All about CREDIT CARD in Nepal | Credit Card सम्बन्धि सम्पूर्ण जानकारी | EMI facility in Nepal |

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  • Опубліковано 6 жов 2024

КОМЕНТАРІ • 478

  • @Melody00873
    @Melody00873 Рік тому +20

    My respect to you . .Thank you for providing such knowledge at free of cost

  • @Crackyyy_
    @Crackyyy_ Рік тому +8

    Awesome sir!
    I'm a +2 student and from your videos I got lots of knowledge about the markets .
    Make sure always make this type of informative videos and help to make our financial status and knowledge better❤️

  • @TilakParajuli-dt4tf
    @TilakParajuli-dt4tf 2 місяці тому

    Need to correct 6:16 In this case, if a customer makes a payment on December 24th, they will receive a total credit period of 16 days, not just 1 day. This period includes 1 day from the transaction date to the end of the billing cycle, plus an additional 15 days after the statement date, with the payment due on January 9th.

  • @rishavdhakal1122
    @rishavdhakal1122 Рік тому +4

    Thank you Sanjog Sir.You are doing a type of social work by positively impacting thousands of people.Gonna tell my kids.This man is the reason you guys are getting privileges.😁

  • @arjeshkarmacharya9303
    @arjeshkarmacharya9303 Рік тому +5

    Thank you. Loved the part where you explained about how to use it to our advantage. That is such a valuable knowledge which could change someone’s life.

  • @rabinrijal640
    @rabinrijal640 Рік тому +7

    I get excited when I get the notification of a new video from Ideapreneur Nepal, cause this channel provides the best from the best content to everyone.......Thank You @Ideapreneur Nepal for making financial-related videos. KEEP GOING.

  • @YR_Paudel
    @YR_Paudel Рік тому +7

    How could you be such a nice person💝 Today only I understood it in detail🤔 Salute u Bro🙏

  • @santoshchaudhary-wy4ii
    @santoshchaudhary-wy4ii Рік тому +2

    Thank u sir for ur knowledgeable video . Aaj credit card receive gareko vayera video herna aayeko . Dherai ramro sang sikaunu vayo .

  • @thesayanashow134
    @thesayanashow134 8 місяців тому +2

    thank you Sir ..its really worth to know about credit cards... explained so clearly... ..

  • @soniyasapkota8983
    @soniyasapkota8983 Рік тому +2

    This is the only one channel that i subscribed on youtube

  • @nabinjoshi6071
    @nabinjoshi6071 Рік тому +1

    Sir jun information haru tapai le dinu hunxa tyo information haru kam lagxan ra kati kura haru sajilo pardinxan tesaile thank you sir tesko lagi.

  • @travelandvlogs7068
    @travelandvlogs7068 Рік тому +1

    I have known about credit card in India and used too .. Good news for Nepal

  • @atulthakur6723
    @atulthakur6723 Рік тому +1

    Very simple to understand any subject with you .....

  • @shresthastudio7331
    @shresthastudio7331 Рік тому +3

    Huge Respect and appreciation for you. your 15minute video alyz give lesson for life, i have started SIP after watching your video hats off to you...

  • @sonukhadka-yw2ev
    @sonukhadka-yw2ev Рік тому +3

    So,Thankful for Spread knowledge and information. Please Give a detail information about EMI also.

  • @metoniaparty2136
    @metoniaparty2136 Рік тому +2

    Thank you sanjog brother .Actually i learn many things from you

  • @tom2010ad
    @tom2010ad Рік тому

    Guy here using credit card since 2009 in Finland, got a credit limit of 9000 euros.

  • @codewithnitesh01
    @codewithnitesh01 Рік тому +2

    how can we say credit period of 45 days then....? Arthemetically i think we are just getting 24.5 days of credit period

  • @binayjaiswal2193
    @binayjaiswal2193 Рік тому +1

    Guys I have personally used credit card it's all foolishness if u don't do shopping regularly becz the cost to issue credit, other charges will apply
    Unwanted expenses mostly.
    Every time u can't wait for billing cycle date.

  • @rdsujan8965
    @rdsujan8965 Рік тому +1

    very clear cut in simply tought abt it and useful also.thanks sir

  • @prayoglingden9946
    @prayoglingden9946 Рік тому +1

    In credit we should not use more than 30% of our credit limit

  • @Mr.Benison
    @Mr.Benison Рік тому +1

    Just when I wanted to know about Credit cards in Nepal. Thank You !
    Could you cover the about retirement plans in Nepal?

