Awesome sir! I'm a +2 student and from your videos I got lots of knowledge about the markets . Make sure always make this type of informative videos and help to make our financial status and knowledge better❤️
Need to correct 6:16 In this case, if a customer makes a payment on December 24th, they will receive a total credit period of 16 days, not just 1 day. This period includes 1 day from the transaction date to the end of the billing cycle, plus an additional 15 days after the statement date, with the payment due on January 9th.
Thank you Sanjog Sir.You are doing a type of social work by positively impacting thousands of people.Gonna tell my kids.This man is the reason you guys are getting privileges.😁
Thank you. Loved the part where you explained about how to use it to our advantage. That is such a valuable knowledge which could change someone’s life.
I get excited when I get the notification of a new video from Ideapreneur Nepal, cause this channel provides the best from the best content to everyone.......Thank You @Ideapreneur Nepal for making financial-related videos. KEEP GOING.
Guys I have personally used credit card it's all foolishness if u don't do shopping regularly becz the cost to issue credit, other charges will apply Unwanted expenses mostly. Every time u can't wait for billing cycle date.
TLDR: Nabil bank Teendhara ko credit department employees sanga ZERO Idea chha yo barey. As someone who recently took a credit card, malai yo sabai kura ko barema knowledge theyna. So when i got my monthly statement with both EMI bill and credit card bill ra tesko 10% matra tirne option aayo, i went to Nabil Bank and tried to understand... So naturally, i paid only 10% (min balance) as they said "baki tapaiko bank bata aafai withdraw hunchha"... Afai withdraw hunna, you *have* to transfer... Ani baki ko amount ma interest lagdai gayo... Which i had zero clue about... After a few months when i realized i had been paying interest for an amount they said will be auto-withdrawn, they weren't even apologetic and tbh, still had no clue on how the interest was being accumulated. *The bank had no clue!!!* They couldn't even help me understand the basic concept of how the system works. So wah haru le bujhauna nasakera "back office" (located away from teendhara) ma refer garyo and they refused to entertain clients. So basically they wasted my 3+ hours trying to do basic maths. So i came home, called my brother, jo bidesh basnuhunchha, ani then i could understand. Maile 5 min ma concept bujhe jasko lagi bank ko employees le 3+ hrs lagayera ni afai ra malai bujhna/bujhauna sakena. "Credit department" ko employees!!! Ofcourse i make good use of my card now! 💯 Thank you for the video, this will help a lot of card holders. :)
Credit card ko bank bata auto payment ma ni rakhnu sakincha in case your forget to pay. 45 days agadi swipe gareko birsana sakincha. In that case bank ma auto payment rakhna sakincha. Uni haru le sadhai due date ko one day agadi paisa tancha. Yo feature ni ramro cha.
The thing I want to know. If maile 30,000 ko mobile credit card bata purchase gare. Ani maile due date ma full payment nai gare bhane tyo emi ta maile entertain garnai sakina ni. If maile 10% matra tiryo bhane ta intrest ko principal huna jani bho.
Sanzok ji thank you for your informative video. Tapai teacher bannu bhayo bhane dherai students harulai ramro hunthyo. Bujaune tapaiko tarik ekdum ramro chha.
We make people aware and able to decide on themselves of financial instruments in the market. Never endorse or promote any in the process but information should be given out thats the goal
आर्थिक सचेतना नभएका मानिसहरूले यो फाइनान्सियल इन्स्ट्रुमेण्ट नचलाएकै राम्रो हुन्छ। तर सरले नर्मल क्रेडिट कार्डको मात्र कन्टेण्ड बनाउनु भयो सायद। अन्य थप जानकारी ठिक छ। रिपेयमेण्ट १००% नै तिर्नु मात्र ठिक हो खासमा।
नेपालको सबैभन्दा राम्रो क्रेडिट कार्ड हिमालयन बैंकको अमेरिकन एक्सप्रेस डोमेस्टिम र इन्टरनेशनल दुबै हो। स्टान्डर्ड चार्टर्ड को भिसा प्लाटिनम अन्य सबैका नर्मल क्रेडिट कार्ड हुन। नेपालमा छिमेकी देश भारतमा जति पनि महत्व छैन कैयनलाई थाहा नै छैन क्रेडिट कार्ड के हो भनेर ।
Kasailai tha nabha ley basic understanding ko laagi nai yo video liyera aayeko ho !! Jaankar bhaye pachi details bujhincha , khojincha , aru clarity aaucha . Yo video chahi ice breaker ko jasari linu paryo
यहाँको भिडियो कन्टेण्ड नेपालको नर्मल क्रेडिट कार्ड युजरहरूको लागि ठिक छ। नेपालमा पनि क्रेडिट कार्डको दायरा र प्रयोगकर्ताको क्षमता हेरिकन ठुला बैंकहरूले प्रिमियम फिचर सहित डोमेस्टिक र इन्टरनेशनल क्रेडिट कार्ड डिजाइन गर्दैछन। हिमालयन बैंक आज पनि नेपालमा सबैभन्दा धेरै बैंक कार्ड ब्राण्डमा काम गर्ने बैक हो। एकचोटी यहाँले अमेक्स को मात्र टोटल फिचर सहितको भिडियो बनाउनु भए राम्रो होला। हालै मात्र अमेक्स का अन्य थप प्रोडक्ट आएका छन।
But you was saying that never withdraw cash from credit card, along with that you was saying that we can invest in stock market by how?? plz explain me
It means. If u have 30k cash with u and also credit card with u. Rather than spending that 30k cash for ur daily needs like travel, food, shopping use credit card and use that cash for share purchase. If u can make good profit in 30-45 days u can plan ur finance accordingly.
