My monthly payment on a Quad Axle Dump Truck

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  • Опубліковано 3 гру 2024

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  • @rogerwestgate4724
    @rogerwestgate4724 9 місяців тому +18

    Good luck with the truck. I’m second generation in the family business when we buy equipment i call a small lender that leased a trailer to me 24 years ago he took a chance on me now it’s like borrowing from a friend i make one phone call then we meet for a cup of coffee and sign papers he has financed two excavators a bulldozer and a trailer for me. We had one of the machines on the job before my regular bank even got back to me

  • @Eastnola504
    @Eastnola504 8 місяців тому +7

    Respect your honesty 💯..best of wishes to you!!

    • @otwjaylifestyle
      @otwjaylifestyle  7 місяців тому +2

      Thanks for the support! The entire startup process was overwhelming. I didn’t realize how expensive ownership was after being a company driver for 7 years. I have already had my up and downs. I hate to see people underestimate this business because it can drain you dry. Yeah, I’ll keep you updated!

  • @terrellscaife2411
    @terrellscaife2411 7 місяців тому +10

    What I was wondering is what if you and your dad took that $50,000 and went and bought a older truck now no, the older truck might have a little more maintenance involved in keeping it on the road but I think overall you can build up your money and then go buy the new truck

    • @otwjaylifestyle
      @otwjaylifestyle  7 місяців тому +4

      I was given the opportunity to purchase his 99 t800 (quad axle) for around that price 2.5 years ago. The truck had a freshly rebuilt CAT (brand new head, turbo, new injectors, and in-frame) using all CAT parts. I was just too complacent in being only a driver at the time.

    • @terrellscaife2411
      @terrellscaife2411 7 місяців тому +1

      Ok

    • @al-mubdizahir8704
      @al-mubdizahir8704 6 місяців тому +1

      I think I'm gonna take this advice from you. Old trucks

    • @terrellscaife2411
      @terrellscaife2411 6 місяців тому

      Yep build your money then upgrade because if something happens and you’re not able to drive and make payments, you’re gonna be shit out of luck

    • @jdssoulfoodkitchenjdssoulf2173
      @jdssoulfoodkitchenjdssoulf2173 4 місяці тому

      What's the financial companies information ?

  • @ponetasini7656
    @ponetasini7656 8 місяців тому +3

    Thanks for sharing no one is really breaking down the game like this or especially the tough times and just keeping it a whole hunnid

    • @otwjaylifestyle
      @otwjaylifestyle  7 місяців тому

      No problem fam! Too many people are selfish and don’t want to see others grow smh.

  • @Winecountrydumptruckdriver
    @Winecountrydumptruckdriver 9 місяців тому +3

    I bought a brand new 2016 Peterbilt 389 my payment back then was 2800 a month with no money down then I bought a transfer set used and that payment was 1700 a month.

    • @otwjaylifestyle
      @otwjaylifestyle  9 місяців тому +1

      That’s a heck of a deal! How long did you finance your truck for? Inflation and Covid really skyrocketed the price of these trucks.

    • @Winecountrydumptruckdriver
      @Winecountrydumptruckdriver 9 місяців тому +1

      I financed my truck for 6 years. The interest rate was 7% on new equipment and the used equipment was 10%.. crazy about the truck prices

  • @feelnrite
    @feelnrite 9 місяців тому +7

    Hope it works out for you and the interest rate seems high. Trucks especially are crazy high now. It is a nice truck though. Tell us what you can make with the truck, rate per mile, what you haul etc.

    • @otwjaylifestyle
      @otwjaylifestyle  9 місяців тому +1

      Yeah they are very expensive. $260,000-280,000 for a brand new truck is just insane! I am basically paying for a brand new truck right now by my interest rate being so high lol. Lenders are becoming more strict as well. I will!

  • @michaelwilliams132
    @michaelwilliams132 8 місяців тому +2

    Good luck and congratulations. im in the dump trucking also. I hope you have a successful year 👍

  • @StevenBeondy
    @StevenBeondy Місяць тому

    Beautiful New Peterbilt quad axle dump truck

  • @ponetasini7656
    @ponetasini7656 8 місяців тому +1

    Dope video bro🔥🔥 good luck to you and the business

  • @floridabrushanddirt2482
    @floridabrushanddirt2482 6 місяців тому +2

    The dang cost of insurance is a huge deal around here in Florida. 10-20k per truck per year is not out of the norm

    • @otwjaylifestyle
      @otwjaylifestyle  6 місяців тому +2

      Tell me about it smh. It’s the same here too. Insurance prices are ridiculous on these trucks.