  • @riseupnepal9413
    @riseupnepal9413 Рік тому +1

    मैले use गरेको ५ बर्ष भयो ।
    यो धेरै फाइदा जनक छ ।🙏🙏

  • @meghrajthapa3272
    @meghrajthapa3272 Рік тому +2

    Always helpful and knowledgeable in this channel especially the youth generation. Always Thankful. Waiting for the next videos.

  • @makaluonlinestudio
    @makaluonlinestudio Рік тому

    प्राेमाे काेड के हाे ? याे कसरी निर्माण गरिन्छ ? लगायतकाे विषयमा पनि भिडियाे बनाईदिनुस् प्लिज ।

  • @shreyamanandhar8298
    @shreyamanandhar8298 Рік тому +1

    TLDR: Nabil bank Teendhara ko credit department employees sanga ZERO Idea chha yo barey.
    As someone who recently took a credit card, malai yo sabai kura ko barema knowledge theyna. So when i got my monthly statement with both EMI bill and credit card bill ra tesko 10% matra tirne option aayo, i went to Nabil Bank and tried to understand... So naturally, i paid only 10% (min balance) as they said "baki tapaiko bank bata aafai withdraw hunchha"... Afai withdraw hunna, you *have* to transfer... Ani baki ko amount ma interest lagdai gayo... Which i had zero clue about... After a few months when i realized i had been paying interest for an amount they said will be auto-withdrawn, they weren't even apologetic and tbh, still had no clue on how the interest was being accumulated. *The bank had no clue!!!* They couldn't even help me understand the basic concept of how the system works. So wah haru le bujhauna nasakera "back office" (located away from teendhara) ma refer garyo and they refused to entertain clients. So basically they wasted my 3+ hours trying to do basic maths.
    So i came home, called my brother, jo bidesh basnuhunchha, ani then i could understand. Maile 5 min ma concept bujhe jasko lagi bank ko employees le 3+ hrs lagayera ni afai ra malai bujhna/bujhauna sakena. "Credit department" ko employees!!!
    Ofcourse i make good use of my card now! 💯
    Thank you for the video, this will help a lot of card holders. :)

    • @PrakashChAwal
      @PrakashChAwal Рік тому

      Just curious. How much penalty did you paid then?

  • @suryamukhi10
    @suryamukhi10 Рік тому +1

    You didn't mention use of card in online shopping , like daraz 11.11

  • @himalayanknight8
    @himalayanknight8 Рік тому

    Credit card ko bank bata auto payment ma ni rakhnu sakincha in case your forget to pay. 45 days agadi swipe gareko birsana sakincha. In that case bank ma auto payment rakhna sakincha. Uni haru le sadhai due date ko one day agadi paisa tancha. Yo feature ni ramro cha.

  • @surajthakur478
    @surajthakur478 6 місяців тому

    The thing I want to know. If maile 30,000 ko mobile credit card bata purchase gare. Ani maile due date ma full payment nai gare bhane tyo emi ta maile entertain garnai sakina ni.
    If maile 10% matra tiryo bhane ta intrest ko principal huna jani bho.

  • @RAJUGHIMIRE
    @RAJUGHIMIRE Рік тому +1

    Happy to know plethora of things in more clear way.

  • @santoshgiri7968
    @santoshgiri7968 Рік тому +1

    wow Intro sarai man paryo hai brother

  • @laxmankarki2348
    @laxmankarki2348 Рік тому +1

    Insightful. Thank you for sharing it Sanjog brother & the whole team behind it.🙂

  • @sudhangshrestha
    @sudhangshrestha Рік тому

    i have watch full ( 2minutes and 26 sec ) of ad for you { ideapreneur nepal }as thanks for this wonderfull video..

  • @prakashadhikari1228
    @prakashadhikari1228 11 місяців тому

    मैले न बुजेको point चै credit card ले नगद नै निकाल्न न मिले पछी कसरी पैसा stock market ma invest गर्ने नि ???

