagi like what it is, how we earn from it, timeframe including all these absolute beginners topics . I haven't found any detail videos about it on youtube. In addition yo banks haru le normal saving account ma dini interest ko process pani vandinu haii kun time ma kasari dinxa vanera please🙏

  • @neplopchannel8454
    @neplopchannel8454 Рік тому

    THANKS BRO FROM GREAT KNOWLEDGE....

  • @commentarywithanish
    @commentarywithanish Рік тому

    Sir please make an video on which books to read in our 20's

  • @krsnachalise
    @krsnachalise Рік тому +2

    Simple and nice video. Well explained. Thanks !

  • @jenisha8128
    @jenisha8128 Рік тому +1

    Woo such a informative video thankyou so much for this information

  • @manishbhatt8900
    @manishbhatt8900 Рік тому

    Nicely explained 🙂

  • @krishnaaryal5202
    @krishnaaryal5202 Рік тому

    Thanks brother ....

  • @Misti_K_Tamang
    @Misti_K_Tamang Рік тому

    Sanjog dai thank you very much 😊

  • @herochaudhary2239
    @herochaudhary2239 Рік тому

    Very good information sir

  • @rajeshsahani5528
    @rajeshsahani5528 Рік тому +2

    I am your big fan sir and
    Keep it up the financial knowledge in your channel...

  • @pramodshahshah523
    @pramodshahshah523 Рік тому

    Thanks sir

  • @snehamagarofficial123
    @snehamagarofficial123 Рік тому

    Thanks for information sir

  • @rashmi3383
    @rashmi3383 Рік тому

    Thanks for info

  • @becksfx9714
    @becksfx9714 Рік тому

    great n A 1 informations

  • @arnabmaurya2367
    @arnabmaurya2367 Рік тому +3

    the dark part is we were never tought this things in college days being a commerce student

    • @simakumari5292
      @simakumari5292 Рік тому

      Education system tought us to be slave this is how bank, and other financial institution are making money

  • @shivabhakth6298
    @shivabhakth6298 Рік тому

    Sir I was wondering to ask your about this but you made it , great 👍

  • @EpicLikeaBoss
    @EpicLikeaBoss Рік тому

    Hi. Can you explain helping us for Private Job Salary Taxation of average to high slab...
    Your videos helps alot. Good Wishes.. 👍

  • @sagarbj2755
    @sagarbj2755 10 місяців тому

    Very imformative videos..thanks

  • @nasirKhan-eg2pt
    @nasirKhan-eg2pt 17 днів тому

    Thanks 👍 sir

  • @pabansingh-yu9wn
    @pabansingh-yu9wn Рік тому

    wonderful..

  • @rajuguragain2626
    @rajuguragain2626 Рік тому +2

    thank you so much for informative videos

  • @growithashim
    @growithashim Рік тому +1

    Dada , i have a idea for developing the entrepreneurial system in nepal. Ani yesko lagi network chainxa, ma 1st gen entrepreneur at this young age baata long time lagxa.
    So,.i need your support and help, because hjr sanga experience, knowledge, network xa which helps to develop this and making more entrepreneurial young minds in Nepal. Can we discuss please

  • @Suman-mq2bv
    @Suman-mq2bv Рік тому +5

    Nice content flowing,kudos to the team

  • @anupnepali2965
    @anupnepali2965 Рік тому

    Big fan sir , kya majale bujhaudinu hunchha hajurle 😁😁 thank u sir

  • @sampatishrestha1228
    @sampatishrestha1228 Рік тому

    Thanks a lot sir.