My respect to you . .Thank you for providing such knowledge at free of cost
It's my pleasure
Awesome sir!
I'm a +2 student and from your videos I got lots of knowledge about the markets .
Make sure always make this type of informative videos and help to make our financial status and knowledge better❤️
Need to correct 6:16 In this case, if a customer makes a payment on December 24th, they will receive a total credit period of 16 days, not just 1 day. This period includes 1 day from the transaction date to the end of the billing cycle, plus an additional 15 days after the statement date, with the payment due on January 9th.
Thank you Sanjog Sir.You are doing a type of social work by positively impacting thousands of people.Gonna tell my kids.This man is the reason you guys are getting privileges.😁
Thank you. Loved the part where you explained about how to use it to our advantage. That is such a valuable knowledge which could change someone’s life.
Glad it was helpful!
I get excited when I get the notification of a new video from Ideapreneur Nepal, cause this channel provides the best from the best content to everyone.......Thank You @Ideapreneur Nepal for making financial-related videos. KEEP GOING.
So nice of you
How could you be such a nice person💝 Today only I understood it in detail🤔 Salute u Bro🙏
Thank you so much 😀
Thank u sir for ur knowledgeable video . Aaj credit card receive gareko vayera video herna aayeko . Dherai ramro sang sikaunu vayo .
thank you Sir ..its really worth to know about credit cards... explained so clearly... ..
This is the only one channel that i subscribed on youtube
Sir jun information haru tapai le dinu hunxa tyo information haru kam lagxan ra kati kura haru sajilo pardinxan tesaile thank you sir tesko lagi.
I have known about credit card in India and used too .. Good news for Nepal
Very simple to understand any subject with you .....
Huge Respect and appreciation for you. your 15minute video alyz give lesson for life, i have started SIP after watching your video hats off to you...
Glad to hear that
So,Thankful for Spread knowledge and information. Please Give a detail information about EMI also.
Thank you sanjog brother .Actually i learn many things from you
Always welcome
Guy here using credit card since 2009 in Finland, got a credit limit of 9000 euros.
how can we say credit period of 45 days then....? Arthemetically i think we are just getting 24.5 days of credit period
Guys I have personally used credit card it's all foolishness if u don't do shopping regularly becz the cost to issue credit, other charges will apply
Unwanted expenses mostly.
Every time u can't wait for billing cycle date.
very clear cut in simply tought abt it and useful also.thanks sir
In credit we should not use more than 30% of our credit limit
Just when I wanted to know about Credit cards in Nepal. Thank You !
Could you cover the about retirement plans in Nepal?
मैले use गरेको ५ बर्ष भयो ।
यो धेरै फाइदा जनक छ ।🙏🙏
Kati din ma बिल payment garnu parxa
Always helpful and knowledgeable in this channel especially the youth generation. Always Thankful. Waiting for the next videos.
More to come!
प्राेमाे काेड के हाे ? याे कसरी निर्माण गरिन्छ ? लगायतकाे विषयमा पनि भिडियाे बनाईदिनुस् प्लिज ।
TLDR: Nabil bank Teendhara ko credit department employees sanga ZERO Idea chha yo barey.
As someone who recently took a credit card, malai yo sabai kura ko barema knowledge theyna. So when i got my monthly statement with both EMI bill and credit card bill ra tesko 10% matra tirne option aayo, i went to Nabil Bank and tried to understand... So naturally, i paid only 10% (min balance) as they said "baki tapaiko bank bata aafai withdraw hunchha"... Afai withdraw hunna, you *have* to transfer... Ani baki ko amount ma interest lagdai gayo... Which i had zero clue about... After a few months when i realized i had been paying interest for an amount they said will be auto-withdrawn, they weren't even apologetic and tbh, still had no clue on how the interest was being accumulated. *The bank had no clue!!!* They couldn't even help me understand the basic concept of how the system works. So wah haru le bujhauna nasakera "back office" (located away from teendhara) ma refer garyo and they refused to entertain clients. So basically they wasted my 3+ hours trying to do basic maths.