  • @hellonepal6921
    @hellonepal6921 Рік тому +1

    Candlestick patterns use kasri garne tesko video banaunu na sir 🙏☺️

  • @Sherpaheaven
    @Sherpaheaven Рік тому

    Sanzok ji thank you for your informative video. Tapai teacher bannu bhayo bhane dherai students harulai ramro hunthyo. Bujaune tapaiko tarik ekdum ramro chha.

    • @IdeapreneurNepal
      @IdeapreneurNepal  Рік тому +1

      Teaching nai ho yo !! Through online jhan dherai ley herchan :)

  • @Sameer_Kshetri
    @Sameer_Kshetri Рік тому +3

    ✨ Got to know new knowledge. Thanks for this video dai.

  • @nirmalakhatri7577
    @nirmalakhatri7577 Рік тому +3

    Thank you for the beautiful information ❤️

  • @minaechaelrai3746
    @minaechaelrai3746 Рік тому +1

    Thank you so much for this informative video sir . Please make video with Subha Laxmi Kosh IPO as well sir

  • @Durga..Ghimire
    @Durga..Ghimire Рік тому +1

    Thank you Sanjog Sir.

  • @nishanpariyar7461
    @nishanpariyar7461 Рік тому

    Your top 5 UA-cam channel recommendation for financial literacy?

  • @srijanatamang6477
    @srijanatamang6477 Рік тому +1

    Very informative video! Thank you very much. I have watched many of your videos and don't regret subscribing. 😊

  • @SANTOSH_SAYARA
    @SANTOSH_SAYARA Рік тому +1

    Wow love your videos💚💙💛comodity market ko further video banaunu paryo bro 🙏

  • @narchhantyal5217
    @narchhantyal5217 Рік тому

    Aba weekly lyaunu paryo sir video ,, i have got much more knowledge from your vedio

  • @ramanbhandary7501
    @ramanbhandary7501 Рік тому +1

    Your videos are incredibly helpful.

  • @er.anjanawal1319
    @er.anjanawal1319 Рік тому

    Please let me know the link of the Video of Comparision of Credit cards of Different Banks

  • @sandeshdangol4108
    @sandeshdangol4108 Рік тому +1

    Eagerly waiting for detailed video relating to Insurance.

  • @adarshagrawal2839
    @adarshagrawal2839 Рік тому +1

    Sir any updates on fundamental analysis course ?? When are you planning for fundamental course ??

    • @IdeapreneurNepal
      @IdeapreneurNepal  Рік тому +3

      Will be a bit delayed as we r on track to building our digital products so a bit more time

  • @sameeprdhn
    @sameeprdhn Рік тому +1

    Thanks for wonderful fruitful content, Da. 🤗

  • @manparichannel3786
    @manparichannel3786 Місяць тому

    7:30 emi kasari garne?
    Yaslai ajhai byakhyaa garera video banaunu na

  • @devendrabam3685
    @devendrabam3685 Рік тому +1

    Jabarjast idea 💡 bhaisahab

  • @pokranjan
    @pokranjan Рік тому

    Abroad ma blacklist ma pareko credit history le Nepal ma credit card lina kati ko affect garxa?? अनि बुढा ज्ञानमुलक हैन ज्ञानबर्द्धक हुन्छ 😂😂

  • @roshansah449
    @roshansah449 Рік тому

    I have idea about credit card as once I had seen in video of khan sir , but this video makes me more clear thank you 🇳🇵🇳🇵

  • @sakurayoutubechannel1208
    @sakurayoutubechannel1208 Рік тому +1

    Good information sanjog sir

  • @whatever093
    @whatever093 Рік тому +1

    Here the Investment of mine(My time to your video) was worthy . Thanks !

  • @rajanneupane6174
    @rajanneupane6174 Рік тому +1

    Mero Afnai firm ko swap machine ma mero anfai name ko credit card swap gare vane k huncha ??? Reply Garnu hola ...

  • @gauravdutraj7237
    @gauravdutraj7237 Рік тому

    How can this informative video be available for FREE ? its OP

  • @itsrajeeb
    @itsrajeeb Рік тому +1

    Fruitful content

  • @abinashchowdhry8642
    @abinashchowdhry8642 Рік тому

    Sanjog Dai One video on invest in CIT(job holder le salary bat kata gari save garchh )or SIP

  • @roshangautam9645
    @roshangautam9645 Рік тому

    Lamo samai paxi aayo hoi video
    Waiting for next video my inspirational daju💕😘❤️❤️

  • @bishuofficial2954
    @bishuofficial2954 Рік тому

    according to my research , credit is most dangerous to the middle class family those who are used .
    as well as don't use credit card .

