I Waste SO MUCH Money! | Budget Bestie Ep17 | Budget with Ira

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[@kayleighls90]

Budget Bestie is my FAVOURITE thing to watch on UA-cam. It's really shown me some direction with my own budget. Please never ever stop 🧡

[@lynnoorman2144]

Brilliant budget, Ira. Very clever the way you didnt just go on about debt repayment and explained why. I love that you included school holidays as a sinking fund but i would suggest 'back to school' as a category as well because school uniforms cosy a fortune when you include PE kit, calculator and especially proper shoes (about £50 a time - i pay for my granddaughter's so i know! Lol!)

[@bpennington148]

How did I miss this Budget Bestie? I can relate to this one as I sometimes do in app purchases for games and I need to stop doing that. 🧡🧡🧡

[@alibudgetsplans]

Great video. I'm always spending what I should be saving. I need to get myself back to budgeting like this.

[@deborahbrown1242]

For star stable, it’s a horse game, lifetime option is one off £50 payment. get 100 star coins every week and unloads extras. Also get extra bonus items. No better paying monthly. Just costs more. We got it for my daughter.

[@celestebarrentine3922]

I could not give up mu Audible. I have over 800 books in my library, listen to it every day, and add at least one book a month. I also read physical books, but the audio books keep me company as I do tasks around the house and while driving. 🧡

[@emilycatherine8356]

I relate to dipping into savings so much, I've got a building society account without online access, so if I need to get money out I need to take my little book, to a branch and physically take the money out. This extra step has absolutely stopped me from dipping into my savings so much, for those of us who struggle with impulses its made a world of difference!

[@LazyFlmaingoDesign]

That building society account sounds like a win! Would definitely help me too x

[@gm2407]

Where are council tax, water rates, gas and electric, tv license? That could be between £300-£400 a month.

[@MC-hn5go]

Great vid as always Ira 👏xx

[@LazyFlmaingoDesign]

I love watching these. Sometimes I think of submitting my budget just to see if you'd agree with my plans. However I'm too worried that you'd tell me to stop all the stuff I pay for lol. Another great video xo 🧡

[@TaylahLouiseBudgets]

Hehe I always get nervous to see what you’re going to tell people to cut out because you always have a good point 😂

[@DeidresBudgetingJourney]

I like that you added some sinking funds that make sense for them. I also appreciate how you don’t focus on paying off the debt because they have other priorities as most wouldn’t do that. Great video 🧡

[@missboo4325]

🧡I like the way you laid it out!

[@Dollcan]

Budgets for others can be tricky but you handle them with strength and sensitivity. 🧡

[@MaidOfMoney]

Spotify Family is 16.99 not 9.99 right? I think the 9.99 is just regular premium, no multi-accounts. Hopefully once the debt is paid off this person will be able to put that towards their moving out goals, as on their income at the moment it looks like it would be really hard for them to afford their own place with their current lifestyle, which doesn't even seem too extravagant once you get rid of surplus subs :(

[@CraftyBudgeting]

Great budget ideas again - love these videos 🧡

[@bethdoe4635]

Good news, your maths is wrong in the envelope section, meaning they have an extra £20 to play with.

[@jerryglass6513]

🧡

[@tinasharbutt9975]

❤ love it

[@brandielisa3864]

🧡🧡🧡🧡

[@maddyneedham1208]

I think personally rather then giving kids pocket money they should put the money into a sinking fund for collage small things go along way!! And the kids would thank them in the future you don’t want a kid with adhd going out and buying sugary things get them a craft or something

[@pammasheppard1338]

🧡🧡

[@bethbeckermeyer1732]

🧡🧡🧡

[@mollym2551]

👌🏻🧡🧡

[@budgetwithcyn3339]

15 on gaming is so much and would def get rid of the editing app as well. Great job Ira! Hopefully this will help this person out 👏🧡

[@poly_budgeting_mermaid]

🧡

[@RoseAngella]

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[@fionaturner461]

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[@stephanieparker624]

🧡