So i came home, called my brother, jo bidesh basnuhunchha, ani then i could understand. Maile 5 min ma concept bujhe jasko lagi bank ko employees le 3+ hrs lagayera ni afai ra malai bujhna/bujhauna sakena. "Credit department" ko employees!!!
Ofcourse i make good use of my card now! 💯
Thank you for the video, this will help a lot of card holders. :)
Just curious. How much penalty did you paid then?
You didn't mention use of card in online shopping , like daraz 11.11
Credit card ko bank bata auto payment ma ni rakhnu sakincha in case your forget to pay. 45 days agadi swipe gareko birsana sakincha. In that case bank ma auto payment rakhna sakincha. Uni haru le sadhai due date ko one day agadi paisa tancha. Yo feature ni ramro cha.
The thing I want to know. If maile 30,000 ko mobile credit card bata purchase gare. Ani maile due date ma full payment nai gare bhane tyo emi ta maile entertain garnai sakina ni.
If maile 10% matra tiryo bhane ta intrest ko principal huna jani bho.
Happy to know plethora of things in more clear way.
Glad could help
wow Intro sarai man paryo hai brother
Insightful. Thank you for sharing it Sanjog brother & the whole team behind it.🙂
My pleasure
i have watch full ( 2minutes and 26 sec ) of ad for you { ideapreneur nepal }as thanks for this wonderfull video..
Thank you so much 😀
मैले न बुजेको point चै credit card ले नगद नै निकाल्न न मिले पछी कसरी पैसा stock market ma invest गर्ने नि ???
Candlestick patterns use kasri garne tesko video banaunu na sir 🙏☺️
Sanzok ji thank you for your informative video. Tapai teacher bannu bhayo bhane dherai students harulai ramro hunthyo. Bujaune tapaiko tarik ekdum ramro chha.
Teaching nai ho yo !! Through online jhan dherai ley herchan :)
✨ Got to know new knowledge. Thanks for this video dai.
Welcome 😊
Thank you for the beautiful information ❤️
You are so welcome!
Thank you so much for this informative video sir . Please make video with Subha Laxmi Kosh IPO as well sir
Thank you Sanjog Sir.
Your top 5 UA-cam channel recommendation for financial literacy?
Very informative video! Thank you very much. I have watched many of your videos and don't regret subscribing. 😊
So nice of you
Wow love your videos💚💙💛comodity market ko further video banaunu paryo bro 🙏
Ok 😊
Aba weekly lyaunu paryo sir video ,, i have got much more knowledge from your vedio
Your videos are incredibly helpful.
Please let me know the link of the Video of Comparision of Credit cards of Different Banks
Eagerly waiting for detailed video relating to Insurance.
Sir any updates on fundamental analysis course ?? When are you planning for fundamental course ??
Will be a bit delayed as we r on track to building our digital products so a bit more time
Thanks for wonderful fruitful content, Da. 🤗
7:30 emi kasari garne?
Yaslai ajhai byakhyaa garera video banaunu na
Jabarjast idea 💡 bhaisahab
Abroad ma blacklist ma pareko credit history le Nepal ma credit card lina kati ko affect garxa?? अनि बुढा ज्ञानमुलक हैन ज्ञानबर्द्धक हुन्छ 😂😂
I have idea about credit card as once I had seen in video of khan sir , but this video makes me more clear thank you 🇳🇵🇳🇵
Glad to hear that
Good information sanjog sir
So nice of you
Here the Investment of mine(My time to your video) was worthy . Thanks !
Glad it was helpful!
Mero Afnai firm ko swap machine ma mero anfai name ko credit card swap gare vane k huncha ??? Reply Garnu hola ...
How can this informative video be available for FREE ? its OP
Fruitful content
Sanjog Dai One video on invest in CIT(job holder le salary bat kata gari save garchh )or SIP
Lamo samai paxi aayo hoi video
Waiting for next video my inspirational daju💕😘❤️❤️
Ok thank you
according to my research , credit is most dangerous to the middle class family those who are used .
as well as don't use credit card .
We make people aware and able to decide on themselves of financial instruments in the market. Never endorse or promote any in the process but information should be given out thats the goal
I always wait for your video. Love how you are giving financial advice. Please kunai ipo aaudaicha kasto cha bhanera janakari pani dinus na hai
Huss
Right video at the right time for me as I have just received my credit card today. Great work brother.. Hats off to you
Glad it helped
I want to use credit card but which credit card is best?? Please suggest us.