    • @IdeapreneurNepal
      @IdeapreneurNepal  Рік тому

      We make people aware and able to decide on themselves of financial instruments in the market. Never endorse or promote any in the process but information should be given out thats the goal

  • @Fitdoctor712
    @Fitdoctor712 Рік тому

    I always wait for your video. Love how you are giving financial advice. Please kunai ipo aaudaicha kasto cha bhanera janakari pani dinus na hai

  • @rajkiranchaudhary8769
    @rajkiranchaudhary8769 Рік тому

    Right video at the right time for me as I have just received my credit card today. Great work brother.. Hats off to you

  • @Sun-Stha
    @Sun-Stha Рік тому

    I want to use credit card but which credit card is best?? Please suggest us.

  • @PrakashChAwal
    @PrakashChAwal Рік тому

    I always use my credit card in Bhatbhateni, minimart and daraz.

  • @RITIKCC482
    @RITIKCC482 Рік тому +2

    Can credit card be used for deposit money earn from international online earing platform...

  • @ArpanWasti
    @ArpanWasti Рік тому

    Nabil introduced one FD card once I guess, can you make a video about it?

  • @youngbillionaire022
    @youngbillionaire022 Рік тому +1

    Bro updated books of investing plz????

  • @aaryanthakur4832
    @aaryanthakur4832 Рік тому +1

    Creadit card laie share market ma use garna mil x ki naie
    To buy stock or to pay money

  • @samyogbasnyat6412
    @samyogbasnyat6412 Рік тому +3

    dai respect you so much, bring more content like this.

  • @Peace_world97
    @Peace_world97 Рік тому +1

    Thank u so much for informative video sanjok dai

  • @binodhamal8047
    @binodhamal8047 Рік тому

    I have got two credit card limit UpTo 300000.00 but not used yet

  • @rajendrawagle1854
    @rajendrawagle1854 Рік тому

    Thank you Sanjog bro :) It's a wonderful content :)

  • @minaechaelrai3746
    @minaechaelrai3746 Рік тому +1

    We are waiting for next pare 🤩

  • @nishantkharel9088
    @nishantkharel9088 Рік тому

    You and your videos are just amazing keep going we are with you. And next time please tell us how much bank give credit limit on the salary of 30k.

  • @kushalshahi5721
    @kushalshahi5721 Рік тому +1

    Truly life changing tips brother

  • @singdensajan12
    @singdensajan12 Рік тому

    Awesome Information,,, Thank you very much sir

  • @yambahadurlimbuabiral5392
    @yambahadurlimbuabiral5392 Рік тому

    आर्थिक सचेतना नभएका मानिसहरूले यो फाइनान्सियल इन्स्ट्रुमेण्ट नचलाएकै राम्रो हुन्छ। तर सरले नर्मल क्रेडिट कार्डको मात्र कन्टेण्ड बनाउनु भयो सायद। अन्य थप जानकारी ठिक छ। रिपेयमेण्ट १००% नै तिर्नु मात्र ठिक हो खासमा।

    • @yambahadurlimbuabiral5392
      @yambahadurlimbuabiral5392 Рік тому

      नेपालको सबैभन्दा राम्रो क्रेडिट कार्ड हिमालयन बैंकको अमेरिकन एक्सप्रेस डोमेस्टिम र इन्टरनेशनल दुबै हो। स्टान्डर्ड चार्टर्ड को भिसा प्लाटिनम अन्य सबैका नर्मल क्रेडिट कार्ड हुन। नेपालमा छिमेकी देश भारतमा जति पनि महत्व छैन कैयनलाई थाहा नै छैन क्रेडिट कार्ड के हो भनेर ।

    • @IdeapreneurNepal
      @IdeapreneurNepal  Рік тому

      Kasailai tha nabha ley basic understanding ko laagi nai yo video liyera aayeko ho !!
      Jaankar bhaye pachi details bujhincha , khojincha , aru clarity aaucha . Yo video chahi ice breaker ko jasari linu paryo