  • @joelbeltramelli898
    @joelbeltramelli898 8 місяців тому +2

    Subscribed!

  • @rickhay9782
    @rickhay9782 7 місяців тому +2

    Brother, it gauls me that a hard worker who could use a little help from the bank gets stonewalled...go get em dude, new subscriber here...✊️✌️

  • @Matt-su5wp
    @Matt-su5wp 3 місяці тому

    how much depreciation can you claim per year? when you first got the truck

  • @BackInService
    @BackInService 8 місяців тому

    Great video and thanks for the information. Liked and Subbed 💯🤙

    • @otwjaylifestyle
      @otwjaylifestyle  7 місяців тому +1

      I appreciate it and thanks for the support!

  • @otrshark
    @otrshark 7 місяців тому +1

    Great info.
    Subscribed….

    • @otwjaylifestyle
      @otwjaylifestyle  7 місяців тому

      Thanks! We can all learn from each other as you provided a lot of insight on your channel as well!

  • @HAITIOI
    @HAITIOI 6 місяців тому +2

    I own the truck what’s the max weekly I’m in the Charleston/savannah area

    • @otwjaylifestyle
      @otwjaylifestyle  6 місяців тому +1

      It depends on if you are willing to run double shifts. I work day and night by the hr.

  • @hanaaboya5835
    @hanaaboya5835 7 місяців тому +3

    For me i would on paying the truck off as quickly as possible.

  • @inspireu9746
    @inspireu9746 7 місяців тому +1

    Where did you get the financing from?

    • @otwjaylifestyle
      @otwjaylifestyle  7 місяців тому +1

      Email me at otwtransportservicesllc@gmail.com

  • @nastystang3255
    @nastystang3255 8 місяців тому +1

    Hey J, I need to link up with you asap

  • @r-sun2005
    @r-sun2005 6 місяців тому

    Thank you for the video it was very helpful .
    Good luck .. I Subscribed to your channel
    Looking forward to more informative videos

    • @otwjaylifestyle
      @otwjaylifestyle  6 місяців тому

      I have plenty of more otw 💪🏼💪🏼

  • @joe-j1687
    @joe-j1687 8 місяців тому +1

    Hey bro, how can someone get in touch with you. I live in North Carolina.

    • @otwjaylifestyle
      @otwjaylifestyle  8 місяців тому

      What part of NC? I’m located in Raleigh/Durham.

    • @joe-j1687
      @joe-j1687 8 місяців тому +1

      @@otwjaylifestyle Winston-Salem. Are you on facebook.

    • @otwjaylifestyle
      @otwjaylifestyle  7 місяців тому

      otwtransportservicesllc@gmail.com

  • @russellburton5107
    @russellburton5107 4 місяці тому

    He keeps talking about my boy.. he don't even know my boy????

  • @heaveymelt
    @heaveymelt 5 місяців тому

    If your dad owned a truck i can't understand how he would let you go for that deal on the truck your in for a world of hurt that payment is crazy

    • @otwjaylifestyle
      @otwjaylifestyle  4 місяці тому

      It benefits me by not showing up on my credit report. I can buyout the loan at any given time now since it has been 12 months! I also have 40k in equity! I understand where you are coming from. We were initially going to go that route.

  • @paulradice3534
    @paulradice3534 7 місяців тому +2

    Plus you don’t own the truck at the end of the loan

    • @otwjaylifestyle
      @otwjaylifestyle  4 місяці тому

      It is a lease to own agreement. I can buyout the loan at any given time after 12 months.

  • @Ohio-gy2ty
    @Ohio-gy2ty 8 місяців тому

    Can you make some more videos for us, please?