I always use my credit card in Bhatbhateni, minimart and daraz.
Gazzab
Can credit card be used for deposit money earn from international online earing platform...
Dont use for that purpose
Nabil introduced one FD card once I guess, can you make a video about it?
Bro updated books of investing plz????
Creadit card laie share market ma use garna mil x ki naie
To buy stock or to pay money
Mildaina
hahahahahhahaha
dai respect you so much, bring more content like this.
☺️
Thank u so much for informative video sanjok dai
Always welcome
I have got two credit card limit UpTo 300000.00 but not used yet
Thank you Sanjog bro :) It's a wonderful content :)
Always welcome
We are waiting for next pare 🤩
Sure 😊
You and your videos are just amazing keep going we are with you. And next time please tell us how much bank give credit limit on the salary of 30k.
Truly life changing tips brother
Glad you think so!
Awesome Information,,, Thank you very much sir
आर्थिक सचेतना नभएका मानिसहरूले यो फाइनान्सियल इन्स्ट्रुमेण्ट नचलाएकै राम्रो हुन्छ। तर सरले नर्मल क्रेडिट कार्डको मात्र कन्टेण्ड बनाउनु भयो सायद। अन्य थप जानकारी ठिक छ। रिपेयमेण्ट १००% नै तिर्नु मात्र ठिक हो खासमा।
नेपालको सबैभन्दा राम्रो क्रेडिट कार्ड हिमालयन बैंकको अमेरिकन एक्सप्रेस डोमेस्टिम र इन्टरनेशनल दुबै हो। स्टान्डर्ड चार्टर्ड को भिसा प्लाटिनम अन्य सबैका नर्मल क्रेडिट कार्ड हुन। नेपालमा छिमेकी देश भारतमा जति पनि महत्व छैन कैयनलाई थाहा नै छैन क्रेडिट कार्ड के हो भनेर ।
Kasailai tha nabha ley basic understanding ko laagi nai yo video liyera aayeko ho !!
Jaankar bhaye pachi details bujhincha , khojincha , aru clarity aaucha . Yo video chahi ice breaker ko jasari linu paryo
यहाँको भिडियो कन्टेण्ड नेपालको नर्मल क्रेडिट कार्ड युजरहरूको लागि ठिक छ। नेपालमा पनि क्रेडिट कार्डको दायरा र प्रयोगकर्ताको क्षमता हेरिकन ठुला बैंकहरूले प्रिमियम फिचर सहित डोमेस्टिक र इन्टरनेशनल क्रेडिट कार्ड डिजाइन गर्दैछन। हिमालयन बैंक आज पनि नेपालमा सबैभन्दा धेरै बैंक कार्ड ब्राण्डमा काम गर्ने बैक हो। एकचोटी यहाँले अमेक्स को मात्र टोटल फिचर सहितको भिडियो बनाउनु भए राम्रो होला। हालै मात्र अमेक्स का अन्य थप प्रोडक्ट आएका छन।
What's the best bank providing good credit card system? Soon soon lyaunu hai yo content.. i m thinking to get one but Don't know
Thnx for ur presentation ..
best yr , today's video is full of fun moments .
😍🔥very knowledgeable..
Thanks to you
It's my pleasure
Very good information sir....
Thank you a lot for providing such information..
Most welcome
What is EMI?
EMI stands for equated monthly installment. In nepal we refer to installment maa paisa tirney is called EMI
Very informative!
Kati सजिलै बुझाउनु भो thanku
Sir credit card bata cash withdraw nagari kasari utilize garne ho ?? Swipe matlab k ho ??
But you was saying that never withdraw cash from credit card, along with that you was saying that we can invest in stock market by how?? plz explain me
It means. If u have 30k cash with u and also credit card with u. Rather than spending that 30k cash for ur daily needs like travel, food, shopping use credit card and use that cash for share purchase. If u can make good profit in 30-45 days u can plan ur finance accordingly.
Needs more information on credit cards
Can you please explain more about EMI?
Thank You for insightful content 💚
Best 👍 video for financial knowledge
Keep watching
My favourite dada thank you soo much for your information and knowledge
Most welcome
Dai 5 lakh rakhyo FD MA Vane 50 lakh huncha 19 years paxi vniraxa. anii deposited kahii grnuu prdaina Direct huncha vnchha Yo chaii k ho Dai khasma🤔🤔
Sir 🙏 subh Laxmi kosh ko sip ko barema jankari dinu na kasari garne .
waiting for next video sir
Very soon
Really,very very imformative! thanks a lot.
You are welcome!
thank you somuch for spreading good knowledge
It's my pleasure
Nice information thank you sir.
Thank you sir giving us information 🙏 iam big fan of yours.
It's my pleasure