    • @yambahadurlimbuabiral5392
      @yambahadurlimbuabiral5392 Рік тому

      यहाँको भिडियो कन्टेण्ड नेपालको नर्मल क्रेडिट कार्ड युजरहरूको लागि ठिक छ। नेपालमा पनि क्रेडिट कार्डको दायरा र प्रयोगकर्ताको क्षमता हेरिकन ठुला बैंकहरूले प्रिमियम फिचर सहित डोमेस्टिक र इन्टरनेशनल क्रेडिट कार्ड डिजाइन गर्दैछन। हिमालयन बैंक आज पनि नेपालमा सबैभन्दा धेरै बैंक कार्ड ब्राण्डमा काम गर्ने बैक हो। एकचोटी यहाँले अमेक्स को मात्र टोटल फिचर सहितको भिडियो बनाउनु भए राम्रो होला। हालै मात्र अमेक्स का अन्य थप प्रोडक्ट आएका छन।

  • @unujhjjjjjjjjjjjjj
    @unujhjjjjjjjjjjjjj Рік тому

    What's the best bank providing good credit card system? Soon soon lyaunu hai yo content.. i m thinking to get one but Don't know

  • @NabinBahadurShrestha
    @NabinBahadurShrestha Рік тому

    Thnx for ur presentation ..

  • @swikarpoudel6704
    @swikarpoudel6704 Рік тому

    best yr , today's video is full of fun moments .

  • @pradipacharya236
    @pradipacharya236 Рік тому

    😍🔥very knowledgeable..
    Thanks to you

  • @subashkharel7483
    @subashkharel7483 Рік тому

    Very good information sir....
    Thank you a lot for providing such information..

  • @SANTOS-69
    @SANTOS-69 Рік тому +1

    What is EMI?

    • @IdeapreneurNepal
      @IdeapreneurNepal  Рік тому

      EMI stands for equated monthly installment. In nepal we refer to installment maa paisa tirney is called EMI

  • @maheshtuladhar9178
    @maheshtuladhar9178 Рік тому +1

    Very informative!

  • @raazmangrati9329
    @raazmangrati9329 Рік тому

    Kati सजिलै बुझाउनु भो thanku

  • @pramilagurung3361
    @pramilagurung3361 Рік тому

    Sir credit card bata cash withdraw nagari kasari utilize garne ho ?? Swipe matlab k ho ??

  • @bijaytamang2372
    @bijaytamang2372 Рік тому

    But you was saying that never withdraw cash from credit card, along with that you was saying that we can invest in stock market by how?? plz explain me

    • @IdeapreneurNepal
      @IdeapreneurNepal  Рік тому

      It means. If u have 30k cash with u and also credit card with u. Rather than spending that 30k cash for ur daily needs like travel, food, shopping use credit card and use that cash for share purchase. If u can make good profit in 30-45 days u can plan ur finance accordingly.

  • @bijaysunam16
    @bijaysunam16 Рік тому

    Needs more information on credit cards

  • @Katty450
    @Katty450 Рік тому

    Can you please explain more about EMI?

  • @santoshacharya1563
    @santoshacharya1563 Рік тому

    Thank You for insightful content 💚

  • @jiwanmagar9448
    @jiwanmagar9448 Рік тому

    Best 👍 video for financial knowledge

  • @anitasharma6789
    @anitasharma6789 Рік тому

    My favourite dada thank you soo much for your information and knowledge

  • @pana5288
    @pana5288 Рік тому

    Dai 5 lakh rakhyo FD MA Vane 50 lakh huncha 19 years paxi vniraxa. anii deposited kahii grnuu prdaina Direct huncha vnchha Yo chaii k ho Dai khasma🤔🤔

  • @rohitbhandari8421
    @rohitbhandari8421 Рік тому

    Sir 🙏 subh Laxmi kosh ko sip ko barema jankari dinu na kasari garne .

  • @sanothakuri6424
    @sanothakuri6424 Рік тому +2

    waiting for next video sir

  • @sujarai365
    @sujarai365 Рік тому

    Really,very very imformative! thanks a lot.

  • @sumesstha2579
    @sumesstha2579 Рік тому

    thank you somuch for spreading good knowledge

  • @kamalranabhat8218
    @kamalranabhat8218 10 місяців тому

    Nice information thank you sir.

  • @satakshichannel5544
    @satakshichannel5544 Рік тому

    Thank you sir giving us information 🙏 iam big fan of yours.