  • @truckingon5049
    @truckingon5049 5 місяців тому +3

    Aint no way dump trucking is that good like bro are u really taking any money home? I feel u but thats the worst payment i ever heard of . Not counting diesal and maintenance and insurance . U must be on an elite contract lol

    • @otwjaylifestyle
      @otwjaylifestyle  4 місяці тому +1

      Sorry for the late reply bro. I had no other choice at the time which sucks. I just posted a video on how I can afford the truck. Here is the link. ua-cam.com/video/RpSdMu7pczw/v-deo.htmlsi=LmDm2M7UvfhA50H0

    • @ctoomuch
      @ctoomuch 2 місяці тому +3

      Here in Las Vegas that truck would probably make $100/hr
      He's working the truck 2 shifts per day, so 16 hrs equals 1600/day.
      Times 5 days equals $8000/wk.
      Times 4 weeks a month equals $32,000/mo.
      It would easily be worth it.

    • @skeeters2740
      @skeeters2740 Місяць тому

      @@ctoomuchhow can you guarantee the truck will get that much work? I live in Vegas and thinking of buying a dump truck I already work for a owner operator here but he’s not getting that much work

    • @RemingtonScarborough
      @RemingtonScarborough 16 днів тому

      In California the rates are 110-120/hr easily

    • @exceptionallife4768
      @exceptionallife4768 14 годин тому

      Stick to being a rapper homeboy

  • @Sevenofspades18
    @Sevenofspades18 6 місяців тому +1

    Wats up bro...I sent you an email asking about the finance company you worked with

    • @otwjaylifestyle
      @otwjaylifestyle  4 місяці тому

      Sorry for the late reply bro. It probably went to my spam. I’ll check.

  • @kenearl9535
    @kenearl9535 8 місяців тому +1

    🤷🏽‍♂️Did you Try a 😐Credit Union 😐for your loan before the bank !!!!!!!

    • @otwjaylifestyle
      @otwjaylifestyle  7 місяців тому +1

      Sorry for the late response but I did. I got declined by Navy Federal because they viewed me as a high risk.

  • @kevindowney4817
    @kevindowney4817 7 місяців тому +3

    Good way to wash drug money

  • @sammyyourmammy8170
    @sammyyourmammy8170 4 місяці тому +1

    did you know that Joe, Biden wants to raise all business taxes on owner / operators like us?

    • @stokedamoor966
      @stokedamoor966 3 місяці тому

      I know Joe is trying his best with Kamala to raise taxes what a shame

  • @jimmeyers6491
    @jimmeyers6491 8 місяців тому +2

    After.
    A serious injury with a flat bed. The d*** nerve killed years of workman's com. I decided to go on my own pull up my own Tri. Axle, basically what you're going through.
    The banks are just as obese. You're doing alright. Sounds like you've got your head on. I'm in Northeast Pennsylvania, 26 years and try axles. I prefer the older still really my trucks in 990, it takes plenty of work. It's a pain i* t** a** There is always something that's gonna need to be fixed in the near future. You know, you're running over something on a job site. D*** i* if it isn't the tire on the truck. That has the most tread on it's in the sidewalk.
    It's just the way it is. Find a way to go direct with customers out. A flat rwhen you're paid for that time sitting waiting in the car.
    Now, it is unfair if you break down go off the clock. D*** i*, don't charge a customer for that. But you'd be fair kind and courteous to your customers. You'll be okay. Business cards go a long way. An attitude and ability do s*** right? Be polite don't remember you don't call the quarry and I'll ask for you. Know this, though. Some people that could be nice to your face and act like your friend. And all they want is the work you have and don't do anything you get it some of my pretty d*** sneaky. Now I'm in Northeast Pennsylvania been doing it for 26 years. I don't know what your g. V, W, there is, we run 73 2 80 on a Tri. Axle, and I've seen states with quad axles with JB w's abuse that just make me laugh. So if you're home less weight than me and still making the same amount of money well, I would have to think your truck is gonna take less repair.
    I think you'll do o k

    • @otwjaylifestyle
      @otwjaylifestyle  7 місяців тому

      26 years is a very long time! I bet that you have experienced a lot too. It definitely is not easy being a owner-operator. The more you make, the more THEY take. I can legally haul 20 tons on my quad which equates in a gross weight of 69,500 (non-interstate). The truck is heavy due to having a demotion body. On tonnage hauls, I usually tear in with a quarter of a tank lol.

  • @timregan1005
    @timregan1005 7 місяців тому +5

    dump trucks are joining the boat joke.... best day you had was buying boat/dumptruck .. next best day selling boat/dumptruck