  • @starpun2766
    @starpun2766 Рік тому

    Thank so much sir
    Ma dherai faseko thiye aba tapaiko video le aakha kholi diyo

  • @kiransampang
    @kiransampang Рік тому

    Ohh thank you so much sir 🙏🙏and wish you good luck for upcoming days

  • @prasannagautam-xd7ie
    @prasannagautam-xd7ie Рік тому

    Thanks ❤sir

  • @musicfanatic1213
    @musicfanatic1213 Рік тому

    कती धेरै कुरा जानेका हुन् यी दाईले😲

  • @sujapdahal
    @sujapdahal Рік тому

    धन्यवाद दाई ❣
    म पनि एउटा वित्तीय कम्पनीमा काम गर्छु ऋणीहरुले गर्ने ३ प्रश्न जुन कुरामा म confuse छु ।
    १. कर्जा लगानी भै सकेको १,२ बर्ष पछाडी घ्याप्पै धेरै सावा घटाउदा अब तिर्नु पर्ने EMI कति हुन्छ ?
    २. EMI 30k तिर्नु पर्नेमा 50k तिरी राख्दा कुनै दिन पैसा नहुदा कम्ति 20k तिर्न मिल्छ कि मिल्दैन ?
    ३. ब्याजदर परिवर्तन ले EMI किस्तामा परिवर्तन गराउछ ?

  • @abishektamang2635
    @abishektamang2635 Рік тому

    अत्यन्तै जानकारी मुलक भिडीयो !।धेरै धेरै धन्यवाद दाई🙏

  • @Skumar-lq6es
    @Skumar-lq6es Рік тому

    Thank you sir..I didn't know it.

  • @rlama7121
    @rlama7121 Рік тому

    Very valuable and informative
    And right on time for me
    I just took out a car on 5 yrs emi and int is 18%

    • @surathshrestha7908
      @surathshrestha7908 10 місяців тому

      which bank bro ??? EMI is good or bad ?whats ur advice ?

  • @ghale1372
    @ghale1372 Рік тому +1

    Very informative video
    Keep posting such videos 🙏🙏🙏

  • @BHARAT_THAPA_CHHETRI
    @BHARAT_THAPA_CHHETRI Рік тому

    Yo ali generalize knowledge vayo ...hamile aahile lumpsumma tyo.amount tirnu ra installement ma tirnu ma time value of money pani farak parxa...interest lagx vanera disadvantage vannu thikai ho tara advantage ni calculate garera dekhauna paryo time value of money sanga

  • @anjalisah4596
    @anjalisah4596 Рік тому +20

    Bro , your all videos gives us deep knowledge n recent information about practical life.
    I learned relevant information.
    And it's my humble request to keep more applicable message about finance subject , property related , commodity related, hidden fact, illegal trade, extra tax , way to save money from wrong expenses....and so on
    ❤️❤️❤️
    Thanks a bunch ! ☺️

  • @devrazkarki
    @devrazkarki Рік тому +1

    Very nice concept share garnu vako ma

  • @suprii119
    @suprii119 Рік тому

    sir yo market enter garnu ra exit garnu bhaneko k ho
    live nepse ko candle stick wa kunai pani company ko candle stick herera kasari ra buy ra sell garne
    ra sasto share ko barema pani video banaunu paryo
    yesko advantage ra disadvantage haru k xa
    kasari profit lina sakina

  • @prakashthapamagar7982
    @prakashthapamagar7982 Рік тому

    As we pay higher interest amount earlier,is it good to make repayment after few years when principle amount is higher than interest amount?

  • @everythinginteresting853
    @everythinginteresting853 Рік тому

    Thank you so much sir. Ali late thaha payo baru.

  • @technofornepali3670
    @technofornepali3670 Рік тому

    and how to calculate omi? please create a video about it also

  • @ranjanajha5309
    @ranjanajha5309 Рік тому +1

    yrr too good. You're doing good job.❤

  • @devidbro3314
    @devidbro3314 Рік тому

    thanks for informative information

  • @rishineupane
    @rishineupane Рік тому

    Very informative video . Thank you sir

  • @nawrajadhikari8864
    @nawrajadhikari8864 Рік тому

    Very very informative video sir.salute .

  • @aabusthagc3868
    @aabusthagc3868 Рік тому

    EMI and EPI ko difference bare pani vandinuna.

  • @growithashim
    @growithashim Рік тому +1

    Dada, malai hjr sanga euta naya startup idea ko barema kura garnu xa !! Can we discuss in social media plz